Anthem Blue Cross Blue Shield Medicare Supplement Plans Are Affordable…

Posted by:  :  Category: Medicare

Based in beautiful Jackson Hole, Wyoming, we currently market health insurance in 18 different states from our website IndividualHealth.com. I have worked in the domestic and international markets for most of my adult life. Recently we launched a newly revamped website www.tetonmarketing.com which has a primary focus on music and Native American Flutes and hand crafted items made in Wyoming. Check it out! I want the Insurance Simplified Blog to be a place you can visit from time to time and read about real world issues that individuals and families face daily. Our parent website IndividualHealth.com we like to think of as a virtual brochure. But with the blog I want to talk about the topics behind the brochure. Also check out our blog www.JacksonHoleTim.com which is “All Things Wyoming, Everything Jackson Hole” . If you love the Yellowstone basin this is blog for you! Then when you are ready check out our new Social Network site Jacksonholetim.ning.com – this is a place you can connect with other who visit and live in Wyoming. And finally we have just launched another new blog. Jackson Hole Tim (www.jacksonholetim.com) is a new place to visit that talks about “All things Wyoming, Everything Jackson Hole”. I hope you find these blog helpful.
Source: wordpress.com

Video: Is Freedom Blue PPO a Medicare Supplement?

Blue Cross Blue Shield of North Dakota launches SilverSneakers® fitness program to Medicare Supplement members

About Healthways Healthways (NASDAQ: HWAY) is the largest independent global provider of well-being improvement solutions. Dedicated to creating a healthier world one person at a time, the Company uses the science of behavior change to produce and measure positive change in well-being for our customers, which include employers, integrated health systems, hospitals, physicians, health plans, communities and government entities. We provide highly specific and personalized support for each individual and their team of experts to optimize each participant’s health and productivity and to reduce health-related costs. Results are achieved by addressing longitudinal health risks and care needs of everyone in a given population. The Company has scaled its proprietary technology infrastructure and delivery capabilities developed over 30 years and now serves approximately 40 million people on four continents. Learn more at www.healthways.com or www.silversneakers.com.
Source: bcbsnd.com

How Much Did She Steal from Blue Cross & Medicare? $1,300,000

McCutcheon, who operated clinics in Lexington and Elgin, was discovered to have been billing insurance providers for laser skin treatments, and then deliberately miscoding them as more far serious skin lesions. Investigators stated none of her patients were aware of the criminal practices.
Source: medicalmiscreants.com

Blue Care Network expands Medicare Advantage service area, Blue Cross and Blue Care Network add plan options

In addition, BCN Advantage members will now be able to “buy up” to more comprehensive dental and vision benefits for a modest additional premium. Members will receive partial coverage on restorative services such as fillings, root canals, crowns and crown repairs. They’ll also get an allowance for frames and lenses to improve their vision health.
Source: hcwreview.com

Blue Cross, Blue Care Network expand service areas, add plan options

If you enjoy the content on the Crain’s Detroit Business Web site and want to see more, try 8 issues of our print edition risk-free. If you wish to continue, you will receive 44 more issues (for a total of 52 in all), including the annual Book of Lists for just $59. That’s over 55% off the cover price. If you decide Crain’s is not for you, just write “Cancel” on the invoice, return it and owe nothing. The 8 issues are yours to keep with no further obligation to us. Sign up below.
Source: crainsdetroit.com

Blue Medicare Advantage: Blue Cross Blue Shield of Illinois

In addition to your Part B premium, there are small copayments to receive care.  With copayments as low as $7 for Medicare covered primary care doctor’s office visits, $45 for Medicare covered specialist visits and $3  for generic prescription drugs, it’s easy to get the care you need when you need it. An Advantage plan includes all of your Part A and Part B Medicare benefits, prescription drug coverage and emergency care if needed for an additional $65 copayment. Coverage is convenient and hassle free, and with an extensive provider network, there are always quality doctors nearby, ready to help from a wide range of specialties.
Source: ssiinsure.com

Blue Cross Blue Shield of North Dakota sponsoring free Medicare workshops for seniors

The workshops will be held in Grand Forks on Oct. 15, Bismarck on Oct. 17, Fargo on Oct. 18 and Minot on Oct. 23. The workshops are free and open to all North Dakotans who are eligible or soon to be eligible for Medicare. Seniors are encouraged to register for one of the free workshops online at www.medicareworkshopsnd.com or by calling 1-888-235-3905. The first 25 to register for one of the workshops will receive a free pedometer.
Source: ndakotabusiness.com

How Does Blue Cross Medicare Crossover Work?

Blue Cross offers the following program choices: Blue Cross Plus, Blue Cross PPO, High Option Supplement to Medicare and Core. Blue Cross Medicare Crossover is an option for all Blue Cross programs. The Blue Cross Medicare Crossover system allows Medicare to directly provide Blue Cross access to a person’s explanation of benefits (EOB), so that neither the individual nor the provider needs to file a separate claim with the insurance carrier after sending a claim to Medicare. The Blue Cross Medicare Crossover system simplifies the procedure. Under the new Blue Cross Medicare Crossover system, most claims are automatically sent to Blue Cross.
Source: seniorcorps.org

Why some seniors are sick over Blue Cross overhaul

3)      Blue Cross leaders says, look, once Obamacare’s health insurance marketplace take effect, we need to put our products on that exchange in a timely manner – so this 11 month waiting period for rate hikes that Michigan makes us go through now? Scratch that. In fact, Blue Cross leaders say, we would rather pay taxes to the state and lose some of these pesky regulations that Michigan’s lawmakers have saddled us with.
Source: michiganradio.org

Blue Cross Blue Shield Program Earns High Marks reports Rx Affiliate

Rx Affiliate (http://www.rxaffiliate.co/) offers customers the ability to easily become an Rx affiliate, giving them the ability to open and run their own online pharmacy. Rx Affiliate offers people the ability to earn commission of up to 50%, sell brand-name products, along with numerous other selling and marketing tools to make their business successful. Learn from real Rx affiliates at the website.
Source: mdnewswire.com

Local prescription drug plan earns top marks from Medicare

BlueCross BlueShield Rx PDP contracts with the federal government and is a stand-alone prescription drug plan with a Medicare contract. The plan is administered by Excellus BlueCross BlueShield in cooperation with Empire BlueCross, Empire BlueCross BlueShield, BlueCross BlueShield of Western New York and BlueShield of Northeastern New York. It’s available to Medicare eligible members who reside in New York State.
Source: readmedia.com

THIS WEBSITE IS HOSTED BY SupremeServer!

Posted by:  :  Category: Medicare

Old people read alone... by Ed YourdonIf you need a host for your website, you may want to check out our hosting packages, which are suited for all types of users – from novices to technically advanced experts. SupremeServer all-inclusive web hosting service offers a user-friendly Web Hosting Control Panel with an abundance of features and options, including a website building tool – Site Studio, and an all-automated one-click scripts installer, featuring more than 40 free open-source PHP scripts, enabling you to easily install a blog, gallery, photo album, etc., on your websites. You can fully rely on our dedicated 24/7/365 customer support via a variety of communication channels. With our hosting service your satisfaction is guaranteed!
Source: riskmanagers.us

Video: Dental Insurance Commercial for Folks on Medicare

Medicare Locals a plus for health and economy, says Sprogis

The population health role of Medicare Locals has never been attempted in Australia before and was never envisaged in the Divisions of General Practice. The importance of population health work is in gaining a deep understanding of health needs and health gaps in order to close those gaps, reduce the costs of inappropriate emergency department use and hospital admissions and make primary health care services easier to navigate.
Source: com.au

Blue Care Network expands Medicare Advantage service area, Blue Cross and Blue Care Network add plan options

In addition, BCN Advantage members will now be able to “buy up” to more comprehensive dental and vision benefits for a modest additional premium. Members will receive partial coverage on restorative services such as fillings, root canals, crowns and crown repairs. They’ll also get an allowance for frames and lenses to improve their vision health.
Source: hcwreview.com

Medicare revalidation, DMEPOS fee still prompt questions among ODs

“Medicare covers post-op eyeglasses for cataract patients only if the glasses are provided by a DMEPOS supplier who is enrolled in Medicare,” Dr. Jordan said. “If the optometrist is not enrolled in Medicare for DMEPOS, then the glasses are not covered. Neither the doctor nor the patient can obtain reimbursement for the glasses from Medicare if the supplier is not enrolled. If a Medicare beneficiary wants to pay out-of-pocket for eyeglasses from a supplier who is not enrolled in Medicare, she or he may do so, but the doctor should be sure to explain to the patient that the glasses would be covered if they were obtained from another supplier who is enrolled in Medicare. In addition, the doctor should be certain to have an ABN form signed by the patient acknowledging that although she/he could have these glasses covered elsewhere she/he agrees to pay the doctor out-of-pocket and that he or she cannot get reimbursement from Medicare.”
Source: newsfromaoa.org

Prescriptions too expensive?

If the information on the website states that you cannot have any insurance, including Medicare, still call the program and ask to make sure.  Often these programs will help someone (even with Medicare) if their income is as high as 250% of federal poverty guidelines (single $2327 a month; married $3152 a month).  These programs often do not ask about your assets.  You may have to spend a certain percentage of your income before receiving help (for example 5%), but it can still be an amazing savings.  You will need to provide proof of income and have your prescribing physician complete some forms, but it is definitely worth the added effort for some very expensive drugs.
Source: retirementeducationplus.com

Navigating Your Medicare Options

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSAlaska Andrew Schorr Awards BCBSA Blood pressure Corporate Citizenship Cost containment Coverage basics Customer service Diabetes Doctors Federal healthcare reform Fitness tips Food Health screenings Health tips Healthy Eating Holidays Home Visit Program ID theft Immunizations Lean process improvement Medicaid Medical Home Medical Loss Ratio Medication Safety Nursing Nutrition Pharmacy Playmakers Premera Cares Premera Employees Premera in the Community Premera members Preventive Providence Health & Services Recipes Saving money Seahawks Social media State Insurance Exchange Step Out Walk United Way Wellness Women’s health
Source: premeranews.com

Video: Choosing a Medicare Supplement Policy in 2011

What Type Of Medicare Supplement Policy Is Right For Me?

Medicare will provide you with a list of supplement policies that serve your area and the approximate cost of each plan. You can sort the policies by the premium that you are able to pay. Often, your state insurance department will have specialists that can help you. Once you have identified a medicare supplement policy that looks like it might be right for you it is time to call the plan and ask for a description of the services provided. It is best to ask for a booklet on their policies; they likely will offer more than one policy.
Source: seniorcorps.org

Navigating Through The Challenging Maze Of Medicare Supplemental Insurance Policies

Choosing a Medicare Supplemental Insurance plan is one of the many decisions that need to be made upon turning sixty-five or qualifying for Medicare.  The problem is that without ever having Medicare coverage before you probably are having a difficult time determining where the gap will be for your needs.  Medicare Part A and Part B cover only basic physician and hospital coverage.  The rest is up to you to obtain at a premium from individual insurance companies. The best option is to shop around and research the options available to you within Medicare Supplement Insurance plans.
Source: seniorhealthdirect.com

Guarantee Issue Medicare Supplements

Applicants must complete the Section F: Conditions of Application. While online applicants will need to complete the Health History in order to successfully navigate through the online system, as long as they are applying for an Anthem Blue Cross and Blue Shield Medicare Supplement policy of equal or lesser benefits, their application will not need underwriting and the Health History information will not be reviewed or considered.
Source: wordpress.com

Medicare, Medicare Advantage, And Medicare Supplement Plans

That is when Medicare supplement policies come in. A Medicare supplement policy is designed to fill in the gap in traditional Medicare coverage. There are numerous various kinds of Medicare supplement policies. At this time they are identified by the letters A through L, even though M by way of P will be introduced in the coming years. Each of these Medicare supplement policy has a diverse mixture of advantages, included services, premiums, deductibles, and so on. For that reason, it is crucial that consumers shop around very carefully to locate which Medicare supplement policy will very best meet their wants. Numerous of these Medicare supplement policies will also assist cover prescription expenses, which is Part D of conventional Medicare.
Source: pokhong-medical.com

Tips On Choosing A Medicare Supplement Insurance

It is important to note how a company prices their policies. Check to see how much you are required to pay now and in the future. Plans may be priced as community rated, issue age rated or attained age rated. When it is community rated, your premium is not based on age and is the same for all. Second pricing means that premiums are lower for people who buy a plan when younger and will not change as you get older. Latter pricing plans are low for younger buyers but increases as one ages. Premiums may go up for all pricing due to inflation.
Source: queryanswer.com

Raised Medicare Eligibility Age, and Other Links

American Medical Association cancer CBO consumer driven health care diabetes doctors drugs electronic medical records email emergency room EMR ER exercise FDA genetics Health Care Access Health Care Costs health care quality health insurance health IT health policy Health Reform Health Savings Accounts heart disease hospital HSA insurance life expectancy Massachusetts Medicaid Medicare medicare advantage NHS ObamaCare obesity pay for performance public option SCHIP seniors socialized health care Social Security stimulus tax unemployment Uninsured
Source: ncpa.org

Do You Know What Your Initial Enrollment Period Is For Medicare Supplement?

Medicare Supplement insurance is designed to pay some, or all, of the bills that Medicare A & B does not.  Although you will be able to buy a Medicare Supplement policy at any time, assuming that you can medically qualify, those who have pre-existing conditions or just do not want to fool with the limits of Medicare will need to act within their Initial Enrollment Period (IEP).
Source: wordpress.com

Choosing The Most Effective Medicare Supplement Insurance Texas

An aging population needs more health care attention so as to remain in good health. What this implies is that the veterans are bound to spend more of their retirement savings on the medical expenses. Turning to insurance companies for health insurance can prove very decisive. There are quite a number of health insurers who offer supplements, and at times it can be a challenge to pick the one that suits your interest. It is imperative that before choosing the right medicare supplement insurance Texas people do research to have enough knowledge of the types that are available in the market.
Source: submititr.com

Medicare Open Enrollment is October 15th through December 7th

The information contained in this report does not purport to be a complete description of the developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Any opinions are those of Medicare.gov and not necessarily those of RJFS or Raymond James.
Source: formanis.com

Medicare Supplement Plan F

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSAt first glance this doesn’t make any sense at all since I just told you that it was more expensive on a monthly basis, but when you break down what it covers and the risk involved the Medicare supplement plan f will save you money in the long run.  With the coverage gaps left by Medicare Part A and Part B you can choose any of the ten Medicare supplement plans.  The problem is that each plan covers a different amount or combination of those coverage gaps.  So if you choose plan A you are still open to extra costs from a need for skilled nursing care, the Medicare part A deductible of $1,156, the Medicare part B deductible of $140 annually, any foreign travel expenses, and an charges that fall under Medicare Part B that are above the Medicare approved amount.  In this example if you went into your doctor’s office he would charge you $140 before any of your coverage comes into play.  If that same doctor decided you need to be admitted to the hospital you would then owe the $1,156 for being admitted.  After that you would be subject to additional charges if they moved you to a skilled nursing facility.  Just one quick incident can add up fast and instead of worrying about all this you can moderate your life by just getting a Medicare supplement plan F.
Source: dzida.org

Video: Medicare Supplement Insurance Plans – Where Do I Start?

Choosing The Most Effective Medicare Supplement Insurance Texas

An aging population needs more health care attention so as to remain in good health. What this implies is that the veterans are bound to spend more of their retirement savings on the medical expenses. Turning to insurance companies for health insurance can prove very decisive. There are quite a number of health insurers who offer supplements, and at times it can be a challenge to pick the one that suits your interest. It is imperative that before choosing the right medicare supplement insurance Texas people do research to have enough knowledge of the types that are available in the market.
Source: submititr.com

Anthem Blue Cross Blue Shield Medicare Supplement Plans Are Affordable…

Based in beautiful Jackson Hole, Wyoming, we currently market health insurance in 18 different states from our website IndividualHealth.com. I have worked in the domestic and international markets for most of my adult life. Recently we launched a newly revamped website www.tetonmarketing.com which has a primary focus on music and Native American Flutes and hand crafted items made in Wyoming. Check it out! I want the Insurance Simplified Blog to be a place you can visit from time to time and read about real world issues that individuals and families face daily. Our parent website IndividualHealth.com we like to think of as a virtual brochure. But with the blog I want to talk about the topics behind the brochure. Also check out our blog www.JacksonHoleTim.com which is “All Things Wyoming, Everything Jackson Hole” . If you love the Yellowstone basin this is blog for you! Then when you are ready check out our new Social Network site Jacksonholetim.ning.com – this is a place you can connect with other who visit and live in Wyoming. And finally we have just launched another new blog. Jackson Hole Tim (www.jacksonholetim.com) is a new place to visit that talks about “All things Wyoming, Everything Jackson Hole”. I hope you find these blog helpful.
Source: wordpress.com

TSCRA Insurance Services has your Medicare supplements covered

Did you know TSCRA Insurance Services offers Medicare supplements? Regardless of your current insurance provider, if you’re about to turn 65, call us at 1-800-252-2849 for more information. TSCRA Insurance Services handles a wide variety of products for members, including individual plans and small business groups for 2 to 50 employees, vision, dental and more. Visit our website at tscrainsurance.com and click on “Health & Well-Being” in the yellow menu bar to find out more.
Source: tscra.org

Raised Medicare Eligibility Age, and Other Links

American Medical Association cancer CBO consumer driven health care diabetes doctors drugs electronic medical records email emergency room EMR ER exercise FDA genetics Health Care Access Health Care Costs health care quality health insurance health IT health policy Health Reform Health Savings Accounts heart disease hospital HSA insurance life expectancy Massachusetts Medicaid Medicare medicare advantage NHS ObamaCare obesity pay for performance public option SCHIP seniors socialized health care Social Security stimulus tax unemployment Uninsured
Source: ncpa.org

Medicare Supplement Leads

If you read the news or watch T.V., you know that America is “graying.” Since you sell Medicare insurance, you know right away that Medicare supplement leads are valuable. In fact, they could be the foundation of your insurance business, if you decided to sell them exclusively and do nothing else. However, most insurance agents have other products on hand, as well. Medicare supplement leads right now are hot products and pay off fast. Why? Because if you buy Medicare supplement leads from a bona fide, reputable lead generation company, your business will take off like – well, like nobodies business. Now that is success you can definitely live with.
Source: benepath.net

Medicare Supplement Insurance Plans

You just need to fill out a fundamental questionnaire when employing a service to get Medicare Prograde supplement evaluations Supplement Insurance Plans.  Prices from multiple providers will be collected for you so you can evaluation the policy figures and rates from all the insurance providers.  You can choose out those insurance plans that give you exactly what you need to have and that are within your economic attain.
Source: lapappalpomodoro.com

Tips On Choosing A Medicare Supplement Insurance

It is important to note how a company prices their policies. Check to see how much you are required to pay now and in the future. Plans may be priced as community rated, issue age rated or attained age rated. When it is community rated, your premium is not based on age and is the same for all. Second pricing means that premiums are lower for people who buy a plan when younger and will not change as you get older. Latter pricing plans are low for younger buyers but increases as one ages. Premiums may go up for all pricing due to inflation.
Source: queryanswer.com

Medigap: Sacramento, Placer Medicare Supplement Rates

Independent agent for health and life insurance in northern California. CA LIC. 0H12644. Focusing on families, individuals, self employed and small business. Representing several insurance carriers including Medicare Advantage and Part D Plans. Life insurance, final expence and funeral trusts. My pledge to my clients: 1. I respect your time and decisions. 2. I will not try to sell you something you do not want or need. 3. I will not call you after 5pm unless you ask me to.
Source: insuremekevin.com

Medicare Supplement Insurance coverage

When you utilize a internet site to acquire Medicare Supplement Insurance, all you have to do is total a type that asks basic details such as your gender Prograde supplement evaluations and age.  You will see distinct insurance coverage policies from varying providers and you will be capable to critique the costs and policy figures from each provider.  In the finish you can decide on the insurance policies that offer what you require and that are financially sound.
Source: generic-vicodin.com

How To Determine The Best Medicare Supplement Insurance Texas

An aging population needs more health care attention so as to remain in good health. What this implies is that the veterans are bound to spend more of their retirement savings on the medical expenses. Turning to insurance companies for health insurance can prove very decisive. There are quite a number of health insurers who offer supplements, and at times it can be a challenge to pick the one that suits your interest. It is imperative that before choosing the right medicare supplement insurance Texas people do research to have enough knowledge of the types that are available in the market.
Source: havleenterprises.com

Tips to Choose the Right Medicare Plan

Posted by:  :  Category: Medicare

William D. Novelli by Center for American ProgressThere are of course the traditional Medicare plans, known as Parts A and B. Medicare Part A is free of cost for most people. While Part A covers in-patient care, Part B that comes at an additional cost covers out-patient care from any hospital, clinic or doctor that accepts patients who have Medicare insurance. While these options may seem satisfactory to some, the traditional plans do not cover out-patient prescription drugs. For those who tend to need prescription drugs often, not having a plan that covers them can prove to be rather costly.
Source: yourlifesolution.com

Video: Understanding Medicare Advantage Plans

What is the Cadillac Medicare Advantage plan

A plan’s network of providers: People often think Medicare Advantage plans are only offered as part of healthcare management organizations (HMOs), but many are also preferred provider organizations (PPOs). With HMOs and PPOs, insurance companies typically have a list doctors, specialists and hospitals that are preferred so when you go to those providers, you presumably pay a lower price for care. Either that, or the insurer covers more of your out of pocket costs, or both. Your costs typically differ if you get “in network” care versus “out of network” care. You’re more likely to think of a plan that includes your doctors, specialists and hospitals at a lower price to be a Cadillac plan.
Source: ehealthinsurance.com

ABCs of Medicare: What is Part C?

Note: It’s Time! Medicare Open Enrollment is the time of the year beneficiaries have to review plan options and ask questions about different plans. This period runs from October 15-December 7, 2012. The National Hispanic SMP (NHSMP) encourages you to consider reviewing your Medicare drug or health care plan, but it is not mandatory. For more information, visit www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
Source: nhcoa.org

Annual Enrollment for Medicare Advantage (Part C) & Part D: October 15 – December 7 

Even beneficiaries who were satisfied with their 2012 plans need to review their plan options for 2013.  Part D and MA plans may have made changes to their coverage, provider networks and other plan features.[3] Plan information for 2013 will be available on the Medicare Plan Finder at www.medicare.gov.[4]  For the computer-savvy, the Medicare Plan Finder is an excellent plan comparison tool, allowing users to enter all their drugs and drug dosages, compare up to three plans at a time, save their drug information for later use, and actually enroll in a plan on-line.  This is the best – if not only – way to truly compare the many plans available to choose from.  People who cannot use the Plan Finder themselves may contact 1-800-Medicare, or their State Health Insurance Assistance Program (SHIP), for assistance with evaluating, selecting, and enrolling in a Part D plan.
Source: medicareadvocacy.org

Medicare Open Enrollment: Now is the Time to Review your Medicare Plan

Comparing Medicare plans is a relatively simple process, but having a friend or family member review the materials with you may be helpful. The official Medicare website has a tool at that helps you find and compare all of the plans available in your area. This is a great way to get started and at least gives you the overview of what your choices will be. When reviewing the plans, focus on the actual benefits they provide. For example, if you take prescription drugs, you might want to pay particular attention to the coverage offered while you are in the prescription drug coverage gap or “doughnut hole.” If you need help comparing coverage options, you can work with your local Area Agency on Aging for assistance and information. Remember: The open enrollment dates are strict! Oct. 15 – Dec. 7 is your only window of opportunity until 2013.
Source: aarp.org

Medicare Advantage Plans Bullish on Recovery MSP Notices

The Part C and Part D Medical carriers are warning carriers and self insureds that suit will be commenced under 42 U.S.C. §1395y(b)(3)(A), which allows for double damages.  Such a lawsuit can only be targeted against the insurance carrier or self insured, so the Medicare beneficiary and the claimant’s attorney are not subject to direct action.  It also calls into question how the insurance carrier and self insured are protected if they allow the claimant or claimant’s counsel to resolve such liens.  Since MSP authorizes action by Part C or Part D against the insurance carrier or self insured only, there is nothing to stop these lawsuits if the Part C or Part D refuses negotiation efforts.  Liability for payment is not dependent on fault or the value of the settlement, so negotiations will prove challenging as Part C and Part D test this new authority.  The best course of action is to be proactive early on with these carriers.   Call Franco Signor to let us show you how.
Source: francosignor.com

What’s the Difference between Original Medicare and Medicare Advantage

For Part A/B/C Medicare Advantage health plans, the premium support is supposed to average less than the amount that the Federal government would otherwise spend in premium support for someone in the same county on Original Medicare Parts A and B. However the Federal government has added incentive payments – used more elsewhere in the United States than in Massachusetts — to encourage lower premium costs for the senior poor in rural areas and in the inner city who do not qualify for Medicaid. In addition the government uses a formula based on the health of the plan’s beneficiaries that typically adds to the per-capita cost of the A/B/C plan.
Source: typepad.com

MEDICARE OPEN ENROLLMENT, OCT15

Enroll in a Medicare Part C plan.  If you currently have Medicare Parts A and B with no supplemental insurance, or Parts A and B with a “Medicare supplement” insurance policy (commonly called a “Medigap” policy), you can enroll in a Medicare Part C plan during Open Enrollment.  You would be covered effective January 1, and you would drop your Medigap plan, if any.  Part C plans are also called Medicare Advantage plans or Medicare Health Plans.  Unlike Medigaps, they don’t simply target the gaps in Medicare, they completely replace Medicare with a private insurance policy that covers everything Medicare covers, plus extras.  It’s not official, but you might think of the “C” as standing for “Comprehensive” coverage.  Many of the plans include Medicare Part D drug coverage.  (Note:  if you enroll in a Part C plan, your ability to later switch to a Medigap policy is limited.  It’s almost a one-way route.)
Source: retireusa.net

Medicare Silver Bullets: What’s The Best Way To Control Costs?

If I could make only one change, it would be a massive reform of Medicare’s payment policies. Right now, Medicare payment policies drive overuse, waste, inappropriate and sometimes harmful use of services. There should be a number of changes, such as paying in ways that encourage the use of team-based care, telephone, group and e-visits, more flexibility to allow nurses and other health professionals to operate at “the top of their licenses” with physician oversight and in the most quality and cost-effective ways. The more we can bundle payments to reward improved health (not just health care), and allow providers to self-organize to deliver the greatest benefits for patients and value or payers, the better off we will all be. The most successful providers tend to be integrated delivery systems. Although we will never have enough such systems around the whole country, we can develop and support as many of these as possible and also have payment models that foster virtual integrated delivery systems and reward the best performers, that is, the ones that provide the safest care in the most efficient manner.
Source: kaiserhealthnews.org

Medicare revalidation, DMEPOS fee still prompt questions among ODs

Posted by:  :  Category: Medicare

San Diego, CA by Oggie Dog“Medicare covers post-op eyeglasses for cataract patients only if the glasses are provided by a DMEPOS supplier who is enrolled in Medicare,” Dr. Jordan said. “If the optometrist is not enrolled in Medicare for DMEPOS, then the glasses are not covered. Neither the doctor nor the patient can obtain reimbursement for the glasses from Medicare if the supplier is not enrolled. If a Medicare beneficiary wants to pay out-of-pocket for eyeglasses from a supplier who is not enrolled in Medicare, she or he may do so, but the doctor should be sure to explain to the patient that the glasses would be covered if they were obtained from another supplier who is enrolled in Medicare. In addition, the doctor should be certain to have an ABN form signed by the patient acknowledging that although she/he could have these glasses covered elsewhere she/he agrees to pay the doctor out-of-pocket and that he or she cannot get reimbursement from Medicare.”
Source: newsfromaoa.org

Video: EHR: Medicare and Medicaid Incentive Program Registration Webinar for Eligible Hospitals

Health Department’s New Announcement on Tibetan Medicare System (TMS)

Many of the Tibetans have eye witnessed the benefits of the Tibetan Medicare System (TMS) which was launched on 1st April 2012. As per their request, it was decided to start the second phase of enrollment and following are the important points to note:
Source: tibet.net

Durbin: Raising Medicare age off the table

The White House did not include raising the Medicare age in these current fiscal cliff talks; the notion was floated during the debt ceiling talks of 2011. Congressional Republicans had floated raising the age to get coverage as a way of curbing costs of the program as Congress and the White House wrangle over spending reductions and tax revenues.
Source: suntimes.com

Ask The Experts: Retirement

Q. I am following up a July 13 opinion about the allowable charges that FEHB plans can consider when a federal retiree incurs charges from a health care provider. The opinion states that FEHB must apply Medicare allowable rates in determining their plan’s benefits, and does not consider the “actual charge” from the provider. However, my reading of the Federal Register vol. 61, No. 189 (9/27/1996) is that the providers themselves cannot charge the retiree more than the Medicare allowable limits. Therefore, under the law as I understand it, it is illegal for the provider’s “actual charge” to exceed these limits. Is that correct? And if my provider submits a bill that exceeds these limits, am I legally obligated to pay the difference between the “actual charge” and the FEHB determination of the Medicare limit?
Source: federaltimes.com

CMS Issues IFR and Advise on EHR Incentive Program Registration

Summary from the IFR: The Department of Health and Human Services (HHS) is issuing this interim final rule with comment period to replace the Data Element Catalog (DEC) standard and the Quality Reporting Document Architecture (QRDA) Category III standard adopted in the final rule published on September 4, 2012 in the Federal Register with updated versions of those standards. This interim final rule with comment period also revises the Medicare and Medicaid Electronic Health Record (EHR) Incentive Programs by adding an alternative measure for the Stage 2 meaningful use (MU) objective for hospitals to provide structured electronic laboratory results to ambulatory providers, correcting the regulation text for the measures associated with the objective for hospitals to provide patients the ability to view online, download, and transmit information about a hospital admission, and making the case number threshold exemption for clinical quality measure (CQM) reporting applicable for eligible hospitals and critical access hospitals (CAHs) beginning with FY 2013. This rule also provides notice of CMS’s intention to issue technical corrections to the electronic specifications for CQMs released on October 25, 2012.
Source: hitechanswers.net

Wonder why Medicare is bankrupting the country? (Letter to the Editor)

But the charge for the emergency room visit was $865.11. Can you imagine my surprise? I am very fortunate that I have Medicare and also my private insurance to pay for it. I was with the doctor for about ten minutes. Can anyone explain to me why the charge would be that amount?
Source: al.com

Expert Tips to Simplify Open Enrollment for Medicare Plan D

 Part D Plan is a network pharmacy that offers covered drugs to plan members at lower out-of-pocket costs than what the member would pay at a non-preferred network pharmacy. This can make huge difference in what you’ll pay. For example, Walmart is a preferred pharmacy on multiple plans including the Humana-Walmart Preferred Rx Plan. They provide access to the top ten hypertension drugs for just one cent. So if you’re one of the 70% of Americans over the age of 65 who have high-blood pressure, you can get a month’s worth of the medication you need for just one penny!   Just one specific example of how it can pay to do your homework.”
Source: alexisabramson.com

Durbin Says Obama Won’t Support Medicare Age Increase

This whole incident shows the importance of reacting aggressively to trial balloons. There only a short time span between when an idea is first publicly discussed as part of a pending piece of legislation before it becomes baked into the cake. It is the best and most important time to make powerful arguments against a bad policy if you want to stop it.
Source: firedoglake.com

Daily Kos: Durbin on Medicare age hike: ‘Not on the table from the White House’

Posted by:  :  Category: Medicare

1st Medicare Iveco Daily by EssexTechGiven that Republicans refuse to put anything specific on the table, that means it’s not on the table at all, and if it ever did get on the table, Republicans would have to be the ones to put it there. But Republicans are trying this weird negotiating strategy of not only demanding cuts in programs like Social Security, Medicare, and Medicaid, but they are also demanding that Democrats identify the cuts and therefore take responsibility for them. If Democrats were to do that, Republicans would obviously turn right around and attack Democrats for proposing the cuts that Republicans demanded.
Source: dailykos.com

Video: Clinton, Ryan Caught On Tape On Medicare Cuts

Viewpoints: Politicians Flirting With Danger On Medicare Eligibility Age; Maybe Doctors Should Be Paid Less

The Medicare NewsGroup: Progressives Launch Medicare Defense Campaigns It remains to be seen whether the White House will go beyond the above-stated “savings” and venture into the realm of even-more radical reform at this point in the fiscal-cliff battle. The next tier of savings may involve chipping away at the Medicare’s expensive, but-popular, “fee for service” model, which many progressives have suggested needs to be reexamined and possibly abandoned over time. Despite the pitched battle that has created this political equivalent of a World War I-style stalemate, radical reform—if it comes at all—will most likely be delayed … It’s far too complicated and politically toxic to undertake now as Congress faces a year-end deadline with no compromise in sight  (John F. Wasik, 12/12).
Source: kaiserhealthnews.org

Republicans' Damaging Ideas on Medicare

6:38PM EST December 11. 2012 – The scenario is not so far-fetched: an American worker nears retirement. Her 65th birthday is drawing close. She’s paid into Medicare her entire life, expecting it to be there to cover her health care in her golden years — just like it was for her parents.
Source: realclearpolitics.com

Medicare Cuts to Provider Payments or Actual Medicare Reform?

Comments are subject to approval and moderation. We remind everyone that The Heritage Foundation promotes a civil society where ideas and debate flourish. Please be respectful of each other and the subjects of any criticism. While we may not always agree on policy, we should all agree that being appropriately informed is everyone’s intention visiting this site. Profanity, lewdness, personal attacks, and other forms of incivility will not be tolerated. Please keep your thoughts brief and avoid ALL CAPS. While we respect your first amendment rights, we are obligated to our readers to maintain these standards. Thanks for joining the conversation.
Source: heritage.org

IRS Releases New Information About Medicare Tax Surcharges

The IRS released a lovely FAQ today about the 0.9% surcharge that applies wages, self-employment earnings and other compensation above $200,000 (single filers) / $250,000 (joint filers). When this surcharge applies to wages, employers are required to withhold it, but the withholding rules are a bit strange. Taxes won’t be withheld until you receive that first dollar in compensation in excess of $200,000; taxes might be withheld even if the surcharge won’t ultimately apply to you because your spouse is not employed; and taxes might not be withheld even if the surcharge will apply to you, because you and your spouse together earn more than the threshold. The FAQ explains these peculiar rules, both from the employee’s and the employer’s perspective.
Source: perkinsaccounting.com

Everything You Need To Know About Medicare

There are few better sources of information on health care policy than the Kaiser Family Foundation.  The chart above is a simple but informative look at Medicare.  This is the information people should know as they hear competing claims about changes in Medicare in the wake of the fiscal cliff.  My two favorite tidbits.
Source: alan.com

Daily Kos: Raising the Age on Medicare???

it occurred to me today that the president might be less willing to compromise on this now than he was in 2011. For one thing, he has a stronger hand now. Second, I realized that July 2011 was before the Supreme Court ruling that states could reject the Medicaid expansion, and before so many GOP governors opted out of the exchanges. So it is very possible that President Obama and Democrats on the Hill are less open to raising the age now that it is apparent that the ACA would not provide an alternative outlet of coverage for everyone ages 65-67.
Source: dailykos.com

Waxman Watch: Does Waxman Care About Medicare or Not?

block grants to the states so that the legislators closer to the voters can allocate the funding with the red tape and bureaucracy that wastes so much to deliver what’s left. President Clinton pushed Welfare Reform to great success, so there is no reason that would prevent Democrats like Congressman Waxman from pursuing a similar policy. Republicans should hold their noses and let the sequestration go through. Raising taxes on those who have earned $1 million or more should be a concession only because the country by majority sent Democrats back into power. Let the Democrats have their increases and fall on them. The Republicans can sit back and watch as the wealthy ferret their wealth into trust funds, especially in Democratic bastions like California, New York, and Illinois, where they are desperate for business as it is, and the liberal base will have only their liberal colleagues to thank. The unions are getting fired about the fiscal cliff (with candles and all)
Source: blogspot.com

An election about Medicare

Romney now wants voters to believe these “cuts” are evidence that Obama is “gutting” Medicare. The Republican must realize he’s lying — the savings strengthen the Medicare system. Indeed, Paul Ryan’s own budget plan embraces the identical savings. If Obama wants to “cut Medicare funding by $700 billion,” then Romney’s own running mate also wants to “cut Medicare funding by $700 billion” — and then some.
Source: msnbc.com

Looking Into Different Aspects Of Medicare Supplemental Insurance

Posted by:  :  Category: Medicare

One issue that is near and dear to our hearts when considering health insurance is prescription drug coverage.  It is notable to understand that any Medicare Supplemental Policy you currently purchase will not come with prescription drug coverage.  This is something that needs to be purchased through separately and is referred to as Medicare Part D prescription drug coverage.
Source: seniorhealthdirect.com

Video: Medicare Benefits Made Clear: News, Reform & Obamacare Exposed!

Do I Need A Medicare Supplemental Insurance Policy?

The cost of each plan will be based on the age, gender, overall health, and location of the individual to be insured. Anyone just turning 65 or going on Medicare Part B for the first time can enter into a plan during the Open Enrollment. Open enrollment means that for 6 months, individuals have the opportunity to enroll in a Medicare supplemental insurance plan without having to go through a health examination. Anyone with a serious health condition or lifestyle that normally would result in an increased premium for their health insurance, for example smokers, can enroll during this period and pay the exact same rates that any other insured individual would pay.
Source: skepticwiki.org

Medicare Supplemental Insurance Website Server Starts Data Center Fire, Authorities Say

A blaze which started at a Denver data center on Wednesday night has been contained with no one hurt, authorities say. The fire was reportedly started by an overheated server utilized by local Medicare Supplemental Insurance comparison website: http://medicaresupplementalinsurancecomparison.net. The fire started roughly two hours after the website’s initial launch. As the server heated up from the initial rush of traffic the CPU cooling system malfunctioned causing a chain reaction that led to the fire starting. The fire rapidly consumed a corner of the first floor in the data center. “This isn’t the first time a website’s launch has caused a server to overheat,” says Marcus Stevenson, director of operations at FSPServerDirect. “Overheating servers are common with websites that underestimate the demand they’ll receive at any given time. Though a fire would not have started if the system had not malfunctioned in the way that it did.” The fire reportedly caused significant damage to the host building but none of the neighboring structures were affected. Experts say the most expensive loss will likely come from the damaged server racks- Each one costing up to $10,000. The Medicare website owners would not comment, but according to a company spokesman the website is back up and running and was only down for 3 hours. “Admittedly we underestimated the sheer demand for this type of website,” says a company spokesperson. “We received 18 thousand visits in our first 2 hours online, most of which came from people searching for Medicare supplemental insurance through Google. As we entered our second hour after launch our site was suddenly kicked offline. Only the next morning were we told that our website might have caused the fire, but since hosting is an outside service we were not held accountable. The data center admitted to us that their own negligence was a major contributor to the fire. Needless to say we have upgraded to a brand new server and had it checked over thoroughly. We will now be able to handle as much traffic as we can get.” Experts say the demand for the site was so high because it’s one of the first websites of its kind to provide side by side comparisons of Medicare supplemental insurance companies by only entering a zip code. “This is rare for these types of sites,” says a company spokesman. “Most sites like this require personal info before they provide quotes, and the non-invasiveness of our site has definitely contributed to its popularity.” To learn more about the fire, or to get free side by side comparisons of the most reputable Medicare supplemental insurance providers in an area, please visit: http://medicaresupplementalinsurancecomparison.net/ About medicaresupplementalinsurancecomparison.net Medicaresupplementalinsurancecomparison.net was created in December of 2012 to help shoppers get the best rates for Medicare supplemental insurance. The website utilizes the absolute latest in price quote technology, and has already received rave reviews from the industry.
Source: sbwire.com

How To Secure A Medicare Supplemental Insurance

Advertising advice affiliate marketing Business Career careers computers education Family fashion Finance health hobbies home home based business Home Business Home Improvement Insurance internet internet business internet marketing investing investment leadership Make Money Online Management Marketing mlm money network marketing news online business Online Marketing Real Estate Sales search engine optimization security seo shopping site promotion Small Business technology Uncategorized web design work from home
Source: businesslistingnow.com

Medicare Supplement Insurance › Medicare Supplement Insurance

So I decided to check into different types of Medicare insurance and how much they cost. I found that many insurance companies that offer regular insurance also offer the supplement plans. I also read testimonials from people who had Medicare supplement plans. Some people found them to help and others said they don’t help enough. After finding a plan that fit my budget I found that it did help cover some costs but there was still some left over that I still had to cover. I feel that some months when I have more bills the insurance is a lifesaver and other months when I don’t I feel as if I’m putting out more money than is necessary. I still have mixes emotions about the supplement plans and being that I have only invested in them for the past 3 years I will continue to purchase Medicare supplement insurance. The best advice I can give is to research the different plans, they are very similar but there is always the fine print that needs to be read and understood.
Source: savestvictors.org

Medicare Supplement Insurance Plans

You just need to fill out a fundamental questionnaire when employing a service to get Medicare Prograde supplement evaluations Supplement Insurance Plans.  Prices from multiple providers will be collected for you so you can evaluation the policy figures and rates from all the insurance providers.  You can choose out those insurance plans that give you exactly what you need to have and that are within your economic attain.
Source: lapappalpomodoro.com

Medicare Supplement Plan F

At first glance this doesn’t make any sense at all since I just told you that it was more expensive on a monthly basis, but when you break down what it covers and the risk involved the Medicare supplement plan f will save you money in the long run.  With the coverage gaps left by Medicare Part A and Part B you can choose any of the ten Medicare supplement plans.  The problem is that each plan covers a different amount or combination of those coverage gaps.  So if you choose plan A you are still open to extra costs from a need for skilled nursing care, the Medicare part A deductible of $1,156, the Medicare part B deductible of $140 annually, any foreign travel expenses, and an charges that fall under Medicare Part B that are above the Medicare approved amount.  In this example if you went into your doctor’s office he would charge you $140 before any of your coverage comes into play.  If that same doctor decided you need to be admitted to the hospital you would then owe the $1,156 for being admitted.  After that you would be subject to additional charges if they moved you to a skilled nursing facility.  Just one quick incident can add up fast and instead of worrying about all this you can moderate your life by just getting a Medicare supplement plan F.
Source: dzida.org

Choosing The Most Effective Medicare Supplement Insurance Texas

An aging population needs more health care attention so as to remain in good health. What this implies is that the veterans are bound to spend more of their retirement savings on the medical expenses. Turning to insurance companies for health insurance can prove very decisive. There are quite a number of health insurers who offer supplements, and at times it can be a challenge to pick the one that suits your interest. It is imperative that before choosing the right medicare supplement insurance Texas people do research to have enough knowledge of the types that are available in the market.
Source: submititr.com

Medicare Supplemental Insurance

Let’s face it; America’s health care system has been in ruin for the past decade. If someone has serious medical problems and are not on a private expensive insurance plan they often end up in debt for the rest of their lives. The current Medicare and Medicaid programs try their best to help people, but just do too little for too few people and as a result is ineffective. President Obama has made various efforts to revamp this broken system through the National Healthcare Act commonly referred to as Obamacare, but his valiant efforts have largely been slowed down and nullified by the Republican party. But expanding coverage and giving more people their right to health insurance through Medicare supplemental insurance is a step in the right direction for a better future for America.
Source: novairis.com

Comparing Medicare Supplemental Insurance Benefits

These plans, called “Medigap” plans, each have different medical care coverage. Variable benefits of coverage to be considered are: • Coinsurance plus coverage that last 365 days after medicare benefits end (Medicare Part A) • Coinsurance/Copayment for medicare part B. • Pints of blood (transfusions, first three pints) • Hospice care copayments or coinsurance • Coinsurance for Skilled Nursing Facilities • Part A medicare deductible • Part B medicare deductible • Part B excess charges • Emergencies during foreign travel • Preventative care coinsurance, per Medicare Part B If any of these are important for you to have covered, comparing medicare supplemental plans that include benefits is the only way to ensure they are included.
Source: seniorcorps.org

ABCs of Medicare: What is Part C?

Posted by:  :  Category: Medicare

Save Medicare.... by Glyn Lowe PhotoworksNote: It’s Time! Medicare Open Enrollment is the time of the year beneficiaries have to review plan options and ask questions about different plans. This period runs from October 15-December 7, 2012. The National Hispanic SMP (NHSMP) encourages you to consider reviewing your Medicare drug or health care plan, but it is not mandatory. For more information, visit www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
Source: nhcoa.org

Video: Medicare Part C Defined: Medicare Advantage Plans — UHC TV

Annual Enrollment for Medicare Advantage (Part C) & Part D: October 15 – December 7 

Even beneficiaries who were satisfied with their 2012 plans need to review their plan options for 2013.  Part D and MA plans may have made changes to their coverage, provider networks and other plan features.[3] Plan information for 2013 will be available on the Medicare Plan Finder at www.medicare.gov.[4]  For the computer-savvy, the Medicare Plan Finder is an excellent plan comparison tool, allowing users to enter all their drugs and drug dosages, compare up to three plans at a time, save their drug information for later use, and actually enroll in a plan on-line.  This is the best – if not only – way to truly compare the many plans available to choose from.  People who cannot use the Plan Finder themselves may contact 1-800-Medicare, or their State Health Insurance Assistance Program (SHIP), for assistance with evaluating, selecting, and enrolling in a Part D plan.
Source: medicareadvocacy.org

Medicare Silver Bullets: What’s The Best Way To Control Costs?

If I could make only one change, it would be a massive reform of Medicare’s payment policies. Right now, Medicare payment policies drive overuse, waste, inappropriate and sometimes harmful use of services. There should be a number of changes, such as paying in ways that encourage the use of team-based care, telephone, group and e-visits, more flexibility to allow nurses and other health professionals to operate at “the top of their licenses” with physician oversight and in the most quality and cost-effective ways. The more we can bundle payments to reward improved health (not just health care), and allow providers to self-organize to deliver the greatest benefits for patients and value or payers, the better off we will all be. The most successful providers tend to be integrated delivery systems. Although we will never have enough such systems around the whole country, we can develop and support as many of these as possible and also have payment models that foster virtual integrated delivery systems and reward the best performers, that is, the ones that provide the safest care in the most efficient manner.
Source: kaiserhealthnews.org

Article > Canada health system’s “C$537.7B funding gap”

“In the absence of reform, governments will be forced to choose between further eroding non-health care government services, further reducing available medical services, dramatically increasing taxes – or some combination,” Mr Esmail forecasts. An unfunded liability occurs when a programme has a shortfall between the expected future stream of funding and its future obligations, says the Institute. It adds that its new report is based on an actuarial valuation of the Canadian healthcare system which examined the programme’s ability to finance promised benefits, given contribution rates and expected changes in demographics. The report calculates that the unfunded liability of Canada’s Medicare system increased by 2.1% to C$537.7 billion in 2010 from C$526.7 billion in 2006. That is the equivalent of C$32,834 for every Canadian taxpayer, or C$15,756 for every Canadian citizen, it says. According to the report, most Canadians think of Medicare as an insurance plan where individuals contribute to a pool of funds when they are healthy and younger, and receive benefits from that pool in later years or in times of need. But, it says, the reality is that Medicare is funded on a “pay as you go” basis; ie, rather than accumulating funds in individual or even collective accounts for future payment, current contributions (taxes) are used to pay the benefits of current recipients. “Governments at both the provincial and federal level pay for Medicare out of general revenue and neither level of government has assets or reserve funding to pay for promised future benefits,” comments Mr Esmail.
Source: pharmatimes.com

Medicare vs Medicare Advantage

For Part A and Part B of Medicare, members must pay 20% of costs out-of-pocket. For inpatient hospital visits, members must pay a $1,184 deductible for the first 60 days, and then $296 coinsurance per day until day 90. After day 90, members can have another 60 days at $578 per day in their lifetimes, after which they must pay all costs. The Part B deductible is $140 per year. Those who have Part D (prescription coverage) must also pay an average deductable of $325. After the deductible has been paid, members may either have a co-pay program, where they pay a flat fee for each drug, or co-insurance program, where they pay a percentage of the cost. However, members may face the “doughnut hole”: after the total cost of drugs exceeds $2,970, members must pay 47.5% of the cost of brand-name drugs and 79% of the cost of generic drugs. Once the cost of drugs has exceeded $4750, Medicare kicks in again, with 95% of drug costs covered.
Source: diffen.com

Part III: Medicare Coverage for Parts C and D

Medicare Advantage plans provide a network of clinics, doctors and hospitals where you can obtain healthcare treatment. Once enrolled in a Medicare Advantage Plan, you must obtain your care through its network of providers (there may be additional charges or exclusions of coverage if one obtains care outside the network). Many plans also cover prescription medication and out-of-town emergency services. Part C essentially merges the coverage components from Parts A and B, and some of the coverage aspects of a Medicare Supplemental plan, to cover all needed services. Part C can be a low-cost substitute for Traditional Medicare coverage – private insurance companies can offer additional benefits and may also include Part D coverage.
Source: wordpress.com

Daily Kos: Are Democrats abandoning raising the Medicare eligibility age?

Posted by:  :  Category: Medicare

Meteor Blades, skybluewater, SME in Seattle, bink, Renee, Angie in WA State, cslewis, Sylv, chuck utzman, Irfo, hester, slinkerwink, Gooserock, PeterHug, Andrew C White, eeff, willyr, TX Unmuzzled, Duncan Idaho, jancw, expatjourno, eyeswideopen, bronte17, cyberKosFan, Einsteinia, susakinovember, whenwego, pedrito, Nate Roberts, Eddie C, revsue, psnyder, figbash, 2laneIA, defluxion10, RebeccaG, grrr, lcrp, inclusiveheart, ybruti, lonespark, Wife of Bath, Sybil Liberty, Skennet Boch, drofx, radarlady, 3goldens, ichibon, irate, sc kitty, Alice Venturi, wallys son, Flint, dewtx, Dobber, Laurence Lewis, ratzo, bleeding blue, Sun Tzu, skyounkin, markdd, Ozzie, spunhard, xaxnar, Jim R, splashoil, Jim P, begone, Born in NOLA, velaski, Patriot Daily News Clearinghouse, vigilant meerkat, Kimball Cross, rl en france, martyc35, kestrel9000, DarkestHour, triv33, twigg, real world chick, el cid, sceptical observer, Timothy J, Clive all hat no horse Rodeo, bstotts, ms badger, sea note, BentLiberal, ammasdarling, Tamar, One Pissed Off Liberal, phonegery, fabucat, Habitat Vic, tgypsy, puakev, beth meacham, dclawyer06, deepeco, jedennis, leonard145b, madgranny, trueblueliberal, JDWolverton, MKinTN, CroneWit, mconvente, TruthFreedomKindness, also mom of 5, HappyinNM, wayoutinthestix, zerone, prettyobvious, Involuntary Exile, elwior, treesrock, KJG52, jamess, Therapy, Lujane, tofumagoo, petulans, venger, Tonga 23, JamieG from Md, Nica24, Mike Taylor, maggiejean, prettygirlxoxoxo, Rhysling, cybrestrike, J M F, Throw The Bums Out, Scott Wooledge, Alex Budarin, maryabein, Zotz, mkor7, papahaha, kevinpdx, sfarkash, Lacy LaPlante, emptythreatsfarm, FogCityJohn, flitedocnm, Crabby Abbey, Progressive Pen, Polly Syllabic, sunny skies, ATFILLINOIS, melpomene1, gulfgal98, Lady Libertine, ItsSimpleSimon, Puddytat, Egalitare, sharonsz, addisnana, Betty Pinson, ericlewis0, cocinero, Oh Mary Oh, fiercefilms, stevenaxelrod, Onomastic, mama jo, Liberal Capitalist, Mr MadAsHell, BlueJessamine, OhioNatureMom, smiley7, marleycat, thomask, Wolf10, whaddaya, ratcityreprobate, stlsophos, Willa Rogers, Mentatmark, SouthernLiberalinMD, allergywoman, SycamoreRich, wolf advocate, Cordyc, anodnhajo, SparkyGump, cwsmoke, pistolSO, Siri, Citizenpower, IndieGuy, rustypatina, S F Hippie, effervescent, Trotskyrepublican, JGibson, congenitalefty, Mr Robert, BobSoperJr, geojumper, radical simplicity, MartyM, pittie70, Vote4Obamain2012, avsp, marty marty, dotdash2u, George3, wasatch, Marjmar, fauve, Sue B, simple serf, Illinois IRV, jbob, Linda1961, Panama Pete, goodpractice, The Hamlet, alice kleeman, Jollie Ollie Orange, marcr22, chicklet, pragmaticidealist, MBishop1, Catkin, Chas 981
Source: dailykos.com

Video: Inova LifeChoice Portable Oxygen Concentrator Featured on Good Morning Texas

Daily Kos: Open thread for night owls: Raising Medicare eligibility age would hurt minorities most

un-Constitutional, since illness and injury are not age-dependent. Separating populations by age and income is little more than a sop to segregationist sentiments — sentiments which, in turn, merely satisfy an ideological commitment to hierarchy as a fundamental principle of society. Ranking humans in order to give some more or less authority over others is not natural. If humans are equal, admittedly an ideological commitment, but one that is enshrined in our organizing document, then hierarchy is in basic conflict. Insisting on it merely serves to undermine our democracy. Of course, we have a long history of not living up to our aspirations. But, that’s what moving forward is about. If we are going to make progress, then irrelevant distinctions have to be removed. Medicare should be an option for all, especially now that all income earners are paying into it. Money, btw, is a social utility. People who use it incur some obligations for our communal certification that their IOUs are good. If some people get along with handshakes, more power to them. We won’t expect them to pay in.
Source: dailykos.com

Raised Medicare Eligibility Age, and Other Links

American Medical Association cancer CBO consumer driven health care diabetes doctors drugs electronic medical records email emergency room EMR ER exercise FDA genetics Health Care Access Health Care Costs health care quality health insurance health IT health policy Health Reform Health Savings Accounts heart disease hospital HSA insurance life expectancy Massachusetts Medicaid Medicare medicare advantage NHS ObamaCare obesity pay for performance public option SCHIP seniors socialized health care Social Security stimulus tax unemployment Uninsured
Source: ncpa.org

Raising Medicare age would hurt seniors and the economy

The much-touted Republican plan to raise the eligibility age of Medicare would raise health care costs for seniors, hurt the overall economy, and put increasing pressure on older Americans, a study by the Kaiser Family Foundation found. “This is a policy change that seems straightforward, but has surprising ripple effects,” Tricia Neuman, Medicare specialist with Kaiser, said. “It’s a simple thing to describe … but I don’t think people have thought through the indirect effects.” The idea of raising Medicare’s eligibility age became a national demand of Republicans after House Budget Chair and vice-presidential candidate Paul Ryan put forward his budget, which called for massive cuts to Medicare, Social Security, Medicaid and other federal programs that help poor and working Americans, while pushing continued huge tax cuts for the wealthy. Among the indirect cost shifts the Kaiser study identified are the following; * Higher Medicare premiums for those on Medicare because younger (and healthier) 65- and 66-year-olds would be kept out of the program, raising Medicare’s insurance costs.  Kaiser said the cost increases for seniors could top three percent due to this change. * An increase in costs for companies providing health care to their workers due to older workers staying on company health care plans instead of going onto Medicare at that age. * Higher premiums for those on private insurance programs across the board as older, and less healthy, workers are forced to stay with private insurance rather than moving onto Medicare, as they now do. * Much higher out-of-pocket expenses for more than two-thirds of older adults, as they are forced to wait two years longer to be Medicare-eligible. * Kaiser and the nonpartisan Congressional Budget Office (CBO) projected a huge increase in uninsured Americans if Medicare eligibility is raised by two years. Texas and other states where Republican administrations have said they will refuse the federal increase in Medicaid under the Affordable Care Act are expected to be particularly hard hit. Republicans, led by House Speaker John Boehner of Ohio, continue, even after suffering a historic defeat in the recent elections, to make the change in Medicare eligibility a centerpiece in their campaign to slash federal spending for poor and working Americans while keeping major tax cuts for the wealthy. While President Obama is taking a tougher post-election position in budget talks, some Democrats appear ready to accept raising the Medicare eligibility age. Steny Hoyer, leading Democrat from Maryland, said last week that the Medicare eligibility shift is “clearly on the table.” The AFL-CIO, AARP, Alliance for Retired Americans and other organizations representing working and retired Americans are working hard at mobilizing their grassroots base, demanding “No cuts to Medicare, Medicaid, and Social Security – have the wealthy pay their fair share.” “These vital programs have not caused the deficit,” ARA President Barbara Easterling said in a recent public letter. “Instead, reckless tax cuts and loopholes for the wealthy and greedy Wall Street behavior have. Make those who caused the deficit pay for it.” Tim Burga, president of the Ohio AFL-CIO, in a radio interview last week, compared the so-called “fiscal cliff” to the Mayan Cclendar, which some alarmists have stated sets this year as the “end of the world.”   “I think we’ll be here the day after both of these phony, made up, so-called ‘crises’,” he said. ” The point is that we can’t let self-promoting corporate snake oil salesmen stampede us off of a real cliff, destroying real programs that really help real people and our real economy.”
Source: peoplesworld.org

AARP: Don’t raise the eligibility age for Medicare

AARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people 50+ have independence, choice and control in ways that are beneficial to them and society as a whole. AARP does not endorse candidates for public office or make contributions to either political campaigns or candidates. We produce AARP The Magazine, the definitive voice for Americans 50+ and the world’s largest-circulation magazine; AARP Bulletin, the go-to news source for the 50+ audience; AARP VIVA, a bilingual lifestyle multimedia platform addressing the interests and needs of Hispanic Americans; and national television and radio programming including My Generation and Inside E Street. The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at www.aarp.org.
Source: aarp.org

Owner of Louisiana Health Care Company Convicted in Texas Medicare Fraud

Msiakii used Joy Supply’s Medicare provider number to submit claims to Medicare for DME, including orthotic devices, that was medically unnecessary and, in some cases, never provided. Many of the orthotic devices were components of “arthritis kits” and purported to be for the treatment of arthritis-related conditions; however, the devices were neither medically necessary nor appropriate for such conditions. The arthritis kit generally contained a number of orthotic devices including braces for both sides of the body and related accessories such as heat pads.
Source: batonrougetoday.com

Grand Prairie Reporter: Texas General Hospital Receives Medicare Certification

Cherie Newman also reported, “This would not have been possible without the passion of Dr. Hashmi, Suleman Hashmi, management team and its employees.” She stated, “It was a daily challenge, with being told what we were doing could not be done, but Grand Prairie now has not only has the highest quality, most luxurious hospital in the metroplex, but where you will receive the most passionate patient care in the metroplex.”
Source: grandprairiereporter.com

Texas Medicare Advantage Disenrollment : Learn Your Options

If saving money is a goal, you may want to consider a Medicare Supplement Plan. In Texas, there are several different plans to choose from, all with different combinations of benefits and coverage options.  High deductible plan F may be a good solution for reducing out-of-pocket expenses and the monthly cost may be significantly lower than you might expect. With great benefits, no network restrictions and lower costs, a Medicare Supplement plan may be a good alternative to your Texas Medicare Advantage plan.  Remember, if you choose to disenroll in your Medicare Advantage plan, you will still need to qualify for a Medicare supplement plan and you will be enrolled in Original Medicare.
Source: texasmedicarehealth.com