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Video: Medicare Rights Center
5 mistakes retirees make choosing a Medicare plan
It’s also easier to find quality plans this year, according to the Centers for Medicare & Medicaid Services, which has beefed up its star ratings system to alert consumers to the best-performing plans and remind those stuck in continuously low-performing ones that they can switch plans. Beneficiaries have 127 four-star or five-star Medicare Advantage plans from which to choose, up from 106 during open enrollment for 2012. And those in original Medicare have 26 high-performing prescription drug plans at their disposal, up from 13 last year.
Medicare Rights Center marks anniversary of Affordable Care Act
“In the second year of its implementation, the ACA has improved access to health care for millions of people with Medicare,” said Joe Baker, President of the Medicare Rights Center. “Medicare beneficiaries are receiving preventive services at no cost as well as cheaper prescription drugs in the coverage gap, and while the immediate benefits of health reform are encouraging, there is still a lot to look forward to as the law is being implemented.”
XY Stocks Market For 2013, Best Stocks For 2014: Medicare confusion catches retirees
Older adults can’t get into Medicare any time they want, the article notes. The easiest time to sign up is when you turn 65, and, if you’re already collecting Social Security, enrollment is automatic. But if you keep working beyond that age and opt instead to stay with your employer’s group health plan, your options for getting Medicare can be sharply limited. It’s important to pay attention to strict enrollment deadlines, or you may face a fine and risk going without coverage for months.
Medicare eligibility age may increase
Advocates for seniors say that increasing the Medicare eligibility age will hurt the elderly. Health insurance for seniors is expensive – more expensive than it is for most other people. Health care costs tend to be higher, because seniors often have chronic medical conditions that need regular care in order to prevent life-threatening problems. Because insurance is so expensive, many seniors wait to get health insurance until they turn 65 and become eligible for Medicare. This means that they potentially forego care they need and consequently, grow sicker. So increasing the Medicare eligibility age from 65 to 67 means these seniors will go even longer without the health care they need.
Answers About Medicare: Part 1
According to preliminary guidelines released earlier this month by the agency, the first wellness visit must include, among other things, establishing a patient’s medical history; assessing health risk factors and current physical condition, including a patient’s blood pressure, height and weight measurements; and screening for conditions related to cognitive impairments. In addition, the doctor will work with the patient to set a prevention plan for future years, make necessary referrals, and help set up appropriate health education. Future wellness visits will update the information gathered in the first visit, and the doctor will continue to assess the patient’s need for future screenings, interventions and education.
Declaration of the Rights of the Medicare Center President Joe Baker on the 45 th anniversary of the creation of Medicare
The Medicare Rights Center hears daily from people who rely on Medicare for their own welfare or the welfare of a loved one, and every day reminds us that Medicare is a source of health and financial security. These are the calls and conversations with consumers of health insurance that guide all of us at the Medicare Rights Center to work for the protection and enhancement, the public program of value. Medicare will evolve, but all changes must focus on consumers and reflect the basic principles of the program: to offer quality care and affordable for people who have made an invaluable contribution to our society.
Potential Medicare Changes for Deficit Reduction
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When it’s Time to Drop Your Medicare Advantage Plan
. The ads don’t say much but give enough clues to tip you off that you must ask lots of questions and dig deep to find out what you’re getting. A solicitation I received from UnitedHealthcare touted the plan’s zero monthly premium, zero copay for a primary care doctor’s visit, zero medical deductible and zero prescription drug deductible. A closer look revealed that the copays for expensive drugs were steep—$95 for non-preferred brand drugs and 33 percent of the cost for a specialty drug. Then came the fine print warning: “Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/co/insurance may change on January 1 of each year.”