Medicare Information, Help, and Plan Enrollment

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Humana is a Medicare Advantage [HMO, PPO and PFFS] organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.
Source: medicare.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Extra Help with Medicare Prescription Drug Plan Costs

Medicare beneficiaries can qualify for Extra Help with their Medicare prescription drug plan costs. The Extra Help is estimated to be worth about $4,000 per year. To qualify for the Extra Help, a person must be receiving Medicare, have limited resources and income, and reside in one of the 50 States or the District of Columbia.
Source: ssa.gov

Medicare and Medicaid: MyMedicare.gov Help

MyMedicare.gov is part of the Medicare.gov website. MyMedicare.gov is an optional, free, and secure site designed to help you check the status of your eligibility, enrollment, and other Medicare benefits. It also lets you access your claims information almost immediately after your claims are processed by Medicare and provides your preventive health information 24 hours a day, seven days a week.
Source: mymedicare.gov

Medicare Sustainable Growth Rate

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Section 101 of the Tax Relief and Health Care Act of 2006 (MIEA-TRHCA) provided a 1-year update of 0% for the conversion factor for CY 2007 and specified that the conversion factor for CY 2008 must be computed as if the 1-year update had never applied. Section 101 of the Medicare, Medicaid, and SCHIP Extension Act of 2007 (MMSEA) provided a 6-month increase of 0.5% in the CY 2008 conversion factor, from January 1, 2008, through June 30, 2008, and specified that the conversion factor for the remaining portion of 2008 and the conversion factors for CY 2009 and subsequent years must be computed as if the 6-month increase had never applied. Section 131 of the Medicare Improvements for Patients and Providers Act of 2008 (MIPPA) extended the increase in the CY 2008 conversion factor that was applicable for the first half of the year to the entire year, provided for a 1.1% increase to the CY 2009 conversion factor, and specified that the conversion factors for CY 2010 and subsequent years must be computed as if the increases had never applied.
Source: wikipedia.org

Obama administration budget proposes cuts for Medicare Advantage

Unlike standard Medicare, in which doctors and hospitals bill for each service they provide, private Medicare Advantage plans and other managed care organizations are often paid a flat monthly rate for each patient using a formula called a “risk score” that estimates the health challenges facing individual patients.
Source: publicintegrity.org

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

What’s Medicare Supplement Insurance (Medigap)?

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Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Supplements & other insurance

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Source: medicare.gov

Medicare Supplement Plans Archives

Original Medicare, Parts A and B, pays for many of your health-care services and supplies, but it doesn’t pay for everything. That’s why you may want to consider getting a Medicare Supplement insurance policy, also called Medigap. A Medigap policy is sold by… Read more
Source: medicare.com

What is Medicare Supplement (Medigap) Insurance?

Some states may offer Medigap plan options to beneficiaries under 65 who qualify for Medicare because of disability or certain conditions (such as end-stage renal disease). Federal law doesn’t require states to sell Medicare Supplement insurance to beneficiaries under 65. However, depending on where you live, some states may offer Medigap coverage to beneficiaries under 65; eligibility and the specific available options may vary by state. If you’re a Medicare beneficiary under 65 and interested in purchasing Medicare Supplement insurance, contact your state insurance department to learn if you’re eligible for Medigap coverage in your state.
Source: ehealthinsurance.com

Medicare Supplement Plans & Quotes

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Turning 65 is stressful, and the amount of information people receive leading up to their birthday is astounding. From the stacks of mail piling up on your desk, to the seemingly endless phone calls and quotes from insurance companies and agents, the task of gathering honest, unbiased information can feel impossible. Our goal is to offer what nobody else will, which is why we provide medicare supplement quotes, financial ratings, benefit information, application fee data, price history, and pricing methodology for all supplemental insurance companies in one clean, concise report. Our free, no obligation service is designed to give you the information you need regarding Part D and Medicare Supplement Plans in order to make an educated purchasing decision. In addition, we offer continued support for all of our customers to ensure they have no claims or billing issues. On an annual basis we review all medicare supplement insurance quotes and plan options in an effort to notify our customers of any new or better plans that may be available.
Source: medicaresupplementshop.com

Find Medicare Supplement Plan Quotes in your Area

Any time after you are enrolled in Medicare Parts A & B. You do not have to wait for Open Enrollment to buy a policy. The best time to buy is in the first 6 months after you are both 65 years old and enrolled in Medicare Parts A & B.
Source: medicaresupplement.com

Compare Medicare Supplement Plans

The most important thing to understand about Medigap plans is that they are Federally-standardized. This means that the plans are the same from company to company. For example, a Plan F with one company is the exact same as a Plan F with another company. You can easily compare Medicare Supplement plans based on price because of this. Plan F is the most comprehensive plan – it pays everything that Medicare A & B do not cover, including the Medicare deductibles, co-pays and coinsurance. With Plan F, you have NO out of pocket costs. Lower-tier plans include G and N. Plan G is, in many cases, the best value among the plans. It is the exact same as ‘F’ except that it does not cover the Medicare Part B deductible (only $140/year in 2012). Plan N is one tier below that. It doesn’t cover that Medicare Part B deductible. Also, it has co-pays ($20 at the doctor’s office and $50 at the ER) and does not cover Part B Excess charges ( What Are Part B Excess Charges?). To see the coverage chart showing what the various plans cover, see Medicare’s “Choosing a Medigap” booklet or view the coverage chart online.
Source: medicare-supplement.us

Medicare Supplement Quotes

When folks first come to us for help in searching for a Medicare supplement we often find they are in one of 3 situations:   1) They are aging into Medicare at age 65 or are coming off an employer-sponsored plan after age 65 2) They currently have a Medicare supplement but feel they are paying too much and want to see if they can get a better deal. 3) They have had Medicare Parts A & B but have never purchased a Medigap policy. In any of these cases, we have a solution: Are you new to Medicare whether at age 65 or after age 65 due to being on an employer-sponsored health plan and need to get Medicare Supplement Quotes? If you are electing to take Medicare Part B coverage for the first time you will have some options available to you for limited to no medical underwriting for a period of time (usually 3-6 months after your birth month or the qualifying event date). In some cases you can choose any Medigap plan you would like. While in others you may be limited to guaranteed issue for just a few plans. In order to understand your situation and options available please call us at (877) 363-3442. Did you recently get a rate increase from your current Medicare supplement company and feel you are now paying too much for your Medigap policy? Let us do a Medicare Supplement Comparison for you today! Once you have made the decision to purchase a Medicare Supplement policy you will likely very much appreciate your Medicare Supplement provider’s customer service and claims-paying practice but may have issues with rate increases. Because of the way Medicare and Medicare supplement company’s claims are paid my customers very rarely have claims issues and the only real reason my client’s switch Medicare supplement companies is because we’re able to find a much better rate from another company for the exact same coverage. Once you are educated on Medicare supplements and realize they are standardized from company-to-company you’ll realize that you can occasionally shop for better rates. (For example, a Plan F from one company is going to work identically to a Plan F from another company). We help our clients not only find their initial policy but we re-evaluate on an annual basis. Our exclusive Medicare Supplement quote tool allows us to determine within seconds if there is another company that will offer a better rate than your current provider and, if so, allow you determine if it’s enough to switch. Have you had Medicare Part A & B only and not a Medigap policy for longer than 6 months?   If this is the case you will likely be subject to medical underwriting with most Medigap insurance companies and it may limit your choices on which plan you can take. Although Medicare supplement companies tend to have much more lenient underwriting guidelines than that of companies providing under 65 health insurance you will still be best served to discuss your pre-existing health conditions with one of our Medigap agents. Regardless of your situation, if you’re in the market for a Medicare supplement policy we’re confident we’ll be able to educate you on your options and ensure you’re getting the best price available. Furthermore, we will continue to monitoring pricing on an ongoing basis and will evaluate whether it makes sense to switch companies to obtain a better price. In our experience, when we initially place our clients with the lowest priced plan available it does not make sense to switch to another company for 5-7 years.   Allow one of our Medigap agents to work with you and you can ensure that you understand how Medicare and Medicare Supplements work and that you get the best pricing available to you from the start and for years to come. We’re only compensated for as long as you’re with us which ensures we have your best interest in mind and will always work to keep your rates down as much as possible. Give us a try by calling us at (877) 363-3442 or completing the Medicare Supplement Quote Form by Clicking Here.
Source: e-medigap.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Eyeglasses/contact lenses

Posted by:  :  Category: Medicare

Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. It’s important to ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.
Source: medicare.gov

Providers for Medicare Glasses

only pays for eyeglasses following cataract surgery in which a new lens is implanted in the eye. If you have any other kind of eye problem, or simply have poor vision, Medicare does not pay for glasses. If you are treated by an eye specialist physician — as opposed to just getting glasses from an optometrist — for medical condition related to the eyes, Medicare Part B can pay its share (80 percent of the Medicare-approved amount) for that doctor’s services, but not for the glasses themselves.
Source: caring.com

What is the Medicare coverage for eye care and eyeglasses?

Keep in mind that the specific benefits may vary, depending on the Medicare Advantage plans available in your service area. For more information, check with the individual health plan you’re considering. If you’d like help finding a Medicare Advantage plan that includes vision benefits, you can visit Medicare.gov or call Medicare at 1-800-MEDICARE (1-800-633-4227), 24 hours a day, seven days a week (TTY users, call 1-877-486-2048. You can also contact eHealth to speak with a licensed insurance agent about your Medicare plan options.
Source: ehealthmedicare.com

Eligibility Criteria Chart

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Pregnant women, children, aged, blind, and disabled individuals whose family income exceeds the established income limit may be eligible under the Medically Needy program. The Medically Needy program allows a person to use incurred/unpaid medical bills to “spend down” the difference between their income and the income limit to become eligible.
Source: georgia.gov

Eyeglasses/contact lenses

Posted by:  :  Category: Medicare

Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. It’s important to ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.
Source: medicare.gov

What is the Medicare coverage for eye care and eyeglasses?

Keep in mind that the specific benefits may vary, depending on the Medicare Advantage plans available in your service area. For more information, check with the individual health plan you’re considering. If you’d like help finding a Medicare Advantage plan that includes vision benefits, you can visit Medicare.gov or call Medicare at 1-800-MEDICARE (1-800-633-4227), 24 hours a day, seven days a week (TTY users, call 1-877-486-2048. You can also contact eHealth to speak with a licensed insurance agent about your Medicare plan options.
Source: ehealthmedicare.com

Providers for Medicare Glasses

only pays for eyeglasses following cataract surgery in which a new lens is implanted in the eye. If you have any other kind of eye problem, or simply have poor vision, Medicare does not pay for glasses. If you are treated by an eye specialist physician — as opposed to just getting glasses from an optometrist — for medical condition related to the eyes, Medicare Part B can pay its share (80 percent of the Medicare-approved amount) for that doctor’s services, but not for the glasses themselves.
Source: caring.com

Does Medicare Pay for Eyeglasses

The only other possibility for Medicare to contribute to the cost of your mother’s glasses is if she belongs to a Medicare Part C “Medicare Advantage” HMO or other managed care plan. These plans provide slightly broader coverage than traditional Medicare Part B does, and a few of them pay some of the cost of eye exams and glasses. If she belongs to a Medicare Advantage plan, check with the plan administrator to see if there is any coverage for glasses.
Source: caring.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov