Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Affordable Medicare Plans
Medicare can be quite overwhelming as you sort through your options and try to figure out what healthcare you need. For many of us, it’s the first time we really have to read the fine print, compare plans and understand the different options. But don’t worry, we’ve done the hard work for you and summarized Medicare in simple terms to help you find your best options. Once you have a level of comprehension under your belt, shop and compare Medicare plans to make sure you’re getting the best prices and coverage.
Compare Medicare Supplement Plans 2017Compare Medicare Supplement Plans 2017
Now this is where it gets confusing for many Medicare subscribers. Some believe that if you pay less for a supplemental coverage plan, you will get less coverage. But that is not true at all. In fact, the coverage on each plan is guaranteed and regulated by Medicare. Medicare makes sure that all the companies that offer its plans do so while abiding under its coverage guidelines for each plan. So Plan F from one insurance company is actually the same plan with all the same coverage as Plan F from a different insurance company. And the price you pay for both versions of the plan will probably differ, but the coverage stays the same.
Compare Medicare Supplement (Medigap) Plans and Rates in Your Area
"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
Medicare.gov: the official U.S. government site for Medicare
Medicare Plans for Different Needs
UnitedHealthcare is dedicated to helping people nationwide live healthier lives. Our goal is to simplify the health care experience, help you meet your health and wellness needs and carry on trusted relationships with care providers. We offer a wide range of Medicare Advantage, Medicare prescription drug and Medicare Special Needs Plans that might be a good fit for you.
Compare 2017 Medicare Supplement Plans
Each of these levels has somewhat different benefits. Of all of these choices, plans C and F are the most popular choices. They are the most robust and also the most expensive. This shows that people who purchase supplements are probably more concerned about having good benefits than they are about monthly premiums. Somewhat lower-priced are plans K through N since they require more cost-sharing. The right choice may depend upon your health needs, budget, and the way you prefer to access health services.
Compare 2017 Medicare Supplement Plans
Although several factors affect plan pricing, one of the main variables is the provider. A difference in underwriting may save a consumer some money when shopping for plans. Location and age also affect final pricing. For example, 2017 Aetna Medigap plans may cost less than Humana Medigap plans for a person in a certain location, and United Healthcare Medigap plans for 2017 may be more affordable than both of those options in a different state or county. Plans can vary in pricing from one zip code to another as well as from one state to another.
Compare Medicare Advantage Plans
Most Medicare plans have a coverage gap (also called the “donut hole”). This means there’s a temporary change in what you will pay for your drugs. The coverage gap begins afer the total yearly drug cost (including what our plan has paid and what you have paid) reaches $3,700. After you enter the coverage gap, you pay 40% of the price for brand name drugs (plus a portion of the dispensing fee) and 51% of the price for generic drugs. Not everyone will enter the coverage gap.