State Health Insurance Assistance Program (SHIP) for Medicare Participants
Protect your health with Medicare’s preventive benefits. Sign up at www.MyMedicare.gov to track the preventive benefits you have used each year and remind you of benefits for which you are eligible. Visit www.medicare.gov for valuable benefit information. Here are a few highlights of the website: Medicare Prescription Drug Plan Finder An interactive tool that allows you to narrow your search for a Medicare prescription drug plan based on your personal preferences such as cost, drugs covered, and participating pharmacies. Need help paying for your prescription drugs? You may be able to get extra help to pay for the premiums, annual deductible, and co-payments related to the Medicare Prescription Drug program. However, you must be enrolled in a Medicare Prescription Drug plan to receive this additional help. Call SHIP today to learn more. Medicare.gov: Forms, Help, and Resources Centers for Medicare and Medicaid Services: Regulations and Guidance
TN Medicare and Medical Plans in Tennessee
How to tell if you have the right Life Insurance policy Many people mistakenly believe that life insurance is somehow only for rich people. It is a luxury that does not apply to the majority of people. If you are not rich, you are lucky to get life insurance at all, much less the right amount of life insurance that will protect your family adequately after you are gone. However, the truth is …
UPPER CUMBERLAND DEVELOPMENT DISTRICT
Both programs work hand in hand to assist all Tennesseans with their questions and concerns about Medicare issues. Working through federally funded grants from Centers for Medicare and Medicaid Services and Administration on Aging, SHIP and SMP is administered throughout the nine Area Agencies on Aging and Disability.
Costs of Medigap Policies
If you buy a Medicare SELECT policy: Medicare SELECT is a type of Medigap policy sold by some insurance companies in some states. If you buy a Medicare SELECT policy, you are buying one of the 10 standardized Medigap Plans A through N. Medicare SELECT policies require you to use specific hospitals and, in some cases, specific doctors to get full insurance benefits (except in an emergency). Generally, Medicare SELECT policies cost less than other Medigap policies. If you have a Medicare SELECT policy and you don’t use a Medicare SELECT hospital or doctor for non-emergency services, your costs will be higher. You will have to pay some or all of what Medicare doesn’t pay. Medicare will pay its share of approved charges no matter which hospital or doctor you choose.
Medicare Nursing Home Compare Results