Medicare in North Carolina

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Medicare Advantage, or Medicare Part C, is an option that provides your Original Medicare benefits through insurance companies that contract with Medicare. Many of them include prescription drug coverage; these are called Medicare Advantage Prescription Drug plans. Not every Medicare Part C plan may be available in every county in North Carolina. You continue paying your Medicare Part B premium when you have any Medicare Advantage plan. Medicare Part D is optional prescription drug coverage available from insurers that contract with Medicare. You can enroll in a stand-alone Part D Prescription Drug Plan to add to your Part A and Part B coverage, or you can enroll in one Medicare Advantage Prescription Drug plan to provide all of this coverage. Medicare Supplement plans, also called Medigap plans, are optional insurance policies that may cover certain out-of-pocket costs not covered by Original Medicare. There’s a range of Medigap policies; some may cover deductibles, copayments, and limited foreign travel emergency health care. You must be enrolled in Original Medicare (Part A and Part B) to qualify for a Medigap plan.

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