Medicare Plans & Coverage: Part A, Part B, Part C, Part D

Posted by:  :  Category: Medicare

Medicare is a federal insurance program that covers hospitalization expenses as well as doctor and medical expenses. To be eligible for Medicare, one must be an American citizen 65 years or older, or younger with a qualifying disability.
Source: medicareconsumerguide.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

Between January 1–February 14, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.
Source: medicare.gov

How to Enroll in a Medicare Part D Drug Plan

Medicare Rights Center The Medicare Rights Center, an independent, non-profit group, is the largest organization in the United States (aside from the federal government) that provides information and assistance for people with Medicare. Its site has a section about Medicare Part D drug coverage, including information about programs that could help you pay for your prescription drug costs. A unique feature of the site is the Medicare Interactive Counselor, a tool that walks you through the process of finding the drug plan that makes sense for you.
Source: about.com

Compare Medicare Advantage & Supplemental Plans

Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Source: medicaresolutions.com

Medicare.gov Nursing Home Compare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

UnitedHealthcare Health Insurance

Insurance products and services offered are underwritten by All Savers Insurance Company, Health Plan of Nevada, Inc., UnitedHealthcare Community Plan, Inc., UnitedHealthcare Insurance Company, UnitedHealthcare of Alabama, Inc., UnitedHealthcare of Florida, Inc., UnitedHealthcare of Louisiana, Inc., UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc., UnitedHealthcare of New England, Inc.,  UnitedHealthcare of New York, Inc., UnitedHealthcare of North Carolina, Inc., UnitedHealthcare of Ohio, Inc., UnitedHealthcare of Pennsylvania, Inc., Oxford Health Plans (NJ), Inc.
Source: uhc.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

ConnectiCare VIP Medicare Insurance

Posted by:  :  Category: Medicare

LIFESTYLE Do you want the option to seek medical services outside our network? Do you spend extended periods of time away from home? Consider our VIP Option (HMO-POS) Plans. These Plans offer the flexibility to receive care nationally from Medicare-approved doctors and hospitals. PRESCRIPTION DRUG COVERAGE Do you need coverage for your prescriptions? All Plans include Prescription Drug Coverage, except the VIP Prime 4 (HMO) Plan. If you have creditable Prescription Drug Coverage from a previous employer, or from the Veterans Administration (VA), our Prime 4 Plan may be a good option for you. ADDITIONAL SAVINGS Do you wear glasses or contacts? Our Vision Discount Program may be able to save you hundreds of dollars each year. Do you frequently fill prescriptions? Our Preferred Pharmacies and Home Delivery (Mail-Order) Pharmacy can offer both convenience and savings. DENTAL NEEDS Will you need dental care? Our optional Dental Plan offers you a great value. You’ll get both preventive and comprehensive services for an additional low monthly premium.
Source: connecticare.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medicare Supplemental Insurance

Finding the best Medicare Supplemental insurance, Medicare Advantage, and Medicare Part D has gotten more complicated nearly every year. In 2010 Medicare Supplement Insurance added 2 new plans Medigap plan N and Medigap Plan M. At the same time they eliminated several other Medicare Supplement options. Medicare Advantage insurance plans redefine benefits and premiums every year. And, with future Medicare subsidies uncertain due to changing regulation from healthcare reform who can keep up. For many individuals Medicare Supplement Insurance is becoming the best option. Unfortunately, comparing Medicare Supplemental Insurance Plan premiums (Medigap) and Medicare Advantage plans can be a time consuming endeavor. Our highly trained insurance advisors can explain all of your supplemental Insurance options, and assist in finding the best Medicare supplement and Medicare Part D combination that best fits your specific needs. With all the options affecting Supplement insurance and Part D it makes sense to have an expert assist you through the maze.
Source: mysenioradvisorsgroup.com

Compare Medicare Advantage Plans in 2015

The Kaiser Family Foundation also says that plans and costs are bound to differ wildly in different areas of the country or even regions of the same state. Available plans and premiums can differ when you cross a ZIP code boundary or into a new county. The key is to find different options in your local area and select the one that suits your needs and budget the best. Your own right choice will depend upon the premium, options available in your town or city, the network of medical providers, covered benefits and benefit amounts, and the potential for out of pocket costs.
Source: medicareadvantageplans2015.net

California Health Advocates: Medicare Policy, Advocacy and Education

Bonnie Burns, our Training and Policy Specialist, begins her 23rd term as one of the 20 appointed and funded consumer liaison representatives by the National Association of Insurance Commissioners (NAIC). Ms. Burns spearheaded the standardization of Medicare supplemental insurance, known as Medigap and has provided numerous Congressional testimonies guiding the standardization of long-term care insurance and the policies for financing long-term care.
Source: cahealthadvocates.org

Virginia Division for the Aging

The Commonwealth Council on Aging is sponsoring the 2015 Best Practices Award Program funded by Dominion Resources targeted to organizations serving older Virginians and their families. Nominations for the 2015 Awards must be received by 5pm on March 2, 2015. For instructions, nomination forms, and information on previous Best Practices Award Winners, please visit the Council page. We thank Dominion Resources for its generous contribution, which allows us to recognize these organizations for their dedication and work in advancing services for the aging. Gov. McAuliffe announces that the Commonwealth has secured a federal grant that will strengthen and expand services for Virginians experiencing dementia. Read more.   The AlzPossible website, alzpossible.org, has a new look aimed at helping professional caregivers in Virginia with updated information on Alzheimer’s disease and other dementias. Learn more.   Are you ready for hurricane season? Do you have a supply kit on hand for yourself or a loved one in the event of a storm? Learn what you need to have on hand by visiting the Virginia Department for Emergency Management website at http://bit.ly/10U7FmO.  
Source: virginia.gov

The Success of Medicare Advantage Plans: What Seniors Should Know

Posted by:  :  Category: Medicare

Government payments should encourage beneficiary savings. Ideally, beneficiaries should be able to secure the full savings of any choices that they make, which means that they would be able to pocket 100 percent of the dif­ference between the government contribution and the price of a lower-cost health plan. Under Medicare Advantage, the beneficiaries can secure only 75 percent of the savings from choosing a plan that offers a product at a price below the Medicare benchmark. Under the FEHBP formula, the government contribution for federal employees and retirees is limited to 75 percent of the premium cost of any compet­ing health plan, upto the capped amount. Incidentally, the FEHBP’s own payment for­mula could be improved. If the government contribution in that program were permitted to reach 100 percent of the capped amount, it would encourage federal employees to choose less expensive plans, gaining savings for them­selves as well as for taxpayers. Such an arrangement should be provided to future Medicare beneficiaries in any new premium support system.
Source: heritage.org

Seniors switching to Medicare Advantage, study finds

This choice was most common among seniors in their late sixties, who switched from the traditional program at “higher-than-average rates,” according to researchers. Published in the journal Health Affairs, the study challenges the notion that the rise in Medicare Advantage enrollment is primarily due to new beneficiaries choosing private plans at the outset. “In 2011, 52 percent of new Medicare Advantage enrollees had switched from traditional Medicare, down from 78 percent in 2006,” the study stated. “Conversely, people new to Medicare accounted for 48 percent of new Medicare Advantage enrollees in 2011, rising from 22 percent in 2006.” Medicare Advantage enrollment is projected to increase to a new all-time high in 2015, according to the Centers for Medicare and Medicaid Services, and private insurance companies are pushing the administration not to cut payments in February. Read more here.
Source: thehill.com

Medicare To Help Some Seniors When Advantage Plans Drop Docs

Medicare spokesman Raymond Thorn said the agency will make that “case-by-case” determination based on the number of beneficiaries affected and whether they received adequate and timely advance notice, the size of the plan’s service area, when during the year the provider terminations occur, and other factors. He declined to provide details on the minimum number of beneficiaries, providers, or service area size that would be necessary. Once Medicare decides that plan members should be allowed to leave their plan, the agency will require the plan to notify its members about their new options.
Source: medpagetoday.com

Senior Health Insurance and Medicare Information

Health insurance matters to senior citizens. With Medicare, Medicaid, and private plan options to navigate, having as much information as possible presented in a simple, straightforward manner will help you to best understand your health insurance options. As a Medicare beneficiary, you have many options to choose from, and these pages are designed to help you make a confident decision about the plan options that may be best for you.
Source: seniors-health-insurance.com

Today’s Options Medicare Advantage Plans

Today’s Options plans are offered by various subsidiaries of Universal American Corporation, a health and life insurance company that focuses on providing insurance products to seniors. Today’s Options offers Medicare Advantage Private Fee-for-Service plans emphasizing choice and low-cost, quality coverage. They offer the financial security of annual out-of-pocket limits, and the choice of whether or not to add prescription drug coverage. In addition, your plan may offer extra health and wellness benefits, and coverage of services not covered under the Original Medicare Plan. Today’s Options plans allow you to visit any doctor or hospital you choose, as long as they accept your Today’s Options plan’s terms and conditions of payment.
Source: seniors-health-insurance.com

Medicare & Medicaid Lawyers

Posted by:  :  Category: Medicare

By Life EventsGetting a DivorceWrite a WillBankruptcy, Credit and DebtHome Disaster RecoveryLosing a JobLandlord TenantAutomobile AccidentPrivacy ViolatedCare for an Aging RelativeIdentity TheftHot Topics on Lawyers.comMore…
Source: lawyers.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

California Health Advocates: Medicare Policy, Advocacy and Education

Bonnie Burns, our Training and Policy Specialist, begins her 23rd term as one of the 20 appointed and funded consumer liaison representatives by the National Association of Insurance Commissioners (NAIC). Ms. Burns spearheaded the standardization of Medicare supplemental insurance, known as Medigap and has provided numerous Congressional testimonies guiding the standardization of long-term care insurance and the policies for financing long-term care.
Source: cahealthadvocates.org

Recovery Audit Contractors (RACs) and Medicare Appeals Archives: Health Law Attorney Blog

- The appellant must be a single Medicare provider or supplier (if multiple providers or suppliers with multiple National Provider Identifiers (NPIs) are owned by a single entity, the owning entity may serve as “a single provider or supplier” provided that the owning entity agrees to accept any payment that may be due from Medicare as a single payment, or agrees to make any payment that may be due to Medicare as a single payment).
Source: healthlawattorneyblog.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Visiting Nurse Service of New York

Since the devastation of Sandy, VNSNY’s Emergency Response team is coordinating the efforts of thousands of professional and paraprofessional clinicians and office staff who continue to work around the clock to ensure that care is delivered seamlessly. Please donate online now to help us give New Yorkers the care they deserve, call 212-609-1525 to make a contribution over the phone, or print our donation form and mail it directly to us. We have established the VNSNY Relief Fund to help the many patients and employees affected by the aftermath of Sandy.
Source: vnsny.org

SSA New York Region Home Page

For almost 80 years, the Social Security Administration has served the American people, providing the major source of income for most of our seniors. Social Security, however, is more than just retirement benefits. Social Security pays benefits to disabled workers and their dependents as well as the families of deceased workers. We administer the Supplemental Security Income program, a program based on need for people age 65 or older and people with disabilities, regardless of age. We also help Medicare beneficiaries with limited income and resources apply for extra help with the cost of their prescription drugs under the new Medicare Prescription Drug Program.
Source: socialsecurity.gov

Kentucky: Cabinet for Health and Family Services

Posted by:  :  Category: Medicare

Resources include but are not limited to, checking accounts, savings accounts, stocks, bonds, certificates of deposit, annuities, trusts and life insurance policies. Some resources may be excluded if they fall under the exemption criteria for Medicaid eligibility. Some examples would be the home you live in, the vehicle you drive or up to $1,500 for burial expenses or life insurance.
Source: ky.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Kentucky: Cabinet for Health and Family Services

QMB coverage is available to individuals enrolled and receiving Medicare Part A benefits.  This coverage provides for payment of the Medicare Part A and Part B premiums, and payment of Medicare coinsurance and deductibles (hospital and physician).  Increased income limits and resource limits are used in the eligibility determination.
Source: ky.gov

Compare Medicare Advantage & Supplemental Plans

Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Source: medicaresolutions.com

Medicare Plans & Coverage: Part A, Part B, Part C, Part D

Medicare is a federal insurance program that covers hospitalization expenses as well as doctor and medical expenses. To be eligible for Medicare, one must be an American citizen 65 years or older, or younger with a qualifying disability.
Source: medicareconsumerguide.com

Florida Blue Medicare Advantage Plans for 2015

Posted by:  :  Category: Medicare

Are you a Florida senior citizen who is trying to maximize your Medicare benefits? Just as each senior citizen has her own unique needs and preferences, insurers offer a variety of different ways to enjoy these hard-earned health benefits and even help you plan for medical expenses that original Medicare does not completely cover. At Secure Health Options, we want to help all Floridians find the right plan that assures them of convenient and affordable access to the best medical providers. You can request information on Medicare Advantage plans and Florida Medicare supplemental insurance in your own local area by entering your home ZIP code in the box at the top of this page. If you have questions or would like help signing up, be sure to give us a call.
Source: floridamedicareadvantageplans.com

Florida Blue Medicare Regional PPO & HMO

Use providers inside our extensive BlueMedicare HMO & PPO network and enjoy affordable copays. Plus, the plan provides Medicare Part D Prescription Drug coverage for generic and brand name drugs with mail order pharmacy benefits included for their convenience. With affordable premiums, modest fixed copays and maximum out-of-pocket limits, BlueMedicare members can budget their health care costs without changing their lifestyle. Please note that with any Medicare Advantage plan, members are required to continue paying their Medicare Part B (medical insurance) premium unless paid for by Medicaid or another third party. This is a Medicare Advantage plan, not a Medicare Supplement plan.
Source: securehealthoptions.com

Blue Cross and Blue Shield of Florida Medicare Plans

BlueMedicare Regional PPO is all about flexibility and predictability. Available everywhere in Florida, you have the freedom to choose your own doctors and hospitals, with no referrals necessary for most health care services. Use providers inside our extensive BlueMedicare Regional PPO network and enjoy $0 deductible and affordable copays, or visit out-of-network providers for a higher out-of-pocket cost. Plus, the plan provides Medicare Part D Prescription Drug coverage for generic and brand name drugs with mail order pharmacy benefits included for your convenience. With affordable premiums, modest fixed copays and maximum out-of-pocket limits, you can budget your health care costs without changing your lifestyle. Please note that with any Medicare Advantage plan, you are required to continue paying your Medicare Part B (medical insurance) premium unless paid for by Medicaid or another third party. This is a Medicare Advantage plan, not a Medicare Supplement plan.
Source: online-health-insurance.com

Download claims with Medicare’s Blue Button

MyMedicare.gov’s Blue Button provides you an easy way to download your personal health information to a file. Once you’re in your MyMedicare.gov account, you can download the file of your personal data and save the file on your own personal computer. After you have saved it, you can import that same file into other computer-based personal health management tools. The Blue Button is safe, secure, reliable, and easy to use.
Source: medicare.gov