Annual Statistical Supplement, 2011

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d. Standard premium rate for voluntary enrollment by certain aged and disabled individuals not otherwise entitled to Hospital Insurance (HI). (Most individuals aged 65 and older and many disabled individuals under age 65 are insured for HI benefits without payment of any premium.) Beginning in 1994, a reduced premium is available to premium-paying HI enrollees with at least 30 quarters of Medicare-covered employment (either their own or through a current or former spouse if the marriage meets certain duration criteria). In most cases, a surcharge applies for beneficiaries who enroll after their initial enrollment period.
Source: ssa.gov

How to compare Medigap policies

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Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

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Source: medicare.gov

ADVANTAGE Health Solutions

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ADVANTAGE Health Solutions will not offer Medicare Advantage Plans in 2016. We have reached a mutual termination agreement with CMS and will exit the market effective January 1, 2016. For more information please click here.
Source: advantageplan.com

Medicare.gov: the official U.S. government site for Medicare

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The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Fee for Service for Parts A & B

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Source: cms.gov

Incontinence supplies & adult diapers

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Source: medicare.gov

Home Delivery Incontinence Supplies

Since 1986 HDIS has specialized in providing quality care to those who experience loss of bladder control. Today, more people buy incontinent supplies directly from HDIS than from anyone else in the nation.
Source: hdis.com

Unique Physician Identification Number (UPIN) Directory

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The Unique Physician Identification Number (UPIN) Directory contains selected information on physicians, doctors of Osteopathy, limited licensed practitioners and some non-physician practitioners who are enrolled in the Medicare Program. The data elements in the file (UPIN, full name, specialty, Physician License State Code, zip code, Medicare provider billing number and State) are extracted from the UPIN Database and are approved for public release in the Centers for Medicare & Medicaid Services (CMS) System of Records. The file is updated quarterly with updates being available usually by April 15, July 15, October 15, and January 15. Each update file is considered as a replacement file.
Source: cms.gov

Traditional Medicare vs Medicare replacement policies

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Medicare Part B is is an elective insurance. A person can elect not to enroll in the Part B portion, however, should they choose to enroll at a later date, there will be a 10% premium penalty for each 12 months of non coverage. The exception to this penalty is if the person was covered by other insurance thru their or their spouses current job. You must pay a premium for this coverage. The 2010 premium remained at $96.40 for 73% of those covered. Of the additional 23%, which includes new enrollees, those with income related increases, and those who do not have their premiums withheld from their Social Security check, the premiums increased to $110.50 per month. Medicare B covers physician services, out patient services such as Pt/Ot/St, durable medical equipment, ambulance and certain home health services. The 2010 Part B deductible is $155.00. Additionally, Part B only pays 80% of covered charges. The recipient would be responsible for the additional 20%.
Source: examiner.com

What Is A Medicare Replacement Policy?

A Medicare replacement policy is another name for Medicare Part C, or a Medicare Advantage Plan. It replaces Medicare Part A and Part B in that it provides the same benefits as Part A and Part B, but has some additional benefits and features. These vary from plan to plan.
Source: insurancelibrary.com

Utah Health Insurance: Individual and Family Plans, Short

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Special Enrollment Period Typically, you may only enroll in an individual or family health plan during open enrollment. If you are eligible, you may be granted a period of time during which you may enroll outside of Open enrollment. This is known as a Special Enrollment Period (SEP). Events that may qualify you for an SEP include getting married, having a baby, losing health insurance, or moving.
Source: selecthealth.org

Medicare Advantage ratings proving to be boon to insurers, patients

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New and improved services don’t fully explain the membership growth in high-rated star plans. Some insurers shifted members into bonus-eligible contracts as they consolidated plans. Medicare contracts — which may include one plan in one state or several in different places — typically vary by state or region. A company with separate contracts in two states can move members from an unrated contract in one state and into a high-rated one elsewhere. That happened to about 900,000 enrollees for 2016 as insurers transferred them into contracts with at least four stars in different states and regions, said Carlos Zarabozo, an analyst with the Medicare Payment Advisory Commission, which advises Congress, at a meeting in December.
Source: usatoday.com

5 Star Medicare Advantage Plan Ratings 2016

One of CMS (The Centers for Medicare & Medicaid Services) most important Medicare goals is to make the quality of Medicare Advantage plans for their beneficiaries transparent. In this effort, advantage plans are each year are rated on a scale ranging from 1 to 5 stars. One star represents poor performance, while a five-star rating is considered excellent. Plan Ratings are published each year in fall, before the open enrollment period begins and beneficiaries may enroll in or switch plans.
Source: medicareanswers.org

What’s Medicare Supplement Insurance (Medigap)?

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Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Should I Buy Supplemental Health Insurance?

Hospital Indemnity Insurance Hospital Indemnity Insurance (also known as Hospital Confinement Insurance) provides a cash benefit if you are “confined” to a hospital due to an illness or serious injury. The cash benefit – doled out in one lump sum or as daily or weekly payments – may not start until after a minimum waiting period. Similar to other types of supplemental insurance, the additional coverage is meant to help you pay for services and needed items not covered by your regular health plan.
Source: about.com