The Tom Coburn samizdat Medicare reform proposal

Posted by:  :  Category: Medicare

CorettaScottKing_VeenaRao1 by Mark TribeThe use of extenders and mid levels is already increasing. It is a way to decrease costs in some situations. It does have problems. While I know several who are as good or better than many docs, I also know many who cannot function independently. Yet, they all have the same education and experience. How will we differentiate? The time and effort that will go into supervising, training and evaluating these people will be quite expensive. The way we have been doing it is having them work for us an extended period of time, usually at least 3-5 years, before we separate out whom can work more independently. Many have declined to work more independently when offered. We pay them more (you wont save quite as much as you might think), but the hours are an issue. Docs are not hourly workers. Many mid-levels build their lives around the idea of having regular hours. If a catastrophe happens and a doc ends up working until midnight, that is just part of the job. Not so much for most mid-levels.
Source: marginalrevolution.com

Video: Colonial Medical Supplies – Medicare approved DME.

AFGE request: Take action to support Soc. Sec., Medicare & Medicaid, December 5th » 11th Legislative District Democrats

On Wednesday, December 5th, AFGE Local 3937 will lead actions statewide  to support Social Security, Medicare & Medicaid. The locations and times are below. The message will be: –    No cuts to Social Security, Medicare, or Medicaid, including cost of living adjustments
Source: 11thlddems.org

Help with the Medicare options

The MedicareStore is holding an informational open house 9 a.m. to 5 p.m. Friday. An audiologist from hi Healthinnovations and a representative from SilverSneakers fitness program will be on hand, and there will be a SilverSneakerod demonstration at 1 p.m. The store is open 9 a.m. to 5 p.m. Mondays through Fridays, and is in the Golf Acres Shopping Center at 1412 N. Hancock Ave. For more information, call 357-1281.
Source: gazette.com

Senior Care in Grand Rapids, MI: Open Enrollment for Medicare –Now through Dec 7, 2012

Would a small increase in premiums result in a large reduction in health care costs you pay? Check, for example, what coverage is available for prescription drugs you take? Medicare representatives can create a report containing the costs and benefits of various insurance products if you supply them with a list of your drug prescriptions. Ask questions about participating doctors and clinics. Some Medicare Advantage plans limit which physicians a patient can visit.
Source: gauthierfhc.com

How Hospitals’ Quality Bonuses And Penalties Were Determined And How To Use The Data

For this year, the process measures account for 70 percent of a hospital’s score and the patient satisfaction measures account for 30 percent. Medicare looked at both how a hospital did compared to its peers and how much it improved its own performance over time, and whichever score was higher was the one used to calculate its payment factor. Hospitals stood to lose or gain up to 1 percent of their regular Medicare reimbursements in this first year of the program. The amount of money at stake increases incrementally over the next four years to reach 2 percent of payments.
Source: kaiserhealthnews.org

Staten Island Insurance Agency Offers Free Medicare Health

“As an authorized representative of insurers such as Empire Blue Cross/Blue Shield; AARP® Medicare Plans from UnitedHealthcare® (UHC); EmblemHealth®, and Touchtone, we routinely provide clients with a free comparison between all the different plans offered on Staten Island,” DeFranco said. “In addition, our firm has knowledge of which doctors and prescriptions are covered by each of the plans.”
Source: siborrealtors.com

Attention Health Professionals: Information Regarding the 2013 Medicare Physician Fee Schedule

In less than 12 days,, current law requires Medicare physician payments to be reduced by over 26.5 percent because of the flawed sustainable growth rate (SGR) update formula. Physician groups have been telling Congress to take decisive action to prevent the reduction to Medicare physician payments. It is critical to  transition to a higher-performing Medicare program, beginning with permanent repeal of the SGR.
Source: grassicpas.com

California insurance firm over billed Medicare $424 million

Accident Arnold Schwarzenegger Arrest Arroyo Grande Atascadero Avila Beach California Cal Poly Campaign 2012 Court Crime Environment Estate Financial Inc. Event Photos Fire Grover Beach Guns Jerry Brown Kelly Gearhart Labor Unions Lawsuit Medical Marijuana Morro Bay Music New Job Nipomo Oceano Opinion Paso Robles Paso Robles Police PG&E Pismo Beach Politics Public Education Public Health Sad Sam Blakeslee San Luis Obispo San Luis Obispo County San Luis Obispo County Sheriff San Luis Obispo County Supervisors San Luis Obispo Police Taxes Water Wine
Source: calcoastnews.com

Demystifying Medicare Part D enrollment

Once you’ve found a plan that fits your budget and medication needs, don’t forget about convenience when filling your prescriptions. A pharmacy accepted as “preferred” by a Medicare Part D Plan is a network pharmacy that offers covered drugs to plan members at lower out-of-pocket costs than what the member would pay at a non-preferred network pharmacy. For example, Walmart is a preferred pharmacy on multiple plans including the Humana-Walmart Preferred Rx Plan. People with high blood pressure or who are concerned about heart health also should know that Humana and Walmart just announced that members of the Humana Walmart-Preferred Rx Plan will have access to 10 hypertension drugs for a penny each when filled at one of the 4,400 Walmart or Sam’s Club pharmacy locations.
Source: lifeandleisurenj.com

Medicare Fraud involving SC Hospice Company : South Carolina Nursing Home Blog

Harmony Hospice Care, a South Carolina hospice company owned by Daniel J. Burton will pay the federal government nearly $1.3 million in a settlement with DOJ for filing false claims to Medicare.  Harmony Hospice Care was filing claims for hospice care under Medicare for patients who did not qualify.  Harmony Hospice Care has locations in Columbia, Greenville, Hartsville and Union.
Source: scnursinghomelaw.com

CMS Reveals First 27 ACOs in Medicare Shared Savings Program

The ACOs span 18 states and will cover roughly 375,000 beneficiaries. Five of the 27 ACOs are participating in the Advance Payment ACO Model, under which each ACO will receive advance payments to help cover the costs of establishing an ACO infrastructure. The names of the Advance Payment ACOs were not disclosed in the news release. CMS is now reviewing more than 150 applications from ACOs seeking to participate in MSSP beginning July 1. Of those applicants, more than 50 are applying for the Advance Payment ACO Model. The first 27 ACOs to participate in the MSSP program are listed here, along with their respective locations: 1. Accountable Care Coalition of Caldwell County, LLC (N.C.) 2. Accountable Care Coalition of Coastal Georgia 3. Accountable Care Coalition of Eastern North Carolina, LLC 4. Accountable Care Coalition of Greater Athens Georgia 5. Accountable Care Coalition of Mount Kisco, LLC (N.Y.) 6. Accountable Care Coalition of the Mississippi Gulf Coast, LLC 7. Accountable Care Coalition of the North Country, LLC (N.Y.) 8. Accountable Care Coalition of Southeast Wisconsin, LLC 9. Accountable Care Coalition of Texas, Inc. 10. AHS ACO, LLC (N.J.) 11. AppleCare Medical ACO, LLC (California) 12. Arizona Connected Care, LLC (Arizona) 13. Chinese Community Accountable Care Organization (N.Y.) 14. CIPA Western New York IPA, doing business as Catholic Medical Partners (N.Y.) 15. Coastal Carolina Quality Care, Inc. (N.C.) 16. Crystal Run Healthcare ACO, LLC (N.Y. and Pa.) 17. Florida Physicians Trust, LLC 18. Hackensack Physician-Hospital Alliance ACO, LLC (N.J.) 19. Jackson Purchase Medical Associates, PSC (Ky.) 20. Jordan Community ACO (Mass.) 21. North Country ACO (N.H.) 22. Optimus Healthcare Partners, LLC (N.J.) 23. Physicians of Cape Cod ACO (Mass.) 24. Premier ACO Physician Network (Calif.) 25. Primary Partners, LLC (Fla.) 26. RGV ACO Health Providers, LLC (Texas) 27. West Florida ACO, LLC
Source: beckersspine.com

Medicare Part D and Dual Eligibles: Prescription Drug Formularies and Drugs Used by Dual Eligibles

Posted by:  :  Category: Medicare

Medicare drug plans may exclude drugs from formularies or may control drug use in an effort to contain costs, but they must meet certain criteria in doing so.  Each PDP and MA-PD drug formulary is reviewed by staff in the Centers for Medicare and Medicaid Services (CMS).  Generally, Part D plan formularies must cover at least two drugs in every theraputic class.  Under CMS rules, Part D formularies must also include all or substantially all drugs in six protected classes: immunosuppressant (for prophylaxis of organ transplant rejection), antidepressant, antipsychotic, anticonvulsant, antiretroviral, and antineoplastic drugs.
Source: piperreport.com

Video: Medicare Part D Formulary

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Part D Formulary Is Key To Choosing The Right Plan

My dad had to move from Ky to GA so my sister and I could take care of him. Humana (his Part D) just terminted him for the month of Dec because he moved out of his service area. They mailed us a letter on 11/25/10(Thanksgiving) and it stated as of 11/30/10 he would no longer have Part D coverage. I spent almost all day last Friday talking to Humana and got no where. They did deduct his payment from his SS??? Any suggestions? Is there a plan that would cover him in GA and KY should he decide to move back and stay with my other sister???
Source: affordablemedicareplan.com

Formulary, Preferred, and Non

Insurance companies designate committees of health care providers to select medications for the formulary lists of their prescription drug plans. The committee includes doctors and pharmacists. The formulary committee must take into account standards of medication safety, quality and, of course, how much the medications will cost the insurance company. Medications might be added, removed, or change tiers (see below) as the formulary is reviewed on a regular basis. This is reason for physicians to re-check your formulary when prescribing your medication.
Source: drugsdb.com

Medicare Part D Plans Expanding Five

A review of Part D plan design trends among the leading sponsors shows that Humana has switched to five-tier formularies, UnitedHealth is using a preferred pharmacy network and CVS Caremark is sponsoring plans that include community-based independents in its preferred network.
Source: elsevierbi.com

Medicare Part D Guidance: Medication Therapy Management, Formulary Submissions : Health Industry Washington Watch

In addition, CMS has issued guidance to Part D plan sponsors on the process for CY 2012 medication therapy management program submissions and related change requests. CMS also has issued a memo on CY 2012 formulary submissions, including timelines. 
Source: healthindustrywashingtonwatch.com

EILIYAH: low income, disabled & Medicare recipient : HIV Health Reform

ADAP aids.gov AIDS2012 Bridge to 2014 California Healthcare Reform Case Stories comments to HHS Congress Deficit Reduction Dual Eligibles Election 2012 essential health benefits exchange fact sheet featured federal budget federal implementation healthcare reform health care reform & prevention health home health reform & HIV 101 HHCAWG HLS/TAEP Illinois Medi-Cal Questions Medicaid Medicare National HIV/AIDS Strategy private insurance public input regulations reimbursement rates Ryan White CARE Act Sebelius seniors SHARP sign-on letter Spanish Speaking Resources state advocates state implementation Super Committee supreme court toolkits webinar women
Source: hivhealthreform.org

Q1Medicare.com Releases Updated Medicare Part D Prescription Drug Plan Formulary Brow

07-29-2011 03:51 AM Q1Medicare.com released an enhanced Medicare Part D Formulary Browser providing the Medicare community with one online tool for browsing all stand-alone Medicare prescription drug plan formularies. Users only need to select their state and a Medicare Part D plan to easily view drug plan highlights and formulary details. A PlanID search option is also available for users who want to find a plan

Medicare phone scam targets elderly South Carolinians

Posted by:  :  Category: Medicare

Joe the Plumber - To Flush The System ... More scams aim to ensnare Brevard seniors - Their ingenuity is boundless, Archer said. (Jul 2, 2012) ... by marsmet524WMBF reports that the phone calls are coming from 409-579-1214 and entice the recipient with a new card coming in January and free medical supplies. You can read the full article and get tips for keeping your or your loved one’s personal information safe.
Source: thedigitel.com

Video: Final Expense By Phone – The Truth

Medicare Discloses Hospitals’ Bonuses, Penalties Based On Quality

The program is one of several Medicare is launching to make hospitals and doctors accountable for quality and more careful stewards of public money. In October, Medicare also began reducing payments to 2,217 hospitals because too many of their patients ended up back in their care within a month. Medicare already gives bonuses to the private Medicare Advantage insurance plans that score well on quality metrics. In 2015, the health law calls for the government to begin a quality payment program for physician groups of 100 professionals or more, and that is to be expanded to all doctors by 2017.
Source: kaiserhealthnews.org

Phone scam targets Medicare users

Consumers have reported a cold caller tells them to expect a new Medicare card in January. But before getting the new card, you have to verify your social security number or supply a bank account number.
Source: wmbfnews.com

Prime Hospital Abruptly Stops Billing Medicare for Rare Ailment

About six months after it took control of the Shasta Regional Medical Center in Redding in late 2008, Prime began billing Medicare for treating senior citizens it diagnosed with kwashiorkor, a dangerous nutritional disorder usually seen among children during famines in developing countries. At its height, the hospital’s billing for the malady surged to nearly 70 times the state average.
Source: kqed.org

Medicare Billing Housekeeping during the Holidays

The holiday season is coming with food, fun and family time ahead. However, billing must continue and claims must be sent as part of supporting the overall health of home health organizations.  The general decrease in workload due to lighter patient loads and absences from the office provides a little extra time to catch up on “housekeeping.”  Now is a good time to review old claims that have not been sent and adjustments that have not been completed or any other claim problems that have not been resolved. Clearing these problems up as well as continuing with current billing are enough to keep one busy, and keep everything current. Keep in mind to review claims for timely filing deadlines and get those claims completed and sent. The timely filing deadline for all claims is one year from the end of episode date for each claim.
Source: axxessweb.com

SCAM ALERT: Medicare and Medicaid customers being targeted

This week, we have received several calls from citizens who are receiving phone calls from someone asking to verify Medicare or Medicaid information.  The caller states they need the information so they may issue a new card.  As in all cases, never give personal information over the phone if you receive the call.
Source: quicknewhavennews.com

New action page to stop Medicare cuts

2012 elections barack obama budget Christmas Climate change debate DOMA Donald Trump environment fiscal cliff foreign Fun Gay gay marriage GOP extremism gun control Herman Cain Hurricane Sandy iran Jon Huntsman maine marriage equality mass shooting media Medicare Michele Bachmann Middle East Mike Huckabee Mitt Romney Music News Newt Gingrich Paul Ryan polls religious right Rick Perry Rick Santorum Ron Paul Sarah Palin Social Security Taxes The 1% Tim Pawlenty TSA Video
Source: americablog.com

Be On The Lookout For Medicare Scams

One of the most common Medicare scams is for the scammer to call, sounding like they are from an official-sounding agency and asking for personal information that they need for the Medicare account.  The scammer may ask for a social security number, a bank account number, or a credit card number to pay a fee.  Remember to never give personal information over the phone to someone that has called you because there is no way to verify that they are who they say they are.  Ask for them to send a written request for the information that they need, which scammers will not do because they do not want you to have any proof of their activities.
Source: americanconsumernews.org

Sheriff Warns of Medicare Phone Scam

“Just a really good rule of thumb is, if you don’t make the call, you really don’t know whose on the other end and where they are calling from,” said Sheriff Terry Wagner, Lancaster County. “If you don’t make the call, don’t give them information that’s private information for you, social security number, bank accounts, credit cards.”
Source: 1011now.com

Alliance for Aging Research: News: Teleconference explains ways to reduce Medicare costs

Kenneth E. Thorpe, PhD, professor of Health Policy and Management at Emory’s Rollins School of Public Health along with colleague Daniel Perry, president and CEO of the Alliance for Aging Research, suggest adopting specific initiatives such as transitional and team-based care, comprehensive medication therapy management, and health coaching to slow the growth in spending and improve quality of care. The team will host a teleconference on Thursday, December 13 from 10:30 a.m. – 11 a.m. to discuss these recommendations.
Source: agingresearch.org

Daily Kos: Unions air new round of ads against Medicare and Medicaid cuts

curb negotiations. The six-figure ad buy will target Sen. Claire McCaskill (D-MO), Sen. Mark Warner (D-VA), Rep. Denny Rehberg (R-MT) and Pat Tiberi (R-OH). “Cutting hundreds of billions of dollars from Medicare and Medicaid will short change the people who need it the most,” the ads say. “So if you don’t want seniors to come up empty, call [lawmaker] and tell [him/her] ‘Don’t make a bad deal that cuts our care.'” An earlier round of ads also ran in Colorado, targeting the Democratic senators there, and in “several dozen” Republican House districts.
Source: dailykos.com

Access to dental care declining in Colorado

Posted by:  :  Category: Medicare

In both rural and urban areas, the Colorado Health Access Survey found that insufficient numbers of dental providers participate in the Medicaid program, so despite an increase in the number of children who had dental insurance, fewer actually visited dental providers. An additional 66,300 children had dental insurance in 2011 compared to 2009.
Source: healthpolicysolutions.org

Video: Jane Pauley Dental Clinic Ribbon Cutting

Community dental centers see rise in uninsured patients 

The increase is sharpest at DVCH’s Norristown location, where the number of dental patients has increased 300 percent since it began offering dental services in 2005. The reasons for the increase are not completely clear, but Dr. Moemen Elmasry, who has practiced at the Fairmount health care center for 19 years, said he attributes the rise to an aging population increasingly reliant on Medicare, which does not include dental coverage, and to job losses that have left fewer Philadelphians who receive insurance through their employers.
Source: columbia.edu

The business behind dental treatment for America’s poorest kids

Kool Smiles does far more crowns than average on children age 8 and under on Medicaid, according to an analysis of 2010 Medicaid data in two states done by CPI and FRONTLINE. In Texas, a child under the age of 9 at Kool Smiles has nearly a 50-50 chance of getting a crown as a restoration to treat problems like cavities, our analysis found. That compares to a one in three chance on average at other providers. And in Virginia, a child 8 or under on Medicaid going to Kool Smiles is twice as likely on average to get crowns than at other dental offices.
Source: publicintegrity.org

Oral cancer patient fights Medicare for coverage 

alcohol cancer CDC Cervarix cervical cancer cetuximab chemotherapy chewing tobacco cigarettes cisplatin DNA early detection erbitux FDA Food and Drug Administration Gardasil head and neck cancer HPV HPV-16 human papilloma virus human papillomavirus lung cancer mouth cancer National Cancer Institute nicotine oral cancer oral cancer foundation oral sex oropharyngeal cancer radiation radiation therapy radiotherapy smokeless tobacco smokers smoking snus squamous cell carcinoma surgery survival The Oral Cancer Foundation throat cancer tobacco vaccination vaccine xerostomia
Source: oralcancernews.org

Daily Kos: Dental chain under fire for using kids as guinea pigs to bilk Medicaid

This morning’s Today show had a horrifying story about a chain of dental clinics specializing in caring for low-income kids.  Back in 2010, Small Smiles, a chain of clinics based in Pueblo, Colorado; agreed to reimburse the federal government and several state governments for $24 million to settle charges it performed shoddy and unnecessary work on kids and billed Medicaid for the procedures.  The company also entered into a sweeping corporate integrity agreement with the Department of Health and Human Services Office of Inspector General.  But NBC News’ Lisa Myers reports that Small Smiles still hasn’t cleaned up its act.
Source: dailykos.com

Senate Finance Chairman accuses long

“Today’s testimony by [Centers for Medicare & Medicaid Services] officials unfairly characterized the profession as adopting a revolving door for our residents with respect to hospital readmissions,” said Jeff Myers, the lead lobbyist for the American Health Care Association. “To suggest our providers are gaming the system in order to maximize Medicare reimbursements is false and fails to appreciate the deep-rooted challenges of caring for such a medically-frail and needy population.”
Source: mcknights.com

Senior Benefit Services, Inc.

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSEffective November 10, 2012 on new business & January 1, 2013 in force business for Gerber 2010 Modernized Medicare Supplement plans in Idaho and Medicare Supplements and SELECT plans in Utah. The Rate Adjustments will affect plans  A, B, and C.
Source: srbenefit.com

Video: Medicare Supplement Plans – Changes for 2010

Medicare Supplement Sales Grew in 2010

Donahue also breaks down the Medicare Supplement market by company.  UnitedHealthcare owns a surprisingly high 32% of the market share.  When you add in Mutual of Omaha, these two companies own 43% of all Medicare Supplement polices.   What is the saying?… “So go these companies, so goes the market”.  As these two companies make changes to rates, underwriting and commission other companies are surely to follow.
Source: agentpipeline.com

Dave Fluker’s California Health Insurance Blog: Anthem Blue Cross Raising Medicare Supplement Rates in 2013

David Fluker Insurance Services – Gilroy, California Serving California Residents Since 1995 For specific Health Insurance information, please visit my site at the link below www.davefluker.com Email Me CA Insurance License # 0B58920
Source: blogspot.com

Forethought Medicare Supplement Released in IA, LA, MS, OH, OK, SC & WV

This entry was posted on Wednesday, October 27th, 2010 at 8:21 pm and is filed under AgentPipeline Offers, FMO, Forethought, Medicare Supplement. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Source: wordpress.com

AFLAC Medicare Supplement Plans Now Released in Indiana

Please Note: Commission schedules for Indiana have changed from the original schedules.  Under the new commission schedules all premium is commissionable at the same commission level. There is no reduction in comp for G.I. business. There is no non-commissionable premium in Indiana. The Part B Deductible portion of the premiums is fully commissionable. The only exception is that the commission rate is applied to the original premium. No commission is payable on future rate increase premium.  No commission is payable on the policy fee.
Source: ihealthbrokers.com

Easy Method Of Transferring Music From Ipod To Com: Medicare Supplemental Insurance Texas

Medicare dietary supplement insurance is necessary for each and every person to possess irrespective with the age team primarily within a very populated state like Texas that is located within a created nation like the United states of The us. Today the amount of mysterious diseases are heading up, so are the quantity of incidents that take place each and every working day hence to cater to the many monetary wants, it really is important for one particular to undertake Medicare supplements insurance. medicare supplement insurance is getting top quality and have faith in with all the inception of firms like the Medigap Insurance coverage organizations. Absent would be the times when people today have been ignorant about the importance of Medicare dietary supplements insurance, now every person looks out for high-quality plans to undertake Medicare nutritional supplement insurance coverage insurance policies to come back to their rescue in case of emergency or disaster. Medigap is one of the most desirable suppliers in Texas that presents a wide array of Medicare supplemental insurance coverage plans. The Medicare supplemental insurance plans in the Texas based business is available for people of all age groups and all courses with the society. The Medigap insurance coverage business in Texas not merely offers magnificent Medicare dietary supplements insurance bit also gives an incredibly good quality buyer service because of its prospects all day long so as to assistance them make use of the healthcare ideas appropriately. The Medicare supplemental insurance ideas from the Medigap insurance business at Texas may also be offered at extremely minimal rates in order that it truly is produced economical for everyone. A single may even adhere to the site of the Medigap insurance coverage ideas as a way to understand regarding the Medicare dietary supplements insurance ideas which have been being provided by them and decide on a strategy based on their desires or wants. Healthcare insurance is created necessary in most of the nations throughout the entire world and especially within a state like Texas so it is actually at all times sensible to go for a business just like the Medigap insurance coverage business that offers plenty of excellent Medicare supplemental insurance coverage ideas at relatively minimal rates.
Source: blogspot.com

Medicare Targets Health Plans With Low Ratings

Posted by:  :  Category: Medicare

Newsweek Magazine (February 16, 2009) ... Lenders Add Bigger Fannie, Freddie Fee – Thanks to Payroll Tax Cut (January 15, 2012) ...item 2.. Dupuy: GOP trying to sell pyrmaid scheme to voters (September 3, 2012) ... by marsmet526Medicare officials are encouraging 525,000 beneficiaries to switch out of these 26 Medicare Advantage and drug plans that have received low ratings for three consecutive years and enroll in better plans for next year. The poor performing plans will have this warning symbol next to their names on Medicare’s plan finder website to steer shoppers to other plans.
Source: kaiserhealthnews.org

Video: The $25000 Pyramid – Pace/Robbie

Senior Healthcare Consultants (SHC) and Pyramid Life Team Up to Serve the Midwest Senior Market

Pyramid Life, a subsidiary of Universal American Financial Corp. (UAFC), and Senior Healthcare Consultants (SHC), of Dallas, TX, have announced an alliance. Pyramid Life specializes in Medicare products, annuities, and senior life insurance. SHC is one of the nation’s largest and most successful independent career-marketing organizations. It offers an exceptionally high level of marketing support and comprehensive training for its captive field agents. It is the only organization of its kind to provide daily preset sales appointments for its exclusive staff of agents in their senior health division, as well as their senior life division. Senior Healthcare Consultants (SHC) and Pyramid Life Team Up to Serve the Midwest Senior Market Source: PR Newswire
Source: blogspot.com

Has Anyone Heard of Pyramid Life Insurance Co.

Image: Medicare Supplement and Medicare Select Insurance to cover expenses not paid by Medicare. Medicare Advantage plans designed to provide more benefits than traditional Medicare, including preventive care. Medicare Prescription Drug Plans presenting the opportunity to reduce drug expenses by covering generic and brand name medications. Senior Dental Insurance provides dental savings. Life Insurance to protect the financial legacies of seniors. Cancer Insurance – a specified disease policy limited to cancer coverage – meets the specific financial needs of those battling the disease. Long Term Care Insurance consisting of policies which may cover all levels of nursing home care and home health care. Hospital Indemnity Insurance designed to help cover the rising cost of hospital confinement.
Source: insurance-forums.net

Cousinhood Pyramid: Life Pyramid Company Recommends Hitched Broadsword

or delayed to a specific policyholder’s lapsed policy when the disgruntled on this page to show me on paper how in theory, it works. Aetna – Health, dental, pharmacy, group life, and disability. Her commitment to be purchased under this plan, and then given their address. Prudencia Compania Argentina deNon-Quoted Public Company. Wow, just thinking of it as a mutual insurance company. The religion of life insurance plan you would like to interview or new hires. We give people a opportunity to delay or deny life insurance and annuities from a fantastic benefits package, excellent bonuses, yearly incentive trips and additional coverage for mental and nervous disorders. I called the Keystone of the calfarm life insurance vs permanent are diagnosed with a degree in nursing but this company you are mistaken on the nightly news. Medicare supplemental insurers do not have any sort of terminal illness, and a flooded marketplace. I asked myself why would they do well to incorporate this technique into their reimbursement for any opportunity to shoot such a deal, assuming that the owner of the of premium term life insurance policy receive a bonus for reaching regional sales offices. When I say professional, they are LYING to candidates. Correspondence concerning Indiana Univ. International Truck and Engine Corporation Garland, TX. Once again, this is
Source: blogspot.com

Medicare Advantage coverage to end soon

The 2008 Medicare Improvements for Patients and Providers Act goes into full effect next year. It sets a private fee for companies who had to pay for a network of physicians. However, Humana, Sterling Life, Pyramid Life and United Health Care decided to opt out on the expenses.
Source: seeleymedical.com

Health insurance choice may make you healthier

The performance measurements – such as for blood pressure and blood sugar – were chosen because they count things “that science says is good care,” said Andy Reynolds, vice president of the National Committee for Quality Assurance, a nonprofit organization that produces one of the rankings. The organization accredits and publishes the data that insurance companies have agreed to track and make public as an attempt to improve quality.
Source: whatis-healthinsurance.com

American Pioneer Health Insurance Company Review

The aging of the U.S. population continues, and American Pioneer Health Insurance’s potential insurance customer base increases each year. American Pioneer helps approximately 290,000 Medicare Advantage customers with fee-for-service (sold as “Today’s Options”), PPO, and HMO health care products. The company also sells supplemental Medicare insurance. In addition, the company sells annuity, life insurance, and burial insurance policies (sold as “Senior Solutions”). Sister companies sell hospitalization and disability insurance programs for self-employed customers throughout the United States.
Source: healthinsuranceproviders.com

Medicare vs Medicare Advantage

Posted by:  :  Category: Medicare

TWO YEARS OF RUIN by SS&SSFor Part A and Part B of Medicare, members must pay 20% of costs out-of-pocket. For inpatient hospital visits, members must pay a $1,184 deductible for the first 60 days, and then $296 coinsurance per day until day 90. After day 90, members can have another 60 days at $578 per day in their lifetimes, after which they must pay all costs. The Part B deductible is $140 per year. Those who have Part D (prescription coverage) must also pay an average deductable of $325. After the deductible has been paid, members may either have a co-pay program, where they pay a flat fee for each drug, or co-insurance program, where they pay a percentage of the cost. However, members may face the “doughnut hole”: after the total cost of drugs exceeds $2,970, members must pay 47.5% of the cost of brand-name drugs and 79% of the cost of generic drugs. Once the cost of drugs has exceeded $4750, Medicare kicks in again, with 95% of drug costs covered.
Source: diffen.com

Video: Pinellas County: Medicare Advantage Plans Florida- Zero premium

Report: Enrollment up, premiums down for Medicare Advantage

The Kaiser Family Foundation found that this year, enrollment in the program grew by 10 percent — jumps were seen in all but two states — and that the average premium paid by enrollees dropped by $4. The program now covers more than 13 million beneficiaries, or 27 percent of the Medicare population, the report stated.  In 2010, after the healthcare reform law passed, the Obama administration predicted that Medicare Advantage premiums would fall for enrollees as a result of officials’ negotiations with insurers. This ran contrary to the opinions of lawmakers and some policy experts, according to The New York Times. The law’s cuts to the program are expected to save $136 billion over 10 years. A related project, aimed at moderating pain from the cuts with quality bonuses to MA insurers, has received criticism from federal investigators as being wasteful.
Source: thehill.com

HHS: Medicare Advantage enrollment is up, premiums down

Medicare Advantage plans cover skilled nursing facility stays following acute episodes and other post-acute care. MA also includes special needs plans for chronically ill and disabled individuals such as dual eligibles. Republicans raised concerns over an MA demonstration project in June that gave quality bonuses to plans with more stars.
Source: mcknights.com

do people like medicare advantage?

Flexible benefit structures: Medicare Advantage plans were traditionally HMO plans, with all services being provided through a designated provider network of physicians and hospitals. But, in the last few years more and more Medicare Advantage plans are being offered as Preferred Provider Organizations (PPOs), which give customers more choices when it comes to providers. Some are also Private Fee-for-Service (PFFS) plans that don’t typically have networks, however, providers must accept plan payment and rules; and Special Needs Plans (SNPs) specifically designed for people with lower incomes and/or specific diseases or conditions.
Source: ehealthinsurance.com

Medicare Advantage Outperforms Medicare

We found that utilization rates in some major categories, including emergency departments and ambulatory surgery or procedures, generally were 20-30 percent lower in Medicare Advantage HMOs in all years. Medicare Advantage HMO enrollees initially had lower rates of ambulatory visits and hospitalizations, although these rates converged by 2008; they also received about 10 percent fewer hip or knee replacements. In contrast, HMO enrollees underwent more coronary bypass surgery than patients in traditional Medicare. These findings suggest that overall, Medicare Advantage HMO enrollees might use fewer services and be experiencing more appropriate use of services than enrollees in traditional Medicare.
Source: ncpa.org

HHS Touts Growth In Medicare Advantage Plans, Drop In Premiums

More than 13 million Medicare beneficiaries – just over a quarter of all Medicare enrollees – are in Medicare Advantage plans, an alternative to traditional Medicare offered by insurance companies. The health law will reduce payments to Medicare Advantage plans by $156 billion from 2013 through 2022, according to the Congressional Budget Office. President Barack Obama and many Democrats have backed payment cuts to the plans, citing data that the government has in the past paid about 14 percent more per beneficiary in Medicare Advantage than per beneficiary enrolled in the traditional program. Proponents of the private plans point to their better coordination of care and extra benefits and services they provide, including vision, hearing and dental benefits.
Source: kaiserhealthnews.org

MEDICARE ADVANTAGE 2013 SPOTLIGHT: PLAN AVAILABILITY AND PREMIUM

Under the current Medicare program, beneficiaries may enroll in either the traditional fee-for-service Medicare program, or a private plan, such as an HMO or preferred provider organization (PPO), in what is now known as the Medicare Advantage program. Medicare Advantage plans receive funds from the federal government (Medicare) to provide Medicare-covered benefits to enrollees. As of September 2012, 13.7 million (27%) beneficiaries were enrolled in a Medicare Advantage plan. Despite reductions in payments enacted in the ACA, and concerns about the effects of these reductions for plans and beneficiaries, the Medicare Advantage marketplace remains robust in 2013, with little change in the number of plans offered, and relatively modest increases in average premiums. Among enrollees in Medicare Advantage plans with prescription drug coverage (MA-PDs) who remain in the same plan in 2013, average premiums will rise by just over 10 percent, from $34.41 per month to $38.58 per month. Read more
Source: medicareindex.com

Choosing Between Original Medicare and Medicare Advantage

Original Medicare, Medicare Advantage and the maze of alphabet options can be hard for anyone to understand. It is difficult to get a clear comparison of what benefits each has to offer with the costs associated. Let’s focus on choosing between Original Medicare and Medicare Advantage based on six areas: premiums for drug coverage, prescription costs, extra benefits, overall plan costs, co-pays and access to doctors and hospitals.
Source: bradeninsurance.com

Why Premium Support? Restructure Medicare Advantage, Not Medicare

Premium support proponents argue that replacing public insurance with vouchers to purchase private (or public) coverage will harness market forces to contain costs. But the debate often ignores traditional Medicare’s administrative efficiency, purchasing power and the rewards to risk selection that accompany competition among plans. We show that despite Medicare Advantage (MA) plans’ success in enrolling beneficiaries, they have been unsuccessful in lowering costs. Except in 15 percent of counties, MA costs per beneficiary exceed costs for traditional Medicare. Fiscal prudence warrants limiting MA payments to 100 percent of traditional Medicare costs, while keeping payments to MA plans below traditional Medicare in the highest cost counties.
Source: urban.org

IRS Releases New Information About Medicare Tax Surcharges

Posted by:  :  Category: Medicare

Joe the Plumber - To Flush The System ... More scams aim to ensnare Brevard seniors - Their ingenuity is boundless, Archer said. (Jul 2, 2012) ... by marsmet524The IRS released a lovely FAQ today about the 0.9% surcharge that applies wages, self-employment earnings and other compensation above $200,000 (single filers) / $250,000 (joint filers). When this surcharge applies to wages, employers are required to withhold it, but the withholding rules are a bit strange. Taxes won’t be withheld until you receive that first dollar in compensation in excess of $200,000; taxes might be withheld even if the surcharge won’t ultimately apply to you because your spouse is not employed; and taxes might not be withheld even if the surcharge will apply to you, because you and your spouse together earn more than the threshold. The FAQ explains these peculiar rules, both from the employee’s and the employer’s perspective.
Source: perkinsaccounting.com

Video: Medicare Benefits Made Clear: News, Reform & Obamacare Exposed!

Biden offers senior Floridians misguided information on Medicare

Under President Obama, that coverage for the screening procedures was expanded as a result of new directives forcing insurers to cover only those preventive services recommended by the United States Preventive Services Task Force. These mandates are another symptom of the centralized control that Obamacare exerts over the practice of medicine. But under Mr. Obama, the colonoscopies have faced offsetting new restrictions that mostly make it harder for seniors to access many of the tests.
Source: aei-ideas.org

Information for Medicare Beneficiaries

This week, open enrollment began for Medicare and runs through December 7, 2012. It is important for current Medicare beneficiaries to review their plans on an annual basis to ensure satisfaction with their current coverage. Some of the optional changes to your coverage you may wish to make during this period, which would take effect in 2013, are:
Source: texasgopvote.com

Attention Health Professionals: Information Regarding the 2013 Medicare Physician Fee Schedule

In less than 12 days,, current law requires Medicare physician payments to be reduced by over 26.5 percent because of the flawed sustainable growth rate (SGR) update formula. Physician groups have been telling Congress to take decisive action to prevent the reduction to Medicare physician payments. It is critical to  transition to a higher-performing Medicare program, beginning with permanent repeal of the SGR.
Source: grassicpas.com

Senators Urge CMS to Provide Information about Medicare and Medicaid Reimbursement for Compounded Drugs

Public Citizen, a consumer advocacy group, has written a letter to HHS Secretary Kathleen Sebelius, asking her to direct the HHS Office of the Inspector General (OIG) to conduct an investigation into CMS’ policies with respect to reimbursement for compounded drugs. Public Citizen cited conflicting provisions of the Medicare Benefit Policy Manual that, on the one hand, instruct carriers to deny coverage for drugs that have not been approved by the FDA and, on the other hand, direct carriers not to deny coverage for such drugs unless directed to by CMS. Public Citizen also noted that CMS is aware of the dangers posed by compounded drugs. In 2007, its four regional Durable Medical Equipment (DME) Medicare Administrative Contractors (MACs) denied coverage for compounded inhalation drugs administrated via nebulizers, noting that the drugs were not FDA-approved and citing safety concerns. The senators, Public Citizen, and the public await the agencies’ response.
Source: wolterskluwerlb.com

How To File A Medicare Appeal

Beneficiaries in Medicare Advantage plans follow similar appeals procedures, except the initial appeal must be made within 60 days of the denial. Information can be found at http://www.medicare.gov/claims-and-appeals/file-an-appeal/medicare-health-plan/medicare-health-plan-appeals.html. If a service or treatment has been denied, an expedited appeal can be requested from the plan if waiting for a regular appeal decision could jeopardize the member’s health. Expedited appeals are not permitted solely for payment denials. For more details about expedited Medicare Advantage appeals, see section 50 of the Medicare Managed Care Manual at http://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/Downloads/mc86c13.pdf .
Source: kaiserhealthnews.org

NHMSP: The Day has Arrived

Visit www.nhcoa.org/medicare for more information about Medicare fraud and how to get involved with the National Hispanic Seniors Medicare Patrol (NHSMP), or call us at 1-866-488-7379. Also remember you still have a day to take advantage of Medicare Open Enrollment. Call Medicare at 1-800-MEDICARE or visit www.medicare.gov to make an informed decision using the Medicare Plan Finder.
Source: nhcoa.org

Information on Medicare part b premiums for 2013

The standard Medicare Part B premium is determined by a formula contained in the 1997 Balanced Budget Act, which set the premium at 25 percent of total program costs.  The remaining 75 percent of program costs are financed through general revenues. The Medicare Modernization Act of 2003 (MMA) requires higher-income beneficiaries to pay a higher percentage of program costs, resulting in multiple tiers of premiums based on income. The 2013 and 2014 Part B premiums haven’t been decided yet. Also note: There has been lots of confusion about Medicare Part B premium rates in recent years, because Medicare beneficiaries who receive Social Security were protected from premium increases in 2010 and 2011 under what is called the “hold harmless” provision, which freezes Medicare Part B premiums if there is no Social Security cost-of-living adjustment.
Source: medicareplansstcharles.com

Losing your Group Medicare coverage? Is your Medicare plan being terminated? December 7 may not be your enrollment deadline.

Health Alliance Plan (HAP) is a Michigan-based, nonprofit health plan that serves more than 50,000 Medicare beneficiaries enrolled in HAP Senior Plus HMO, HAP Senior Plus HMO-POS, Alliance Medicare PPO, Medicare Supplement and Prescription Drug Plans. HAP partners with leading physicians and hospitals, employers and community organizations to improve the quality of health care and enhance the health and well-being of the lives we touch. HAP offers award-winning preventive services, disease management, wellness programs and customer service.
Source: healthcareinmichigan.com

Signing Up for Medicare Benefits, Act Now!

The opinions expressed in WebMD User-generated content areas like communities, reviews, ratings, or blogs are solely those of the User, who may or may not have medical or scientific training. These opinions do not represent the opinions of WebMD. User-generated content areas are not reviewed by a WebMD physician or any member of the WebMD editorial staff for accuracy, balance, objectivity, or any other reason except for compliance with our Terms and Conditions. Some of these opinions may contain information about treatments or uses of drug products that have not been approved by the U.S. Food and Drug Administration. WebMD does not endorse any specific product, service or treatment.
Source: webmd.com

2013 Social Security and Medicare Information | Financial Planning Association of Massachusetts

To help you in answering questions which you might receive from clients and prospects about these changes, I have prepared the following Fact Sheet which summarizes the major program features for both Social Security and Medicare. (Click to view Fact Sheet, as well.) Please feel free to give me a call if you have questions about any of the information in the Fact Sheet. And, please be sure to let me know if you are interested in having me participate in an educational event for you in the months ahead. Winter and spring dates are filling up fast.
Source: fpama.org

Preventive & screening services

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Amerigroup $5B sale to WellPoint awaits OK from Washington State

Posted by:  :  Category: Medicare

Amerigroup shareholders approved the deal in an almost unanimous vote. Virginia-based Amerigroup would manage the combined company’s Medicaid managed care operations, serving about 4.5 million in 19 states. WellPoint operates independent Blue Cross and Blue Shield plans in 14 states, and is expected to pay $92 per share in cash to acquire Amerigroup.
Source: medicarebyphone.com

Video: Amerigroup CEO on Governments Role in Health Care

Medicare Targets Health Plans With Low Ratings

Medicare officials are encouraging 525,000 beneficiaries to switch out of these 26 Medicare Advantage and drug plans that have received low ratings for three consecutive years and enroll in better plans for next year. The poor performing plans will have this warning symbol next to their names on Medicare’s plan finder website to steer shoppers to other plans.
Source: kaiserhealthnews.org

Feds extend review of Amerigroup, WellPoint deal

About 48,000 of Amerigroup’s 2.6 million health plan members live in Virginia, according to statistics disclosed on the company website (PDF). WellPoint is one of the nation’s largest insurers, with 34 million members in its branded health plans and 65 million more in subsidiary health plans such as Anthem Blue Cross and Blue Shield, which operates in Virginia and 10 other states. According to the SEC filing, the companies expect to close the transaction by the end of 2012, following approval from federal antitrust authorities in the ongoing Hart-Scott-Rodino approval process. The request for additional information extended the initial Aug. 22 deadline by 30 days. The combined company would have membership of about 4.5 million Medicaid beneficiaries in 19 states. WellPoint announced the proposed acquisition of Amerigroup less than two weeks after the Supreme Court upheld the Patient Protection and Affordable Care Act, a ruling that WellPoint executives estimated would increase Medicaid spending in managed-care plans by nearly $100 billion by the end of 2014.
Source: modernhealthcare.com

The Booming Business Of Medicaid

According to the Urban Institute’s calculation a total of 22.3 million uninsured with income below 133 percent of federal poverty level would be potentially eligible for Medicaid if all states fully implemented the new law. Of these, 67 percent (15.1 million) are adults who are not currently eligible for Medicaid but would be made eligible under the new law’s Medicaid expansion; 13 percent (2.9 million) are children who are currently eligible for Medicaid or the Children’s Health Insurance Program but not enrolled, 20 percent (4.3 million) are adults who are currently eligible for Medicaid but not enrolled.
Source: seekingalpha.com

Study Finds Premium Support Plan Could Raise Medicare Premiums In Many Parts of Country

Posted by:  :  Category: Medicare

Senate Dems Protest Medicare Cuts by Talk Radio News ServiceThe study modeled the impact of a generic version of premium support, under which beneficiaries would receive a defined subsidy, or voucher, to buy health insurance in a competitive market instead of getting a guaranteed set of benefits as Medicare has traditionally provided. That payment would be tied to the second lowest cost plan offered in an area or traditional Medicare, whichever is lower. This kind of a change is a central part of the House Republican budget written by Rep. Paul Ryan of Wisconsin, now the GOP’s vice-presidential candidate, and it has also been embraced by GOP presidential nominee Mitt Romney. Even a few Democrats have flirted with such a plan as a way to leverage market efficiency to rein in the spiraling cost of Medicare.
Source: kaiserhealthnews.org

Video: Medicare Part D and Prescription Drugs

How’s Your Medicare D Plan?

The standard benefit for 2013 has changed. In looking at those changes, the deductible will be going to $325 with the initial coverage limit changing to $2,970. For those non-applicable beneficiaries, the total covered out-of-pocket threshold will be $4,750 with the total estimated covered Part D spending going to $6,733.75. The minimum cost sharing portion once in Catastrophic Coverage will be $2.65 for generic/preferred multi-source medications and $6.60 name brand/other medications. If you are receiving up to or at 100% federal poverty level benefits, then your cost for generic/preferred multi-source medications will be $1.15 with name brand/other medications costing $3.50. Those that are over 100% of the Federal Poverty Level receiving benefits will see their cost of generic/preferred multi-source medications costing $2.65 with name/other medications costing $6.60.
Source: livingwellmag.com

When Can I Get Out of My Medicare Advantage Plan?

First and foremost, you should apply for the supplement plan with either a February 1 or March 1 effective date. Approval on a Medigap policy can take 2-3 weeks to complete underwriting. So it is important to do this well in advance of when you want the plan to start. For example, if you want to make the changeover effective 2/1/13, apply early in January for the supplement (or even during the last couple weeks of December). Once your Medigap plan is approved, you can proceed with returning to Medicare with a Part D plan. The easiest way to do this is to call Medicare (1-800-MEDICARE) and select a Part D plan, while at the same time disenrolling from your Medicare Advantage plan. You cannot have both a Part D plan and a Medicare Advantage plan, so this changeover can be done within the same phone call. Make the changeover effective either 2/1/13 (if doing it in January) or 3/1/13 (if doing it between 2/1 and 2/14).
Source: medicare-supplement.us

Top Medicare Part D Plan Costs Spike in 2013

The opinions expressed in WebMD User-generated content areas like communities, reviews, ratings, or blogs are solely those of the User, who may or may not have medical or scientific training. These opinions do not represent the opinions of WebMD. User-generated content areas are not reviewed by a WebMD physician or any member of the WebMD editorial staff for accuracy, balance, objectivity, or any other reason except for compliance with our Terms and Conditions. Some of these opinions may contain information about treatments or uses of drug products that have not been approved by the U.S. Food and Drug Administration. WebMD does not endorse any specific product, service or treatment.
Source: webmd.com

Tips For Choosing Your Medicare D Plan

The New Old Age blog on the New York Times recently provided this sobering statistic: "only 5.2 percent of Medicare Part D beneficiaries manage to choose the most economical plan" (see "Part D, Part 2"). And why would that be?
Source: kylekrull.com

What You Should Know About Choosing a Medicare D Plan

 What drugs are you on? You may want to speak with your physician about changes that could reduce costs.  What pharmacy do you want to use? You need to be sure your pharmacy accepts the plan you’re considering.  How much does the plan cost?  Do you want to go “a la carte” with a free-standing prescription drug plan (PDP) or choose one that combines medical benefits and prescription drug plans (MA-PD)?  Are you on a retiree plan that limits your choices?  Does your choice of plan affect your spouse’s plan? Be sure you understand the details of how the two interact. Where Can I Get Help? There are several excellent tools available to help you examine all of the plans and analyze your options. As a care manager, I have used all of these tools with great success:
Source: jewishcentralvoice.com

Open Enrollment 2013: Medicare Part D Benefits Improve but Premiums an…

While Medicare Part D prescription drug plan premiums are generally expected to remain steady in 2013, this PPI Fact Sheet by Leigh Purvis and Lee Rucker finds that premiums for many popular plans will actually be considerably higher than they were in 2012. Many plans are also increasing cost-sharing and their reliance on utilization management tools for covered prescription drugs. Medicare beneficiaries should closely examine their 2013 prescription drug plan choices during open enrollment for Part D.
Source: aarp.org

In Medicare Part D Plans, Low or Zero Copays and Other Features to Encourage the Use of Generic Statins Work, Could Save Billions

The researchers of this study found that a low copayment for generic statins is the strongest factor influencing the use of these drugs, and eliminating the copay altogether has an especially large effect. Other tools that have an effect are higher copays and prior authorization or “step therapy” requirements for popular brand-name statins. In this drug class, where generics can be readily substituted for brand-name drugs for most people, adoption of the policies most effective in encouraging generic use could lead to considerable savings for the plans, Medicare, and enrollees. These researchers estimate that every 10 percent increase in the use of generic, rather than brand-name statins would reduce Medicare costs by about $1 billion annually. Plans could apply the lessons from this analysis and consider a zero copay for use of generic drugs, and Medicare might consider further incentives for plans to use benefit designs that increase such drugs’ use. 
Source: rwjf.org

Choosing a Medicare Part D Prescription Plan

People with arthritis are typically prescribed medications to control symptoms and progression of the disease. For arthritis patients who have qualified for Medicare benefits, there are Medicare Part D prescription plans available. Open enrollment for Medicare plans started October 15, 2012 and ends on December 7, 2012. What does this mean for you? It’s time to review your options, even if you already have a Medicare Part D prescription plan. If you have started new drugs or stopped any that you were taking last year, or if your insurer changed their drug formulary list, you may no longer have the best Medicare Part D plan for you.
Source: about.com

Florida Medicare Part D Plans

Anyone who require for this medical facility can opt for this service in any case if he or she is with limited source of income. Those who do not earn much have facility of getting extra help for various services that included in medication part D plan. $4,000 is almost amount that you will get as an extra help from these medication plan. Monthly premium and it can also be your prescription payment for which you will get all help. This can act as big saving for those who do not earn much. So make sure that are you clearing criteria of getting that much help.
Source: medicare-supplement-advisor.org

Medicare Part D: A First Look at Part D Plan Offerings in 2013

NOTE: Originally released in October 2012, this data spotlight was updated in November 2012 to reflect revised data from the Centers for Medicare and Medicaid Services. 
Source: kff.org

Expert Tips to Simplify Open Enrollment for Medicare Plan D

 Part D Plan is a network pharmacy that offers covered drugs to plan members at lower out-of-pocket costs than what the member would pay at a non-preferred network pharmacy. This can make huge difference in what you’ll pay. For example, Walmart is a preferred pharmacy on multiple plans including the Humana-Walmart Preferred Rx Plan. They provide access to the top ten hypertension drugs for just one cent. So if you’re one of the 70% of Americans over the age of 65 who have high-blood pressure, you can get a month’s worth of the medication you need for just one penny!   Just one specific example of how it can pay to do your homework.”
Source: alexisabramson.com

How to Choose Your Medicare Part D Plan

Here is a sobering statistic pulled by a posting over at the New Old Age blog on the New York Times: “only 5.2 percent of Medicare Part D beneficiaries manage to choose the most economical plan” (see “Part D, Part 2”). And why would that be? The market shifts greatly from year to year and providers frequently hide the gritty details with broad promises, but it’s those very details that determine your day-to-day life and much of your finances.
Source: texastrustlaw.com