Medicare premium increases, Part B premiums in 2014

Posted by:  :  Category: Medicare

There is no question Medicare premiums are going up and up as are Medicare taxes. But to blame that on Obamacare is misdirected. Premiums are going up primarily because of the underlying use of health care services by a growing Medicare population and by the cost of each of those services.
Source: quinnscommentary.com

Medicare Part B Premium 2014

But Koko Mackin, the company’s vice president of corporate communications, has repudiated the message. "It contains incorrect information received by an employee who redistributed it to six others," he told reporters. "We have a longstanding policy against distributing chain emails like this, and actions have been taken to reinforce this policy. We apologize for any confusion or concern this email may have caused."
Source: aarp.org

Ways to pay Part A & Part B premiums

If your premium is late, you’ll get a Second Notice reminding you to pay your premium. If you don’t pay the premium by the due date for the Second Notice, you’ll get a Delinquent Notice. If you get a Delinquent Notice and you don’t pay your premium by the 25th of the month, you’ll lose your Medicare coverage.
Source: medicare.gov

2012 Medicare Part B Premium, Deductible Will Be Lower Than Expected

By law, the standard Part B premium is set to represent 25 percent of expected costs in the program for the following year. So beneficiaries not protected by the COLA freeze bore the brunt of higher costs over the past two years. But in 2012, everyone will share those costs. That, together with lower-than-expected cost increases in the program — in part because of changes brought about by the new health care law, the Affordable Care Act — accounts for the relatively small increase in the standard premium, Medicare officials say.
Source: aarp.org

Income Thresholds For Medicare Part B And Part D Premiums

While the surtax due to higher Medicare premiums that resulted from the Roth conversion was not huge, at only 1.6%, it nonetheless represents an entirely manageable – and potentially avoidable – surtax that planners and clients should carefully consider. For instance, the client might have decided to convert only $27,000 in the prior example – rather than $39,350 – to keep from exceeding the $87,000 AGI threshold that triggers the first Medicare premium increase, allowing the conversion to have a cost of “only” the 25% marginal tax bracket, and not 26.6%. On the other hand, if the client’s income was higher, the impact would have been more severe. For instance, if AGI was already $85,000, then a $5,000 conversion would result in $1,250 of taxes (at a 25% tax) plus the same $619.20 (for additional Medicare premiums), which leads to a marginal “tax” of $1,869.20 and a marginal tax rate of 37.4%; on the other hand, if the conversion was $10,000, the marginal rate would only be 31.2% (since the additional taxes would rise to $2,500 but the Medicare premium impact would still be the same $619.20/year). The end result: the closer clients are to an income threshold, the better it is to either stay right below the line, or rise far above it until the next threshold (or a new tax bracket) approaches, because the additional Part B and Part D premiums are a flat additional amount even if clients are just $1 across the line (unlike tax brackets, which are always a percentage of additional income). And because the premium adjustments are calculated based on AGI, anything that increases AGI can impact exposure, from IRA withdrawals and Roth conversions, to capital gains, to dividends and interest and income from pass-through entities; on the other hand, any deductions that are taken above the line, such as capital losses or certain business losses, can also reduce exposure.
Source: kitces.com

Compare Medicare Advantage & Supplemental Plans

Posted by:  :  Category: Medicare

Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Source: medicaresolutions.com

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

Between January 1–February 14, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.
Source: medicare.gov

Compare All Medicare Plan Options

Coverage is available to residents of the service area and separately issued by one of the following plans: Wellmark Blue Cross and Blue Shield of Iowa,* Blue Cross and Blue Shield of Minnesota,* Blue Cross and Blue Shield of Montana,* Blue Cross and Blue Shield of Nebraska,* Blue Cross Blue Shield of North Dakota,* Wellmark Blue Cross and Blue Shield of South Dakota,* Blue Cross Blue Shield of Wyoming.*
Source: wellmark.com

Compare Medicare Advantage Plans in 2015

The Kaiser Family Foundation also says that plans and costs are bound to differ wildly in different areas of the country or even regions of the same state. Available plans and premiums can differ when you cross a ZIP code boundary or into a new county. The key is to find different options in your local area and select the one that suits your needs and budget the best. Your own right choice will depend upon the premium, options available in your town or city, the network of medical providers, covered benefits and benefit amounts, and the potential for out of pocket costs.
Source: medicareadvantageplans2015.net

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Compare Medicare Supplement Plans A

If an insurance company wants to sell Medicare Supplement Insurance, they are required by law to offer Medigap Plan A. If they wish to offer any additional plans, then they must sell either Plan C or Plan F in addition to any other plans they would like to sell. Providers do not have to offer every Medicare Supplement plan.
Source: ehealthinsurance.com

Compare Medicare Supplement Plans

For Texas residents. If a checkmark appears in a column of this Medicare Supplement chart, the Medigap policy covers 100% of the described medicare benefit. If a column lists a percentage, the medicare supplement policy covers that percentage of the described medicare benefit. If a column is blank, the medicare supplement insurance policy doesn’t cover that benefit.
Source: mysenioradvisorsgroup.com

How Medicare Advantage Plans work

Posted by:  :  Category: Medicare

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You’ll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.
Source: medicare.gov

Medicare Advantage, Medicare Advantage Plans

Aetna Medicare is an HMO/PPO/PDP plan with a Medicare contract. Enrollment in Aetna Medicare depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or copayments/coinsurance may change on January 1 of each year.
Source: aetnamedicare.com

Medicare Advantage PPO Plans (Preferred Provider Organization)

Generally, beneficiaries can receive their health care from any doctor or health care provider while enrolled in a PPO plan. These plans have network doctors and providers, but plan members are still given the flexibility to choose out-of-network doctors. Be aware that out-of-network care will cost more for the beneficiary as the PPO plan will cover less of the expenses. Some Medicare Advantage plans require beneficiaries to choose a primary care doctor to coordinate their health care, but PPO plans do not have this requirement. Additionally, referrals from a primary care doctor are not required for a beneficiary to see a specialist. Like with other aspects of care under a PPO plan, using an in-network plan specialist will usually cost less than using an out-of-network specialist.
Source: planprescriber.com

2015 Medicare Advantage Plans State Overview

» Medicare Advantage Plans in Alabama (AL) » Medicare Advantage Plans in Alaska (AK) » Medicare Advantage Plans in Arizona (AZ) » Medicare Advantage Plans in Arkansas (AR) » Medicare Advantage Plans in California (CA) » Medicare Advantage Plans in Colorado (CO) » Medicare Advantage Plans in Connecticut (CT) » Medicare Advantage Plans in Delaware (DE) » Medicare Advantage Plans in District of Columbia, Washington, DC (DC) » Medicare Advantage Plans in Florida (FL) » Medicare Advantage Plans in Georgia (GA) » Medicare Advantage Plans in Hawaii (HI) » Medicare Advantage Plans in Idaho (ID) » Medicare Advantage Plans in Illinois (IL) » Medicare Advantage Plans in Indiana (IN) » Medicare Advantage Plans in Iowa (IA) » Medicare Advantage Plans in Kansas (KS) » Medicare Advantage Plans in Kentucky (KY) » Medicare Advantage Plans in Louisiana (LA) » Medicare Advantage Plans in Maine (ME) » Medicare Advantage Plans in Maryland (MD) » Medicare Advantage Plans in Massachusetts (MA) » Medicare Advantage Plans in Michigan (MI) » Medicare Advantage Plans in Minnesota (MN) » Medicare Advantage Plans in Mississippi (MS) » Medicare Advantage Plans in Missouri (MO) » Medicare Advantage Plans in Montana (MT) » Medicare Advantage Plans in Nebraska (NE) » Medicare Advantage Plans in Nevada (NV) » Medicare Advantage Plans in New Hampshire (NH) » Medicare Advantage Plans in New Jersey (NJ) » Medicare Advantage Plans in New Mexico (NM) » Medicare Advantage Plans in New York (NY) » Medicare Advantage Plans in North Carolina (NC) » Medicare Advantage Plans in North Dakota (ND) » Medicare Advantage Plans in Ohio (OH) » Medicare Advantage Plans in Oklahoma (OK) » Medicare Advantage Plans in Oregon (OR) » Medicare Advantage Plans in Pennsylvania (PA) » Medicare Advantage Plans in Rhode Island (RI) » Medicare Advantage Plans in South Carolina (SC) » Medicare Advantage Plans in South Dakota (SD) » Medicare Advantage Plans in Tennessee (TN) » Medicare Advantage Plans in Texas (TX) » Medicare Advantage Plans in Utah (UT) » Medicare Advantage Plans in Vermont (VT) » Medicare Advantage Plans in Virginia (VA) » Medicare Advantage Plans in Washington (WA) » Medicare Advantage Plans in West Virginia (WV) » Medicare Advantage Plans in Wisconsin (WI) » Medicare Advantage Plans in Wyoming (WY)
Source: q1medicare.com

Michigan Medicare Health Insurance Plans

Medicare is a health insurance program run by the government for people age 65 and older, and for people under 65 with certain disabilities. Understanding more about Medicare will make it easier to choose the right plan. Our Medicare 101 section has resources to help you do that.
Source: bcbsm.com

Medicare.gov: the official U.S. government site for Medicare

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Compare Medicare Advantage & Supplemental Plans

Medicare Advantage insurance is offered by private insurance companies with a Medicare contract, and replaces Original Medicare Part A and Part B. You must continue to pay your Part B premiums. Medicare Advantage plans typically offer additional benefit options and have less cost-sharing than Original Medicare, and you may have to pay a monthly premium in return for the extra benefits. Medicare Advantage plans come in a variety of formats, such as HMO, PPO and PFFS plans, as well as special needs plans. Medicare beneficiaries can enroll in Medicare Advantage plans if they have Medicare Part A and Part B, but only during designated enrollment periods. These enrollment periods change from time-to-time, so please call us to get the most-up-to-date information.
Source: medicaresolutions.com

I’m Not Retired. Do I Have to Enroll in Medicare Part B? Social Securi…

Medicare has strict enrollment rules that affect people differently according to their circumstances. (See "When Does the Part B Late Penalty Clock Start Ticking?") If you don’t sign up within your initial enrollment period or a special enrollment period (whichever is appropriate to you), your monthly premium will permanently increase 10 percent for each 12-month period you were eligible but did not enroll.
Source: aarp.org

Medicare Part C Advantage

A program which allows you to enroll in private health insurance that offers both Medicare Part A and Part B benefits. Medicare Advantage plans are not supplemental insurance, but rather health insurance plans of their own. Medicare Advantage can also include prescription drug coverage in addition to vision, hearing, and dental. In most cases, you can join even if you have been diagnosed with a pre-existing condition, except for final stage renal disease. Advantage plans must follow guidelines established by Medicare but also vary in terms of costs and rules.
Source: medicaresolutions.com

Health Insurance Leads, Medicare Leads, Medicare Supplement and Advantage, Life Insurance Leads, Auto Insurance Leads

Posted by:  :  Category: Medicare

If you are looking to generate new business Precise Leads can help! We provide the best insurance leads in the business. Our real-time system and verification technology give you the edge. Join us and find out what countless agents and insurance companies have known for years

Incontinence supplies & adult diapers

Posted by:  :  Category: Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

does medicare cover incontienence products

My family member is in another state, she had a stroke and a neurogenic bladder as a result.  She is on Medicare with AARP as her Medigap.  She spends a fortune in incontinence products which she has to pay someone to go and purchase for her.  She lives in IL.  Do you know if pads etc. are covered by Medicare or even AARP.  She is spending so much $$$ to keep from being incapacitated by this problem.  She has to take a diuretic and it makes the problem even worse.
Source: healthcentral.com

Insurance, Medicare, and Medicaid Coverage

When ordering products from a mail-order service, you can inquire whether or not they will bill your insurance company. (Keep in mind that in the case of an HMO, you may need to order your supplies from a specific vendor.) Either way, obtain a detailed receipt that you can submit to your insurance carrier for a reimbursement. Even if it is your insurance company’s policy to not offer reimbursement for absorbent products, you might consider sending in the reimbursement form anyhow so that they are aware of the need. Of course, I encourage each and every one of you to write a letter to the president of your insurance company urging them to cover these vital supplies!
Source: healthcentral.com

Coventry Medicare: Doctors & Hospitals

Posted by:  :  Category: Medicare

Coventry’s provider search function below is updated regularly and is based on the particular plan you are selecting.  When you enroll in a Coventry Medicare Advantage plan, it is important to know that services are provided through the plan’s delivery system.  Coventry Health Care regularly seeks to broaden the scope of our provider network with additional physicians and hospitals for our Medicare Advantage plans.  However, the availability or continued participation of any one doctor, hospital, or other provider cannot be guaranteed.
Source: coventryhealthcare.com

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

CarePlus Medicare Provider and Pharmacy Directories

For more detailed information on the number of Florida pharmacies in the CarePlus network and the description for out-of-network coverage, please refer to the Provider Directory corresponding to your service area.
Source: care-plus-health-plans.com

Coventry Medicare: Locate A Provider

Need to find a provider?  Our online provider search tools give you flexibility in a simple format.  Just select the type of provider you are looking for from the links below and be connected to the appropriate search tool.
Source: coventryhealthcare.com

MEDICARE BENEFICIARIES CAN FILE FOR REPLACEMENT CARDS ON SOCIAL SECURITY ADMINISTRATION WEB

Posted by:  :  Category: Medicare

Applicants using SSA’s web-site to request a replacement card will fill out the online form and send it electronically to the agency. SSA uses the highest commercially available encryption to ensure that a beneficiary’s confidential information is secure as it travels over the Internet. Requests will be forwarded each day to the Health Care Financing Administration (HCFA), which will process the requests and mail the new cards to beneficiaries. Interested individuals can go directly to www.ssa.gov/medicarecard, the location for the replacement Medicare card application form.
Source: socialsecurity.gov

Data for Medicare Replacement Card Applications filed via the Internet

The goal of the Social Security Administration (SSA) is to improve core services provided to the public and provide alternative methods for conducting business with the agency. In support of this goal, SSA provides a wide range of Internet services to allow the public to conduct business via this widely used medium. For example, SSA offers members of the public who receive benefits the opportunity to obtain a replacement Medicare Card via the Internet. Our goal is to make it easier and faster for individuals to request a Medicare Replacement Card via the Internet from the comfort and convenience of their homes or offices.
Source: socialsecurity.gov

Replacement of Medicare Sustainable Growth Rate (SGR) for Physician Payment

The Heritage Foundation and many others have long sought a repeal and replacement of the SGR as part of a broader effort to reform the financially troubled Medicare program.[1] While the legislation now scheduled for floor debate would establish much-needed stability and predictability in Medicare physician reimbursement, it does not significantly reverse the trend—accelerated by Obamacare—toward greater federal supervision and control over medical practice. Worse, neither the House bill nor the Senate legislation would be financed in such a fashion as to protect taxpayers from higher deficit spending.
Source: heritage.org

South Dakota Department of Social Services :: DSS

Posted by:  :  Category: Medicare

Beginning on November 15, 2014, the Health Insurance Marketplace is open for individuals and families to look for affordable health insurance. Coverage can start as soon as January 1, 2015, and depending on your income you may even be able to get help paying for the insurance premiums. To see your healthcare coverage options through the new on-line Health Insurance Marketplace click here: www.healthcare.gov or call 1-800-318-2596 for more information. You can also find local help to learn about and enroll in affordable healthcare options at getcoveredsouthdakota.org
Source: sd.gov

Medicare.gov: the official U.S. government site for Medicare

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

South Dakota Optometric Society

Doctors of optometry (ODs) are the primary health care professionals for the eye. Optometrists examine, diagnose, treat, and manage diseases, injuries, and disorders of the visual system, the eye, and associated structures as well as identify related systemic conditions affecting the eye.
Source: aoa.org

South Dakota Medicaid: The Medicaid Project, South Dakota Medicaid Eligibility,, Benefits

Many groups of people are covered by Medicaid. Even within these groups, though, certain requirements must be met. These may include your age, whether you are pregnant, disabled, blind, or aged; your income and resources (like bank accounts, real property, or other items that can be sold for cash); and whether you are a U.S. citizen or a lawfully admitted immigrant. The rules for counting your income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes and for disabled children living at home.
Source: quickbrochures.net

South Dakota Dental Association

are seeking more volunteers to provide care to patients at the Mission’s dental clinic. No credentialing is required – volunteers need only a valid license to practice in South Dakota. Volunteers should contact Paul Knecht or Brenda Goeden at the SDDA office by calling 605-224-9133 or email to paul.knecht@sddental or brenda.goeden@sddental.org. We are currently seeking volunteers for: January 12-16; March 23-27; June 22-26; July 20-24 and September 14-18. For more information about the St. Francis Mission Dental Clinic go to: http://sfmdental.com/.
Source: sddental.org

Health insurance in the United States

Posted by:  :  Category: Medicare

The Pre-existing Condition Insurance Plan, or PCIP, is a transitional program created in the Patient Protection and Affordable Care Act (PPACA). Those eligible for PCIP are citizens of the United States or those legally residing in the U.S., who have been uninsured for the last 6 months and “have a pre-existing condition or have been denied health coverage because of their health condition.” However, if one has health insurance or is enrolled in a state high risk pool, they are not eligible for PCIP, even if that coverage does not cover their medical condition. PCIP is run by the individual states or through the U.S. Department of Health and Human Services, which has a contract with the Government Employees Health Association, or GEHA, to administer benefits. Both will be funded by the federal government and provide three plan options. These options are the standard, extended, and the Health Savings Account option. PCIP only covers the individual enrollee and does not include family members or dependents. In 2014, the Affordable Care Act provision banning discrimination based on pre-existing conditions will be implemented and PCIP enrollees will be transitioned into new state-based health care exchanges.
Source: wikipedia.org

UnitedHealthcare Health Insurance

Insurance products and services offered are underwritten by All Savers Insurance Company, Health Plan of Nevada, Inc., UnitedHealthcare Community Plan, Inc., UnitedHealthcare Insurance Company, UnitedHealthcare of Alabama, Inc., UnitedHealthcare of Florida, Inc., UnitedHealthcare of Louisiana, Inc., UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc., UnitedHealthcare of New England, Inc.,  UnitedHealthcare of New York, Inc., UnitedHealthcare of North Carolina, Inc., UnitedHealthcare of Ohio, Inc., UnitedHealthcare of Pennsylvania, Inc., Oxford Health Plans (NJ), Inc.
Source: uhc.com