Part B Medicare Forms and Applications

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If you are unable to locate a specific item or topic, we will be happy to provide assistance navigating our website. Fill out this short form and we will make every effort to reply within 24 to 48 hours!
Source: cahabagba.com

How Original Medicare works

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Source: medicare.gov

Introduction to How Medicare Works

Medicare became America’s first federal health insurance program when it was signed into law on July 30, 1965. The program offers health insurance to seniors over the age of 65 regardless of their current health, medical history and income. President Lyndon B. Johnson presented the first Medicare card to former President Harry S. Truman, calling him the "real daddy" of Medicare [source: Updegrove]. Truman had tried but failed to implement public health insurance for elderly Americans during his presidency. (Franklin D. Roosevelt had also considered including public health insurance in the Social Security Act of 1935, part of the New Deal legislation, but ultimately left the idea out.)
Source: howstuffworks.com

Maryland Medicare Supplemental Insurance

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Purchasing Medigap insurance in Maryland could be one of the easiest insurance purchases you have ever made, and by choosing Maryland Medicare Supplements you will have the added bonus of a trained staff who can help you complete the application and answer any questions you may have once you have received your coverage. Our trained insurance agents have a wealth of helpful information for you, including information on specialized topics like health conditions, six-month waiting periods, rate guarantees, and premium changes. There are twelve different standardized plans available for Medigap insurance, designated with labels of A through L.
Source: marylandmedicaresupplements.com

Medicaid Pharmacy Program

If you do not receive SSI or TCA, you must file an application to find out if you are eligible for Medicaid.  To do this, you must go to the Local Department of Social Services (LDSS) in the city or county where you live.  If you are applying for a child or are pregnant, you may file an application for the Maryland Children’s Health Program (MCHP), which covers the same services as Medicaid.  You may apply at your Local Health Department (LHD)  for MCHP or to be screened for breast or cervical cancer.  If you are elderly and are only applying for assistance with paying your Medicare premiums, co-payments, or deductions, you may apply at your local Area Agency on Aging (AAA).
Source: maryland.gov

45 Medicare/Medicade Nursing Homes in Baltimore, Maryland

This is a list of the Medicare and Medicaid nursing homes located in the specific state or city according to the Compare Nursing Homes database from CMS (Centers for Medicare and Medicaid Services) at medicare.gov. Use this list only for basic information about nursing homes in your locale. We recommend the Nursing Home Compare feature at www.medicare.gov for detailed information. Due not use this web site as the basis for any decision or action about nursing facilities or care. We are not making any recommendation or giving advice in any way.
Source: dibbern.com

2016 Maryland Medicare Part D Prescription Drug Plan Highlights www.Q1Medicare.com

Coverage Gap the Donut Hole: In the CMS Standard Plan, the beneficiary must pay the next $3752.5 in drug costs (the Donut Hole). The Healthcare Reform provides that for Plan Year 2016, ALL formulary generics will have at least a 42% discount and ALL brand drugs will have at least a 55% discount in the coverage gap. The Gap Coverage Types discussed in this section are in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
Source: q1medicare.com

Deducting Medicare Premiums

Many older taxpayers have Medicare premiums deducted from their Social Security checks each month and forget to take the deduction at the end of the year. Most Medicare premiums are deductible as a medical expense on Schedule A of Form 1040. Medicare when added to other medical costs such as co-pays, health insurance premiums or long term care premiums, often results in a deductible benefit. More on medical premium can be found from IRS under Medical and Dental Expenses.
Source: peoples-law.org

North Carolina Medicare Supplement: North Carolina Medigap

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There are many companies in North Carolina claiming to offer low prices in Medicare supplements, but it is most important to find a company that offers not only great prices but also exceptional customer service. Our company does both, providing some of the most competitve prices and helpful employees to answer all of your Medicare questions. By filling out the form today, you can recevie a free quote that will put you on the right path to the correct North Carolina Medicare Supplement plan for you!
Source: northcarolinamedicaresupplements.com

Nursing Homes in North Carolina; NC Convalescent Homes, Nursing Home Directory

422 North Carolina Nursing Homes, rehab and rehabilitation, convalescent facilities listed in the Compare Nursing Homes database at www. medicare.gov. We do not sell, endorse or recommend any service, product or particular facility.
Source: dibbern.com

North Carolina Senior Citizens Medicare Supplement Rates

experienced a rate increase with your insurance premiums? If you have a Medicare supplement policy and wondering if you can save on your current premiums, you should compare premium rates. Premium rates vary widely among the various insurance companies for Plan F and Plan G for the same identical coverage.  Mutual of Omaha recently announced a new policy with a 12% household premium discount for North Carolina senior citizens. Mutual of Omaha is the only insurance company in North Carolina that has this unique 12% household premium discount. And, the premium rates are among the
Source: turning65nc.com

North Carolina Health Care Community & Association

This report provides an analysis of data collected through a larger, epidemiologic study called the Behavioral Risk Factors Surveillance Study (BRFSS), run by the Centers for Disease Control. To obtain a copy of the report, please click here.
Source: ncahc.org

Medicare Market Innovations

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SSN is pleased to announce the 7th Annual Medicare Market Innovations Forum, July 13-14, 2016 in Los Angeles. This proven event, which has grown dramatically year after year, brings together Medicare marketing and product professionals from Medicare health plans nationwide. The conference explores what leading Medicare plans are doing to attract, retain, and engage the new Medicare consumer through case studies and interactive panel discussions. It will take an in-depth look at the engagement, outreach, marketing, and brand building strategies that they are leveraging to reach the various segments of this market, and will help plans to get ahead of the competition. Specifically, it will address:
Source: medicaremarketinnovations.com

Hotels In Windsor Mill MD

It’s the convenient location to downtown Baltimore that catches the eyes of many, but the price for such a brand can’t be beat. Enjoy free Wi-Fi and parking during the stay, as well as an expansive outdoor pool ideal for lounging. The business center is open 24-hours, making it easy for business travelers to stay on top of things. Plus, a free breakfast buffet is served daily and features a hot waffle bar, cereal bar, flaky pastries and Arabica coffee.
Source: bestwestern.com

Medicare Plans for Different Needs

Learn about UnitedHealthcare Medicare Advantage plans, Medicare prescription drug plans and Medicare Special Needs plans that might be a good fit for you. Or learn about Medicare-related plans, like Medicare Supplement Insurance plans*.  
Source: uhcmedicaresolutions.com

Compare Medicare 2016 health plans options in Connecticut , Medicare Advantage plans in Connecticut, Medicare Supplements, What are my 2016 Medicare plan choices in Connecticut, CT, Medicare choices, Medicare Part D, 2016 Connecticut Medicare Plan Choices, choices and Medicare options information for Connecticut Residents, Medicare Advantage plans for 2016, How do I compare Medicare Plans in Connecticut?

Medicare Options, LLC, provides enrollment assistance for senior and disabled residents of Connecticut with their Medicare Health Plan choices including Medicare Medigap plans in Connecticut, Medicare Advantage Plans, Part D prescription drug plans from Aetna, ConnectiCare, United Healthcare, and WellCare in the towns of: Amston, Andover, Avon, Baltic, Berlin, Bloomfield, Bolton, Bozrah, Brandford, Bristol, Burlington, Centerbrook, Cheshire, Chester, Clinton, Colchester, Columbia, Coventry, Cromwell, Deep River, Durham, East Berlin, East Glastonbury, East Haddam, East Hampton, East Hartford, East Killingly, East Lyme, East Windsor, Ellington, Elmwood, Essex, Farmington, Forestville, Glastonbury, Groton, Guilford, Haddam, Hadlyme, Hamden, Hartford, Hebron, Higganum, Ivoryton, Jewett City, Kensington, Killingly, Killingworth, Lebanon Ledyard, Lyme, Madison, Manchester, Marlbourgh, Meriden, Middle Haddam, Milldale, Moodus, Moosup, Mystic, New Britain, New London, Newington, North Branford, Norwich, Old Lyme, Old Mystic, Old Saybrook, Plainville, Plantsville, Poquonock, Portland, Preston, Rockfall, Salem, Saybrook, South Glastonbury, South Lyme, South Windsor, Southington, Terryville, Tolland, Uncasville, Vernon, Wallingford, Waterford, West Hartford, West Mystic, Westbrook, Wethersfield, Windsor, Windsor Locks. We serve the counties of, Hartford County, Tolland County, New London County, Middlesex County, New Haven County, Litchfield County. We are licensed and Certified to advise and enroll medicare recipients on medicare supplements, medicare advantage plans, medicare part D prescription coverage, retirement planning, Long-Term care options, fixed annuities, Reverse Mortgage programs, and eldercare attorney referrals. Consult a tax advisor before making tax related decisions. Consult an attorney specializing in estate planning before making any decisions regulated by federal or state law, such as trusts and wills. MedicareOptions.info provides free information on Medicare options in Connecticut. Medicare Plan Choices in Connecticut for 2014 will help seniors find the best medicare plan for their situation. This site allows people to compare Medicare Advantage Plans in Connecticut. We do not choose which plan is best for beneficiaries, but provide information on Medicare Plans so they can compare their Medicare Choices. Most Medicare Beneficiaries simply want to know, how do I compare Medicare plans in Connecticut. We help them find the best Medicare Plan that suits your particular needs for 2015.
Source: medicareoptions.info

Medicare Advantage (Part C) Archives

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Under Medicare law, private insurance companies contracted with Medicare to provide Medicare Advantage (also called Medicare Part C) plans must offer the same benefits as Original Medicare, Part A and Part B. All beneficiaries with Medicare Part B need to pay… Read more
Source: medicare.com

Medicare Advantage 2014 Spotlight: Plan Availability and Premiums

While many organizations offer Medicare Advantage plans, a few – particularly Humana, United Healthcare, and the Blue Cross and Blue Shield (BCBS) affiliates – have particularly large geographic spread and these organizations historically account for a disproportionate share of enrollment. In 2014, 44 percent of available plans are being offered by one of these three firms or affiliates (Table A4).  Plans offered by these firms are available to most beneficiaries.  Nationwide, 83 percent of Medicare beneficiaries will have access to one or more Humana plans, 73 percent will have access to a BCBS affiliated plan (including BCBS plans offered by Wellpoint), and 68 percent will have access to a United Healthcare plan (Exhibit 5; Table A5).  The general availability of these firms’ products has not noticeably changed from 2013 to 2014.  However, the similarities in BCBS offerings from 2013 to 2014 obscure a decline in availability of BCBS branded Wellpoint plans (declining from 88 plans to 55 plans between 2013 and 2014), which is mostly offset by the growth in plans offered by other BCBS affiliates (growing from 205 plans to 233 plans between 2013 and 2014).
Source: kff.org

Medicare Plans for Different Needs

Learn about UnitedHealthcare Medicare Advantage plans, Medicare prescription drug plans and Medicare Special Needs plans that might be a good fit for you. Or learn about Medicare-related plans, like Medicare Supplement Insurance plans*.  
Source: uhcmedicaresolutions.com

How to Reform Medicare: First Stage to Fix the Current Program

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[5]The significant differences in official long-term projections, including projections of the program’s unfunded liability, reflect the differences in agency assumptions, particularly about the likelihood of the continuation of current law. The Medicare Trustees and the Congressional Budget Office (CBO) are required to make projections under current law, which assumes, for example, that the large Medicare Part A payment reductions are sustainable and that the projected 29.4 percent reduction in Medicare physician payment will be implemented in 2012. The Office of the Actuary in the Centers for Medicare and Medicaid Services (CMS) makes projections based on the premise that key elements of current law are simply “unworkable.” See John D. Shatto and M. Kent Clemens, “Projected Medicare Expenditures Under an Illustrative Scenario with Alternative Payment Updates to Medicare Providers,” Centers for Medicare and Medicaid Services, Office of the Actuary, May 13, 2011, at https://www.cms.gov/ReportsTrustFunds/downloads/2010TRAlternativeScenario.pdf (September 19, 2011).
Source: heritage.org

Medicare Payment Reform: Aligning Incentives for Better Care

In 1982, Congress established the Medicare risk contracting program, which provided an alternative option for enrollees who chose to obtain their Medicare benefits from private managed care plans. In 1997 and again in 2003, Congress expanded the number and scope of private plans available through this program, now called Medicare Advantage. Medicare Advantage plans receive a monthly payment for each Medicare beneficiary enrolled in the plan, based on the location, age, and health status of the beneficiary. The fixed per-member per-month payment should give the plan a financial incentive to provide more coordinated, effective, and efficient care—but payments to Medicare Advantage plans historically have exceeded what their enrollees were expected to cost in traditional Medicare, diluting the incentive for efficiency; moreover, although Medicare Advantage plans receive a fixed payment per enrollee, it is not clear how those incentives influence the way the plans actually pay their providers.
Source: commonwealthfund.org

Best Medicare Supplement Insurance Quotes

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Every Medicare supplemental insurance plan must follow federal and state laws designed to protect you. Medicare supplement plan insurance companies can only sell you a “modernized” Medicare supplemental insurance plan identified by letters A through N. Each modernized Medicare supplemental insurance plan must offer the same basic benefits, no matter which insurance company sells it.
Source: medicaresupplementplans.com

Medicare Supplement Plans & Quotes

Turning 65 is stressful, and the amount of information people receive leading up to their birthday is astounding. From the stacks of mail piling up on your desk, to the seemingly endless phone calls and quotes from insurance companies and agents, the task of gathering honest, unbiased information can feel impossible. Our goal is to offer what nobody else will, which is why we provide medicare supplement quotes, financial ratings, benefit information, application fee data, price history, and pricing methodology for all supplemental insurance companies in one clean, concise report. Our free, no obligation service is designed to give you the information you need regarding Part D and Medicare Supplement Plans in order to make an educated purchasing decision. In addition, we offer continued support for all of our customers to ensure they have no claims or billing issues. On an annual basis we review all medicare supplement insurance quotes and plan options in an effort to notify our customers of any new or better plans that may be available.
Source: medicaresupplementshop.com

Compare Medicare Supplement (Medigap) Plans and Rates in Your Area

"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
Source: medigap360.com

Medicare Supplement Plans Comparison Chart Plans with Recommended Plans F & G

There are 10 Modernized Standardized Medicare Supplement plans “A” through “N”. The benefits of each plan are different, with the exception that all plans are required to cover the “Basic Benefits” which are identified below. Medicare standardized the plans in 1990 to limit the consumer’s confusion when comparing coverage offered by different insurance companies. However beginning June 1, 2010 the plan chart and the benefits are changing and improved to meet the changing health care environment. Some benefits have been eliminated and several benefits have been added to enhance the Medicare supplement coverage.
Source: medicaresupplement65plus.com

Medicare Supplement Insurance Quote Engine

In addition to Medicare supplement insurance, we are pleased to be participating in the Medicare Advantage market. The Medicare Advantage policy is a low cost alternative to a Medicare supplement policy and is especially advantageous for those less than 65 years old. The Private Fee For Service (PFFS) is a type of Advantage plan that allows Medicare recipient to visit any doctor, any hospital, anywhere. Therefore, many Medicare recipients are well served by the lower cost Private Fee For Service plan.
Source: bestmedicaresupplement.com

Compare Medicare Supplement Insurance Plans

Every Medicare supplemental plan must follow federal and state laws designed to protect you. Medicare supplement plan insurance companies can only sell you a “modernized” Medicare supplemental plan identified by letters A through N. Each modernized Medicare supplemental plan must offer the same basic benefits, no matter which insurance company sells it.
Source: medicaresupplementplans.com

Medicare Supplement Comparison

Medicare Supplement policyholders may not go unscathed from the ongoing changes to Medicare. The decrease in the pool of healthcare providers who will accept Medicare in 2016 will limit the policyholder’s options. Reimbursement rates may also affect Medicare Supplement plans going forward with healthcare providers charging Part B excess charges to remedy situation to some extent. Along with the increase to Medicare Part B deductible may cause Medigap providers to increase the premiums for Plan F, and Plan G, which covers all or so of medical costs, more than what they would be normally raised.
Source: medicarehealthinsurancefacts.com

How to Check Medicare Eligibility Online

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Read over and analyze the results. If you are qualified for Medicare, it will explain exactly how and when you are eligible and any actions you need to take to access your benefits. This information is separated into three sections: General Enrollment, Part A Specific and Part B Specific. General Enrollment will give you essential enrollment information that you need to know, such as how to enroll if you are outside of the country, the dates you are eligible to enroll (called enrollment periods) and a quick summary of the Medicare benefits available to you. Part A and Part B Specific explain whether you are qualified for Part A and Part B and at what cost. It also specifies any regulations or stipulations that must be followed for enrollment purposes, such as enrollment periods or whether you may be at risk for a premium penalty if you delay enrollment. If you are not eligible immediately, the tool will tell you your prospective date of eligibility. For example, if your birth date is May 18, 1957 and you do not have a qualified disability, the tool will tell you that you are qualified for Medicare beginning May 1, 2022.
Source: ehow.com

Check Medicare Eligibility at www.CheckMedicare.com.

1. 24 hour availability is not a guarantee of service uptime. It is merely hours of service operation under normal operating conditions.   2. Works Best with Internet Explorer 7 with a resolution of 1024×768 or higher. Firefox is also supported.   3. Average response time is 3-6 seconds, but may be up to 1 minute during peak times. This response time is affected by various factors including, but not limited to, network congestion, CheckMedicare.com server load, and the status of the CMS Medicare HETS system. If you experience consistent response times over 6 seconds please feel free to contact CheckMedicare.com support for system status or assistance.   © 2009-2014 ICS Software, Ltd. All rights reserved. All other copyrights and trademarks are copyrights and trademarks of their respective owners. This disclaimer relates and applies to all pages and content served by ICS Software, Ltd.
Source: checkmedicare.com

How to Verify Eligibility & Benefits of Medicare Patients

Review eligibility guidelines for Part D, Advantage and Medigap plans if you require prescription coverage or additional hospital and/or outpatient medical coverage. All these plans require enrollment in Medicare as the first eligibility requirement. However, unlike Part A and B, these plans also require that other eligibility requirements be met, including residing in a specific geographic region within the United States. You can determine eligibility requirements and explanation of benefits for these plans under "Plan Choices" on medicare.gov.
Source: ehow.com

Medicare Eligibility and Enrollment

re already getting Social Security checks, you will be automatically enrolled in traditional Medicare. You’ll get your Medicare card three months before your 65th birthday. The benefits kick in on the first day of the month of your 65th birthday. Traditional Medicare, which is also called original Medicare, includes Medicare Parts A and B. Part A is hospital coverage. Part B covers doctor visits, lab tests, and other outpatient services.
Source: webmd.com

Original Medicare (Part A and B) Eligibility and Enrollment

To be eligible for premium-free Part A, an individual must be entitled to receive Medicare based on their own earnings or those of a spouse, parent, or child. To receive premium-free Part A, the worker must have a specified number of quarters of coverage (QCs) and file an application for Social Security or Railroad Retirement Board (RRB) benefits. The exact number of QCs required is dependent on whether the person is filing for Part A on the basis of age, disability, or End Stage Renal Disease (ESRD). QCs are earned through payment of payroll taxes under the Federal Insurance Contributions Act (FICA) during the person’s working years. Most individuals pay the full FICA tax so the QCs they earn can be used to meet the requirements for both monthly Social Security benefits and premium-free Part A.
Source: cms.gov

Check Eligibility for SilverSneakers

The Healthways SilverSneakers Fitness program is an insurance benefit included in more than 65 Medicare health plans. Through SilverSneakers, health plans and group retirement plans provide a gym membership to their insured, usually at no additional cost. Your SilverSneakers membership allows you access to more than 13,000 participating locations nationwide, and includes all the basic amenities plus group exercise classes geared specifically towards the active older adult.
Source: silversneakers.com

Medicare Part D coverage gap

Posted by:  :  Category: Medicare

The Medicare Part D coverage gap (informally known as the Medicare donut hole) is a period of consumer payment for prescription medication costs which lies between the initial coverage limit and the catastrophic-coverage threshold, when the consumer is a member of a Medicare Part D prescription-drug program administered by the United States federal government. The gap is reached after shared insurer payment – consumer payment for all covered prescription drugs reaches a government-set amount, and is left only after the consumer has paid full, unshared costs of an additional amount for the same prescriptions. Upon entering the gap, the prescription payments to date are re-set to $0 and continue until the maximum amount of the gap is reached: copayments made by the consumer up to the point of entering the gap are specifically *not* counted toward payment of the costs accruing while in the gap.
Source: wikipedia.org

Costs in the coverage gap

Mrs. Anderson reaches the coverage gap in her Medicare drug plan. She goes to her pharmacy to fill a prescription for a covered brand-name drug. The price for the drug is $60, and there’s a $2 dispensing fee that gets added to the cost. Mrs. Anderson will pay 45% of the plan’s cost for the drug ($60 x .45 = $27) plus 45% of the cost of the dispensing fee ($2 x .45 = $0.90), or a total of $27.90, for her prescription. $57.90 will be counted as out-of-pocket spending and will help Mrs. Anderson get out of the coverage gap because both the amount that Mrs. Anderson pays ($27.90) plus the manufacturer discount payment ($30.00) count as out-of-pocket spending. The remaining $4.10, which is 5% of the drug cost and 55% of the dispensing fee paid by the drug plan, isn’t counted toward Mrs. Anderson’s out-of-pocket spending.
Source: medicare.gov

The Medicare Gap; Coverage Doughnut Hole: from The Medicare Project Information Center

Your Medicare Part D prescription drug coverage has a phase when none of your prescription medication costs are paid for by your Medicare plan. This interval is called the Coverage Gap, or “Doughnut Hole”. (The word “Gap” is used also to refer to services that are not 100% paid for in Medicare Part A and Part B, including co-pays and deductibles. This article refers to Medicare Part D Prescription Drug Coverage only.) In the odd structure of Medicare Part D there is, first, a $250 deductible, which means you don’t get any help until your drug costs pass $250. Above $250, you must pay 25% of the costs up to $2,000. When your drug costs total 2,250 you reach the infamous “doughnut hole” — and coverage generally stops until your prescriptions and drugs reach $5,100, at which point it’s coverage starts again and pays 95 percent of any additional costs. When you buy a Medicare Part D insurance policy –or a Medicare health care policy that includes prescription drug coverage– you have the option of selecting a policy that will covers all or part of your costs through the coverage gap. As you would expect, this type of coverage costs more than policies that do not provide coverage through the “doughnut hole”.
Source: quickbrochures.net

Medicare Supplemental Insurance by 1

 A Medicare Supplement Plan, or Medigap, is a type of medicare health insurance that is sold by private insurance companies and is specifically designed to help you by filling in the “gaps” of Original Medicare. In order to purchase a Medigap plan you must be enrolled in Medicare Part A and B, and you will continue to pay your monthly Part B premium. You would then pay your Medigap premium and as long as your premium gets paid you will have the benefit of guaranteed renewable coverage. What this means is that the insurance company cannot cancel your policy.   There are several different plan types available to consider, but it is important to note that Medigap policies are “standardized.” This means that they are required to abide by the Federal and State laws that are put in place to protect you. The standardized policies must provide you with the same benefits no matter what company sells them and generally the only difference from company to company, if it is the same plan type, is the cost. Many couples would like to be covered under the same policy, but you and your spouse must each purchase your own individual policies. In some instances you might be allowed to purchase a Medicare Supplement plan that is guaranteed issue without any medical underwriting! This means that you cannot be denied coverage. 
Source: youandmedicare.com

Medicare Part D Donut Hole – Prescription Drug Coverage Gap

Most Medicare Part D plans have a coverage gap, sometimes called the Medicare donut hole. This means that after you and your Medicare drug plan have spent a certain amount of money for covered prescription drugs, you then have to pay all costs out-of-pocket for the drugs, up to a certain limit. The yearly deductible, co-insurance, or co-payments, and what you pay while in the coverage gap, all count toward this out-of-pocket limit. The limit doesn’t include the drug plan’s premium.
Source: ehealthmedicare.com