Seniors Information Center

Posted by:  :  Category: Medicare

The best way to make informed and safe decisions is to become familiar with the facts. Browsing the links on this page will help you do just that. It may be helpful to review this information with someone you trust. The information available from this site is designed to educate and provide resources to help you make informed decisions. We hope you find this site useful.

SHIP: Senior Health Insurance Program

This section provides information about the Senior Health Insurance Program (SHIP), which is a free statewide health insurance counseling service for Medicare beneficiaries and their caregivers. In this section, visitors will find information and resources about applying for Medicare, sites in their area that they can get assistance applying for Medicare and tools for SHIP sites around the State to utilize in serving Medicare beneficiaries.

Health Insurance for Seniors and Elderly

Medicare supplemental health insurance, called “Medigap,” is meant to provide coverage for the things that Medicare doesn’t cover. To qualify for Medigap, you must be enrolled in Medicare Part A and Medicare Part B. Your Medigap coverage will help cover excess costs, such as co-insurance costs for stays in the hospital or a nursing facility, and even the deductibles in your Part A and Part B Medicare plans. You can find this plan through private insurers and organizations that cater to the elderly. Costs will vary according to coverage.


​The State Health Insurance Program(SHIP) meets one of the most universal needs of Medicare beneficiaries, including those under 65 years of age — understanding their health insurance benefits, bills and rights. The Maryland SHIP program provides trained staff and volunteer counselors in all 24 counties. Counselors provide in-person and telephone assistance in the following general areas:

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