Eliminating unnecessary home insurance coverage, taking advantage of discounts and comparing home insurance quotes online are just a few of the ways you can find cheap home insurance. Read the article, watch the homeowners insurance video or listen to the Podcast.
Health Insurance Made Simple
Our licensed Product Advisors can help you find a health plan that meets your needs and budget. You have a limited time to apply for Open Enrollment. Don’t delay! Open Enrollment begins November 15, 2014 Apply by December 15, 2014, to start coverage January 1, 2015 Open Enrollment ends February 15, 2015
Compare & Buy Car Insurance, Life Insurance & Health Insurance
- and Insure.com is here to help you find it. Compare real, personalized car insurance quotes, whole life and term life insurance quotes, and more from top insurance companies to save money by shopping around. Not sure what coverage you need? Explore our articles and interactive tools to learn more about coverage options, review consumer satisfaction scores to see what people really think about their carriers, and find answers to any question from our experts.
Health insurance in the United States
The Pre-existing Condition Insurance Plan, or PCIP, is a transitional program created in the Patient Protection and Affordable Care Act (PPACA). Those eligible for PCIP are citizens of the United States or those legally residing in the U.S., who have been uninsured for the last 6 months and “have a pre-existing condition or have been denied health coverage because of their health condition.” However, if one has health insurance or is enrolled in a state high risk pool, they are not eligible for PCIP, even if that coverage does not cover their medical condition. PCIP is run by the individual states or through the U.S. Department of Health and Human Services, which has a contract with the Government Employees Health Association, or GEHA, to administer benefits. Both will be funded by the federal government and provide three plan options. These options are the standard, extended, and the Health Savings Account option. PCIP only covers the individual enrollee and does not include family members or dependents. In 2014, the Affordable Care Act provision banning discrimination based on pre-existing conditions will be implemented and PCIP enrollees will be transitioned into new state-based health care exchanges.