Free Cell Phones for Medicare Recipients

Posted by:  :  Category: Medicare

The free cell phone program called Lifeline Assistance is an FCC mandated government program that helps people that are living 135 to 150 percent below the Federal Poverty Guidelines. The free phones that are provided are not fancy phones like Android or iPhone but they do have the basic necessary features that a regular cell phone would have. Along with a free cell phone, you would also get up to 250 minutes of airtime per month, voice mail, call waiting, and caller ID. 250 minutes is not a lot of minutes because the purpose of these phones is to allow people to make necessary emergency calls. Even if you don’t have any minutes, you can always dial 911 for real emergencies anytime. There are several companies that provide free cell phones. The three companies are Safelink Wireless, Assurance Wireless, and ReachOut Wireless. These companies may or may not be operating in your state so you have to check their website to see if they operate in your state.
Source: salyeramerican.com

How to Receive a Free Cell Phone and Free Monthly Minutes

You may qualify for a free cell phone and monthly minutes on lifeline phone program if you receive public assistance, or under 135% of the Federal Povery Guidelines. Example: If you are single and earn only $900.00/ month you qualify. You can fill out the application on line or call the number below.
Source: techwalla.com

Search Results, Medicare.gov

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Does Medicare Pay for Assisted Living

I can promise you that here in Alabama, Medicare pays for NOTHING when it comes to Assisted Living. In fact, with my Mom, who is in the final stages of Alzheimer’s, it has been an act of God for Medicaid to help us. While Mom was in the Assisted Living since 2005, my family has gone through every cent of savings, 401k, and paychecks trying to meet the bill every month. The bottom line is the law needs to change. The people with Alzheimer’s, as well as their families need some sort of re-course. As for Medicaid, every time we turn in the paper work (4 times now), if they even acknowledge they have received the paperwork, they have sent us back a letter saying they need something else. It has gotten so bad, that we are now hand delivering all paperwork and keeping copies of everything. Why they don’t have a list of everything you are going to need posted, is a major concern. I think my Mom will pass away before Medicaid gets around to approving her case. What’s more difficult is the Nursing Home side of facilty cost us $5000 / month where as the Assisted Living was $3200 / month. Since we haven’t won the lottery, this increase hurts tremendously. Mom has to have the 24 hour care, there is no choice but to pay it.
Source: caring.com

Medicare and Assisted Living

The care must be “medically necessary.” This means that it must be ordered or prescribed by a licensed physician or other authorized medical provider, and that Medicare (or a Medicare Part C plan) agrees that the care is necessary and proper. For help getting your care covered, see FAQ: How Can I Increase the Odds That Medicare Will Cover My Medical Service?
Source: caring.com

When Will Medicaid Pay for a Nursing Home or Assisted Living?

If you are over 55 and receive long-term care through Medicaid, or if you are permanently institutionalized before you turn 55, your state’s Medicaid program will have a claim against your estate after your death for the amount that the state spent on your care while you were receiving Medicaid. This is called Medicaid estate recovery. However, the state will not try to recover from your estate until after you spouse dies and only if you have not left any minor or disabled children. Some states, including California, can also recover the cost of Medicaid services other than long-term care services — as long as they were incurred after you turned 55.
Source: nolo.com

Medicare Plans for Different Needs

Posted by:  :  Category: Medicare

UnitedHealthcare is dedicated to helping people nationwide live healthier lives. Our goal is to simplify the health care experience, help you meet your health and wellness needs and carry on trusted relationships with care providers. We offer a wide range of Medicare Advantage, Medicare prescription drug and Medicare Special Needs Plans that might be a good fit for you.
Source: uhcmedicaresolutions.com

UnitedHealthcare Medicare Plans

A Medicare Advantage Plan (Part C) is a type of Medicare health plan offered by a private insurance company that contracts with Medicare to provide Original Medicare (Parts A and B) benefits. Medicare Advantage Plans can combine hospital, doctor and drug coverage in one plan, and may include extra benefits not offered by Original Medicare.
Source: uhc.com

Medicare Supplemental Insurance Plans

With a variety of standardized Medicare supplement insurance plans available, it’s important to know your options. Learn about the benefits and how a Medicare supplement insurance plan could be the right fit for you
Source: aarpmedicaresupplement.com

MercyCare Medicare Insurance Plans

Posted by:  :  Category: Medicare

MercyCare was established in 1994 as a company linking MercyCare Health Plans with Mercy Health System providers. The more than 400 medical professionals in the plans network provide specialized services, such as cancer care, neurosurgery, hospice, plastic surgery, and more. Additionally, MercyCare has a certified disease and case management staff to help you manage your chronic disease, such as diabetes, kidney disease, and asthma. MercyCare currently serves over 40,000 managed care members.
Source: medicaresolutions.com

Mercy Maricopa Advantage (HMO SNP)

Learn about the Mercy Maricopa Advantage health plan. Find information on coverage decisions, appeals and grievances process, member’s rights and responsibilities, available services and answers to common questions.
Source: mercymaricopa.org

How to Apply for Medicare

Throughout the year, Mercy Senior Friends offers free Medicare Options marketing events where you can evaluate the cost, coverage and convenience of several Medicare Advantage Plans in one location. All of the plans are accepted at Mercy Medical Center. If you are “aging” into Medicare at age 64, this program is ideal for you. No resevations are required, and light refreshments are served. Call 330-489-1333 or 1-800-223-8662 to find out when the next Medicare Options event is scheduled.
Source: cantonmercy.org

Medicare.gov: the official U.S. government site for Medicare

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The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Benefits Schedule

The Government has a list of fees for services (such as surgical procedures) known as the Medicare Benefits Schedule (MBS). Medicare pays 75% of the MBS, and nib pays the remaining 25% as a benefit towards your doctors’ bills, provided the procedure is not excluded on your cover. Some doctors and specialists charge more than the MBS. If this happens, you have to pay the “gap”, which is the difference between the MBS and what the doctors charge.
Source: com.au

What’s Medicare Supplement Insurance (Medigap)?

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Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Supplements & other insurance

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Get Medicare Supplemental Insurance Plan Quotes

As long as you enroll during this six-month Medigap Open Enrollment Period, the insurance company cannot refuse to sell you a Medigap policy, charge you more because you have health problems, or make you wait for coverage to begin. However, you may have to wait up to six months for coverage of a pre-existing condition. Original Medicare will still cover that health problem even if your Medicare Supplement plan doesn’t cover your out-of-pocket costs.
Source: ehealthmedicare.com

Medicare Supplemental Insurance Plans

With a variety of standardized Medicare supplement insurance plans available, it’s important to know your options. Learn about the benefits and how a Medicare supplement insurance plan could be the right fit for you
Source: aarpmedicaresupplement.com

New Medicare Benefits and Changes for 2011

Posted by:  :  Category: Medicare

Once your total drug costs reach $4,550 (see the Ms. Medicare column "Paying Less for Drugs in the Doughnut Hole" for details about how this is calculated), you are eligible for "catastrophic coverage" and your prescription costs drop to a lower copay for the remainder of the year. Last year, when there were no doughnut-hole discounts, $250 rebate checks were sent to all affected Part D subscribers. Because of the discounts now in place, there will be no rebate checks for 2011 expenses. Another 2011 change for Part D subscribers is that if you have a high annual income (more than $85,000 for individuals and $170,000 for couples) and pay higher-income premiums for Part B, you’ll also pay a higher premium for Part D drug coverage.
Source: aarp.org

Medicare Changes in 2011 Relevant to Lymphedema

CMS is adopting a MPPR policy for therapy services in 2011 in order to more appropriately recognize the efficiencies when combinations of therapy services are furnished together. The policy states that the MPPR for “always” therapy services (e, g, therapeutic exercise, manual therapy, self-care management) will reduce by 25 percent the payment for the practice expense component of the second and subsequent therapy services furnished by a single provider to a beneficiary on a single date of service. Since publication of the 2011 Medicare Physician Fee Schedule (MPFS) final rule, this policy has been modified by the Physician Payment and Therapy Relief Act of 2010. Per this Act, CMS will apply the CY 2011 MPFS final rule policy of a 25 percent MPPR to therapy services furnished in outpatient settings and a 20 percent therapy MPPR will apply to therapy services furnished in clinician’s office settings.
Source: lymphnet.org

Benefits for People with Disabilities

Posted by:  :  Category: Medicare

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.
Source: ssa.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Social Security Disability Application Help, Online Application Forms

By clicking the “I CONSENT” button, you give permission for GAR Disability Advocates, LLC and/or CBC Settlement Funding, LLC to call or email you regarding our services at the phone number that you have provided in the form above, even if that phone number is a wireless number and even if you have previously registered that phone number on a “do not call” list. You agree that GAR Disability Advocates, LLC may use an automatic telephone dialing system or artificial or prerecorded voice to contact you at the phone number you provided. You understand that giving permission to being contacted is not a condition of purchase or acceptance of property, goods or services of any kind.
Source: disabilityapplicationhelp.org

Medicare and Social Security Disability Benefits

You can get financial help from Social Security and Medicare if you’re permanently disabled or if you have Lou Gehrig’s disease or kidney failure. To be considered “permanently disabled,” your doctor must confirm that you are unable to work for at least 12 consecutive months. Being “unable to work” means you cannot perform your job functions because of the disability, and you cannot find a new line of work because of age, education, or impairment. You must follow your doctor’s prescribed treatment plan to continue to qualify. It’s a good idea to keep up-to-date medical records.
Source: planprescriber.com

Individuals with Disabilities

Many individuals who qualify for Medicaid based on disability also receive cash assistance under the Supplemental Security Income (SSI) program. In almost all states, SSI eligibility automatically qualifies an individual for Medicaid coverage. However, some states use more restrictive eligibility criteria than those used by the SSI program. This means that in those states (commonly referred to as 209(b) states) receipt of SSI does not guarantee eligibility for Medicaid. Individuals not receiving SSI but seeking coverage based on disability must demonstrate that they have an impairment that prevents them from performing "substantial gainful activity" for at least one year. Once a disability determination is made, the individual must then undergo an asset test and meet specific income requirements in order to be considered for Medicaid eligibility.
Source: medicaid.gov

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

What is Medicare? What is Medicaid?

Medicare Part A, or Hospital Insurance (HI), helps pay for hospital stays, which includes meals, supplies, testing, and a semi-private room. This part also pays for home health care such as physical, occupational, and speech therapy that is provided on a part-time basis and deemed medically necessary. Care in a skilled nursing facility as well as certain medical equipment for the aged and disabled such as walkers and wheelchairs are also covered by Part A. Part A is generally available without having to pay a monthly premium since payroll taxes are used to cover these costs.
Source: medicalnewstoday.com

10 Things Everyone Should Know About Medicare

Supplemental coverage. It’s difficult to predict how much your out-of-pocket costs will be with traditional Medicare, so many retirees supplement their Medicare coverage with a Medicare Advantage or Medigap plan. These plans charge an additional premium, but fill in many of Medicare’s cost-sharing requirements and sometimes cover additional services that traditional Medicare doesn’t cover. “For many people, purchasing a Medigap policy will give people some peace of mind that those expenses will be covered if they have very high medical expenses,” says Juliette Cubanski, a Medicare policy analyst at the Kaiser Family Foundation. There is a one-time Medigap open-enrollment period that starts the month you turn 65 and enroll in Part B and lasts six months. During this period, you have a guaranteed right to buy any Medigap policy sold in your state regardless of your health condition. After this period, you could be denied coverage or pay higher premiums. “No one can say no to you, no matter what your health status is during that six-month period,” says Duritz. “After that six months, there is no guarantee that a plan will accept you and offer you a supplemental plan.”
Source: huffingtonpost.com

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Medicare Supplemental Insurance Plans

With a variety of standardized Medicare supplement insurance plans available, it’s important to know your options. Learn about the benefits and how a Medicare supplement insurance plan could be the right fit for you
Source: aarpmedicaresupplement.com