More Cuts In Store For Medicare Plans
I am an Insurance Agent that works with the Senior market. I sell the Medicare Advantage plans and Medicare supplement plans. Whichever one the client wants that is what I put them on. I hate that the government again is going to try to squeeze the medicare advantage plans out of the picture. It is plain that they are not thinking about the Senior but the money that they can save. Everybody today is feeling the pinch of not having enough money let alone any extra money. There are many many Seniors out there that cannot afford a medicare supplement and then adding on the Part D RX plan. Let us remember these medicare supps only pick up the deductible and the 20% not paid by Medicare. Many times the supps are not paying that much out a year and yet these supps raise every year. I have some clients that are just retiring and they have income that can afford these but many of them elect to have a HSA and put money aside that will pay the 20% not covered by Medicare and then some choose the Supplement, (the ones who can afford it). However there are many of my clients who cannot afford a supp and separate RX plan and they make a little to much money to be eligible for a Medicaid card that will pick out the 20%. I have ran into more Seniors that are in this boat. Medicare Advantage plans have been a lifesaver for them. There is some plans that are on average around $30 to 40 a month and some in my area that is a $0 premium. People are paying around $5 to $15 for a doctor visit that covers all their lab and they pay around $35 to $45 for a specialist. The RX is included. They end up paying between $200 to around $1200 for each admission. A small co pay for Outpatient surgery around $200 to $300. Many benefits of a having a Medicare Advantage. Some plans even will provide eye exams and glasses and even dental benefits. I AM FOR THE SENIOR. I make a commission no matter if they pick a Supplement or a Medicare Advantage plan so I am happy either way. But if the government takes away these Medicare Advantage plans many senior will have to do without something to pay the 20% medicare does not pay. I believe if these plans are cut than the Senior RX Part D plan will be next. The Medicare Supplement will eventually be the next target. My clients are so happy to have these plan available to them. I have seen people cutting back on food and other things they needed because of not enough money and it scares me now that Obama wants to cut these plans until they just drop which in turn will make Senior pay out more for medical care. If he wants to do this then give all Seniors a Medicaid card in addition to their Medicare card and this will allow them not to have to pay anything for their medical care or leave the Medicare advantage plans alone.
Discounted Fares for Senior/Disabled/Medicare Riders
MTS has combined its Disabled ID Card with the Compass Card Pass to allow customers eligible for reduced fares to carry just one card. Just reload your Photo ID/Compass Card every month, tap on the trolley station validator or bus fare box when boarding and you are good to go! Your Photo ID/Compass Card is all you need to show the bus driver or Trolley inspector. To get an ID/Compass Card, complete the form that applies to you (Short Form or Long Form) and follow the instructions for mailing or dropping off. The card will replace the current MTS Senior and Disabled ID Card. In addition to serving as a reduced fare identification to allow you to purchase discounted one-way fares, it can also hold monthly and day passes.
Contact Information and Websites of Organizations for Medicare
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Doctors Cash In on Drug Tests for Seniors, and Medicare Pays the Bill
NOTE TO READERS: In April 2014, Medicare released 2012 billing data that suppressed payments to medical providers for services they rendered to small numbers of patients. Medicare has since revised its methodology to include additional payments made to providers, and re-released 2012 billing data in June 2015. For this reason, the total payment figures cited in stories published prior to June 2015 may differ from figures cited from June 2015 onward. The original data released can be seen here, and updated figures for 2012,…