Medicare Part D coverage gap

Posted by:  :  Category: Medicare

In 2006, the first year of operation for Medicare Part D, the donut hole in the defined standard benefit covered a range in true out-of-pocket expenses (TrOOP) costs from $750 to $3,600. (The first $750 of TrOOP comes from a $250 deductible phase, and $500 in the initial coverage limit, in which the Centers for Medicare and Medicaid Services (CMS) covers 75 percent of the next $2,000.) In the first year of operation, there was a substantial reduction in out-of-pocket costs and a moderate increase in medication utilization among Medicare beneficiaries, although there was no evidence of improvement in emergency department use, hospitalizations, or preference-based health utility for those eligible for Part D.
Source: wikipedia.org

Medicare Doughnut Hole Definition

A range of total prescription drug spending in the Medicare Part D program where all of the costs must be covered out-of-pocket. As a result of the Medicare doughnut hole, Medicare Part D participants are forced to choose between paying higher insurance premiums, or potentially paying thousands of dollars out-of-pocket to bridge the coverage gap. Many lower-income participants in Medicare are unable to afford either option.
Source: investopedia.com

Understanding the Medicare Part D Donut Hole

Once you and your Part D drug plan have spent $2,840 for covered drugs, you will be in the donut hole. Previously, you had to pay the full cost of your prescription drugs while in the donut hole. However, in 2011, you get a 50% discount on covered brand-name prescription medications. The donut hole continues until your total out-of-pocket cost reaches $4,550. This annual out-of-pocket spending amount includes your yearly deductible, copayment, and coinsurance amounts.
Source: about.com

What is the Medicare Donut Hole?

This means that while enrollees are in the doughnut hole, the coverage gap can amount to thousands of dollars. In other words, while in the doughnut hole enrollees must pay 100% of the retail cost of their drugs until they have spent a set amount. Some PDPs offer minimal coverage on things like generic drugs while enrollees are in the doughnut hole, though these types of plans will usually charge a higher monthly premium. Once an enrollee reaches the total out-of-pocket limit during the coverage gap, they are bumped into "catastrophic coverage." Catastrophic coverage guarantees that once an enrollee has spent up to his or her plan’s out-of-pocket limit for covered prescriptions the person will only pay a nominal coinsurance fee or copayment for their drugs for the rest of the year. This works out to the enrollee paying about 5% of subsequent drug costs after the doughnut hole, their plan paying about 15%, and Medicare covering about 80%.
Source: medicaresolutions.com

Closing the Medicare Part D Donut Hole

The Affordable Care Act (ACA) includes important improvements to Medicare prescription drug coverage (Part D) such as reducing expenses for seniors in the donut hole now and eliminating the gap altogether by 2020.  Seniors receive additional savings each year on their prescription drugs until the donut hole is closed. The ACA also provides additional assistance for low-income beneficiaries.  Since passage of the ACA in 2010, more than 7.9 million people with Medicare have saved over $9.9 billion on prescription drugs.  
Source: ncpssm.org

Medicare Part D Donut Hole – Prescription Drug Coverage Gap

Most Medicare Part D plans have a coverage gap, sometimes called the Medicare donut hole. This means that after you and your Medicare drug plan have spent a certain amount of money for covered prescription drugs, you then have to pay all costs out-of-pocket for the drugs, up to a certain limit. The yearly deductible, co-insurance, or co-payments, and what you pay while in the coverage gap, all count toward this out-of-pocket limit. The limit doesn’t include the drug plan’s premium.
Source: ehealthmedicare.com

More Cuts In Store For Medicare Plans

Posted by:  :  Category: Medicare

I am an Insurance Agent that works with the Senior market. I sell the Medicare Advantage plans and Medicare supplement plans. Whichever one the client wants that is what I put them on. I hate that the government again is going to try to squeeze the medicare advantage plans out of the picture. It is plain that they are not thinking about the Senior but the money that they can save. Everybody today is feeling the pinch of not having enough money let alone any extra money. There are many many Seniors out there that cannot afford a medicare supplement and then adding on the Part D RX plan. Let us remember these medicare supps only pick up the deductible and the 20% not paid by Medicare. Many times the supps are not paying that much out a year and yet these supps raise every year. I have some clients that are just retiring and they have income that can afford these but many of them elect to have a HSA and put money aside that will pay the 20% not covered by Medicare and then some choose the Supplement, (the ones who can afford it). However there are many of my clients who cannot afford a supp and separate RX plan and they make a little to much money to be eligible for a Medicaid card that will pick out the 20%. I have ran into more Seniors that are in this boat. Medicare Advantage plans have been a lifesaver for them. There is some plans that are on average around $30 to 40 a month and some in my area that is a $0 premium. People are paying around $5 to $15 for a doctor visit that covers all their lab and they pay around $35 to $45 for a specialist. The RX is included. They end up paying between $200 to around $1200 for each admission. A small co pay for Outpatient surgery around $200 to $300. Many benefits of a having a Medicare Advantage. Some plans even will provide eye exams and glasses and even dental benefits. I AM FOR THE SENIOR. I make a commission no matter if they pick a Supplement or a Medicare Advantage plan so I am happy either way. But if the government takes away these Medicare Advantage plans many senior will have to do without something to pay the 20% medicare does not pay. I believe if these plans are cut than the Senior RX Part D plan will be next. The Medicare Supplement will eventually be the next target. My clients are so happy to have these plan available to them. I have seen people cutting back on food and other things they needed because of not enough money and it scares me now that Obama wants to cut these plans until they just drop which in turn will make Senior pay out more for medical care. If he wants to do this then give all Seniors a Medicaid card in addition to their Medicare card and this will allow them not to have to pay anything for their medical care or leave the Medicare advantage plans alone.
Source: forbes.com

Medicare Advantage Cuts in the Affordable Care Act: April 2014 Update

The overwhelming majority of Medicare Advantage enrollees will face significant benefit cuts in 2015, relative to benefit levels in 2014. This is primarily the result of ACA-mandated changes to the benchmark payment formula, and the elimination of the star rating bonus pilot program. The cuts are somewhat mitigated by changes in risk adjustment and other factors. Compared to the pre-ACA baseline, all beneficiaries are experiencing a substantial benefit reduction. The overwhelming majority of this reduction is due to ACA-mandated changes to the benchmark formulas in effect in 2010 and prior years. The effect of the star rating pilot program is absent, since star ratings were not used to determine payments at all prior to 2012. The effect of year-to-year (and even cumulative) adjustment factors is small compared to the cumulative effects of the benchmark changes mandated by the ACA.
Source: americanactionforum.org

America’s Health Insurance Plans

The Coalition for Medicare Choices is a rapidly growing organization of Medicare Advantage beneficiaries. More than 1.4 million Americans in 50 states have joined the Coalition to protect the benefits they receive through their Medicare Advantage plan. Together, we are working to show Congress that Medicare Advantage plans provide critical benefits and lower out-of-pocket costs to millions of beneficiaries. As Congress debates potential changes to Medicare Advantage, we will make certain that your voices are heard. The Coalition for Medicare Choices is administered by America’s Health Insurance Plans, the national association representing nearly 1,300 member companies providing health insurance coverage to more than 200 million Americans.
Source: ahip.org

Hospitals oppose Medicare Advantage cuts

The AHA also asked CMS to reconsider the weighting of its star-rating program in some categories, noting in the letter that "performance on many quality measures is influenced not only by the actions of health plans and providers, but also by a range of socioeconomic factors beyond their control, such as poverty and access to resources in the community that support health. Failing to account for these factors in comparing quality performance can lead to some plans and providers scoring more poorly on measures than others simply because they care for larger proportions of disadvantaged patients." 
Source: fiercehealthfinance.com

GOP looks to Medicare Advantage cuts for political edge

Both parties have used the other side’s proposals as wedges to appeal to seniors, a vote-rich bloc that is sensitive to benefit cuts. Democrats have routinely attacked Republicans over Rep. Paul Ryan’s (R-Wis.) budget proposals, which would have cut Medicare spending by $129 billion over a decade, according to the liberal Center on Budget and Policy Priorities. Republicans have fired back, accusing Democrats of cutting $716 billion to Medicare — and $156 billion to Medicare Advantage — under the Affordable Care Act.
Source: washingtonpost.com

VIVA Medicare Plus (HMO) 2014

Posted by:  :  Category: Medicare

The plan offers national in-network prescription coverage (i.e., this would include 50 states and the District of Columbia). This means that you will pay the same cost-sharing amount for your prescription drugs if you get them at an in-network pharmacy outside of the plan’s service area (for instance when you travel). Total yearly drug costs are the total drug costs paid by both you and a Part D plan. The plan may require you to first try one drug to treat your condition before it will cover another drug for that condition. Some drugs have quantity limits. Your provider must get prior authorization from VIVA Medicare Plus (HMO) for certain drugs. You must go to certain pharmacies for a very limited number of drugs, due to special handling, provider coordination, or patient education requirements that cannot be met by most pharmacies in your network. These drugs are listed on the plan’s website, formulary, printed materials, as well as on the Medicare Prescription Drug Plan Finder on Medicare.gov. If the actual cost of a drug is less than the normal cost-sharing amount for that drug, you will pay the actual cost, not the higher cost-sharing amount. If you request a formulary exception for a drug and VIVA Medicare Plus (HMO) approves the exception, you will pay Tier 4: Non-Preferred Brand cost sharing for that drug. In-Network $125 annual deductible. Initial Coverage After you pay your yearly deductible, you pay the following until total yearly drug costs reach $2,850: Retail Pharmacy Contact your plan if you have questions about cost-sharing or billing when less than a one-month supply is dispensed. You can get drugs from a preferred and non-preferred pharmacy the following way(s): Tier 1: Preferred Generic
Source: healthpocket.com

California Health Advocates: Medicare Policy, Advocacy and Education

Posted by:  :  Category: Medicare

Bonnie Burns, our Training and Policy Specialist, begins her 23rd term as one of the 20 appointed and funded consumer liaison representatives by the National Association of Insurance Commissioners (NAIC). Ms. Burns spearheaded the standardization of Medicare supplemental insurance, known as Medigap and has provided numerous Congressional testimonies guiding the standardization of long-term care insurance and the policies for financing long-term care.
Source: cahealthadvocates.org

Welcome to the Montana Secretary of State Website ~ Linda McCulloch, Secretary of State

Secretary McCulloch launched a new civic engagement website geared towards k-12 students, teachers and parents. The website hosts monthly mock ballots, lesson plans for teachers, quizzes, and more… [More]
Source: mt.gov

Ohio Department of Health Home

ODH’s Division of Quality Assurance regulates many types of health care facilities through both state licensure and federal certification rules. The Bureau of Long Term Care Quality ensures the quality of care and quality of life of the residents of nursing homes and Residential Care Facilities (RCFs), also known as assisted living facilities, by conducting on-site inspections/surveys for compliance with state and federal rules and regulations in nursing homes/facilities. Need to file a complaint against a nursing home or other health care facility? Call our hotline at 1-800-342-0553 or e-mail HCComplaints@odh.ohio.gov.
Source: ohio.gov

Who is Eligible for Medicare?

Posted by:  :  Category: Medicare

Your eligibility for Medicare is based on your age and your medical condition. If you’re eligible, you can usually sign up for Medicare Part A — hospital care and similar expenses — without paying a premium, based on the years you or your spouse have been working and paying Medicare taxes. If you haven’t put in enough work, the premium, at time of writing, was $407 a year. Part B, which covers doctor visits and other services, costs $104.90 a month, though some high-income individuals pay more.
Source: ehow.com

Who is eligible for Medicare?

While most people do not have to pay a premium for Part A, everyone must pay for Part B if they want it. This monthly premium is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you do not get any of these payments, Medicare sends you a bill for your Part B premium every 3 months. If you have questions about your eligibility for Medicare Part A or Part B, or if you want to apply for Medicare, call the Social Security Administration or visit their web site . The toll-free telephone number is: 1-800-772-1213. The TTY-TDD number for the hearing impaired is 1-800-325-0778. You can also get information about buying Part A as well as Part B if you do not qualify for premium-free Part A. See also Medicare’s FAQ on how to enroll in Medicare.
Source: medicarehop.com

Medicare Eligibility Rules

If you are age 65 and currently receiving Social Security or Railroad Retirement Benefits, you are eligible for Medicare and you will be automatically enrolled in Medicare Part A and Part B. However, because Part B has a premium, you have the option of declining Part B coverage. In addition, Part B does require payment of a monthly premium of $104.90, barring certain exceptions, for individuals enrolling in Part B January 1, 2015 or later. These premiums can change on an annual basis.
Source: planprescriber.com

Who is eligible for Medicare Part B coverage?

The rules of eligibility for Part B medical insurance are simpler than for Part A: If you are age 65 or over and are either a U.S. citizen or a permanent resident who has been here lawfully for five consecutive years, you are eligible to enroll in Medicare Part B medical insurance. This is true whether or not you are eligible for Part A hospital insurance.
Source: nolo.com

Medicare Eligibility Requirements

Part C: Medicare Part C is the Medical Advantage Plan whose services are performed by private companies also approved by Medicare. Part C combines Part A and B as well as any other necessary medical services a person may require (drug prescription, hearing, and vision services). If you are eligible for Medicare you are eligible for a Part C plan. Many people will opt for this plan because it offers the ability to add a wide range of service coverage to their medical insurance plan, but Plan C is not offered in every state. However, most Medicare Advantage Plans consist of particular doctors and hospitals in an area that a person must use in order to receive coverage for the medical treatment they receive. In addition to the premium paid for Part B Medicare coverage, a person receiving Part C coverage will have to pay a monthly premium.  There are several Medicare Advantage Plans available to you. These plans include Medicare Health Maintenance Organizations (HMO), Medicare Preferred Provider Organization plans (PPO), Medicare Private Fee-for-Service plans (PPFS), Medicare Special Needs, and Medicare Medical Savings Account (MSA).
Source: medicaresolutions.com

Who is eligible?: Medicaid: Medical Services: Services: Department of Human Services: State of North Dakota

Most children under age 19 become continuously eligible for Medicaid. That is, once they are determined eligible, they stay eligible for up to 12 months without regard to changes in circumstances. Similarly, most pregnant women who become eligible remain eligible through their pregnancy and for at least 60 days after the pregnancy ends.
Source: nd.gov

NC DMA: Who is eligible for Medicaid

To receive Medicaid, you do not have to go through a physical or other type of exam. However, if you are applying because you are disabled, a medical exam may be required. If you are applying for Medicaid because you are pregnant, proof of pregnancy is required.
Source: ncdhhs.gov

Best Medicare Supplement Insurance Quotes

Posted by:  :  Category: Medicare

Every Medicare supplemental insurance plan must follow federal and state laws designed to protect you. Medicare supplement plan insurance companies can only sell you a “modernized” Medicare supplemental insurance plan identified by letters A through N. Each modernized Medicare supplemental insurance plan must offer the same basic benefits, no matter which insurance company sells it.
Source: medicaresupplementplans.com

Medicare Supplement Insurance Quote Engine

In addition to Medicare supplement insurance, we are pleased to be participating in the Medicare Advantage market. The Medicare Advantage policy is a low cost alternative to a Medicare supplement policy and is especially advantageous for those less than 65 years old. The Private Fee For Service (PFFS) is a type of Advantage plan that allows Medicare recipient to visit any doctor, any hospital, anywhere. Therefore, many Medicare recipients are well served by the lower cost Private Fee For Service plan.
Source: bestmedicaresupplement.com

Medigap (Medicare Supplement Health Insurance)

A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn’t cover. If you are in the Original Medicare Plan and have a Medigap policy, then Medicare and your Medigap policy will each pay its share of covered health care costs. Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium ($96.40 in 2011 for most beneficiaries). In addition, you will have to pay a premium to the Medigap insurance company. As long as you pay your premium, your Medigap policy is guaranteed renewable. This means it is automatically renewed each year. Your coverage will continue year after year as long as you pay your premium. In some states, insurance companies may refuse to renew a Medigap policy bought before 1992. Insurance companies can only sell you a “standardized” Medigap policy. Medigap policies must follow Federal and state laws. These laws protect you. The front of a Medigap policy must clearly identify it as “Medicare Supplement Insurance.” It’s important to compare Medigap policies, because costs can vary. The standardized Medigap policies that insurance companies offer must provide the same benefits. Generally, the only difference between Medigap policies sold by different insurance companies is the cost. You and your spouse must buy separate Medigap policies.Your Medigap policy won’t cover any health care costs for your spouse. Some Medigap policies also cover other extra benefits that aren’t covered by Medicare. You are guaranteed the right to buy a Medigap policy under certain circumstances. For more information on Medigap policies, you may call 1-800-633-4227 and ask for a free copy of the publication “Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare.” You may also call your State Health Insurance Assistance Program (SHIP) and your State Insurance Department. Phone numbers for these Departments and Programs in each State can be found in that publication.
Source: cms.gov

Compare Medicare Advantage & Supplemental Plans

Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Source: medicaresolutions.com

Medicare Supplemental Insurance & Medigap

Learn how a Mutual of Omaha Medicare supplement insurance plan can reduce your out-of-pocket health care costs. Review Medicare supplement insurance basics, determine which Medicare supplement insurance policy is best for you, or get a Medicare supplement insurance quote.
Source: mutualofomaha.com

Medicare Supplement Plans & Quotes

Turning 65 is stressful, and the amount of information people receive leading up to their birthday is astounding. From the stacks of mail piling up on your desk, to the seemingly endless phone calls and quotes from insurance companies and agents, the task of gathering honest, unbiased information can feel impossible. Our goal is to offer what nobody else will, which is why we provide medicare supplement quotes, financial ratings, benefit information, application fee data, price history, and pricing methodology for all supplemental insurance companies in one clean, concise report. Our free, no obligation service is designed to give you the information you need regarding Part D and Medicare Supplement Plans in order to make an educated purchasing decision. In addition, we offer continued support for all of our customers to ensure they have no claims or billing issues. On an annual basis we review all medicare supplement insurance quotes and plan options in an effort to notify our customers of any new or better plans that may be available.
Source: medicaresupplementshop.com

Medicare Supplement Plans

To be eligible to enroll in a Medicare Supplement plan, you must be enrolled in both Medicare Part A and Part B. The best time to enroll in a plan is during the Medigap Open Enrollment Period, which begins on the first day of the month that you are both age 65 or older and enrolled in Part B, and lasts for six months. During this period, you have the guaranteed issue right to join any plan of your choice, meaning that you may not be denied coverage based on any pre-existing conditions. If you miss this enrollment period and attempt to enroll in the future, you may be denied coverage based on your medical history.
Source: ehealthinsurance.com

Medicare Supplement Plans (Medigap Plans) and other Medicare / Health Insurance Plans

A Medicare Supplement plan is a health insurance policy sold by private insurance companies in your state. It provides additional protection for what is not covered by Original Medicare. This insurance is specifically designed to fill the “gaps” in Medicare Part A and Part B coverage.
Source: libertymedicare.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Costs for Medicare drug coverage

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

2015 Medicare Part D Program Compared to 2014, 2013, 2012 and 2011

Proposal in the 2015 Advanced Notice: This rule proposes to revise the definition of negotiated prices to require all price concessions from pharmacies to be reflected in negotiated prices. The proposed rule would provide greater cost savings for beneficiaries in return for offering preferred cost sharing so that sponsors cannot incentivize use of selected pharmacies, including the sponsors’ own related-party pharmacies that charge higher rates than their competitors. Also, CMS may request that Part D plans increase the number of pharmacies offering preferred, or lower, cost sharing as CMS is concerned that some plans that offer preferred cost sharing do not provide beneficiaries with sufficient access to the lower cost sharing at select network pharmacies. The intent of this policy will be to ensure that beneficiaries are not misled into enrolling in a plan only to discover that they do not have meaningful access to the advertised lower cost sharing. From the 2015 Announcement: Although we [CMS] are not adopting any network adequacy standards at this time, sponsors should be aware that we are continuing to monitor beneficiary access to preferred cost sharing in plans that purport to offer it. For the 2014 and 2015 plan years, we [CMS] will continue to review the retail networks of plans offering preferred cost sharing and will continue to take appropriate action regarding any plan whose network of pharmacies offering preferred cost sharing appears to offer too little meaningful access to the preferred cost sharing. For instance, a stand-alone PDP that offers preferred cost sharing at only seven pharmacies in a PDP region may be asked to increase the number of pharmacies offering preferred cost sharing or to restructure its benefit design during the bid negotiation process. The intent of these negotiations will be to ensure that beneficiaries are not misled into enrolling in a plan only to discover that they do not have meaningful access to the advertised lower cost sharing. We [CMS] note that beginning in 2015, we [CMS] will no longer use the terms "preferred" and "non-preferred" to describe network pharmacies, but rather will describe such pharmacies as offering standard or preferred cost-sharing.
Source: q1medicare.com

Medicare Plans & Coverage: Part A, Part B, Part C, Part D

Medicare is a federal insurance program that covers hospitalization expenses as well as doctor and medical expenses. To be eligible for Medicare, one must be an American citizen 65 years or older, or younger with a qualifying disability.
Source: medicareconsumerguide.com

Drug Finder: Find which 2015 Medicare Part D plans best covers your drugs

- Copay / Coinsurance – These figures apply to the initial coverage phase of your plan. This is the phase after the initial deductible has been met and before you reach the Coverage Gap (Donut Hole). Plans often cover drugs in “tiers”. Tiers are specific to the list of drugs covered by the plan. Plans may have several tiers, and the copay for a drug depends on which tier the drug is in. The drug Tier is shown to the left of this column. These cost sharing figures DO NOT necessarily apply to the Coverage Gap. The plan may have a separate copay/coinsurance for the same drug while in the Coverage Gap. There are two figures shown under this “Cost Sharing” category:
Source: q1medicare.com

Benefits for People with Disabilities

Posted by:  :  Category: Medicare

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.
Source: ssa.gov

Social Science Research Council (SSRC)

“How America’s Cities ‘Disconnect’ Youth”: drawing on Measure of America’s latest report, Zeroing In on Place and Race, an Atlantic article highlights the role of racial and socioeconomic segregation in life outcomes where youth are neither working nor in school →
Source: ssrc.org

Social Media Marketing, Statistics & Monitoring Tools

It’s a very difficult thing to add this type of competency to someone who is not a marketing person, but with Socialbakers we’ve actually been able to get them to understand how they can share content and the best ways to disseminate it.
Source: socialbakers.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Changes For 2015

Deductible Increase–Drug deductibles will increase in 2015 AARP reports, “The maximum Part D annual drug deductible rises by $10, to $320, in 2014. More plans will charge a deductible (from $1 to $320) and fewer will wave the deductible.” There is an expected rise of 4 percent—while that does not sound huge, that is the expected average. Kaiser Family Foundation notes that number “masks a significant amount of variation across plans…enrollees in six of the 10 most popular [stand-alone plans] will experience double-digit premium increases if they stay in the same plans in 2015, while enrollees in three of the 10 most popular [stand-alone plans] will see double-digit premium decreases”
Source: nasdaq.com

Health Care Innovation Awards Round Two

AZ*/initiatives/Health-Care-Innovation-Awards-Round-Two/Arizona.html^CA*/initiatives/Health-Care-Innovation-Awards-Round-Two/California.html^CO*/initiatives/Health-Care-Innovation-Awards-Round-Two/Colorado.html^CT*/initiatives/Health-Care-Innovation-Awards-Round-Two/Connecticut.html^DC*/initiatives/Health-Care-Innovation-Awards-Round-Two/Washington-DC.html^FL*/initiatives/Health-Care-Innovation-Awards-Round-Two/Flordia.html^GA*/initiatives/Health-Care-Innovation-Awards-Round-Two/Georgia.html^IL*/initiatives/Health-Care-Innovation-Awards-Round-Two/Illinois.html^IA*/initiatives/Health-Care-Innovation-Awards-Round-Two/Iowa.html^KS*/initiatives/Health-Care-Innovation-Awards-Round-Two/Kansas.html^MD*/initiatives/Health-Care-Innovation-Awards-Round-Two/Maryland.html^MA*/initiatives/Health-Care-Innovation-Awards-Round-Two/Massachusetts.html^MI*/initiatives/Health-Care-Innovation-Awards-Round-Two/Michigan.html^MN*/initiatives/Health-Care-Innovation-Awards-Round-Two/Minnesota.html^MO*/initiatives/Health-Care-Innovation-Awards-Round-Two/Missouri.html^NE*/initiatives/Health-Care-Innovation-Awards-Round-Two/Nebraska.html^NH*/initiatives/Health-Care-Innovation-Awards-Round-Two/New-Hampshire.html^NM*/initiatives/Health-Care-Innovation-Awards-Round-Two/New-Mexico.html^NY*/initiatives/Health-Care-Innovation-Awards-Round-Two/New-York.html^NC*/initiatives/Health-Care-Innovation-Awards-Round-Two/North-Carolina.html^OH*/initiatives/Health-Care-Innovation-Awards-Round-Two/Ohio.html^OR*/initiatives/Health-Care-Innovation-Awards-Round-Two/Oregon.html^PA*/initiatives/Health-Care-Innovation-Awards-Round-Two/Pennsylvania.html^SD*/initiatives/Health-Care-Innovation-Awards-Round-Two/South-Dakota.html^TX*/initiatives/Health-Care-Innovation-Awards-Round-Two/Texas.html^VA*/initiatives/Health-Care-Innovation-Awards-Round-Two/Virginia.html^WA*/initiatives/Health-Care-Innovation-Awards-Round-Two/Washington.html^WI*/initiatives/Health-Care-Innovation-Awards-Round-Two/Wisconsin.html^
Source: cms.gov