Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

Medicare News and Information

If you are approaching Medicare eligibility, or are already eligible, you know that figuring out your Medicare coverage options can be challenging. There are so many choices. How can you compare options and find the one that truly meets your needs?
Source: medicare.org

Affordable Medicare Plans

Medicare can be quite overwhelming as you sort through your options and try to figure out what healthcare you need. For many of us, it’s the first time we really have to read the fine print, compare plans and understand the different options. But don’t worry, we’ve done the hard work for you and summarized Medicare in simple terms to help you find your best options. Once you have a level of comprehension under your belt, shop and compare Medicare plans to make sure you’re getting the best prices and coverage.
Source: medicare-plans.org

Medicare Enrollment Archives

There are numerous Medicare election periods, each of them serving a different purpose when it comes to signing up for benefits. This article illustrates the difference between the two periods that sound incredibly similar. The Initial Enrollment Period (IEP)… Read more
Source: medicare.com

Medicare PPO Blue SaverRx (PPO)

Posted by:  :  Category: Medicare

Medicare PPO Blue SaverRx offers a Visitor/Travel Program that includes in-network benefits and cost-sharing when you receive treatment for covered services from participating Blue Medicare Advantage PPO network providers outside of Massachusetts in the following states: Alabama, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kentucky, Maine, Michigan, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and West Virginia.
Source: bluecrossma.com

Blue Shield $0 Premium 65 Plus Medicare Advantage Plans

This is not a complete listing of plans available in your service area. For additional plan options contact us. This website may display a subset of available plans based on your preferences and the plans we are contracted with. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.
Source: medicareoptions4u.com

Extra Help with Medicare Prescription Drug Plan Costs

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Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
Source: ssa.gov

Find your level of Extra Help (Part D)

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Source: medicare.gov

I need or get Extra Help / Medicaid

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

What is the Income limit set by Social Security when applying for extra help with Medicare prescription drug plan costs?

(Source: Social Security Administration: Understanding The Extra Help With Your Medicare Prescription Drug Plan publication 10508, SSA Publication No. 05-10115, January 2011. Additional examples and links from Q1Group LLC)
Source: q1medicare.com

Qualification Details For Medicare’s Extra Help Program.

Anyone insured by Medicare can get prescription coverage with Medicare Part D. However, some people with very limited financial resources may also get Extra Help to pay for these costs, including prescription co-pays, premiums, and annual deductible amounts related to their Medicare Part D.  Qualifying for Extra Help: • The insured must be a U.S. resident (live in any of the 50 states or in the District of Columbia) • His or her resources must be no more than $13,640 for a single person or $27,250 for a cohabiting married couple. Extra Help considers financial assets (stocks, bonds, etc.) and money in the bank as resources. The program doesn’t consider the value of a Home, vehicle, or any Life Insurance policy(s). • Annual income limits are $17,655 for a single person or $23,895 for married couples.  • There are some scenarios in which the insured(s) can earn more money and qualify. If you and a cohabiting spouse: (1) Support other members of the family who live with you; (2) Live in Alaska or Hawaii (where the cost of living is higher); and (3) earn money from a job, Extra Help may be available. Applying for Extra Help: • Call Social Security at +1-800-772-1213 (TTY +1-800-325-0778). If you need help in completing the application, someone will assist you. • Visit a nearby SSA office. • Ask for a copy of the Extra Help application by mail. Complete and return to the form to SSA. • Complete the Social Security application for the Extra Help program (“Application for Extra Help with Medicare Prescription Drug Plan Costs, SSA-1020) online (www.socialsecurity.gov/extrahelp). Making an online application is the secure method of choice. Applicants are guided through the application process. Each step clearly tells you what information is needed to complete it. Apply from home or anywhere: • If you need to take a break, the application form saves the information you’ve supplied. If you need to make a change later, just login and update.  • When you’re finished, submit the application directly from the computer. What Happens Next Social Security reviews the application and advises about whether you qualify. If you do, proceed with your choice of Medicare prescription plan. As soon as you choose a plan, you will begin to receive benefits. Otherwise, the Centers for Medicare & Medicaid (CMS) will make the decision for you. Medicare Savings Programs After you’ve completed the Extra Help application, begin an application for any of the Medicare Savings Programs. These state plans help members to defray other Medicare expenses.  • Social Security automatically sends your information to the state unless you ask them not to do so on the application. The state then contacts you about applying for one of the Medicare Savings Programs. • Like the Extra Help Medicare Part D Assistance program, these Medicare Savings Programs help people of limited financial resources to pay for Medicare Part B medical insurance premium costs. Some people may also receive financial assistance for Medicare Part A hospital insurance premium expenses, as well as Parts A and B co-pays and deductibles. Not Everyone Receives Extra Help If you don’t qualify for Extra Help, there may be additional enrollment options for your prescription drug plan. Visit www.medicare.gov to learn more about enrollment periods or contact CMS at +1-800-MEDICARE (+1-800-633-4227) or TTY +1-877-486-2048 to ask about the range of possibilities.  Your state Health Insurance Counseling & Assistance Program (SHIP) is another useful resource. Call them with questions about Medicare questions if you prefer.
Source: usgovconnect.com

Medicare News and Information

Posted by:  :  Category: Medicare

If you are approaching Medicare eligibility, or are already eligible, you know that figuring out your Medicare coverage options can be challenging. There are so many choices. How can you compare options and find the one that truly meets your needs?
Source: medicare.org

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Texas Medicaid/CHIP Vendor Drug Program: Pharmacy Provider Enrollment

Posted by:  :  Category: Medicare

HHSC requires application fees for pharmacies enrolling in the Vendor Drug Program in accordance with federal guidelines.  The Centers for Medicare and Medicaid Services (CMS) issued new guidance to HHSC on December 30, 2015, stating that any enrolled pharmacy location that paid an application fee in Medicare does not have to pay the application fee to a state Medicaid agency. Pharmacies that paid the fee to Medicare and to Texas Medicaid may be eligible for a refund of the fee from HHSC.
Source: txvendordrug.com

Contact Information and Websites of Organizations for Medicare

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Source: medicare.gov

MyMedicare.gov: Customer Service

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Source: mymedicare.gov

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Part D Coverage & Enrollment

Coverage gap, or “donut hole”: After you and your plan have spent a certain amount on covered medications (including the deductible), you may enter the coverage gap, which is a temporary increase in your out-of-pocket prescription drug costs. In the past, beneficiaries paid for all prescription costs once they entered the coverage gap; however, recent health-care legislation created discounts on your costs for covered brand name and generic drugs in the coverage gap. Once you have paid up to a certain amount out of pocket, you’re out of the coverage gap and your Medicare plan begins catastrophic coverage, during which you pay only a small copayment or coinsurance for covered prescription drugs for the rest of the year, while your plan covers the rest of the costs. Health-care reform lowers your costs in the “donut hole” every year until 2020, when the coverage gap is closed.
Source: ehealthinsurance.com

2017 Medicare Part D Prescription Drug Plans: Overview by State

Choose your State from the list below for an overview of the Medicare Part D Prescription Drug Plans available in 2017. Select your state below or choose from one of these links to other tools available to review 2017 Medicare Part D Plans:
Source: q1medicare.com

Medicare prescription drug benefit (Part D)

is optional (though recommended to avoid incurring future penalties) and only allowed during approved enrollment periods. Whether you should sign up for a Medicare Part D plan depends on your circumstances. Some people already enrolled in certain low-income assistance programs may be automatically enrolled in a Medicare drug plan and receive additional financial assistance paying for their medicines.
Source: medicareinteractive.org

Medicare Part D Prescription Drug Plans

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Source: cigna.com

Medicare Part D: A First Look at Prescription Drug Plans in 2017

During the Medicare open enrollment period, which runs from October 15 to December 7 each year, beneficiaries can enroll in a plan that provides Part D drug coverage, either a stand-alone prescription drug plan (PDP) as a supplement to traditional Medicare, or a Medicare Advantage drug plan (MA-PD), which provides all Medicare-covered benefits including drugs. Of the nearly 41 million beneficiaries enrolled in Part D plans, about 6 in 10 are in PDPs and the rest in MA-PD plans.
Source: kff.org

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

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Source: medicare.gov

Guard Your Medicare Number

Check your Medicare Summary Notice (MSN)—which gives you information on services submitted under your Medicare number—to make sure you and Medicare are only being charged for services you actually received. While the MSN is only mailed to you every 3 months, you can access your Original Medicare claims at any time on MyMedicare.gov. You’ll usually be able to see a claim within 24 hours after Medicare processes it.
Source: medicare.gov

MyMedicare.gov: Customer Service

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Source: mymedicare.gov

Medicare Phone Number 800

If you’re already on the phone with Medicare, you may want to look over any tips we have for getting better results. If you already talked to a Medicare rep (or several), let us know if you were able to resolve your issue and how your experience was- it’s how we customers push companies like Medicare to give better customer support.
Source: gethuman.com

Department of Human Services

For questions about New Jersey Medicaid, call 1-800-356-1561 or your County Welfare Agency For questions about NJ FamilyCare call 1-800-701-0710 You can also get information by visiting NJHelps.org, where you can self-screen for eligibility for NJ FamilyCare/Medicaid, as well as for many other social service programs.
Source: nj.us

Guard Your Medicare Number

Guard your Medicare number. Protect it the same way you do for your credit card numbers. Medicare will never contact you for your Medicare number or other personal information. Don’t share your Medicare number or other personal information with anyone who contacts you by phone, email or by approaching you in person, unless you’ve given them permission in advance.
Source: medicare.gov

Medicare Part D Donut Hole – Prescription Drug Coverage Gap

Posted by:  :  Category: Medicare

Most Medicare Part D Prescription Drug Plans have a coverage gap, sometimes called the Medicare “donut hole.” This means that after you and your Medicare drug plan have spent a certain amount of money for covered prescription drugs, you then have to pay all costs out-of-pocket for the drugs, up to a certain out-of-pocket limit. The yearly deductible, coinsurance, or copayments, and what you pay while in the coverage gap, all count toward this out-of-pocket limit. The limit doesn’t include the drug plan’s premium.
Source: ehealthmedicare.com

Compare Medicare Advantage & Supplemental Plans

Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Source: medicaresolutions.com

The Affordable Care Act & Medicare

You can save money on brand-name drugs. If you’re in the donut hole, you’ll also get a 55% discount when buying Part D-covered brand-name prescription drugs (60% in 2017). The discount is applied automatically at the counter of your pharmacy—you don’t have to do anything to get it. The donut hole will be closed completely by 2020.
Source: medicare.gov

Health Insurance Plans for Individuals & Families, Employers, Medicare

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UnitedHealthcare offers health insurance plans to meet the needs of individuals and employers. Plus we offer dental, vision and many other insurance plans to help keep you and your family healthy. 
Source: uhc.com

Health Insurance, Medical Insurance, Individual Health Insurance Quotes

A.M. Best was founded in 1899 by Alfred M. Best with the mission to report on the financial stability of insurers and the insurance industry. It is the oldest and most widely recognized provider of ratings, financial data and news with an exclusive insurance industry focus. Ratings are issued on over 3,500 companies in more than 80 countries worldwide. Best’s Credit Ratings are recognized as a benchmark for assessing a rated organization’s financial strength as well as the credit quality of its obligations.
Source: insure.com

Health Insurance, Medicare Insurance and Dental Insurance

At Humana, we go beyond insurance. We help provide a roadmap to a healthier you. By taking a personalized look at your life and your health, we can help you find the perfect plan and achieve your goals. Start becoming your best you. Start with healthy.
Source: humana.com