Understanding and knowing the details of Medicare and what it covers can be downright confusing and this is why a common question we get at the site is, "Does Medicare pay for hearing aids?" The federal health insurance program covers people who are 65 or older, as well as some younger individuals with disabilities or severe diseases. However, Medicare does not cover all costs of medical services, which is where the rules can get tricky. There are a number of factors that affect coverage, so it is imperative that all individuals take the different kinds of coverage available into consideration. Before we get into answering the question, we need to understand what it does and does not cover. If you want to skip to the answer, click down to the section below Items not covered by Medicare.
Hearing & balance exams & hearing aids
Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. It’s important to ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.
Medicare and Hearing Aids
Some Medicare Advantage plans (Medicare Part C) cover hearing exams and hearing aids. Medicare Advantage plans often offer benefits not typically included with Original Medicare (Part A and Part B), such as routine hearing exams and hearing aids. Since each Medicare Advantage plan is different, you should compare plans carefully to find one that fits all of your medical needs. You can see if any Medicare Advantage plans in your area cover hearing aids and exams by using our Medicare Advantage plan comparison tool.
Medicare Coverage of Hearing Aids
Despite the fact that Medicare doesn’t offer hearing aid coverage, you may enjoy coverage if fitted with a prosthetic device that improves your hearing, depending on your specific circumstances. According to the Medicare policy manual, a device qualifies as prosthetic if the cochlea, middle ear or auditory nerve is replaced by a device that produces the perception of sound such as an auditory brain stem implant or cochlear implant. An osseo-integrated implant, a device that is implanted into the skull, is also considered a prosthetic device. These options require surgery, so be sure to discuss these options with your doctor, who must approve of any prosthetic procedure.
Does Medicare help pay for hearing aids?
Medicare Part B may pay a certain amount. That comes with a premium, but most people with Medicare carry it, as Medicare Part A is more of a “catastrophic” insurance. Also, if there is a supplimentary policy, some of the cost that Part B doesn’t cover may be absorbed. You need to check all of the Medicare policies and also with the company you deal with for the hearing aids so that you are sure they accept Medicare payments. Carol
Medicare Complete To Pay For Hearing Aids
AARP Medicare Complete is a Medicare Advantage plan. This means that you must have Medicare Parts A and B, live in your area six months out of the year, and do not have ESRD in order to join. The Enrollment Period for Medicare beneficiaries is October 15th through December 7th. If you are just turning 65 or just receiving your Medicare Part B, you have your own special enrollment period. For information on hi healthinnovations, visit their website at https://www.hihealthinnovations.com/
Does Medicaid or Medicare cover hearing aid costs?
K. Gabriel Heiser is an attorney with over 25 years of experience in elder law and estate planning. He is the author of “How to Protect Your Family’s Assets from Devastating Nursing Home Costs: Medicaid Secrets,” an annually updated practical guide for the layperson.