Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

More Medicare Information

If you live in Puerto Rico you will not receive Medicare Medical Insurance (Medicare Part B) automatically. You will need to sign up for it during your initial enrollment period or you will pay a penalty. To sign up, please call our toll-free number at 1-800-772-1213 (TTY 1-800-325-0778). You also may contact your local Social Security office. You can find your local Social Security office by using our Office Locator.
Source: ssa.gov

Contact Information and Websites of Organizations for Medicare

Posted by:  :  Category: Medicare

This application is not fully accessible to users whose browsers do not support or have Cascading Style Sheets (CSS) disabled. For a more optimal experience viewing this application, please enable CSS in your browser and refresh the page.
Source: medicare.gov

MyMedicare.gov: Customer Service

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: mymedicare.gov

Medicare Phone Number 800

If you’re already on the phone with Medicare, you may want to look over any tips we have for getting better results. If you already talked to a Medicare rep (or several), let us know if you were able to resolve your issue and how your experience was- it’s how we customers push companies like Medicare to give better customer support.
Source: gethuman.com

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

AARP® Medicare Supplemental Insurance by United Healthcare

Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company. If you’re considering a Medicare supplement plan, talking to an agent/producer may offer the direct assistance you’re looking for.
Source: aarpmedicaresupplement.com

Medicare Supplement Plans Archives

Original Medicare, Part A and B, pays for many of your health-care services and supplies, but it doesn’t pay for everything. That’s why you may want to consider getting a Medicare Supplement plan, also called Medigap. Unlike Original Medicare, a Medicare… Read more
Source: medicare.com

Medicare Supplement Plans

Some states may offer Medigap plan options to beneficiaries under 65 who qualify for Medicare because of disability or certain conditions (such as end-stage renal disease). Federal law doesn’t require states to sell Medicare Supplement insurance to beneficiaries under 65. However, depending on where you live, some states may offer Medigap coverage to beneficiaries under 65; eligibility and the specific available options may vary by state. If you’re a Medicare beneficiary under 65 and interested in purchasing Medicare Supplement insurance, contact your state insurance department to learn if you’re eligible for Medigap coverage in your state.
Source: ehealthinsurance.com

Get Medicare Supplemental Insurance Plan Quotes

As long as you enroll during this six-month Medigap Open Enrollment Period, the insurance company cannot refuse to sell you a Medigap policy, charge you more because you have health problems, or make you wait for coverage to begin. However, you may have to wait up to six months for coverage of a pre-existing condition. Original Medicare will still cover that health problem even if your Medicare Supplement plan doesn’t cover your out-of-pocket costs.
Source: ehealthmedicare.com

Oxford Medicare Insurance Plans

Posted by:  :  Category: Medicare

The Medicare Supplemental Insurance (Medigap) Plans it provides supplement your Original Medicare benefits. These are the benefits you receive at age 65 from the federal government. Medigap insurance plans help you pay certain expenses, such as Part A and B deductibles that are payable, any coinsurance, and copayment amounts. Its plans fill the gaps in your Medicare coverage, allowing you the freedom to select your doctor, your hospital, or your preferred specialist. It has 10 Medigap plan options to choose from (Plan A-D, F-G, and K-N). Each of the plans provide basic benefits for hospitalization under Medicare Part A. Your Plan A option provides you with support for basic additional costs, and Plan F is the most comprehensive coverage offered. The benefits from Oxford even provide an option to pay for medical expenses incurred while traveling in a foreign country.
Source: medicaresolutions.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Prescription Drug Coverage

The page could not be loaded. The CMS.gov Web site currently does not fully support browsers with “JavaScript” disabled. Please enable “JavaScript” and revisit this page or proceed with browsing CMS.gov with “JavaScript” disabled. Instructions for enabling “JavaScript” can be found here. Please note that if you choose to continue without enabling “JavaScript” certain functionalities on this website may not be available.
Source: cms.gov

Extra Help with Medicare Prescription Drug Plan Costs

Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
Source: ssa.gov

Medicare Part D Prescription Drug Coverage

A copayment/coinsurance: This is the amount you pay out of pocket each time you buy a prescription; it’s your share of the cost after Medicare has paid its part and you’ve reached your plan’s deductible (if any). A copayment is typically a flat amount that you pay (for example, you may pay a $10 copayment when you fill a prescription), while a coinsurance is a percentage you may owe (for example, you might pay a 10% coinsurance for generic medications). These costs can vary from plan to plan, and also vary depending on drug tiers and which stage of the benefit you are in at the time that you fill the prescription. Medicare Prescription Drug Plans and Medicare Advantage plans with prescription drug coverage place covered medications into different cost tiers, and the prescription drugs in higher tiers tend to cost more than those in lower tiers.
Source: medicare.com

The Medicare Prescription Drug Coverage and Your Rights notice

If the plan tells you your drug has been denied for one of these reasons, ask your doctor to write a letter of support to send to your plan requesting an exception to the plan’s rules. This letter should explain that another medication would be dangerous or less effective for you. You should get a decision from the plan within 72 hours. If you need your drug immediately because your health would be jeopardized by a long appeal process, your doctor can request an
Source: medicareinteractive.org

Medicare Prescription Drug Plans

UnitedHealthcare’s pharmacy network offers limited access to pharmacies with preferred cost sharing for the 2017 AARP MedicareRx Walgreens plan in urban West Virginia and North Dakota, suburban Maine, New York, Maryland, Pennsylvania, West Virginia, North Dakota, California, Hawaii, and rural Maine, New York, Pennsylvania, West Virginia, Virginia, Kentucky, Missouri, Arkansas, Mississippi, Texas, Oklahoma, Kansas, Iowa, Minnesota, Montana, Nebraska, South Dakota, Wyoming, Washington, Idaho, Utah, Hawaii and Alaska. There are an extremely limited number of preferred cost share pharmacies in urban Vermont and rural North Dakota. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For more information, please call 1-800-753-8004 (TTY 711), 8 a.m.–8 p.m. local time, 7 days a week.
Source: uhcmedicaresolutions.com

Medicare/Medicaid Vision Benefits

Posted by:  :  Category: Medicare

Cataract surgery. Medicare covers many of the costs associated with cataract surgery, including the cost of a standard intraocular lens (IOL) implant.   If you choose a premium intraocular lens, such as an accommodating IOL or a multifocal IOL to reduce your need for reading glasses after surgery, you must pay the additional cost of the premium IOL (above the cost of a standard IOL) out-of-pocket.
Source: allaboutvision.com

Anthem Medicare Insurance Plans

Posted by:  :  Category: Medicare

Medicare Advantage Plans offer approved Part C alternatives to the entire Original Medicare program that typically provide additional benefits. Plans offered by Anthem cover all your Medicare Part A and Part B benefits plus more, depending on your state and the particular plan you choose. Typical examples of added-value benefits are Anthems extensive preventive care coverage, wellness programs, and prescription drug benefits. These plans come in different formats, including Preferred Provider Organizations (PPOs), Regional PPOs, Health Maintenance Organizations (HMOs), and HMO Dual Eligible Special Need Plans (D-SNPs). They are predominantly branded as variations of the plan names MediBlue, Medicare Preferred, and Senior Advantage.
Source: medicaresolutions.com

How Medicare Advantage Plans work

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You’ll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.
Source: medicare.gov

Anthem Medicare Advantage Plans 2017

Insurance companies that sell Medigap policies don’t have to offer every Medigap plan. However, they must offer Medigap Plan A if they offer any Medigap policy. If they offer any plan in addition to Plan A, they must also offer Plan C or Plan F. Each insurance company decides which Medigap plan it wants to sell, although state laws might affect which ones they offer.In some cases, an insurance company must sell you a Medigap policy, even if you have health problems. Here are certain times that you’re guaranteed the right to buy a Medigap policy:
Source: medicarehealthinsurancefacts.com

Anthem Blue Cross and Blue Shields Medicare Advantage Plan Receives Four Stars from CMS

The CMS Medicare Star Rating system ranks the performance and quality of Medicare Advantage and Medicare prescription drug plans to help beneficiaries and their families compare plans. Star Ratings are calculated each year using a scale of one to five stars (with five being the best), and may change from year to year, depending on how the plan performs. Medicare Advantage plans are rated on their ability to help members stay healthy, assist members in managing chronic (long-term) conditions, ensuring positive member experiences with their health plan, achieving member satisfaction, and providing effective customer service. Medicare Advantage and Medicare Prescription Drug plans are also rated on how well they perform on drug plan customer service, member complaints, member experience with drug plan and drug safety.
Source: abc-7.com

Medicare Claim form (MS014)

Posted by:  :  Category: Medicare

This information was printed Saturday 19 November 2016 from humanservices.gov.au/customer/forms/ms014 It may not include all of the relevant information on this topic. Please consider any relevant site notices at humanservices.gov.au/siteinformation when using this material.
Source: gov.au

Medicare 2016 & 2017 costs at a glance

Posted by:  :  Category: Medicare

The standard Part B premium amount in 2017 will be $134 (or higher depending on your income). However, most people who get Social Security benefits will pay less than this amount. This is because the Part B premium increased more than the cost-of-living increase for 2017 Social Security benefits. If you pay your Part B premium through your monthly Social Security benefit, you’ll pay less ($109 on average). Social Security will tell you the exact amount you will pay for Part B in 2017. You’ll pay the standard premium amount if:
Source: medicare.gov

2016 Medicare Premiums and Deductibles

You may be able to avoid paying this late enrollment penalty if you delayed Medicare Part B because you had other health coverage, such as through an employer-sponsored group plan (either through your own or your spouse’s work). In this case, you can enroll through a Special Enrollment Period when you or your spouse stop working or that other health coverage ends, whichever comes first. If you have to pay a monthly premium for Medicare Part A, you may decide to delay enrollment in Part A as well and sign up during your Special Enrollment Period. If you enroll in Medicare with a Special Enrollment Period, you generally won’t have to pay a late enrollment penalty.
Source: medicare.com

Medicare Supplement Plan Premiums

In general, the more coverage the Medigap policy provides, the higher the premium amount. But because premiums can vary drastically, it pays to compare coverage and costs carefully. If you’d like help finding the right Medigap plan for you, just let me know. You can learn more about my Medicare experience below through my profile. Or, if you’d prefer to speak one-on-one, there’s also links to set up a phone call or have me email you some Medicare Supplement recommendations. If you’re ready to view plans now, you can do that, too: just use the Compare Plans buttons on this page to start browsing plans by zip code. Or, to discuss your Medicare options now by phone with a licensed insurance agent, use the instructions below.
Source: medicare.com

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medigap (Medicare Supplement Health Insurance)

A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover. If you are in the Original Medicare Plan and have a Medigap policy, then Medicare and your Medigap policy will each pay its share of covered health care costs. Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium ($96.40 in 2011 for most beneficiaries). In addition, you will have to pay a premium to the Medigap insurance company. As long as you pay your premium, your Medigap policy is guaranteed renewable. This means it is automatically renewed each year. Your coverage will continue year after year as long as you pay your premium. In some states, insurance companies may refuse to renew a Medigap policy bought before 1992. Insurance companies can only sell you a “standardized” Medigap policy. Medigap policies must follow Federal and state laws. These laws protect you. The front of a Medigap policy must clearly identify it as “Medicare Supplement Insurance.” It’s important to compare Medigap policies, because costs can vary. The standardized Medigap policies that insurance companies offer must provide the same benefits. Generally, the only difference between Medigap policies sold by different insurance companies is the cost. You and your spouse must buy separate Medigap policies.Your Medigap policy won’t cover any health care costs for your spouse. Some Medigap policies also cover other extra benefits that aren’t covered by Medicare. You are guaranteed the right to buy a Medigap policy under certain circumstances. For more information on Medigap policies, you may call 1-800-633-4227 and ask for a free copy of the publication “Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare.” You may also call your State Health Insurance Assistance Program (SHIP) and your State Insurance Department. Phone numbers for these Departments and Programs in each State can be found in that publication.
Source: cms.gov

Medicare: What Are Medigap Plans?

If you are going to buy a Medigap plan, the open enrollment period is six months from the first day of the month of your 65th birthday — as long as you are also signed up for Medicare Part B — or within six months of signing up for Medicare Part B. During this time, you can buy any Medigap policy at the same price a person in good health pays. If you try to buy a Medigap policy outside this window, there is no guarantee that you’ll be able to get coverage. If you do get covered, your rates might be higher.
Source: webmd.com

Medicare Supplement Insurance (Medigap) by 1

A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
Source: 1800medigap.com