Signing up for Part A & Part B

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Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

Enroll for Medicare Part B: Step By Step Guide

If you are automatically enrolled in Part B, you will receive your card in the mail three months before your benefits are scheduled to begin (except for those with ALS). You do not have to accept Part B. Your card comes with instructions for rejecting coverage. Simply follow them and send the card back if you do not wish to receive Part B coverage. You will pay Part B premiums as long as you keep the card.
Source: mymedicaremedicaid.com

Medicare Part B late enrollment penalty

How do you calculate your premium penalty? Let’s say you turned 65 in 2010, and you delayed signing up for Part B until 2017 (and you did not have employer insurance that allows you to delay enrollment). Your monthly premium would be 70% higher for as long as you have Medicare (7 years x 10%). Since the Medicare Part B premium in 2017 is $134, your monthly premium with the penalty would be $227.80 ($134 x 0.7 + $134).
Source: medicareinteractive.org

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