Keystone 65 Focus Rx HMO, our new Medicare Advantage benefit product

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Independence will soon introduce Keystone 65 Focus Rx HMO (Keystone 65 Focus), a new Medicare Advantage HMO benefit product for 2016. Keystone 65 Focus uses a defined-network with more than 23,000 participating providers in southeastern Pennsylvania. Keystone 65 Focus members will enjoy the same benefits as with broader-network Medicare Advantage HMO benefit products while taking advantage of lower premiums and out-of-pocket costs due to their more defined network of providers.
Source: ibx.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Office in New York, New York with Reviews

- helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business’s suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
Source: yellowpages.com

Medicare.gov: the official U.S. government site for Medicare

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The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Benefits for People with Disabilities

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.
Source: ssa.gov

Disability Planner: Medicare Coverage If You’re Disabled

Everyone with Medicare also has access to prescription drug coverage (Part D) that helps pay for medications doctors prescribe for treatment. For more information on the enrollment periods for Part D, we recommend you read Medicare’s "How to get drug coverage" page.
Source: ssa.gov

Disability Requirements for Medicare

Not everyone who is eligible for Medicare is 65 years and older. While senior citizens tend to have increased medical needs, the government recognizes that there are a significant number of younger individuals who also have serious health problems. People with disabilities factor into this equation. The question is: What counts as a disability for the purposes of Medicare eligibility?
Source: verywell.com

Medicare Eligibility Requirements

By law, you’re allowed to sign up for any Medigap policy in your state as long as you enroll during the initial window, even if you have medical issues that would otherwise prevent you from getting covered. An insurer has to charge you the same premium rate as a healthy person, too, so enrolling during this initial period is essential if you need the extra coverage. Your guarantees under the initial enrollment window expire once that 6-month eligibility period ends. Outside of the initial eligibility window, you may not find Medigap coverage at all. And if you do, it will probably cost a lot more.
Source: medicare.net

Does Medicare or Medicaid Come with Disability?

Do you get Medicare coverage if you were approved for SSI? Claimants who are approved for SSI only typically receive Medicaid coverage in most states. And like SSI, Medicaid is subject to income and asset limitations. Medicaid is a needs-based, state- and county-administered program that provides for a number of doctor visits and prescriptions each month, as well as nursing home care under certain conditions. Can you ever get Medicare if you get SSI? Medicare coverage for SSI recipients does not occur until an individual reaches the age of 65 if they were only entitled to receive monthly SSI disability benefits. At the age of 65, these individuals are able to file an uninsured Medicare claim, which saves the state they reside in the cost of Medicaid coverage. Basically, the state pays the medical premiums for an uninsured individual to be in Medicare so that their costs in health coverage provided through Medicaid goes down. 
Source: disabilitysecrets.com

Original Medicare (Part A and B) Eligibility and Enrollment

To be eligible for premium-free Part A, an individual must be entitled to receive Medicare based on their own earnings or those of a spouse, parent, or child. To receive premium-free Part A, the worker must have a specified number of quarters of coverage (QCs) and file an application for Social Security or Railroad Retirement Board (RRB) benefits. The exact number of QCs required is dependent on whether the person is filing for Part A on the basis of age, disability, or End Stage Renal Disease (ESRD). QCs are earned through payment of payroll taxes under the Federal Insurance Contributions Act (FICA) during the person’s working years. Most individuals pay the full FICA tax so the QCs they earn can be used to meet the requirements for both monthly Social Security benefits and premium-free Part A.
Source: cms.gov

Medicare Advantage Plans cover all Medicare services

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to make sure a service is medically necessary and will be covered. If the plan won’t pay for a service you think you need, you’ll have to pay all of the costs if you didn’t ask for an advance coverage decision. Get your plan’s contact information from a Personalized Search (under General Search), or search by plan name.
Source: medicare.gov

New Hampshire Insurance Department

Posted by:  :  Category: Medicare

Special Fraud Alert from the Office of Inspector General (OIG) The OIG has received credible information that some Durable Medical Equipment (DME) suppliers continue to use independent marketing firms to make unsolicited telephone calls to Medicare beneficiaries marketing Durable Medical Equipment.  Section 1834(a)(17)(A) of the Social Security Act prohibits unsolicited telemarketing by Durable Medical Equipment Suppliers.  Please contact the OIG, US Department of Health and Human Services at 617-565-2664 if you have any information about DME suppliers engaging in these activities. 
Source: nh.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Advantage Plans in New Hampshire

Also, remember that many Medicare Advantage plans offer prescription drug benefits. It may be helpful to make a list of your prescription medications while you’re shopping for plans, and make sure the plan you enroll in covers them. Each Medicare Advantage Prescription Drug plan has its own formulary, or list of covered prescription drugs. The plan formulary may change at any time. You will receive notice from your plan when necessary.
Source: ehealthmedicare.com

Medicare in New Hampshire

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
Source: ehealthmedicare.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

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Source: medicare.gov

UPPER CUMBERLAND DEVELOPMENT DISTRICT

Both programs work hand in hand to assist all Tennesseans with their questions and concerns about Medicare issues. Working through federally funded grants from Centers for Medicare and Medicaid Services and Administration on Aging, SHIP and SMP is administered throughout the nine Area Agencies on Aging and Disability.
Source: tnmedicarehelp.com

Tennessee Medicare Advantage Plans

Some Medicare Advantage plans in Tennessee are targeted for specific diseases, known as Medicare Special Needs Plans (SNPs) . These plans design their benefits, prescription drug formularies, and provider networks to best serve people with a certain illness. In 2012, Tennessee had 10 of these plans: three for chronic conditions, one for institutional conditions, and six for dual-eligible (beneficiaries that are enrolled in both Medicare and Medicaid) plans.
Source: ehealthmedicare.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Advantage Private Fee

If you provide care to a Medicare Advantage Private Fee-for-Service (PFFS) member from an out-of-area Blue Cross and Blue Shield (BCBS) Plan, you may use this tool to view the Terms and Conditions of the member’s plan. Using the tool takes you away from the Blue Cross and Blue Shield of Illinois Web site.
Source: bcbsil.com

Medicare Advantage PFFS Plans

If you enroll in a Medicare Advantage PFFS plan, generally you can go to any Medicare-approved doctor or hospital that accepts the plan’s payment terms and agrees to treat you. Not all health-care providers accept Medicare Advantage PFFS plans, but if your PFFS plan has its own network, you can see any of the health care providers affiliated with that particular network. In addition, some Medicare Advantage PFFS plans may let you go out-of-network for certain services, but usually for a higher cost.
Source: ehealthmedicare.com

How to compare Medigap policies

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The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Supplement Plans

To be eligible to enroll in a Medicare Supplement plan, you must be enrolled in both Medicare Part A and Part B. A good time to enroll in a plan is generally during the Medigap Open Enrollment Period, which begins on the first day of the month that you are both age 65 or older and enrolled in Part B, and lasts for six months. During this period, you have the guaranteed-issue right to join any Medicare Supplement plan available where you live. You may not be denied coverage based on any pre-existing conditions during this enrollment period (although a waiting period may apply). If you miss this enrollment period and attempt to enroll in the future, you may be denied coverage or charged a higher premium based on your medical history.
Source: ehealthinsurance.com

Compare Medicare Supplement Plans Side by Side

Last but not least is the coverage you desire from your Medigap plan.  There are ten plans to choose from that are labeled Plan A – Plan N (plans E, H, I, and J are no longer offered).  Plan F is the most popular Medicare Supplement, because it offers the most comprehensive coverage on the market.  Plan G is a great plan because it also has extensive coverage, with lower premiums and rate increases than Plan F.  Another popular plan is Plan N, which has more cost sharing but lower premiums than the other Medigap policies. 
Source: medicareinsurancefinders.com

Compare Medicare Supplements

Medicare has been a very popular program since its inception.  The problem is that most people do not realize what they are getting when they transition to Medicare.  To get the basics there are three Parts to Medicare.  Part A provides coverage for in-patient hospital expenses as well as skilled nursing and hospice care.  Part B covers charges you receive from out-patient and doctor’s office services.  Part D is targeted at helping with the costs of prescription drugs.  We always get the question, “What about Part C?” Part C is really not part of Medicare but is the Medicare Advantage program that replaces Medicare with a private insurance policy. By exploring our site, you can learn more about all the different parts of Medicare.  With each of these different plans, there are nine specific coverage gaps that are left open to help reduce costs to the Medicare program.  This is the reason that Medicare supplements were created, to fill those gaps.
Source: comparemedicaresupplements.net

Compare Medicare Supplement (Medigap) Plans and Rates in Your Area

"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
Source: medigap360.com

Compare Medicare Supplements

Compare-Medicare-Quotes.com fills the needs of consumers by offering health insurance plans with a wide variety benefits, coverages, and premiums in order to meet the growing needs of individuals. Compare-Medicare-Quotes.com’s state-of-the-art technology integrates with the quoting system of local agents who have the expertise to truly help consumers find the best health plan for their budget. So visitors to our site get complete details and comparisons about dozens of plan options that are open to them and they also get expert advice on which plans are most suitable to them.
Source: compare-medicare-quotes.com

Michigan Medicare Health Insurance Plans

Posted by:  :  Category: Medicare

Medicare is a health insurance program run by the government for people age 65 and older, and for people under 65 with certain disabilities. Understanding more about Medicare will make it easier to choose the right plan. Our Medicare 101 section has resources to help you do that.
Source: bcbsm.com

Blue Cross Blue Shield Medicare Coverage

This link will take you to a new site not affiliated with BCBSTX. It will open in a new window. To return to our website, simply close the new window. Refer to important information for our linking policy.
Source: bcbstx.com

Find a Medicare Insurance Plan

  Notice: Because of the lingering effects of Hurricane Matthew, the Medicare Annual Enrollment Period deadline has been extended to 12/31/16 – plans will go into effect on 1/1/17. If you have yet to make your election you may still have time. For information on Blue Medicare, call us at 1-800-665-8037, 7 days a week, 8 a.m. to 8 p.m.
Source: bcbsnc.com

Medicare Information Office

Posted by:  :  Category: Medicare

10/19/16 The annual sign-up window for Medicare Part D is open, running Oct. 15-Dec. 7. Plans change and people’s needs change, so it’s a good idea to review plan options each year. To get more information, visit www.medicare.gov/part-d/ and click the button at left “Find health & drug plans”, or click here for a chart of Alaska plans. For help, call your fabulous local Medicare counselors:
Source: alaska.gov

The Role of Medicare and the Indian Health Service for American Indians and Alaska Natives: Health, Access and Coverage

This report, divided into four sections, examines these disparities and describes the roles of both the Indian Health Service (IHS) and Medicare in providing access to health care for American Indians and Alaska Natives.  The first section draws from recent surveys and other data sources to compare health and other socioeconomic indicators among elderly American Indians and Alaska Natives to the overall population age 65 and older.  The second section of this report describes the ways that IHS and other sources of coverage (including Medicare, Medicaid, and private insurance) may and may not provide access to health care services for elderly and disabled American Indians and Alaska Natives.  The third section explores the intersection of Medicare and the IHS in health service reimbursement, patient cost sharing, and access to care, and then discusses the implications of potential barriers to enrollment in federal or state programs that could assist American Indians and Alaska Natives with out-of-pocket expenses for health care.  The report concludes with a discussion of some of the future challenges and opportunities for improving access to care for American Indians and Alaska Natives through Medicare and the IHS.
Source: kff.org

American Indian/Alaska Native Center

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Source: cms.gov