Medicare Advantage, or Medicare Part C, is an option that provides your Original Medicare benefits through insurance companies that contract with Medicare. Many of them include prescription drug coverage; these are called Medicare Advantage Prescription Drug plans. Not every Medicare Part C plan may be available in every county in North Carolina. You continue paying your Medicare Part B premium when you have any Medicare Advantage plan. Medicare Part D is optional prescription drug coverage available from insurers that contract with Medicare. You can enroll in a stand-alone Part D Prescription Drug Plan to add to your Part A and Part B coverage, or you can enroll in one Medicare Advantage Prescription Drug plan to provide all of this coverage. Medicare Supplement plans, also called Medigap plans, are optional insurance policies that may cover certain out-of-pocket costs not covered by Original Medicare. There’s a range of Medigap policies; some may cover deductibles, copayments, and limited foreign travel emergency health care. You must be enrolled in Original Medicare (Part A and Part B) to qualify for a Medigap plan.
Medicare Advantage North Carolina
As of 2015, North Carolina had a population of nearly 10.04 million people, ranking ninth among all states. Throughout its 100 counties, there are more than 1.75 million Medicare beneficiaries, including 483,175 with Medicare Advantage plans featuring Part D prescription drug coverage. But residents’ options may increase, as the Greensboro, North Carolina-based Cone Health is considering selling Medicare Advantage policies within the state.
Find a Medicare Insurance Plan
Notice: Because of the lingering effects of Hurricane Matthew, the Medicare Annual Enrollment Period deadline has been extended to 12/31/16 – plans will go into effect on 1/1/17. If you have yet to make your election you may still have time. For information on Blue Medicare, call us at 1-800-665-8037, 7 days a week, 8 a.m. to 8 p.m.
North Carolina Medicare Part D Plans
Medicare beneficiaries may be eligible for the federal Extra Help low income subsidy program if they have limited income and resources. The Extra Help program can increase cost savings by paying for all or part of the monthly premiums, annual deductibles and provide lower prescription co-payments under a Medicare prescription drug plan. To qualify for Extra help the annual income must be limited to $16,335 for an individual ($22,065 for a married couple living together). Your resources/assets must not be more than $12,640 for an individual ($25,260 for a married couple living together). The assets/resources do not include a primary residence or a vehicle. If you believe someone you know may qualify for the Extra Help program, please encourage them to apply on-line at www.socialsecurity.gov or contact our office at 800-443-9354 (toll free in N.C.), and we may assist them with completing the on-line application process or send them a paper application.
Medicare in North Carolina
This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.