Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

How to Order a Medicare Card by Phone or Online

california medi-cal Drug Plan Health HIV How Social Security Works How to File a Claim for Medicare How to get a new medicare replacement card HUD lost medicare card M.D. Medi-Cal Medicaid medicaid card Medicaid Services Medicare MedicareCard medicare card MedicareCard.com MedicareCard Replacement medicare card replacement Medicare Care medicare coverage Medicare has Two Parts Medicare Help Medicare Part A Hospital Insurance Coverage Medicare Premium Amounts for 2010 Medicare Prescription Drug Coverage Medicare Replacement Cards Meeting Announcement MyMedicare.gov National Institutes of Health Need a Replacement Card? Order a Medicare Card by Phone or Online NIH NIMH Obama Part A (Hospital Insurance) Part B (Medical Insurance) part of the National Institutes of Health protecting my social security number replacement social security card Social Security social security card some disabled people under age 65 ssa.gov Supplier Enrolled in Medicare
Source: medicarecard.com

Medicare Fee, Payment, Procedure code, ICD, Denial

All In-Office Laboratory Testing and Procedures:    Marked with *, **, ***, ****, and ***** will be limited to one procedure within the same family of asterisks, per visit. Example: All laboratory testing/procedure codes that are marked with one * will only be allowed to have one laboratory test/procedure performed, per visit, out of all of the codes designated with the single *.   Marked with the # symbol will only be considered for reimbursement if the member has an infertility benefit and the provider has the appropriate specialty. Refer to the policy titled Infertility Diagnosis and Treatment for additional information related to infertility coverage. CPT Code Description Primary Care Physicians and Specialists 80305 Drug test(s), presumptive, any number of drug classes, any number of devices or procedures (e.g., immunoassay); capable of being read by direct optical observation only (e.g., dipsticks, cups, cards, cartridges) includes sample validation when performed, per date of service 80306 Drug test(s), presumptive, any number of drug classes, any number of devices or procedures (e.g., immunoassay); read by instrument assisted direct optical observation (e.g., dipsticks, cups, cards, cartridges), includes sample validation when performed, per date of service 81000* Urinalysis, non-automated, with microscopy 81001* Urinalysis, automated, with microscopy 81002* Urinalysis, non-automated, without microscopy 81003* Urinalysis, automated, without microscopy 81025 Urine pregnancy test, by visual color comparison methods  82270***** Blood, occult, by peroxidase activity (e.g., guaiac), qualitative; feces, consecutive collected specimens with single determination, for colorectal neoplasm screening (i.e., patient was provided three cards or single triple card for consecutive collection) CPT Code Description Hematologists/Oncologists/Pediatric Hematologists 85097 Bone marrow; smear interpretation only, with or without differential cell count 86077 Blood bank physician services; difficult cross-match and/or evaluation of irregular antibody(s), interpretation and written report 86078 Blood bank physician services; investigation of transfusion reaction, including suspicion of transmissible disease, interpretation and written report 86079 Blood bank physician services; authorization for deviation from standard bloodbanking procedures, with written report 86927-86999 Transfusion medicine Ophthalmologists and Connecticut CLIA Certified Optometrists Note: Connecticut optometrists may be reimbursed for CPT code 83861 in the office if they are CLIA Certified (Clinical Laboratory Improvement Amendments of 1988 (CLIA)). If no CLIA certification is on file, the service is not eligible for reimbursement. 83861 Microfluidic analysis utilizing an integrated collection and analysis device, tear osmolarity Ophthalmologists and Optometrists 83516 Immunoassay for analyte other than infectious agent antibody or infectious agent antigen; qualitative or semiquantitative, multiple step method 87809 Infectious agent antigen detection by immunoassay with direct optical observation; adenovirus Pulmonologists 82803 Gases, blood, any combination of pH, pCO2, pO2, CO2, HCO3 (including calculated O2 saturation) Rheumatologists 89060 Crystal Identification by light microscopy with or without polarizing lens analysis; tissue or any body fluid (except urine) Urologists  89264# Sperm identification from testis tissue, fresh or cryopreserved 89300 Semen analysis; presence and/or motility of sperm including Huhner test (post coital) 89310 Semen analysis; motility and count (not including Huhner test) 89320 Semen analysis; volume, count, motility and differential 89321 Semen analysis; sperm presence and motility of sperm, if performed 89322 Semen analysis; volume, count, motility, and differential using strict morphologic criteria (e.g., Kruger) REIMBURSEMENT GUIDELINES In-Office Laboratory Testing and Procedures Reimbursement of network physicians for the performance of in-office laboratory testing/procedures is limited to those codes listed on the in-office laboratory testing and procedures list. Reimbursement for some of the Laboratory testing/procedures is limited to certain physician specialties. Refer to the Applicable Codes section below for a list of specific CPT codes.   Marked with a # symbol, will only be considered for reimbursement if the member has an infertility benefit and the provider has the appropriate specialty. Refer to the policy titled Infertility Diagnosis and Treatment for additional information related to infertility coverage. Specimen Handling and Venipuncture CODE 36415 When specimen handling and venipuncture codes are billed; With a laboratory/procedure code on the in-office laboratory testing and procedures list, only the laboratory testing/procedure and venipuncture codes will be considered for reimbursement. Note: The laboratory testing/procedure code will only be considered for reimbursement if the code is listed in the Applicable Codes section of the policy and the provider has the appropriate specialty, if required.   Without a laboratory testing/procedure code on the in-office laboratory testing and procedures list or with other non-laboratory testing/procedure services, the specimen handling and venipuncture codes will be considered for reimbursement.
Source: medicarepaymentandreimbursement.com

Read This Before You Take Medicare Benefits

Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, and premium investing services.
Source: fool.com

Assisted Living Facilities Guide

Posted by:  :  Category: Medicare

Assisted Living is a type of senior housing that allows elderly residents to lead more active, independent lives than they can in traditional nursing homes. Assisted living if for seniors who need help with daily activities, such as dressing, cooking, cleaning or bathing – but are otherwise mobile and independent. For those with mild cognitive impairment, assisted living is often a better option than a memory care facility because it allows them to remain as independent as possible. Call our local experts to discuss when and how to find the best assisting living solution.
Source: assistedliving.com

Assisted Living Directory: Senior Care Providers, Assisted Living Facilities and senior care services

Let Us Know! If you are aware of any facility or service listed on our site that has had safety or quality issues, please let us know by using our contact form. We will investigate and remove any service or facility from our directory that we feel does not uphold the highest standards of quality and safety.
Source: assisted-living-directory.com

Assisted Living Facilities .org

AssistedLivingFacilities.org strives to serve as the informational resource for assisted living in the United States. We list information on over 36,400 state-licensed assisted living facilities and try to explain the rules and regulations of each state. We try to offer as much useful information as possible to help you decide if assisted living is a good option, and if so, to select the best facility possible.
Source: assistedlivingfacilities.org

Assisted Living & Home Caregiver Training Courses

Unlimited Access Subscriptions allow you to register once to have unlimited access to our entire library of self-paced online continuing education courses for a full year. Complete continuing education courses on your schedule, when you have time! Our courses are approved for continuing education for Assisted Living, RCFE, ARF, Nursing Home, and Group Home Administrators, as well as RNs and LVNs.
Source: careandcompliance.com

Medicare Plans for Different Needs

Posted by:  :  Category: Medicare

When it comes to Medicare, one size definitely does not fit all. What works for your neighbor may not be the best bet for you. Which is why it’s great to have choices. To find plans that may be a good fit for you, enter your ZIP code in the field below and click the "Find plans" button.
Source: uhcmedicaresolutions.com

Health Insurance Plans for Individuals & Families, Employers, Medicare

UnitedHealthcare offers health insurance plans to meet the needs of individuals and employers. Plus we offer dental, vision and many other insurance plans to help keep you and your family healthy. 
Source: uhc.com

UnitedHealthcare Group Retiree

If you would like to provide feedback regarding your Medicare plan, you can contact Customer Service or you can provide feedback directly to Medicare through their Complaint Form. Language Assistance/Non-Discrimination Notice
Source: uhcretiree.com

UnitedHealthcare® Medicare Advantage Plans

CTA’ href=’https://www.aarpmedicareplans.com/health-plans/medicare-advantage-plans/available-plans.html?zipcode=84606&WT.mc_id=832467′ dtmid=’lp_cta’ dtmname=’Low Monthly Premiums’ >Find plans in your area
Source: aarpmedicareplans.com

AARP® Medicare Supplemental Insurance by United Healthcare

Licensed insurance agents/producers are authorized to offer AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company. If you’re considering a Medicare supplement plan, talking to an agent/producer may offer the direct assistance you’re looking for.
Source: aarpmedicaresupplement.com

Coverage options in Medicare Advantage Plans

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Advantage Quality Improvement Program

The page could not be loaded. The CMS.gov Web site currently does not fully support browsers with “JavaScript” disabled. Please enable “JavaScript” and revisit this page or proceed with browsing CMS.gov with “JavaScript” disabled. Instructions for enabling “JavaScript” can be found here. Please note that if you choose to continue without enabling “JavaScript” certain functionalities on this website may not be available.
Source: cms.gov

Compare Medicare Advantage Plans

If you are under age 65 and you receive Social Security disability, you qualify for Medicare in the 25th month after you begin receiving your Social Security benefits.  You may enroll in a Medicare Advantage plan three months before your month of eligibility, during the month of eligibility, and three months after the month of eligibility. For example, if your Medicare Part A and B coverage begins in May, your Medicare Advantage IEP is February through August.
Source: clearmedicaresolutions.com

University of Maryland Health Advantage > Home

Whether you have Medicare, or Medicare and Medicaid (Medical assistance), we have plan options to fit your needs. You can enroll over the phone, online or meet with a licensed sales agent today by calling toll free at 1-844-811-6334 (TTY: 711) 8 AM – 8 PM EST, 7 days a week from October 1 – February 14; and,  8 AM – 8 PM EST, Monday through Friday from February 15 – September 30.  For more information, email us at info@ummedicareadvantage.org or use our Contact Us form.
Source: ummedicareadvantage.org

What is covered by Medicare?

Posted by:  :  Category: Medicare

Medicare is the basis of Australia’s health care system and covers many health care costs. You can choose whether to have Medicare cover only, or a combination of Medicare and private health insurance. Citizens and most permanent Australian residents are eligible for Medicare.
Source: gov.au

Compare Medicare Advantage & Supplemental Plans

Posted by:  :  Category: Medicare

Medicare supplement plans offer benefits in addition to the benefits offered by Medicare Parts A and B, and they are offered by private insurance companies. There are several different types of Medicare supplement plans available, including Plan A, Plan C, Plan F, Plan M and Plan N. Medicare supplement plans and Medicare Advantage plans are not complementary, so it is important to understand which type of policy makes the most sense for you. Our licensed sales agents are standing by to walk you through a comparison of the costs and benefits of each type of plan, and to help you choose a Medicare supplement plan that best meets your needs.
Source: medicaresolutions.com

What’s Medicare Supplement Insurance (Medigap)?

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Medicare Information and Plan Comparisons

While health care was not central to the 2016 Presidential campaign, the election’s outcome will be a major determining factor in the country’s future health care policy. A number of issues have garnered media attention, including the future of the Affordable Care Act (ACA), rising prescription drug costs, and the opioid epidemic.
Source: medicare.org

Get Medicare Supplemental Insurance Plan Quotes

As long as you enroll during this six-month Medigap Open Enrollment Period, the insurance company cannot refuse to sell you a Medigap policy, charge you more because you have health problems, or make you wait for coverage to begin. However, you may have to wait up to six months for coverage of a pre-existing condition. Original Medicare will still cover that health problem even if your Medicare Supplement plan doesn’t cover your out-of-pocket costs.
Source: ehealthmedicare.com

AARP® Medicare Supplemental Insurance by United Healthcare

Licensed insurance agents/producers are authorized to offer AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company. If you’re considering a Medicare supplement plan, talking to an agent/producer may offer the direct assistance you’re looking for.
Source: aarpmedicaresupplement.com

Medicare Information and Plan Comparisons

Posted by:  :  Category: Medicare

While health care was not central to the 2016 Presidential campaign, the election’s outcome will be a major determining factor in the country’s future health care policy. A number of issues have garnered media attention, including the future of the Affordable Care Act (ACA), rising prescription drug costs, and the opioid epidemic.
Source: medicare.org

Financial Security of Elderly Americans at Risk: Proposed changes to Social Security and Medicare could make a majority of seniors ‘economically vulnerable’

To better measure the economic vulnerability of older adults, they suggest using the Elder Economic Security Standard Index (Elder Index) developed by Wider Opportunities for Women (WOW). The Elder Index estimates how much it costs seniors to live in different communities across the country, accounting for an elder household’s housing type, transportation type, health status, and geography-specific cost of living. The index is more comprehensive than the SPM in its appraisal of costs, including food, housing, healthcare, and transportation costs, as well as miscellaneous expenses such as telephone, clothing, and personal care costs and relevant sales taxes. At the time we began our analysis, the measure had only been produced for 17 states, and therefore could not be used to assess elderly vulnerability nationwide. However, when we compared the index’s state-level thresholds to SPM thresholds for those same areas, we found a measurable pattern: The Elder Economic Security Standard Index threshold (the line below which the elderly are considered economically insecure) is roughly 200 percent of, or twice, the SPM threshold, on average. (Note that WOW has since released Elder Index values for states, counties, and cities throughout the United States; the data are available at www.basiceconomicsecurity.org/EI)
Source: epi.org

Understanding Medicare Part A, Part B, Part C and Part D

Different types of Medicare plans help pay for your inpatient hospital care, doctor visits, outpatient services, home health care, prescription drugs, some care in a skilled nursing facility and much more, depending on the plan or plans you choose.
Source: aarp.org

SSI or SS Disability Application & Benefits

Posted by:  :  Category: Medicare

Experience really does matter. We have been doing Social Security application advocacy exclusively for over 15 years, and have learned a lot along the way. We have grown to one of the largest and most successful disability offices in the country. We handle all paperwork out of our offices in Utah, and have full-time advocate representatives all over the country to represent our clients at hearing when necessary. This process allows for great efficiency for our clients and quicker and more successful results. Because our representatives live locally, you get the service of a local rep, who knows the local judges, but the efficiency and knowledge base of a large nationwide office.
Source: ssdisabilityapplication.com

Compare Medicare Advantage & Supplemental Plans

Medicare supplement plans offer benefits in addition to the benefits offered by Medicare Parts A and B, and they are offered by private insurance companies. There are several different types of Medicare supplement plans available, including Plan A, Plan C, Plan F, Plan M and Plan N. Medicare supplement plans and Medicare Advantage plans are not complementary, so it is important to understand which type of policy makes the most sense for you. Our licensed sales agents are standing by to walk you through a comparison of the costs and benefits of each type of plan, and to help you choose a Medicare supplement plan that best meets your needs.
Source: medicaresolutions.com

Disability Planner: Medicare Coverage If You’re Disabled

Everyone with Medicare also has access to prescription drug coverage (Part D) that helps pay for medications doctors prescribe for treatment. For more information on the enrollment periods for Part D, we recommend you read Medicare’s "How to get drug coverage" page.
Source: ssa.gov

Fidelis Care Online Medicare Application

Unknown Error At this time, Fidelis Care does not offer any Medicare plans in the chosen county. You must select a plan before you can continue. You must select a month to begin coverage. “First Name” is required. “Last Name” is required. “Title” is required. “Birth Date” must be in a valid format. “Birth Date” is invalid. Please verify the information entered and correct any mistakes. “Gender” is required “Home Phone No.” is required. “Home Phone No.” is invalid. Please verify the information entered and correct any mistakes. “Email Address” is invalid. Please verify the information entered and correct any mistakes. “Street Address” is required. “City” is required. “State” is required. “Zip Code” is required. “Emergency Email Address” is invalid. Please verify the information entered and correct any mistakes. “Emergency Phone No.” is invalid. Please verify the information entered and correct any mistakes. “Medicare Name” is required. “Medicare Claim No.” is required. “Medicare Claim No.” is invalid. Please verify the information entered and correct any mistakes. “Medicare Gender” is required. “Medicare Hospital (Part A)” must be in a valid format. “Medicare Hospital (Part A)” is invalid. Please verify the information entered and correct any mistakes. “Medicare Medical (Part B)” must be in a valid format. “Medicare Medical (Part B)” is invalid. Please verify the information entered and correct any mistakes. “Medicare Drug (Part D)” is invalid. Please verify the information entered and correct any mistakes. “Zip Code” is invalid. Please verify the information entered and correct any mistakes. “Mailing Zip Code” is invalid. Please verify the information entered and correct any mistakes. “Social Security No.” is invalid. Please verify the information entered and correct any mistakes. You must select a premium payment option. You must read the disclaimer and check the email confirmation box. Question 1 is required. Question 2 is required. You must enter name, ID number and group number for any addtional drug coverage. (Question 2) Question 3 is required. Unfortunately you are ineligible for Medicare Advantage and cannot proceed with the application. For more information, please call 1-888-FIDELIS (1-888-343-3547). You have selected Dual Advantage Flex, this requires you to be enrolled in a State Medicaid Program. Question 4 is required. You must enter Medicaid number. (Question 4) Medicaid number is invalid. Please verify the information entered and correct any mistakes. Question 5 is required. You must make a choice on choosing a provider. Please choose one of the three provided options. Provider information is required. Please use the search tool to locate a provider. No plans available for the chosen year. Thank you! Your application has been submitted. Here is your confirmation number: You must choose one of the senarios that best describes your situation. You must provide a description for your situation. Name is required Phone Number is required Relationship to Enrollee is required Address is required City is required State is required Zip is required Sales Rep. is required. Please select at least one option from the reasons for enrollment. Please enter a valid date for all fields requiring one.
Source: fideliscare.org

What is the Difference between Medicare and Medicaid?

Unlike Medicare, which is federally-run, Medicaid is run at the state level with federal guidelines. There are also very different qualifying guidelines for Medicaid. Because Medicaid is a needs-based program, there are specific income and asset limits. The limits vary by state and by the number of dependents in a particular household. Having low-income, however, is not always enough to qualify for Medicaid in some states. Priority is usually given to pregnant women, families, children, the disabled and elderly. For example, a single male may make the same amount of money as a single, pregnant female, but the male may not qualify whereas the female will qualify due to the fact that she is with child and the child will also qualify once he or she is born.
Source: disability-benefits-help.org

Medicare Information and Plan Comparisons

Posted by:  :  Category: Medicare

While health care was not central to the 2016 Presidential campaign, the election’s outcome will be a major determining factor in the country’s future health care policy. A number of issues have garnered media attention, including the future of the Affordable Care Act (ACA), rising prescription drug costs, and the opioid epidemic.
Source: medicare.org

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Compare Medicare Advantage & Supplemental Plans

Medicare supplement plans offer benefits in addition to the benefits offered by Medicare Parts A and B, and they are offered by private insurance companies. There are several different types of Medicare supplement plans available, including Plan A, Plan C, Plan F, Plan M and Plan N. Medicare supplement plans and Medicare Advantage plans are not complementary, so it is important to understand which type of policy makes the most sense for you. Our licensed sales agents are standing by to walk you through a comparison of the costs and benefits of each type of plan, and to help you choose a Medicare supplement plan that best meets your needs.
Source: medicaresolutions.com

Bernie Sanders' Medicare for All Health Care Plan, Explained (VIDEO)

"Medicare for All," also known as single-payer health care, would break the link between employment and insurance and would expand the existing safety net for people over 65 to all Americans. That would cover the whole spectrum of care for every citizen, from primary to vision, oral and mental health. And instead of paying a premium to a for-profit insurance company, Americans would pay a tax. Employers would do the same thing through a payroll tax. These are average costs, and for most people, they represent big savings from our current system. But experts are at odds over whether the plan would pay for itself. 
Source: newsy.com

Compare Medicare Advantage & Supplemental Plans

Posted by:  :  Category: Medicare

Medicare supplement plans offer benefits in addition to the benefits offered by Medicare Parts A and B, and they are offered by private insurance companies. There are several different types of Medicare supplement plans available, including Plan A, Plan C, Plan F, Plan M and Plan N. Medicare supplement plans and Medicare Advantage plans are not complementary, so it is important to understand which type of policy makes the most sense for you. Our licensed sales agents are standing by to walk you through a comparison of the costs and benefits of each type of plan, and to help you choose a Medicare supplement plan that best meets your needs.
Source: medicaresolutions.com

Shopping For Medicare Supplemental Insurance

Health insurance from an employer, professional organization, government or military retiree plans. If you remain employed after your 65th birthday, you may be able to continue your group health insurance with your employer and may not need a Medicare Supplement insurance policy. Likewise, if you become eligible for Medicare but are covered by your working spouse’s health insurance, you may not need a Medicare Supplement Insurance policy. Retirees with group health plans from their employers may consider switching to individual Medicare Supplement insurance policies. If you are in this situation, it is important to review each option before making a decision.  Group retiree plans may not cost anything, or the cost may be lower than buying an individual Medicare Supplement insurance policy.
Source: vermont.gov

AARP® Medicare Supplemental Insurance by United Healthcare

Licensed insurance agents/producers are authorized to offer AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company. If you’re considering a Medicare supplement plan, talking to an agent/producer may offer the direct assistance you’re looking for.
Source: aarpmedicaresupplement.com

Best Medicare Supplemental Insurance

Medicare supplement insurance, also known as Medigap, is designed to cover some or all of the costs a patient is responsible for before Medicare Parts A and B will pay anything, copays required by Medicare Parts A and B and amounts over the maximum that Medicare Parts A and B will cover. The different Medigap plans are standardized between companies, meaning consumers will receive the same coverage for Plan A (or whichever plan they select) regardless of which company they buy it from. There are 11 plans, each designated by a different letter, and each one covers different things. (Medigap plans are not labeled with letters in Massachusetts, Minnesota and Wisconsin, so-called waiver states.)
Source: consumeraffairs.com

Overview of Medicare Supplemental Insurance

Medicare has several gaps and doesn’t pay for all of the health care services you may need. If you are in the Original Medicare Plan, you may want to buy Medicare supplemental insurance, also called Medigap insurance. This is health insurance that helps pay for some of your costs in the Original Medicare program and for some care it doesn’t cover.   Medigap insurance is sold by private insurance companies. By law, companies can only offer standard Medigap insurance plans. There are 11 standard plans labeled A-N. Each plan, offers a different set of benefits, fills different “gaps” in Medicare coverage, and varies in price. You will want to study all the Medigap plans before deciding which is best for you. No matter which insurance company offers a particular plan, all plans with the same letter cover the same benefits. For instance, all Plan C policies have the same benefits no matter which company sells the plan. However, the premiums can vary. All 11 standard Medigap policies cover basic benefits, but each has additional benefits that vary according to the plan. None of the standard Medigap plans cover: • long-term care to help you bathe, dress, eat or use the bathroom • vision or dental care • hearing aids • eyeglasses • private-duty nursing • prescription drugs If you live in Massachusetts, Minnesota or Wisconsin, you have different standard Medigap plans.   In addition to the standard Medigap policies, Medicare SELECT is a type of Medigap policy that can cost less than standard Medigap plans. However, you can only go to certain doctors and hospitals for your care.  Check with your state insurance department to find out if Medicare SELECT policies are available in your state. Medigap Basic Benefits    All plans must offer these basic benefits. The basic benefits for plans K – L include similar services as plans A-G and M but the cost-sharing for the basic benefits is at different levels. Medicare Part A After you have paid your hospital deductible ($1,100 in 2010), the Original Medicare Plan pays all your hospital costs for up to 60 days in a benefit period*. If you stay in the hospital more then 60 days, you pay $275 (in 2010) a day for days 61 through 90.  If you stay longer than 90 days in a benefit period, the cost for each day is $550 (in 2010) for up to 60 days over your lifetime.   All 11 Medigap plans cover (pay) your costs for days 61 through 150.  In addition, once you use your 150 days of Medicare hospital benefits, all Medigap plans cover the cost of 365 more hospital days in your lifetime. If you have the high-deductible option of plan F, you must first pay $2,000 in health care expenses before your costs will be covered. If you have plans K, L or M you will have to pay a portion of the hospital deductible ($1,100 in 2010), before your costs will be covered (unless you have already met the annual out-or-pocket maximum for the year. *A benefit period begins the day you go to the hospital and ends when you have been out of the hospital for 60 days in a row. If you go into the hospital again after 60 days have passed, you begin a new benefit period. Medicare Part B After you pay your yearly Part B deductible ($155 in 2010), Medicare generally pays 80 percent of doctor and other medical services. It pays 50 percent of mental health services and 100% of some preventive services. Medigap plans cover all or part of your share of these services – 20 percent of the Medicare-approved amount for doctor services and 50 percent for mental health services.  (The Medicare approved amount is the amount that Medicare decides is a reasonable payment for a medical service). Blood The Original Medicare Plan doesn’t cover the first three pints of blood you need each year. Plans A-D, F-G, and M through N pay for these first three pints. Plans K pays 50% and L pays 75% part of the cost. Preventive Care All 11 Medigap plans offer this benefit, which covers any coinsurance for Part B preventive services. Hospice Medigap covers the 5 % coinsurance for palliative drugs and respite care under the Part A hospice benefit. Medigap Additional Benefits Medicare Part A Hospital Deductible Medigap Plans B, C, D, F, G and N cover the hospital deductible ($1,100 in 2010) for each benefit period. Plans K, L, and M cover part of it. This benefit usually saves you money if you have to stay in the hospital.   Skilled Nursing Home Costs The Original Medicare Plan pays all of your skilled nursing home costs for the first 20 days of each benefit period. If you are in a nursing home for more than 20 days, you pay part of each day’s bill.   Medigap Plans C, D, F, G and M through N pay your share of the bill ($137.50 a day in 2010) for days 21 through 100. Plans K and L pay part of it. Neither Medicare nor any Medigap plan pays for any skilled nursing home stay longer than 100 days in a benefit period. Medicare Part B Deductible You must pay a deductible each year for doctor and other medical services before Medicare pays.   Medigap Plans C and F pay this deductible. In 2010, the deductible is $155.
Source: aarp.org

Dental Insurance, Individual Vision Plan, Senior, Medicare Supplement

MWG Insurance Mall is the premier health insurance site online. Here, you’ll find great support in your search for Medicare supplemental insurance, dental insurance, and many other types of coverage. We strive to make our site as accessible as possible. Find a solution for your health insurance needs by relying on us to find the perfect senior life insurance plan, vision plan, or dental coverage. If you require further guidance, reach out to us.
Source: mwginsurancemall.com