Your Medicare coverage choices

Posted by:  :  Category: Medicare

There are 2 main ways to get your Medicare coverage— Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people get additional coverage, like Medicare prescription drug coverage or Medicare Supplement Insurance (Medigap). Use these steps to help you decide what coverage you want:
Source: medicare.gov

Medicare Care Choices Model

This model will test whether Medicare and dually eligible beneficiaries who qualify for coverage under the Medicare or Medicaid Hospice Benefit would elect to receive the palliative and supportive care services typically provided by a hospice if they could continue to seek curative care from their providers. CMS will study whether access to such services will result in improved quality of care, patient and family satisfaction, and whether there are any effects on use of curative services and the Medicare or Medicaid Hospice Benefit.
Source: cms.gov

Medicare Plans for Different Needs

Posted by:  :  Category: Medicare

Learn about UnitedHealthcare Medicare Advantage plans, Medicare prescription drug plans and Medicare Special Needs plans that might be a good fit for you. Or learn about Medicare-related plans, like Medicare Supplement Insurance plans*.  
Source: uhcmedicaresolutions.com

Contact UnitedHealthcare®

If you are a Provider and require assistance, you may contact UnitedHealthcare plans by calling the toll-free General Provider line. Please do not call the Customer Service number listed throughout this website. Providers are routed by their Tax ID.
Source: uhcmedicaresolutions.com

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

How to compare Medigap policies

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Supplemental Policies: Do You Need One?

We’ll start with what they cover. Supplemental insurance is sold to cover “what Medicare doesn’t.” Remember I said that wasn’t quite true. Unless a supplemental policy specifically states otherwise, the most it will cover are the Medicare deductibles ($147 outpatient and $1,187 hospitalization) and the 20 percent co-insurance. Supplemental policies do not usually cover any medical services Medicare won’t cover. What’s more, Medicare supplemental insurance will only pay health care providers what you would pay if you didn’t have the supplemental policy. Providers aren’t paid any more for taking care of you if you have one of these policies.
Source: huffingtonpost.com

Medigap (Medicare Supplement Health Insurance)

A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover. If you are in the Original Medicare Plan and have a Medigap policy, then Medicare and your Medigap policy will each pay its share of covered health care costs. Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium ($96.40 in 2011 for most beneficiaries). In addition, you will have to pay a premium to the Medigap insurance company. As long as you pay your premium, your Medigap policy is guaranteed renewable. This means it is automatically renewed each year. Your coverage will continue year after year as long as you pay your premium. In some states, insurance companies may refuse to renew a Medigap policy bought before 1992. Insurance companies can only sell you a “standardized” Medigap policy. Medigap policies must follow Federal and state laws. These laws protect you. The front of a Medigap policy must clearly identify it as “Medicare Supplement Insurance.” It’s important to compare Medigap policies, because costs can vary. The standardized Medigap policies that insurance companies offer must provide the same benefits. Generally, the only difference between Medigap policies sold by different insurance companies is the cost. You and your spouse must buy separate Medigap policies.Your Medigap policy won’t cover any health care costs for your spouse. Some Medigap policies also cover other extra benefits that aren’t covered by Medicare. You are guaranteed the right to buy a Medigap policy under certain circumstances. For more information on Medigap policies, you may call 1-800-633-4227 and ask for a free copy of the publication “Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare.” You may also call your State Health Insurance Assistance Program (SHIP) and your State Insurance Department. Phone numbers for these Departments and Programs in each State can be found in that publication.
Source: cms.gov

Compare Medicare Supplement (Medigap) Plans and Rates in Your Area

"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
Source: medigap360.com

Medicare Age In Information

Posted by:  :  Category: Medicare

Do I need to maintain Medicare B coverage to keep my State of Maine health insurance policy? Yes.  If Medicare cancels your Medicare B coverage due to non-payment of premiums, you will automatically lose health insurance coverage with the State of Maine.  You would not be eligible to re-enroll after cancellation unless you satisfy your Medicare B premiums and Medicare reinstates your Medicare B coverage without a break in coverage.  If you are dis-enrolled due to non-payment of Medicare B premiums on four (4) separate occasions, you will permanently lose your eligiblity and cannot re-enroll in the State of Maine health plan.
Source: maine.gov

Medicare Supplement Leads, Senior Health Insurance Leads and Medicare Leads

Posted by:  :  Category: Medicare

All Web Leads simplifies the process when your agency wishes to buy senior health or Medicare leads. Our easy to use system is fully automated and highly customizable so you can target your search results by location, age, or coverage needs. There has never been an easier solution to your need for Medicare supplement insurance leads or other senior health insurance types. Every lead you receive will adhere to the filters you have selected, which also increases your chances of improving sales for your agency. As soon as we have identified a fresh lead that meets the needs of your agency, All Web Leads will contact you via email or your mobile device so you have fast access to the information you need to make a sale. 
Source: allwebleads.com

Life Insurance Leads, Final Expense Leads Sales Associate

Our marketing approach can play a huge role in increasing your sales. By using our services will keep you and your team of sales agents doing exactly what you should be doing…selling! We have the experience and the expertise with years of service. Our cost effective method of life insurance leads, Medicare supplement leads, reverse mortgage leads generation will place you in front of your desired prospect. We will qualify them and set an appointment based off your desired schedule. Sales Associate® specializes in lead generation for Medicare supplement, Reverse Mortgage, Home Health Care and Final Expense Leads. No more cold-calling and spending hours and hours on the phone finding prospects. Our highly skilled appointment setters can schedule appointments for you to meet with the prospects within the time frame you would want to schedule your meetings. You don’t have to call them just show up for the appointment. Many other telemarketing companies will not offer our level of service without hiking up the expense to the client. With all the great benefits of our services, we still manage to maintain a very competitive pricing compared to other telemarketing companies. We do all the leg work and charge a fraction of the cost for a qualified appointment. Telemarketing is an important function for all your marketing needs and it plays a huge role in expanding the business and ensuring good publicity and targeting your potential client. For over 10 years Sales Associate® has been consistently providing top senior marketers with excellent life insurance leads, Medicare supplement leads, reverse mortgage telemarketing leads and real estate leads in the form of solid appointments and phone leads. Our motto is in creating an atmosphere with the customer using the combined experience to maintain an excellent relationship with the customer. Official Company Web page
Source: us-leads.com

Medicare Advantage Leads, Medicare Supplement Leads, Turning 65 Leads

Medicare advantage leads (Medicare insurance leads) generating service with Sales Associate®, Texas based telemarketing firm is the right choice. We are producing Medicare leads prospects in the form of scheduled appointments and telemarketing leads. Company offers a streamline of Marketing services such as: Medicare Advantage leads, Medicare Supplement Leads, Special Need, Dual Eligible leads, Turning 65 Leads (Seniors 64 and 65 with Medicare Part A and Medicare Part B), Medicare leads list and other types of senior prospects.
Source: medicareadvantageleads.com

Medicare Supplement Leads

On the outside looking in it may look like all of these rules put in place by the Centers for Medicare & Medicaid Services back in 2008 are nothing more than red tapes meant to make our ability to earn a living servicing client needs infinitely harder. However, let’s face facts; there are situations where guildelines are required to protect our aging population. The fact that many agents are staying out of the Medicare market due to regulatory breach concerns, along with NetQuote’s strict compliance with these guidelines, makes this market a potentially lucrative one for your business.
Source: bestmedicaresupplementleads.com

Prescription Drug Coverage

Posted by:  :  Category: Medicare

The page could not be loaded. The CMS.gov Web site currently does not fully support browsers with “JavaScript” disabled. Please enable “JavaScript” and revisit this page or proceed with browsing CMS.gov with “JavaScript” disabled. Instructions for enabling “JavaScript” can be found here. Please note that if you choose to continue without enabling “JavaScript” certain functionalities on this website may not be available.
Source: cms.gov

View All Medigap Policies

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Talk to State Farm Mutual Automobile Insurance Company About Medicare Supplement Insurance

El siguiente contenido aún no está disponible en español. Nuestras disculpas por cualquier inconveniencia que esto pueda causar. Este contenido estará disponible en español en un futuro cercano.
Source: statefarm.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

What’s Medicare Supplement Insurance (Medigap)?

Posted by:  :  Category: Medicare

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Supplemental Coverage

A SilverSneakers membership is included in all CHP Group Options and may be available with some Individual Options.  SilverSneakers provides a free, basic fitness membership for members to help them reach their health and wellness goals. Members have access to more than 12,000 locations nationwide. The program also includes online tools and support, as well as a free at-home fitness kit. SilverSneakers members lose weight, increase their energy, and improve their overall wellbeing.   Studies from the Centers for Disease Control show those who participate in SilverSneakers are admitted to the hospital less often and see significant reductions in their overall healthcare costs. Learn about the SilverSneakers program at the SilverSneakers website or by calling 888-423-4632, 8 a.m. – 8 p.m. ET, Monday-Friday.  
Source: concordiaplans.org

Medicare Supplemental Insurance and Supplement Plans

About the author Susan Wright has been working in the insurance and financial services industries for over 20 years. She earned her MBA degree from St. Louis University, and her BA degree from Michigan State University. Susan has been licensed as an insurance agent and FINRA securities broker. In addition, she has earned nine professional designations, including: – CLU (Chartered Life Underwriter) – ChFC (Chartered Financial Consultant) – RHU (Registered Health Underwriter) – REBC (Registered Employee Benefits Consultant) – CSA (Certified Senior Advisor) – CLTC (Certified in Long-Term Care) – CCFC (Certified Cash Flow Consultant) – CSS (Certified Seniors Specialist in Real Estate) – ADPA (Accredited Domestic Partnership Advisor) Learn more about Susan on Google+
Source: medicaresupplementalinsurance.com

Does Medicare Cover Children?

Posted by:  :  Category: Medicare

Medicaid, however, is a different federal health insurance program which can cover children if their families have low income and few assets other than their home. If a family qualifies for Medicaid coverage, almost all of a child’s health care needs can be paid for, with only very small copayments by the family. To find out more about eligibility for Medicaid for children, and to find out about specific programs that expand coverage to children beyond standard Medicaid coverage, go to the Medicaid page of the web site of the Centers for Medicare and Medicaid Services.
Source: caring.com

Medicare Eligibility for Children

Children receiving disability benefits and those diagnosed with Lou Gehrig’s disease are enrolled in Medicare automatically. Children receiving disability benefits are enrolled after receiving two years’ worth of payments, while those diagnosed with Lou Gehrig’s Disease are enrolled the same month disability benefits begin. A Medicare card also is sent in the mail. If the card is not received, call the SSA at (800) 772-1213 to confirm the correct address is on file and request a replacement card.
Source: ehow.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Illinois All Kids: Healthcare for All Kids

The All Kids program offers many Illinois children comprehensive healthcare that includes doctors visits, hospital stays, prescription drugs, vision care, dental care and medical devices like eyeglasses and asthma inhalers. Some families pay monthly premiums for the coverage, but rates for middle-income families are significantly lower than they are on the private market. For instance, a family of four that earns between $50,700 and $77,112 a year pays a $40 monthly premium per child, and a $10 co-pay per physician visit. Fill out the application today.
Source: allkids.com

Department of Human Services

Posted by:  :  Category: Medicare

For questions about New Jersey Medicaid, call 1-800-356-1561 or your County Welfare Agency For questions about NJ FamilyCare call 1-800-701-0710 You can also get information by visiting NJHelps.org, where you can self-screen for eligibility for NJ FamilyCare/Medicaid, as well as for many other social service programs.
Source: nj.us

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Department of Human Services

SHIP produces and regularly updates charts detailing the various Medigap, Medicare Advantage and Part D drug plans offered in New Jersey. These charts have been posted here to help you compare plans and make an informed decision about which plan best fits your needs and budget. Please note, however, that since Medigap options and pricing can change at anytime during the year, it is recommended you call the company you are interested in to confirm the information/premiums provided on these charts prior to enrolling or making a coverage change. If you are receiving your Medicare coverage through
Source: nj.us