Medicare For Dummies by Patricia Barry

Posted by:  :  Category: Medicare

The fast and easy way to get up to speed on Medicare Since the creation of Medicare in 1965, significant changes have affected the legislation. With 77 million baby boomers entering the program, questions about what Medicare is and how it affects seniors are certain to arise. Medicare For Dummies addresses this uncertain topic and helps those eligible for Medicare benefits maneuver the complicated process. Topics include: summary of Medicare benefits; Medicare coverage options; Medicare rights and protections; updated information on changes to Medicare based on recent changes in healthcare legislation; how the economy affects Medicare; and more. * Includes up-to-date information on the changing healthcare landscape so recipients can take advantage of the new provisions * Helps readers make sense of Medicare in these uncertain times If you’re one of the millions of Americans looking to get the lowdown on Medicare, this hands-on, friendly guide has you covered.
Source: goodreads.com

Get a copy of Medicare for Dummies

Medicare for Dummies, our ebook, will help you understand all of your Medicare options, including how you can get a plan that covers everything Original Medicare does plus benefits like prescription drugs and dental.
Source: priorityhealth.com

President Obama Fudges Truth on Medicare

The thing about the bully pulpit is that Presidents can make the most fantastic claims and it takes days to sort the reality from the myths. So as a public service, let’s try to navigate the, er, remarkable Medicare discussion that President Obama delivered on Wednesday. It isn’t easy.
Source: wsj.com

State Health Benefit Plan (SHBP)

Posted by:  :  Category: Medicare

A Qualifying Event (QE) or life event change is defined as a personal change in status that may allow you to change your benefit elections.  Examples of a QE are a change in marital status, number of dependents, employment status or eligibility for health coverage. The QE rules that apply to you will depend on whether you are an active employee, former employee continuing coverage, or a surviving spouse or surviving child. These rules are set forth in your SPD.
Source: georgia.gov

How to Qualify For Medicaid and CHIP Health Care Coverage

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If your state has not expanded Medicaid: You may qualify based on your state’s existing rules. These vary from state to state and may take into account income, household size, family status (like pregnancy or caring for young children), disability, age, and other factors. Because each state and each family situation is different, there’s no way to find out if you qualify without filling out an application.
Source: healthcare.gov

10 health care benefits covered in the Health Insurance Marketplace

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Specific health care benefits may vary by state. Even within the same state, there can be small differences between health insurance plans. When you fill out your application and compare plans, you’ll see the specific health care benefits each plan offers.
Source: healthcare.gov

Essential Health Benefits

A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.
Source: healthcare.gov

Health Insurance, Medicare Insurance and Dental Insurance

At Humana, we go beyond insurance. We help provide a roadmap to a healthier you. By taking a personalized look at your life and your health, we can help you find the perfect plan and achieve your goals. Start becoming your best you. Start with healthy.
Source: humana.com

Affordable Group Health Insurance Plans for Small Business

The insurance company will determine the final monthly cost for your group health insurance plan once your application has been reviewed and approved. The insurance company will assess your group using a number of criteria, including the size and location of your company and the ages of your employees, to arrive at the final monthly rate, or premium. As part of the Affordable Care Act, the health of your employees, including pre-existing conditions, no longer impact group health insurance rates. Please note that your final monthly rate will be the same whether you apply through eHealth, another health insurance agent, or directly with the insurance company.
Source: ehealthinsurance.com

Health Insurance: MedlinePlus

Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs. You can also purchase health insurance on your own.
Source: medlineplus.gov

Florida Medicare Supplemental Insurance

Posted by:  :  Category: Medicare

If you live in Florida and have basic Medicare health coverage, you may find that you have to pay more for your health care costs than you can afford. Because there are certain health needs that Medicare does not cover, private insurance companies are able to offer two different customized options that Medicare users can purchase to help lower the cost of health care. Medigap insurance pays some additional costs, such as co-pays and deductibles, and may also cover services not covered or fully covered by Medicare. Medicare Advantage are totally custom and cover as much or as little of your costs as you choose. You must have Medicare in order to qualify for Medigap.
Source: medicaresupplementalinsurance.com

Medicare Supplement Rates

To find sample plans and premium rates, click the �Search Medicare Supplement Rates� link below. The pages on this website are printer friendly. Search results may be exported to Microsoft Excel compatible format. If you need assistance with this website, please click the �Contact Us� link.
Source: fldfs.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

2017 Florida Medicare Supplement Insurance Plans

The key to finding the perfect plan is to have all of the information in front of you so you can compare plans. Keep in mind, there are significant differences between lettered plans and it makes sense to review everything to ensure you’re making the best choice. Some plans provide coverage if you travel outside the United States, others do not. At Secure Health Options, we can help you locate these options with Florida Blue so you can have all the information you need to make the right decision, easily and conveniently.
Source: myfloridamedicareplan.com

Find the best Florida Medicare Supplement for Your Needs

There are only a few requirements that you have to meet to be eligible to enroll into a Medigap plan. The first is that you have to be at least 65 years old, but a few states have exceptions to this rule. It is important to note that only those individuals who are enrolled in Original Medicare (Medicare Part A and Part B) are allowed to purchase a Medicare supplement policy. Those who are enrolled in Medicare Advantage (Medicare Part C) are not allowed to do so as it would constitute a duplication of benefits. Therefore, if you are currently enrolled in Medicare Advantage, you will not be allowed to purchase a Florida Medicare supplement insurance plan unless you transfer back over to Original Medicare.
Source: comparemedicaresupplements.net

Shingles Vaccine Protects Seniors and Is Covered by Medicare

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Shingles Overview Shingles, also known as herpes zoster, is a burning, blistering, often excruciating skin rash that affects about 1 million Americans each year. The same virus that causes chickenpox causes it. What happens is the chickenpox virus that most people get as kids never leaves the body. It hides in the nerve cells near the spinal cord and, for some people, emerges later in the form of shingles.
Source: huffingtonpost.com

Shingles Vaccine Information, Side Effects, and More

Some people who get the vaccine still get shingles. But they’re more likely to have shorter periods of shingles-related nerve pain called postherpetic neuralgia, which is very painful and can last weeks, months, or even years after the rash goes away.
Source: webmd.com

What Is Zostavax: Shingles Vaccine

If you have a Medicare Advantage plan that includes prescription drug coverage, it will cover the Zostavax vaccine. The Medicare Advantage (Medicare Part C) program offers you an alternative way to get your Medicare Part A and Part B benefits (hospice care is still covered directly under Medicare Part A instead of through the plan). Many Medicare Advantage plans also cover other services such as routine dental, vision, and hearing care. Such plans may be a convenient option for beneficiaries looking for a convenient all-in-one Medicare plan.
Source: medicare.com

Shingles vaccine: Should I get it?

The shingles vaccine (Zostavax) is recommended for adults age 60 and older, whether they’ve already had shingles or not. Although the vaccine is approved for people age 50 and older, the Centers for Disease Control and Prevention isn’t recommending it until you reach age 60.
Source: mayoclinic.org

Shingles Shots and Treatment under Medicare Part D

Most stand-alone Medicare Part D Prescription Drug Plans and Medicare Advantage Prescription Drug plans provide coverage for the shingles vaccine; however, coverage can vary depending on your chosen plan and the pharmacy or physician that administers the vaccine. Stand-alone Medicare Part D Prescription Drug Plans and Medicare Advantage Prescription Drug plans are offered by private insurance companies contracted with Medicare to provide Medicare Part D prescription drug coverage. A stand-alone Medicare Part D Prescription Drug Plan works in conjunction with your Original Medicare Part A (hospital insurance) and/or Part B (medical insurance) coverage. Medicare Advantage Prescription Drug plans, on the other hand, combine health and prescription drug coverage, providing at least the same level of health coverage as available in Part A and Part B (except hospice care, which continues to be covered by Part A). If you are not currently enrolled in a Medicare plan offering prescription drug coverage you may do so at various times, including the Initial Enrollment Period, when you first become eligible for Medicare, the Annual Election Period, occurring October 15 – December 7 each year when you may sign up for a Medicare Advantage plan or a Medicare Part D Prescription Drug Plan, change plans, or return to Original Medicare, the General Enrollment Period, which occurs between January 1 and March 31, if you did not enroll in Medicare during the Initial Enrollment Period, and in some cases during a Special Enrollment Period.
Source: planprescriber.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Information and Plan Comparisons

While health care was not central to the 2016 Presidential campaign, the election’s outcome will be a major determining factor in the country’s future health care policy. A number of issues have garnered media attention, including the future of the Affordable Care Act (ACA), rising prescription drug costs, and the opioid epidemic.
Source: medicare.org

WellCare Classic (PDP) for Ohio

Posted by:  :  Category: Medicare

If you reach the ICL (most seniors don’t), then you are responsible for 100% of your prescription costs until your out-of-pocket costs hit $4,550 (excluding your monthly premiums and the amount paid by the plan). This is called the coverage gap or donut hole. The good news is that you get a 47.5% discount on brand-name prescription drugs and a 28% discount on generic drugs while you’re in the gap. You get to the other side of the donut hole when you’ve spent $4,550, at which point you automatically qualify to receive catastrophic coverage from Medicare.
Source: medicarewire.com

Get a Free Medicare Advantage Kit

If you are turning 65 soon and/or are eligible for a Special Needs plan (including Medicaid eligibility), you may qualify for a WellCare Medicare Advantage Plan today! Now you can manage your health and enjoy life, just like Gloria.
Source: wellcarenow.com

Security Service Federal Credit Union

Posted by:  :  Category: Medicare

​† APY = Annual Percentage Yield. Dividend Rate & APY may change without notice at the discretion of the SSFCU Board of Directors. †† APR = Annual Percentage Rate. All rates are subject to change without notice.
Source: ssfcu.org

Republic of the Philippines Social Security System

ISGs under SSS Batasan Hills receive AlkanSSSya units from SSS, QC gov’t Over 114 registered and 305 potential members under four informal sector groups (ISGs) covered by the SSS Batasan Hills Branch – including golf caddies from the Capitol Hills Golf and Country Club, tricycle drivers and operators from Old Balara Capitol Hills and Villa Beatriz, and job order and contractual workers from the Barangay Bagong Silangan local government unit – are among the beneficiaries of the 2nd Grand Launching of the AlkanSSSya Program on October 9 at the Quezon City Memorial Circle Basketball Court.
Source: gov.ph

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

How to compare Medigap policies

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Supplement Plans

Your first chance to enroll is during your open enrollment period. The period begins on the first of the month you turn 65—as long as you enroll in Part B. During open enrollment, insurance companies cannot delay your coverage start date, charge you higher premiums, or deny you a policy due to your health. These protections are called “guaranteed issue rights,” and in situations where these rights apply, federal law allows you to buy any Medigap plan that is sold in your state.
Source: medicarehealthplans.com

Guide to Medigap policies

If you are confused about Medigaps, how to enroll, or what policy is best for you, contact your State Health Insurance Assistance Program (SHIP). You can find the number for your SHIP by visiting www.shiptacenter.org. For additional information on Medigap policies in your state, you can also contact your State Department of Insurance.
Source: medicareinteractive.org

Medicare: What Are Medigap Plans?

However, you may have to wait up to six months for coverage if you have a pre-existing health condition. The insurer through which you buy your Medigap policy can refuse to cover out-of-pocket costs for pre-existing conditions during that period. After six months, the Medigap policy must cover the pre-existing condition. The exception to this rule is if you buy a Medigap policy during your open enrollment period and have had continuous “creditable coverage,” or a health insurance policy for the six months before buying a policy. The Medigap insurance company cannot withhold coverage for a pre-existing condition in that case.
Source: webmd.com

Compare Medicare Supplement Plans A

Medicare Supplement insurance works differently in Massachusetts, Minnesota, and Wisconsin, which standardize their plans differently from the rest of the country. Insurance companies that sell Medicare Supplement insurance aren’t required to offer all plan types. However, any insurance company that sells Medigap insurance is required by law to offer Medigap Plan A. If an insurance company wants to offer other Medigap plans, it must sell either Plan C or Plan F in addition to any other plans it would like to sell.
Source: ehealthinsurance.com

Michigan Medicare Supplemental Plans

Medicare Advantage plans are popular but they’re not your only choice. Don’t want to have to write a check every time you get care? Our other plan options may interest you. You pay a monthly premium for these plans. They pay most of the costs you share with Original Medicare. They may include other benefits too, like coverage for emergency care when you’re traveling.
Source: bcbsm.com