Medicare Targets Health Plans With Low Ratings

Posted by:  :  Category: Medicare

bags by Lori GreigMedicare officials are encouraging 525,000 beneficiaries to switch out of these 26 Medicare Advantage and drug plans that have received low ratings for three consecutive years and enroll in better plans for next year. The poor performing plans will have this warning symbol next to their names on Medicare’s plan finder website to steer shoppers to other plans.
Source: kaiserhealthnews.org

Video: Blue Medicare Options Illinois or Medicare Options Illinois

Does Blue Cross Offer The Best Medicare Supplemental Insurance?

Blue Cross and Blue Shield offers many good health insurance programs. They do not necessarily offer the best Medicare Supplemental Insurance, but they offer low-cost plans that many people can afford easily. The plan that this large insurance conglomerate offers work best for people who are just over the limits necessary for Medicaid but who do not earn enough for the more expensive plans from the large company. The network also provides a large network of health insurance providers. A person with Blue Cross and Blue Shield knows that the insurance that he has will be accepted mostly anywhere.
Source: seniorcorps.org

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

Between January 1–February 14, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.
Source: medicare.gov

Blue Cross Blue Shield of Texas

“I only wish I had contacted you sooner, at least a month before we became eligible for Medicare, rather than living with a dining room inundated with my own research! In addition, the manner of the agents who called the house was not a demeanor I could or would trust. Then I remember the conversation I had with you, and after much hunting I found the notes I had entered on my calendar earlier in the year. I recalled instant trust-like a nice, calm conversation with an informed friend! Your manner plus another reason for that trust, was that you told me you wanted to wait a bit longer to write policies until the changes in Medicare were in place, no one else mentioned that. Thank you!”
Source: texasmedicarehealth.com

The Success of Medicare Advantage Plans: What Seniors Should Know

Government payments should encourage beneficiary savings. Ideally, beneficiaries should be able to secure the full savings of any choices that they make, which means that they would be able to pocket 100 percent of the dif­ference between the government contribution and the price of a lower-cost health plan. Under Medicare Advantage, the beneficiaries can secure only 75 percent of the savings from choosing a plan that offers a product at a price below the Medicare benchmark. Under the FEHBP formula, the government contribution for federal employees and retirees is limited to 75 percent of the premium cost of any compet­ing health plan, upto the capped amount. Incidentally, the FEHBP’s own payment for­mula could be improved. If the government contribution in that program were permitted to reach 100 percent of the capped amount, it would encourage federal employees to choose less expensive plans, gaining savings for them­selves as well as for taxpayers. Such an arrangement should be provided to future Medicare beneficiaries in any new premium support system.
Source: heritage.org

Daily Kos: Romney and Bain profited from massive Medicare Fraud

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Source: dailykos.com

Blue Medicare Advantage: Blue Cross Blue Shield of Illinois

In addition to your Part B premium, there are small copayments to receive care.  With copayments as low as $7 for Medicare covered primary care doctor’s office visits, $45 for Medicare covered specialist visits and $3  for generic prescription drugs, it’s easy to get the care you need when you need it. An Advantage plan includes all of your Part A and Part B Medicare benefits, prescription drug coverage and emergency care if needed for an additional $65 copayment. Coverage is convenient and hassle free, and with an extensive provider network, there are always quality doctors nearby, ready to help from a wide range of specialties.
Source: ssiinsure.com

Blue Cross Blue Shield of Texas Health Insurance Quotes and Plan Review

For Texas residents looking for health care, Blue Cross Blue Shield of Texas is one of the top health insurance companies to consider in the state. Learning about Blue Cross Blue Shield of Texas medical insurance plans is even more important when one realizes that within the Unites States there cost of health care keeps rising and with it the uninsured rate keeps rising steadily. It is estimated that about 47 million Americans are living without Health Insurance coverage, when in 2006 there were about 46.4 million without Health Insurance. Middle class citizens are having trouble paying their bills and some people just cannot afford health insurance coverage at the moment. As the nation tries to do something about it, private insurance companies have tried to lower the rates to attract more customers and make it easier for people to sign up for the so long wished health insurance.
Source: c-tides.org

Study: Seniors Look For Star Ratings On Medicare Advantage Plans

Posted by:  :  Category: Medicare

Old people read alone... by Ed YourdonThe rating system uses survey data and other measurements of effectiveness to gauge the quality of the private Medicare Advantage plans, which are an alternative to traditional fee-for-service Medicare. Dr. William Shrank, a co-author of the study, said the relationship between the ratings and enrollment was a good sign for the star system put in place in 2011.
Source: kaiserhealthnews.org

Video: Medicare Advantage Plans 2011

Medicare Advantage Plan Members in Apopka Florida may receive Free Gym Membership

I am a mom of three teenage boys. Our family has struggled with multiple chronic health issues for many years. It was for this reason that I became interested in Xocai healthy chocolate. Our entire family eats healthy chocolate every day as a supplement and I am currently losing weight with the Xocai X-protein meal shake. I have struggled with Fibromyalgia for over 10 years. If you are struggling with your health, you owe it to yourself to check this out. This is the best way I have found to incorporate significant antioxidants into our diet. Feel free to email me if you have any questions. I look forward to hearing from you!
Source: healthchocoholic.com

Early Evidence Suggests Medicare Advantage Pay For Performance May Be Getting Results

The ACA phases out higher payments previously given to all MA plans. Instead, Medicare in 2012 began paying bonuses only to plans with strong performance on clinical quality, service measures and patient experience of care measures. Medicare bases the 2012 bonus payments on 2011 plan performance, as rated by a five-star system. This system incorporates Health Effectiveness Data Information Set (HEDIS®) and other quality measures, Consumer Assessment of Health Plans (CAHPS®) patient experience results (See Note 1 below.), and results of the Health Outcomes Survey (HOS) that tracks patient-reported outcomes over time. It also includes metrics such as complaints Medicare received about the plan, customer service for drug benefit plans, and beneficiary access and performance problems identified in audits by Medicare.
Source: healthaffairs.org

ICYMI: New York Times Economix Blog Highlights Higher Quality Care Medicare Advantage Plans Provide

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Source: ahipcoverage.com

How much does Medicare Advantage cost?

As an 18-year veteran of print and broadcast journalism, corporate communications and internet marketing, Nate has spent the last decade working in the health care and insurance industries. His areas of focus have included everything from pharmaceuticals, health and wellness and chronic disease management programs, to cutting diagnostic tools, insurance products, including Medicare, and internet-based “exchanges” or marketplaces.
Source: ehealthinsurance.com

UnitedHealthcare patients in southern Arizona to benefit from improved care coordination and enhanced health services through AzCC – Tucson Medical Center

For example, if a patient is being treated for heart disease, all the tests, screenings and medications the patient is receiving will be collected into one record to ensure that the appropriate course of care is occurring, the care is coordinated, and the patient is receiving any and all necessary services. This model will help manage services for patients with chronic conditions, such as diabetes and heart disease, while keeping the focus on health and well-being, increased patient safety and care delivery well supported by science.
Source: tmcaznews.com

Medicare Advantage Grows; But Not Without Government Help

The net result, encouraging more plans to compete in the Medicare market, is not actually in the best interest of seniors. In a study published last month in Health Affairs, researchers found that too many choices with too little guidance can be overwhelming for Medicare enrollees, especially the growing proportion that is experiencing cognitive difficulties. “Our study suggests that the Medicare Advantage program presents an overabundance of choices for many elderly beneficiaries,” the researchers write. “Medicare Advantage plans currently compete for enrollees through the benefits they offer and the premiums they charge, but elderly beneficiaries with low cognitive function were not responsive to changes in these features.” The implication, according to Health Affairs, is that these “unresponsive” seniors may buy into plans not well suited to their needs, allowing private insurers to profit “by offering less-generous coverage or reducing benefits while still attracting or retaining enrollees with limited cognitive abilities.”
Source: healthbeatblog.com

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

Between January 1–February 14, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.
Source: medicare.gov

Annual Enrollment Workshops for Medicare Advantage Plans 2011

If you have Medicare with only part A and B you might want to participate in one of the Medicare Advantage plans that are accepted at this clinic. The plans accepted are Regence Blue Cross, Humana, HealthNet, United Healthcare and Providence.
Source: hudsonsbaymed.com

Medicare Silver Bullets: What’s The Best Way To Control Costs?

Posted by:  :  Category: Medicare

"The single best augury is to fight for one's country." ~ Homer (800 BC - 700 BC), The Iliad. by eyewashdesign: A. GoldenIf I could make only one change, it would be a massive reform of Medicare’s payment policies. Right now, Medicare payment policies drive overuse, waste, inappropriate and sometimes harmful use of services. There should be a number of changes, such as paying in ways that encourage the use of team-based care, telephone, group and e-visits, more flexibility to allow nurses and other health professionals to operate at “the top of their licenses” with physician oversight and in the most quality and cost-effective ways. The more we can bundle payments to reward improved health (not just health care), and allow providers to self-organize to deliver the greatest benefits for patients and value or payers, the better off we will all be. The most successful providers tend to be integrated delivery systems. Although we will never have enough such systems around the whole country, we can develop and support as many of these as possible and also have payment models that foster virtual integrated delivery systems and reward the best performers, that is, the ones that provide the safest care in the most efficient manner.
Source: kaiserhealthnews.org

Video: Medicare Supplemental Insurance – What’s the Best Plan for Me?

Summit Medigap: What Is Medicare Supplement Plan F?

The basic and original coverages provided by Medicare are Part A (hospitalization) and Part B (doctor visits and required medical equipment). Currently, there are at least 11 supplement plans referred to as Medigap policies that fill any coverage gaps involved with Parts A and B. One of these is Plan F. It’s important to know that not every company offers all 11 supplement plans. However, if they do offer at least 2 of them, they are required to offer Plans C and F. Plan F premiums typically cost between $65 and $295 per month. The premium will vary depending on the insurance carrier and the state you live in. Coverage Provided By Plan F The coverage required of Medigap coverage plans is mandated and regulated by the Centers for Medicaid and Medicare. Plan F also has a “high deductible” plan because it will not pay for any type of services covered by Medicare until the plan beneficiary has paid an out-of-pocket minimum of $2,000. Once that deductible has been met, Plan F will cover 100% of the co-insurances, co-pays, and deductibles of Parts A and B including hospice care co-insurance as well as preventative services. If you get the regular Plan F you will have no deductibles or coinsurance. When speaking to an insurance professional it’s important to make sure which Plan F you are being quoted. Comparisons There are only two supplements that covers any deductible expense of Part B, one of which is Medicare supplement Plan F. Additionally, this is the only supplementary plan that covers excess Part B charges. These charges typically accrue if doctors can legally charge more than what Medicare considers as reasonable service charges. Other supplement plans will usually pay for expenses that Medicare classifies as allowable. Finally, the excess amount that is allowable according to Medicare is covered by F. Is Plan F Right For You? Medicare supplement Plan F is viewed as one of the most popular plans because it covers 100% of the gaps encountered with Plans A and B meaning that it provides the highest amount of coverage of any of the Medigap insurance plans. For many individuals, the plan may seem a bit confusing initially. However, if you answer a few questions, it will not only explain the plan more thoroughly, you will be able to decide whether or not it is right for you. Basically, if you are someone who is willing to pay for 100% coverage, then this plan is tailored to meet your personal needs. With Medicare supplement Plan F, your only expenses will be your monthly premiums. For more information regarding this supplement plan, you can visit the official Medicare website or speak to a licensed insurance professional.
Source: blogspot.com

Medicare Open Enrollment: What’s your back

Nobody likes to think of back-up plans when it comes to our health, but health can be as unpredictable as the weather. It’s hard to know what you’ll feel like next week, much less what health care you’ll need next year. But that’s exactly what you need to think about when you’re shopping for health coverage during Medicare Open Enrollment – which ends on December 7.
Source: medicare.gov

Medicare open enrollment: What’s the best Medigap policy?

The difficulty for consumers is that the nature of Medigap makes it a lot harder to shop for than Medicare Advantage. Here’s why. Medicare Advantage plans are regulated and overseen on a national level. Medicare routinely collects all kinds of information on them about customer satisfaction and quality of care. In addition, the premium of a specific Medicare Advantage plan is the same for each customer. As a result, it’s possible (as I explained yesterday) to go to Medicare.gov and compare Medicare Advantage plans in detail, including quality ratings and price. It’s also why we can publish rankings of Medicare Advantage HMOs and PPOs through our partnership with the National Committee on Quality Assurance.
Source: consumerreports.org

Kaiser named top rated Medicare plan in Hawaii

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Source: hawaii247.com

How to Pick the Best Medicare Plan

4.    Seniors can choose five-star excellence almost any time of year. Medicare’s Special Enrollment Period allows seniors to enroll in a 5-star plan throughout the year. Seniors who become eligible for Medicare as they turn 65 should enroll during the three-month period prior to and after their 65th birthday. After this initial enrollment period, they may be subject to higher premiums or late penalties if there has been a gap in their coverage. To find out the latest 2013 ratings, visit www.medicare.gov/find-a-plan any time after October 11. Plan performance summary star ratings are assessed each year by the Centers for Medicare and Medicaid Services and may change from one year to the next.
Source: copyrightfreecontent.com

Kaiser Permanente Leads the Nation with Six 5

About Kaiser Permanente Kaiser Permanente is committed to helping shape the future of health care. We are recognized as one of America’s leading health care providers and not-for-profit health plans. Founded in 1945, our mission is to provide high-quality, affordable health care services and to improve the health of our members and the communities we serve. We currently serve more than 9 million members in nine states and the District of Columbia. Care for members and patients is focused on their total health and guided by their personal physicians, specialists and team of caregivers. Our expert and caring medical teams are empowered and supported by industry-leading technology advances and tools for health promotion, disease prevention, state-of-the-art care delivery and world-class chronic disease management. Kaiser Permanente is dedicated to care innovations, clinical research, health education and the support of community health. For more information, go to: www.kp.org/newscenter.
Source: kp.org

Best Idaho Medicare Plans

The federal government sponsored Medicare program has helped in providing millions of Americans with the security and peace that comes with knowing that you are protected. It is natural to suppose that old age requires more medical attention as it is often accompanied by a host of ailments. It is not fair to have to get stressed for medical expenses at a time of life which you should be enjoying otherwise. The US government started the Medicare scheme with a view to help people organize their retirement planning as far as medical expenses go.
Source: ezinemark.com

Report: Private Medicare Advantage Plans Make Progress in Combating Chronic Disease

Since its start in 2003, Medicare Advantage has gained popularity because of its high quality, coordinated benefits and patient-centeredness.  Its central role for private health plans makes MA extremely popular with seniors.  The best practices of these plans should be integrated into conventional Medicare.  That’s the only hope if Medicare is to contain its costs without sacrificing quality and care in the process.
Source: hlc.org

Medicare Open Enrollment: The Tools Are There to Help Your Loved Ones Make Good Plan Choices

A recent study found that seniors (often with the help of their support systems like you and me) are learning from their experience with Part D over time and switching plans when they can save money, or when a different plan better fits their individual health needs. The study, which we have highlighted in our Rx Minute newsletter this month, shows that seniors are adapting to get the best drug coverage for their money. Research PhRMA sponsored found that even in 2006, Part D’s first year, seniors disproportionately chose plans with lower premiums and deductibles and broader choice of medicines. In sum, choice works, benefiting seniors.
Source: phrma.org

Medicare HMO plans in Indiana

Posted by:  :  Category: Medicare

According to the Health Maintenance Organization Act of 1973 it is mandatory for organizations with employees more than 25 or more to provide certified HMO insurance plan. A HMO or Health Maintenance organization is one that provides healthcare in coordination with health care providers on a prepayment basis.
Source: medicareindiana.com

Video: Blue Shield of California (HMO) presentation — Benefit plan design changes for 2011

Medicare Fee Schedule, Payment and Reimbursement Benefit Guideline, CPT Code Billing: Does consult code accepted by Medicare HMO

MedicarePaymentandReimbursement.com provides Medicare Payments, Billing Guidelines, Fees Schedules 2010, Medicare Eligibility, 2011 Medicare Deductibles, Allowables, CPT Codes for Medicare, Phone Number, Hearing Aids, Denial, Address, Medicare Appeal, PQRI, EOB, Medicare and Medicaid Services.
Source: medicarepaymentandreimbursement.com

What to Do if Your Medicare HMO is Leaving the Program

Shop around and compare plans if you decide to go with Medicare Advantage. The plans vary in how they operate and in the premiums, deductibles, copayments and coinsurance you pay. All Medicare Advantage Plans must cover the services Original Medicare covers, except for hospice care. Research plans that are offered in your area to find the most affordable option that suits your needs. Make sure the plan’s network includes the hospitals and doctors you use.
Source: insurance.com

ICYMI: Health Affairs Article: Medicare Advantage Provides Higher

A recent article in the latest edition of Health Affairs provides further evidence that Medicare Advantage plans are delivering higher-quality care to seniors and people with disabilities than the fee-for-service (FFS) part of Medicare.  Data from the article show that Medicare Advantage beneficiaries utilize some health care services, such as the emergency department and ambulatory surgery or procedures, at a rate 20-30 percent lower than those in FFS Medicare.  This data suggests that Medicare Advantage enrollees “might use fewer services and be experiencing more appropriate use of services than enrollees in traditional Medicare.”
Source: ahipcoverage.com

Why ACOs Are not HMOs and Other Important Questions

You can’t achieve quality without sharing information. The participants are forced to work together when you have primary care providers working on, let’s say the ambulatory care side of congestive heart failure management, and then you have the hospitals being responsible for the acute care of congestive heart failure patients. At the same time you have different multitudes of quality thresholds that are evaluating the performance of the care that you’re delivering. That really forces the participants to work for sake of the patients, as well as to hit these quality thresholds, which, in turn, will affect how they will be judged by the purchaser and by the payor.
Source: thehealthcareblog.com

Gerber Lifestyle Medicare Health Insurance Dietary Supplements

Posted by:  :  Category: Medicare

Gerber Lifestyle Medicare Health Insurance Dietary Supplements – The Reason Why They’re The Very Best ! What is really a Gerber living treatment products the very best within our opinion ? a terrific treatment dietary supplement insurance carrier provides comprehensive strategies from good costs. In addition they supply 12-month price guarantees , are generally economically dependable , and provides their customers superb service. Some organizations have a very few of these kind of qualities , however it can be extremely nearly impossible to find a firm also circular as Gerber living. The ability to offer good costs is central to the top quality a new treatment extra insurance carrier might have. Cost comparison-shopping is really important and also the firm with all the lowest cost frequently is victorious. Treatment dietary supplement strategies are generally standardized from the centre regarding treatment solutions (cms ), which means each and every insurance carrier expenses an alternative cost for the similar exact rewards. When you compare celery to be able to celery , it simply is sensible to acquire the lowest priced apple mackintosh. In addition to be able to offering discount prices , Gerber living has no record regarding significant price improves. As the most insurance firms raise costs annually as you age , a few of the most favored organizations also have cost improves of greater than 20%! for many who are generally based in to these strategies , this is often a really unsettling knowledge. The main reason Gerber living Medicare dietary supplement Plans are generally so cut-throat happens because this provider does not get on their own directly into trouble. They have got really strict underwriting suggestions as well as minimal advertising expenditures. The particular cost savings they recognize will be passed on to the individual as discount prices. This is the win-win for anyone. In addition to having discount prices , Gerber living Medicare dietary supplement Plans are the most useful because this firm has an "a new " score having a.m. Best. This gives their customers reassurance knowing they’re extremely economically dependable and will also be presently there to pay the invoices while healthcare solutions are essential. Moreover , this kind of score applies these people within the exact same ball game also recognized insurance firms such as u. S. health-related as well as glowing blue combination. Problems happen , then when they actually it is significant undertake a firm providing you with superb customer service. Gerber living treatment dietary supplement strategies get this kind of top quality. Doctors as well as hostipal wards generally double invoice the insurance policy firm and also the customer , which in turn creates plenty of nervousness if the customer obtains a new invoice.when this occurs , your current broker as well as insurance carrier must help you make certain the check is paid on time as well as without any hassle. Gerber living Medicare dietary supplement Plans possess
Source: pdfcast.org

Video: Gerber Life Medicare Supplement

Gerber Medicare Supplement

[…] What will happen if I decide to call or email you about a quote? I will reply promptly with the information you requested and your information will be shared with no one. If you decide that this is not the program for you, I will have no hard feelings and will thank you for the opportunity.Source: newjerseyinsuranceplans.com […]
Source: newjerseyinsuranceplans.com

Gerber Medicare Supplement

There are several companies that have not released any information about Plans M or N. It does not mean that they will not be offering them. It will not surprise me if we don’t have that information until the end of the month at the earliest. Don’t assume that because you don’t see them today that they will not be there when everything finally shakes out.
Source: insurance-forums.net

Gerber Life Insurance Company releases Modernized Medicare Supplement Plans (Medigap) in 9 States

Posted in Alabama, Arizona, Gerber Life Insurance Company, Insurance Companies, Louisana, Medicare Supplement, Medigap Modernization, Medigap Rate Changes/Introductions, Ohio, Oklahoma, Oregon, Texas, Washington, West Virginia
Source: ritterim.com

Cheap Medicare Plan F rates in Downingtown Pa

I love Downingtown Pennsylvania.  Why?  For one my sister lives there and the people are friendly.  Another reason is the town has an old school type of mentality.  When it comes to Medigap plans they always seem to trust the Medicare Supplement insurance agent they are dealing with.  The 19335 zip code has always treated me fairly in my travels, and people love the low cost of the Medicare plan F.  There are many choices in Downingtown including AARP, Mutual of Omaha, and Aetna.  Aetna seems to be my favorite right now for cheap Medicare Plan F rates.  Blue Cross Advantage plans are popular also with the disabled people going on Medicare.  If you are looking for a Part D plan in Downingtown, I would suggest calling us and discussing your options.  American insurance can be another option in Downingtown.
Source: medigaplist.com

Gerber Medicare Supplements

Gerber Life is an established company offering outstanding life insurance products since 1967. The company has long had the goal to address the needs of families of all sizes. The primary goal of Gerber Life is to provide protection and financial security to its customers throughout their lifetimes by offering affordable insurance and financial products. Gerber life Insurance Company is pleased to now offer Medicare Supplement insurance to its $33 billion life insurance bouquet. The Medicare Supplement Insurance is underwritten by Mutual of Omaha. In order to be eligible for the plan, you must currently be enrolled in both Medicare part A and B. Medicare supplement plans cover costs that Medicare does not cover and have helped millions adjust to the financial burden of rising health care costs. Gerber’s Medicare Supplement Insurance fills in the coverage gaps of Medicare and is sometimes referred to as Gerber Medigap Insurance. In South Carolina, medicare supplement plans, on average, assist with 20% of the health care costs that Medicare plans do not cover. If covered by a Medicare Supplement Plan, you do not have to worry about finding a provider within a particular network. The plan offers its members the freedom of seeking medical attention from any doctor or any medical facility that accepts traditional Medicare Insurance. Prescription drugs can be a costly recurring expense for patients and often require adjustments to patients’ budget in order to cover the necessary prescriptions. Those covered by Gerber Medicare Supplement plan have the opportunity to take advantage of an additional plan designed to support the cost of medications. There are Medicare Advantage plans that allow members to combine their health care and prescription drug plans to be used in conjunction with the Medicare Supplement. If you relocate out of South Carolina, your Gerber Medicare Supplement health insurance will follow without a lapse in coverage. No matter where you go, you will have the freedom to choose any health care provider who accepts Medicare. You will find the rates of Gerber Medicare Supplements are competitive in many states. Your rate will depend upon several factors; your age at the time of enrollment and the state you live will all be taken into consideration. You can contact our office for a free quote and we will work to help you find the best plan for your needs. Having a well-rounded plan when it comes to medical coverage is important, especially in these tough economic times when the costs of health care are increasing. One of the biggest decisions you will make will be your health care coverage. For the support Medicare Supplement Insurance provides, it is a smart option for additional coverage. For more information on Medicare Supplement Insurance in South Carolina, please visit CarolinaQuoter.
Source: carolinaquoter.com

Gerber Medicare Supplement Insurance

Eastern Essentials P.M.S Support is an all natural herbal treatment for menstrual relief that is engineered to relieve the uncomfortable symptoms commonly seen before and sometimes during menstruation. These irritating symptoms usually begin 5-11 days before a woman starts her monthly menstrual cycle. These symptoms usually stop once her period begins, or shortly after, but can continue throughout her period. P.M.S. symptoms usually consist of extreme irritability, a short temper, breast tenderness, bloating, food cravings, headaches, low abdominal pressure, abdominal pain, sleep problems, nervousness, and digestive problems. Usually the woman feels “on edge” and tense. This was formulated to aid in PMS Relief.
Source: scoop.it

What to Expect on a Gerber Medicare Supplement Plan

However, Medicare has its own gaps, resulting to a need for Medicare supplement plans. These supplement plans can be obtained by individuals who are currently members of the Medicare plan by the government. To be able to deal with several supplement plans, the Center for Medicare and the Medicare Services make sure that these plans are standardized for each Medicare holder. It is also helpful that Medicare supplement plans are available for view online, individuals can take a look and review which of these plans suit their needs the most.
Source: ezinemark.com

OIG Calls for Improvements to Medicare Parts C & D Benefit Integrity Activities : Health Industry Washington Watch

Posted by:  :  Category: Medicare

ROBERT L. HUFFSTUTTER'S HEALTHCARE PLAN FOR AMERICA by roberthuffstutterThe OIG recently identified barriers to the effectiveness of the Medicare Drug Integrity Contractor (MEDIC) in performing Medicare Parts C and D benefit integrity activities between April 2010 and March 2011. For instance, the MEDIC reported that it does not have access to centralized Part C data, it lacks access to certain prescription drug event data, and there is no mechanism to recover payments from Part C or Part D plan sponsors when law enforcement agencies do not accept these cases for further action. Moreover, while the MEDIC has benefit integrity responsibility for both Medicare Parts C and D, the OIG determined that Part C investigations and case referrals represented a small percentage of its activities (only 8% of investigations and referrals involved Part C only; the majority were Part D only). The OIG makes a series of recommendations to, among other things: improve the data available to the MEDIC (including information from pharmacies, physicians, and pharmacy benefit managers); expand the ability of the MEDIC to recover payments from Part C and Part D plan sponsors; and require Part C and Part D plan sponsors to refer potential fraud and abuse incidents to the MEDIC. For details, see the full report, MEDIC Benefit Integrity Activities in Medicare Parts C and D.
Source: healthindustrywashingtonwatch.com

Video: What Is Medicare Part-C and Part-D?

ABCs of Medicare: What is Part C?

Note: It’s Time! Medicare Open Enrollment is the time of the year beneficiaries have to review plan options and ask questions about different plans. This period runs from October 15-December 7, 2012. The National Hispanic SMP (NHSMP) encourages you to consider reviewing your Medicare drug or health care plan, but it is not mandatory. For more information, visit www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
Source: nhcoa.org

Annual Enrollment for Medicare Advantage (Part C) & Part D: October 15 – December 7 

Even beneficiaries who were satisfied with their 2012 plans need to review their plan options for 2013.  Part D and MA plans may have made changes to their coverage, provider networks and other plan features.[3] Plan information for 2013 will be available on the Medicare Plan Finder at www.medicare.gov.[4]  For the computer-savvy, the Medicare Plan Finder is an excellent plan comparison tool, allowing users to enter all their drugs and drug dosages, compare up to three plans at a time, save their drug information for later use, and actually enroll in a plan on-line.  This is the best – if not only – way to truly compare the many plans available to choose from.  People who cannot use the Plan Finder themselves may contact 1-800-Medicare, or their State Health Insurance Assistance Program (SHIP), for assistance with evaluating, selecting, and enrolling in a Part D plan.
Source: medicareadvocacy.org

health care solutions, Medicare FAQ, Questions about Medicare

As an alternative to Part A and B, beneficiaries can select a Part C plan, which is also referred to as a Medicare Advantage plan. Private companies contract with the federal government to offer these plans, which pay for everything covered by Original Medicare and often provide additional services.  Such as dental, hearing, vision benefits and maybe even a gym membership. Beneficiaries usually pay a monthly premium and some other fees, such as copayments and deductibles.
Source: ahealthiermichigan.org

What Is Medicare Part C And What Are Its Coverage Options?

The number of deductibles the plan allows you ever year The nature of healthcare service you require, and the frequency with which you make use of it The amount of money you pay towards each service or physician visit Whether a part of your Part B premium is deducted from this Medicare Advantage Plan The amount specified by this plan as the allowable expense on medical services you make use of
Source: wordpress.com

Medicare And Home Health Care: A Quick Overview

Addi­tion­ally, Medicare cri­te­ria for receiv­ing home health care are very strin­gent; many peo­ple who may want to use a Medicare-approved home health com­pany will not actu­ally receive cov­er­age. In fact, Medicare pays only about half of all health care costs to seniors. Medicare fre­quently denies pay­ment due to not meet­ing cri­te­ria, so it is impor­tant to know if you meet these cri­te­ria prior to lim­it­ing your­self to only Medicare-approved home health companies.
Source: nurseswithheart.com

The A, B, C and D of Medicare

These plans change every year and it is expected that the monthly premium for part D of a basic plan will be about $30, which is no change from this year.  If you are not settling for a basic plan, review your options.  Some plan premiums have risen dramatically from last year and there are also more bargain plan options.  If you are already enrolled in a plan, you may want to give it a once over to ensure there is no premium hike on it and then compare it to some of the bargain options.  Also before you make your final decision on which drug plan you would like to go with ensure that the deductible is not too high that it may be well worth paying a higher premium elsewhere.  Plans, for 2013, can tack on deductible of up to $325.00.4
Source: fiohinvestments.com

Open Enrollment For Medicare Part C & D

Why shop around? Like any other insurance policy that renews annually, it’s important to see if your current options still best fit your needs. For example, what may have been the most efficiently priced policy last year could be significantly higher this year. Pricing for most Medicare Advantage Plans are expected to increase moderately this coming this year. However many Medicare Part D Plans are expecting double digit increases in premiums. Second, your current plans provisions and benefits may have changed and may not best fit your needs anymore. Finally, you may have had a change in your personal circumstances where another option may be more efficient. When shopping around for Medicare Advantage, just make sure that any new plan that you are considering has your primary care physician, specialists and care facilities that you are likely to use are on the plans network of providers.
Source: figuide.com

AARP Statement on 2013 Medicare Part B Premium Increase

Posted by:  :  Category: Medicare

TWO YEARS OF RUIN by SS&SSAARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people 50+ have independence, choice and control in ways that are beneficial to them and society as a whole. AARP does not endorse candidates for public office or make contributions to either political campaigns or candidates. We produce AARP The Magazine, the definitive voice for Americans 50+ and the world’s largest-circulation magazine; AARP Bulletin, the go-to news source for the 50+ audience; AARP VIVA, a bilingual lifestyle multimedia platform addressing the interests and needs of Hispanic Americans; and national television and radio programming including My Generation and Inside E Street. The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at www.aarp.org.
Source: aarp.org

Video: Medicare Chief Actuary: Spiking Part B Premiums

Monthly Premiums for Medicare Part B Set To Increase Slightly in 2013

Meanwhile, premiums for Medicare Part A — which pays for inpatient hospitals, skilled-nursing facilities and some home health care services — will decline by $10 to $441 in 2013. Part A deductibles will increase by $28, from $1,156 last year to $1,184 in 2013 (Zigmond,
Source: californiahealthline.org

Medicare open enrollment: Did Obamacare secretly increase Part B premiums?

Here’s what’s happening. The 2003 law that set up these high-income premium surcharges also stated that the income thresholds were to increase every year to account for general inflation. But the Affordable Care Act freezes the thresholds at their current level through 2019, which will over the next six years snare more and more beneficiaries as incomes in general rise (or at least we hope they do). The Kaiser Family Foundation estimates that by 2019, about 14 percent of Medicare beneficiaries will be paying these higher premiums.
Source: consumerreports.org

health care solutions, Medicare FAQ, Questions about Medicare

As an alternative to Part A and B, beneficiaries can select a Part C plan, which is also referred to as a Medicare Advantage plan. Private companies contract with the federal government to offer these plans, which pay for everything covered by Original Medicare and often provide additional services.  Such as dental, hearing, vision benefits and maybe even a gym membership. Beneficiaries usually pay a monthly premium and some other fees, such as copayments and deductibles.
Source: ahealthiermichigan.org

Medicare fees rise for 2013

I see attacks on our president for problems wth our social security and medicare and am amazed how few people ignore the fact that congress is the major force behind plans to cripple and cut the programs each of us rely on. Over the last few years it is the GOP who have been hucking these programs under the buss they view the program that most of us will use to survive our senior years as a charity supported by rich people wrong it is a fund we have paid into all our working lives and i am offended every time i hear the word entitlement.
Source: bankrate.com

Finally the Medicare Part B Premium for 2013 is announced!

Since the Social Security Cost of Living Adjustment is 1.7% for 2013, this should be less than anyone’s increase in their monthly Social Security retirement benefit.  If you receive only $700 a month from Social Security (one of the lowest amounts), your Social Security benefit should increase $11.90, leaving you a small increase in monthly income after the Medicare Part B premium has been deducted from your check.   
Source: retirementeducationplus.com

Medicare Part C, Medicare Advantage Plans, What Does It Cover, Who Is Eligible

Before you enroll in a Medicare Part C plan you will have to enroll in Medicare Parts A and B. Generally, individuals are automatically enrolled in both if they are already receiving Social Security. Otherwise you will need to contact your local Social Security office to enroll. Once you are enrolled in Parts A and B you can select a Medicare Advantage Plan. For most people, this can all be done at the same time, when they turn 65 years of age. There is a seven month window to enroll which starts three months before your birthday month and ends three months after.
Source: bradeninsurance.com

Another ObamaCare Medicare Gimmick

Posted by:  :  Category: Medicare

ObamaCare supporters sometimes like to talk about the legislation’s “delivery system reforms,” which are supposed to change the way health care services are organized in ways that make health care less costly and more efficient. The bulk of these delivery system reforms are essentially payment reforms — restructuring the way medical providers are reimbursed in hopes of changing their incentives. But the sheer complexity of the way Medicare pays providers means that these sorts of payment games are not only commonplace, but key drivers of administrative decisions in medical facilities. Medicare’s size also means that its decisions often have ripple effects throughout the medical payment ecosystem.
Source: reason.com

Video: How to create an australia.gov.au account and register for online services using an activation code

Today's Poll: Should the eligibility age for Medicare be raised from 65 to 67?

This was written almost 20 years ago and still rings true. The corrupt mess that the federal government has become cannot be trusted with the health care future of the American people. It’s that simple. End Medicare. De-Regulate the insurance industry. Pay everyone 65 years and older a voucher based on average cost of care for their particular age, pro-rate vouchers for everyone under 65 who is currently paying or has paid into the system based on contribution and then allow us to buy insurance anywhere and from anyone we choose. The ingenuity and creativity of the American businessperson will get most everyone covered and drive the costs down. Charity and the desire to do good has been a cornerstone of America since our founding and those who cannot get coverage will have someone to help them. Call me naive, but I believe people are good and will do good if allowed. Only by being responsible for our own health, will we become healthier as a nation.
Source: thebatavian.com

La Jolla cancer doc pleads guilty to Medicare fraud

I am a retired RN educator, & I am in disbelief about this. How is your mother doing? What is happening with his practice? Is he still in his office, or is someone covering for him? It is unbelievable that this is only a misdemeanor, & his only punishment is likely to be forfeiture of $$ for both of his charges (including Medicare fraud). No mention of nurses in the practice who knew about it. If so, I hope they are charged also. Hoping for the best with you mother, & let me know if I can help in any way. Gretchen Carter, RN, BSN, MSN
Source: fox5sandiego.com

Medicare Cut Threatens to Cost Arkansas Hospitals $407M

But it has done little to ease the uncertainty of how much financial pain health care providers, particularly hospitals, will have to endure in the budget process. Arkansas hospitals were bracing for $42.6 million in lost revenue during 2013 alone from the 2 percent Medicare cut. Over 10 years, lost revenue from the deficit-reducing gambit was projected to top $407 million for the state’s roster of hospitals.
Source: arkansasbusiness.com

How to Login & access My Medicare Account section from MyMedicare.gov?

For accessing your Medicare information, Medicare Government has developed an official website www.Medicare.gov. You can find at the official website such as, health and drug plans, health information, plan choices, online services, emergency services and many others. You can easily Login or Sign in at the www.Medicare.gov, This article will helpful you to give full introduction about how to login and create My Medicare Account Sign in at the official site.
Source: letmeget.com

medicare.gov login: nice plan spectera vision providers

Nobody can be no healthy problem in his life. The uncertain ill conditions leads to uncertain charge. For many reasons ,goverment lines the medical treatment insurance. This time ,patient could not image or accepet there isn’t medical treatment insurance. Many people think medical insurance is helpful. do some basic things in your life, medical insurance is the most basic thing you should focus on. Have health insurance, once you get sick, you can go to insurance company or community organization to submit an expense account some or all of the medical expenses. In accidents, such as car accidents, accident harm, major disease, medical insurance to submit an expense account can account for most of the long-term medical expenses forehead . For some old men who don’t have children,health insurance is played a decisive role for them They can be allowed to get free treatment. In many countries, the state department has beared the medical insurance. The commercial wellbeing insurance policy firms can be the a good offer better assortment should you choose a good offer more health care insurance. We need to pay more attention. Is the company the formal registration? The company has powerful financial strength, this could possibly be considered a really vital point. Does the company has a high reputation? Besides, we also inspect the company’s influence and the number of customers. 95% of people in the United States in 2010 enjoy the new medical insurance program which the United States government adopted. The new medical insurance program make Americans’ lives great convenient. Austria also recently adopted new medical insurance reform plan. Good medical insurance can improve the national cognitive sense of the country’s people.
Source: blogspot.com

National Provider Call on FY 2014 Medicare DSH Changes

Posted by:  :  Category: Medicare

Healthcare in America: Who's Paying Who? And Who's Getting What? (g1a2d0014c1) by watchingfrogsboilOn January 8, 2013, CMS hosted a National Provider Call to discuss the changes to Medicare disproportionate share hospital (DSH) payments under section 3133 of the Affordable Care Act.  Beginning in FY 2014, Medicare DSH payments will be cut to 25% of the amount expected to have been paid under the preexisting methodology.  The remaining 75% will be reduced by a factor based on the percent change since 2013 in the under-65 uninsured population.  What money remains will form the available “pool” for an additional payment to be redistributed according to each hospital’s proportion of the estimated, aggregate amount of uncompensated care.  Thus, the two main unknowns driving the reduction and redistribution of Medicare DSH payments are how CMS will measure (1) the change in the uninsured population; and (2) each hospital’s share of uncompensated care.  During the call, a number of issues were raised by listeners with respect to each of these factors.  Providers will have to wait for the FY 2014 Hospital IPPS Proposed Rule for answers.  Stakeholders are invited to submit formal comments on the implementation of section 3133 via email to Section3133DSH@cms.hhs.gov by January 15th for consideration in the Proposed Rule.
Source: jdsupra.com

Video: Medicare Spending Per Beneficiary Measure National Provider Call – February 9, 2012

Payment Matters: Court Rules That Medicare DSH Statute Means What It Says

Continuing their challenge, the hospitals then appealed in federal district court, which affirmed the PRRB and concluded that Congress has spoken to the precise question at issue. According to the court, only Medicare Part A patients covered by SSI (not Medicaid) are included in the disproportionate patient percentage. Still dissatisfied, the providers then appealed to the Fifth Circuit, which again affirmed the ruling. Before the Fifth Circuit, the hospitals conceded that the non-SSI qualifying Medicare patients are excluded from “the patient formula as enacted,” but argued that excluding such patients from the computation runs contrary to the legislative history and intent. The court, however, ruled that courts must presume that a legislature says in a statute what it means and means in a statute what it says. When the words of the statute are unambiguous, the judicial inquiry is complete, said the court. In any event, the court noted, the statute’s plain language indicates that Congress chose SSI eligibility, rather than Medicaid eligibility, as the income proxy for the Medicare fraction and ruled that this choice was not so “bizarre” that Congress could not have intended it.
Source: jdsupra.com

$48 Million Medicare Fraud Bust: Identity Theft Rampant in Ohio

“It’s really important that CMS really screens folks coming in the program,” Saccoccio said. “They’re doing a better job of that, but I think it’s going to take a little time before the effects of that are as apparent as they should be. The extent you can get to this stuff earlier rather than later is better.”
Source: medicarewire.com

How to Avoid Being Banned from Medicare

Currently, there are three primary laws that the federal government is using to prosecute fraud claims: False Claims Act (FCA), the Anti-kickback statute (AKS), and the Physician self-referral law (Stark). Violations of the FCA and AKS can result in the imposition of criminal penalties on health care providers, while violation of any of the three can also result in civil penalties. If you are uncertain about your current rights and obligations under these laws, consult legal counsel that is well versed in the complexities and changing nature of federal health care law.
Source: wordpress.com

9 Recent Medicare, Medicaid Issues

Here are nine issues dealing with Medicare or Medicaid that occurred in the past week, starting with the most recent. 1. Protecting Medicare and implementing online health insurance marketplaces were among Americans’ top priorities in a recent poll conducted by the Kaiser Family Foundation, Robert Woods Johnson Foundation and Harvard School of Public Health. 2. Medicare Recovery Auditors, also known as recovery audit contractors, set a new record for most overpayments collected in a quarter, as they recouped $744.8 million from hospitals and other providers in the first quarter of the federal government’s 2013 fiscal year. 3. A bill temporarily halting the nation’s $16.4 billion debt ceiling through mid-May passed the House 285-144, but automatic cuts to Medicare and other programs are still scheduled to take effect March 1. 4. Maryland found it may lose more than $1 billion in Medicare payments by losing its eligibility for a waiver that grants it full reimbursement from CMS, rather than the discounted rates all 49 other states receive unless the state can suppress its healthcare cost growth. 5. A Kaiser Family Foundation report showed many states have increased Medicaid access and eligibility over the past year, though a few have added restrictions to eligibility. 6. The U.S. Supreme Court issued a unanimous opinion that reversed and remanded a circuit court ruling that hospitals could appeal decisions by the Provider Reimbursement Review Board that are up to 25 years old. A group of 18 hospitals challenged their Medicare disproportionate share adjustments for 1987 through 1994. 7. A study found the number of all-cause 30-day rehospitalizations and all-cause hospitalizations decreased more in communities where quality improvement initiatives were led by Medicare Quality Improvement Organizations than in communities without these initiatives. 8. Hospital executives are on board with Arizona Gov. Jan Brewer’s plan to impose a provider fee to expand the state’s Medicaid program. 9. President Barack Obama gave airtime to the need to reform healthcare entitlements in his second inaugural address Monday, but he defended their existence and pushed back on calls to make drastic cuts to the Medicare and Medicaid programs.
Source: beckershospitalreview.com

Viewpoints: Medicare Provider Cuts ‘Won’t Work'; A ‘Pamphlet Isn’t A Plan’

Politico: A Glossy Pamphlet Isn’t A Plan One of the benefits of having served the people of Utah in the Senate for as long as I have is that I’ve been able to work with many presidents from both parties. … Yet in this year’s historic presidential election, we have an incumbent president who either knowingly refuses to tell the American people what his plan for our nation would be if reelected … A look at the health care section is remarkable for its look backward – not forward – to ObamaCare, hardly an achievement in most people’s eyes since the president promised that it would hold down health care costs, which it’s failed to do (Sen. Orrin Hatch, 10/24). Roll Call: On Mitt Romney, Medicare And Making The Math Work The political appeal behind pledging not to touch Medicare benefits for current and soon-to-be seniors is obvious. The political appeal of attacking the president for slashing the Medicare program by $716 billion and pledging to restore it is equally obvious. The political appeal of promising to cut deficits and debt and cap government spending at 20 percent of  the GDP is also apparent. But the combination of the three is utterly inconsistent and impossible. Something has to give — the question is what. It is that question the 113th Congress will have to confront immediately if Romney wins, with no palatable answer (Norman Ornstein, 10/25).
Source: kaiserhealthnews.org

Chronic Conditions No Longer Barrier to Medicare Services

In fairness to Medicare providers, I suspect that many denials of coverage were an over zealous response to the Federal governments continued efforts to combat Medicare fraud and abuse. Training guidelines for nursing home administrators and physical therapists are replete with warnings about providing unneccessary services (i.e. Medicare abuse). Also, although the Medicare manual provisions did not include an “improvement standard” they were sufficiently vague regarding services for those with chronic conditions that not only providers, but also administrative law judges found the subject confusing. Additionally, Medicare providers often assumed (falsely) that if they erred, the patient would appeal the denial of coverage. In practice, the mechanics of appealing the denial of coverage often seemed daunting for many older adults who perceived the effort to be an exercise in futility.
Source: chicagonow.com

Dr. Alphonso Berry Pleads Guilty To Mental Health Medicare Fraud

Then, around June 2008, QRR received notice from Medicare questioning its submitted claims and the legitimacy of its psychotherapy services. But rather than shut down their fraudulent scheme, Marcus and Beth Jenkins simply opened a new adult day care facility called Procare a few months later, which also supposedly offered psychotherapy services. Again, the Jenkinses would transport Medicare patients from adult foster care homes to Procare, and Dr. Berry would sign patient charts and notes. Over the next four years, approximately $6.5 million more in phony claims were submitted; Medicare ended up paying Procare approximately $2.5 million on those claims. And once again, the funds were diverted into the hands of the Jenkinses and Dr. Berry, who spent the money on lavish lifestyles.
Source: newsroom-magazine.com

Social Security Reform and Medicare Modernization Proposals

Posted by:  :  Category: Medicare

This report aims to provide that understanding by explaining what American companies must do to succeed in today’s dynamic global economy: an explanation — based on current statistics, academic and policy research, and case studies — of the mindset, goals and methods that create success in innovative, forward-looking companies.
Source: businessroundtable.org

Video: How to Save Medicare $30 billion: www.UpgradeThe Card.org

Voice For Medicare, Medicaid Retiring

In a statement Friday, President Barack Obama hailed Rockefeller’s service. “From his time in the state legislature to the Governor’s office to the Senate floor, Jay has built an impressive legacy, one that can be found in the children who have better schools, the miners who have safer working conditions, the seniors who have retired with greater dignity, and the new industries that he helped bring to West Virginia,” Obama said. “A long-time champion of health care reform, Jay was also instrumental in the fight to make sure that nobody in America has to go broke because they get sick.”
Source: kaiserhealthnews.org

The Story of Medicare: A Timeline

Written and produced by Foundation staff, The Story of Medicare: A Timeline serves as a visual timeline of Medicare’s history, including the debate that led to its creation in 1965 and subsequent changes, such as the passage and repeal of the Medicare Catastrophic Coverage Act in the 1980s, the Medicare Modernization Act in 2003, and the Affordable Care Act in 2012. The seven-minute video also highlights the program’s impact on the 50 million elderly and disabled Americans it serves today, as well as the fiscal challenges it faces to ensure its long-term sustainability. Watch the video and share the story of Medicare with your colleagues, friends and family. Organizations are welcome to show the video at events and meetings.  Request  a download or DVD of the video at no charge. Additional resources on Medicare from the Kaiser Family Foundation can be found at www.kff.org/medicare.
Source: kff.org

New York Times Wages War on Medicare and Social Security

Visit his blog site at sjlendman.blogspot.com and listen to cutting-edge discussions with distinguished guests on the Progressive Radio News Hour on the Progressive Radio Network Thursdays at 10AM US Central time and Saturdays and Sundays at noon. All programs are archived for easy listening.
Source: warisacrime.org

Marci’s Medicare Answers

Original Medicare, the traditional fee-for-service Medicare program offered directly through the federal government, covers 100 percent of its approved amount for these tests, even before you meet the Part B deductible. A deductible is the amount you must pay out-of-pocket before your insurance begins to cover your health care services. You will not have to pay anything for these screenings if you see doctors or other health care providers who accept Medicare and take assignment. Doctors who accept Medicare and take assignment cannot charge you more than the Medicare approved amount.
Source: homeboundresources.com

Devil is in the details of a new Medicare plan to buy medical supplies

Cramton, together with economist Brett Katzman and mathematician Sean F. Ellermeyer of Kennesaw State University in Georgia, analyzed Medicare’s system to see whether it would set the same price as other systems. They computed what’s called the “Bayesian Nash equilibrium,” which is a bidding strategy for all participants in which no one could earn more money by changing their own bid, assuming that everyone else’s bids stay the same. Over time, bidders would be expected to converge toward the Bayesian Nash equilibrium strategy.
Source: sciencenews.org

Let’s Fight to Protect Medicare, Medicaid and Social Security!

I want vital services like Medicare, Medicaid and Social Security to be there when we need them. Working people deserve it. After you’ve worked for half of your life, you should have the benefits that you’ve worked hard for. If Republicans in Congress have their way and continue to give tax breaks to the wealthy, working middle class people like me, who will do whatever it takes to support their families, will suffer.
Source: seiu.org

Business Roundtable attacks Medicare and Social Security

• Expand Competitive Models of Care: By 2015, Medicare should offer seniors the opportunity to choose among competing and comprehensive private plans and traditional Medicare. The private plans would offer a benefit similar to the existing Medicare program with the flexibility to innovate, sell across state lines, and create greater value strategies. Plans would be required to accept all applicants and would risk adjust the premium to take into account age and health status. The traditional fee-for-service program would compete for enrollment with private plans on cost, quality and a more innovative benefit structure. We believe that competition in the provision of health care to America’s seniors will bring substantial benefits, as it has to most all other categories of personal expenditure. The recent experience of competition in the Medicare Part D program serves as a persuasive indication of the potential savings and improvement in care available through the provision of choice to well-informed seniors.
Source: pnhp.org