Medicare Supplement Plans
Medicare supplement insurance companies can only sell you a standardized Medicare supplement policy identified by letters A through N. Each standardized Medicare supplement insurance policy must offer the same basic benefits, no matter which insurance company sells it. Cost and customer service are usually the only difference between Medicare supplement policies sold by different insurance companies.
Medicare Supplement and Medigap Insurance Overview
The US government provides seniors with health insurance coverage through Medicare, a social program that caters to citizens aged 65 and up as well as people who qualify for this program due to their special medical needs. Medicare also helps educate younger physicians in the country by funding programs that offer residency training for many of these medical professionals. Medicare offers four branches of medical aid. These are Parts A, B, C, and D, which cover hospital insurance, medical insurance, Medicare Advantage, and prescription drugs, respectively. All benefits you can get from Medicare are given based on how much you need medical attention. Medicare Parts A and B do not cover all medical expenses you may build up. If you are a Medicare member, this governmental health program needs you to pay for deductibles, premiums, and coinsurance out of your own budget. As a result, many Medicare members choose to apply with and use other government programs like Medicaid.
Compare Medicare Supplement (Medigap) Plans and Rates in Your Area
"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
Cigna Medicare Supplement Plans
Cigna and its predecessor companies have been in business since 1792 when a group of citizens in Philadelphia formed the Insurance Company of North America. Today, Cigna is dedicated to growing within the Medicare market and has introduced Medicare Supplement Plans in many different states.