Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

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Source: medicare.gov

Medicare Information and Plan Comparisons

While health care was not central to the 2016 Presidential campaign, the election’s outcome will be a major determining factor in the country’s future health care policy. A number of issues have garnered media attention, including the future of the Affordable Care Act (ACA), rising prescription drug costs, and the opioid epidemic.
Source: medicare.org

Medicare Information, Help, and Plan Enrollment

Humana is a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. [Benefits, premiums and/or member cost-share] may change on January 1 of each year. The [Formulary, pharmacy network, and/or provider network] may change at any time. You will receive notice when necessary.
Source: medicare.com

Well Care Home Health | Home Health Care Services in NC

Posted by:  :  Category: Medicare

Well Care is dedicated in developing a team of health care professionals and physician partners to serve the health needs of patients at home. Through skilled nursing services we can coordinate needed transitional care and provide for the following types of patient needs: Skilled Nursing includes health status assessments, teaching about diseases and treatment for clients and families, taking samples for lab tests, wound dressing changes, medication training and compliance, management of IV’s and more. Registered nurses and licensed practical nurses are available around the clock, and care is provided under the direction of a physician. Nurses will create an individualized treatment plan based on your physician’s orders.
Source: wellcarehealth.com

The United States Social Security Administration

Posted by:  :  Category: Medicare

On January 23, I became the acting commissioner of Social Security. That makes me responsible for overseeing one of the nation’s largest and most important social insurance programs, providing retirement, survivors, and disability protection…
Source: ssa.gov

Retirement Planner: Plan For Your Retirement

This planner provides detailed information about your Social Security retirement benefits under current law. It also points out things you may want to consider as you prepare for the future. If you are:
Source: socialsecurity.gov

Republic of the Philippines Social Security System

ISGs under SSS Batasan Hills receive AlkanSSSya units from SSS, QC gov’t Over 114 registered and 305 potential members under four informal sector groups (ISGs) covered by the SSS Batasan Hills Branch – including golf caddies from the Capitol Hills Golf and Country Club, tricycle drivers and operators from Old Balara Capitol Hills and Villa Beatriz, and job order and contractual workers from the Barangay Bagong Silangan local government unit – are among the beneficiaries of the 2nd Grand Launching of the AlkanSSSya Program on October 9 at the Quezon City Memorial Circle Basketball Court.
Source: gov.ph

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

How to compare Medigap policies

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Source: medicare.gov

Medicare: What Are Medigap Plans?

If you are going to buy a Medigap plan, the open enrollment period is six months from the first day of the month of your 65th birthday — as long as you are also signed up for Medicare Part B — or within six months of signing up for Medicare Part B. During this time, you can buy any Medigap policy at the same price a person in good health pays. If you try to buy a Medigap policy outside this window, there is no guarantee that you’ll be able to get coverage. If you do get covered, your rates might be higher.
Source: webmd.com

Medicare Supplement Insurance / Medigap Plans

Cigna, Aetna, Mutual of Omaha, United American, AARP (or any other)…. the only diferrence is the color of your card and the monthly premium that you pay. The federal government mtandates the benefits that are offered – so they are all the same. It makes a great deal of sense to shop each and every year. While your premiums may be going up – there are carriers that have reduced premiums.This is where I can help you. I will continually shop all carriers in YOUR area to make sure you do not pay any more than you should. Don’t you pay enough already?There is NO cost to you for using Med Sup Savings….
Source: medsupsavings.com

Guide to Medigap policies

If you are confused about Medigaps, how to enroll, or what policy is best for you, contact your State Health Insurance Assistance Program (SHIP). You can find the number for your SHIP by visiting www.shiptacenter.org. For additional information on Medigap policies in your state, you can also contact your State Department of Insurance.
Source: medicareinteractive.org

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Your Medicare coverage choices

There are 2 main ways to get your Medicare coverage— Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people get additional coverage, like Medicare prescription drug coverage or Medicare Supplement Insurance (Medigap). Use these steps to help you decide what coverage you want:
Source: medicare.gov

How to Get the Most out of Medicare

Your first big decision after enrolling in Medicare will be whether to stick with original Medicare plus a Medigap supplemental plan—or get your Medicare benefits through a private Medicare Advantage plan. We lay out the advantages and disadvantages of both options so you can choose the right one for you.
Source: consumerreports.org

How to Choose the Best Medigap Plan

Medigap health plans are basically bookkeeping operations. Unlike Medicare Advantage plans, Medigap plans don’t make any decisions about what to cover. They don’t have networks of doctors or hospitals. All they do is pick up a specified share of your medical bills that Medicare doesn’t pay, such as Part A or Part B deductibles or co-pays. If Medicare paid for it and you still owe a part of the bill, Medigap will pay it, no questions asked.
Source: consumerreports.org

Best 2017 Medicare Plans in Oklahoma County, OK

As the private health insurance industry consolidates, Medicare plan options are shrinking. Our goal is to help Oklahoma County seniors discover all of their options. Our selection of the best plans is based on the Centers for Medicare and Medicaid Services (CMS) summarized plan ratings. We publish rating details on each plan page.
Source: medicarewire.com

Best 2017 Medicare Plans in Thayer County, NE

The private health insurance industry is rapidly consolidating. As it does, Medicare plan options are consolidating, as well. Through our research, we help seniors in Thayer County learn about the options available to them. We publish the best plans based on their annual Centers for Medicare and Medicaid Services summarized rating. Rating details can be found on each plan page.
Source: medicarewire.com

7 Tips To Help You Pick The Best Medicare Advantage Plan

2-If you have developed a serious illness or chronic condition, it may be better to quit your Medicare Advantage plan and return to original Medicare. Under original Medicare, you have coverage for any doctor or hospital participating in the Medicare program. This means you can see any primary care doctor, any specialist, and receive treatment at any medical center specializing in your ailment or condition. You will pay more under original Medicare, for Part B doctor coverage, Part D drug coverage, and Medi-gap supplemental coverage for your co-payments and deductible charges, than you have been paying for the Medicare Advantage plan. But you now have access to a bigger array of doctors and hospitals, an important tool in dealing with your new and challenging medical condition.
Source: huffingtonpost.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Plans for Different Needs

When it comes to Medicare, one size definitely does not fit all. What works for your neighbor may not be the best bet for you. Which is why it’s great to have choices. To find plans that may be a good fit for you, enter your ZIP code in the field below and click the "Find plans" button.
Source: uhcmedicaresolutions.com

Health Insurance & Medicare Advantage Plans

Recent news coverage about possible changes to the Affordable Care Act may have you wondering about your health coverage. At this time there haven’t been any changes announced. Most Americans still need to have health insurance and could pay a tax penalty if they do not have coverage.
Source: healthnet.com

How to compare Medigap policies

Posted by:  :  Category: Medicare

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Source: medicare.gov

Medicare Supplement Plans

To be eligible to enroll in a Medicare Supplement plan, you must be enrolled in both Medicare Part A and Part B. A good time to enroll in a plan is generally during the Medigap Open Enrollment Period, which begins on the first day of the month that you are both age 65 or older and enrolled in Part B, and lasts for six months. During this period, you have the guaranteed-issue right to join any Medicare Supplement plan available where you live. You may not be denied coverage based on any pre-existing conditions during this enrollment period (although a waiting period may apply). If you miss this enrollment period and attempt to enroll in the future, you may be denied coverage or charged a higher premium based on your medical history.
Source: ehealthinsurance.com

Compare Medicare Supplement Plans A

Medicare Supplement insurance works differently in Massachusetts, Minnesota, and Wisconsin, which standardize their plans differently from the rest of the country. Insurance companies that sell Medicare Supplement insurance aren’t required to offer all plan types. However, any insurance company that sells Medigap insurance is required by law to offer Medigap Plan A. If an insurance company wants to offer other Medigap plans, it must sell either Plan C or Plan F in addition to any other plans it would like to sell.
Source: ehealthinsurance.com

Compare Medicare Supplement (Medigap) Plans and Rates in Your Area

"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
Source: medigap360.com

Compare Medicare Supplement Plans

Skilled Nursing Facility Care Coinsurance: This is a facility that handles the required daily involvement of skilled nursing or rehabilitation staff. Examples of skilled nursing facility care include intravenous injections and physical therapy. Medicare pays all of the first 20 days, all but $152 per day of the 21st through the 100th day of approved costs. Medicare pays nothing after the 100th day.  The plans pay all, some or none of the first 100 days deductibles or copays as indicated on the Comparison Chart.
Source: clearmedicaresolutions.com

Medicare Supplemental Insurance Comparison

If you have Medicare insurance but it is not enough to take care of your health expenses, there are supplemental policies that can provide additional coverage. Medicare pays 80% of a large amount of medical bills, but 20% is left for the beneficiary to pay. And there are certain expenses that are not covered by a standard Medicare plan. For individuals who require additional health insurance, it would be beneficial to do a Medicare Supplemental Insurance Comparison to find the appropriate policy for specific health care needs. If you are in need of additional insurance, you will want to find the policy that will provide you with the best coverage at a rate that you can afford.
Source: mymedicare.com

Medicare Supplement Plans 2017

You won’t find an easier way to look at several rates at once and to make sure you are saving money. You can do the searching for yourself, but we can save you a lot of time and a lot of effort through our website and the tools available on it. If you would like to cut back on the time it takes to find a good deal on a supplemental plan and you want to save money on that plan, then you should be using our site. You can check back as often as you like, free of charge. If you want to know how affordable Medicare Supplement Plan G for 2017 is, then make use of our free resources today.
Source: medigap2017.com

Costs in the coverage gap

Posted by:  :  Category: Medicare

If you think you’ve reached the coverage gap and you don’t get a discount when you pay for your brand-name prescription, review your next “Explanation of Benefits” (EOB). If the discount doesn’t appear on the EOB, contact your drug plan to make sure that your prescription records are correct and up-to-date. Get your plan’s contact information from a Personalized Search (under General Search), or search by plan name. If your drug plan doesn’t agree that you’re owed a discount, you can file an appeal.
Source: medicare.gov

Medicare Part D coverage gap

The Medicare Part D coverage gap (informally known as the Medicare donut hole) is a period of consumer payment for prescription medication costs which lies between the initial coverage limit and the catastrophic-coverage threshold, when the consumer is a member of a Medicare Part D prescription-drug program administered by the United States federal government. The gap is reached after shared insurer payment – consumer payment for all covered prescription drugs reaches a government-set amount, and is left only after the consumer has paid full, unshared costs of an additional amount for the same prescriptions. Upon entering the gap, the prescription payments to date are re-set to $0 and continue until the maximum amount of the gap is reached: copayments made by the consumer up to the point of entering the gap are specifically not counted toward payment of the costs accruing while in the gap.
Source: wikipedia.org

Medicare Part D Donut Hole – Prescription Drug Coverage Gap

Most Medicare Part D Prescription Drug Plans have a coverage gap, sometimes called the Medicare “donut hole.” This means that after you and your Medicare drug plan have spent a certain amount of money for covered prescription drugs, you then have to pay all costs out-of-pocket for the drugs, up to a certain out-of-pocket limit. The yearly deductible, coinsurance, or copayments, and what you pay while in the coverage gap, all count toward this out-of-pocket limit. The limit doesn’t include the drug plan’s premium.
Source: ehealthmedicare.com

Health Insurance Information Center

Posted by:  :  Category: Medicare

Health insurance can be a complicated subject. What’s a premium? What’s a deductible? How should you choose a plan? You’ll find the answers to these questions and more in our Health Insurance Info Center for seniors.
Source: gohealthinsurance.com

Health Insurance: MedlinePlus

Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs. You can also purchase health insurance on your own.
Source: medlineplus.gov

Health Insurance, Medicare Insurance and Dental Insurance

At Humana, we go beyond insurance. We help provide a roadmap to a healthier you. By taking a personalized look at your life and your health, we can help you find the perfect plan and achieve your goals. Start becoming your best you. Start with healthy.
Source: humana.com

Medicare Plans: What You Need to Know for 2011; Changes, Costs, Premiu…

Posted by:  :  Category: Medicare

Will my premiums go up? On average, premiums for stand-alone drug plans will rise by $1 a month, according to Medicare officials. But a more detailed analysis from Avalere Health, a consulting company that tracks Part D trends, finds some people will see their current premiums drop next year while others will see big increases. Among the 10 drug plans with the most people enrolled, three will have lower premiums: On average, the AARP MedicareRx Preferred plan’s premiums will drop by about 11 percent, and the CVS Caremark Value and Advantage Star plans by about 2 percent. Among the seven others, average premiums will rise by varying degrees, from nearly 3 percent in the Community CCRx Basic plan to nearly 20 percent in the First Health Part D Premier plan.
Source: aarp.org

New Medicare Benefits and Changes for 2011

Once your total drug costs reach $4,550 (see the Ms. Medicare column "Paying Less for Drugs in the Doughnut Hole" for details about how this is calculated), you are eligible for "catastrophic coverage" and your prescription costs drop to a lower copay for the remainder of the year. Last year, when there were no doughnut-hole discounts, $250 rebate checks were sent to all affected Part D subscribers. Because of the discounts now in place, there will be no rebate checks for 2011 expenses. Another 2011 change for Part D subscribers is that if you have a high annual income (more than $85,000 for individuals and $170,000 for couples) and pay higher-income premiums for Part B, you’ll also pay a higher premium for Part D drug coverage.
Source: aarp.org

Medicare Changes Effective January 1, 2011 

Other than the changes to the income-related Part B and Part D premiums, most Medicare beneficiaries can expect to see savings in their out-of-pocket costs as a result of the changes described above.  The DMEPOS competitive bidding program is designed to reduce the cost of durable medical equipment, prosthetics, orthotics, and supplies.  The new focus on prevention eliminates cost-sharing for important services and allows beneficiaries to meet yearly with their medical providers to establish or update a screening schedule.  MA plans have new restrictions on the cost-sharing they may impose.  Beneficiaries who enter the donut hole will pay less for their medications.  All in all, the changes to Medicare that go into effect in 2011 will bring improvements to the lives of millions of older people and people with disabilities.
Source: medicareadvocacy.org

Medicare Changes in 2011 Relevant to Lymphedema

CMS is adopting a MPPR policy for therapy services in 2011 in order to more appropriately recognize the efficiencies when combinations of therapy services are furnished together. The policy states that the MPPR for “always” therapy services (e, g, therapeutic exercise, manual therapy, self-care management) will reduce by 25 percent the payment for the practice expense component of the second and subsequent therapy services furnished by a single provider to a beneficiary on a single date of service. Since publication of the 2011 Medicare Physician Fee Schedule (MPFS) final rule, this policy has been modified by the Physician Payment and Therapy Relief Act of 2010. Per this Act, CMS will apply the CY 2011 MPFS final rule policy of a 25 percent MPPR to therapy services furnished in outpatient settings and a 20 percent therapy MPPR will apply to therapy services furnished in clinician’s office settings.
Source: lymphnet.org

2011 Changes to the Medicare Part D Coverage Gap (Donut Hole)

With this discount, they will only pay 50% of the price for the brand-name drug, but the entire price (including the 50% discount the drug company pays) will count toward the amount needed  to qualify for catastrophic coverage. The EOB notice will show any discounts paid by the drug companies. The beneficiary will still need to pay any dispensing fee (cost to fill a prescription). The dispensing fee isn’t discounted; it is added to the discounted amount of your prescription.
Source: wordpress.com

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov