Medicare Special Needs Plans are a type of Medicare Advantage Plan (Part C) for people with certain chronic diseases and conditions or who have specialized needs (such as people who have both Medicare and Medicaid or people who live in certain institutions). Medicare SNPs provide their members with all Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance) services, and Medicare prescription drug coverage (Part D). Medicare SNPs were created to give certain groups of people better access to Medicare with plans designed to meet their unique needs.
After this deductible is met, Medicare will start to cover the remainder of your costs for in-hospital services, such as food, nursing and your bed, for a limit of 60 days following your date of admission. There is $0 copay or coinsurance during this period of time, as well. Should you spend the entire period in the hospital, or if you’re released early, but are readmitted within the same period, even if it’s for a separate issue, you will not owe any additional money for the services rendered. However, you will still be required to cover doctor care and some other services if you have a plan under Medicare Part B. This typically consists of 20 percent of the fees approved by Medicare.
What's a Benefit Period in Medicare Part A? It Pays to Know
You may be in the hospital more than once during one benefit period. For example, imagine you are in the hospital for a short stay and then released. Now imagine that you go back into the hospital the next week for the same health problem. That means you have two hospital stays within one benefit period. You would pay one deductible.
Medicare Advantage plans and Medicare Prescription Drug Plans are offered through private insurance companies that contract with Medicare to sell Medicare plans (which can include Medicare HMOs or Medicare Part D Prescription Drug Plans). Depending on the terms of the contract between the plan and Medicare, not every plan is available statewide or in all service areas. Each year, the plan must renew their contract with Medicare, so the availability of a plan in a specific service area is subject to change as a result of the annual contract renewal.
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Medicare.gov: the official U.S. government site for Medicare
Medicare Coverage Guidelines
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A Medicare Advantage Plan (Part C) is a type of Medicare health plan offered by a private insurance company that contracts with Medicare to provide Original Medicare (Parts A and B) benefits. Medicare Advantage Plans can combine hospital, doctor and drug coverage in one plan, and may include extra benefits not offered by Original Medicare.
How to Receive a Free Cell Phone and Free Monthly Minutes
You may qualify for a free cell phone and monthly minutes on lifeline phone program if you receive public assistance, or under 135% of the Federal Povery Guidelines. Example: If you are single and earn only $900.00/ month you qualify. You can fill out the application on line or call the number below.
Free Cell Phones for Medicare Recipients
The free cell phone program called Lifeline Assistance is an FCC mandated government program that helps people that are living 135 to 150 percent below the Federal Poverty Guidelines. The free phones that are provided are not fancy phones like Android or iPhone but they do have the basic necessary features that a regular cell phone would have. Along with a free cell phone, you would also get up to 250 minutes of airtime per month, voice mail, call waiting, and caller ID. 250 minutes is not a lot of minutes because the purpose of these phones is to allow people to make necessary emergency calls. Even if you don’t have any minutes, you can always dial 911 for real emergencies anytime. There are several companies that provide free cell phones. The three companies are Safelink Wireless, Assurance Wireless, and ReachOut Wireless. These companies may or may not be operating in your state so you have to check their website to see if they operate in your state.