the official U.S. government site for Medicare

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Your Medicare coverage choices

There are 2 main ways to get your Medicare coverage— Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people get additional coverage, like Medicare prescription drug coverage or Medicare Supplement Insurance (Medigap). Use these steps to help you decide what coverage you want:

What is Medicare SELECT? – Go Health Insurance

Medicare SELECT plans offer more affordable supplement coverage. How? SELECT plans negotiate with a provider network of doctors, hospitals, and specialists so they charge less for their medical services. These lower rates keep costs down for the SELECT plan provider, and plan members get lower premiums.

Medigap Plan F Vs. Plan F 'Select'

Theresa, If you have Original Medicare and Medigap, you should be able to see any doctor that accepts Medicare assignment (and Medigap F and G will cover your Part B excess charges if you were to see a doctor that did not accept assignment). To help you further we would need to know what type of insurance you currently have (Medicare Advantage, Medigap, job-based insurance, etc). Please call one of our Senior65 licensed independent insurance agents at 800-930-7956. -Chris from

Medicare Select Supplement Insurance

If you are 65 or older, have a Medicare SELECT policy and move out of the plan’s service area or network, you have the right to buy a new Medigap plan (a “guaranteed-issue” right). The plans you can choose from depend on where you live and which plans are sold in your area. Some states extend this guaranteed-issue right to people who are under 65.

Medicare Select Plans from BCBS of Kansas City

You must continue to pay your Medicare Part B premium. Please note that enrollment in a Blue-Advantage Plus of Kansas City, Inc. plan is limited to specific times of the year. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change on January 1 of each year. All Blue Medicare Advantage individual plans include Part D drug coverage. Members must use plan providers except in emergency or urgent care situations. If a member obtains routine care from an out-of-network provider without prior approval from Blue KC, neither Medicare nor Blue KC will be responsible for the costs. Medicare evaluates plans on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.

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