Medicare.gov: the official U.S. government site for Medicare

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The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Plans for Different Needs

Your health is important. Find a UnitedHealthcare Medicare Advantage plan or Medicare prescription drug plan that may be right for you before Open Enrollment ends December 7. With a Medicare Supplement Insurance plan* you may apply at any time throughout the year.  
Source: uhcmedicaresolutions.com

Healthcare business news, research, data and events from Modern Healthcare

A list of the nation’s top EHR vendors, based on total number of providers where vendor is the primary EHR vendor. Data is from March 2015 and March 2014. Source: Office of the National Coordinator for Health Information Technology, U.S. Department of Health & Human Services. Published Nov. 30,…
Source: modernhealthcare.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Insurance Specialists

VibrantUSA is an independent insurance agency specializing in Medicare. We represent the majority of Medicare insurance plans available in Washington and Texas. We assist our clients with selecting plans, purchasing plans, claims, questions/concerns, and provide up-to-date information on Medicare insurance. We are a totally unbiased resource dedicated to finding the best plan for each client. There is no fee for our service.
Source: vibrantusa.com

When & how to sign up for Part A & Part B

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The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Social Security and Medicare Independent Information Source

Jonathan Weisman of the Washington Post writes that spending on the elderly is expected to rise to 48 percent of the US federal budget by 2015. He references data from the Congressional Budget Office (CBO) and the Brookings Institution explain this problem.
Source: socialsecuritymedicare.com

Social Security Tax / Medicare Tax and Self

The United States has entered into social security agreements with foreign countries to coordinate social security coverage and taxation of workers employed for part or all of their working careers in one of the countries. These agreements are commonly referred to as Totalization Agreements. Under these agreements, dual coverage and dual contributions (taxes) for the same work are eliminated. The agreements generally make sure that social security taxes (including self-employment tax) are paid only to one country. You can get more information on the Social Security Administration’s Web site.
Source: irs.gov

Medicare and Social Security Disability Benefits

You can get financial help from Social Security and Medicare if you’re permanently disabled or if you have Lou Gehrig’s disease or kidney failure. To be considered “permanently disabled,” your doctor must confirm that you are unable to work for at least 12 consecutive months. Being “unable to work” means you cannot perform your job functions because of the disability, and you cannot find a new line of work because of age, education, or impairment. You must follow your doctor’s prescribed treatment plan to continue to qualify. It’s a good idea to keep up-to-date medical records.
Source: planprescriber.com

Medicare plans from Independence Blue Cross

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To file an appeal or grievance for your medical benefit coverage or your prescription drug coverage, contact Keystone 65 Customer Service at 1-800-645-3965 or Personal Choice 65 Customer Service at 1-888-718-3333; TTY/TDD users should call 711, 7 days a week, 8 a.m. to 8 p.m.; or you can complete and submit online the Request for Medicare Prescription Drug Coverage Determination or the Request for Redetermination of Medicare Prescription Drug Denial.
Source: ibxmedicare.com

Medicare Supplement Insurance

*Plans K-N provide for different cost-sharing than plans A-G. Plans K and L pay 100% of hospitalization and preventive care Basic Benefits. All other Basic Benefits are paid at 50% (Plan K) and 75% (Plan L). Once you reach the annual limit, the plan pays 100% of the Medicare copayments, coinsurance and deductibles for the rest of the calendar year. The out-of-pocket annual limit does NOT include charges from your provider that exceed Medicare-approved amounts, called “excess charges.” You are responsible for paying excess charges. Plan N covers Basic Benefits after a $20 copay for office visits and a $50 copay for emergency room visits. **The out-of-pocket annual limit may increase each year for inflation. (2015 limits shown) † Network restrictions apply
Source: bcbsil.com

Empire Blue Cross Blue Shield’s New Medicare Supplement Plans Offer More Choice and…

A Medicare Supplement policy (sometimes referred to as Medigap) is a supplemental health insurance plan sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medicare Supplement policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover. If an individual is enrolled in the Original Medicare Plan and has a Medicare Supplement policy, then Medicare and Medicare Supplement will pay both their shares of covered health care costs. Empire and its affiliated health plans are the second largest provider of Medicare Supplement health benefit plans in the nation.
Source: prnewswire.com

Medicare Supplement Plan F

* A benefit period begins on the first day you receive services as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row. ** NOTICE: When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy’s “Core Benefits.” During this time the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.
Source: bcbsil.com

Medicare Advantage Plans in Michigan

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Medicare Advantage plans are a lot like the health insurance you may have had before becoming eligible for Medicare. You can choose a complete insurance package with the convenience of one ID card for all services.
Source: bcbsm.com

Medicare Advantage Health Plans: Options and Coverage

Medicare Advantage plans are private insurance health plans, regulated by the government. Medicare Advantage is also known as “MA” or Medicare Part C. All individuals enrolled in Original Medicare, Part A and Part B, are eligible to enroll in a Medicare Advantage plan, with the exception of those diagnosed with End Stage Renal Disease (ESRD), there are exceptions.
Source: planprescriber.com

Medicare Advantage 2014 Spotlight: Plan Availability and Premiums

While many organizations offer Medicare Advantage plans, a few – particularly Humana, United Healthcare, and the Blue Cross and Blue Shield (BCBS) affiliates – have particularly large geographic spread and these organizations historically account for a disproportionate share of enrollment. In 2014, 44 percent of available plans are being offered by one of these three firms or affiliates (Table A4).  Plans offered by these firms are available to most beneficiaries.  Nationwide, 83 percent of Medicare beneficiaries will have access to one or more Humana plans, 73 percent will have access to a BCBS affiliated plan (including BCBS plans offered by Wellpoint), and 68 percent will have access to a United Healthcare plan (Exhibit 5; Table A5).  The general availability of these firms’ products has not noticeably changed from 2013 to 2014.  However, the similarities in BCBS offerings from 2013 to 2014 obscure a decline in availability of BCBS branded Wellpoint plans (declining from 88 plans to 55 plans between 2013 and 2014), which is mostly offset by the growth in plans offered by other BCBS affiliates (growing from 205 plans to 233 plans between 2013 and 2014).
Source: kff.org

Medicare Plans for Different Needs

Your health is important. Find a UnitedHealthcare Medicare Advantage plan or Medicare prescription drug plan that may be right for you before Open Enrollment ends December 7. With a Medicare Supplement Insurance plan* you may apply at any time throughout the year.  
Source: uhcmedicaresolutions.com

Medicare Plans are Confusing, We Make Medicare Less Frustrating.

Medicare Advantage insurance is a replacement to Original or Traditional Medicare Parts A and B – it is offered instead by private insurance companies. Medicare Advantage plans generally feature additional benefits and have less cost-sharing than Traditional Medicare, and you may be required to pay a monthly premium in exchange for the added benefits that the Medicare Advantage plan features. Medicare Advantage plans come in many different flavors and formats such as: HMO plans, PPO plans, PFFS plans, and special needs plans. Seniors may only enroll in Medicare Advantage plans if they already have both Medicare Part A and Medicare Part B and then only during specially designated enrollment periods. The Medicare enrollment periods change often, so please call us at: 1-(866)-866-7951 to find out when the next open enrollment period starts so you can enroll in this type of Medicare Plan.
Source: medicareplanstoday.com

Get the Best Medicare Prescription

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You’ll be shown a screen that includes general information about open enrollment. Then you’ll click to the next screen, which lets you enter your specific drugs and dosages. If you choose brand-name drugs, you can click on a box labeled “use lower cost generic drugs when available.” Generics can lower your costs significantly (ask your doctor whether you can switch to any generics before you make a final decision about your coverage, because the best plan for generics may be different than the best plan for brand-name drugs). You can either save your drug list for future searches or add more drugs. You’ll then fill in more information about your medicines’ refill quantity and frequency. You can set up a password to access the information later, or you can skip that step. You can then choose specific pharmacies in your area, or keep the results more general.
Source: kiplinger.com

Best Medicare Supplement Insurance Quotes

Every Medicare supplemental insurance plan must follow federal and state laws designed to protect you. Medicare supplement plan insurance companies can only sell you a “modernized” Medicare supplemental insurance plan identified by letters A through N. Each modernized Medicare supplemental insurance plan must offer the same basic benefits, no matter which insurance company sells it.
Source: medicaresupplementplans.com

Medicare Supplement Plan G

The reason why Medicare Supplement Plan G is more favorable many times is due to the fact that, on average, the Supplemental Plan G costs approximately $20 – $25 less per month than the more comprehensive Plan F, thus saving roughly $240 – $300 per year. With the only difference between Plan G and Plan F being the annual Medicare Part B Deductible ($140 in 2012), the premium savings on Plan G usually outweigh the additional cost of paying for the Plan F, and you can still enjoy virtually all of the same benefits.
Source: medicaresupplementsolutions.com

Choosing the Best Medicare Advantage Plan

List of participating doctors and hospitals. With very few exceptions, Medicare Advantage plans have provider networks. If you do not use a hospital or doctor in the plan’s network, it will either pay nothing or very little. If you click on a plan’s name and scroll down on the resulting page, you can see how many doctors take part in the plan. You can also click on a link that will take you to the plan’s website so you can look to see whether your doctors and hospital take part. You can also ask your favorite doctors what Advantage plans they take part in and which ones they recommend.
Source: consumerreports.org

Medicare Supplement Plans in 2016

Plan G is quickly gaining in popularity due to its great coverage and lower premiums than Plan F. In fact Plan G is almost identical to Plan F in coverage except you must pay the annual Part B deductible ($147 in 2015) yourself with Plan G. After you pay this the plan pays 100 percent just like Plan F does. Many people already on Plan G will remain there as they consider it to be one of the best Medicare supplement plans for 2016.
Source: bestmedicaresupplementplans2016.com

Gerber Life Medicare Supplement Insurance

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is appointed with Gerber Life in the following states: Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.
Source: medicaresupplementspecialists.com

Gerber Life Insurance Company

Gerber’s Medigap plans can be completed via paper, fax or scan; so it’s best to discuss your options with an objective, reliable insurance consultant who can assist you with the application process. If you have questions about Medicare, Medigap plans, or to see if a Gerber Medicare supplement plan can help you every step of the way, call one of the helpful MediGap Advisor at 1-866-323-1441, or get a free instant quote.
Source: medigapadvisors.com

Family Life Insurance from Gerber Life Insurance Company

At Gerber Life, we make it simple to obtain life insurance to protect your loved ones. We offer affordable life insurance plans for every stage and age so that – whether you’re married or single, a parent or grandparent, or a child or a senior – you’ll find a plan that speaks to your unique needs and budget. With that in mind, you can find straight-forward information about each of our life insurance plans here, as well as answers to commonly asked questions.
Source: gerberlife.com

Medicare Supplement Insurance Quote Engine

In addition to Medicare supplement insurance, we are pleased to be participating in the Medicare Advantage market. The Medicare Advantage policy is a low cost alternative to a Medicare supplement policy and is especially advantageous for those less than 65 years old. The Private Fee For Service (PFFS) is a type of Advantage plan that allows Medicare recipient to visit any doctor, any hospital, anywhere. Therefore, many Medicare recipients are well served by the lower cost Private Fee For Service plan.
Source: bestmedicaresupplement.com

Medicare Supplement Plans & Quotes

Turning 65 is stressful, and the amount of information people receive leading up to their birthday is astounding. From the stacks of mail piling up on your desk, to the seemingly endless phone calls and quotes from insurance companies and agents, the task of gathering honest, unbiased information can feel impossible. Our goal is to offer what nobody else will, which is why we provide medicare supplement quotes, financial ratings, benefit information, application fee data, price history, and pricing methodology for all supplemental insurance companies in one clean, concise report. Our free, no obligation service is designed to give you the information you need regarding Part D and Medicare Supplement Plans in order to make an educated purchasing decision. In addition, we offer continued support for all of our customers to ensure they have no claims or billing issues. On an annual basis we review all medicare supplement insurance quotes and plan options in an effort to notify our customers of any new or better plans that may be available.
Source: medicaresupplementshop.com

MEDICARE, Part A, B, C and D

Posted by:  :  Category: Medicare

The Original Medicare Plan (Medicare Part A & B) is available everywhere in the United States. It is the way everyone used to get Medicare benefits and is the way most people get their Medicare Part A and Part B benefits now. You may go to any doctor, specialist, or hospital that accepts Medicare. The Original Medicare Plan pays its share and your supplemental FEHB coverage often pays the difference and if you carry both Part A and B most FEHB plans waive the deductible, copayments and coinsurance. Some things are not covered under Original Medicare, like prescription drugs.
Source: federalretirement.net

What does medicare part c mean?

The Balanced Budget Act (BBA) of 1997 establishes a Medicare+Choice program under part C of Title XVIII, Section 4001, of the Social Security Act. Under this program, an eligible individual may elect to receive Medicare benefits through enrollment in a Medicare+Choice plan. Beneficiaries may choose to use private pay options, establish medical savings accounts, use managed care plans, or join provider-sponsored plans.
Source: definitions.net

Medicare Advantage Part C

All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. The Money Alert does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this web site or incorporated herein, and takes no responsibility. All such information is provided solely for convenience purposes only. The Money Alert is not affiliated with any of the firms or entities listed unless specifically stated. The Money Alert does not provide investment, tax or legal advice. Please consult the appropriate professional regarding your personal situation.
Source: themoneyalert.com

Medicare Part B Premium History

Posted by:  :  Category: Medicare

Part B premium rates are based on the projected cost to the federal government and Congress, an unpredictable factor. Historically, premiums go up each year. For example, Medicare Part B cost recipients $5.30 in 1970. By 1973, it was up to $6.30, though it was reduced to $5.80 in July and $6.10 in August that year. The premiums continued to increase and reached $31.90 per month in 1989. That rate came from the Medicare Catastrophic Coverage Act of 1988, a change that was intended to expand the program to cover some prescription medications and reduce out-of-pocket costs. It was repealed in 1989.
Source: ehow.com

Medicare Part B Premium Schedule

Make sure you enroll in Medicare just before reaching age 65, even if you are covered by another health plan. If you are already collecting Social Security or Railroad Retirement benefits, Medicare Part B premiums will be deducted from your monthly benefits. If you are not collecting Social Security or Railroad Retirement, you can pay premiums through an automatic deduction from your bank, by credit card or by mail. More »
Source: about.com

MEDICARE, Part A, B, C and D

The Original Medicare Plan (Medicare Part A & B) is available everywhere in the United States. It is the way everyone used to get Medicare benefits and is the way most people get their Medicare Part A and Part B benefits now. You may go to any doctor, specialist, or hospital that accepts Medicare. The Original Medicare Plan pays its share and your supplemental FEHB coverage often pays the difference and if you carry both Part A and B most FEHB plans waive the deductible, copayments and coinsurance. Some things are not covered under Original Medicare, like prescription drugs.
Source: federalretirement.net

What is the Difference Between Medicare Part A and Medicare Part B?

At age 65, if you are eligible to receive or are receiving Social Security benefits, you may be automatically be enrolled in Medicare Part A if you paid Medicare taxes while employed. Some Part A recipients are automatically enrolled in Part B as well. However, since you must pay a premium for Medicare Part B benefits, you have an option to refuse this coverage. If you’re not automatically enrolled in Part B and wish to apply, you must first be enrolled in Part A to be eligible. You can sign up for Medicare benefits beginning three months prior to your 65th birthday. The program also conducts a general enrollment period annually during the first three months of the year.
Source: ehow.com

Massive Medicare Part B premium increases in 2016

In 2015 the monthly Part B premium rate is $104.90. For determining an individual’s monthly premium rate, there is a hold- harmless provision in the law that limits the dollar increase in the premium to the dollar increase in an individual’s Social Security benefit. This provision applies to most beneficiaries who have their premium deducted from their Social Security benefit, or roughly 70 percent of Part B enrollees. Without the hold-harmless provision, beneficiaries would face a premium of $120.70 for 2016. However, because the cost-of-living adjustment for Social Security benefits is expected to be 0.0 percent for 2016, premiums would not increase from the 2015 level for those beneficiaries to whom the provision applies. Under current law, Part B premiums for other beneficiaries must be raised substantially to offset premiums foregone due to the hold-harmless provision, to prevent asset exhaustion, and to maintain a contingency reserve that accommodates normal financial variation. Accordingly, under the intermediate economic assumptions, the estimated monthly premium in 2016 for these other beneficiaries is $159.30, which is matched by general revenue transfers.
Source: quinnscommentary.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov