The Pennsylvania Fair Care coverage, which existed for individuals who experienced difficulty acquiring health insurance, ended on June 30, 2013, replaced by the Federal Pre-Existing Condition Insurance Plan (PCIP) or high-risk pool. The PCIP plan was a temporary program established under the provisions of the Affordable Care Act (ACA) and ended coverage for enrollees on April 30, 2014. Under the provisions of the ACA, all individuals, regardless of income or health status, may participate in the health insurance exchange (found at HealthCare.gov) for their important health insurance benefits.
Pennsylvania Medicare Supplement Plans - Compare Pennsylvania Medigap Plans
Medigap policy benefits in Pennsylvania do not vary between plans for the same type. However, the costs for each plan will vary depending on which carrier is offering the plan. Pennsylvania Medicare beneficiaries should first see what Medigap policies are available in their state, decide which plan type is best for their health needs, and then customize their search to find a Medicare Supplement insurance plan charging costs suited for their budget.
Pennsylvania Medicare Advantage Plans - Compare Pennsylvania Medicare Part C Plans
It is important to compare all your available plan options when selecting a Pennsylvania Medicare Advantage plan. The availability and cost of Medicare Advantage plans varies depending on your state and county of residence. Premiums for a Medicare Advantage plan with the same coverage and benefits can vary between different counties within the state of Pennsylvania. Please note that some Medicare Advantage plans in Pennsylvania may offer premiums as low as $0.
Affordable Medicare Plans
Medicare can be quite overwhelming as you sort through your options and try to figure out what healthcare you need. For many of us, it’s the first time we really have to read the fine print, compare plans and understand the different options. But don’t worry, we’ve done the hard work for you and summarized Medicare in simple terms to help you find your best options. Once you have a level of comprehension under your belt, shop and compare Medicare plans to make sure you’re getting the best prices and coverage.
Pennsylvania Medicare Advantage Plans with Part D (Prescription Drug) Coverage
The plans below offer Medicare Advantage and Part D coverage to Pennsylvania residents. Medicare Advantage plans, also known as Medicare Part C, are alternatives to original Medicare. These plans help cover the costs of services provided by hospitals, doctors, lab tests and some preventive screenings. These plans’ Part D component helps cover prescription drugs. Even if a plan’s monthly premium is $0, you would still pay the equivalent of the original Medicare premium. Not all plans shown here will be available to you; enter your zip code to see plans in your area. You can read about whether Medicare Advantage is right for you. If you only want plans with drug coverage, browse Prescription Drug (Part D) Plans.
Pennsylvania Medicare Supplement Plans
The best time to enroll is during the six-month Medigap Open Enrollment Period (OEP). The OEP begins on the first day of the month that a beneficiary is age 65 or older and enrolled in Medicare Part B. During the OEP, a beneficiary has the guaranteed issue right to enroll in a plan of their choosing without undergoing medical underwriting, and insurers cannot charge more, or deny coverage completely during this period. Note: Even during this six-month period, insurers may have the ability to impose a waiting period for pre-existing conditions.
Medicare.gov: the official U.S. government site for Medicare