Indiana Medicare Supplement Insurance Plans & Quotes
We work with those age 65 in open enrollment, individuals losing group coverage and those shopping for better rates. We work with: Aetna, American Continental, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Heartland National, Humana, Manhattan Life, Mutual of Omaha, Oxford Life, Standard Life and Accident, United American, United Healthcare and several others.
2015 Indiana Medicare Part D Prescription Drug Plan Highlights www.Q1Medicare.com
Coverage Gap the Donut Hole: In the CMS Standard Plan, the beneficiary must pay the next $3720 in drug costs (the Donut Hole). The Healthcare Reform provides that for Plan Year 2015, ALL formulary generics will have at least a 35% discount and ALL brand drugs will have at least a 55% discount in the coverage gap. The Gap Coverage Types discussed in this section are in addition to the Healthcare Reform mandated discounts. In our chart, you will see one of the following:
Anthem BlueCross BlueShield Indiana
*Plan F also has an option called high deductible Plan F (HD-F). This high deductible plan pays the same benefits as Plan F after one has paid a calendar year $2,100 deductible. Benefits from high deductible Plan F will not begin until out-of-pocket expenses exceed $2,100. Out-of-pocket expeneses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare Part A and Medicare Part B deductibles, but do not include the plan’s separate foreign travel emergency deductible.