Compare Medicare Supplement (Medigap) Plans and Rates in Your Area
"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
What’s Medicare Supplement Insurance (Medigap)?
Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Medicare: What Are Medigap Plans?
However, you may have to wait up to six months for coverage if you have a pre-existing health condition. The insurer through which you buy your Medigap policy can refuse to cover out-of-pocket costs for pre-existing conditions during that period. After six months, the Medigap policy must cover the pre-existing condition. The exception to this rule is if you buy a Medigap policy during your open enrollment period and have had continuous “creditable coverage,” or a health insurance policy for the six months before buying a policy. The Medigap insurance company cannot withhold coverage for a pre-existing condition in that case.
Michigan Medicare Supplemental Plans
Medicare Advantage plans are popular but they’re not your only choice. Don’t want to have to write a check every time you get care? Our other plan options may interest you. You pay a monthly premium for these plans. They pay most of the costs you share with Original Medicare. They may include other benefits too, like coverage for emergency care when you’re traveling.
2017 Medicare Supplemental Insurance Plans
These plans and coverage provided may differ from one state to the other. This is the reason why you should research on the same, or simply inquire with insurance providers for clarification on the same. Standardized Medicare supplemental plans however may not provide cover for dental or vision care, hearing aids, prescription drugs or even long-term care. Should you need these included in your cover, it would then be advisable to look out for insurance companies that provide the same. Alternatively, you can talk to the insurance producers or agents about it to see whether they can come up with a custom cover just for you.
Wisconsin Medicare Supplement (Medigap) Health Insurance Plans
Medicare covers a lot of health care expenses, but as you know, it doesn’t pay for everything. There are deductibles and coinsurance you have to pay before Medicare pays its share. And there’s always a chance that a serious illness or injury could exhaust some of your Medicare benefits. But don’t worry! WPS makes it easy to get the coverage you need. Enroll with another member of your household and you both receive a 7% premium discount!