Medicare Discloses Hospitals’ Bonuses, Penalties Based On Quality

Posted by:  :  Category: Medicare

20090418jb_EFCAcanvassingPA_27 by SEIU InternationalThe program is one of several Medicare is launching to make hospitals and doctors accountable for quality and more careful stewards of public money. In October, Medicare also began reducing payments to 2,217 hospitals because too many of their patients ended up back in their care within a month. Medicare already gives bonuses to the private Medicare Advantage insurance plans that score well on quality metrics. In 2015, the health law calls for the government to begin a quality payment program for physician groups of 100 professionals or more, and that is to be expanded to all doctors by 2017.
Source: kaiserhealthnews.org

Video: Medicare’s Chief Actuary: Choice & Competition Have Successful History

Just Turned 65? Medicare Choice Comes Around Again

Is your Medicare plan changing in 2013? If you have a Medicare Advantage plan or a prescription drug plan, your plan will send you a document called an Annual Notice of Changes by the end of September. This is a big, thick doorstopper of a document. Don’t toss it aside. You need to review it carefully because your plan could make changes that affect you. For example, the co-pay could change for a drug you take, or a specialist you see may have dropped out of the plan’s network.
Source: allsup.com

With Medicare Every Year You Have a Choice

In conclusion, seniors, different types of Medicare plans offer various advantages. These choices are to your advantage. They give you the freedom to choose whatever best fits your own personal situation.  If the above seems a bit overwhelming, don’t worry- our team has over 20+ years experience in helping seniors navigate through the Medicare maze. Please, give us a call, we’d be happy to help answer all of your questions and guide you through our easy online plan comparison tool. We’ll help you assess your needs and wants and lay out all of your options for you in an easy-to-understand format. We are open Monday-Friday 7:00am-4:00pm PST. Call us at 1-800-568-2382. Se habla espanol!
Source: medicareecompare.com

A Season For Medicare Choices

• Get help if you need it. The Medicare.gov website lists all the plans in your area. You can call 1-800-MEDICARE for general information and to enroll in a plan. You can also get a referral for your local State Health Insurance Assistance Program (SHIP). Every state has one, and they provide free counseling and advice to everyone with Medicare.
Source: smmirror.com

The Choice on Medicare (Infographic)

Who do you want making decisions for 50 million seniors? Mitt Romney says seniors should make their own decision, President Obama wants 15 unelected bureaucrats to make the decisions for them. Seniors deserve choice, not rationed care.
Source: redalexandriava.com

PPACA Provides Medicare Enrollees With More High Quality Choices

As a result of the Patient Protection and Affordable Care Act (PPACA), Medicare is taking more proactive steps to promote high quality plans and communicate with beneficiaries who are enrolled in low performing plans about their options. People enrolled in plans with a 3 star or less rating for 3 consecutive years will receive notifications letting them know they can switch to a higher quality plan. 5-star plans are also rewarded by being able to continuously market and enroll beneficiaries, throughout the year.
Source: choiceadminexchanges.com

United Healthcare Medicare Plans

United Healthcare is a popular choice and based on the company, one record five Medicare beneficiaries in their health plans. They also provide coverage through SecureHorizons, AmeriChoice, and Evercare. You may want to consider United Healthcare Medicare plan if you recently turned 65 and are just becoming eligible for Medicare. You may currently be enrolled in a health plan Medicare but not happy and want to change providers. You may be a situation where you move to a new location and can not receive coverage under your old plan. You might be interested in Medicare health plan if you are worried about getting coverage for your prescription drugs.United Healthcare Medicare plans are offered in a number of options including HMO plans, insurance plans supplement, special needs plans, and Medicare Part D prescription drug plans. These plans offer different types of coverage and the best one for you will depend on your individual health condition.For example, United Healthcare Medicare HMO plans are simple to use and understand. You simply pay a set amount anytime you need medical services. You know in advance what your costs will be and not surprised by bill huge doctor. HMO plan charges you a set fee for an office visit, visit the emergency room, and hospital stay. The fees are lower than you would pay in traditional Medicare coverage. The only potential drawback only HMO plan is that you must use doctors within the network if you need emergency care. If you use a doctor outside the network, you must pay full out-of-pocket costs.United Healthcare Medicare plans also include supplement insurance. This insurance helps cover the costs incurred in Medicare part BA and party costs. The special needs programs are only for those with certain medical conditions and life situations and not open to general enrollment.United Healthcare Medicare drug prescription coverage can be vital for you if you want to take drugs on an ongoing basis. With this coverage, you pay a flat fee for drugs or get them for free. Coverage is extended to include the most commonly prescribed drugs for seniors.
Source: startupzz.com

Put it on your fall checklist: Medicare Open Enrollment

If your parents want to go online and sort through the details, they can get an early start, and you can help them navigate the process if needed. We’ve already made sure that the Medicare Plan Finder is fully updated with all new 2013 cost and benefit information for health and drug plans and is ready right now. All your parents need to do is start by entering the drugs and checking on the doctors and pharmacies they want to use. A few more steps will get them a personalized list of their plan choices and help them compare.
Source: medicare.gov

Medicare Open Enrollment: The Tools Are There to Help Your Loved Ones Make Good Plan Choices

A recent study found that seniors (often with the help of their support systems like you and me) are learning from their experience with Part D over time and switching plans when they can save money, or when a different plan better fits their individual health needs. The study, which we have highlighted in our Rx Minute newsletter this month, shows that seniors are adapting to get the best drug coverage for their money. Research PhRMA sponsored found that even in 2006, Part D’s first year, seniors disproportionately chose plans with lower premiums and deductibles and broader choice of medicines. In sum, choice works, benefiting seniors.
Source: phrma.org

The Hard Choice for Medicare

So, in broad brush, the first path to prevent Medicare insolvency without reducing eligibility or benefits is for the Federal government to impose provider reimbursement reductions that will arguably cause many doctors to refuse Medicare patients. This path could lead to requiring doctors to serve Medicare patients at deep discount rates as a condition of holding a license to practice medicine.
Source: truenorthreports.com

Daily Kos: New Hampshire voters have a choice: Social Security and Medicare or private accounts and vouchercare

In New Hampshire’s first district, Republican Rep. Frank Guinta received that same RetireSafe backing. Like Bass, Guinta voted for the Ryan budget, but Guinta first supported the even more extreme Republican Study Committee proposal. When it comes to Social Security, this year, Guinta is all about preserving it. This year, he says that in 25 years he hopes to be able to tell his children, “Because Americans acted responsibly back in 2012, you will be able to count on Social Security and Medicare being there for you when you reach retirement age.” But in 2010, arguing that “future generations should seek different private-sector solutions” he said that  “my kids are six and five. They shouldn’t know what Social Security is.”
Source: dailykos.com

Hellounitedmedicare.com UnitedHealthcare Medicare Solutions

Posted by:  :  Category: Medicare

hellounitedmedicare.com has address 64.202.189.170 hellounitedmedicare.com mail is handled by 0 smtp.secureserver.net. hellounitedmedicare.com mail is handled by 10 mailstore1.secureserver.net. www.hellounitedmedicare.com is an alias for hellounitedmedicare.com.
Source: statscrop.com

Video: Medicare Basic Overview by United Healthcare Medicare Solutions

Uhcmedicaresolutions.com UnitedHealthcare Medicare Solutions

Uhcmedicaresolutions.com has 4 years old, it is ranked #94,487 in the world, a low rank means that this website gets lots of visitors. This site is worth $34,088 USD and advertising revenue is $17 USD per day. The average pages load time is 1.173 seconds, it is very good. This site has a very good Pagernk(5/10), it has 861 visitors and 4,477 pageviews per day. Currently, this site needs more than 245.58 MB bandwidth per day, this month will needs more than 7.43 GB bandwidth. Its seo score is 67.2%. IP address is 168.183.36.59, and its server is hosted at Minneapolis, United States. Last updated on Mon, 03 Dec 2012 18:52:34 GMT.
Source: statscrop.com

United Healthcare Medicare Solutions

Jobs in Portland OR: Due to market expansion, we have immediate openings in our Senior Health Insurance Products Division. This is a career agent position, and requires a State Health Insurance License. United Healthcare is a 55 Billion Dollar company, with over 73,000 employees, and over 70 million customers. Named by Fortune Magazine as the most admired Health Insurance Company in the World, United Healthcare truly has a lot to offer. We provide year round marketing and training support, specific to your market. We provide personalized lead support, dedicated training, and ongoing coaching. We also offer a full agent contract, no assignment of commissions, no separate contract to sign, you would be directly appointed with United Healthcare. This means that you own your own book of business. Our exclusive and proprietary marketing campaign is ongoing, and generates leads throughout the year. We do not charge for leads, and we do not charge for supplies. We are exclusive to United Healthcare for Medicare Products. In order to receive our leads, you would need to be exclusive to United Healthcare for these products also. If you are contracted with a competitor, we can still work with you, but we cannot provide leads to you. We are looking for either career agents, who are interested in a year round career opportunity, with leads and ongoing support and resources, or those who are interested in helping their current clients, on a very part time/occasional basis, and who would not want/need lead support as a result. We are open to any reasonable combination of these opportunities as well. Full training is provided, as well as personalized coaching, individual strategy planning, etc. If you don’t currently have e&o insurance, ask us about our complimentary e&o program (no cost). Here are some highlights of the products we offer: – 0 Premium Product – $400 average first year commissions per sale – 12 month advance – 10 year payment cycle (1st year + 9 yr renewals) – No cost lead support – Local training and resources – Local & National Support – Direct Company Appointment – Commissions paid twice weekly – Year Round Opportunity – Ongoing Marketing Support – No Assignment of Commissions – You Own Your Own Book – Agency Opportunities – General Agent Opportunities – Ask us about our Complimentary E&O program This means that if you average 5 sales per week, you can earn up to $100,000 first year in commissions, and $48,000 per year in renewals. At 7 sales per week, you can earn up to $140,000 first year commissions, and $70,000 per year in renewals. After a few years, your renewals could easily exceed your first year commissions, and the good news is that there is no time frame requirement to become vested, and you own your own book of business. We are in the midst of a major marketing campaign, including a variety of ongoing strategic efforts. This is an exciting time for us, and the good news is that if you would like to be part of our success, there is still time to contract. This contract would include AARP Medicare Complete, AARP RX Saver, Secure Horizons, and Evercare Products, as well as the AARP Medicare Supplement Products (including the new modernized plans). This is for a direct appointment, with a full agent contract, and is intended as a career opportunity. Please let us know if you are interested, by email, and we can discuss the opportunity further. Time is of the essence, since contracting and becoming certified to offer these great products takes approximately two weeks, and the busiest season of the year is fast approaching. We are busy year round as well, but we are currently in immediate need of dedicated agents to help us service opportunities during this exceptionally busy time. We are filing limited slots. For immediate consideration, reply to this posting and please include your phone number, and a summary of your experience. We will respond to qualified candidates promptly. If you are primarily interested in marketing to your current clients, and/or professional networking, we can provide ongoing support for your efforts as well. For highly qualified candidates, General Agent opportunities may be available in specific markets. Thank you for your interest in United Healthcare Medicare Solutions, and Secure Horizons. Location: Statewide Compensation: 50,000 to 130,000 First Year Commissions + Renewals Principals only. Recruiters, please don’t contact this job poster. Please, no phone calls about this job! Please do not contact job poster about other services, products or commercial interests.
Source: inportland.info

United Healthcare Medicare Solutions

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Source: yourhealthwellness.org

UnitedHealthcare cutting 191 Medicare telesales jobs in Florida

To assist affected employees, UnitedHealthcare created additional customer service positions to which those employees losing their jobs have been encouraged to apply. Employees hired into the new positions will be re-trained and remain with the company, according to Burns.
Source: ifawebnews.com

Free Agent Document Whiteal

Medicare Supplement 2010 Medicare Supplement Insurance Plans – Due to industry-wide modifications to Medicare Supplement Insurance Plans, UnitedHealthcare Medicare Solutions has made certification requirement changes for the upcoming selling season. Good news! By confirming that you have completed all appropriate modules, you will be able to sell Medicare Supplement Plans through May 2010 effective dates. Take these modules: 2010 Medicare Basics 2010 Ethics and Consumer Sensitivity 2010 Before the Sale: Educating the Consumer 2010 AARP® 101 2009 AARP® Medicare Supplement Plans 2009 Medicare Supplement Plans Medicare Solutions You are a newly contracted agent or not currently certified to offer Medicare Supplement and want to sell: You are already 2009 Medicare Supplement certified and want to sell: AARP® Medicare Supplement Plans with effective dates through May 2010 SecureHorizons® Medicare Supplement Plans with effective dates through May 2010 AARP® Medicare Supplement with effective dates through May 2010 SecureHorizons® Medicare Supplement with effective dates through May 2010 Additional information regarding certification procedures for Medicare Supplement plans with an effective date of 6/1/2010 or later will be released early in 2010. Reminder: Agent commissions are payable only if all of the above conditions are met prior to the Medicare Supplement application’s signature date. Stay tuned for more information! August 4, 2009. Confidential and proprietary. For agent use only. Do not distribute. Certification for federal health programs is a requirement of the Centers for Medicare & Medicaid Services (CMS) as well as the agent contract. The completion of these certifications is strictly for UnitedHealthcare Medicare Solutions products only. It is the responsibility of the sales agent to comply with all applicable federal regulations. Commissions are payable only to contracted agents when they are fully certified for the plan’s effective date…
Source: bignerds.com

Medicare Explained In Enfield

It will also look at ConnPace and the Medicare Savings Program, which provide those who qualify with additional financial assistance to cover prescription drugs and Part B premiums. Nancy Petronio, of United Healthcare Medicare Solutions, will present the overview and will also be available for questions.
Source: courant.com

Hispanic journalist new UnitedHealthcare face among elderly Spanish speakers

UnitedHealthcare is a diversified health well-being company that provides Medicare coverage options for individuals and group retirees through its affiliates. The family of UnitedHealthcare Medicare Solutions plans includes Part D Prescription Drug Plans, Medicare Supplement Insurance Plans and Medicare Advantage Plans featuring the UnitedHealth, AARP, SecureHorizons, SecureHorizons MedicareDirect, Evercare or AmeriChoice brand name. Plans are insured or covered by an affiliate of UnitedHealthcare, a Medicare Advantage organization and a Prescription Drug Plans sponsor with a Medicare contract.
Source: hispanicmpr.com

Our Thrifty Nickel and American Classifieds Blog

Honda of Midland wants to help put you behind the wheel of a new car. Stop on in to talk to one of their dedicated sales team members about the ‘Happy Honda Days Sales Event’ going on right now. You can always see their full inventory or get pre-approved by applying online at HondaMidland.com. On the lot today is a new 2012 Honda Accord LX that you can lease for only $149 a month! Or what about a new 2012 Honda Civic LX available to lease for only $124 a month! Come on by to see their entire inventory at 3705 W. Wall Street in Midland, and you can always call (432) 218-4117 for more information.
Source: ourthriftynickel.com

Maximizing Medicare Prescription Drug Coverage

Medicare beneficiaries take an average of 29 prescriptions per year, spending approximately $1,300 on medications annually.[1] Individuals with chronic conditions such as heart failure often pay more than double that amount.[2]   Fortunately, there is a voluntary program called Medicare Part D that helps beneficiaries pay for their prescription drugs. Beneficiaries can access prescription drug coverage either from a stand-alone Part D prescription drug plan or from a Medicare Advantage plan that bundles coverage of medical, hospital and prescription drug benefits in one plan.   Enrolling in Part D prescription drug coverage is one way beneficiaries can help manage their prescription drug costs, but they should be aware that all Part D plans include a coverage gap, which is often called the “donut hole.” In the coverage gap, beneficiaries’ out-of-pocket costs on their prescription drugs increase significantly.   Summer is the time of year when many beneficiaries enter the coverage gap, making this an opportune time for beneficiaries with Medicare Part D to remind themselves of the following tips that may help them save money on their prescription drugs and make the most of their benefits.    1. Get Help with Managing Multiple Medications Beneficiaries who have a chronic condition that requires them to take multiple medications every day should consider enrolling in a Medicare Advantage Chronic Special Needs Plan. These specialized Medicare Advantage plans combine Medicare coverage with additional support services, some of which are designed to help ensure that members are able to afford their medications and understand how to take them as directed. Many Special Needs Plans also offer personalized pharmacist counseling and drug formularies designed for Medicare beneficiaries with complex health care needs.    2. Understand How the “Donut Hole” Works All Part D plans include a coverage gap. After spending $2,930 in out-of-pocket costs on their drug coverage, beneficiaries will reach the coverage gap. Currently, beneficiaries in the gap pay 50 percent of the cost of their brand-name prescriptions and 86 percent of the cost of generic drugs. In an effort to prepare for the increased expenses while in the gap, beneficiaries should monitor their plan’s Evidence of Coverage statement to get a clear sense of their drug expenditures and see how close they are to reaching the gap.   3. Apply for “Extra Help” with Drug Costs  For beneficiaries with limited income and resources, Extra Help is a federal program that provides an average of $4,000 of additional assistance with prescription costs. According to the Social Security Administration, many beneficiaries who qualify for this program don’t know they are eligible. Medicare beneficiaries must apply for this program, and the amount of assistance is based on annual income and assets. For more information about the Extra Help program, contact the Social Security Administration at 1-800-772-1213.   4. Take advantage of cost-savings on prescription drugs. Beneficiaries enrolled in a Medicare Advantage plan that includes drug coverage should check their plan details to see if they could save money on their prescriptions, such as by using mail-order pharmacy benefits, switching to generic or lower-tier drugs, or taking advantage of special programs available with some plans.   5. Explore “PAP” Programs Several pharmaceutical manufacturers sponsor Patient Assistance Programs (PAPs) that may reduce prescription drug expenses. Some companies offer financial assistance or free products, but all manufacturers have their own rules and grant assistance on a case-by-case basis. For more information, contact the Partnership for Prescription Assistance program at 1-888-477-2669.   For more information about Medicare Part D, contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, seven days a week. The Arkansas State Senior Health Insurance Information Program (SHIIP) provides free counseling and support to help beneficiaries understand their Medicare coverage options, including prescription drug coverage. To contact the SHIP office in Arkansas, call 1-800-224-6330.    Ray Morris is the community outreach manager for Care Improvement Plus in Arkansas. Care Improvement Plus is a UnitedHealthcare Medicare Solution providing specialized Medicare Advantage coverage for underserved and chronically ill beneficiaries throughout Arkansas.  
Source: thecitywire.com

UnitedHealth Group Wins Six 2008 World Wide Web Health Awards for Superior Online Consumer Content

“Our innovative and creative teams have been recognized for their effectiveness in helping our customers make choices that can lead to living healthier lives,” said Reed Tuckson, M.D., UnitedHealth Group’s executive vice president and chief of medical affairs. “It is encouraging to all of us at UnitedHealth Group that our commitment to providing personally relevant health information and decision-making support is being recognized in such a prestigious manner.”
Source: istockanalyst.com

What Is A Medicare Supplement

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSThere are ten different Medicare supplement plans.  Each one is given a different letter.  The letters skip a few here and there because plans that were once available have been retired and the labeled the new plans with the next letter in the alphabet so as not to create confusion for people who were grandfathered in on the old plans.  The plans themselves cover a varying number of combinations of the nine different coverage gaps that were left by the coverage you get with Medicare Part A and Medicare part B.  The Gaps include: the deductible, coinsurance, first three pints of blood and hospice care from Medicare Part A, The deductible and coinsurance for Medicare Part B, skilled nursing facility care, and expenses for foreign travel emergencies. Which plan you select dictates how many or what combination of these coverage gaps are covered.  Plan A covers only four of the gaps while Plan F covers all nine.
Source: seanbrock.com

Video: Learn About Medigap Plans

Advantages of getting Medicare Supplemental Insurance plans

Your policy is guaranteed renewable. That means, regardless of your health conditions, your insurance provider can’t cancel your policy or increase your Medicare Supplement cost . This is also applicable regardless of how many times you filed claims.  Increase in plan rates are subject to change and is applicable to all members of the same class in your area.
Source: wordpress.com

Anthem Blue Cross Blue Shield Medicare Supplement Plans Are Affordable…

Based in beautiful Jackson Hole, Wyoming, we currently market health insurance in 18 different states from our website IndividualHealth.com. I have worked in the domestic and international markets for most of my adult life. Recently we launched a newly revamped website www.tetonmarketing.com which has a primary focus on music and Native American Flutes and hand crafted items made in Wyoming. Check it out! I want the Insurance Simplified Blog to be a place you can visit from time to time and read about real world issues that individuals and families face daily. Our parent website IndividualHealth.com we like to think of as a virtual brochure. But with the blog I want to talk about the topics behind the brochure. Also check out our blog www.JacksonHoleTim.com which is “All Things Wyoming, Everything Jackson Hole” . If you love the Yellowstone basin this is blog for you! Then when you are ready check out our new Social Network site Jacksonholetim.ning.com – this is a place you can connect with other who visit and live in Wyoming. And finally we have just launched another new blog. Jackson Hole Tim (www.jacksonholetim.com) is a new place to visit that talks about “All things Wyoming, Everything Jackson Hole”. I hope you find these blog helpful.
Source: wordpress.com

Navigating Through The Challenging Maze Of Medicare Supplemental Insurance Policies

Choosing a Medicare Supplemental Insurance plan is one of the many decisions that need to be made upon turning sixty-five or qualifying for Medicare.  The problem is that without ever having Medicare coverage before you probably are having a difficult time determining where the gap will be for your needs.  Medicare Part A and Part B cover only basic physician and hospital coverage.  The rest is up to you to obtain at a premium from individual insurance companies. The best option is to shop around and research the options available to you within Medicare Supplement Insurance plans.
Source: seniorhealthdirect.com

Part V: Medicare Supplemental Insurance

You can only obtain Medicare supplemental insurance, or Medigap, if you enroll in Traditional Medicare. While Medigap covers the out of pocket costs that arise under Medicare Parts A and B, it does not usually pay for any costs under Part C, Part D or private health insurance plans. Many private insurers offer Medicare supplemental insurance, and coverage comes in 10 different options: A, B, C, D, F, G, K, L, M and N. Some of these options do provide prescription drug coverage through Part D.
Source: wordpress.com

What Type Of Medicare Supplement Policy Is Right For Me?

Medicare will provide you with a list of supplement policies that serve your area and the approximate cost of each plan. You can sort the policies by the premium that you are able to pay. Often, your state insurance department will have specialists that can help you. Once you have identified a medicare supplement policy that looks like it might be right for you it is time to call the plan and ask for a description of the services provided. It is best to ask for a booklet on their policies; they likely will offer more than one policy.
Source: seniorcorps.org

Medicare Supplement Plans

Medicare coverage has become restricted. Those who are just beginning, or have already reached their Golden years, are more susceptible illness.  To benefit from sickness benefits with ample coverage, a Medicare Supplement is a must. To find the right Medicare Supplement plan for you, medicarequotefinder.com is the way to go.  Search for the Medicare supplement that will complement your already existing Medicare coverage. Sometimes Medicare Supplements can be difficult to understand.  There are many different plans with many different types of coverage, and occasionally you get lost when all you want is to find the Medicare Supplement that you know will work best for you. Medicarequotefinder.com doesn’t want you to feel lost in the maze of Supplement plans. They make it easy to maneuver through their site to find what you need.
Source: medicarequotefinderblog.com

How To Know If You Need Medicare Supplemental Insurance

If you require a lot of medical attention, getting the most coverage you can afford makes sense. Whether you have cancer, chronic illnesses, a major health condition, or regular visits to hospitals and specialists, supplemental insurance will help ensure that everything you need is covered and affordable. Getting Medicare supplemental insurance is also a good idea if your regular Medicare policy does not cover something specific that you need, such as a prescription medication, a certain type of service, or additional medical care that you need. Talk to your doctors and healthcare providers about your current health and the steps you will need to take in order to stay healthy. This will give you a good idea of what you need, and whether Medicare will cover it. If not, seek out a supplemental insurance plan.
Source: dzida.org

Do You Need a Medicare Supplemental (Medigap) Policy? 5 Questions to Ask Yourself

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Source: myhealthcafe.com

Medicare, Medicare Advantage, And Medicare Supplement Plans

That is when Medicare supplement policies come in. A Medicare supplement policy is designed to fill in the gap in traditional Medicare coverage. There are numerous various kinds of Medicare supplement policies. At this time they are identified by the letters A through L, even though M by way of P will be introduced in the coming years. Each of these Medicare supplement policy has a diverse mixture of advantages, included services, premiums, deductibles, and so on. For that reason, it is crucial that consumers shop around very carefully to locate which Medicare supplement policy will very best meet their wants. Numerous of these Medicare supplement policies will also assist cover prescription expenses, which is Part D of conventional Medicare.
Source: pokhong-medical.com

Navigating Your Medicare Options

Alaska Andrew Schorr Awards BCBSA Blood pressure Corporate Citizenship Cost containment Coverage basics Customer service Diabetes Doctors Federal healthcare reform Fitness tips Food Health screenings Health tips Healthy Eating Holidays Home Visit Program ID theft Immunizations Lean process improvement Medicaid Medical Home Medical Loss Ratio Medication Safety Nursing Nutrition Pharmacy Playmakers Premera Cares Premera Employees Premera in the Community Premera members Preventive Providence Health & Services Recipes Saving money Seahawks Social media State Insurance Exchange Step Out Walk United Way Wellness Women’s health
Source: premeranews.com

Congress should keep promise, protect Medicare, Social Security

Posted by:  :  Category: Medicare

KNOW WHO YOUR CZARS ARE --ENOUGH TO MAKE YOU SICK ---ONLY OBAMA COULD CREATE POSITIONS FOR THESE INCOMPENTENT COMMUNISTS AND SOCIALISTS by SS&SSHow many 55-year-old gasmen, drywall hangers, construction workers, farmers and fisherman do you know who are hanging on until they can call it a day and hopefully have a few good years to enjoy retirement, spend time with their grandkids, fish a little or just tinker around the house?
Source: bangordailynews.com

Video: Maine medigap insurance aka medicare supplement

Maine Seeks To Cut Medicaid Eligibility

LePage argues that that the Affordable Care Act’s so-called “maintenance of effort” requirement went out the window with June’s Supreme Court decision. The provision prevented states from changing Medicaid eligibility levels before the Medicaid expansion occurred in 2014. (The concern was that states would remove beneficiaries from the Medicaid rolls knowing that when expansion occurred, those people would be allowed back on but the federal government would pay a much larger share of their expenses under the new law.) Now that the court has made that Medicaid expansion optional, LePage argues, Maine is no longer locked into the state’s Medicaid eligibility levels that were in effect when the federal health law was passed in 2010.
Source: kaiserhealthnews.org

Federal court rejects Maine’s Medicaid lawsuit

The state originally asked for an expedited ruling by Sept. 1, a month before the cuts were to go into effect. When that didn’t happen, the state filed a lawsuit three days later with the 1st U.S. Circuit Court of Appeals in Boston seeking an injunction that would require the federal government to approve the waiver request or to pay the cost of Medicaid benefits above what the Maine Legislature has stipulated. The House Democratic leader, Rep. Emily Cain of Orono, said Thursday that the federal government shouldn’t be pushed into a hasty decision on the state’s Medicaid proposal. “Democrats agree with the court’s decision to let the federal government carry out its due diligence in evaluating these proposals that will impact health care for nearly 30,000 Maine people,” she said. She said the lawsuit “was purely political and a frivolous use of taxpayer dollars.” LePage contends that Medicaid, which serves 361,000 Maine residents, has grown faster than the state’s ability to fund it. He said the legislative cuts are legal because the Supreme Court decision that upheld President Barack Obama’s federal health care overhaul limited congressional power to expand Medicaid. Critics including Democratic U.S. Rep. Chellie Pingree said the federal law prevents states from reducing Medicaid coverage before 2014, a provision that remains in effect after the Supreme Court ruling.
Source: modernhealthcare.com

Using FSA funds for Medicare premiums

Yes, you can pay your Medicare Part B or Part D premiums using funds from your Flexible Spending Account (FSA).   Yours is an unusual situation.  Most people who have an FSA would not need Medicare Part B and Part D, since the employer plan covers hospital services and prescription drugs. Nevertheless, it is an allowable expense.  See IRS Publication 502 for a complete list of expenses that an FSA can pay.
Source: bangordailynews.com

LePage administration files plan for Medicaid cuts with feds; federal permission remains uncertain — Politics — Bangor Daily News — BDN Maine

The site will still be viewable but certain elements might display incorrectly. In order to enjoy all the features of our site, we recommended you upgrade to a newer, more secure browser. Read more ». If you don’t have administrator privileges for your computer, you can still take action. Google has developed a free plugin for Internet Explorer called Google Chrome Frame. You can install it on any computer, even if you can’t install applications, and it will ensure your computer stays secure and that you can still visit our website. Enable Google Chrome Frame now »
Source: bangordailynews.com

Maine Writer: Raising Medicare Eligibility Age Won’t Help the Deficit

Non-profit Health Care Administrator and Registered Nurse. B.S. with a major in Nursing and Masters in Health Services Administration. I grew up in Baltimore (Dundalk), Maryland. http://davidrcrews2.blogspot.com/ Therefore, I continue to root for the Baltimore Orioles despite protests from my Boston Red Sox neighbors. My husband of 40 years is retired Navy, and I was a Navy Wife for thirteen years (my husband Richard retired after 23 years). We love living in Maine in the summertime, but we’re always preparing for another winter. If you would like to comment on any of my blogs please send me an e-mail oneturkeyrun@comcast.net. I publish all comments, uncensored, relevant to the content of the blog. I look forward to hearing from you. If you are interested in my list server Friends-L please contact me at juliewriter@hotmail.com and put list server in the subject line. I hope to hear from you.
Source: blogspot.com

Travel for Seniors: Maine

This post is a guest post by John Walters who is a freelance writer who attended the 1973 Clarion West science fiction writing workshop and is a member of Science Fiction Writers of America.  He writes mainstream fiction, science fiction and fantasy, and memoirs of his wanderings around the world.  For many years he lived in Greece with his Greek wife and five sons and taught English as a second language to help pay the bills, but he has recently moved back to the United States and now lives in San Diego. 
Source: medicareecompare.com

Maine Files State Plan Amendment To Implement Medicaid Reductions Enacted by Maine Legislature

Angus King Barack Obama Bill Nemitz Bruce Poliquin budget Charlie Summers Charter Schools Chellie Pingree conservation Dale MCCormick debate Democrats DHHS Donald Sussman education fiscal cliff Governor LePage health insurance jobs land trust Legislature LePage Maine MaineCare Maine Housing MaineHousing Maine State Housing Authority Maine Today Media MaineToday Media MD Harmon media bias Medicaid MHPC Mitt Romney MSHA Obama Obamacare Olympia Snowe Paul LePage Poliquin Portland Press Herald regulation Romney Taxes Welfare
Source: themainewire.com

Maine tops states for provider rate of EHRs, meaningful use

ARRA Cardiology EMR CCHIT CMS Comprehensive Ambulatory EHR Economic Stimulus Economic Stimulus Package EHR EHR adoption EHR implementation EHR Software EHR system EHR Systems EHRs Electronic Health Information electronic health record Electronic Health Record Software electronic health records electronic medical record Electronic Medical Records EMR EMR implementation EMR Software EMR Stimulus EMR Stimulus Package EMRs health care health IT Health IT Policy Healthcare healthcare IT healthcare system HHS HIPAA HITECH HITECH Act Hospitals meaningful use meaningful use ehr meaningful use emr meaningful use of ehr Meaningful Use of EMR Obama ONC Outpatient EHR physicians Specialty EMR Stimulus Stimulus Bill Stimulus package
Source: myemrstimulus.com

Medicare rewards 1,557 hospitals, penalizes 1,427 in first quality of care analysis

The program is one of several Medicare is launching to make hospitals and doctors accountable for quality and more careful stewards of public money. In October, Medicare also began reducing payments to 2,217 hospitals because too many of their patients ended up back in their care within a month. Medicare already gives bonuses to the private Medicare Advantage insurance plans that score well on quality metrics. In 2015, the health law calls for the government to begin a quality payment program for physician groups of 100 professionals or more, and that is to be expanded to all doctors by 2017.
Source: medcitynews.com

AARP reveals liberal thought process

AP story decribed a proposed budget compromise between the White House and Congressional Republicans which proposes a sliding Medicare premium scale based on income. The article quotes some seniors who protest that it amounts to a tax-for-services rather than an insurance premium fee.
Source: asmainegoes.com

Democrats divided over Medicare, Medicaid cuts

Posted by:  :  Category: Medicare

SAM_2064 by TakeDownCravaackMuch of the focus during negotiations seeking an alternative to $671 billion in automatic tax increases and spending cuts beginning in January has centered on whether Republicans would agree to raising taxes on the wealthy. President Barack Obama has insisted repeatedly that tax increases on the wealthy must be part of any deal, even as White House officials concede that government benefit programs will have to be in the package too.
Source: publicradio.org

Video: Medicare vs Medicaid 612-309-9184 Minnesota Medical Assistance Minneapolis Elder Law Attorney

DFL candidates rip Republicans on Medicare

“Republicans for Congress are resorting to these false attacks because they don’t want to be honest with seniors about what their plan really does for seniors and their families,” McCollum said. “But we are not going to let them mislead the public and we are not going to let them run away from the facts.”]]
Source: publicradio.org

Save money by skimping on Medicare?

Think of yourself in your early 20s-young, energetic, maybe a little naïve in some ways.   All it takes is a look into one’s old closet or record collection to realize that. But one thing we all have in common is the belief that when we entered our careers, worked hard, paid taxes, that our investment in our future would pay off.  Our health care costs would be taken care of because we faithfully paid into Medicare for 30, 40, 50 years.  It’s a good thing our 20-something self didn’t hear the current discussion of raising the Medicare age to solve Washington’s budget woes.
Source: mnablog.com

UnitedHealth: Higher Earnings Despite Pressuers On Medicare, Medicaid Business

Bloomberg: UnitedHealth CEO Says Profit Pressures Squeezing Plans UnitedHealth Group Inc., the biggest U.S. health insurer, declined after Chief Executive Officer Stephen Hemsley said profit margins are being squeezed in its Medicare and Medicaid plans. … While UnitedHealth raised its 2012 profit forecast, the company is still coping with “minimal” rate increases in Medicare, the U.S.-backed plan for the elderly and disabled, Hemsley told analysts today on a conference call. He said the Minnetonka, Minnesota-based insurer may also consider pulling out of Medicaid markets in states where rates “aren’t sustainable” (Nussbaum, 7/19).
Source: kaiserhealthnews.org

False urgency: Social Security and Medicare reform and the 'fiscal cliff'

There is a debt imbalance that should be addressed once we are out of the recession. Second, you may have “heard” that the greatest contributor to our debt imbalance is entitlements, but it isn’t true. The solution to our fiscal imbalance is rarely to further immiserate those of limited economic means. The greatest contributor to the imbalance is the embedding of massive rent-seeking by a few into the financial, legal and administrative structures of our government (as well as our private economy). Third, why do you care about “the President’s plan”? Why aren’t you interested in what the actual problems are and what the actual ways to address them would be, instead of silly partisan jousting? We both know that the power structures of both major parties prevent either of them from being able to talk about or advance actual solutions. That is why Ms Jumbe’s real-life experience unfortunately is not very much of interest to our policy makers.
Source: minnpost.com

PoliGraph: GOP claim on Obama Medicare cuts misleads

Rather, the law slows the future growth of the program by reducing payments to Medicare Advantage, a private insurance alternative to the traditional Medicare program, and ties reimbursement to performance. Additionally, the law slows future growth in payments to hospitals and other providers, according to a joint reporting project by the Washington Post and the Kaiser Family Foundation’s Kaiser Health News.
Source: publicradio.org

Money, Medicare & the Iron Range: MN

The third MN-8 debate is on for noon today, but here’s another view of the race that’s been collecting in the oak barrel I keep outside my back door. There’s more in there, of course. Always more. Fundraising: Surprisingly, Rick Nolan out-raised Chip Cravaack in the final quarter before the election. Cravaack enters these final weeks with much more cash on hand, but the turnaround by Nolan shows that the campaign did have some fundraising game in the end. As this MPR story by Catharine Richert shows, however, the campaign spending in this race is paltry compared with the party and outside group spending. Cravaack-aligned groups are crushing Nolan-aligned groups on this front. This is an example of what Citizens United has wrought. Fundamentally, those most emboldened by large, anonymous political spending are groups funded by conservative, wealthy individuals. This is good news if that’s your side, bad news if it isn’t. In practice, however, when you watch local TV in Duluth the result is a series of consecutive ads that show Nolan telling people Cravaack will kill Medicare, Cravaack telling people Nolan will kill Medicare with Obamacare and then two guys from WI-7 across the bridge saying the same things. My own perspective is that all this has a numbing effect. Attacks: Cravaack has stepped up his attacks on Nolan, moving into the details of Nolan’s resume. Specifically, Cravaack has spent a lot of time and ink lately attacking Nolan’s tenure as President of Gov. Rudy Perpich’s World Trade Center during the 1980s, along with his other business dealings. This is, incidentally, the same line of attack that Tarryl Clark tried during the primary. She said then that her attacks were light compared to what the Republicans would do, and, you know what? They seem about the same. They seem like the kind of thing you put out when you’re down 1-5 points heading into an election. But Cravaack has much more money and is being very aggressive during debates on this issue. Nolan has spent a lot of time trying to convince people that Cravaack and aligned-groups’ attacks on him over “killing Medicare” are bogus. Of course, those particular charges are widely regarded as bogus by reputable fact-checking sites, but the old adage is “if you’re explain,’ you ain’t gainin’.” Nolan had hoped that Cravaack’s vote for the Paul Ryan budget, which is in actually a major re-envisioning of Medicare that would reduce benefits over time, would be his major point of attack, but as I said before, both sides are saying the same thing which makes that a harder punch to land. Iron Range: I’ve written broadly about how Cravaack is trying to soften the DFL’s hold on the Iron Range with his policies in favor of mining in this election. Nolan later won the Steelworker’s endorsement, which helped him build a decent firewall here, but you can tell DFLers are really taking this seriously when you see Iron Range firebrand Rep. Tom Rukavina do a video like this: Normally a web video is no big deal, but I have learned that a substantial radio ad buy featuring a similar Rukavina speech will air across northern Minnesota. We’re also waiting to see if a major Iron Range national campaign event will be held this year. In 2004, then VP-nominee John Edwards gave a big rally for the national ticket at the Hibbing Memorial Building. In 2008, it was Hillary Clinton. Because Minnesota has, amazingly, been left off the radar screens of both the Obama and Romney campaigns, we are left wondering if the campaigns will even send surrogates to Duluth, much less the Range. In the past three presidential cycles, both Republicans and Democrats have sent their presidential, vice-presidential or “super special surrogate” into the Duluth market during October. So far, it’s been whisper quiet on that front. A major ticket visit would probably create some helpful enthusiasm for either Cravaack or Nolan, something I’m sure the campaigns are seeking. I would be mildly disappointed if we didn’t have the classic Iron Range DFL rally at the Memorial Building. There is such history there. Nolan, too, would surely appreciate the boost that might bring him. The polls: As we said last week, the polls show a tie, perhaps a slight lead for Nolan. Today’s debate and the one scheduled for Oct. 31 in Virginia, MN on the Iron Range are important. Just as important, however, might be the presidential debate tonight. National winds will have a big impact on this race. If President Obama wins Minnesota handily and the election generally, he might provide Nolan the boost he needs. If the race slips away from him Cravaack will reap the benefits.
Source: minnesotabrown.com

The Worth of Employing Minnesota Medicare Contractors

In line with the rising expense of insurance and other medical worries, most people have trouble paying for medical costs. Having Medicare is very vital. People who have this plan do not need to pay out a substantial quantity of money since the expenses are partly covered by Medicare. Seniors are more susceptible to diseases and injuries. Most of them are retired and others have little ways to pay for pricey medical treatments. They require all the aid they can get so that they will not have to experience more monetary difficulties.
Source: tongshu.net

Minnesota Medicaid, Medicare fraught with overspending

The U.S. House of Representatives Committee on Oversight and Government Reform found that the state used an accounting trick in order to leverage federal reimbursement of state Medicaid spending as far back as 2010: “The state was intentionally lowering the rates paid to the managed care companies for plans outside the Medicaid program and increasing the rates within the Medicaid managed care program,” a House staff report reads.
Source: dailycaller.com

Minneapolis Criminal Defense Lawyer

The indictment was filed in U.S. District Court of Eastern District of Pennsylvania, although Orthofix’s home office is located in Minnesota. The case says that Orthofix was able to submit claims directly to Medicare for reimbursement in the amount of 80% of the cost of the devices, ranging between $3,500 and $4,400 each. The Medicare policy also states that Medicare requires a written physician’s statement that says the bone fracture has not healed at all before and during treatment.
Source: caplanlaw.com

Travel for Seniors: Minnesota

This post is a guest post by John Walters who is a freelance writer who attended the 1973 Clarion West science fiction writing workshop and is a member of Science Fiction Writers of America.  He writes mainstream fiction, science fiction and fantasy, and memoirs of his wanderings around the world.  For many years he lived in Greece with his Greek wife and five sons and taught English as a second language to help pay the bills, but he has recently moved back to the United States and now lives in San Diego. 
Source: medicareecompare.com

Satisfaction strong among medicare recipients

Posted by:  :  Category: Medicare

Deal 3, Table 7: Initiation enter Trick A~ contract taker leads King of Risks by KevinHutchins314Some of the country’s most satisfied insurance customers are those who are beneficiaries of Medicare, a new survey suggests. According to the Commonwealth Fund, elderly beneficiaries who are enrolled in the government-sponsored healthcare program tend to be more satisfied with the coverage they receive, have better access to the care they need and aren’t as likely to have issues paying off their medical expenses when contrasted with those who buy their own plan or whose coverage is employer provided. The study also found that Medicare beneficiaries were less likely to describe their plans as poor. Just 8 percent of beneficiaries thought their coverage was substandard, versus 20 percent of customers with employer-based insurance and 33 percent who purchased an individual health policy. “Medicare continues to do better than employer-sponsored and individual plans when it comes to providing people with good access to health care and adequate protection from burdensome medical bills,” said Kristof Stremikis, one of the study’s lead authors. He added that agents whose health leads are people moving from Medicare to private plans should proceed with caution, so as not to expose them to poorer access.
Source: allwebleads.com

Video: Free Insurance Leads…Get Ready-to-Close Leads for Insurance

BizTart Insurance Tips: How can I get more medicare leads?

Hi, Ethan I’ve been reading all the great and helpful information on your blog. Thanks, for placing such a good resource online that newer agents, like myself, can benefit from. I have a few questions I would to ask you. Can you used aged leads to build your data base to the 5000 magic number? Or do you have to purchase new online leads? My market is Medicare Supplements. My leads are all aged leads ( 1 year old ). I read your script for calling aged, 1 year old, health insurance leads. How could I modify it to fit calling aged med supp leads?                      Best Regards, R.Lee Sent from my Windows Phone Dear R. Lee,   You can totally use aged leads to get to that 5000 number.  The best way to get medicare clients are to get a bunch of 62-63 year old clients on individual plans and let them know that you’ll take care of them once they turn 65 because you have all of the medicare plans.  This way you’re the first one that explains how medicare works for them and you have a few years to build loyalty so that when they’re aged in you’re ready to go.  Hope that helps!  Aged in leads are much easier to sell than someone that spends all year shopping for a good plan.  I would also work on getting networked through people that are in the same industry such as hospice care givers etc.  They can be an excellent source for referrals. Ethan
Source: blogspot.com

California insurance firm over billed Medicare $424 million

Accident Arnold Schwarzenegger Arrest Arroyo Grande Atascadero Avila Beach California Cal Poly Campaign 2012 Court Crime Environment Estate Financial Inc. Event Photos Fire Grover Beach Guns Jerry Brown Kelly Gearhart Labor Unions Lawsuit Medical Marijuana Morro Bay Music New Job Nipomo Oceano Opinion Paso Robles Paso Robles Police PG&E Pismo Beach Politics Public Education Public Health Sad Sam Blakeslee San Luis Obispo San Luis Obispo County San Luis Obispo County Sheriff San Luis Obispo County Supervisors San Luis Obispo Police Taxes Water Wine
Source: calcoastnews.com

Medicare Supplement Leads

If you read the news or watch T.V., you know that America is “graying.” Since you sell Medicare insurance, you know right away that Medicare supplement leads are valuable. In fact, they could be the foundation of your insurance business, if you decided to sell them exclusively and do nothing else. However, most insurance agents have other products on hand, as well. Medicare supplement leads right now are hot products and pay off fast. Why? Because if you buy Medicare supplement leads from a bona fide, reputable lead generation company, your business will take off like – well, like nobodies business. Now that is success you can definitely live with.
Source: benepath.net

In Swing States, Obama Leads on Handling of Medicare

Mr. Romney and Mr. Ryan have called for curbing the growing costs of Medicare by making major changes to the program. Their plan would change Medicare for people who are now under 55 so that when they are eligible for coverage they would no longer receive a government-guaranteed, fee-for-service health plan but rather a fixed amount of money each year that they would use to purchase private health insurance or buy into a version of the existing Medicare program. But they have not provided enough details of their plan to assess how much it might increase out-of-pocket costs for future beneficiaries. Mr. Obama has pledged to preserve Medicare in its current form, but has spoken less about its rising costs.
Source: nytimes.com

Kaiser Permanente Leads the Nation in 13 Medicare Measures

About Kaiser Permanente Kaiser Permanente is committed to helping shape the future of health care. We are recognized as one of America’s leading health care providers and not-for-profit health plans. Founded in 1945, our mission is to provide high-quality, affordable health care services and to improve the health of our members and the communities we serve. We currently serve more than 9 million members in nine states and the District of Columbia. Care for members and patients is focused on their total health and guided by their personal physicians, specialists and team of caregivers. Our expert and caring medical teams are empowered and supported by industry-leading technology advances and tools for health promotion, disease prevention, state-of-the-art care delivery and world-class chronic disease management. Kaiser Permanente is dedicated to care innovations, clinical research, health education and the support of community health. For more information, go to: www.kp.org/newscenter.
Source: kp.org

KidLit Cares: Picture Book Critique with Michelle Knudsen

If you’d like to bid on this auction, check the current high bid and place a higher bid by leaving your name and bid amount in the comments, along with some way to contact you (email, FB or Twitter…I’m not fussy.) Winners will be notified when the auction ends and should be prepared to make an online donation to the Red Cross Disaster Relief fund in the amount of the high bid at that time.  After you’ve made your donation, you’ll forward your receipt to me, and I’ll put you in touch with the person who donated the service you won so that the two of you can work out the details about how and when.   All services will be provided at the convenience of both the person making the donation and the auction winner, but this should happen within three months of the auction’s end unless something else is agreed upon by both parties.
Source: katemessner.com

Reminder: Medicare Open Enrollment for 2013 ends December 7th, 2012

Posted by:  :  Category: Medicare

No doctor shopping here, buddy by Newtown grafittiContact your doctor, hospital, and pharmacy before making changes: Not all health and drug plans contract or work with the same providers. If you switch plans, make sure you understand which providers you can see for the best price.  The plan finder uses your prescription list to compare prescription drug and Medicare Advantage health plans in your area. Not all companies cover the same drugs so it’s important to have a complete list of your medications and dosages when using this tool.
Source: cedaradvisors.com

Video: Medicare Plan Finder Lesson 2: Entering Your Prescription Drugs

Signing Up for Medicare Benefits, Act Now!

The opinions expressed in WebMD User-generated content areas like communities, reviews, ratings, or blogs are solely those of the User, who may or may not have medical or scientific training. These opinions do not represent the opinions of WebMD. User-generated content areas are not reviewed by a WebMD physician or any member of the WebMD editorial staff for accuracy, balance, objectivity, or any other reason except for compliance with our Terms and Conditions. Some of these opinions may contain information about treatments or uses of drug products that have not been approved by the U.S. Food and Drug Administration. WebMD does not endorse any specific product, service or treatment.
Source: webmd.com

Access to Prescription Drugs for Medicare Beneficiaries

Despite the introduction of a Medicare outpatient prescription drug benefit in January 2006, roughly the same proportion of elderly Medicare beneficiaries in 2003 and 2007—about 8 percent—skipped filling at least one drug prescription because of cost concerns, according to a new national study by the Center for Studying Health System Change (HSC). However, over the same period, more working-age adults went without a prescribed drug because of cost, suggesting the new Medicare drug benefit prevented a similar deterioration in access for the elderly. However, the new Medicare drug benefit did little to close large prescription drug access gaps between elderly white and African-American beneficiaries, healthier and sicker beneficiaries and lower-income and higher-income beneficiaries. For example, three times as many elderly African-American beneficiaries (17.6%) went without a prescribed medication in 2007 as white beneficiaries (6.2%). And, the proportion of seniors dually eligible for Medicare and Medicaid who went without a prescribed medicine almost doubled between 2003 and 2007—from 10.8 percent to 21.3 percent. In addition, Medicare beneficiaries under age 65—typically eligible because of permanent disability—had more than three times the prescription drug access problems (27.5%) than elderly beneficiaries in 2007.
Source: rwjf.org

Demystifying Medicare Part D Prescription Drug Coverage

Companies that sponsor Medicare Part D prescription drug plans are required to offer a basic benefit, either the standard Part D benefit defined by law or an equivalent benefit design. In 2012, the standard benefit has a deductible of $320, and possibly a coinsurance of 25% up to an initial coverage limit of $2,970 in total drug spending, a coverage gap (also known as the “doughnut hole”), and catastrophic coverage after $4,750 in costs. Plan sponsors can also offer plans with enhanced drug benefits. Enhanced plans are required to have a greater actuarial value than basic plans, but plans vary in the ways in which they improve coverage. Enhanced plans may reduce or eliminate the deductible, charge less (on average) than the standard 25 percent coinsurance, and cover drugs in the coverage gap. The best way to find out what types of coverage are available in their area is to speak to a benefit Advisor and they can go over the pricing differences as the enhanced plan will be more costly on a monthly premium stand-point.
Source: extendconnections.com

Seniors have until Friday to change Medicare drug plan

North Carolina Health News is an independent, not-for-profit, statewide news organization dedicated to covering health care in North Carolina employing the highest journalistic standards of fairness, accuracy and extensive research. NCHN seeks to become the premiere source for health reporting in North Carolina. Visit NCHN at northcarolinahealthnews.org.
Source: carolinapublicpress.org

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

Medication Reconciliation Opportunities and the Medicare AWV

Patients can be separated into genetic classes of poor, intermediate, normal, and ultra-rapid metabolizers of drugs based on their enzyme variations. When a patient who is a poor metabolizer of a particular drug, like a patient with a poor CYP2C19 taking Plavix, he/she will process the drug more slowly or not at all, resulting in increased levels of the drug in his bloodstream and the potential for side effects and toxicity. For an ultra-metabolizer, the standard dose may be ineffective as the drug is processed too rapidly to have its full effect. Genelex Corporation , a CLIA certified genetic lab in Seattle, has a thorough software program to provide pharmacogenetic analysis, including cumulative testing, which is covered by Medicare. They provide testing supplies direct to the physician and assume the full cost by charging insurance and Medicare.
Source: physicianspractice.com

Is A Medicare Supplement Plan A Must Have For Every Senior?

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSEvery senior is at risk of contracting a serious medical condition that could cause them to declare bankruptcy. For example, Medicare inpatient hospital care is covered, but from day 61-150 there is a $289 co-pay per day. With a Humana Medicare Supplement Plan there would not be any co-payment after day 7. Medicare generally pays 80 percent of other medical costs and some medical costs are not covered at all. This is why seniors need additional health insurance with medicare.
Source: seniorcorps.org

Video: Medicare Supplement Providers

Anthem Blue Cross Blue Shield Medicare Supplement Plans Are Affordable…

Based in beautiful Jackson Hole, Wyoming, we currently market health insurance in 18 different states from our website IndividualHealth.com. I have worked in the domestic and international markets for most of my adult life. Recently we launched a newly revamped website www.tetonmarketing.com which has a primary focus on music and Native American Flutes and hand crafted items made in Wyoming. Check it out! I want the Insurance Simplified Blog to be a place you can visit from time to time and read about real world issues that individuals and families face daily. Our parent website IndividualHealth.com we like to think of as a virtual brochure. But with the blog I want to talk about the topics behind the brochure. Also check out our blog www.JacksonHoleTim.com which is “All Things Wyoming, Everything Jackson Hole” . If you love the Yellowstone basin this is blog for you! Then when you are ready check out our new Social Network site Jacksonholetim.ning.com – this is a place you can connect with other who visit and live in Wyoming. And finally we have just launched another new blog. Jackson Hole Tim (www.jacksonholetim.com) is a new place to visit that talks about “All things Wyoming, Everything Jackson Hole”. I hope you find these blog helpful.
Source: wordpress.com

Medicare Supplement Insurance coverage

When you utilize a internet site to acquire Medicare Supplement Insurance, all you have to do is total a type that asks basic details such as your gender Prograde supplement evaluations and age.  You will see distinct insurance coverage policies from varying providers and you will be capable to critique the costs and policy figures from each provider.  In the finish you can decide on the insurance policies that offer what you require and that are financially sound.
Source: generic-vicodin.com

Medigap: Sacramento, Placer Medicare Supplement Rates

Independent agent for health and life insurance in northern California. CA LIC. 0H12644. Focusing on families, individuals, self employed and small business. Representing several insurance carriers including Medicare Advantage and Part D Plans. Life insurance, final expence and funeral trusts. My pledge to my clients: 1. I respect your time and decisions. 2. I will not try to sell you something you do not want or need. 3. I will not call you after 5pm unless you ask me to.
Source: insuremekevin.com

Shopping for New Medicare Coverage

It’s that time of year again, and time is quickly running out to make changes to your Medicare health care options for 2013.  Medicare beneficiaries can change plans during the Annual Open Enrollment Period, which starts every year on October 15 and ends December 7.  Do you need to make changes to your current coverage?  Maybe.  Maybe not.  But it is a good practice to check out your coverage every year.      
Source: whitcomb.com

Health Care Systems: Medicare Supplemental Providers

Seniors all around the world can look forward to having the comfort of Medicare on their side when it comes to healthcare needs. When you reach the age of 65, you are eligible to enroll in the governmental system known as Medicare. While this program will only cover 80% of approved medical expenses, many find that it is well worth it. Contrary to popular belief, the other 20% left uncovered does not have to be out-of-pocket. There are other healthcare plans available to act as secondary coverage that go along with your Medicare insurance. Medicare Supplement, or Medigap, plans are available to those enrolled in Medicare Parts A and B. These plans work with Medicare to help cover the 20% that is not covered with just traditional Medicare alone. Medicare Supplement plans are essential to those who may want to avoid paying thousands of dollars more than necessary for their healthcare coverage. Not being enrolled in a plan of this type can lead to having to pay a lot more than you should out of your own pocket. Medicare Supplement or Medigap plans are standardized across the many states that recognize them. What this means is that whether you purchase a Medicare Supplement Plan G from one insurance company or another, the plan name and benefits will be the same. However, even though they are uniform in nature, insurance companies do not all charge the same for their plans as they are competing for your business. In fact, premiums are commonly based on a number of important factors. A few of the major aspects that play a role in how much you will pay for your insurance are: Zip Code: Contrary to popular belief, the exact zip code in which you reside matters. Age: Your age at the time you apply for a policy also plays a role in your premium. Obviously, the older you are, the higher your monthly payments would likely be. Health Status: If you currently have a serious illness, it is probably safe to assume that you will require many doctor visits and health bills. Gender: Believe it or not, there are some illnesses that people of one gender or another are more susceptible to contracting. Tobacco Use: Those who smoke are likely to be at a higher risk for cancer among other serious diseases. While there are many Medicare Supplemental providers available, it is important to take care when deciding which plan and insurance carrier is best for you.
Source: blogspot.com

Medicare Supplement Insurance Plans

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSYou just need to fill out a fundamental questionnaire when employing a service to get Medicare Prograde supplement evaluations Supplement Insurance Plans.  Prices from multiple providers will be collected for you so you can evaluation the policy figures and rates from all the insurance providers.  You can choose out those insurance plans that give you exactly what you need to have and that are within your economic attain.
Source: lapappalpomodoro.com

Video: Medicare Supplement Plans (Medigap Coverage) Overview

Do I Need A Medicare Supplemental Insurance Policy?

The cost of each plan will be based on the age, gender, overall health, and location of the individual to be insured. Anyone just turning 65 or going on Medicare Part B for the first time can enter into a plan during the Open Enrollment. Open enrollment means that for 6 months, individuals have the opportunity to enroll in a Medicare supplemental insurance plan without having to go through a health examination. Anyone with a serious health condition or lifestyle that normally would result in an increased premium for their health insurance, for example smokers, can enroll during this period and pay the exact same rates that any other insured individual would pay.
Source: skepticwiki.org

Part V: Medicare Supplemental Insurance

You can only obtain Medicare supplemental insurance, or Medigap, if you enroll in Traditional Medicare. While Medigap covers the out of pocket costs that arise under Medicare Parts A and B, it does not usually pay for any costs under Part C, Part D or private health insurance plans. Many private insurers offer Medicare supplemental insurance, and coverage comes in 10 different options: A, B, C, D, F, G, K, L, M and N. Some of these options do provide prescription drug coverage through Part D.
Source: wordpress.com

Looking Into Different Aspects Of Medicare Supplemental Insurance

One issue that is near and dear to our hearts when considering health insurance is prescription drug coverage.  It is notable to understand that any Medicare Supplemental Policy you currently purchase will not come with prescription drug coverage.  This is something that needs to be purchased through separately and is referred to as Medicare Part D prescription drug coverage.
Source: seniorhealthdirect.com

How To Know If You Need Medicare Supplemental Insurance

If you require a lot of medical attention, getting the most coverage you can afford makes sense. Whether you have cancer, chronic illnesses, a major health condition, or regular visits to hospitals and specialists, supplemental insurance will help ensure that everything you need is covered and affordable. Getting Medicare supplemental insurance is also a good idea if your regular Medicare policy does not cover something specific that you need, such as a prescription medication, a certain type of service, or additional medical care that you need. Talk to your doctors and healthcare providers about your current health and the steps you will need to take in order to stay healthy. This will give you a good idea of what you need, and whether Medicare will cover it. If not, seek out a supplemental insurance plan.
Source: dzida.org

Medicare Supplement Plans

Medicare coverage has become restricted. Those who are just beginning, or have already reached their Golden years, are more susceptible illness.  To benefit from sickness benefits with ample coverage, a Medicare Supplement is a must. To find the right Medicare Supplement plan for you, medicarequotefinder.com is the way to go.  Search for the Medicare supplement that will complement your already existing Medicare coverage. Sometimes Medicare Supplements can be difficult to understand.  There are many different plans with many different types of coverage, and occasionally you get lost when all you want is to find the Medicare Supplement that you know will work best for you. Medicarequotefinder.com doesn’t want you to feel lost in the maze of Supplement plans. They make it easy to maneuver through their site to find what you need.
Source: medicarequotefinderblog.com

Navigating Your Medicare Options

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Source: premeranews.com

NEW TO MEDICARE!! WHAT IS MY BEST OPTION? » Toni Says

**There is an important disclaimer at the bottom of page 57 of the handbook and it states:  ‘If you join a Medicare Advantage plan, you don’t need a Medigap/Medicare supplement policy and if you already have a Medigap/Medicare supplement, you can’t use it to pay the out of pocket or co pays for the Medicare Advantage plan’.  It also states that “if you already have a Medicare Advantage plan, you can’t be sold a Medigap/Medicare supplement policy.”** 
Source: tonisays.com

Low cognitive ability impairs enrollment in Medicare supplemental plans

Because traditional Medicare leaves substantial gaps in coverage, many people obtain supplemental coverage to limit their exposure to out-of-pocket costs. However, some Medicare beneficiaries may not be well equipped to navigate the complex supplemental coverage landscape successfully because of their lower cognitive ability or numeracy—that is, the ability to work with numbers. We found that people in the lower third of the cognitive ability and numeracy distributions were at least eleven percentage points less likely than those in the upper third to enroll in a supplemental Medicare insurance plan. This result means that many Medicare beneficiaries do not have the financial protections and other benefits that would be available to them if they were enrolled in a supplemental insurance plan. Our findings suggest that policy makers may want to consider alternatives tailored to these high-need groups, such as enhanced education and enrollment programs, simpler sets of plan choices, or even some type of automatic enrollment with an option to decline coverage.
Source: pnhp.org

Changes to Illinois All Kids Medicaid Program Harmful to Thousands Insurance Families.com

Posted by:  :  Category: Medicare

Joe the Plumber - To Flush The System ... More scams aim to ensnare Brevard seniors - Their ingenuity is boundless, Archer said. (Jul 2, 2012) ... by marsmet524Families that make 300% above the poverty level will no longer be eligible to put their children into this health care program. That percentage equates to about $60,000 for a family of four. The result is that 4,300 children in Illinois will suddenly be completely without health insurance. Many of these children have cancer, or other serious health conditions. Parents, or caregivers, of these children will soon be forced to figure out how to pay for the cost of things like chemotherapy, prescription medications, and hospital visits without the help from the All Kids program.
Source: families.com

Video: Fresh Perspectives: MEDICARE

Prime Hospital Abruptly Stops Billing Medicare for Rare Ailment

About six months after it took control of the Shasta Regional Medical Center in Redding in late 2008, Prime began billing Medicare for treating senior citizens it diagnosed with kwashiorkor, a dangerous nutritional disorder usually seen among children during famines in developing countries. At its height, the hospital’s billing for the malady surged to nearly 70 times the state average.
Source: kqed.org

State gets (smaller) bonus for kids’ enrollment

“What this signals is that we could be doing more to enroll and retain eligible children in public health insurance options,” said McKay, associate policy director for child health at Voices for Georgia’s Children. “Further, I am disappointed that we are leaving money on the table. When I look at the total awards that our neighbor Alabama has received since the performance bonuses were established ($43 million), and compare to our awards ($6.8 million), I wonder what they are doing that we aren’t.”
Source: georgiahealthnews.com

How to fix Medicare in 100 words

If we expect to bend the Medicare cost curve, we must change the financial incentives that promote the use of services. The federal subsidy cannot grow without limit, and Medicare’s payment arrangements must make that clear to both consumers and providers. Giving beneficiaries a choice of competing health plans, providing a defined contribution subsidy, and maintaining an appropriate oversight role for the government will promote more vigorous efforts by the health sector to contain costs without sacrificing access to care. The goal should be to get the incentives right to promote system improvement rather than a good budget score created by politically unsustainable spending limits.
Source: aei-ideas.org

False urgency: Social Security and Medicare reform and the 'fiscal cliff'

There is a debt imbalance that should be addressed once we are out of the recession. Second, you may have “heard” that the greatest contributor to our debt imbalance is entitlements, but it isn’t true. The solution to our fiscal imbalance is rarely to further immiserate those of limited economic means. The greatest contributor to the imbalance is the embedding of massive rent-seeking by a few into the financial, legal and administrative structures of our government (as well as our private economy). Third, why do you care about “the President’s plan”? Why aren’t you interested in what the actual problems are and what the actual ways to address them would be, instead of silly partisan jousting? We both know that the power structures of both major parties prevent either of them from being able to talk about or advance actual solutions. That is why Ms Jumbe’s real-life experience unfortunately is not very much of interest to our policy makers.
Source: minnpost.com

AARP: Don’t raise the eligibility age for Medicare

AARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people 50+ have independence, choice and control in ways that are beneficial to them and society as a whole. AARP does not endorse candidates for public office or make contributions to either political campaigns or candidates. We produce AARP The Magazine, the definitive voice for Americans 50+ and the world’s largest-circulation magazine; AARP Bulletin, the go-to news source for the 50+ audience; AARP VIVA, a bilingual lifestyle multimedia platform addressing the interests and needs of Hispanic Americans; and national television and radio programming including My Generation and Inside E Street. The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at www.aarp.org.
Source: aarp.org

Daily Kos: Dental chain under fire for using kids as guinea pigs to bilk Medicaid

This morning’s Today show had a horrifying story about a chain of dental clinics specializing in caring for low-income kids.  Back in 2010, Small Smiles, a chain of clinics based in Pueblo, Colorado; agreed to reimburse the federal government and several state governments for $24 million to settle charges it performed shoddy and unnecessary work on kids and billed Medicaid for the procedures.  The company also entered into a sweeping corporate integrity agreement with the Department of Health and Human Services Office of Inspector General.  But NBC News’ Lisa Myers reports that Small Smiles still hasn’t cleaned up its act.
Source: dailykos.com