New Hampshire Insurance Department

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- Special Fraud Alert from the Office of Inspector General (OIG) The OIG has received credible information that some Durable Medical Equipment (DME) suppliers continue to use independent marketing firms to make unsolicited telephone calls to Medicare beneficiaries marketing Durable Medical Equipment.  Section 1834(a)(17)(A) of the Social Security Act prohibits unsolicited telemarketing by Durable Medical Equipment Suppliers.  Please contact the OIG, US Department of Health and Human Services at 617-565-2664 if you have any information about DME suppliers engaging in these activities. 
Source: nh.gov

2016 New Hampshire Medicare Part D Prescription Drug Plan Highlights Q1Medicare.com

Coverage Gap the Donut Hole: In the CMS Standard Plan, the beneficiary must pay the next $3752.5 in drug costs (the Donut Hole). The Healthcare Reform provides that for Plan Year 2016, ALL formulary generics will have at least a 42% discount and ALL brand drugs will have at least a 55% discount in the coverage gap. The Gap Coverage Types discussed in this section are in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
Source: q1medicare.com

Medicare in New Hampshire

You can also choose to receive your Medicare benefits through Medicare Advantage (Medicare Part C), which is private insurance. In New Hampshire and throughout the US, Medicare Advantage is required by the government to offer at least the same coverage as Original Medicare, Part A and Part B. Some Medicare Advantage plans offer extra coverage not available under Original Medicare, like hearing benefits, for example, if you wear a hearing aid, or vision coverage if you require eyeglasses, so be sure to compare all Medicare Advantage plans available in New Hampshire to select the one that includes all the benefits you require. Find out more about Medicare Advantage plans in New Hampshire.
Source: planprescriber.com

Anthem’s Medicare Advantage Plans in New Hampshire

If you’re confused about the difference between Medicare and Medicare Advantage Plans, Anthem is here to help clear things up. Medicare Advantage Plans are Medicare health plans offered by private companies. These companies contract with Medicare to provide all the Original Medicare benefits, with some even offering dental and vision insurance. The Medicare Advantage Plans offered in New Hampshire may not be offered in another state. Therefore, it is important to be sure you review the plan options offered in your area. For more information on the plans Anthem offers,
Source: anthem.com

Contact Information and Websites of Organizations for Medicare

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Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

Medicaid Office Locations

Find the local Medicaid office in each state. Medicaid is an assistance program that helps with medical coverage for low-income people of every age. If you have questions or concerns about the program, or need assistance in applying or with the eligibility requirements, then select your state below to contact the Medicaid office.
Source: medicaidoffice.net

Rights & protections in a nursing home

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You have the right to be free from verbal, sexual, physical, and mental abuse, as well as abuse of your money or property (called “misappropriation of property”). Nursing homes can’t keep you apart from everyone else against your will. If you feel you’ve been mistreated (abused) or the nursing home isn’t meeting your needs (neglect), report this to the nursing home administrator. Depending on your state, the agency that investigates abuse and neglect will be Adult Protective Services and/or the State Survey Agency. The nursing home must investigate and report all suspected violations and any injuries of unknown origin within 5 working days of the incident to the proper authorities. The Long-Term Care Ombudsman can also help by being your advocate and helping you resolve your concerns.
Source: medicare.gov

What’s Medicare Supplement Insurance (Medigap)?

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Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Supplements & other insurance

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Source: medicare.gov

What is Medicare Supplement (Medigap) Insurance?

Some states may offer Medigap plan options to beneficiaries under 65 who qualify for Medicare because of disability or certain conditions (such as end-stage renal disease). Federal law doesn’t require states to sell Medicare Supplement insurance to beneficiaries under 65. However, depending on where you live, some states may offer Medigap coverage to beneficiaries under 65; eligibility and the specific available options may vary by state. If you’re a Medicare beneficiary under 65 and interested in purchasing Medicare Supplement insurance, contact your state insurance department to learn if you’re eligible for Medigap coverage in your state.
Source: ehealthinsurance.com

Pennsylvania Medicare Supplement Plans Coverage

This material is for information only. Plans may be subject to medical underwriting or other restrictions. Rates and benefits vary by location. Plans not available in all states. Pre-existing condition limitations may apply. This policy does not pay benefits for any service and supply of a type not covered by Medicare, including but not limited to dental care or treatment, eyeglasses and hearing aids. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage.
Source: aetnamedicare.com

Medicare Supplemental Insurance Plans

With a variety of standardized Medicare supplement insurance plans available, it’s important to know your options. Learn about the benefits and how a Medicare supplement insurance plan could be the right fit for you
Source: aarpmedicaresupplement.com

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

Tennessee Medicare Assistance

Both programs work hand in hand to assist all Tennesseans with their questions and concerns about Medicare issues. Working through federally funded grants from Centers for Medicare and Medicaid Services and Administration on Aging, SHIP and SMP is administered throughout the nine Area Agencies on Aging and Disability.
Source: tnmedicarehelp.com

Extra Help with Medicare Prescription Drug Plan Costs

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Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
Source: ssa.gov

Prescription Drug Coverage

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Source: cms.gov

Medicare Part D Prescription Drug Plans

Make sure the drugs you need are on the plan’s drug list, called its formulary. A drug plan won’t help pay for medicines that aren’t on its list. Be thorough and check the details. Even if a drug is on the formulary, look closely to make sure it’s covered at the dose and quantity you need. Also look to see if the plan requires you to get prior approval from your doctor for the medicine before they help pay for it.
Source: webmd.com

Medicare Prescription Drug Plans

Medicare prescription drug plans. A simple way to get prescription drug coverage. Original Medicare Parts A and B doesn’t include prescription drug coverage. And you don’t automatically get prescription drug coverage when you sign up for Medicare. Some Medicare Advantage plans include prescription drug coverage. But you can also get Part D drug coverage in a standalone Medicare prescription drug plan.
Source: uhcmedicaresolutions.com

Pharmaceutical Assistance Program

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Some pharmaceutical companies offer assistance programs for the drugs they manufacture. Click on the first letter of your drug name to see if any programs are available for the drugs you are taking. If your drug is on the list, click on “details” for detailed information about the program.
Source: medicare.gov

Extra Help with Medicare Prescription Drug Plan Costs

Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
Source: ssa.gov

Prescription Drug Coverage

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Source: cms.gov

Medicare Information, Help, and Plan Enrollment

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Humana is a Medicare Advantage [HMO, PPO and PFFS] organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.
Source: medicare.com

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

Information for Medicare Beneficiaries

Medicare covers two types of physical exams; one when you’re new to Medicare and one each year after that. The Welcome to Medicare physical exam is a one-time review of your health, education and counseling about preventive services, and referrals for other care if needed. Medicare will cover this exam if you get it within the first 12 months of enrolling in Part B. You will pay nothing for the exam if the doctor accepts assignment. When you make your appointment, let your doctor’s office know that you would like to schedule your Welcome to Medicare physical exam. Keep in mind, you don’t need to get the Welcome to Medicare physical exam before getting a yearly Wellness exam. If you have had Medicare Part B for longer than 12 months, you can get a yearly wellness visit to develop or update a personalized prevention plan based on your current health and risk factors. Again, you will pay nothing for this exam if the doctor accepts assignment. This exam is covered once every 12 months.
Source: ny.gov

NY Medicare / New York Medicare Specialist

All Rights Reserved – NY Medicare Specialists / Century Benefits Group, Inc. NY State Insurance License LA-517306 This is a proprietary website. and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Source: healthplansforseniors.com

Medicaid and the Medicare Savings Programs 2015

Applications for these programs may be obtained from the Medicaid office at the local (county) Department of Social Services. Or, you may print the application form from the link below. All applications for the Medicare Savings Program must be mailed to the local Department of Social Services where you live. The phone number and address for the local Department of Social Services may be found in the government pages of the telephone book.
Source: ny.gov

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

2011 Medicare Advantage Plans Available to Residents of Nevada

Senior Care Plus: Value Rx Select (HMO) – Monthly Premium: $70.00 Anthem Medicare Preferred Core (PPO) – Monthly Premium: $0.00 Any, Any, Any Gold (PFFS) – Monthly Premium: $0.00 Senior Dimensions Greater Nevada (HMO-POS) – Monthly Premium: $0.00 HumanaChoice H9503-003 (PPO) – Monthly Premium: $61.00 Sierra Nevada Spectrum (Regional PPO) – Monthly Premium: $0.00
Source: q1medicare.com