Medicare for dummies, please

Posted by:  :  Category: Medicare

Medicare doesn’t kick in for one year after the start of your disability. Most of your answers can be found on the medicare website. It costs me about $100/mo. You have to get Part A and B. Medicaid will depend on your income. Not many people on this site are NOT on Medicare and won’t be able to provide detailed answers. For line of duty injuries/illnesses, there should be no copay with the VA. The Medicare Co-pay (20%) would be if you had no secondary insurance (Tricare) and did not use military or VA facilities.
Source: pebforum.com

Video: Medicare for Dummies

Medicare for “Dummies”

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Source: wordpress.com

Political Angler: Medicare for Dummies Contradictions worthy of the Marx Brothers.

This is where the curtain is pulled back, and the consistent inconsitencies of the liberals and Obama cultists will be revealed and discussed. Just sit back and watch how quickly the liberals drop any pursuit of the truth, or offer facts to bolster their positions, and instead begin hurling insults. The truth hurts! (Please follow my blog and click on the ads..all proceeds go towards supporting my niece in college! Capitalism at work!)
Source: blogspot.com

swat: Medicare for Dummies

WSJ edit: The thing about the bully pulpit is that Presidents can make the most fantastic claims and it takes days to sort the reality from the myths. So as a public service, let’s try to navigate the, er, remarkable Medicare discussion that President Obama delivered on Wednesday. It isn’t easy. Mr. Obama began by depicting a crisis in the entitlement state, noting that “our health-care system is placing an unsustainable burden on taxpayers,” especially Medicare. Unless we find a way to cauterize this fiscal hemorrhage, “we will eventually be spending more on Medicare than every other government program combined. Put simply, our health-care program is our deficit problem. Nothing else even comes close.”
Source: blogspot.com

Social Security for Dummies

The easy way to get a handle on Social Security Are you or a loved one looking to understand how Social Security benefits work? Social Security For Dummies helps you better understand and navigate the U.S. Social Security Administration, covering important topics such as how benefits are funded and distributed, the various Social Security options and how to qualify, and deciding when to start accepting Social Security benefits. Additionally, it explains the history, regulations, and significant changes to U.S. Social Security, as well as considerations for the future of the program.
Source: aarp.org

Fiscal Cliff for Dummies – Rick Mayhew

The bill that was passed last night will eliminate the tax increases for families making under $450,000, while letting rates rise for those making above that threshold. It would also extend unemployment insurance for another year, while patching up a host of other expiring provisions and delaying automatic spending cuts for two months. Those cuts, which would hit defense heavily, will instead be offset with a blend of tax increases and other spending cuts.  However, we will still see a 2-point increase this month in Social Security taxes, as Congress did not opt to extend the payroll tax holiday.
Source: rickmayhew.com

Get Medicare Prescription Drug Coverage For Dummies [Repost] free downloads

Medicare Prescription Drug Protection For Dummies describes Element D in plain English and demonstrates you how to locate the ideal deal amid several drug-coverage plan options. No matter whether you are new to Medicare or currently in the software, you are going to navigate the technique with more simplicity and self-assurance, avoid pitfalls and cons, and have a great deal of aid picking the plan that is appropriate for you. This simple-to-recognize, customer-pleasant guide assists you locate out whether or not Element D has an effect on any drug protection you previously have and weigh the implications of heading without having coverage. You’ll uncover ways to evaluate ideas, identify the 1 that handles your medications at the least charge, and make positive you indication up at the right time. And you will discover how to minimize your expenses, use the “right” pharmacies, and troubleshoot any problems with your protection. Uncover how to: Decide no matter whether you need to have Component D Realize how Part D works, from costs to protection Decide on and enroll in the ideal strategy for you Get up and operating with Portion D Manage the coverage gap Reduced your drug costs Be a part of and swap plans Comply with lengthy-time period-treatment policies and legal rights Challenge prepare selections Avoid cons and difficult-sell marketing Now, much more than at any time, you want very clear, reputable info that assists you realize Part D and make wise, cost-preserving health care choices. You need to have Medicare Prescription Drug Protection For Dummies.
Source: ebooksfreedownload.org

DUmmie FUnnies: DUmmies talk fiscal cliff and GOP treason

President Oahu has cut short his vacation to save the nation from economic catastrophe–even though he has run up trillions of dollars in debt and shows no signs of wanting to cut spending. Senate Majority Leader Harry Reid-my-lips-more-new-taxes stands ready to avert financial doom–even though he has not been able to get the Senate to pass a budget in years. And these are the people who will keep us from going over the fiscal cliff? The DUmmies are talking fiscal cliff these days, albeit reluctantly. The stuff makes their head hurt, and it is not as emotionally satisfying as damning the NRA. But the subject is in the news, so fiscal cliff it is. The DUmmies are fearful President Obama, who in their mind is a crypto-conservative, will cave in to the Rethugs–which is ironic, since we Rethuglicans are fearful OUR guys will cave in to HIM! And so it goes. But free-floating anger against Rethuglicans is never out of season at the DUmp, so there is that theme, too, even going so far as to accuse the Rethugs of treason. We’ll take a look at all of that now, sampling here and there from a bunch of threads, too many to link to. So let us now go over the fecal cliff into the DUnghill, in Fiscal Clifford the Big Red Ink, while the commentary of your humble guest correspondent, Charles Henrickson–predicting some kick-the-can-down-the-road, last-minute deal that will disappoint both sides–is in the tax [brackets]:
Source: blogspot.com

2013 Brings Health Law Deadlines, Challenges To States

Posted by:  :  Category: Medicare

Health Care for Poverty by Korean Resource Center 민족학교St. Louis Beacon: General Assembly Returns With New Leadership And Full Agenda When the Missouri General Assembly kicks off Jan. 9, much will be the same. Republicans will once again be the arbiters on what passes and what fails in both chambers. And Gov. Jay Nixon, a Democrat, will still serve as a check of sorts against elements of the GOP agenda he finds objectionable. But there are also significant differences that may have a big impact on the session. … One issue on which Senate Democrats could make a mark is the effort to expand Medicaid up to 138 percent of the federal poverty level. The expansion is a key aspect of the Affordable Care Act, also known as “Obamacare” (Rosenbaum, 1/2).
Source: kaiserhealthnews.org

Video: Kansas Goes After Lesbians’ Sperm Donor for Child Care

Bringing Health Information to the Community (BHIC)

These Children’s Health Insurance Program (CHIP) Fact Sheets provide key information describing each state’s CHIP program at a time when states are both immersed in implementing the Children’s Health Insurance Program Reauthorization Act and Affordable Care Act. The Fact Sheets include general program information, data on enrollment and participation rates, eligibility and cost sharing requirements, enrollment and renewal simplifications, and other program highlights. Data presented in the Fact Sheets came from a variety of sources, including state reported data.  http://bit.ly/10PUhPg
Source: nnlm.gov

California Given Green Light To Run Own Health Insurance Market

U.S. Health and Human Services Secretary Kathleen Sebelius announced Thursday that California was among seven new states that received conditional approval to operate their own insurance exchanges. Arkansas was approved to operate a partnership exchange with the federal government.
Source: cbslocal.com

Creating a Roadmap for State Health Insurance Exchanges

Synopsis of the Work: The National Academy of Social Insurance convened a study panel of 21 health policy and insurance experts to develop legislative options for states to use in designing their exchanges. The academy also commissioned reports on issues related to the implementation of health care reform by the states.
Source: rwjf.org

Feds look set to run most state health insurance exchanges

The new health insurance exchanges that will be set up by the federal government in those TEA-Republican held regions will provide federally insured backed insurance with protection for the insured. These insurance exchanges will charge insurance companies who want to participate a premium for providing coverage and will adhere to strict guidelines benefiting constituents rather than overpaid CEO’s. The party with the fringe on top who so desperately wanted to limit federal intervention have played into Obama’s hand and an explosion of federal agents and employees will occur. The current leadership of the TEA-Republican House and Senate have vowed to cut funding for the programs helping the middle and marginal class and every improvement of the last(111th) Congress. The current(112th) Congress has been obstructive and reticent to help the president achieve the goals of protecting the people. Every state is in play in the mid-term with representation that must be changed to Democratic. In the next election cycle(the 2014 mid-terms) every effort to recognize who is running under which banner must be made as radical TEA-types used the (R) when they should have used the scarlet (T). The TEA-Evangelical-Libertarian-Republican radicals have all tried to get their candidate in line for the run, but they used the (R) when they ran and should have used the (T), (E) or (L) so the voting public could determine exactly who was running and what he stood for. The public’s best bet is to vote for the Democratic side in the 2014 Mid-terms. Every effort to increase the number of swing states to twenty or more with concentration on getting everyone eligible to vote registered to vote. The 2014 Mid-term is crucial to ousting as many of the radical extreme and garner a democratic Congress. And the 2014 Mid-terms are a-coming!
Source: nbcnews.com

News Release: States move forward to implement health care law, build health insurance marketplaces

The fellow that can only see a week ahead is always the popular fellow, for he is looking with the crowd. But the one that can see years ahead, he has a telescope but he can’t make anybody believe that he has it. ~~~~Will Rogers __The woman who follows the crowd will usually go no further than the crowd. The woman who walks alone is likely to find herself in places no one has ever been before.~ Albert Einstein _________________________________________I’m a Citizen that takes Politics seriously. I Research and try to Blog or Post things you don’t normally hear. Do we want Politics involving Smoke and Mirrors or the Truth? fredericacade@gmail.com_______________________________________________ ~”I never work better than when I am inspired by anger; for when I am angry, I can write, pray, and preach well, for then my whole temperament is quickened, my understandingsharpen​ed, and all mundane vexations and temptations depart.” ~Dr. Martin Luther King Jr. _________________________________________________________________________________________ ~”The bosom of America is open to receive not only the Opulent and respectable Stranger, but the oppressed and persecuted of all Nations and Religions; whom we shall welcome to a participation of all our rights and privileges, if by decency and propriety of conduct they appear to merit the enjoyment”.~___________________________________ George Washington, Address to the Members of the Volunteer Association of Ireland, December 2, 1783
Source: wordpress.com

HHS Gives Nod to Nine State Health Insurance Exchanges

The deadline for submitting an application to run a state exchange was due to HHS on December 14, 2012. 18 states and the District of Columbia submitted proposals for state exchanges. Of those, HHS approved the applications of Colorado, Connecticut, Kentucky, New York, Massachusetts, Maryland, Oregon, Washington, and the District of Columbia.
Source: choiceadminexchanges.com

Looming legislative health

“Our options have come down to this: Do nothing and be at the federal government’s mercy in how that exchange is designed and run, or take a seat at the table and play the cards we’ve been dealt,” said the governor in his December 11 news release. “Obamacare is not the answer. In fact, it very likely will do little or nothing to reduce costs while force-feeding us coverage and increasing the size and scope of government. But it is an unfortunate and unwelcome reality, and it would irresponsible of me to simply abandon the field to federal bureaucrats. ”
Source: idahobusinessreview.com

Medicaid misinformation multiplies : NC SPIN Balanced Debate for the Old North State

Posted by:  :  Category: Medicare

Carolyn Comeau On The Impact Of Health Insurance Reform by Leader Nancy Pelosiby Mitch Kokai “I’m highly educated, very qualified. I don’t need training. I need a job.” That matter-of-fact statement stood out among dozens of comments addressed recently to a legislative committee looking into the best way for North Carolina to repay its $2.5 billion debt to the federal government for unemployment insurance benefits. The speaker […]
Source: ncspin.com

Video: Understanding healthcare costs: Medicaid

Florida Facing Huge Medicaid, ‘Obamacare’ Decisions In 2013

Health Insurance Exchange Decisions Looming As AHCA works to get approval, lawmakers this spring also will debate whether the state should play an active role in carrying out the Affordable Care Act. Scott and Republican legislative leaders largely refused over the past two years to move forward with the law, which President Obama and congressional Democrats approved in 2010. But after a U.S. Supreme Court ruling in June and Obama’s re-election in November, it became clear that the Affordable Care Act will not be tossed out or repealed. The House and Senate have formed select committees that will study issues such as whether the state should create what is known as a health-insurance exchange, which is a key part of the law’s attempt to expand coverage to millions of more Americans. Also, the committees will study issues such as a potential expansion of Medicaid eligibility in Florida. Scott, whose opposition to the Affordable Care Act helped propel his political career, is scheduled to meet Jan. 7 with U.S. Health and Human Services Secretary Kathleen Sebelius. He and other Republican leaders say they need more information about issues such as the insurance exchanges, which are designed to be online marketplaces where people can shop for coverage. Depending on income levels, many people will be able to receive subsidies to buy the coverage. Florida has already missed a deadline for states that plan to operate exchanges starting in January 2014. That means, at least initially, the federal government will run an exchange in the state. But lawmakers during the spring session will look at the possibility of operating an exchange in the future or entering into a partnership with the federal government. The House and Senate also will discuss a series of other issues stemming from the Affordable Care Act, including whether to expand Medicaid eligibility to offer coverage to more people. The federal government would pay for the eligibility expansion from 2014 to 2016, with the state gradually picking up some of the costs after that. In grappling with the Affordable Care Act, Scott and Republican lawmakers likely will face pressure from conservatives to avoid taking part in an exchange and the Medicaid expansion. That political pressure was evident early this month when a meeting of the Senate select committee turned raucous after a group of activists pleaded with lawmakers to not carry out the law. But Sen. Eleanor Sobel, a Hollywood Democrat who is vice chairwoman of the select committee, said the state has to abide by the law and pointed out that Florida has one of the largest uninsured populations in the country. “I think that needs to be reckoned with, and we need to adjust our attitudes so we make sure that everybody has health insurance and a health care policy that’s affordable and accessible,” Sobel said.
Source: kaiserhealthnews.org

Exchanging Medicaid for Private Insurance

Certainly this represents a significant amount of money for families making ends meet on a modest income. For instance, $461 (100 percent of the federal poverty level for a family of four) is $115 per family member, while 133 percent of the federal poverty level for a family of four is $153. States’ actual cost to pay this portion of the premiums would depend on take-up rates, income and family size. A safe estimate is that state subsidies to encourage individuals and families to enroll in subsidized health plans from the exchange would run about $200 per individual covered. If states paid the 2 percent share of income for 4.4 million people for a 10-year period, the aggregate cost would only be an estimated $9 billion dollars from 2014 to 2023. This is a modest sum for states looking for ways to encourage families to purchase health coverage — especially when the federal government is willing to subsidize the remaining portion of the cost.50
Source: ncpa.org

Missouri senator wants changes in Medicaid

Beginning in 2014, tax credits will be available to help anyone earning less than 400 percent of the poverty level purchase insurance through the new health exchanges. To get a tax credit, however, individuals cannot be eligible for public coverage — including Medicaid, Medicare or military coverage — and must not have access to an affordable insurance plan through an employer.
Source: midwestdemocracy.com

How Medicaid helped a single mom like me

Freya was on Medicaid shortly after she was born, because no insurance company would sell a policy to a newborn baby, and she was not eligible to join my policy. At 6 months old, I was able to purchase her a private policy that I have paid for out of my pocket for the last 19 years. But she stayed on Medicaid, thank goodness, which paid for the things that the private insurance didn’t. I had no idea how much that would be until she needed open-heart surgery just a few weeks after her private insurance coverage began. There were so many co-pays and deductibles and non-preferred provider charges, we really could not have managed them.
Source: momsrising.org

The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State

A central goal of the Patient Protection and Affordable Care Act (ACA) is to significantly reduce the number of uninsured by providing a continuum of affordable coverage options through Medicaid and new Health Insurance Exchanges.  Following the June 2012 Supreme Court decision, states face a decision about whether to adopt the Medicaid expansion. These decisions will have enormous consequences for health coverage for the low-income population. This analysis uses the Urban Institute’s Health Insurance Policy Simulation Model (HIPSM) to provide national as well as state-by-state estimates of the impact of ACA on federal and state Medicaid costs, Medicaid enrollment, and the number of uninsured. The analysis shows that the impact of the ACA Medicaid expansion will vary across states based on current coverage levels and the number of uninsured.  This analysis shows that by implementing the Medicaid expansion with other provisions of the ACA, states could significantly reduce the number of uninsured.  Overall state costs of implementing the Medicaid expansion would be modest compared to increases in federal funds, and some states are likely to see small net budget savings.    News Release  Executive Summary (.pdf)    Full Report (.pdf) Materials From November 26, 2012 Conference Call Briefing  Audio    Slides (.pdf)
Source: kff.org

The New Medicaid Coverage Gap

Medicaid expansion under the ACA was intended to include all of the folks below 133% of FPL.  Currently, most states have a mix of eligibility for Medicaid.  Alaska, Washington and Idaho, for instance, offer no Medicaid coverage for childless adult males through Medicaid.  (In Washington, the Basic Health Plan exists as a safety net for cohorts like this.)  Each of the states covers children and pregnant women, but to varying degrees.  A full chart of eligibility on a state by state basis can be found here.
Source: stateofreform.com

Colorado Medicaid Expansion: Remember that health coverage is not health care

[Austin] Frakt points to some studies finding that Medicaid makes a positive difference over being uninsured.[15] But the results would probably have been just as good or better if we spent the money giving free care to vulnerable populations. Moreover, even with their Medicaid cards, enrollees turn to emergency rooms for their care twice as often as the privately insured and the uninsured.[16]
Source: patientpowernow.org

Gov. Fallin: Oklahoma will not join health exchange or Medicaid expansion

Fallin said she and Republican legislative leaders want to “increase quality and access to health care, contain costs, and do so without placing an undue burden on taxpayers.” She said a choice between a state exchange or a federal-run program “has been forced … by the Obama Administration in spite of the fact that voters have overwhelmingly expressed their opposition to the federal health care law through their support of State Question 756, a constitutional amendment prohibiting the implementation of key components of PPACA.” 
Source: capitolbeatok.com

Health Insurance Exchanges, Market Reforms, and Medicaid Expansion: CMS Answers 39 State Questions on ACA Implementation

The state must ensure that the health insurance issuer complies with applicable laws, and in particular with section 2702 of the Public Health Service Act. Consistent with section 2702(c) of the Public Health Service Act, a health plan whose provider network reaches capacity may deny new enrollment generally while continuing to permit limited enrollment of certain individuals in order to fulfill obligations to existing group contract holders and enrollees. Therefore, if the issuer demonstrates that the provider network serving the Medicaid managed care organization and bridge plan has sufficient capacity only to provide adequate services to bridge plan eligible individuals and existing Medicaid and/or CHIP eligible enrollees, the bridge plan could generally be closed to other new enrollment. However, in order to permit additional enrollment to be limited to bridge plan eligible individuals, the state must ensure there is a legally binding contractual obligation in place requiring the Medicaid managed care organization issuer to provide such coverage to these individuals. We note that any such contract would need to have provisions to prevent cost-shifting from the non-Medicaid/CHIP population to the Medicaid/CHIP population. We also note that the guaranteed availability provision of section 2702 of the Public Health Service Act is an important protection that provides consumer access to the individual and small group markets. Accordingly, we plan to construe narrowly the network capacity exception to the general guaranteed issue requirement.
Source: piperreport.com

Ancient wisdom benefits modern health care

Posted by:  :  Category: Medicare

Tax Penalties and Bureaucratic Burden of Domestic Partner Health Insurance by Third WayRuss Gerber is a practitioner and teacher of Christian Science and he manages media and government relations for the Christian Science Church headquartered in Boston. Russ enjoys opportunities to talk with journalists, editors, legislators, writers, producers and the public at large about the age-old capacity of spirituality to improve and restore health, explaining why and how that is happening today. His media experience began with and grew out of a 30-year career in radio, ranging from on-air work, to programming, to managing and consulting.
Source: hawaiireporter.com

Video: Boyfriend with Health Benefits

‘Obamacare’ Offers Young Adult Health Care and Peace of Mind 

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Source: thehartfordguardian.com

Health Insurance, Employee Benefits in Salt Lake City UT 84111

Acne Beauty Best Bodybuilding Boot Burn Care diet Easy Employee Facial Fast Food Foods Free from Health Healthy Home Individual Insurance laser Lose Loss Online Part Plan pounds PROGRAM Programs Quote Quotes Removal Review Salon Scar Shape Skin Solution Tips Treatment Treatments VIDEO Weight work
Source: goodhealthmag.com

Health Insurance Exchanges 101

No. The exchange will offer health plans that have been determined to offer adequate levels of coverage and comply with new regulations to protect consumers. These plans will have ratings and will fall into four tiers: bronze, silver, gold and platinum. The bronze plans will offer the basic coverage required by law and will be the most affordable. The platinum plans will offer the highest level of coverage and will be the most costly. Silver and gold plans will offer coverage with monthly premiums in the middle of that spectrum.
Source: shirazibenefits.com

Benefits Of Having Health Insurance

If it is peace of mind that you seek along with the suitable security against risks like being confronted with disastrous financial obligations during illnesses and accidents, health insurance is the solution. Having such insurance will reduce big expenses that you might encounter later on. Once the limit is met the policy will then begin paying on doctor visits and other bills.
Source: chelsearaine.com

States Moving Ahead On Defining ‘Essential’ Health Insurance Benefits Under Federal Law

The health law lists 10 broad categories of essential benefits, including preventive care, emergency services, maternity care, hospital and doctors’ services, and prescription drugs.  States have latitude within those categories, and so far nearly all have selected as a benchmark for minimum coverage one of the three most popular small group health plans available to residents now. Because these plans vary and states can tinker with specific benefits to comply with federal requirements, the minimum benefits available to consumers in California will be different from those for people in New York, for example.
Source: kaiserhealthnews.org

Hawkonomics: Benefits and Cost of Health Insurance

The New York Times reports that a study of health insurance recipients (by lottery) both increases the benefits and the costs to those receiving health insurance.  The article is vague as to whether the additional benefits are more or less than the additional costs.  I will be talking about this during the health economics class I am teaching this Winter term.
Source: blogspot.com

Fidelity National Financial Buys Health Insurance Broker Digital Insurance

FNF a provider of title insurance, mortgage services and restaurant and other diversified services. It is the nation’s largest title insurance company through its title insurance underwriters – Fidelity National Title, Chicago Title, Commonwealth Land Title and Alamo Title. FNF also owns a 55 percent stake in American Blue Ribbon Holdings, a restaurant owner and operator of the O’Charley’s, Ninety Nine Restaurant, Max Erma’s, Village Inn, Bakers Square and Stoney River Legendary Steaks concepts. In addition, FNF owns a majority stake in Remy International, Inc., which designs and distributes aftermarket and original equipment electrical components for cars and trucks. FNF also owns a minority interest in Ceridian Corp., which offers payroll services.
Source: jallencoblog.com

‘Obamacare’ Offers Young Adult Health Care and Peace of Mind

Photo caption Rumeisha Bowyer and, seated, her mother Deanna Bressler-Montgomery. Photo courtesy of Deanna Bressler-Montgomery LOS ANGELES — Motivated, and armed with an architectural degree, Rumeisha Bowyer set out to obtain employment in her field, with health care benefits thrown in. Two years and several full- and part-time jobs later, however, the 24-year-old is still searching for both. “It’s very frustrating because I know I’m very, very educated but nothing’s happening at the moment,” Bowyer noted. “And health care is very important because if I get really, really sick, I won’t be able to afford my own health insurance.” Bowyer’s mother, Deanna Bressler-Montgomery, is grateful that her daughter still has access to health care, thanks to the Affordable Care Act (ACA), comprehensive health care reform signed into law by President Obama in March 2010. ACA will allow Bowyer to remain on her mother’s health care insurance plan until she turns 26. Prior to the ACA, Bowyer, who is minimally obese, has asthma and eczema, would have aged out of her mother’s health insurance plan a lot sooner. Parents could only cover their children until they turned 19, unless they were disabled; or up to their 24th birthday if they were enrolled in college full time. Under the ACA, young adults can remain on their parents’ plan up to age 26, even if they are out of school, married or living on their own, if they cannot get health insurance through an employer. Now, Bowyer can continue receiving medications and treatment for her health problems, as well as preventive care services, like the kickboxing and nutrition classes she currently attends. “The weight training class is very beneficial because I’ve been struggling with weight for years. They offer free programs with the health insurance I have. If I didn’t have it, I would have to pay for a gym membership or do the basic run around the block, run around the corner, or run around the park,” Bowyer explained. Scheduling time for such activities during safe, daylight hours is challenging because she works two part-time jobs, the incomes from which don’t add up to even $1,000 a month. Still, Bowyer is saving the money she earns working her part-time jobs so she can start paying for her own insurance when she turns 26 and is dropped from her mother’s plan. Meanwhile, she continues to search for a job with benefits that will kick in before then, she said. According to the Center for Consumer I n f o r m a t i o n and Insurance O v e r s i g h t, an arm of the Centers for Medicare and Medicaid Services and a part of the Department of Health and Human Services,prior to the ACA, 42 percent of young adults switched or lost coverage once they graduated. In addition, 76 percent who were then uninsured did not get needed medical care. “The Affordable Care Act requires plans and issuers that offer dependent coverage to make the coverage available until the adult child reaches the age of 26. Many parents and their children who worried about losing health insurance after they graduated from college no longer have to worry,” explains the center on its website. In California, 435,000 young adults gained insurance coverage as of December 2011 due to the health care law, according to the National Health Interview Survey, a data collection program of the National Center for Health Statistics. Nationally, the provision has allowed 3.1 million young adults to get health coverage. “The ACA has meant my family saves money because I couldn’t afford to pay the $500 a month for her insurance. I can at least try to afford the 10 percent and not go into debt. It’s better than paying the whole thing,” Bressler-Montgomery said. For Bowyer, being able to stay on her mother’s health insurance plan has meant being able to buy asthma medication and keeping the disease under control. The 30-day supply of medication needed for her skin condition costs more than $100, and even with the $10 co-pay the family is able to cope, noted Bressler-Montgomery. She said she shudders to think of how much they would have had to pay out of pocket for Bowyer’s treatment had the young woman not been able to stay on her health insurance plan. “I don’t like the fact that (some people) call it ‘Obamacare,’’ she said. “I think it’s negative but if they want to call it that, that’s okay. It’s the best care they can get right now.” (This article was made possible by a New America Media fellowship sponsored by The California Endowment.)
Source: newamericamedia.org

Health Care Reform Update

It is important to note that the $2,500 limit applies only to salary reduction contributions under a health FSA and not to employer contributions. The limit does not apply to amounts available for reimbursement under other types of FSAs, such as dependent care assistance or adoption care assistance plans, health savings accounts or health reimbursement arrangements. While the IRS did request comments on how the Use-It-or-Lose-It rule may be modified to interact with the $2,500 limit, the rule still requires that unused amounts in health FSAs be forfeited at the end of the plan year.
Source: selfinsuredplans.com

5 comp and benefits New Year’s resolutions for 2013

. Evaluate whether your supply chain can add value to how common transactions—for example, hiring employees or changing coverage—affect your departmental routines and your employees’ experience. Beware redundant transactions. HR professionals must become vendor managers. Align as many functions as possible under one technology. That will eliminate duplication and redundant costs, and will allow people in HR to focus on how their organization can emerge as an employer of choice.
Source: businessmanagementdaily.com

Health Insurance: Benefits of the One Plan Health Insurance Blue Plan

Health insurance is not only for those who have a six figure income, and it should not be a right, but it should be a privilege. This may not be the reality in South Africa at the moment, but it is the vision of a system of health insurance, a newcomer to the industry of health care in South Africa. With a plan of any medical health care can be a price to make their pockets filled. And the most basic level of R100 per month, which can really be a reality. Medical insurance provides services and products of value from the hospital is planning to cover in case of illness and death and fear and the HIV / AIDS cover. This means that the health insurance is truly a one-stop shop for all your health care for you and your loved ones. Here is a look at what their plans offer complete and affordable blue you the time you need it most. The Health Insurance Plan A Plan Bleu With plan A plan medical Bleu as Principal Member you will receive R $ 5,250 health care per year, without hospitalization coverage terrible disease, and other benefits. This means that R is on the 5250 average of your medical needs, such as going to visit a doctor, get medicine, pathology, radiology and obstetrics. In addition, only covers your day medical needs health insurance, the critical medical needs of others, such as accident, sickness in the hospital, illness and distress and natural birth are covered emergency caesarean section. In addition, you also get insurance coverage for accidental disability to a maximum of R 130 000 for the duration of the policy. You and your family, if they are members, are also covered in the event of death, whether accidental or natural causes. Optometry needs can be covered by a comprehensive eye test, glasses frames and is specifically tailored for your managers to an optometrist eyenet country. What could you expect from a doctor? But there’s more. As a member of the One Health Insurance Plan, see also take to be able to stop amazing deals and goodies available from their online shopping mall, OneLiifestyle. With exclusive offers on their website, you can get discounts on over 300 trusted brands. So what do you have to lose? Who can benefit from a Blue Health Insurance Plan Schedule Those who. Themselves and their families in medical emergencies that occur benefit plan may seek a health insurance blue lid And with low monthly payments is not only the rich who can afford to take their health. And high value-added bonus, there is no reason why you should not text message to 31644, and they will call you.
Source: blogspot.com

Medigap Insurance FLorida

Posted by:  :  Category: Medicare

And, if you think you may need hospital care, a Medicare Supplement Plan could be worth its weight in gold. Medicare doesn’t cover hospital bills until you’ve spent $1,156 for each benefit period, but you can get a Medigap plan that will reimburse you for the whole amount.
Source: floridahealthinsurancebroker.com

Video: Medicare Supplemental Insurance in Naples Florida Part 3

Florida Medicare Part D Plans

Anyone who require for this medical facility can opt for this service in any case if he or she is with limited source of income. Those who do not earn much have facility of getting extra help for various services that included in medication part D plan. $4,000 is almost amount that you will get as an extra help from these medication plan. Monthly premium and it can also be your prescription payment for which you will get all help. This can act as big saving for those who do not earn much. So make sure that are you clearing criteria of getting that much help.
Source: medicare-supplement-advisor.org

United American Medicare Supplement Insurance Quotes

Fortunately, United American is one of those companies.  At present, they offer some of the lowest priced High Deductible F Plans across the state.  That is great for seniors who want a low priced Medicare insurance plan with a reasonable deductible.  (As of 2012, the HD Plan F deductible is $2,070 yearly.)
Source: ohioinsureplan.com

Summitmedigap.com Medicare Supplemental Insurance Florida Plans

Medicare Supplemental Insurance, Florida, Medicare Supplement Plans, Medicare Supplemental Insurance Plans, Medicare Supplemental Comparison, Medigap Insurance, Medicare Supplemental Insurance Plans, Medigap Insurance Plans, Medicare Supplement Health insurance, Medicare Insurance, Medicare Plan Quotes, Compare Medicare Plans, Supplemental Medicare, United Healthcare, AARP, Humana, Aetna, Mutual of Omaha
Source: statscrop.com

Florida Exclusive Medicare Supplement Leads Now Available from Benepath

With a business boost using Florida Medicare supplement leads, an insurance agent helps seniors stay healthy. “These days, Florida Medicare supplement leads are hot items. The nation is graying, and baby boomers have come to a transition point in their lives where they now qualify for Medicare, and also need Medicare supplements to fill in the gaps. It’s a captive market, in that health insurance protects a senior’s most precious asset – their health,” indicated Clelland Green, RHU, CEO, and president of benepath.net, Pennsylvania. Insurance agents working this niche, and buying Florida Medicare supplement leads, are aware that many, but not all, seniors have reached a point in their lives where they are more financially comfortable; a result of saving all their lives. Provided they are not spending their cash reserves on nursing home care, they are relatively well off. In reality, they likely also paid relatively little for their house, compared to today’s market. Many seniors still own their own homes, fully paid for and mortgage free. “While they are still paying property taxes, gone are the days of handing out cash to pay off their mortgage. What was once a $45,000 home may now be worth $450,000, and although their money is tied up in the house, they may have fewer expenses, which simply means they may have more on hand to buy Medicare supplements,” suggested Green. The beauty of using Florida Medicare supplement leads is the opportunity it provides for insurance agents to sell a worthwhile product that helps their customers. Most seniors want to protect their assets, particularly after a lifetime of working for them. “Protecting their health is a vital consideration for them, and if you have the right Medicare supplement products, you will be able to sell them. One distinct benefit is Medicare supplements take care of co-payments; a significant issue for seniors, should they become ill,” Green added. Choose a lead generation company with a sterling reputation, and order exclusive Florida Medicare supplement leads for the best return on the investment of business dollars. Even though running an insurance agency is a business, many agents are in this line of work because they genuinely want to help others and see them stay healthy. To that end, many agents also offer seniors long-term care insurance, final expense insurance and a variety of financial planning options. Insurance these days is pro-active and aimed at bettering the lives of clients. To learn more, visit http://www.benepath.net
Source: sbwire.com

Florida Massage License Renewal

The Medicare Supplement Insurance Plans are provided by the private companies at a larger amount of money. The Medigap Health Insurance Plans are administered and sold by the private companies. Though these companies are many in number but all of them are ruled by governments policy. They cannot make their own rules or break rules. Actually the extra bills that are not covered by the original Medicare policies are paid by these private companies. The Medigap plans consist of 14 plans, named after the first 14 English alphabets. These Medigap plans ranging from A to N consists of different packages and benefits. In 2010 this Medicare Supplemental Plans have gone a series of changes. Some policies are reworked. Some are added and some are deleted. Normally a person can choose any plan among A to N according to their original Medicare policy. Previously, there were 12 plans from A to L; recently the Plan M and Plan N have been introduced with better facilities. Several private companies sell these Supplemental Medicare Insurance plans, but the plans and rules are exactly the same for every company as the government of the respective country fixes them. Due to this, the private companies cannot change them under any circumstances.
Source: floridamassagelicenserenewal.com

An Overview of Medicare Supplemental Insurance Florida

In Florida, there are 15 providers of Medicare Supplemental Insurance Florida. Though there seems to be a lot of options, do not worry, the Medicare Supplemental Insurance Florida are regulated based on Federal and state standards so even if the numbers seem too great to make comparisons, the only comparison to make, company-wise is the pricing. The plans themselves are consistent from company to company. The prices are not part of the regulated components and this is also due to the aspects of deductibles where one can adjust the amount that they can pay to minimize overall cost for Medicare Supplemental Insurance Florida premiums. For Plan F, however, you will be paying a considerably high premium since this is comprehensive coverage that offers 100% coverage to all possible Medigap benefits.
Source: quotes-center.com

Comparing Medicare Supplemental Insurance Benefits

These plans, called “Medigap” plans, each have different medical care coverage. Variable benefits of coverage to be considered are: • Coinsurance plus coverage that last 365 days after medicare benefits end (Medicare Part A) • Coinsurance/Copayment for medicare part B. • Pints of blood (transfusions, first three pints) • Hospice care copayments or coinsurance • Coinsurance for Skilled Nursing Facilities • Part A medicare deductible • Part B medicare deductible • Part B excess charges • Emergencies during foreign travel • Preventative care coinsurance, per Medicare Part B If any of these are important for you to have covered, comparing medicare supplemental plans that include benefits is the only way to ensure they are included.
Source: seniorcorps.org

Lifeline Direct Insurance Introduces Florida Medicare Supplement Insurance

“Though not necessarily meant to supply Florida senior citizens with all the health care and solutions they need, Florida Medicare supplement insurance coverage can assist with obtaining funds to cover current co-payments. Quite often, these are minimal payments that you must make whenever you obtain treatment or service; however, many men and women actually need a great deal of medical treatment. These types of health-related costs really begin to accumulate when you need that much care, and health –related supplement insurance coverage for Medicare will be the approach to take,” stated by Matthew Loughran, from Lifeline Direct Insurance Services.
Source: virtual-strategy.com

Aetna Subsidiary To Sell Medicare Supplement Plans In Florida

Aetna Subsidiary To Sell Medicare Supplement Plans In Florida – Quick Facts Aetna Inc.(AET: Quote) announced that its subsidiary, Aetna Life Insurance Company, has been approved by Florida regulators to begin selling individual Medicare Supplement plans in the state. Beginning March 1, 2013, beneficiaries with original … Read more on RTT News
Source: itnogales.org

InsureBlog: Shingles Vaccine

Posted by:  :  Category: Medicare

If an adult or child has direct contact with the shingles rash on someone and has not had chickenpox as a child or a chickenpox vaccine, they can develop chickenpox, rather than shingles. There are shingles vaccines, but they cannot be administered when you have an active flare up. Two popular shingles vaccines are Zostavax and Varivax. Your doctor may prescribe a medicine that fights the virus, called an antiviral. The drug helps reduce pain and complications and shorten the course of the disease. Acyclovir, famciclovir, and valacyclovir may be used. The medications should be started within 24 hours of feeling pain or burning, and preferably before the blisters appear. The drugs are usually given in pill form, in doses many times greater than those recommended for herpes simplex or genital herpes. Some people may need to receive the medicine through a vein (by IV). Strong anti-inflammatory medicines called corticosteroids, such as prednisone, may be used to reduce swelling and the risk of continued pain. These drugs do not work in all patients. Other medicines may include:
Source: blogspot.com

Video: Orientation Webinar Video

Receipt of Shingles Vaccine Among Patients With Diseases Like Psoriasis and Rheumatoid Arthritis Not Associated With Increased Risk of Shingles

“A live attenuated vaccine reduces HZ risk by 70 percent and 51 percent among immunocompetent individuals 50 to 59 years and 60 years and older in 2 randomized blinded trials, respectively,” according to background information in the article. “The risk of HZ is elevated by 1.5 to 2 times in patients with rheumatic and immune-mediated diseases such as rheumatoid arthritis and Crohn’s disease. This increase has been attributed to both the underlying disease process and treatments for these conditions.” Currently, the Food and Drug Administration (FDA) and other organizations consider the live HZ vaccine to be contraindicated in patients receiving some immunosuppressive medications commonly used to treat these conditions, including all immune-modulating biologic agents and some nonbiologic immunosuppressive medications. The safety concern is that these individuals may develop varicella infection from the vaccine virus strain, the authors write.
Source: drugs.com

Shingles, Zostavax Vaccine

Shingles usually starts with a headache and then a rash on a band or section of skin, typically on one side of the face or body. The rash then turns into clusters of blisters, which fill with fluid and crust over. Shingles can be very painful. The virus travels along nerve pathways, causing inflammation and damage. The pain tends to be more severe and last longer in older people. In the worst cases, the shingles virus can cause blindness, if it infects the eyes or the area around your eyes, as well as hearing problems, brain inflammation (encephalitis) or death.
Source: aarp.org

Talk with Your Doctor about the Shingles Vaccine

Patients who have had it describe it as “the worst pain ever”. According to Olmstead Medical Center researcher Dr. Barbara Yawn, “Often pain will begin around the jaw, back, shoulder, or abdomen—a telltale sign where the rash will break out. But the rash won’t emerge for a week or 10 days, and the pain can get misdiagnosed as a heart attack or appendicitis,” she says. Once the rash breaks out, the pain becomes acute. It interferes with all areas of daily living and causes poor physical functioning. The nerve pain associated with shingles may never completely go away.
Source: robertleecarecenter.com

What you should know about the Shingles Vaccine

Dr. Elisa Choi is a board-certified Internist and Infectious Disease specialist at Harvard Vanguard’s Kenmore practice, where she sees patients in Internal Medicine and also provides Infectious Disease and HIV consultations for all Harvard Vanguard patients. Dr. Choi has a strong interest in tick-borne infections, and has published articles on this topic. She is on the faculty at Harvard Medical School, where she teaches medical students in the Patient-Doctor 2 course. For the past several years, Dr. Choi has been on the Board of Directors of a non-profit organization, MAP for Health, which focuses its efforts on disease prevention, health care advocacy, and primary care access for the Asian-Pacific Islander and South Asian community. She is the current Chair of the Board of Directors of MAP for Health. Dr. Choi’s other professional and clinical interests include clinical teaching and education, women’s and LGBT health issues, sexually transmitted infections, HIV infection, hepatitis infections, infections in immunocompromised patients, and chronic infection and disease management.
Source: harvardvanguard.org

Medicare Coverage For Shingles Vaccine

It’s possible to prevent shingles by taking vaccine. The most important aspect related to vaccination – getting covered, can be done under plan D of Medicare coverage. If you have subscribed for the medical prescription drug plan (comes under part D), you are entitled for the cost of vaccination and the amount charged by the doctor/health care provider to administer the shot. This is indeed contingent upon you following the rules framed by the plan D. All commercially available vaccines, including shingles vaccine are included in the formularies of plan D. Let’s read about the amount you pay for the shot and coverage.
Source: canadiandrugsaver.com

Medicare Insurance: Medicare and the Shingles Vaccine (Zostovax)

As with any medication, check with your Part D plan to confirm that the Shingles vaccine (Zostovax) is part of their formulary. Many Part D plans have a deductible and most have copays. The Shingles vaccine is expensive. It is a higher tier drug on most plans, around $170 retail on average, so also check your cost. Most Part D plans have agreements with their network participating pharmacies to administer the Shingles vaccine at the pharmacy for a reduced charge (similar to the flu vaccine). Check with your Part D plan~Check with your pharmacy BEFORE getting the injection.
Source: medicareanswersfromconnie.com

Safety First! How to Travel Safely in Australia and New Zealand

Posted by:  :  Category: Medicare

No doctor shopping here, buddy by Newtown grafittiMedicare is an Australian publicly-funded health care system. With Medicare, the Australian government have agreed to Reciprocal health care agreements with nine other countries: • Ireland • Italy • Finland • Malta • The Netherlands • New Zealand • Norway • Sweden • UK But what does this mean? It basically means that if you are a resident of one of the nine countries included then you have restricted access to Medicare whilst you are in Australia. Visitors from Italy and Malta are covered for a 6 month period, starting from the first date of entry into the country. Whereas, those from the other 7 countries are covered for the duration of their entire stay. What is covered? • Free treatment as a public in-patient or outpatient in a public hospital. • Subsidised medicines under the Pharmaceutical Benefits Scheme. • Medicare benefits for out-of-hospital medical treatment provided by doctors.
Source: worldnomads.com

Video: Medicare Australia and Seeing a Doctor: nib Health Insurance Explained

Medicare Locals are “vulnerable”

In the last 4 months my ML has been running core clinical services for patients, expanding Psychological Services, Promoting expanded Tele-health services to reduce Patient travel, attended numerous Community Meetings and Stakeholder engagement functions, and liaised extensively with key played including the Local Health and Hospital Services. This has been in addition to a mountain of paperwork, needs analysis, reporting demands from the Feds with extremely short time frames and meeting the need to Badge, Brand and promote themselves.
Source: com.au

Medicare Locals to face chop by Coalition? Primary healthcare concern

He says there are already several Medicare Locals seeking active links with public hospitals to explore ways of shifting care, where medically appropriate, from hospitals to services organised by the scheme. The highest priority of the Medicare Local Alliance is to gather evidence showing how better co-ordinated services in the community reduced demand for hospital beds.
Source: com.au

ICT Integration Underway in Australia

“The first step was to talk at length with management and staff, and gain a full appreciation of directions and policies,” recalls Sterrenberg. “We needed to maintain customer services delivery, while tackling the back-end integration of platforms.” Overall governance issues were pretty much in place; the next step was to ensure a seamless agency-wide transition, without affecting client service delivery.
Source: futuregov.asia

Health Industry, Doctors and Medicare In Australia

I feel your pain! I suspect we qualified medical hypnotists would be overwhelmed with clients if they could access us for free. The point of sale to be made is with the physician: if you can sell yourself as a solution to his/her problem (too many clients, not enough cures) you will make some progress. Doctors have hypnotic influence over their patients and when they see evidence that we are successful in helping people, they want to relieve some of their load our way. The way they present us to their patients make all the difference. You can bet that a chronic pain patient who has tried everything for relief is happy to spend a few hundred bucks if a doctor tells him it’s a good idea.
Source: hypnothoughts.com

Announcements from Medicare Australia 

Prior to this announcement, Medicare dental items are available for people with chronic conditions and complex care needs, on referral from a GP. Eligible patients can access up to $4,250 in Medicare benefits for dental services over two consecutive calendar years.
Source: com.au

NTML Executive Manager, Health Programs and Systems Development

The Executive Manager, Health Programs and Systems Development plans and manages health programs primarily delivered through third party service providers as well as capacity building programs that improve health system performance.  Examples of programs include mental health, eHealth, telehealth, immunisation, after hours, nursing in general practice and Closing the Gap Care Coordination and Supplementary Services.  You will build strategic and collaborative relationships with partners focused on a shared commitment to service excellence.  As well as ensuring strong governance during commissioning and effective contract management, you will develop frameworks for program evaluation and drive a culture that supports evidence based practice to deliver proven health outcomes.   Reporting to the Chief Executive Officer (CEO), you will provide strategic and collaborative leadership as a member of the Executive Leadership Team.
Source: com.au

The Disability Information and Resource Centre

Medicare benefits will not be paid for any dental services under the Medicare Chronic Disease Dental Scheme after December 1st 2012. Patients without a GP care plan in place before September 8th 2012 will not be able to access the Medicare Chronic Disease Dental Scheme before it closes on December 1st 2012.
Source: org.au

Medicare Targets Health Plans With Low Ratings

Posted by:  :  Category: Medicare

Medicare officials are encouraging 525,000 beneficiaries to switch out of these 26 Medicare Advantage and drug plans that have received low ratings for three consecutive years and enroll in better plans for next year. The poor performing plans will have this warning symbol next to their names on Medicare’s plan finder website to steer shoppers to other plans.
Source: kaiserhealthnews.org

Video: Care Coordination at work – Wellcare

Molina, Wellcare File Protests Over Ohio Medicaid Rejections

(Reuters) – Molina Healthcare Inc (MOH.N) said on Monday it filed a formal protest of a decision by the state of Ohio not to renew its Medicaid contract. Molina shares plunged 25 percent earlier this month after the state said the company was not among more
Source: newsplurk.com

Ohio Health Policy Review: WellCare decides to not continue its ABD Medicaid managed care contract

WellCare Health Plans Inc announced that it will not renew its managed care contract for aged, blind, and disabled Medicaid recipients in northeast Ohio (Source: "WellCare Health Plans gives up some Ohio business," Tampa Bay Business Journal, May 20, 2008).  Its contract ends on June 30th.
Source: healthpolicyreview.org

Ohio Premier Health Solutions: Coventry joins WellCare in ending plans next year

With so many Medicare Insurance options available in Ohio, how are you supposed to choose the best option for you? That is where we come in… At Ohio Premier Health Solutions, your Local Medicare Insurance Store, our job is to help you Solve Medicare Confusion. We are a local, independent insurance agency who works with many companies you are probably familiar with. Call us at (330) 394-7400 to set up a time to review your current plan to see if it’s the best one for you.
Source: blogspot.com

WellCare Health Plans Reaches Settlement in False Claims Act Case

administrative complaint Administrative Hearing attorney controlled substances criminal charges dea DEA investigation DEA raid defense attorney defense lawyer department of health Department of Health (DOH) Department of Justice (DOJ) doctor doh DOH investigation drug enforcement administration emergency suspension order false claims act florida fraud prevention health care fraud health law hipaa investigation legal representation licensing and regulatory medicaid medical license medicare medicare audit Medicare fraud Medicare investigation nurse pain clinics pain management pharmacies pharmacist pharmacists pharmacy pharmacy investigation physician physicians prescription drug trafficking whistleblower
Source: wordpress.com

WellCare Health Plans pays $137.5 million to settle fraud allegations

This is the second monetary settlement reached with WellCare since the government initiated a criminal and civil investigation of WellCare in 2006.  On May 5, 2009, in order to resolve potential criminal charges related to losses by the Florida Medicaid and Healthy Kids programs, WellCare entered a Deferred Prosecution Agreement (DPA) with the U.S. Attorney in the Middle District of Florida, under which WellCare paid $40 million in restitution and forfeited an additional $40 million.  The U.S. Attorney’s office also has pursued criminal charges against several former Wellcare employees.  One former WellCare analyst, Gregory West, entered into a plea agreement and pleaded guilty to a conspiracy charge shortly after execution of a search warrant on WellCare’s corporate headquarters in Tampa; he is currently awaiting sentencing.  Five former executives – including former CEO Todd Farha, former CFO Paul Behrens and former general counsel Thaddeus Bereday – were indicted in March 2011 and are currently awaiting trial, which is presently scheduled for January 2013.  Additionally, Wellcare previously executed a Corporate Integrity Agreement (CIA) with the Office of Inspector General of the U.S.  Department of Health and Human Services (HHS-OIG) that imposes compliance obligations on the company for a period of five years.
Source: ctnews.com

MetroHealth cancels contract with Medicaid firm

“WellCare continues to serve approximately 100,000 CFC (Covered Families & Children) members and maintains a network of over 7,700 providers and 39 hospitals in the northeast region of Ohio,” the company said in a statement. “WellCare members will not experience any gap in coverage due to this change.”
Source: cleveland.com

WellCare Health Plans to Pay $137.5 Million to Settle False Claims Act Lawsuits

Under the terms of the settlement, WellCare will divide up the $137.5 million between the federal government and nine different states: Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana Missouri, New York, and Ohio.  The settlement will be paid out over the course of 36 months, plus interest.  This settlement is the second one reached with WellCare since the government began its civil and criminal investigations into the company in 2006.  The previous settlement totaled $80 million.  Additionally, five former executives of the company were indicted in March of 2011 and are awaiting trial.
Source: wordpress.com

Social Security Administration: Call or go online for services

Posted by:  :  Category: Medicare

FED - Social Security Administration Office of the Inspector General by InventorchrisThe agency advises recipients who do not receive their scheduled Social Security payments as a result of the storm to go to any open SSA office and request an immediate payment. Several offices along the East Coast, however, are closed Oct. 29 as Hurricane Sandy moves up the Atlantic seaboard. Call 1-800-772-1213 to find the nearest open SSA office, ask for help, or check online, as many services are available there.
Source: govexec.com

Video: SSDI Hearing Video

Let’s Fight to Protect Medicare, Medicaid and Social Security!

I want vital services like Medicare, Medicaid and Social Security to be there when we need them. Working people deserve it. After you’ve worked for half of your life, you should have the benefits that you’ve worked hard for. If Republicans in Congress have their way and continue to give tax breaks to the wealthy, working middle class people like me, who will do whatever it takes to support their families, will suffer.
Source: seiu.org

Prevention better than cure for social security system

"This is a big operation. Our social security system helps millions of Australians each year – for example about two million families through the Family Tax Benefit, and almost every person who sees a doctor, through Medicare. We all have a responsibility to protect the integrity of the system," Senator Kim Carr said. 
Source: gov.au

Social Security office reduces hours

Most Social Security services do not require a visit to a local office. Many services, including applying for retirement, disability or Medicare benefits, signing up for direct deposit, replacing a Medicare card, obtaining a proof of income letter or informing us of a change of address or telephone number are conveniently available at www.socialsecurity.gov or by dialing our toll-free number, 1-800-772-1213.  People who are deaf or hard of hearing may call our TTY number, 1-800-325-0778. Many of our online services also are available in Spanish at www.segurosocial.gov.
Source: cedarspringspost.com

Social Security News: Union Not A Big Fan Of Commissioner Astrue

     Council 220 of the American Federation of Government Employees (AFGE), the union that represents most Social Security employees is not a big fan of lame duck Commissioner Astrue. The Council’s current newsletter includes a piece sharply criticizing Astrue. According to the union, Astrue promised during the confirmation process that he would have an “open door” for the AFGE but held only a couple of meetings with union representatives before breaking off all contacts. According to the union, Astrue seemed to be mad that the union had publicly criticized him. The union says that no only would Astrue not meet with its leaders, he would not respond to letters or acknowledge invitations to speak. The piece also criticizes Astrue for doing less than he could have to obtain an adequate budget for his agency:
Source: blogspot.com

“Politically Depressed” the Ranch Chimp Journal: SOCIAL SECURITY & SERVICE’S CUT’S under the CAMOUFLAGE of CHAINED CPI for American Vet’s, Elderly, Disabled, and Worker’s … A FINAL WARNING … (From The FOXHOLE with BERNIE PT.9) & (TRUTH OR TREASON 2013 PT.20)

I sure as Hell didnt even plan another posting today, and didnt want it to have to be this, but this just in from Bernie caught my atencion real quick … and Thank You Senator! Of course I been writing about this and other political scam’s for quite awhile in this journal and especially this series … and I am fair and trying to still give the benefit of doubt to all those Democrat’s and the President who I voted for and strongly throughout this journal supported, but this is the final piece to see if there is any truth or only treason to come out of many. I dont expect anything more out of the Republican Party … because they have at least been totally honest about their agenda … but I do expect more out of the Democrat’s who banked their win on this last election on making clear WHAT they stand for and WHERE they will stand when push come’s to shove. To Mr. President as well as other Democrat’s who have stated where they stand previous to these last election’s … this is your opportunity to make good with your supporter’s, voter’s, and even many of the right wing who DO NOT want what we clearly pay for AND support to be cut ANY MORE … PERIOD! Rest assured … million’s of us WILL WALK! Enough said for now …. ***** DAILY KOS: Seniors Can do the Math. Chained CPI= Social Security Benefit Cuts … **** this read is about as plain and simple as it get’s, and to the point ***** DEMOCRAT UNDERGROUND.COM: AARP statement on Social Security Cut …. NO !!!!!! Mr. President, I am Disappointed … Thanx to SENATORSANDERS Listen to the American People … Thanx to SENATORSANDERS Do Not Balance Budget on Backs of Disabled Veterans … Thanx to SENATORSANDERS The American Legion opposes the Chained CPI … Thanx to WEARESOCIALSECURITY ***** PD/ RCJ: “FROM THE FOXHOLE WITH BERNIE” PART’S 8 THRU 1 ***** PD/ RCJ: “TRUTH OR TREASON 2013″ PART’S 19 THRU 1 ****************************************************************************
Source: blogspot.com

Reduced Public Office Hours

Most Social Security services do not require a visit to a local office.  Many services, including applying for retirement, disability or Medicare benefits, signing up for direct deposit, replacing a Medicare card, obtaining a proof of income letter or informing us of a change of address or telephone number are conveniently available at www.socialsecurity.gov or by dialing our toll-free number, 1-800-772-1213.  People who are deaf or hard of hearing may call our TTY number, 1-800-325-0778.  Many of our online services also are available in Spanish at www.segurosocial.gov.
Source: patch.com

United States Social Security Administration Office of the Inspector General publishes audit report on electronic services

Aboriginal and Torres Strait Islander people Australia Canada Case studies Centrelink Children Customer experience Data Department of Human Services Disabilities Disability services Egovernment Employment Error and Fraud Europe Evaluation Families Gov 2.0 Health Homelessness Housing Information and Communications Technology Innovation Internet Law and Legislation Local government Mental health Mobile Open Government Participation Privacy Public administration Public Sector Remote Seniors Service delivery Social inclusion Social media Statistics Surveys United Kingdom United States Vulnerable welfare Youth
Source: gov.au

Insurance Commissioners Reject Calls To Limit Seniors’ Medigap Policies

Posted by:  :  Category: Medicare

Medigap policies are popular with seniors because Medicare does not cap out-of-pocket expenses. The policies are not cheap — the average premium nationwide was $178 a month in 2010 — but they protect subscribers from unexpected high medical bills, which is important to people on fixed incomes. The C and F Medigap plans cover nearly all of the out-of-pocket costs that beneficiaries would usually pay.  Two thirds of people who buy Medigap plans have incomes below $40,000 a year — about the same income levels for all Medicare beneficiaries.
Source: kaiserhealthnews.org

Video: Affordable Medigap Insurance– Finding the best Medigap plan to fit your budget

Medicare open enrollment: What’s the best Medigap policy?

The difficulty for consumers is that the nature of Medigap makes it a lot harder to shop for than Medicare Advantage. Here’s why. Medicare Advantage plans are regulated and overseen on a national level. Medicare routinely collects all kinds of information on them about customer satisfaction and quality of care. In addition, the premium of a specific Medicare Advantage plan is the same for each customer. As a result, it’s possible (as I explained yesterday) to go to Medicare.gov and compare Medicare Advantage plans in detail, including quality ratings and price. It’s also why we can publish rankings of Medicare Advantage HMOs and PPOs through our partnership with the National Committee on Quality Assurance.
Source: consumerreports.org

Medicare Supplement Plan F

At first glance this doesn’t make any sense at all since I just told you that it was more expensive on a monthly basis, but when you break down what it covers and the risk involved the Medicare supplement plan f will save you money in the long run.  With the coverage gaps left by Medicare Part A and Part B you can choose any of the ten Medicare supplement plans.  The problem is that each plan covers a different amount or combination of those coverage gaps.  So if you choose plan A you are still open to extra costs from a need for skilled nursing care, the Medicare part A deductible of $1,156, the Medicare part B deductible of $140 annually, any foreign travel expenses, and an charges that fall under Medicare Part B that are above the Medicare approved amount.  In this example if you went into your doctor’s office he would charge you $140 before any of your coverage comes into play.  If that same doctor decided you need to be admitted to the hospital you would then owe the $1,156 for being admitted.  After that you would be subject to additional charges if they moved you to a skilled nursing facility.  Just one quick incident can add up fast and instead of worrying about all this you can moderate your life by just getting a Medicare supplement plan F.
Source: dzida.org

Finding the Right Medigap Insurance

Although all the Medigap plans are standardized, Medigap rates may vary from one insurer to another. According to a study carried out by Weiss Ratings premium rates for Plan A range from a low of $439 to a high of $5776. This shows that you cannot assume that all insurers offer the same rates. It is best to shop around and compare rates from different insurers. You should also compare the cost of Medigap plans at different ages such as 65 and 70. This will give you a good idea of your annual premiums. In addition, factor out-of-pocket expenses in your Medigap plan costs. This includes expenses for purchasing prescription drugs or processing claims.
Source: seanbrock.com

An Overview to Medigap Plans

People who are eligible for these Medigap programs ought to have been enrolled first in a Medicare program prior to their decision to go on with the supplementary packages. Generally, these must be citizens who are over the age of 65 or they have certain serious illnesses or permanent kidney failure, where age plays no actual role. The only requirement other than that is for people to have been living in the United States of America for at least some years before qualifying for such health insurance plans.
Source: wordpress.com

NAIC Senior Issues Task Force rejects cost sharing under Medigap plans

The statute requires the NAIC to base nominal cost sharing revisions on “peer-reviewed journals or current examples of integrated delivery systems”. However, the Subgroup discovered that there is a limited amount of relevant peer-reviewed material on this topic. None of the studies provided a basis for the design of nominal cost sharing that would encourage the use of appropriate physicians’ services. Many of the studies caution that added cost sharing would result in delayed treatments that could increase Medicare program costs later (e.g., increased expenditures for emergency room visits and hospitalizations) and result in adverse health outcomes for vulnerable populations (i.e., elderly, chronically ill and low-income).
Source: pnhp.org

Printable Grocery Coupons: A Brief Overview About Medigap Plans F Helping Cover Charges That Are Deductible For Every Person

To begin with allow us 1st see what does medigap means? Medigap ideas really are a sort of the reward insurance or in much better phrases an further insurance coverage which you generally obtain from a private organization that will be getting care of your health treatment fees that are seriously not coated by the original medicare. These usually do not care for the long term treatment options but only consists of a general types like an eye or eyesight check-up, nursing,dental care and few significantly more.The medigap plans are also referred to as the medicare health supplement plans.The medicare supplement plan B supplies the fundamental rewards which involves the hospitalization and also the healthcare expenses.So,the Medicare Supplement Plan F F essentially delivers comprehensive protection which include the excess healthcare costs.Acquiring into facts of what medicare supplement plan F covers let us commence with medicare advantages which once again includes hospitalisation,medical bills and blood. Then comes the 2nd part which it addresses and that is certainly specialised nursing,deduction with the expenses in hospitalisation,then comes the deduction of outpatient expenditures for hospitalisation and healthcare expenditures and also the most effective aspect concerning this plan is the fact that it addresses the abroad journey medical costs too. Isn’t that outstanding? From all of the medigap ideas the medicare supplement plan F will be the optimum as it has an alternative for high deduction.These higher deductible procedures have lower rates as compared but in situation an individual turns into ill or unwell you might end up spending higher out of your pockets.This strategy could wind up costing especially high annually. To avail any medigap plans positive aspects an individual will need to initial be enrolled in strategy A along with the strategy B.To know additional about these insurance coverage medical plans you can easily often consult a medicare insurance coverage supplier.You can readily discuss your requirements with them who are able to recommend you which strategy can get coupled with your every day delightful plus a wholesome life. Medigap plans or the plan deal with 18% medical beneficiaries.The medicare supplement plan F can be availed according to the place you stay.So its time for you personally all to obtain to perform.Discover out the personal agencies which offer the medigap plans and procedures . Talk to your medical insurance coverage supplier and avail one of the best program you could for your self and your members of the family.
Source: blogspot.com

Consumer reps: Medigap is not the bad guy

In the current draft of the NAIC cover letter, drafters state that, “We strongly disagree with the assertion that Medigap is the driver of unnecessary medical care by Medicare beneficiaries. Medigap insurance pays benefits only after Medicare has determined that the services are medically necessary and has paid benefits. Medigap cannot alter Medicare’s determination and the assertion that first-dollar coverage causes overuse of Medicare services fails to recognize that Medigap coverage is secondary and that only Medicare determines the necessity and appropriateness of medical care utilization and services.”
Source: lifehealthpro.com

Medicare Advantage Plans or Medigap Plan

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Source: croweandassociates.com

Medigap Insurance Coverage Business Tops The List From The Finest Insurance Organizations In Texas For The Optimum Texas Medigap Plans For All Varieties Of Men And Women

Medical insurance is offered by a good number of businesses throughout the entire world as medical insurance coverage has develop into as necessary as daily life insurance. Medigap insurance coverage company has proved by itself inside the Medicare dietary supplement sector as a consequence of the Texas Medigap Plans which might be tailor made for all types of persons. The Texas Medigap Plans are called as program A, plan B and it goes as much as strategy N. Plan A may be the most fundamental of the many strategy and gives a fairly much less coverage of your expenses in comparison to the rest of the plans. The coverage on the Medicare health supplement from Texas Medigap Plans goes up as larger and increased beginning from strategy A. These types of ideas from Medigap insurance coverage provider incorporate the expenses incurred for the therapy taken, remain at the hospital, medicines, scans, X-rays and a wide range of much more companies with value for the plan that had been taken up by the individual from Medigap insurance coverage business. You can find ideas that re provided by Medigap exactly where a single could possibly get the coverage for the comply with up visits to the physician right after being discharged from your hospital which can be not supplied in a wide range of other insurance organizations plus the identical facet makes Medigap first-class to its competitors in marketplace. You can get plans from your property of Medigap Medicare health supplement for people over the age of 70. The majority of the insurance businesses throughout the world don’t definitely provide Medicare supplements for aged consumers primarily for persons who are over the age of 70 thinking of the age as outdated individuals are vulnerable to regular healthcare expenses when compared to the other individuals. This tends to make Medigap stand exceptional from its counterparts as well as the entrance runners inside the Medicare supplement business. The terrific consumer care service by way of telephone that is accessible round the clock also deserves a specific phrase of mention as they assist persons have an understanding of and choose one of the best plans from Medigap depending on their needs.
Source: wordpress.com