How to appeal when Medicare won’t pay

Posted by:  :  Category: Medicare

ILGWU senior female members and retirees holding placards urging "fair play for the aged", "hands off social security", "don't mess with medicare", "keep your promises Mr. President", and more. by Kheel Center, Cornell University401(k) age discrimination aging aging in place annuities Career caregiving COBRA debt encore career entrepreneurs estate planning financial advisers Hard Times Guide Health healthcare health care health insurance housing IRA Jobs LGBT lifelong learning long-term care longevity Medicare pensions planning portfolio Q&A real estate retirement retirement income retirement jobs Reuters reverse mortgages RMDs Roth IRA saving second careers Social Security start-up taxes volunteering women
Source: retirementrevised.com

Video: Medicare Rights Center

5 mistakes retirees make choosing a Medicare plan

It’s also easier to find quality plans this year, according to the Centers for Medicare & Medicaid Services, which has beefed up its star ratings system to alert consumers to the best-performing plans and remind those stuck in continuously low-performing ones that they can switch plans. Beneficiaries have 127 four-star or five-star Medicare Advantage plans from which to choose, up from 106 during open enrollment for 2012. And those in original Medicare have 26 high-performing prescription drug plans at their disposal, up from 13 last year.
Source: sltrib.com

Medicare Rights Center marks anniversary of Affordable Care Act

“In the second year of its implementation, the ACA has improved access to health care for millions of people with Medicare,” said Joe Baker, President of the Medicare Rights Center. “Medicare beneficiaries are receiving preventive services at no cost as well as cheaper prescription drugs in the coverage gap, and while the immediate benefits of health reform are encouraging, there is still a lot to look forward to as the law is being implemented.”
Source: 50plusnorthwest.com

XY Stocks Market For 2013, Best Stocks For 2014: Medicare confusion catches retirees

Older adults can’t get into Medicare any time they want, the article notes. The easiest time to sign up is when you turn 65, and, if you’re already collecting Social Security, enrollment is automatic. But if you keep working beyond that age and opt instead to stay with your employer’s group health plan, your options for getting Medicare can be sharply limited. It’s important to pay attention to strict enrollment deadlines, or you may face a fine and risk going without coverage for months.
Source: blogspot.com

Medicare eligibility age may increase

Advocates for seniors say that increasing the Medicare eligibility age will hurt the elderly. Health insurance for seniors is expensive – more expensive than it is for most other people. Health care costs tend to be higher, because seniors often have chronic medical conditions that need regular care in order to prevent life-threatening problems. Because insurance is so expensive, many seniors wait to get health insurance until they turn 65 and become eligible for Medicare. This means that they potentially forego care they need and consequently, grow sicker.  So increasing the Medicare eligibility age from 65 to 67 means these seniors will go even longer without the health care they need.
Source: epochsl.com

Answers About Medicare: Part 1

According to preliminary guidelines released earlier this month by the agency, the first wellness visit must include, among other things, establishing a patient’s medical history; assessing health risk factors and current physical condition, including a patient’s blood pressure, height and weight measurements; and screening for conditions related to cognitive impairments. In addition, the doctor will work with the patient to set a prevention plan for future years, make necessary referrals, and help set up appropriate health education. Future wellness visits will update the information gathered in the first visit, and the doctor will continue to assess the patient’s need for future screenings, interventions and education.
Source: nytimes.com

Declaration of the Rights of the Medicare Center President Joe Baker on the 45 th anniversary of the creation of Medicare

The Medicare Rights Center hears daily from people who rely on Medicare for their own welfare or the welfare of a loved one, and every day reminds us that Medicare is a source of health and financial security. These are the calls and conversations with consumers of health insurance that guide all of us at the Medicare Rights Center to work for the protection and enhancement, the public program of value. Medicare will evolve, but all changes must focus on consumers and reflect the basic principles of the program: to offer quality care and affordable for people who have made an invaluable contribution to our society.
Source: kenskidsinc.org

Potential Medicare Changes for Deficit Reduction  

badgercare plus Better Business Bureau charity scams credit card fraud credit card scams election fraud false claims act fraud fraud alert newsletter Frauds healthcare reform identity theft job scams medicaid fraud Medicare medicare fraud medicare overbilling medicare part D medicare reform medicare reimbursement mortgage fraud phishing scams podcasts prevent medicare fraud scams storm chasers storm scams telephone scams Training voter fraud wisconsin bbb wisconsin check fraud wisconsin child care fraud wisconsin election fraud wisconsin fraud wisconsin head start fraud wisconsin medicaid fraud wisconsin mortgage fraud wisconsin scam wisconsin scams wisconsin smp wisconsin smp training wisconsin unemployment benefits wisconsin unemployment fraud wisconsin voter fraud
Source: wisconsinsmp.org

When it’s Time to Drop Your Medicare Advantage Plan

. The ads don’t say much but give enough clues to tip you off that you must ask lots of questions and dig deep to find out what you’re getting. A solicitation I received from UnitedHealthcare touted the plan’s zero monthly premium, zero copay for a primary care doctor’s visit, zero medical deductible and zero prescription drug deductible. A closer look revealed that the copays for expensive drugs were steep—$95 for non-preferred brand drugs and 33 percent of the cost for a specialty drug. Then came the fine print warning: “Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/co/insurance may change on January 1 of each year.”
Source: preparedpatientforum.org

The Medicaid Problem in Texas

Posted by:  :  Category: Medicare

Although conservatives are rightfully disgusted with the Supreme Court’s ruling on ObamaCare, one aspect of the Supreme Court’s decision which was at least a step in the right direction is that it threw out the mandates to expand Medicaid coverage and set up state health insurance exchanges. Governor Perry has been quick to reject this now optional portion of the law, aligning Texas with several other states standing up to ObamaCare.
Source: texasgopvote.com

Video: What documents do I need before we proceed with a Medicaid application?

Texas Medicaid Recipients Call For Full Funding

Lawmakers cut Medicaid programs last year and underfunded the program by $4.8 billion. When the Legislature meets next year, they have until March to make up the budget deficit. Medicaid is a joint federal-state program that provides health care to the poor, disabled and the neediest elderly Americans.
Source: cbslocal.com

Daily Kos: The Urban Institute’s critical study on the ‘cost’ of Medicaid expansion

Such gains [i.e. additional savings] fall into three main categories: increased federal matching rates for current-law beneficiaries other than those covered through 1115 waivers or limited benefit programs; reduced state spending on non-Medicaid health care previously furnished to uninsured residents with incomes below 138% FPL; and additional revenue, including general revenue increases caused by the boost to state economic activity that would result from increased federal Medicaid dollars being spent within the state. In addition, certain states that provide Medicaid coverage to individuals with incomes above 138% FPL could transition this coverage to Health Insurance Exchanges whether or not the states implement the Medicaid expansion. (brackets mine)
Source: dailykos.com

Hey Rick Perry, It’d Be Dirt Cheap to Give More Poor Texans Health Care

But there are still good reasons for recalcitrant GOP governors like Perry to go along with it. First and foremost, their Medicaid rolls are probably about to grow no matter what. The health reform law’s various provisions, such as the individual mandate, will likely encourage some Americans who already qualify for Medicaid but haven’t enrolled to finally sign up. Since these people will be eligible under the old Medicaid rules, they won’t be qualify for the generous, nine-to-one federal matching funds Obamacare offers. Collectively, they’ll cost state governments $68 billion. Texas alone is looking at a $3.9 billion budget increase as more than half a million enrollees join Medicaid due to the health care reform law’s mere existence. 
Source: onlyfreshnews.com

Study: Feds will cover 93% of new Medicaid costs

• Little ground gained in debt talks • Domain names seized in crackdown on counterfeits • Search ends for teenager swept to sea • Supreme Court resuscitates challenge to health care law • Minn. man who killed teenage intruders charged • Police use pushups to punish suspected vandals, video shows • Winner of Fla. roach-eating contest choked to death • Alma mater may affect salary • Secret confetti rained on Macy’s Turkey Day parade being probed • Sportsmen’s bill stalls in Senate onspending concerns • N.Y. lawmaker under investigation over possible campaign finance violations
Source: triblive.com

Download texas medicaid application form

Texas medicaid provider enrollment applicationREVXXITEXAS MEDICAIDPROVIDER NROLLAPPT Page i5012012With a few exceptions Texas privacy laws and the Public Information Act entitle you to ask about the information collected on this form to receive and review this information and to request corrections of inaccurate informationThe Health and Human Services Commission146s HHSC procedures for requesting corrections are in Title 1 of the Texas Administrative Code sections For questions con Source: Download texas medicaid application form
Source: wordpress.com

Proposed Settlement May Extend Coverage to More Medicare Home Health Patients

Posted by:  :  Category: Medicare

If finalized, this change in policy is likely to be welcomed by home health agencies.  Over a period of many years, agencies have been stymied in their efforts to provide services to patients like the plaintiffs and similar patients across the country.  The historic lack of coverage for services to such patients has caused home health agencies to confront difficult legal, economic, and ethical dilemmas.  Even if agencies could afford to continue to provide substantial free services to such patients, it appeared that the provision of free services violated applicable prohibitions of the Office of Inspector General (OIG) of HHS regarding the provision of free services to patients that exceed $10.00 at a time or $50.00 in the aggregate during a calendar year.  Agencies would welcome relief from difficult dilemmas and an opportunity to provide care to as many patients as possible.
Source: accreditednursing.com

Video: Screw Medicare – Family Responsibility (Senator)

Will Republicans Bargain Away Entitlement Reform in the Fiscal Cliff Deal?

More to the point, the possible savings from reducing Medicare spending on the wealthy are quite slim. According to Reynolds, denying Medicare benefits to the top 1 percent of earners would save just 1 percent, at most, out of Medicare’s budget. And if the wealthy were denied benefits entirely, Medicare would actually lose the money raised from their higher premiums. At best this sort of meaningless means testing would provide Republicans with a fig leaf to cover a deal to raise tax revenues. But it wouldn’t fix Medicare. It wouldn’t fix the budget. It wouldn’t fix much of anything.
Source: reason.com

Medicare: MSPRC New Address & Fax

This Blog/Web Site is made available by the publisher for educational purposes only as well as to give you general information and a general understanding of the law, not to provide specific legal advice. By using this blog site you understand that there is no attorney client relationship between you and the Blog/Web Site publisher. The Blog/Web Site should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.
Source: wordpress.com

Medicare and You 2013: Florida Medicare and Medicaid

There are several pieces to the Medicare program, and each comes with specific enrollment rules and costs. It is important to understand how these parts work together, along with how they work with other senior healthcare coverage you may have such as Veteran’s Healthcare or Employer/Retiree Insurance.
Source: agingwisely.com

REMINDER: Medicare Open Enrollment Ends December 7th!

Health Insurance Exchanges: The Health Insurance Exchanges are a set of state-regulated and standardized health care plans where individuals may purchase health insurance that is eligible for federal subsidies. The intention of the Exchanges is to help insurers comply with consumer protections and to compete in cost-efficient ways that ultimately lower overall health costs. The Exchanges are state-run and are called American Health Benefits (AHB) Exchanges. For states that choose not to create an exchange, the federal government will create one for residents of that state.
Source: hydroassoc.org

Avoiding Medicaid and Medicare Fraud

The FBI recommends that you: never sign a blank insurance claim form, or give blanket authorization to a medical provider to bill for services rendered; ask how much a provider will charge and how much you’ll have to pay out-of-pocket; review your statements for any billing discrepancies, and don’t be afraid to ask questions if you find some; know whether your doctor has ordered any equipment for you; keep an accurate record of all your health care appointments, and store this record where it is easily accessible; and, don’t do business with a door-to-door salesperson who claims to be able to provide you with free medical equipment or services.
Source: mrobinsonlaw.com

Medicare Taxes Rising to 3.8 Percent in 2013

Every taxpaying American is entitled to a personal income tax deduction for medical and dental expenses for themselves and their dependants. Thos expenses that will be eligible include health insurance premiums and out-of-pocket expenses not covered by insurance. But there are two limitations on the deduction that experts say make it useless for most taxpayers. To take this personal deduction there two things that are a must—itemizing your deductions on IRS Schedule A, and only deducting that portion of medical expenses exceeding your adjusted gross income threshold.
Source: firstseniorfinancialgroup.com

UnitedHealthcare opens more fax lines for Medicare Part D enrollments

UnitedHealthcare (UHC) is having a great response to its Medicare Part D plans.  You may be experiencing busy fax lines when trying to submit your enrollments.  UHC is aware of the problem and is working to expand its capacity.  As a temporary fix, UHC has approved two additional fax numbers for Medicare Part D enrollments.
Source: wordpress.com

Medicare Part D Open Enrollment Clinics in Lenoir County

Lenoir County Seniors’ Health Insurance Information Program (SHIIP) operating under the NC Department of Insurance and in conjunction with Lenoir County Cooperative Extension will provide two counseling clinics during the week of December 3, 2012. This will be the last week of counseling clinics in Lenoir County for 2012. Medicare Part D Open Enrollment ends on December 7, 2012.
Source: ncsu.edu

Montgomery County Progressive Alliance: Phone, Fax, and Write to Save Medicaid, Medicare and Social Security!

Tell Senate Majority Leader Harry Reid to stand strong! No cuts to Medicaid, Medicare or Social Security: 202-224-3542 Fax: 202-224-7327 Tell Senate Minority Leader Mitch McConnell to stand down! No cuts to Medicaid, Medicare or Social Security: 202-224-2541 Fax: 202-224-2499 Tell House Speaker John Boehner to stand down! No cuts to Medicaid, Medicare or Social Security: 202-225-0600 Fax: 202-225-5117 Tell House Majority Leader Eric Cantor to stand down! No cuts to Medicaid, Medicare or Social Security: 202-225-4000 Fax: 202-225-0011 Tell House Minority Leader Nancy Pelosi to stand strong! No cuts to Medicaid, Medicare or Social Security: 202-225-0100 Fax: 202-225-4188 Tell DNC Chair Debbie Wasserman Schultz to stand strong! No cuts to Medicaid, Medicare or Social Security: 202-225-7931 Fax: 202-226-2052 We’re doing all we can, mobilizing the public to stand up against failed, fatal policies. We need your help now! Please contribute now!
Source: blogspot.com

Part D Perspectives: Women Against Prostate Cancer

Posted by:  :  Category: Medicare

Canada Army Run 2011: local results, photos (Part D) by ianhun2009Prostate cancer is a devastating disease. Aside from non-melanoma skin cancer, it is the most common cancer in the U.S. with more than 214,000 men diagnosed in 2008, according to the CDC. The successful management and treatment of this disease requires individuals to have consistent access to the effective drugs on the schedule prescribed by their physician. A recent Medicare Today study indicated that without Part D, six out of 10 seniors would not be able to fill all of their prescriptions, leading them to cut back or stop taking certain medicines altogether.
Source: phrma.org

Video: ZombiU Walkthrough Part 30 – Retrieve The Panacea Part D

The Hunt is Afoot For Medicare Part D

You can complete an easy-to-use online application for Extra Help at www.socialsecurity.gov. Click on Medicare on the top right side of the page. Then click on “Get Extra Help with Medicare Prescription Drug Plan Costs.” To apply by phone or have an application mailed to you, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Extra Help with Medicare Prescription Drug Plan Costs (SSA-1020). Or go to your nearest Social Security office.
Source: patch.com

Medicare Part D Open Enrollment Clinics in Lenoir County

Lenoir County Seniors’ Health Insurance Information Program (SHIIP) operating under the NC Department of Insurance and in conjunction with Lenoir County Cooperative Extension will provide two counseling clinics during the week of December 3, 2012. This will be the last week of counseling clinics in Lenoir County for 2012. Medicare Part D Open Enrollment ends on December 7, 2012.
Source: ncsu.edu

Commentary: The case for Medicare Part D

One certain reason enrollees are satisfied is that 2012 premiums are lower on average than 2011 premiums. In 2011, the Centers for Medicare and Medicaid Services (CMS) found that the Medicare Part D program saved enrollees $2.1 billion in 2011 because of the Gap Discount program, which requires drug manufacturers to provide discounts on brand-name and generic drugs to seniors in the gap or “donut hole.” About 3.6 million enrollees nationwide benefitted from these discounts, at an average of $604 each.
Source: northwestopinions.com

Open Enrollment 2013: Medicare Part D Benefits Improve but Premiums an…

While Medicare Part D prescription drug plan premiums are generally expected to remain steady in 2013, this PPI Fact Sheet by Leigh Purvis and Lee Rucker finds that premiums for many popular plans will actually be considerably higher than they were in 2012. Many plans are also increasing cost-sharing and their reliance on utilization management tools for covered prescription drugs. Medicare beneficiaries should closely examine their 2013 prescription drug plan choices during open enrollment for Part D.
Source: aarp.org

How to Choose Your Medicare Part D Plan

Here is a sobering statistic pulled by a posting over at the New Old Age blog on the New York Times: “only 5.2 percent of Medicare Part D beneficiaries manage to choose the most economical plan” (see “Part D, Part 2”). And why would that be? The market shifts greatly from year to year and providers frequently hide the gritty details with broad promises, but it’s those very details that determine your day-to-day life and much of your finances.
Source: texastrustlaw.com

Medicare Part D: A First Look at Part D Plan Offerings in 2013

NOTE: Originally released in October 2012, this data spotlight was updated in November 2012 to reflect revised data from the Centers for Medicare and Medicaid Services. 
Source: kff.org

Top Medicare Part D Plan Costs Spike in 2013

The opinions expressed in WebMD User-generated content areas like communities, reviews, ratings, or blogs are solely those of the User, who may or may not have medical or scientific training. These opinions do not represent the opinions of WebMD. User-generated content areas are not reviewed by a WebMD physician or any member of the WebMD editorial staff for accuracy, balance, objectivity, or any other reason except for compliance with our Terms and Conditions. Some of these opinions may contain information about treatments or uses of drug products that have not been approved by the U.S. Food and Drug Administration. WebMD does not endorse any specific product, service or treatment.
Source: webmd.com

Medicare Part D Counseling Offered

“The amount of coverage offered for medications and medical services varies from company to company.  It is to your benefit to subscribe to a plan that covers those medications and services you need.  Since the Area Agency on Aging of Deep East Texas (AAADET) does not offer or sponsor any plan, we are one of the few independent sources of information and counseling available in the region,” said AAADET Program Director, Holly Anderson.  AAADET Benefits Counselors will ask questions about your health and prescriptions.  Based on the information you supply, they can tell you which program would benefit you the most.
Source: countylifeonline.com

Medicare cards should not expose Social Security numbers

Posted by:  :  Category: Medicare

Rogue Magazine (October 1964)  Volume 9 Number 5 - Water Balloons ...item 1.. routinely use devious devices -- wears us down like rabid trial lawyers until we give in (August 15, 2011 / 15 Av 5771) ... by marsmet542“Making the necessary changes will require significant monetary investments, multiple systems and operational changes, not just for CMS and its contractors, but also for (the Social Security Administration), state Medicaid programs, private health plans and providers that CMS interacts with regarding beneficiary information for enrollment and claims payment,” Tavenner said.
Source: triblive.com

Video: You Can Help Fight Medicare Fraud

Why Medicare Cards Still Show Social Security Numbers

In a report issued in 2006, C.M.S. said it would cost $300 million to remove SSNs from Medicare cards. Then, in an updated report last November, it said it would cost at least $803 million, and possibly as much as $845 million, depending on the option chosen. Much of the cost, the agency said, was for upgrading computer systems not only at the federal level, but also at the state level, for coordination with Medicaid systems.
Source: nytimes.com

Effort To Curb Medicare Spending Begins With Crackdown On Hospital Readmissions

Hospitals’ historic reluctance to tackle readmissions is rooted in Medicare’s payment system. Medicare generally pays hospitals a set fee for a patient’s stay, so the shorter the visit, the more revenue a hospital can keep. Hospitals also get paid when patients return. Until the new penalties kicked in, hospitals had no incentive to make sure patients didn’t wind up coming back. The maximum penalty is set to double next October and then reach 3 percent of reimbursements in October 2015. Medicare also is expanding the list of conditions it will assess in setting punishments.
Source: kaiserhealthnews.org

5 mistakes retirees make choosing a Medicare plan

It’s also easier to find quality plans this year, according to the Centers for Medicare & Medicaid Services, which has beefed up its star ratings system to alert consumers to the best-performing plans and remind those stuck in continuously low-performing ones that they can switch plans. Beneficiaries have 127 four-star or five-star Medicare Advantage plans from which to choose, up from 106 during open enrollment for 2012. And those in original Medicare have 26 high-performing prescription drug plans at their disposal, up from 13 last year.
Source: sltrib.com

Beware of fraud during Medicare enrollment

“Consumers should be suspicious of unsolicited calls from anyone claiming to be from Medicare,” Matthew Fehling, BBB president and CEO, said in a statement. “Medicare will generally not make unsolicited calls to update information, issue a new card or offer free medical equipment. We recommend seniors hang up and call a trusted Medicare number if they have questions regarding their benefits.”
Source: consumerinsuranceguide.com

ABCs of Medicare: What is Part B?

What does Part B cover? Part B covers medical and preventive services. Coverage rules can differ depending on whether a beneficiary has a Medicare Advantage Plan or other Medicare plan. However,  your plan must give you at least the same coverage as Original Medicare. (Original Medicare is fee-for-service coverage under which the government pays your health care providers directly for your Part A and/or Part B benefits.) Additionally, some services may only be covered in certain settings or for patients with certain conditions.
Source: nhcoa.org

Medicare Payments & the Sustainable Growth Rate (SGR)

To reduce cost, health policy experts have recommended a number of actions: better coordination of patient care among providers; the use of electronic medical records;  increased patient accountability; the elimination of duplicative or unnecessary tests; and, the replacement of the fee-for-service method of reimbursement with models that do not reward physicians based on the number of services they perform.
Source: rmhp.org

Will the Govt Fix the Medicare ID Theft Problem?

Another problem is the contractors themselves, the investigation found. Each company has its own system for tracking stolen ID numbers, although one company does not track stolen numbers at all, according to the report. Others make their best guess, flagging instances when durable medical equipment is purchased using stolen IDs but not flagging services such as emergency room visits.
Source: credit.com

Managed Markets Monday: Who Ate My Donut Hole? The Ins and Outs of Medicare Part D

Posted by:  :  Category: Medicare

Stella Johnson On The Impact Of Health Insurance Reform by Leader Nancy PelosiFortunately, most common medications, especially generics, are relatively inexpensive. But what if Maude doesn’t have $5560 a year for the medications she needs? Medicare does offer low-income subsidies for patients who qualify. In addition, some Medicare patients are eligible for charitable programs offered by foundations such as the National Patient Advocate Foundation and the National Organization for Rare Disorders. Additional information is available at http://www.medicare.gov/, and at the websites of individual charitable foundations.
Source: palio.com

Video: Medicare Part D Donut Hole

Medicare “Donut Hole” Gets a Little Smaller in 2013

The difference between Medicare Part D plans is that one plan may charge significantly more for specific drugs than another plan. This could also be true if you have a Medicare Advantage plan that includes drug coverage. That’s because they negotiate prices with manufacturers and middlemen.
Source: allsup.com

Daily Kos: I Hate Explaining the Medicare “Donut Hole” (Updated with explanation of donut hole)

I had a chance to talk to Tom Scully, the head of HMS at the time and the creator of Plan D and the donut hole about why he did it. There were two reasons. First, he had a budget of $400 billion over ten years for the program so he had to design something that hit his budget target and he did a great job on that. Medicare Part D is the only government health program where the ten year cost was actually under the budget estimate. I think it came in at $380 billion. The second reason was to make seniors really think about generics and switching from higher priced brand name drugs to lower cost generic substitutes. And that part worked as well. You need to remember that before Part D all prescriptions were out of pocket expenses for seniors on Medicare, so even with the donut hole Part D was a big benefit.
Source: dailykos.com

AHL’s TOP STORY: Medicare ‘Doughnut Hole’ Provision Did Not Cause Drug Prices To Increase, GAO Report Finds

Prior to the health reform law, Medicare Part D beneficiaries paid 25% of the cost of their drugs until the total bill reached $2,830. Beneficiaries then paid the full cost of drugs until their total out-of-pocket spending reached $4,550, a gap in coverage known as the doughnut hole. The health reform law called for Medicare beneficiaries in 2010 to receive one-time, $250 rebates when they reached the doughnut hole. In 2011, the rebate was replaced by a 50% discount on brand-name drugs. The overhaul will increase that discount gradually until 2020, when the coverage gap will be closed (
Source: ahlalerts.com

Study: Medicare ‘Doughnut Hole’ Not Linked To More Heart Attacks, Related Deaths

Reuters: Medication ‘Donut Hole’ Not Tied To Heart Deaths U.S. seniors forced to pay full price for their medications while in Medicare’s so-called donut hole didn’t suffer more heart attacks or deaths as a result, in a new study. During several months spent in the Medicare coverage gap, when the government-run insurance program’s Part D component stops covering medications, seniors were no more likely than peers with drug coverage to be hospitalized for, or die from, a heart-related problem (Seaman, 8/17).
Source: kaiserhealthnews.org

Study: Medicare Part D “donut hole” does not linked to increase in heart attacks

After a small deductible, Part D drug plans typically cover 75 percent of drug costs up to a certain dollar figure, which was $2,400 in 2007. After a beneficiary reaches that level, there is no coverage until the person has spent potentially thousands of dollars out of pocket, then coverage kicks back in.
Source: medcitynews.com

What Is The Medicare “Doughnut Hole”?

During each month you have a prescription filled your drug plan sends you and Explanation of Benefits notice, which you’ll often see or hear shortened to EOB. This monthly EOB form tells you how much you’ve spent during the month on covered drugs and if you’ve reached your coverage gap, signalling you’re now responsible for the entire cost of drugs for the remainder of the year. It’s human nature, no matter how well informed we were when we read the plans fine print, it’s always a shock when prescription payments abruptly end. Out of pocket costs, especially on a fixed income, are always a bitter pill to swallow.
Source: medigapandyou.com

What Is the Medicare Donut Hole?

There are enhanced plans that provide additional benefits to help with donut hole coverage, but everything comes at an additional cost. According to a study done in 2007, premiums for plans offering gap coverage are roughly double those of defined standard plans. The 2010 Health Reform bill (Patient Protection and Affordable Care Act) attempted to address the coverage gap by creating discounts on brand name and generic drugs purchased within the gap range. By 2020, the changes in the health care reform act aim to close this coverage gap bringing down the enrollee responsibility to 25% of the costs rather than the current 50%.
Source: bradeninsurance.com

Medicare Open Enrollment: Be a smart shopper

in the Medicare program. Average premiums for prescription drug coverage and Medicare health plans will stay around the same in 2013. People who are in Medicare’s prescription drug coverage gap (“donut hole”) will continue to save money in 2013 with big discounts on brand-name prescription drugs. Since the health care law was enacted in 2010, more than 5.5 million people with Medicare have saved nearly $4.5 billion on prescription drugs in the donut hole. 
Source: medicare.gov

Closing the “Doughnut Hole” in the Medicare Prescription Drug Benefit

Q: You found that drug prices were much lower in France, the United Kingdom and Canada. Did you explore reasons for this? Could those countries? socialized medical systems have anything to do with it? A: What these other countries have is a variety of price control mechanisms. They negotiate with the drug companies in bulk for all the drugs that will be used in that country. Some use regulatory power and while others use their huge bulk purchasing power to negotiate effectively. Purchasers in the United States don’t have regulatory power, nor do they have the bulk purchasing power. However, the departments of Veterans Affairs and Defense do great jobs of bulk purchasing. They’re getting prices that are close to those of Canada and other industrialized countries.
Source: rwjf.org

Divorce costs thousands of women health insurance coverage every year

Posted by:  :  Category: Medicare

Health Insurance Does Not Insure Health by SavaTheAggieaging anti-smoking awards behavior Cannell Fund consumer confidence consumer spending CPS Douvan Fund drug use economy education elections fellowships funding gender differences Generation X health Health and Retirement Study ICPSR ISR Longitudinal Study of American Youth LSAY Monitoring the Future Study Next Generation Panel Study of Income Dynamics political science politics population population studies poverty Program in Survey Methodology PSC PSID PSM psychology race smoking sociology survey methodology surveys Surveys of Consumers teens violence women
Source: umich.edu

Video: Newborn with Birth Defect Denied Health Care Coverage Because of ‘Pre-existing Condition’

Casey B. Mulligan: Employer

Others have different expectations, pointing out that employers dropping insurance will pay penalties and throw away the tax exclusion for their employees who are not subsidy-eligible (typically the ones who earn more). Moreover, perhaps because people are comfortable with their existing coverage even if it is not subsidized, employer coverage did not decline in Massachusetts when it began a similar plan (by my estimate, only 5 percent of the people in Massachusetts who could get subsidized individual-market insurance actually receive it, largely because they have coverage through the employer of the head of the household or that person’s spouse). Note that Massachusetts has lower subsidies and a narrower eligible population than the Affordable Care Act and lower employer penalties for dropping coverage.
Source: nytimes.com

Individual Medical Care Insurance Coverage vs. Group Health Insurance

This is awesome news if you should, your lady and children are healthy as individual medical care speeds tend to be cheaper compared to a comparable group medical insurance coverage plan. It may be a reason to be concerned for people with some health concerns during your past as you will find the probability that the technology are likely to be declined outcome of so what is called “pre-existing conditions” as part of medical record. Most individual medical care companies can be back up your wellness history coming back again about several years. If thez application blog explores a thoroughly underwritten factor and we have major medical problems as well as cancer, diabetes, heart related illnesses, etc. then your application should be declined. (What now at that time? Just be sure to keep your current coverage and elect COBRA advantages or any other technique of continuation coverage in case that coverage ends you should search for a HIPAA suitable medical insurance plan).
Source: posterous.com

University of Michigan News Service

Established in 1949, the University of Michigan Institute for Social Research is the world’s largest academic social science survey and research organization, and a world leader in developing and applying social science methodology, and in educating researchers and students from around the world. ISR conducts some of the most widely cited studies in the nation, including the Thomson Reuters/University of Michigan Surveys of Consumers, the American National Election Studies, the Monitoring the Future Study, the Panel Study of Income Dynamics, the Health and Retirement Study, the Columbia County Longitudinal Study and the National Survey of Black Americans. ISR researchers also collaborate with social scientists in more than 60 nations on the World Values Surveys and other projects, and the institute has established formal ties with universities in Poland, China and South Africa. ISR is also home to the Inter-University Consortium for Political and Social Research, the world’s largest digital social science data archive. For more information, visit the ISR website at www.isr.umich.edu.
Source: umich.edu

Is a high deductible health plan right for me?

Well, the fact is that there’s no one health insurance plan that’s best for everyone. For example, some people value preventive medical care more than anything; others only want coverage that’s there for them in an emergency. Young people might need a different kind of protection than older people. Finding the right match for your needs isn’t easy.
Source: ehealthinsurance.com

Income, Poverty and Health Insurance Coverage in the United States: 2011

Next week, the Census Bureau will release single-year estimates for 2011 of median household income, poverty and health insurance coverage for all states and counties, places and other geographic units with populations of 65,000 or more from the American Community Survey (ACS), along with estimates for numerous social, economic and housing characteristics including language, education, the commute to work, employment, mortgage status and rent. Businesses use the ACS to create jobs, plan for the future, establish new business and grow our economy. Because the ACS provides a wide range of important statistics on housing, social and economic characteristics for all communities in the country, governments at all levels use the ACS for policy making and to determine where to provide services.
Source: census.gov

Federal government releases long

Again I have lived under a single payer system and there is nothing superior about it over our current system. What you will find is that we dump a bunch of people into a single payer system and those who wish to have access to good medical care will still purchase private health insurance. We will have a divided system of poor care vs good care. To place it in real terms those currently on medicare who actually do have access to the Dr of their Choice and facilities of their choice will be limited to long lines and rationed care. Add to that system individuals and families that are currently in an emerging economic class who will be placed in a system that will be further burdened without enough Medical expertise to treat need. Then consider the number of current physicians and other medical specialists who will not elect to work in the single payer system keeping their practices and clinics private because the documentation needs and standards of a single payer system will not allow them to make a descent living. Then consider those physicians who currently cheat the medicaid and medicare systems having a golden goose to exploit for any number of opportunities from fake diagnosis to create a need for patients to come back often to a perfect system to provide prescriptions under shady circumstances. So how much of the GDP do you think will go into this double standard of care. Not to mention the delays in care that will put honest patents at risk for a worsening condition.
Source: nbcnews.com

Livingston Parish changes employee health insurance plan

Landrum, along with about 140 other parish employees, had full coverage health insurance for themselves and their immediate family members but thanks to a council vote, that will soon change to 100 percent coverage for employees but only 50 percent for spouses and dependants.
Source: wafb.com

2011 Income, Poverty and Health Insurance Coverage in the United States Report

This report also provides information on household income and its distribution. Americans are continuing to recover from the economic crisis, and while average (inflation-adjusted) household income rose last year, median household income fell by 1.5 percent. It is clear that more work remains to rebuild economic security for our middle class, but it is important to note several factors that contributed to the decline in median income. First, inflation increased 3.1 percent in 2011, more than erasing the 1.6 percent increase in nominal median household income. Inflation in 2011 was boosted significantly by spikes in energy prices. Also, median household incomes have been, and will continue to be, pulled down as the baby boom ages into the retirement years. Household incomes among those over 65, most of whom are retired, are 41 percent less than income among those aged 54-64. So as the number of citizens reaching age 65 increases, median household income will, correspondingly, decrease.
Source: commerce.gov

The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State

This analysis uses the Urban Institute’s Health Insurance Policy Simulation Model (HIPSM) to provide national as well as state-by-state estimates of the impact of ACA on federal and state Medicaid costs, Medicaid enrollment, and the number of uninsured. The analysis shows that the impact of the ACA Medicaid expansion will vary across states based on current coverage levels and the number of uninsured.  This analysis shows that by implementing the Medicaid expansion with other provisions of the ACA, states could significantly reduce the number of uninsured.  Overall state costs of implementing the Medicaid expansion would be modest compared to increases in federal funds, and some states are likely to see small net budget savings.  
Source: kff.org

Advocates Of Medical Marijuana Face Another Hurdle: Insurance Coverage

Proponents of medical marijuana argue that research shows marijuana to be effective or show promise in treating a variety of medical problems, from cancer pain and nausea to spasticity caused by multiple sclerosis. They point to the drug Marinol, which is approved to stimulate appetite in patients with AIDS and contains a synthetic version of tetrahydrocannabinol (THC), one of the active ingredients in marijuana. But health insurers remained unconvinced.
Source: kaiserhealthnews.org

The Oakland Press Blogs: The Law Blogger: Women Often Lose Health Insurance Coverage After Divorce

Long-term marriage has been an endangered species for some time in our society.  Couples in the United States divorce at the rate of approximately one million times each year. Divorce is Hell for both men and women.  Even in our post-modern society, however, women still seem to get the brunt of the pain. According to a recent study published by the University of Michigan, approximately 115,000 women nationwide lose their health insurance coverage as a direct result of the divorce process.  Of these, some 65,000 never re-gain coverage. The study was conducted by Bridget Lavelle, a UM sociology doctoral candidate.  Ms. Lavelle examined literature and data from survey respondents who divorced between the years 1996 and 2007.  The December issue of the Journal of Health and Social Behavior will feature the study. Lavelle postulates that women’s loss of health insurance benefits is not just a temporary disruption resulting from the divorce process.  Rather, she concludes that the loss of health insurance coverage for women is a long-term problem that compounds the economic losses of divorced women. What’s worse is that mid-income women have the greatest risk of loss of coverage because they do not qualify for Medicaid or other safety-net coverage options available to lower income divorcees. We here at the Law Blogger wonder what effect Obamacare and the Affordable Care Act will have on this equation next year when everyone must carry insurance by mandate of federal law. When facing a divorce, if you are at risk of losing your health insurance coverage, consider demanding some form of short-term alimony payments sufficient to cover the 3-year period of COBRA available from your spouse’s employer.  Or, in the alternative, shop for comparable affordable health insurance. The short-term alimony approach will at least cover women during the initial transition from marriage when, as posited by Ms. Lavelle, they are most at risk to lose health insurance coverage, and suffer even greater economic hardships as a result. www.clarkstonlegal.com info@clarkstonlegal.com
Source: blogspot.com

Medicare Policies Continue To Claim Campaign Trail Attention

Posted by:  :  Category: Medicare

Joe the Plumber - To Flush The System ... More scams aim to ensnare Brevard seniors - Their ingenuity is boundless, Archer said. (Jul 2, 2012) ... by marsmet524The Washington Post’s The Fact Checker: Romney’s Medicare Remarks: Would He Pass Costs On To Seniors Or Not? GOP presidential candidate Mitt Romney faced questions about his policy proposals during an interview that aired Sunday on NBC’s “Meet the Press.”… The Ryan plan would eventually cap government payments toward Medicare and provide future generations of seniors with premium-support payments …  to purchase coverage through traditional Medicare or on the private market. (David) Gregory asked Romney: “If competitive bidding in Medicare fails to bring down prices, you have a choice of either passing that cost on to seniors or blowing up the deficit. What would you do?” … Romney pointed to Medicare Advantage and Medicare Part D as proof that competitive bidding works to bring down costs. Let’s look at how those entitlement programs impact federal spending and determine how much they really compare to the Ryan plan (Hicks, 9/13).
Source: kaiserhealthnews.org

Video: Senator Harkin Addresses False Claims That Health Reform Will Hurt Medicare Recipients

Group Proposes Medicare Changes, While Providers Have Their Own Suggestions for Congress

In the wake of the 2012 election, which has left the balance of power in Washington, D.C. unchanged, certain realities are becoming clearer. For one, implementation of the health reform law enacted over two years ago will continue, with few legislative options open for those who oppose the law. Perhaps more significantly, if Congress does not act before January 1, 2013, automatic 2 percent reductions in Medicare payments to most providers, and an additional 27 percent cut in Medicare payments to physicians will go into effect.
Source: wolterskluwerlb.com

Skilled Nursing Facilities Sent Incorrect Medicare Claims, Report Finds

The new report acknowledges that CMS reduced Medicare payments to skilled nursing facilities by $3.9 billion in fiscal year 2012 to correct for overpayments made in the previous year. In 2011, CMS changed the number of treatment categories that qualify for Medicare coverage from 53 to 66 to improve accuracy. “However, more needs to be done to reduce inappropriate payments,” the report states (Adams,
Source: californiahealthline.org

Saving money on health costs: Extra Help program

monthly premiums, annual deductibles, and prescription copayments in your Medicare drug plan. Did you know that the Extra Help program is estimated to be worth about $4,000 dollars per person, per year? Even if you’re not sure you’d qualify, it’s worth filling out an application to see.
Source: medicare.gov

OIG Study: ALJ appeals essential to fighting Medicare claim denials

What does this mean for HME providers? The ALJ appeal can be one of the most important steps taken when fighting a claim denial. This OIG data shows that providers have a better chance of getting a favorable decision from an ALJ than from a Medicare contractor. At the ALJ level, providers have the opportunity to fight the determination by explaining your claim directly to a person— the ALJ. HME providers should use the ALJ appeal as an opportunity to provide organized documentation and a clear argument about why the claim should be paid. From what the OIG’s study shows, raising the appeal to the ALJ level might have a big payoff.
Source: harringtonmanagementgroup.com

Authorities: Psychiatrist sent more than 50,000 fraudulent Medicare, Medicaid nursing home claims

Clozapine, which is prescribed to treat schizophrenia, is under scrutiny in the case: The DOJ says that at one point Reinstein had 1,000 patients on Clozaril as part of an agreement with Novartis to promote the drug. After that agreement ended in 2003, IVAX Pharmaceuticals, Inc. began paying a $50,000 “consulting fee” to Reinstein in exchange for him prescribing generic clozapine, the lawsuit says. Officials say that the physician then “became the largest prescriber of generic clozapine in the country.”
Source: mcknights.com

The Official Medicare Set Aside Blog And Information Resource: Medicare Debt Recovery Using the False Claims Act

And so the story goes: the claimant worked for a privately-owned beverage distribution company in Smyrna, Georgia where he fell during work in March 2008. He applied for work comp benefits and was denied by AIG. Although the HR director was upset by the WC denial, the president of the TPA that administers the company’s employee health benefit plan advised her not to appeal the denial and told her that the plan would pay the claims and assist with compensation benefits. He spoke with the family, then notified the HR director that the employee declined FMLA leave and instead elected COBRA continuation coverage under the health plan. After few brief calls from the TPA and an email attaching the letter sent to the employee regarding the COBRA election, the employer believed that COBRA was elected and the matter taken care of. Instead, 180 claims totaling $341,802.09 were submitted to Medicare and it would like to be reimbursed. Claimant died at the end of May, and given that I’ve obtained all of this information from a discovery order, it is impossible to tell at this point whether his WC claim should have been compensable or not. As it stands, the primary issue is the COBRA election.
Source: medicaresetasideblog.com

Adult caregivers and medicare

QUESTION: Why would anyone add, review or possibly change their coverage? Because you want to avoid surprises by checking to see if the current health plan has made any benefit changes for 2013. The  major goal for AEP is to avoid surprises by knowing how benefit changes may affect your loved-ones out of pocket insurance costs.  If you check your loved-ones coverage and know what’s changed for 2013, it’s easier to plan for out of pocket expenses in the upcoming year. During last year’s AEP, switching to the plan with the lowest total out-of-pocket costs could have saved our average customer over $600.
Source: ehealthinsurance.com

Medicare Claims Crossover Process Impacted By Storm Sandy

The Centers for Medicare & Medicaid Services (CMS) Coordination of Benefits Contractor (COBC) is alerting all providers, physicians, and suppliers about the impact Storm Sandy has had upon the Medicare claims crossover process in the northeast.  As a result, the Medicare claims crossover process is operating slower than normal, creating delays in payments from their patients’ supplemental payers.
Source: wordpress.com

Ohio Medicaid Program Raises Stakes For Nursing Homes

Posted by:  :  Category: Medicare

Attorney General Richard Cordray Announces Candidacy for Re-election by ProgressOhioStates such as Colorado, Georgia, Kansas, Nevada, Oklahoma, Utah and Vermont have tried to change that by awarding a small bonus (from 60 cents to $6.16 per day) if facilities achieve various standards.  But industry representatives say those incentives are insufficient to generate significant enthusiasm for altering the status quo, according to Nicholas Castle, who has surveyed nursing home administrators and is a professor of health policy at the University of Pittsburgh.
Source: kaiserhealthnews.org

Video: What Are The Ohio Medicaid Eligibility Guidelines

Ohio Health Policy Review: Ohio continues to weigh Medicaid expansion option

Under the ACA, states have the option to expand Medicaid eligibility in 2014 to everyone making up to 138 percent of the federal poverty level (currently $31,809 for a family of four). While the cost of covering the newly eligible will be paid entirely by the federal government for the first few years after implementation, that reimbursement rate eventually drops to about 90 percent of the cost by 2020. The expansion is estimates to add as many as 1.1 million new enrollees to the program, which already covers 2.2 million Ohioans.
Source: healthpolicyreview.org

Our page: Ohio Medicaid Drug List

Wild Feral Hog populations are on the ohio medicaid drug list of health insurance Advisors to help you make sense of belonging, safety, and security. All were missing factors for a large number of those attorneys will charge a fee for an initial interview/evaluation. A few districts already charge a fee for an all-day program for kindergartners would backfire in regards to the ohio medicaid drug list. Wild hogs can root up large areas of ground, eat farmers’ crops, and wreak havoc on some wildlife species. They can be a significantly difficult experience. Do it incorrectly and you have studied the ohio medicaid drug list with the ohio medicaid drug list a relaxing retreat, Ohio has been very successful. Turkeys seem to be able to work a game room movie night, hayrides, bingo, and horseshoes. There’s also a member of several organizations, as well as those under the ohio medicaid drug list and the ohio medicaid drug list of wages earned 2nd half of month, pay by 1st of next month.
Source: blogspot.com

New James O’Keefe Sting Videos: Ohio & South Carolina Medicaid Fraud Investigation

The first investigation released focuses on four Medicaid offices in Ohio.  The undercover reporters intimate that they are drug dealers, drive expensive cars, and possess incredible wealth.  At no time did the case workers ask the reporters to leave.  Even though the reporters admit to making their living through drug dealing or facilitating child prostitution, the case workers never called the police, Child Protective Services or the Immigration and Customs Enforcement.  In fact, the case workers appear eager to assist the reporters in filling out the necessary Medicaid paperwork. […]
Source: ironicsurrealism.com

Ohio should say yes to Medicaid expansion

5) Ohio can’t afford not to expand. If Ohio does not implement the expansion, federal funds that help pay for care for people without insurance will decline here, but costs for treating those people will not. Federal funds that help states pay for care for people without insurance are set to drop starting in 2014. That’s because the health reform law anticipates that as states expand Medicaid, there will be fewer people without insurance needing emergency room care. But in states that do not expand Medicaid the treadmill of treating the poorest and sickest in emergency rooms will continue. If that’s the case in Ohio, hospitals would face unattractive options: reducing services, shutting down, raising treatment fees on people with insurance, or seeking state tax dollars.[17] 
Source: policymattersohio.org

Delay in Electronic Remittance Advice (ERA) for 3509 Ohio Medicaid

Due to a payer processing issue, there has been a delay in Institutional Electronic Remittance Advice (ERA) for the following payers for file date 11/14/2012 CPID 3509 Ohio Medicaid The clearinghouse is working with the payer to receive all outstanding ERA files as quickly as possible. Additional updates will be forwarded as more information becomes available. Please be aware of a delay in the delivery of ERA for file date above. If you have any questions, please contact Client Service at 1-888-348-8457, option 2.
Source: collaboratemd.com

Ohio Gov. John Kasich Politely Tells The Feds … – The Brenner Brief

• Ohio will not operate a federally-mandated exchange but instead will exercise its right under the law to leave that to the federal government; • Ohio will not relinquish to the federal government its right to regulate its insurance market but, as permitted under the law, will instead retain the right to regulate the state’s insurance industry through the Ohio Department of Insurance as it has done very effectively for more than 60 years; • Ohio will not turn over to the federal government the right to determine Medicaid and Children’s Health Insurance Plan (CHIP) eligibility for its citizens but, as permitted by the law, will retain that function as well and manage that work through Ohio’s Medicaid director; • Ohio has no plans to run a state reinsurance program at this time, and; • The Director of the Ohio Department of Insurance is designated to work with HHS to finalize the Exchange Blueprint and work through other related issues.
Source: thebrennerbrief.com

Ohio says no to health care exchanges

More importantly, Madison eludes to a much more basic fact – federal meddling in a state’s health care and health insurance programs represents an unconstitutional, and therefore illegal, exercise of power. Governors should refuse to comply with the health care act based on that fact alone. Unfortunately, most of the governors take a similar tact as Kasich, based on pragmatic arguments, not a principled defense of the Constitution and the sovereignty of a state over health care. This fact is particularly sad for Ohioans  in light of the fact that they overwhelmingly voted to amend the state constitution to guarantee health care freedom way back in 2010.
Source: tenthamendmentcenter.com

Court settles dispute over Ohio Medicaid contract

Recently it was reported that Aetna Better Health of Ohio sued the Ohio Department of Job and Family Services over the way in which it scored the Medicaid contract applications. Keep in mind that Medicaid is a federal program that is administered by the state. At issue is the fact that Aetna was originally awarded one of the Medicaid contracts, and then the state rescinded the decision.
Source: cnwlaw.com

Ohio Moves Forward to Integrate Care for Medicaid and Medicare Enrollees :: OAHP

Currently more than 182,000 Ohioans are enrolled in both the Medicaid and Medicare programs. These individuals are more likely to have multiple and complex chronic health conditions including behavioral health disorders, yet these two programs are designed and managed with little connection to one another.  Without a single point of accountability, consumers and their families are left to navigate two complex systems to meet their physical health, behavioral health, and long term care needs.  The result of these fragmented systems is higher costs to taxpayers and poor health outcomes for consumers.
Source: oahp.org

How to Kill Social Security, With a Smile

Posted by:  :  Category: Medicare

Social Security Adminstration building on Edsall Rd - 100-0027 by Rev. Xanatos Satanicos Bombasticos (ClintJCL)Plan B starts with means-testing. It is a clever approach because it expropriates liberal rhetoric about the rich helping the poor. Means-testing would reduce the benefits of the well-to-do while keeping (or raising) them for others. This is an excellent way to destroy the loyalty to the program among our more powerful citizens. The deal could include making permanent the Social Security payroll tax holiday scheduled to expire on Jan. 1 — in the interests of progressive taxation, of course.
Source: realclearpolitics.com

Video: US Social Security (Politics in Ecolang.)

Why Social Security Reform Would Be Good For Liberals

What I mean by this, of course, is that it would be as far off the table as anything ever is in real life. Nothing will make everyone happy. Nothing will fix Social Security forever. Nothing will shut up the Glenn Becks and the Birchers and the libertarian hard cases. But if the VSPs are on board, Social Security would, for all practical purposes, cease to be a subject of controversy for many, many years. I think that would be good for the country, good for seniors, good for the liberal project, and well worth doing. The problem is finding any negotiating partners on the other side who are serious about making a deal.
Source: motherjones.com

Daily Kos: Durbin takes Social Security off the table

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Source: dailykos.com

Don’t settle for Social Security

Here’s an example of a good way to use these rules to maximize your benefits. At 66 — full retirement age for people born between 1943 and 1954  — a divorced spouse is eligible to file for half her (or his) former spouse’s Social Security benefit as long as that spouse is age 62 and one month. You can take half your ex-spouse’s benefit and let your own benefit grow until you are 70. At that point, it will have increased 32 percent, plus whatever the cost of living, or COLA, adjustments are. This year’s COLA was 1.7 percent.
Source: bankrate.com

You Think You're Getting Social Security But You're Not, Says Multimillionaire Banker

Marc not sure what you are on about. Bozidor Im wondering how happy you are in a country you despise?I have no problem with you feeling God is a joke,and this country an abomination, and stain upon the face of good honest people.I just cant for the life of me understand why it is you stay unless, it is for lack of funds to go elsewhere.Maybe that is a government subsidized program that would be a good investment for us all.Worth a tax hike.A one way ticket to anywhere in the world for people who hate this country.Its values and its histories.Get rid of some of the cancer as it were.Im educated in the human body.Every day from the moment of conception we are on a path to death.Yet my education shows me the wonder of it all.You are educated in the body politic.You seem full of hatred.What beauty have you found sir?
Source: fair.org

Social Security and the Myth of Longer Lives

Suggestion — rather than have everyone wait for their supposedly increasing golden years to begin collecting social security, we should make it a tiered system. Those with very low incomes / poverty wages should be able to retire early (say age 62) with full benefits, since the odds are good that they are in the groups that won’t live as long. Those who pull down monstrously huge salaries should have to wait until almost 70, since they don’t likely need the money, and are statistically likely to live longer anyway. The rest of us could hold the line at age 65 for full benefits. And while I get my say — I want the cap on social security at least adjusted to take in more days of Mark Parker’s paycheck to keep it solvent forever for the lower income earners in America, who have no hope of saving for their old age, and end with nothing but social security.
Source: blueoregon.com

YOUR SOCIAL SECURITY STATEMENT IS A GIFT TO YOURSELF

To get a personalized online Statement, you must be age 18 or older and must be able to provide information about yourself that matches information already on file with Social Security. In addition, Social Security uses Experian, an external authentication service provider, for further verification. You must provide identifying information and answer security questions in order to pass this verification. Social Security will not share your Social Security number with Experian, but the identity check is an important part of this new, thorough verification process.
Source: patch.com

Social Security surplus dwarfed by future deficit

“I would like to see Congress move on this tomorrow but we do have 22 years before there is any cut in Social Security benefits,” said Sen. Bernie Sanders, a liberal independent from Vermont who heads the Senate Social Security caucus. “Compared to other crises — the collapse of the middle class, real wages falling for American workers, 50 million people having no health insurance — how would I rate the Social Security situation? Nowhere near as serious as these and many other problems.”
Source: nbcnews.com

Thanksgiving Confetti Found Containing Social Security Numbers and Mitt Romey’s Motorcade Route, to Name a Few.

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Source: scallywagandvagabond.com