Medicare, the federal health insurance program, covers people who are 65 or older, as well as some younger individuals with disabilities or severe diseases. However, Medicare does not cover all costs of medical services, which is where the rules can get tricky. There are a number of factors affecting coverage, so it is imperative all individuals take the different kinds of coverage available into consideration. Before we get into answering the hearing aids question, we need to understand what it does and does not cover. If you want to skip to the answer, click down to the section called Items not covered by Medicare.
Medicare Coverage of Hearing Aids
Despite the fact that Medicare doesn’t offer hearing aid coverage, you may enjoy coverage if fitted with a prosthetic device that improves your hearing, depending on your specific circumstances. According to the Medicare policy manual, a device qualifies as prosthetic if the cochlea, middle ear or auditory nerve is replaced by a device that produces the perception of sound such as an auditory brain stem implant or cochlear implant. An osseo-integrated implant, a device that is implanted into the skull, is also considered a prosthetic device. These options require surgery, so be sure to discuss these options with your doctor, who must approve of any prosthetic procedure.
Medicare and Hearing Aids
Some Medicare Advantage plans (Medicare Part C) cover hearing exams and hearing aids. Medicare Advantage plans often offer benefits not typically included with Original Medicare (Part A and Part B), such as routine hearing exams and hearing aids. Since each Medicare Advantage plan is different, you should compare plans carefully to find one that fits all of your medical needs. You can see if any Medicare Advantage plans in your area cover hearing aids and exams by using our Medicare Advantage plan comparison tool.
Considering hearing aids? Here’s what you need to know.
Honestly, you can buy cheap hearing aids from a hearing care provider. The least expensive hearing aids today are way more sophisticated than the most expensive hearing aids of days past. So see a hearing care professional and talk to them about your budget concerns. They may have financing options. They may have payment plans that you can do. But really talk to them about your budget considerations, in addition to your preferences. Let them help you find a hearing aid that works for you and your budget. Remember the cost of untreated hearing loss is actually quite great. That’s your quality of life. Untreated hearing loss can lead to depression, isolation. You’re no longer living the life you used to live because you can’t communicate very well. There are other unregulated hearing amplifiers on the market. You might be able to buy it online, and it’s attractive, the price might be cheaper. But it’s really something you need to consider when you’re not getting that one-on-one consultation, and you’re not getting that experience of the professional. You really need to buy a hearing aid from a licensed hearing care provider.
How to Get Medicare to Pay for a Hearing Aid (with Pictures)
Under current Medicare regulations, hearing loss evaluations and hearing aids are not covered. This means that you will have to pay all costs for testing and hearing aid equipment and supplies out-of-pocket. If you’ve suffered hearing loss because of an accident or workplace neglect, Medicare may pay for most or all costs for a hearing aid. You will have to prove, however, that the hearing loss was the direct cause of an injury or accident.
167 HEARING AIDS complaints and reviews @ Pissed Consumer
If you have hearing loss your best course of action is to get hearing aids! Unless you want to fully isolate yourself from the world, please go out and get a hearing aid. Look for the best service provider and not just on price. Most service providers give you a time or number of appointments to fine-tune your aids. It is not an exact science, but more of an art form mixed with math. Every person…
Medicare Complete To Pay For Hearing Aids
AARP Medicare Complete is a Medicare Advantage plan. This means that you must have Medicare Parts A and B, live in your area six months out of the year, and do not have ESRD in order to join. The Enrollment Period for Medicare beneficiaries is October 15th through December 7th. If you are just turning 65 or just receiving your Medicare Part B, you have your own special enrollment period. For information on hi healthinnovations, visit their website at https://www.hihealthinnovations.com/