Video: Compare 2013 Medicare Advantage Plans – Tips
GRAY MATTERS: Now is the time to compare Medicare plans
Beneficiaries can call Medicare at 1-800-633-4227 anytime of day or night, including weekends, and ask for assistance to compare plans and to make a change if needed. The information is also available online at www.Medicare.gov and enrollment changes can be made online. The best time to call Medicare is in the evening or during a weekend to shorten wait times.
Medicare Prescription Drug Plan
The most important thing when you are researching Prescription Drug Coverage is to take into account your prescriptions. There are so many formularies and plans, it is hard for any of us to find the best plan for ourselves without a little help. Luckily, technology is able to help us. www.MedicareEcompare.com has a tool that enables you to enter all of your prescriptions and instantly allows you to compare standalone PDP plans or MAPD plans with your estimated annual cost based on your needed prescriptions, age, demographics and more.
Annual Enrollment for Medicare Advantage (Part C) & Part D: October 15 – December 7
Even beneficiaries who were satisfied with their 2012 plans need to review their plan options for 2013. Part D and MA plans may have made changes to their coverage, provider networks and other plan features. Plan information for 2013 will be available on the Medicare Plan Finder at www.medicare.gov. For the computer-savvy, the Medicare Plan Finder is an excellent plan comparison tool, allowing users to enter all their drugs and drug dosages, compare up to three plans at a time, save their drug information for later use, and actually enroll in a plan on-line. This is the best – if not only – way to truly compare the many plans available to choose from. People who cannot use the Plan Finder themselves may contact 1-800-Medicare, or their State Health Insurance Assistance Program (SHIP), for assistance with evaluating, selecting, and enrolling in a Part D plan.
How Much Does Medicare Advantage Cost?
eHealth, Inc. (NASDAQ: EHTH) is the parent company of eHealthInsurance, the nation’s leading online source of health insurance for individuals, families and small businesses. Through the company’s website, www.eHealthInsurance.com, consumers can get quotes from leading health insurance carriers, compare plans side by side, and apply for and purchase health insurance. eHealthInsurance offers thousands of individual, family and small business health plans underwritten by more than 180 of the nation’s leading health insurance companies. eHealthInsurance is licensed to sell health insurance in all 50 states and the District of Columbia, making it the ideal model of a successful, high-functioning health insurance exchange. Through the company’s eHealthTechnology solution (www.eHealthTechnology.com), eHealth is also a leading provider of health insurance exchange technology. eHealthTechnology’s exchange platform provides a suite of hosted e-commerce solutions that enable health plan providers, resellers and government entities to market and distribute products online. eHealth, Inc. also provides powerful online and pharmacy-based tools to help seniors navigate Medicare health insurance options, choose the right plan and enroll in select plans online through its wholly-owned subsidiary, PlanPrescriber.com (www.planprescriber.com) and through its Medicare website www.eHealthMedicare.com.
Comparing Medicare Advantage Plans: What Do I Do?
Look at your existing health situation. What are your major concerns? What about your family history? If there is a history of heart illness/disease in your family, you will probably want to highlight more complete coverage in that area. If Aunt Rose or Uncle Lou suffered asthma or lung related issues, you might want to consider fuller coverage for that condition, including peripherals, such as breathing treatments and oxygen condensers. This is your first consideration.
Comparing Medicare plans? Ratings show some policies better than others — Health — Bangor Daily News — BDN Maine
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InsureBlog: Bad News for Buckeyes
.” We’ve already seen major rate increases, although it’s not fair to lay the blame entirely on the ObamaTax. Health care costs drive health insurance costs, and these are influenced in part by utilization and medical inflation. Still, it’s undeniable that at least a chunk of these increases can be laid at the feet of the train-wreck. Medicare Advantage plans, which actually help rein in some health care costs and offer our seniors choice in health care, have been on the proverbial chopping block for a while; it’s no surprise that the ObamaTax will decimate that market. And of course regular IB readers have known about the coming provider shortage for a while now.
6 Steps You Must Take During Medicare Annual Enrollment
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Understanding Your Options: What is Best for You? Medicare Advantage Plan or Medicare Supplement and Part D Drug Plan?
If you have a Medigap policy and join a Medicare Advantage Plan (like an HMO or PPO), you may want to drop your Medigap policy. Your Medigap policy can’t be used to pay your Medicare Advantage Plan copayments, deductibles, and premiums. If you want to cancel your Medigap policy, contact your insurance company. In most cases, if you drop your Medigap policy to join a Medicare Advantage Plan, you won’t be able to get it back. If you have a Medicare Advantage Plan, it’s illegal for anyone to sell you a Medigap policy unless you’re switching back to Original Medicare. Contact your State Insurance Department if this happens to you. If you want to switch to Original Medicare and buy a Medigap policy, contact your Medicare Advantage Plan to disenroll.
MostMedicare.com Helps Seniors Save Money Through Medicare Advantage Plans
Medical expenses are on the rise in the United States, and that means securing the right insurance plan has never been more important. Today, Medicare helps millions of people across the country access the affordable health care coverage they need. However, most Medicare plans only cover a limited number of medical expenses. Many plans leave large gaps in coverage that patients are forced to cover out of their own pockets. One website, MostMedicare.com, wants to ensure patients understand where these gaps are and how they can cover gaps using Medicare Advantage plans. Supplementary Medicare plans are often known as ‘Medigap’ plans. However, the MostMedicare.com website does not sell Medigap insurance plans. Instead, the site sells Medicare Advantage plans. There is an important distinction between Medigap and Medicare Advantage. Although both types of plans are offered by third-party insurance agencies, Medicare Advantage subscribers are still considered to be part of the Medicare program. The insurance company that offers Medicare Advantage must continue to abide by the rules of Medicare coverage. In other words, Medicare Advantage is a premium form of Medicare that doesn’t force users to accept the risks of Medigap plans. Today, insurance companies offer several different Medicare advantage plans, each of which offers its own unique advantages. At the MostMedicare.com website, visitors can learn about each one of these plans, including the difference between Preferred Provider Organization (PPO) plans and Health Maintenance Organization (HMO) plans. The MostMedicare.com websites stresses the importance of shopping around for the perfect Medicare Advantage plan. In order to help current Medicare users make the right decision on their plan, MostMedicare.com offers detailed comparisons of a number of different Advantage plans. Some plans, for example, cover foreign travel emergencies, while others do not. Medicare subscribers who plan on traveling will want to find a plan that has a good foreign travel emergency policy. A spokesperson for MostMedicare.com explained how the website seeks to help seniors and those with disabilities save money on their Medicare coverage: “Our website is a wealth of information about Medicare and Medicare Advantage plans. Our goal is to make it as easy as possible to compare different Medicare plans. We also offer a blog that features the latest news in America’s medical insurance agency – including information about Romneycare and Obamacare – and how it will affect current Medicare subscribers.” Ultimately, current Medicare subscribers can use the MostMedicare.com website to learn everything they need to know about affordable premium medical insurance in the United States. Whether researching Medicare Advantage plans for a loved one or for personal coverage, the goal of MostMedicare.com is to educate visitors about the pros and cons of all major medical insurance plans. About MostMedicare.com MostMedicare.com offers information about Medicare and Medicare Advantage Plans. The site allows visitors to compare which plans will work best for their needs and budget. For more information, please visit: http://www.mostmedicare.com