you receive all the benefits of Original Medicare and extras too, like vision exams and a no cost annual routine physical. We have had a contract with Medicare since 1977 and have provided services to thousands of Colorado retirees. We’re happy that you have chosen to visit our website. We can help you with the A, B, C’s and D of Medicare. When you enroll with us, you will gain access to our statewide network of doctors. We offer over 2,400 Primary Care Physicians and 7,000 specialists to our Members, and with Rocky Mountain Medicare you don’t need a referral to see network providers. The doctors bill us instead of Medicare and we pay the doctor. At the end of the year, we get reimbursed by Medicare, a percentage of the claims that we have paid for our Members. (This is known as a Section 1876 Cost Plan.) Our premiums begin at $20.00 a month and a hospital stay can be as little as $500. We have a history of serving our Members and communities and we feel that we offer a terrific value. Our medical only plans are open for new enrollment all year long. Plans that include Part D prescriptions are subject to the Part D enrollment rules. If you choose to go outside of our network for care, you can do that too. You would pay the Original Medicare deductibles and coinsurance in that instance. All of our plans include Emergency and Urgent Care services worldwide, with in network copays! No other type of Medicare plan offers this flexibility. Please roam the website and when you’re ready to join us, relax! We make it simple,
Medicare Advantage Plans Colorado
Medicare Advantage, also known as Medicare Part C, is a type of Medicare Plan run by private insurance companies. A Medicare Advantage plan offers all of the benefits covered under Original Medicare and more. Medicare pays a fixed fee to the plan you choose in accordance with the 2003 Medicare Prescription Drug, Improvement, and Modernization Act.
Colorado Medicare Supplement Plans
The best time to purchase a Medicare Supplement plan in Colorado is during the Medigap Open Enrollment Period, which begins on the first day of the month a beneficiary is 65 or older and enrolled in Medicare Part B, and continues for a full six months. During that time, all beneficiaries have the guaranteed issue right to enroll in a Medigap plan, meaning that a private insurance company may not use medical underwriting to charge more for or deny coverage based on a pre-existing condition. After that period, the carrier may use underwriting to deny coverage.
2016 Colorado Medicare Part D Prescription Drug Plan Highlights www.Q1Medicare.com
Coverage Gap the Donut Hole: In the CMS Standard Plan, the beneficiary must pay the next $3752.5 in drug costs (the Donut Hole). The Healthcare Reform provides that for Plan Year 2016, ALL formulary generics will have at least a 42% discount and ALL brand drugs will have at least a 55% discount in the coverage gap. The Gap Coverage Types discussed in this section are in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
Colorado Medicare Medigap
Private companies provide different insurance plans at varying Medicare supplement rates. Even if you have similar plans with the very same features, your monthly premiums could vary to as much as 2 times. For instance, the Medigap K can be obtained for a monthly premium between $85 and $165. Basically, this is showing that amongst the many providers of this plan, at least one is providing it for only $85 monthly premium, whilst the same standardized plan with identical features will be offered for $165 monthly premium.
Colorado Department of Health Care Policy and Financing
Want easy access to your Medicaid and Child Health Plan Plus (CHP+) benefits on the go? Download the PEAKHealth mobile app to access your Medicaid card, find a doctor, and update your income right from your phone.