Medicare Advantage 2013 Spotlight: Plan Availability and Premiums

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This data spotlight report examines trends in the Medicare Advantage marketplace, including the choices available to Medicare beneficiaries in 2013, premium levels and other plan features. It finds almost all plans offered this year will be available again in 2013, despite concerns that reductions in payments to plans under the Affordable Care Act would result in widespread pullouts from Medicare Advantage plans. If all beneficiaries choose to remain in their current plans, monthly premiums would increase about 10 percent, or $4, on average.
Source: kff.org

Video: The Medicare Supplement Plans (Medicare Supplement Insurance Series)

Brad DeLong : Susie Madrak: Medicare For All Would Save Half

Upgrading the nation’s Medicare program and expanding it to cover people of all ages would yield more than a half-trillion dollars in efficiency savings in its first year of operation, enough to pay for high-quality, comprehensive health benefits for all residents of the United States at a lower cost to most individuals, families and businesses. That’s the chief finding of a new fiscal study by Gerald Friedman, a professor of economics at the University of Massachusetts, Amherst. There would even be money left over to help pay down the national debt, he said. Friedman says his analysis shows that a nonprofit single-payer system based on the principles of the Expanded and Improved Medicare for All Act, H.R. 676, introduced by Rep. John Conyers… would save an estimated $592 billion in 2014… enough to cover all 44 million people the government estimates will be uninsured in that year and to upgrade benefits for everyone else. “No other plan can achieve this magnitude of savings on health care,” Friedman said.
Source: typepad.com

Utah Medicare Supplements

A Utah Medigap (also called Utah Medicare Supplement Insurance) policy is private health insurance that is designed to supplement Original Medicare. This means it helps pay some of the health care costs (gaps) that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). If you are in Original Medicare and you have a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. (Note: Medicare doesn’t pay any of the costs for you to get a Medigap policy.)
Source: utahseniorservices.com

No Shopping Zone: Medicare Is Not Part Of New Insurance Marketplaces

Enrollment in health plans offered on the marketplaces, also called exchanges, begins Oct. 1 and runs for six months. Meanwhile, the two-month sign-up period for private health plans for millions of Medicare beneficiaries begins Oct. 15. In that time, seniors can shop for a private health plan known as Medicare Advantage, pick a drug insurance policy or buy a supplemental Medigap plan. And in nearly two dozen states, some Medicare beneficiaries who also qualify for Medicaid may be choosing private managed care plans. None of these four kinds of coverage will be offered in the health law’s marketplaces.
Source: kaiserhealthnews.org

Medicare Supplemental Insurance Plan J

To successfully maintain a the same income, have niche markets that are when considering a variety linked seasons or incidents that occur just by out the manufacturing year. For example: that you simply common niche relating to the early risers can be joined with a location for daytime as well as one for working days to balance return throughout the times. To balance the particular weekly income, now there are good week day niches and on the niches. Get started with one area of interest and then investigating niches that most certainly balance it pertaining to consistent income.
Source: haq-ksa.org

5 Steps to Buying a Medicare Part F

Retired seniors look to Medicare to cover most of their medical expenses. The fact is that Medicare does not cover every medical expense in the book. Consequently, seniors look for other Medicare coverage to cover that gap in medical payments. Seniors are automatically eligible for Medicare part A which covers hospital cost. Medicare part B, C, and D are also available. Seniors pay a monthly premium for the additional coverage. A Medicare Part F plan pays all deductibles and co-pays.
Source: jiefaner.com

Brad DeLong : Remember, the Dormouse Says Medicare Is the Best

Disenrolled from fee for service Medicare – and unable to keep the surgical follow-up appointment from a surgeon who takes Medicare assignment but does not participate in Medicare Managed Care – and moved to a Medicare Managed Care rehab funded facility, Alice was advised that this was her problem to unravel. Her new Medicare Managed Care insurance plan vacillated between advising her she was not an enrollee in their plan and advising that, even were she an enrollee, no follow up post-surgical appointment was necessary….
Source: typepad.com

Medicare Supplemental Insurance Plan J

A new B Vitamins can lead you to B1 B12 B6 Vitamins, B2 B3 B4 B5 B7 B8 and B9. B1 B12 B6 vitamins can be called thiamine, pyridoxine and pyridocamine, yet cyanocobalamin, respectively. Each of involving vitamins has original effects on the specific body, especially with a process called metabolic rate. B1 B12 B6 vitamins specifically strengthen the metabolic rate of interest of the body, maintain healthy epidermis and muscle tone, and enhance the type of immune and neurological. B vitamins also help motivate cell growth on top of that division, including associated with red blood tissues that help protect you against anemia.
Source: gmacanada.net

juniebond8: Medicare Supplemental Insurance Plan J

At times if every single hospital steps utility and qualifies for the additional money, Medicare still benefits because it ought to not have to pay the overhead of re-admissions. While the approach begins impacting Medicare discharges made August 1st, hospitals won’t learn what the availability of final adjustments will be until past due date October and won’t realize the banking impact until January when payments may be due. AARP provides Medicare supplement insurance through Mixed Healthcare but accessible separately online. Signing up online is fast and after that easy. Once you have match up your login and password, the person can immediately begin looking up takes status and verifying coverage or amazing advantages information. Yes, there is a lot to make your mind up. Don’t make any decision except if of course you are completely sure it is always the right one. To supplemental complicate things the choice you take may be locked in for the year. There are certain dating established by Medicare for Annual Sign up and disenrollment. Lengthy awaited changes in reimbursements under Medicare health insurance under the Affordable Care Act, sometimes referred to as Obamacare, went into affect Monday. These changes affect acute care hostipal wards http://www.medigapplansguide.com/medicare-supplement-plan-f. The new changes tie the amount of money Medicare pays hospitals to the outstanding of care they give to older persons. The new plan will reward the hospitals offering better care and penalize those that do not. Seeking are one of the millions of most Medicare recipients who augment Medicare using a supplement plan and like the procedure used it works, you may want speak to the Partnership to Protect Medigap. Treatment Supplement Plan F is still a long way away and away the most popular Treatment Supplement Plan as it is unquestionably the most comprehensive plan offered and specific price is very affordable. By way of Medicare Supplement Plan F, you does indeed see almost no out of shirt pocket expenses (no co-payments and no deductibles) except for your monthly payment. Medicare Supplement Plan G is the opposite great option and is exactly this particular same as Plan F, except you’ll will have to pay the Bout B deductible, which is 5 during 2010. However, Medicare Supplement Method G is cheaper than Medicare Supplemental Plan F on a monthly structure. The main Affordable Care Act, Obamacare, plans to improve this with the old fashioned carrot and stick. It will provide you with carrot to hospitals that step in the quality of care for Medicare patients, and penalize those who do don’t you. Hopefully, all hospitals will improve their care.
Source: blogspot.com

Survey: Physicians Mixed on Medicare Payment Data Transparency

Posted by:  :  Category: Medicare

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The survey was spurred by the recent movements in healthcare data transparency along with an overturned ruling that prevented the Centers for Medicare and Medicaid Services (CMS) from releasing information about payments to individual physicians, ACPE says. In May and June, the CMS released data on hospital outpatient charges for hospitals nationwide. Local governments, like in North Carolina, have gotten in on the act, requiring hospitals to provide public pricing information on medical procedures and services.
Source: healthcare-informatics.com

Video: Medicare Supplement in South Carolina by 1 800 MEDIGAP®

Grant Opportunity to Improve Healthcare for Medicare, Medicaid

The Centers for Medicare & Medicaid Services (CMS) has released a Funding Opportunity Announcement for round two of the Health Care Innovation Awards. Under this announcement, CMS will spend up to $1 billion for awards and evaluation of projects from across the country that test new payment and service delivery models that will deliver better care and lower costs for Medicare, Medicaid, and Children’s Health Insurance Program (CHIP) enrollees.
Source: eatsmartmovemoresc.org

Williston Rescue to pay $800,000 in false Medicare claims case

I would like to see some people go to jail over this fiasco. This was nothing but greed from the top. I had worked for Williston back before all this happened and know a lot of people down there. I know several people there who were putting in honest days of work for these crooked leaders who wound up laid off when this thing went down. Several people lost their jobs over this deal due to the greed. I feel like some people need to be going to the federal pen for what they did. They didn’t just cheat the government, they hurt their own workers.
Source: augusta.com

Tim Scott Asks Feds to Ensure Access to Health Care Supplies for SC Seniors

The letter continued, “We are also concerned that general access to local providers will soon be a thing of the past. More than 25 contracts have been won by companies that are 2000 miles away from the bid area for which they were awarded. One company in particular won bids to provide oxygen in all of the South Carolina competitive bid areas, but this company is located in California. Bids on more than 200 contracts have been awarded to companies in states that do not even share a border with South Carolina. Instead of continuing to have access to their local providers, Medicare beneficiaries will have to work with companies that are located an average of 200 miles away from the market that they will be serving after July 1.”
Source: imms.com

Guest Post:The Obama Medicare Agenda: Why Seniors Will Fare Worse

For Medicare Parts B and D, the President’s budget plan would expand “means testing” in the Medicare program for upper-income seniors, resulting over time in a total of 25 percent of all Medicare beneficiaries paying an income-adjusted premium. Under current law, there are four income-adjusted brackets; seniors in these income brackets pay progressively higher premiums, ranging from 35 percent to 80 percent of total Medicare program costs. In his latest budget proposal, President Obama expands the number of brackets from four to nine, requiring seniors to pay from 40 percent to 90 percent of total Medicare premium costs. For the lowest bracket, an individual with an income of $85,000 to $92,333 who is enrolled in Part B and Part D would have a combined premium increase of about $401.76 in 2017, compared to what he would pay under current law. For an individual with an annual income between $178,000 and $196,000, his combined premium increase would be an estimated $1,615 in 2017 (at 85.5 percent of total costs).
Source: southcarolinateapartycoalition.com

Medicare Solvency Extended : South Carolina Nursing Home Blog

The Medicare Trustees reported encouraging news for seniors: the program is projected to retain its solvency for two years longer than was predicted in 2012.  Medicare is expected to be fully solvent until the year 2026, a decade longer than what predicted in 2009.  For seniors this means that the program has more funds than predicted, making extreme cost cutting methods such as cutting benefits for prescriptions unlikely. This increase in funds is likely a direct result of Obamacare which takes $700 billion of “excessive and wasteful” payments previously being paid to private providers that service Medicare and reallocates those funds to Medicare directly.  The trustees also attribute the favorable projection to the recent slowing of healthcare costs which was likely encouraged but the structural changed brought by the ACA. “For instance, the health law incentivizes the creation of accountable care organizations (ACOs) in which doctors, nurses, hospitals, social workers, and pharmacists work together to improve seniors’ health and reducing excess Medicare spending.”
Source: scnursinghomelaw.com

89 Charged with Medicare Fraud After Busts in 8 Cities

If you have first-hand knowledge of government fraud occurring at your place of employment or your doctor’s office, including Medicare fraud, the attorneys at the Strom Law Firm can help protect your rights. In order to help the government provide the best possible services, Medicaid and Medicare fraud must be reported as soon as possible. The attorneys at the Strom Law Firm understand the complexity of qui tam and whistleblower suits, and we offer free, confidential consultations to discuss the facts of your case. Contact us today.803.252.4800
Source: stromlawnursinghomeabuse.com

Railroad Medicare is Part B Medicare for retirees

If a provider or supplier you want to work with participates in Medicare, but states “not Railroad Medicare,” Palmetto GBA recommends that they call Palmetto’s Provider Contact Center at (888) 355-9165. Palmetto’s staff is trained to discuss these matters with all Part B providers and suppliers. They also recommend providers or suppliers visit Palmetto’s website at www.PalmettoGBA.com/RR.
Source: utu.org

Private Medicare Plans Overpayed by Billions

The Government Accountability Office (GAO) has released a report on the results of an audit that looked at funds being distributed to private Medicare beneficiaries compared to public, fee-for-service payments. The GAO suggests the Centers for Medicare and Medicaid Services (CMS) did not accurately calculate payment rates for the two categories, allowing private Medicare Advantage (MA) plans to code for higher payments than traditional Medicare. Estimates are as high as $5.1 billion in overpayments between 2010 and 2012 to MA. GAO is urging CMS to implement better beneficiary questioning techniques to help stop the problem.
Source: schealthcarevoices.org

Healthcare Law Roundup: South Carolina Medicare suppliers tell Sanford programa s bid rules are flawed

U.S. Rep. Mark Sanford toured ABC Medical in North Charleston with owner Jamie Smith last week. http://www.postandcourier.com/article/20130603/PC05/130609844/1010/south-carolina-medicare-suppliers-tell-sanford-program-x2019-s-bid-rules-are-flawed
Source: blogspot.com

Oregon Medicare and Burial Insurance Plans

Posted by:  :  Category: Medicare

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Final Expense and burial insurance plans can also be changed to find a lower premium and better coverage.  We have access to over 45 companies and can save you money every month.  Find out all of the information before you purchase or make a buying decision.  We are glad to help!
Source: californiafuneralinsurance.com

Video: Medicare Insurance Coverage in Oregon by 1 800 MEDIGAP®

Lobbying Congress for Medicare Reimbursement

This week, the full Energy and Commerce Committee, of which Walden is a ranking member, will consider new legislation that would provide stable payments for the first two years with annual increases after that. The legislation would phase in a new system that would remove some of the incentives for fraud and reward providers who offer quality care for less, Malcolm said.
Source: thelundreport.org

State Roundup: Ore. Seniors Get Special Medical Deduction, But Less Generous Than Hoped

California Healthline: Workforce Training, Stop-Loss Bills OK’d The Assembly Committee on Health last week passed SB 20 by Sen. Ed Hernandez (D-West Covina), a bill that proposes to repay physician-training loans for doctors who choose to practice in medically underserved areas. “This bill is a modest attempt at [addressing] one of our biggest dilemmas — not enough staff to care for the existing patients,” Hernandez said. … The Assembly Committee on Health last week also approved another Hernandez bill, SB 161, the stop-loss insurance coverage measure. … Stop-loss insurance protects small employers and self-funded health plans from catastrophic losses (Gorn, 7/12).
Source: kaiserhealthnews.org

Vermont and Oregon Publish Rates and Approve Insurers; Medicare Costs Straitjacket; Three Seattleites on National Patient

David Flum, MD, MPH, Professor in the Department of Surgery and Adjunct Professor in Health Services and Pharmacy at the University of Washington (UW) Schools of Medicine, Public Health and Pharmacy. He is a co-director of the UW Centers for Comparative and Health Systems Effectiveness Alliance (www.chasealliance.org) and directs UW’s Surgical Outcomes Research Center. He created and directs the Surgical Care and Outcomes Assessment Program (www.scoap.org), the nation’s first statewide collaborative for surgical quality improvement and real world effectiveness research.
Source: oconnorreport.com

Happy 48th Birthday to Medicare!

Previously, she was Executive Director of the Oregon State Council on Developmental Disabilities; Director of Public Policy for the national Brain Injury Association in Alexandria, VA; Senior Policy Associate for United Cerebral Palsy Associations in Washington, DC; Policy Analyst for the Oregon Advocacy Center in Portland, Oregon, and Executive Director of The Arc of Oregon in Salem, Oregon, the Arc of the Capital Area in Austin, Texas and El Centro Social in San Marcos, Texas. Janna has been honored with numerous awards over the years for her work with individuals with disabilities and disability organizations. The Arc of the United States recognized her with its Legislative Advocacy Award, and she was recently presented with the State of Oregon Administrator’s Excellence Award.
Source: disruptivewomen.net

Federal agents arrest 89 suspected of Medicare fraud

Various federal criminal charges were brought against the defendants. Those health care charges are based on a variety of alleged fraud schemes. They cover an array of professional medical services from care providers, mental health services and therapy. The alleged fraud also includes use of medical equipment and ambulance services. The individuals involved are charged with medical fraud, conspiracy, money laundering and kickback violations.
Source: rkslawyers.com

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September 05, 2013

Many Kids on Medicaid Don’t See a Dentist

Posted by:  :  Category: Medicare

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Even though this number has improved by 16% between 2002 and 2007, there are still many children who cannot access care due to the loss of school-based dental education programs, state budget cuts, low reimbursement rates that prevent providers from accepting Medicaid patients, and the overall lack of Medicaid dollars going toward dental care. Although the Centers for Medicare and Medicaid Services (CMS) has put goals in place for preventive services, the only long-lasting solution will be an increased investment in dental care.
Source: pilcop.org

Video: Medicare Doesn’t Cover Dental Work

Medicaid kids getting more dental treatment; report has state

In the category of children receiving treatments for problems, Florida ranked the very worst, offering treatments to only 8.3 percent of its more than 1.7 million Medicaid children in 2010. Percentage-wise, however, West Virginia did the best. The state got dental treatments to 49.5 percent of its more than 194,000 Medicaid children.
Source: healthjournalism.org

My life: Medicare Dentist Providers

Your child’s first visit should be able to trust your dentist. What is the medicare dentist providers in your heart and you would not like waiting and wasting your precious teeth? Sometimes even thinking about cavities, fillings, drills, needles. And your dentist can bring on your community to provide dental services. Although you can start to use it every chance he gets? Too bad! Finding a new Flushing dentist! First, our critiques and surveys will show you which of the medicare dentist providers that you fear the medicare dentist providers may even offer lower rates than a standard dentist. But let me tell you that not all cosmetic dentists you find. You don’t even need to be ashamed of. If this does not guarantee that they care about you as to what your dentist you come to an agreement of paying in cash than using immediate dental insurance – you’ll still get a feel for the medicare dentist providers of patient. Your teeth and keep your teeth white is to look for certain things and ask certain questions. Here are some prudent things you can search directly by name, map, zip code, or specialty. All the important cosmetic dentistry procedures and dentists’ newsletters that emphasize the medicare dentist providers and services are also cases similar to yours.
Source: blogspot.com

Is dental insurance worth it?

As my heart rate starts to climb and my palms get sweaty, it can only mean one thing.  I have a dentist appointment today!  I seriously despise going to the dentist.  I can think of 100 pain inducing things I would rather do than go to the dentist.  (For example, getting punched really hard in the stomach).  It’s not the cleaning and lying with your mouth open for an hour that I dread, it is the fear of the unknown that kills me.  Will the dentist find a cavity?  Is there something wrong?  That fear causes me to lose sleep at night!
Source: medicareplansstcharles.com

Why Doesn’t Medicare Cover Glasses or Dental? » Toni Says

There are 2 different types of dental plans: 1) Traditional or indemnity dental insurance plans which is generally higher in premium and the preventive services are usually covered at 100%, basic restorative is generally covered up to 80% and major procedures at 50%. Many of the traditional/indemnity dental plans may have a wait for services such as fillings, root canals, bridges, crowns, etc. 2) Discount dental plans are generally less expensive than traditional dental plans.
Source: tonisays.com

Weddington Family Dentistry (704) 706

Call Weddington Family Dentistry in Kannapolis NC (704) 706-2333 for the most professional and experienced dental office in the area. Weddington Family Dentistry is the most affordable and knowledgeable dental office in the area. Our Kannapolis NC family dentists can help create a confident smile for you and your family.We accept most major dental insurances. Located in Kannapolis, we serve the local residents with the most thorough dental checkups and the most reliable, relevant and creative cosmetic dentistry in the local area. We have many patients in the immediate area and the surrounding cities and will always provide the most dependable and affordable general dentistry services: comprehensive family, implants, restorative, and cosmetic dentistry services. The full-service dental care services we provide include, but are not limited to, root canals, porcelain crowns and veneers, oral sedation, dental implants, crowns, dentures, tooth-colored fillings, initial stage periodontal therapy and Invisalign invisible aligners. Whether you need a routine dental exam or a full mouth restoration, Dr. Susana Junco and her friendly staff will give you and your family the most trusted dental care and treatment you deserve.
Source: sepconnect.com

ADA Offers Free Course on Becoming a Medicaid Provider

Despite misconceptions and fears associated with being a Medicaid provider, treating this population can be rewarding and contribute positively to your bottom line.  Medicaid providers will share three effective practice models and opportunities/challenges regarding compliance, fraud, advocacy and more. After this course, you will be able to:
Source: ksdental.org

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September 05, 2013

Coverage Gap Gets Smaller for Medicare Patients

Posted by:  :  Category: Medicare

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If you select “Keep me signed in on this computer”, every time you visit WebMD.com you won’t have to type your email address and password. This means that a cookie will stay on your computer even when you exit or close your browser which may reduce your levels of privacy and security. You should never select this option if you’re using a publicly accessible computer, or if you’re sharing a computer with others. Even if you select this option there are some features of our site that still require you to log in for privacy reasons.
Source: webmd.com

Video: Avoid the Donut Hole Coverage Gap in Medicare

LONG TERM CARE LEADER: NBC Connecticut Highlights “Medicare Coverage Gap”

When Lee Barrows’s husband needed nursing home care after a week-long hospital stay, she believed that the costs would be covered by Medicare. Traditionally, Medicare covers up to 100 days of nursing home care if a patient has spent three or more consecutive days as an admitted hospital patient. A few days later, a doctor told her, “I’m sorry Mrs. Barrows, but your husband was never admitted,” forcing Lee to pay $30,000 out-of-pocket for her husband’s nursing care. After filing multiple appeals with Medicare, she was eventually reimbursed. See the full NBC Connecticut story below to hear Lee’s story, and learn how to protect yourself from this loophole:
Source: blogspot.com

Medicare Part D 2010 Data Spotlight: The Coverage Gap

In 2010, nearly all the private stand-alone drug plans have a coverage gap, though a small share do provide some help to beneficiaries in the coverage gap, usually covering only generics or a small number of brand-name drugs. One third of those plans with gap coverage charge more for generic drugs in the gap than they do for the same drugs in the initial coverage period.
Source: kff.org

Gap in Medicare Rx Coverage Is Costly

If you select “Keep me signed in on this computer”, every time you visit WebMD.com you won’t have to type your email address and password. This means that a cookie will stay on your computer even when you exit or close your browser which may reduce your levels of privacy and security. You should never select this option if you’re using a publicly accessible computer, or if you’re sharing a computer with others. Even if you select this option there are some features of our site that still require you to log in for privacy reasons.
Source: webmd.com

The Affordable Care Act Saved 6.6 Million Medicare Beneficiaries $7 Billion on Prescription Drugs

These savings are thanks to the provision in the Affordable Care Act that closes the gap in Medicare Part D coverage, often referred to as the doughnut hole, over time. Under Medicare Part D, beneficiaries pay part of the cost of their prescriptions until they reach a certain cost limit. Then, they enter the coverage gap. Before the passage of the Affordable Care Act, when beneficiaries reached this gap, they were responsible for the full cost of prescriptions until they hit another cost limit and catastrophic coverage began. In this coverage gap, beneficiaries had to shoulder the entire cost of their prescriptions, which made important medications unaffordable for many. The Affordable Care Act is changing this by phasing in discounts for brand name and generic prescription drugs while beneficiaries are in the coverage gap. By 2020, the discounts will effectively close this gap.
Source: standupforhealthcare.org

Medicare Nursing Home Coverage Gap

More seniors are falling into the observation care coverage gap: the number of observation patients has skyrocketed 69 percent in the past five years, to 1.6 million nationally in 2011, according federal records.  They’re also staying in the hospital longer, even though Medicare advises hospitals to admit or discharge them within 24 to 48 hours. Observation visits exceeding 24 hours has nearly doubled to 744,748. “Observation status fails to provide inpatient hospital coverage as promised under the law,” said Judith Stein, executive director of the Center for Medicare Advocacy, a non-profit legal group in Willimantic, which filed the lawsuit. (http://c-hit.org/2013/05/03/seniors-sue-medicare-to-close-nursing-home-coverage-gap/)
Source: ahlbumgroup.com

Medicare and Health Insurance, What is Covered, Medicare Supplement

Medicare Part D pays for prescription drugs. This plan covers both generic and brand name prescription drugs. The initial enrollment period to join a Medicare drug plan is three months before your 65th birthday to three months after you turn age 65. Each year during the open enrollment period, you have the option to change your drug plan to fit your specific needs. Perhaps when you turned 65 you did not have need for extensive coverage, but as you get older and your needs change, this coverage can be increased as necessary.
Source: bradeninsurance.com

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September 05, 2013

Closing the Medicare Part D Coverage Gap

Posted by:  :  Category: Medicare

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The health care law adds benefits to help make your Medicare prescription drug coverage more affordable. If you reach the Medicare Part D coverage gap, you can get discounts on your prescription drugs. The discounts will gradually increase until the coverage gap disappears in 2020.
Source: aarp.org

Video: Medicare Part D

Income Thresholds For Medicare Part B And Part D Premiums

While the surtax due to higher Medicare premiums that resulted from the Roth conversion was not huge, at only 1.6%, it nonetheless represents an entirely manageable – and potentially avoidable – surtax that planners and clients should carefully consider. For instance, the client might have decided to convert only $27,000 in the prior example – rather than $39,350 – to keep from exceeding the $87,000 AGI threshold that triggers the first Medicare premium increase, allowing the conversion to have a cost of "only" the 25% marginal tax bracket, and not 26.6%. On the other hand, if the client’s income was higher, the impact would have been more severe. For instance, if AGI was already $85,000, then a $5,000 conversion would result in $1,250 of taxes (at a 25% tax) plus the same $619.20 (for additional Medicare premiums), which leads to a marginal "tax" of $1,869.20 and a marginal tax rate of 37.4%; on the other hand, if the conversion was $10,000, the marginal rate would only be 31.2% (since the additional taxes would rise to $2,500 but the Medicare premium impact would still be the same $619.20/year). The end result: the closer clients are to an income threshold, the better it is to either stay right below the line, or rise far above it until the next threshold (or a new tax bracket) approaches, because the additional Part B and Part D premiums are a flat additional amount even if clients are just $1 across the line (unlike tax brackets, which are always a percentage of additional income). And because the premium adjustments are calculated based on AGI, anything that increases AGI can impact exposure, from IRA withdrawals and Roth conversions, to capital gains, to dividends and interest and income from pass-through entities; on the other hand, any deductions that are taken above the line, such as capital losses or certain business losses, can also reduce exposure.
Source: kitces.com

The Generation Above Me: Part D Open Enrollment

Fall is just around the corner. That means that it’s almost time for the annual open enrollment period for Medicare Part D, Prescription Plans.  Between October 15th and December 7th of each year, Medicare beneficiaries can compare plans. As a result, they can switch or continue with their current plan. For more information on Open Enrollment dates and other the important events between September and January regarding Part D, see this brochure created by CMS (Centers for Medicare and Medicaid Services).
Source: blogspot.com

Does the “IRMAA” Income Rule to Medicare Part D Affect You??? » Toni Says

If your income is above a certain limit, then you will have to pay more.  Since your additional amount is $29.90, it tells me that your modified adjusted gross income as reported on your IRS tax return from 2 years ago was $107,001-$160,000.  The bottom line is if your income is over $85,000 as an individual or $170,000 for a couple, and you have your Medicare prescription drug plan from a Medicare Advantage (Part C) or Stand alone Medicare Prescription Drug plan (Part D), you will have more premiums deducted from your Social Security check.
Source: tonisays.com

Florida Elder Law and Estate Planning: Good news, seniors: Medicare Part D costs to remain stable for 2014

If you are signing up for Medicare for the first time, you are not required to sign up for Part D. If you do not take expensive prescription medications, you may choose not to enroll. However, if you pass on Medicare D and want to sign up later, you will pay a late enrollment penalty, which increases by 1%  for each month you are not enrolled. The donut hole for prescription drugs is also shrinking. In 2013, the donut hole was the point at which you and your plan together paid $2,970 on prescriptions until you spent $4,570 out of pocket. The donut hole will shrink in 2014, when the upper end decreases to $4,550. The donut hole is expected to close entirely by 2020.
Source: blogspot.com

The Medicare Prescription Drug Benefit Fact Sheet

CBO estimates that Part D spending will total $60 billion in 2013 (net of premiums and state transfers).  The average annual Part D per capita growth rate was 3.7% between 2006 and 2011, but is projected to rise at a more rapid rate (5.6%) between 2011 and 2021 (2012 Medicare Trustees), in part due to slowing of trend toward greater generic drug use. Total spending depends on several factors: the number of Part D enrollees, their health status and drug use, the number of low-income subsidy recipients, and plans’ ability to negotiate discounts and rebates with drug companies and manage use (e.g. promoting use of generic drugs, prior authorization, step therapy, quantity limits, and mail order).  The MMA prohibits Medicare from negotiating drug prices directly.
Source: kff.org

2014 Medicare Part D Costs to Remain Stable

Remember, the Medicare Annual Enrollment Period (AEP) is in exactly two months, lasting from October 15 to December 7. During this time, you can enroll in, drop, or change your Medicare Part D and/or Medicare Advantage coverage. By AEP, the costs for all 2014 Part D plans should be finalized. With plan benefits and costs changing each year, consider reviewing your Part D coverage options during this time to make sure you are still enrolled in the best plan for your needs. You can use an online plan comparison tool, like the one offered at Medicare.gov or the eHealth Medicare plan comparison tool, to compare costs between plans side-by-side and find the right plan for you.
Source: ehealthmedicare.com

Rollout Resembles Some Of The Problems Of Medicare Part D

NPR: Messy Rollout Of Health Law Echoes Medicare Drug Expansion It hasn’t been a good week for the Affordable Care Act. After announcements by the administration of several delays of key portions of the law, Republicans returned to Capitol Hill and began piling on. “This law is literally just unraveling before our eyes,” said Rep. Paul Ryan, R-Wis., at a hearing of the House Ways and Means Committee. … [But] “About this time in 2005, the percentage of people who had an unfavorable opinion of the law was actually higher than those who had a favorable opinion,” says Sabrina Corlette, a research professor at the Georgetown University Health Policy Institute (Rovner, 7/12).
Source: kaiserhealthnews.org

Individual Health Insurance Market under ACA: Lessons from Medicare Part D

An expert on Medicaid, Medicare, and health reform, Kip Piper, MA, FACHE, is a consultant, speaker, and author. Kip Piper advises health plans, hospitals and health systems, states, and pharma, biotech, medical device, HIT, and investment firms. With 30 years’ experience, Kip is a senior consultant with Sellers Dorsey, top specialists in Medicaid and health reform. He is also a senior advisor with Fleishman-Hillard and TogoRun. For more, visit KipPiper.com. Follow on Twitter @KipPiper, Google +, Facebook and connect on LinkedIn.
Source: piperreport.com

Medicare Open Enrollment Period Begins Oct. 15, 2013

Medicare recipients reaching the drug donut hole will benefit from lower costs. The gap in prescription drug coverage starts when someone reaches the initial coverage limit, estimated at $2,850 in 2014. It ends when they have spent $4,550, when catastrophic coverage begins. (These are reductions of $120 and $200, respectively, from 2013.) During the donut hole, all costs are covered by individuals out of their own pocket. In 2014, those who reach the donut hole can receive a 52.5 percent discount on brand-name drugs and 28 percent discount on generic drugs (an increase from 21 percent in 2013).
Source: disabled-world.com

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September 05, 2013

Report Finds Number Of Doctors Accepting Medicare Patients Is Up

Posted by:  :  Category: Medicare

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The Missoulian: Baucus Brings Medicare Official To Libby, Seeks Fix For Asbestos Victims Marilyn Tavenner has a picture of Lester Skramstad on her desk in Washington, D.C., even though she’s never met him – not in this life, anyway – and never will. … Tavenner, barely four months into her tenure as the nation’s top administrator for an $820 billion federal agency, the Centers for Medicare and Medicaid Services, stood at Skramstad’s grave in the Libby Cemetery on a beautiful August morning with U.S. Sen. Max Baucus, D-Mont. Skramstad is one of an estimated 3,000 victims of asbestos-related illnesses stemming from a vermiculite mine once operated in Libby by W.R. Grace & Co. – and one of more than 400 who have died because of it (Devlin, 8/21).
Source: kaiserhealthnews.org

Video: Improving Medicare in 2011

CMS: More Than 14k Providers Kicked Out of Medicare Since 2011

CMS has revoked 14,663 providers’ ability to participate in Medicare since March 2011 due to fraud control efforts. The providers were expelled from the program due to felony convictions, not operating at the address CMS had on file or non-compliance with CMS rules. In 2008, two years before the Patient Protection and Affordable Care Act was passed, the number of healthcare providers kicked out of Medicare stood at only 6,307. The PPACA established new screening and review requirements for Medicare participation. Since the law’s enaction, Medicare revocations have doubled in 35 states and quadrupled in 18 states. Florida led the country in the number of revocations with 2,064. Texas (1,417) and Pennsylvania (1,077) also topped the list. Along with these revocation figures, CMS also announced its newly redesigned Medicare Summary Notices for Medicare enrollees. The redesigned claims statements are said to be easier to review and are intended to help senior citizens better identify potential fraud, waste and abuse.
Source: beckershospitalreview.com

More definitive report confirming that most physicians accept Medicare

Approximately 90% of all office-based physicians report accepting new Medicare patients. The percentage of physicians who report accepting new Medicare patients is similar to the percentage of physicians who report accepting new privately insured patients. In addition, the share accepting new Medicare patients has been relatively stable over the 2005-2012 period and shows a slight increase in 2011-2012 based on initial NAMCS data.  Beneficiary reports of access to care, including the ability to find a physician and see a doctor in a timely manner, are also favorable. Again, these results are comparable to reports by patients with private insurance and have been stable over time. Overall, Medicare beneficiary access to care has been consistently high over the last decade and continues to be high today.
Source: pnhp.org

21 Statistics on Medicare Spending Distribution in 2001 vs. 2011

Medicare spending distribution: •    Inpatient hospital: 24 percent •    Managed care: 23 percent •    Physician fee schedule: 12 percent •    Prescription drugs provided under Part D: 12 percent •    Other: 9 percent •    Skilled nursing facilities: 6 percent •    Other hospital: 6 percent •    Home health: 4 percent •    Hospice: 3 percent •    Durable medical equipment: 1 percent
Source: beckersasc.com

Income Thresholds For Medicare Part B And Part D Premiums

While the surtax due to higher Medicare premiums that resulted from the Roth conversion was not huge, at only 1.6%, it nonetheless represents an entirely manageable – and potentially avoidable – surtax that planners and clients should carefully consider. For instance, the client might have decided to convert only $27,000 in the prior example – rather than $39,350 – to keep from exceeding the $87,000 AGI threshold that triggers the first Medicare premium increase, allowing the conversion to have a cost of "only" the 25% marginal tax bracket, and not 26.6%. On the other hand, if the client’s income was higher, the impact would have been more severe. For instance, if AGI was already $85,000, then a $5,000 conversion would result in $1,250 of taxes (at a 25% tax) plus the same $619.20 (for additional Medicare premiums), which leads to a marginal "tax" of $1,869.20 and a marginal tax rate of 37.4%; on the other hand, if the conversion was $10,000, the marginal rate would only be 31.2% (since the additional taxes would rise to $2,500 but the Medicare premium impact would still be the same $619.20/year). The end result: the closer clients are to an income threshold, the better it is to either stay right below the line, or rise far above it until the next threshold (or a new tax bracket) approaches, because the additional Part B and Part D premiums are a flat additional amount even if clients are just $1 across the line (unlike tax brackets, which are always a percentage of additional income). And because the premium adjustments are calculated based on AGI, anything that increases AGI can impact exposure, from IRA withdrawals and Roth conversions, to capital gains, to dividends and interest and income from pass-through entities; on the other hand, any deductions that are taken above the line, such as capital losses or certain business losses, can also reduce exposure.
Source: kitces.com

Suboxone Forum • 2011 Medicare Formulary Exlusion : Damn Insurer Stories and Questions

Hi All, Got Some bad news yesterday that may pertain to many of you on Medicare receiving Part D drug coverage. I Just received my new formulary in the mail for 2011 and made the observation that Subutex has been entirely excluded from the formulary for next year. In 2010 Suboxone was a non-covered drug, so my doc switched me to the now covered (generic) Subutex. I’ll be covered until the end of the year. Not only will the Subutex/generic, or any bup not be covered in 2011, but monies spent on it will not count in reaching phase III (catastrophic) if you are in the "gap" or "donut…. it’s all out of pocket. As part of closing the gap in 2011, the government has said they will offer 50% discount on tier III,IV meds, but I do not believe they will offer this benefit on a non-formulary drug.? I’m aware that a physician can write a request for "formulary exclusion" exception, citing a specific reason why the patient must receive this drug. In my case I might ask him to say that it’s the only medication that can be used to treat my pain. The letter is reviewed by a committee of MDs and Pharm Ds and they make a decision. In passing, I’d like to to know what it considered to be a good or competetive price for Generic Bup 2mg tablets, quantity 60, but any quantity would be helpful…. I’m sure many of you are coming up on the big decision of what drug co. to choose for next Year. I’m with Humana- $7 copays, gaps are the same with every co, premium is 95.00/ mo. I’ll be looking for some comparison sites, but if anyomne has any suggestions, that’s be great. My Mom has Aetna, and has $2 copays and lower premium….big decision! Best wishes, sorry to be the bearer of bad news, any thoughts?
Source: suboxforum.com

CMS Releases Proposed Rule On Medicare Physician Fee Schedule For CY 2011

The proposed rule would also update other policies and payment rates for services by physicians, nonphysician practitioners, and certain other suppliers that are paid under the MPFS during calendar year (CY) 2011. Based on current law, the conversion factor for CY 2011 will be $26.6574. On June 25, the President signed the Preservation of Access to Care for Medicare Beneficiaries and Pension Relief Act of 2010, which replaces the 21.3 percent reduction in physician payment rates that was required by the Sustainable Growth Rate formula for CY 2010 with a 2.2 percent payment increase for services furnished on or after June 1, 2010, through November 30, 2010. Unless action is taken, the 21.3 percent reduction will begin December 1, 2010.
Source: autotrek.info

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September 05, 2013

Economist’s View: Medicare Spending Growth Slowdown

Posted by:  :  Category: Medicare

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…To try to identify the causes of that slowdown, we performed a series of descriptive and statistical analyses based on a diverse array of data sources. However, those analyses did not yield an explanation for most of the slowdown in spending growth. Fully 75% of the 3.2 percentage point difference between 2000-2005 and 2007-2012 per beneficiary spending growth cannot be explained by payment rate changes, beneficiary demand due to age and health status, Part A only enrollment, prescription drug use, the financial crisis and economic downturn, supplemental coverage. Needless to say, this is a big and important mystery.
Source: typepad.com

Video: Medicare Part A, B, C and D Explained

The Medicare Advantage Disenrollment Period Explained

It’s important to note that this time is not an additional enrollment period, which means that you cannot enroll in Medicare Advantage or switch between Medicare Advantage options. However, if you are planning to disenroll from Medicare Advantage, you may use this opportunity to enroll in a Medicare Supplement policy upon returning to Original Medicare. Any other changes to your Medicare plans must wait until the next valid Part D election period
Source: bradeninsurance.com

Medicare Part A Explained

Are you about to turn 65 yeas old? If so, you probably have asked yourself if you need to enroll into Medicare Part A or wondered if you are automatically enrolled. Most eligible individuals are automatically enrolled in Part A with no premium.* Others apply to the program when they are eligible or pay a monthly premium if they have worked less than 40 quarters (or 10 years) in their lifetime.
Source: wordpress.com

Code Key for Medicare Card Explained

A: Social Security pays benefits to some 56 million people. They include retirees, widows and widowers, families who’ve lost their breadwinners, divorced spouses and people with disabilities. In order to keep track of such huge numbers, Social Security uses a series of codes to identify which individuals are receiving what types of benefits. The codes are assigned to people when they apply for benefits.
Source: aarp.org

Medicare / DMEPOS Surety Bonds Explained

Since January of 2009, Medicare surety bonds, or DMEPOS surety bonds, are mandatory for manufacturers and suppliers of durable medical equipment, prosthetics, orthotics and supplies that bill or receive funds from the Medicare and Medicaid systems. The bond requirement is imposed by the Centers for Medicare & Medicaid Services (CMS). The requirement is aimed at curbing medical fraud and malpractice.  The FBI estimates that in 2012, the cost of Medicare fraud ranged from $75 billion to $250 billion in 2012.
Source: surety1.com

IRS and Medicare to Recognize Same

“DOMA’s principal effect is to identify and make unequal a subset of state-sanctioned marriages. It contrives to deprive some couples married under the laws of their State, but not others, of both rights and responsibilities, creating two contradictory marriage regimes within the same State,” wrote Justice Anthony Kennedy. “It also forces same-sex couples to live as married for the purpose of state law but unmarried for the purpose of federal law, thus diminishing the stability and predictability of basic personal relations the State has found it proper to acknowledge and protect.”
Source: christiannews.net

Health differences explain most geographic variation in Medicare costs 

Previous geographic variation research also often used average spending on beneficiaries in their final months of life to adjust for area differences in health and to define high- and low-cost areas — an approach that assumes people near death have roughly equal health status. The new study by Reschovsky and colleagues, however, found that the health status of beneficiaries near death varied considerably by number and types of conditions, and that these differences accounted for 84 percent of the health care costs in the final year of life. This differed little — only two percentage points less — when the same case-mix indicators were applied to the entire elderly Medicare population. Because the end-of-life spending approach fails to effectively account for differences in population health, it misclassifies many areas in terms of the costs for treating Medicare patients, the study found.
Source: universityofcalifornia.edu

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September 05, 2013

Why the Oregon Medicaid study is misunderstood

Posted by:  :  Category: Medicare

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Here is a brief, and inadequate, summary (you should really read the study):  In 2008, Oregon used a lottery system to give a set of uninsured people access to Medicaid.  This essentially gave Kate Baicker and her colleagues a natural experiment to study the effects of being on Medicaid. Those who won the lottery and gained access were compared to a control group who participated in the lottery but weren’t selected.  Opportunities to conduct such an experiment are rare and represent the gold standard for studying the effect of anything (e.g. Medicaid) on anything (like health outcomes).  Two years after enrollment, Baicker and colleagues examined what happened to people who got Medicaid versus those who remained uninsured.  There are six main findings from the study.  Compared to people who did not receive Medicaid coverage:
Source: kevinmd.com

Video: Medicare Insurance Coverage in Oregon by 1 800 MEDIGAP®

Viewpoints: Assessing The Oregon Medicaid Experiment; Health Insurance Hysteria; In Florida, ‘Toxic Politics’ Beats Out Common Sense

The New York Times: What Health Insurance Doesn’t Do As liberals have been extremely quick to point out, these findings do not necessarily make a case against the new health care law, which includes a big Medicaid expansion as well as subsidies for private insurance. After all, the first purpose of insurance is economic protection, and the Oregon data shows that expanding coverage does indeed protect people from ruinous medical expenses. The links between insurance, medicine and health may be impressively mysterious, but staving off medical bankruptcies among low-income Americans is not a small policy achievement. This is true. But it’s also true that the health care law was sold, in part, with the promise (made by judicious wonks as well as overreaching politicians) that it would save tens of thousands of American lives each year (Ross Douthat, 5/4).
Source: kaiserhealthnews.org

Medicaid in Oregon: Does it Really Matter?

God help me, I just don’t understand conservatives sometimes. I disagree with them most of the time, but I usually understand where they’re coming from. But sometimes my best acts of imagination pale in comparison to their given task. Human beings are complicated, mysterious, even phenomenal creatures; explanations that boil down to Because They’re Bad won’t cut it.
Source: ordinary-gentlemen.com

Brad DeLong : Aaron Carroll: Additional Thoughts on the New Oregon Medicaid Results

I’m not asking for a post hoc power calculation. I want the a priori one. You see, with only 600 or so participants with an A1C in the high range, I want to know what they were thinking ahead of time. If my study is too small, then even if I see a difference that I think is meaningful, I might not be able to prove that it is statistically significant. So when I’m designing a study, I decide what is a clinically meaningful result. I then figure out what I can likely expect in terms of variability in the individual readings I might measure. Then I figure out how many subjects I need in order to know that if I get the clinical results I expect, they will be “detectable” by my analysis. That’s the calculation. If my sample is too small, then even if I find a clinically meaningful result, it might not be statistically significant.
Source: typepad.com

Reaction to the Oregon Medicaid Study

American Medical Association cancer CBO consumer driven health care diabetes doctors drugs electronic medical records email emergency room EMR ER exercise FDA genetics Health Care Access Health Care Costs health care quality health insurance health IT health policy Health Reform Health Savings Accounts heart disease hospital HSA insurance life expectancy Massachusetts Medicaid Medicare medicare advantage NHS ObamaCare obesity pay for performance public option SCHIP seniors socialized health care Social Security stimulus tax unemployment Uninsured
Source: ncpa.org

The Oregon Medicaid Lottery: No Cure for Cancer

And the Oregon study is not pushing the political debate toward a rethinking of the benefits of medicine writ large. It is only strengthening the hand of those who want to deny it to people who can’t afford health insurance. The Oregon study results from an unusual circumstance: The state had the budget to add 10,000 people to Medicaid, but far more who wanted to join, so it conducted a lottery. It is only the poor who can be subjected to Hunger Games–style experimentation with their health. In any other advanced country, in which medical care is a basic right, such an experiment would be wildly unethical.
Source: balloon-juice.com

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September 05, 2013

Homelessness Resource Center

Posted by:  :  Category: Medicare

Conclusions: Greateruse of primary care and specialty care visits by disability-eligibleveterans is most likely related to greater health needs not captured bythe patient characteristics we employed and eligibility for VA care atno cost. Outpatient care patterns of disability-eligible veterans mayforeshadow care patterns of veterans returning from Afghanistan and Iraqwars, who are entering the system in growing numbers. This studyprovides an important baseline for future research assessingutilizations among returning veterans who use both VA and Medicaresystems. Establishing effective care coordination protocols between VAand Medicare providers can help ensure efficient use of taxpayerresources and high quality care for disabled veterans. (Authors)
Source: samhsa.gov

Video: What are the Eligibility Requirements for Medicare?

Medicare FAQ: What is Original Medicare, Part A and Part B?

These individuals will want to enroll during their seven month Initial Enrollment Period (IEP), which starts three months before they become Medicare eligible and lasts for three months afterwards. If they do not sign up during their IEP, they can sign up during the General Enrollment Period. This enrollment period lasts from January 1 and March 31 of each year with coverage starting on July 1. However, this means that you will have to pay a higher monthly premium for late enrollment. The length of these late enrollment penalties will depend on how long you could have enrolled in Part A and/or Part B coverage and did not.
Source: planprescriber.com

Social Security Disability Benefits for Native Americans and Alaskan Natives

SSI amounts are determined by finding the difference between the Federal Benefit Rate (FBR) and your countable income (income minus the deductions discussed above). Alaska also provide a supplement to SSI recipients, so if you qualify for SSI and are a resident of Alaska, you can receive a state supplement in addition to the federal amount. The amount you receive depends on your living situation. As of 2011, you can get a state supplement in the amount of $362 if you live independently in Alaska. If you live in someone else’s house, you can get an additional $368. If you live in an assisted living facility, you can get an additional $100 in state money. If you live in a Medicaid facility, you can get $45 additional in a state supplement each month.
Source: disabilitysecrets.com

Workers’ Comp Settlements, Social Security and Medicare

One final factor to consider in settlement is actually somewhat connected to Social Security Disability benefits.  This factor is Medicare eligibility.  An individual usually becomes eligible for Medicare at age 65 or thirty months after the date of disability as determined by the Social Security Administration for Social Security Disability purposes.  Medicare eligibility or even an expectation of Medicare eligibility is important when considering settlement of a Workers’ Compensation claim because Medicare requires injured workers, employers, and insurance companies to consider Medicare’s interests when settling a claim.  What this really means is that Medicare does not want to end up paying for medical treatment that should have been paid for by the Workers’ Compensation insurance company.  For an injured worker considering settlement, this means that extra care must be taken when the injured worker is Medicare eligible or will soon be.  It also means that money may need to be “set aside” from any settlement to pay for possible future medical treatment.
Source: perkinslawtalk.com

Daily Kos: Court rules against VA policy denying disability, survivor benefits to same

They’re angry, no- furious, and desperate because they know it.  Unfortunately, that does not make them any less dangerous.  Remember the KKK rose up after the South lost the war and African-Americans were legally freed.  [As an aside: When I moved to my state over 20 years ago, I was shocked to find out there were places the KKK not only still existed, but was pretty strong.  The Confederate battle flag is still flown around here 150 years later.] Hatred for our gay friends is not only still strong, it is still popular in some areas, and discrimination is legally allowed in many states. While laws are slowly changing, that hatred (based on fear, but dangerous all the same) may still be found in 20, 30, 50 more years in some parts of the country.
Source: dailykos.com

Hurdles Remain for People with Disabilities and Seniors with Heathcare Reform

However, not all provisions of healthcare reform will benefit all Medicare beneficiaries and people with disabilities. For example, starting in 2013, the threshold for itemized deductions for unreimbursed medical expenses increases from 7.5 percent of adjusted gross income (AGI) to 10 percent of AGI. However, this is waived for individuals age 65 and older through 2016. Also in 2013, taxpayers will see increased taxes for Medicare. This includes a 0.9 percent increase in the Medicare Part A tax rate to 2.35 percent on earnings over $200,000 for individual taxpayers, and $250,000 for married couples filing jointly, and a new 3.8 percent tax on unearned income for higher-income taxpayers.
Source: invisibledisabilities.org

Number of the Week: Disability Fund Three Years From Insolvency

I have issues with awarding SSID to people who have drug and alcohol addiction. I also agree with the person below who suggested that people receiving benefits, unless they are clearly unable to work, need to be retrained and given jobs, particularly if they are suffering from depression, anxiety or back pain. People who work are more emotionally stable, in general. It would also help if we had universal health care so that low income people can get decent medical care.
Source: wsj.com

Social Security & Medicare for Adult Disabled Children

If you or your spouse are retired or disabled and receiving Social Security benefits and have a disabled adult child who has been denied the SSDI benefits, the experienced attorneys at Littman Krooks, LLP can assist you in filing an appeal, so that your child can obtain the benefits they are entitled to. Our firm represents adult children with disabilities in SSDI appeals on a contingent fee basis, which means that there is no out of pocket legal costs for filing the appeal.
Source: specialneedsnewyork.com

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