Virginia Easy Access Medicare Benefits

Posted by:  :  Category: Medicare

For questions or complaints about the quality of care for a Medicare-covered service, call your local Quality Improvement Organization. Visit Medicare on the web, or call 1-800-MEDICARE (1-800-633-4227) to get the local telephone number. TTD users should call 1-877-486-2048.
Source: virginia.gov

Virginia Medicare Supplement Plans - Compare Virginia Medigap Plans

Insurance companies selling Virginia Medigap plans may not use medical underwriting during certain periods of time. Each Virginia Medicare beneficiary has a Medigap Open Enrollment Period, which lasts for six months and begins on the first day of the month that he/she is both 65 years or older and enrolled in Medicare Part B. During this time, insurance companies may not require a health screening to decide whether to accept a Medigap policy application or to charge higher premiums. After this enrollment period, beneficiaries can enroll in Medigap at any time and be subjected to medical underwriting unless they qualify for guaranteed issue rights under a special circumstance. Examples of special circumstances would be when an employment or retirement health plan terminates coverage or a beneficiary moves of a Medigap plan’s service area.
Source: planprescriber.com

Medicare in West Virginia

If you’re a Medicare beneficiary in West Virginia, you may be wondering about your Medicare coverage options. You can choose to enroll in Original Medicare (Part A and Part B), which is the federally administered program for seniors and certain disabled individuals. Many people qualify for Medicare when they turn 65, but if you qualify by age or having certain conditions (such as Lou Gehrig’s disease or end-stage renal disease), you can get Medicare at any age. You must be an American citizen or have legally and permanently resided in the U.S. for at least five continuous years to be eligible for coverage. If you have Original Medicare, you can also enroll in a Medicare Prescription Drug Plan to get stand-alone prescription drug benefits.
Source: ehealthmedicare.com

Virginia Medicare Advantage Plans with Part D (Prescription Drug) Coverage

The plans below offer Medicare Advantage and Part D coverage to Virginia residents. Medicare Advantage plans, also known as Medicare Part C, are alternatives to original Medicare. These plans help cover the costs of services provided by hospitals, doctors, lab tests and some preventive screenings. These plans’ Part D component helps cover prescription drugs. Even if a plan’s monthly premium is $0, you would still pay the equivalent of the original Medicare premium. Not all plans shown here will be available to you; enter your zip code to see plans in your area. You can read about whether Medicare Advantage is right for you. If you only want plans with drug coverage, browse Prescription Drug (Part D) Plans.
Source: usnews.com

Medicare Supplement Plans in Virginia

In general, the best time to enroll in Medicare Supplement insurance is during your six-month Medigap Open Enrollment Period. This is the one-time period that starts automatically once you’re 65 or older and enrolled in Medicare Part B. During this period, you have guaranteed-issue rights, meaning you can’t be turned down for Medigap coverage because of pre-existing conditions or health problems. In addition, insurance companies can’t charge higher premiums because of health or require medical underwriting. Once this period is over, you may not have guaranteed-issue rights, and you may have difficulty enrolling in Medigap coverage if you have health problems. In some situations, you may be able to enroll in or switch Medicare Supplement plans with guaranteed issue. For example, if your Medigap plan goes bankrupt or breaks the rules, you may be eligible to enroll in a different plan with guaranteed-issue rights.
Source: ehealthmedicare.com

Affordable Medicare Plans

Medicare can be quite overwhelming as you sort through your options and try to figure out what healthcare you need. For many of us, it’s the first time we really have to read the fine print, compare plans and understand the different options. But don’t worry, we’ve done the hard work for you and summarized Medicare in simple terms to help you find your best options. Once you have a level of comprehension under your belt, shop and compare Medicare plans to make sure you’re getting the best prices and coverage.
Source: medicare-plans.org

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Senior Benefit Services, Inc. Medicare Advantage

Posted by:  :  Category: Medicare

Senior Benefit Services, Inc. considers Medicare Supplement, Medicare Advantage and the Prescription Drug Plan (Part D) pieces of a puzzle that you must help your client put together for their best coverage. An agent in the senior market should be able to understand and explain all three programs to their prospects and current clients. While it is important to have these plans in your portfolio, it is more important to know the differences between plans. Senior Benefit Services, Inc. believes that the growth of Medicare Advantage plans allows agents to serve Medicare beneficiaries who were not likely candidates for Medicare Supplement due to health or pricing issues.
Source: srbenefit.com

Precision Senior Marketing

Located in beautiful Austin, Texas, Precision Senior Marketing, LLC is a full-service, national insurance marketing organization (FMO) dedicated to recruiting, servicing, and supporting the best senior market insurance agents in the United States. PSM provides its agents with only the market’s best products that include Medicare Supplements, Medicare Advantage, Life Insurance, Annuities and other insurance products that provide security and a peace of mind for the nation’s exploding senior population.
Source: psmbrokerage.com

NY Medicare / New York Medicare Specialist

Posted by:  :  Category: Medicare

All Rights Reserved – NY Medicare Specialists / Century Benefits Group, Inc. NY State Insurance License LA-517306 This is a proprietary website. and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Source: healthplansforseniors.com

New York Medicare Advantage Plans with Part D (Prescription Drug) Coverage

The plans below offer Medicare Advantage and Part D coverage to New York residents. Medicare Advantage plans, also known as Medicare Part C, are alternatives to original Medicare. These plans help cover the costs of services provided by hospitals, doctors, lab tests and some preventive screenings. These plans’ Part D component helps cover prescription drugs. Even if a plan’s monthly premium is $0, you would still pay the equivalent of the original Medicare premium. Not all plans shown here will be available to you; enter your zip code to see plans in your area. You can read about whether Medicare Advantage is right for you. If you only want plans with drug coverage, browse Prescription Drug (Part D) Plans.
Source: usnews.com

Kentucky: Cabinet for Health and Family Services

Posted by:  :  Category: Medicare

Resources include but are not limited to, checking accounts, savings accounts, stocks, bonds, certificates of deposit, annuities, trusts and life insurance policies. Some resources may be excluded if they fall under the exemption criteria for Medicaid eligibility. Some examples would be the home you live in, the vehicle you drive or up to $1,500 for burial expenses or life insurance.
Source: ky.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

UnitedHealthcare Medicare Supplemental Plans for Kentucky

AARP HealthCare Options (United Healthcare Insurance Company) is licensed with the Kentucky State Board of Insurance to sell Medicare Supplement (Medigap) policies to seniors with Medicare Benefits in Kentucky. With an affordable monthly premium, Medicare Supplemental insurance plans provide senior’s with coverage of the parts of hospital and doctor bills that are not covered by your Original Medicare Benefits. UnitedHealthcare has provided Medicare Supplemental Health Insurance in Kentucky for 14 years and offers a range of Medigap plans for Kentucky seniors. See plans offered below. UnitedHealthcare received an A rating from A.M. Best Company, the leading provider of credit ratings and financial data for the insurance industry.
Source: medicarebenefits.us

Florida Blue Medicare Advantage Plans for 2016

Posted by:  :  Category: Medicare

Are you a Florida senior citizen who is trying to maximize your Medicare benefits? Just as each senior citizen has her own unique needs and preferences, insurers offer a variety of different ways to enjoy these hard-earned health benefits and even help you plan for medical expenses that original Medicare does not completely cover. At Secure Health Options, we want to help all Floridians find the right plan that assures them of convenient and affordable access to the best medical providers. You can request information on Medicare Advantage plans and Florida Medicare supplemental insurance in your own local area by entering your home ZIP code in the box at the top of this page. If you have questions or would like help signing up, be sure to give us a call.
Source: floridamedicareadvantageplans.com

Florida Blue Medicare Supplements

Sometimes these supplemental insurance policies are called Medigap insurance plans. That is because they fill in the gaps for medical expenses that Medicare does not pay. These plans are sold by top-rated private insurers like Florida Blue, formerly Blue Cross and Blue Shield of Florida. According to the Medicare website, all of these plans offer the same basic benefits, but some add additional benefits that might be beneficial for some people. In most states, including Florida, these plans are standardized by the letter names or A through N. This illustrates some ways that these standardized plans are different but similar:
Source: securehealthoptions.com

Florida Blue Medicare Advantage Plans

Florida Blue Medicare Advantage plans come from a company that has been helping people of this state access medical care since before World War II ended. The company evolved from both a local company and the oldest national health insurance company in the United States, Blue Cross. As time passed, the company has evolved even more to meet the changing needs of its customers and successive generations. As it has for the past 70 years, Florida Blue focuses on Florida consumers and leads the healthcare industry with innovation.
Source: floridamedicareadvantageplans.com

Florida Hospital terminates contract for 4 Florida Blue Medicare Supplement plans

In its letter to beneficiaries, dated Aug. 24, Florida Blue provides a list of other hospitals that continue to accept those four plans. The list includes four hospitals in Seminole, Orange and Osceola counties, including Health Central, Osceola Regional Medical Center and Central Florida Regional Hospital.
Source: orlandosentinel.com

2016 Florida Medicare Supplement Insurance Plans

The key to finding the perfect plan is to have all of the information in front of you so you can compare plans. Keep in mind, there are significant differences between lettered plans and it makes sense to review everything to ensure you’re making the best choice. Some plans provide coverage if you travel outside the United States, others do not. At Secure Health Options, we can help you locate these options with Florida Blue so you can have all the information you need to make the right decision, easily and conveniently.
Source: myfloridamedicareplan.com

Download claims with Medicare’s Blue Button

MyMedicare.gov’s Blue Button provides you an easy way to download your personal health information to a file. Once you’re in your MyMedicare.gov account, you can download the file of your personal data and save the file on your own personal computer. After you have saved it, you can import that same file into other computer-based personal health management tools. The Blue Button is safe, secure, reliable, and easy to use.
Source: medicare.gov

Keystone 65 Focus Rx HMO, our new Medicare Advantage benefit product

Posted by:  :  Category: Medicare

Independence will soon introduce Keystone 65 Focus Rx HMO (Keystone 65 Focus), a new Medicare Advantage HMO benefit product for 2016. Keystone 65 Focus uses a defined-network with more than 23,000 participating providers in southeastern Pennsylvania. Keystone 65 Focus members will enjoy the same benefits as with broader-network Medicare Advantage HMO benefit products while taking advantage of lower premiums and out-of-pocket costs due to their more defined network of providers.
Source: ibx.com

Medicare plans from Independence Blue Cross

To file an appeal or grievance for your medical benefit coverage or your prescription drug coverage, contact Keystone 65 Customer Service at 1-800-645-3965 or Personal Choice 65 Customer Service at 1-888-718-3333; TTY/TDD users should call 711, 7 days a week, 8 a.m. to 8 p.m.; or you can complete and submit online the Request for Medicare Prescription Drug Coverage Determination or the Request for Redetermination of Medicare Prescription Drug Denial.
Source: ibxmedicare.com

Personal Choice 65 PPO Medicare Advantage Plans with Part D (Prescription Drug) Coverage

The following Personal Choice 65 PPO plans offer Medicare Advantage and Part D coverage to Pennsylvania residents. Medicare Advantage plans, also known as Medicare Part C, are alternatives to original Medicare. These plans help cover the costs of services provided by hospitals, doctors, lab tests and some preventive screenings. These plans’ Part D component helps cover prescription drugs. Even if a plan’s monthly premium is $0, you would still pay the equivalent of the original Medicare premium. Not all plans shown here will be available to you; enter your zip code to see plans in your area. You can read about whether Medicare Advantage is right for you. If you only want plans with drug coverage, browse Prescription Drug (Part D) Plans.
Source: usnews.com

Medical Diagnostic Laboratory in NYC, New Jersey

Posted by:  :  Category: Medicare

If requested, or as required by law, Shiel will bill patients directly, according to the Patient Fee Schedule.  These fees may vary from those charged to third party providers.  Panels and/or profiles that do not conform to specific CPT codes will be billed as the individual test components. The patient’s full name and address must appear on the test request form.  Please note that many patients may subsequently request insurance billing for those plans with which Shiel Medical Laboratory participates.  In those cases, diagnosis information will be required in order to file a claim with the provider and we will contact your office for this information if it has not been provided.  Shiel is unable to accept diagnosis information from a patient.  If a patient is enrolled in a health plan with with whom we participate, please provide the patient’s insurance information on the date of service, the applicable diagnosis information, and request Shiel bill the carrier on behalf of the patient.
Source: shiel.com

Medicare Eligibility Requirements

Posted by:  :  Category: Medicare

In purchasing a Medigap Supplemental Insurance Policy, getting enrolled by the initial enrollment period is very crucial. If you apply during the IEP, by law, you are guaranteed that all insurers selling Medigap coverage in your state must offer you all the Medigap Supplemental Policy coverage plans that they sell. In addition, this guarantees, by law, that the insurance rate premiums offered to you will be the same as a person considered to be in good health. This applies, regardless of the fact that your current or past health history may not have been good or you have ongoing health issues.
Source: medicare.net

Medicare Eligibility Requirements

For people with end-stage renal disease (ESRD), you’re eligible for Medicare if your condition requires a kidney transplant or regular dialysis treatment. In order to qualify for Medicare, you also need to be eligible for or already receiving Social Security or Railroad Retirement Board benefits, or you need to have worked long enough under Social Security, the Railroad Retirement Board, or as a government worker. You can also qualify for Medicare if you’re the spouse or dependent of someone who is eligible for Social Security or Railroad Retirement benefits.
Source: medicareconsumerguide.com

How to Apply for Medicare With a Disability

You must qualify for and receive Social Security disability benefits before you can receive Medicare. If your disability does not qualify you for SSDI, it doesn’t qualify you for Medicare, either. You can apply for Social Security disability benefits online. It’s a good idea to go through the Social Security Administration’s checklist, which is also online, to make sure you have everything you will need to apply. If you are approved for Social Security disability benefits, your Medicare benefits will begin automatically when you are eligible for them. You won’t need to fill out a special application for them.
Source: ehow.com

If You Are Approved for Social Security Disability Do You Also Get Medicare & Medicaid?

If you file an application for Social Security disability and are approved, you will become automatically eligible for the Medicare program, which helps cover medical appointments, hospitalization and prescription medications. Before you can enroll in the Medicare program, however, Social Security imposes a waiting period of twenty-four months from the onset of your disability, as well as a five-month waiting period. For example, if you win your disability case and are judged to have been disabled two years ago, your eligibility begins five months after you are approved for disability.
Source: ehow.com

What is the Difference between Medicare and Medicaid?

Unlike Medicare, which is federally-run, Medicaid is run at the state level with federal guidelines. There are also very different qualifying guidelines for Medicaid. Because Medicaid is a needs-based program, there are specific income and asset limits. The limits vary by state and by the number of dependents in a particular household. Having low-income, however, is not always enough to qualify for Medicaid in some states. Priority is usually given to pregnant women, families, children, the disabled and elderly. For example, a single male may make the same amount of money as a single, pregnant female, but the male may not qualify whereas the female will qualify due to the fact that she is with child and the child will also qualify once he or she is born.
Source: disability-benefits-help.org

Medicare Eligibility Requirements

If you’re turning 65, you have an opportunity to enroll in Medicare. You can enroll three months before the month you turn 65, the month of your birthday or three months after your birth month. Eligibility requirements include:
Source: aarpmedicaresupplement.com

Benefits for People with Disabilities

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.
Source: ssa.gov

Advantra Medicare Insurance Plans

Posted by:  :  Category: Medicare

Advantra Medicare Advantage plans offer the same coverage as the federal Medicare insurance plan but with additional benefits, such as vision, dental, hearing, preventive health screenings, fitness club memberships, and more. There are two types of Medicare Advantage Plans available through Advantra: the Advantra Preferred Provider Organization (PPO) and Advantra Health Maintenance Organization (HMO). Beneficiaries enrolled in either of these plans benefit from the Coventry Health Care network of contracted physicians and hospitals. They also have the option of going outside of their plans network to receive coverage. Advantra Medicare Advantage Plans combine Part A (hospital), Part B (medical), and Part D (prescription drug) coverage into one.
Source: medicaresolutions.com

Coventry Medicare: Advantra (HMO/PPO)

Whether you are an employer, health care provider, someone interested in enrolling, or already a current member, our goal is to provide you with valuable and convenient online resources and information. Come explore the ways in which we can help you take charge of your Medicare Advantage coverage.
Source: coventryhealthcare.com

Coventry Medicare: Advantra (HMO/HMO

Thank you for contracting with Coventry Health Care of Georgia, Inc.  Coventry provides coverage to members across the country and offers products to a broad cross section of individuals, employers and government-funded groups, government agencies and other insurance carriers and plan administrators.  Coventry is one of the nation’s largest providers of Medicare Advantage plans, offering value to Medicare beneficiaries on a local and national basis.
Source: coventryhealthcare.com

New Hampshire Insurance Department

Posted by:  :  Category: Medicare

- Special Fraud Alert from the Office of Inspector General (OIG) The OIG has received credible information that some Durable Medical Equipment (DME) suppliers continue to use independent marketing firms to make unsolicited telephone calls to Medicare beneficiaries marketing Durable Medical Equipment.  Section 1834(a)(17)(A) of the Social Security Act prohibits unsolicited telemarketing by Durable Medical Equipment Suppliers.  Please contact the OIG, US Department of Health and Human Services at 617-565-2664 if you have any information about DME suppliers engaging in these activities. 
Source: nh.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

2016 New Hampshire Medicare Part D Prescription Drug Plan Highlights Q1Medicare.com

Coverage Gap the Donut Hole: In the CMS Standard Plan, the beneficiary must pay the next $3752.5 in drug costs (the Donut Hole). The Healthcare Reform provides that for Plan Year 2016, ALL formulary generics will have at least a 42% discount and ALL brand drugs will have at least a 55% discount in the coverage gap. The Gap Coverage Types discussed in this section are in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
Source: q1medicare.com

Medicare in New Hampshire

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
Source: ehealthmedicare.com

2016 Medicare Advantage Plans Available to Residents of New Hampshire

AK  AL  AR  AZ  CA  CO  CT  DC  DE  FL  GA  HI  IA  ID  IL  IN  KS  KY  LA  MA  MD  ME  MI  MN  MO  MS  MT  NC  ND  NE  NH  NJ  NM  NV  NY  OH  OK  OR  PA  RI  SC  SD  TN  TX  UT  VA  VT  WA  WI  WV  WY
Source: q1medicare.com

Medicare in New Hampshire

You can also choose to receive your Medicare benefits through Medicare Advantage (Medicare Part C), which is private insurance. In New Hampshire and throughout the US, Medicare Advantage is required by the government to offer at least the same coverage as Original Medicare, Part A and Part B. Some Medicare Advantage plans offer extra coverage not available under Original Medicare, like hearing benefits, for example, if you wear a hearing aid, or vision coverage if you require eyeglasses, so be sure to compare all Medicare Advantage plans available in New Hampshire to select the one that includes all the benefits you require. Find out more about Medicare Advantage plans in New Hampshire.
Source: planprescriber.com

Anthem’s Medicare Advantage Plans in New Hampshire

If you’re confused about the difference between Medicare and Medicare Advantage Plans, Anthem is here to help clear things up. Medicare Advantage Plans are Medicare health plans offered by private companies. These companies contract with Medicare to provide all the Original Medicare benefits, with some even offering dental and vision insurance. The Medicare Advantage Plans offered in New Hampshire may not be offered in another state. Therefore, it is important to be sure you review the plan options offered in your area. For more information on the plans Anthem offers,
Source: anthem.com