How Medicare Advantage Plans work

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Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You’ll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.
Source: medicare.gov

Medicare Replacement Plans

The problem of referring to a Medicare Advantage plan as a Medicare replacement plans becomes evident when people mistakenly believe that they have left the Medicare program. Once you become eligible for Medicare, you remain eligible for Medicare, as evidenced by the fact that you can choose to receive your benefits from original Medicare by not renewing your Advantage plan for the following calendar year.
Source: affordablemedicareplan.com

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