Enrollment in Medicare is handled in two ways: either you are automatically enrolled or you must apply. If you are getting Social Security or Railroad Retirement Board benefits before you turn 65, you are automatically enrolled and your Medicare card will be mailed to you about three months before your 65th birthday. If you are not receiving retirement benefits, you must apply by contacting a Social Security Administration office or, if appropriate, the Railroad Retirement Board. You should apply three months before your 65th birthday to avoid a possible delay in the start of your coverage. If you have been a disabled beneficiary under Social Security or Railroad Retirement for 24 months, you will automatically get a Medicare card in the mail.
Medicare Coverage in Montana
If you’re enrolling in Original Medicare, the application process works the same in all states. To qualify for Medicare, you must be either a United States citizen or a legal permanent resident of at least five continuous years. Montana residents are automatically enrolled in Original Medicare, Part A and Part B at age 65 if they already receive benefits through the Social Security Administration (SSA) or the Railroad Retirement Board (RRB). You can also be enrolled automatically before age 65 if you receive disability benefits from Social Security or certain disability benefits from the RRB for 24 consecutive months. People with amyotrophic lateral sclerosis are automatically enrolled in Medicare in the first month of receiving disability benefits.
Medicare Advantage Montana
For Medicare Advantage in Montana, Humana provides the largest share of policies, reaching 20 percent of all members. And according to U.S. News & World Report, Humana also offers Montana’s top-rated plans, earning 4.5/5 stars. But there are approximately 41 other Medicare Advantage carriers, including: Aetna, Fallon Community Health, Healthspring Life & Health, Summacare and UPMC.
Montana Healthcare Programs
The Department of Public Health and Human Services (DPHHS) administers healthcare services to help improve and protect the health and safety of some low-income Montanans. DPHHS reimburses private and public providers for a wide range of preventive, primary, and acute care services. Major service providers include: physicians, public health departments, clinics, hospitals, dentists, pharmacies, durable medical equipment, and mental health providers.
Medicare.gov: the official U.S. government site for Medicare