"Times have changed since my mother had an AARP J plan and I was totally confused by the options available. Stan walked me through the process in a very educational, methodical, friendly way, and I feel secure now that we’re making the correct decision to provide the best possible coverage for my husband." – Pat K.
AARP Supplemental Insurance Rates
United Healthcare has contracted with AARP to put their branding on the supplemental insurance plan. This branding is a good thing because it provides extra benefits to you that you will not receive when signing up for a supplement through a different company.
Best Medicare Supplement Insurance Quotes
Every Medicare supplemental insurance plan must follow federal and state laws designed to protect you. Medicare supplement plan insurance companies can only sell you a “modernized” Medicare supplemental insurance plan identified by letters A through N. Each modernized Medicare supplemental insurance plan must offer the same basic benefits, no matter which insurance company sells it.
Compare Medicare Supplement Insurance (Medigap) Plans and Rates in Your Area
The first thing to know is that paying a higher premium for a standardized Medicare Supplemental insurance plan will NOT get you anything extra – except perhaps a nice smile from the agent who signed you up! Not only are the benefits the same from one company to the next, their claim filing requirements are also identical. Second, you’ll want to review Medigap Plans A-L with a qualified Medicare Supplemental specialist to decide which plan or plans have the benefits you need and want. You may choose one or more plans to look at more closely. Note that by law, Medigap insurers aren’t allowed to sell you more than one Medigap policy. Third, make sure that you are getting a complete multi company rate comparison. You will find that there are many insurance companies selling identical Medigap plans in your state… the goal is to find a reliable company with the lowest rate. For most people, premium amounts are major factors in their decisions. Find out the premium each company would charge you for the Medigap plan (or plans) you are looking at. When you compare the costs, you’ll notice that there can be big differences! Lastly, take your time as you are comparing insurance companies and choose one carefully. You can find an insurance companys rating through such places like AM Best and Weiss Research Inc. We are happy to assist you in choosing a Medicare Supplemental insurance policy. Use our online quote tool to compare rates, or give us a call and we’ll help you find the right Medigap plan for the lowest rate!