Administration Working To Get National Health Plans Ready

Posted by:  :  Category: Medicare

There's nothing radical about national health insurance by Steve RhodesThe New York Times: U.S. Set To Sponsor Health Insurance The Obama administration will soon take on a new role as the sponsor of at least two nationwide health insurance plans to be operated under contract with the federal government and offered to consumers in every state. These multistate plans were included in President Obama’s health care law as a substitute for a pure government-run health insurance program — the public option sought by many liberal Democrats and reviled by Republicans. Supporters of the national plans say they will increase competition in state health insurance markets, many of which are dominated by a handful of companies (Pear, 10/27).
Source: kaiserhealthnews.org

Video: The Basic Economics of National Health Insurance – Professor Richard D Wolff

Daily Kos: NY Times: U.S. to Offer National Health Plan, “the robust public option that liberals wanted”

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Source: dailykos.com

AHIP Launches New Health Care Spending iPad App

3rd Party Studies ACOs Admin Costs affordability Age Rating Cadillac Tax cbo Cost-Shift Delivery System Reform Employers Essential Benefits Exchanges GRP Health Plan Innovations Health Plan Satisfaction House hearings House legislation KI MA McCarran-Ferguson Medical Prices Medical Tests medicare medigap MedMal MLR Morning Headlines MT Patient Safety premiums Premium Tax Profits Provider Consolidation PWC Quality Rate Review Readmissions Reform RZ Senate hearings Senate legislation Small Business The Link Vilification Waste Fraud and Abuse
Source: ahipcoverage.com

Propaganda on the Rise on the Health Care Policy Front

Which leads me to a second and not entirely unrelated piece. In Israel, or more precisely, in Gaza, which is not Israel, yet, but ruled by the IDF, army administration, a newly accredited university has been granted status by a newly developed accrediting body. The follow link show how the same ideological take over works in Israel by the neo-cons/liberals who are disgusted at the leftest domination of Israeli state funded universities. They wanted their own, where they live in Gaza, in the newer settlements, but because Gaza is not Israel, and not ruled by the Knesset, the Knesset refused to fund or recognize that certain right wing conservative university. The story shows the lengths an ideological battle goes to in transforming the institutions of society in order to achieve legitimacy.
Source: nakedcapitalism.com

thoughts from an empty head: U.S. Set To Sponsor National Health Insurance Plans Under Obamacare

State health commissions, private insurers, and consumer protection advocates alike want to see the nationwide plans compete on a level playing field so that benefits standards and competitive pressures are both fair and consistent throughout state exchanges. If implemented properly, however, the new multistate health plans could drive down health costs while offering consumers coverage approved directly by the federal government.
Source: blogspot.com

Bruce Bartlett: The Health Mandate Romney Still Supports

During the 2008 campaign, one of John McCain’s health advisers asserted that because of Emtala, there were, in fact, no uninsured in America. As the economist John Goodman of the National Center for Policy Analysis told The Dallas Morning News in an article published on Aug. 27, 2008: “The next president of the United States should sign an executive order requiring the Census Bureau to cease and desist from describing any American – even illegal aliens – as uninsured. Instead, the bureau should categorize people according to the likely source of payment should they need care. So there you have it. Voila! Problem solved.” (This article is no longer available on the Dallas Morning News Web site, but the reaction it drew can be found in blog posts from that week.)
Source: nytimes.com

Take time to review health insurance options to save money this open enrollment season

1. Set aside enough time to review your health insurance options. It’s important to review each of the health insurance plans that your employer offers. Remember that there’s more to each plan than co-pays and premiums. For example, some plans offer vision exam coverage and different prescription drug coverage, while others may offer wellness programs that can lead to discounts on your premiums. Also keep in mind that health reform has changed insurance coverage in recent years. As part of the new law, children under age 26 can be enrolled as dependents on their parent’s plan, and many preventive care services, such as children’s immunizations or mammograms, are typically covered by health plans at no cost to you.  
Source: kyforward.com

Idaho health insurance panel favors state

Kevin Settles, owner of Bardenay restaurants, countered, “We need to get past arguing the legality of the law. The Supreme Court settled the issue. We can make something good out of this. … With the state-based nonprofit exchange, we can make it reflect Idaho.” He noted that Idaho’s current health insurance premiums are among the lowest in the nation, saying an Idaho exchange can be “lean and mean.”
Source: spokesman.com

Brad DeLong: Harry S Truman: Message to Congress on National Health Insurance: November 19, 1945

There is also special need for research on mental diseases and abnormalities. We have done pitifully little about mental illnesses. Accurate statistics are lacking, but there is no doubt that there are at least two million persons in the United States who are mentally ill, and that as many as ten million will probably need hospitalization for mental illness for some period in the course of their lifetime. A great many of these persons would be helped by proper care. Mental cases occupy more than one-half of the hospital beds, at a cost of about 500 million dollars per year–practically all of it coming out of taxpayers’ money. Each year there are 125,000 new mental cases admitted to institutions. We need more mental-disease hospitals, more out-patient clinics. We need more services for early diagnosis, and especially we need much more research to learn how to prevent mental breakdown. Also, we must have many more trained and qualified doctors in this field.
Source: typepad.com

National Gay and Lesbian Task Force Attends White House Latino Health Policy briefing

At the Task Force, we have always held ourselves out as a progressive organization — an LGBT voice in the progressive movement and a progressive voice in the LGBT movement. We focus our work at the intersections of race, socioeconomic status, gender, gender identity, sexual orientation, age, national origin, ability and a whole host of other intersecting identities. The White House Latino Health Policy briefing is just another example of that voice — we were the only LGBT group in the room and the conversation wasn’t focused on LGBT specific issues. But we went to the briefing because we understand the importance of intersecting identities and of working with other marginalized communities to build our collective political power.
Source: wordpress.com

Surviving Healthcare in the USA 

Cary Presant M.D. is an internist, hematologist and oncologist in Los Angeles, a national expert in health care and the author of more than 400 scientific medical articles. Presant has taught and conducted research at the University of Southern California, Washington University School of Medicine, Columbia University, National Cancer Institute and City of Hope National Medical Center. For more information about Presant, visit http://survivingamericanmedicine.com orhttp://www.carypresant.com.
Source: usdailyreview.com

Eye on Wisconsin: Can’t Trust Tommy with Medicare Trust Fund

Posted by:  :  Category: Medicare

Newsweek Magazine (February 16, 2009) ... Lenders Add Bigger Fannie, Freddie Fee – Thanks to Payroll Tax Cut (January 15, 2012) ...item 2.. Dupuy: GOP trying to sell pyrmaid scheme to voters (September 3, 2012) ... by marsmet526We all know that Tommy Thompson declared that he would “do away with” Medicare and Medicaid.  He has tried to spin away from his declaration to the tea party extremists but we have more than that moment of honesty.  We have an actual track record showing just how Medicare fared under Tommy Thompson’s care. In 2001, when Tommy Thompson became Secretary of Health and Human Services, the Medicare Hospital Insurance Trust Fund was projected to be exhausted in the year 2029. [2001 CMS Trustees Testimony to Congress] In 2005, when Tommy Thompson left Health and Human Services, the Medicare Hospital Insurance Trust Fund was projected to be exhausted in the year 2020. That is a loss of 9 years on Tommy’s four year watch.[2005 CM Trustees Report] Even though Tommy Thompson served as George W. Bush’s HHS Secretary, in 2008, he criticized the failure of the Bush Administration to address the problems of Medicare. Thompson then said that “Medicare is going broke by 2012, 2013.” Fast forward to the point where President Obama took office and before the Affordable Care Act passed. The Medicare Hospital Insurance Trust Fund was projected to be exhausted in the year 2017. That is where the Bush Administration (including Tommy) left President Obama. [2009 CM Trustees Report] The Affordable Care Act (ACA) reduces the rate of growth in Medicare spending, with savings that eliminate waste and inefficiencies. The ACA targets wasteful programs and ensures that taxpayer money is efficiently filtered back into the health care system, allowing seniors to get preventive care without copays. Regardless of Tommy’s ridiculous lies on the subject the $700 billion in identified savings actually help extend the life of Medicare. Tommy Thompson wants to repeal ACA and in doing so he will be undermining the long term prospects of Medicare.  We have no reason to doubt that he would sacrifice Medicare to his new found right wing ideology. He has said as much, he has pledged allegiance to Paul Ryan’s voucher-care concept and lets face it his track record on extending the life of Medicare has never been a good one. Tommy predicted that Medicare would go broke by 2012 or 2013 and if his policy positions and history are any indication, he apparently intends to make that prediction come true.
Source: blogspot.com

Video: Precision Senior Marketing – Medicare Supplement Broker

Nevada Daily Mail: Column: : It is now Medicare open enrollment

The prescription drug program may be included in a Medicare Advantage Plan or it can be a stand alone Part D. There is help for many people to assist with the cost of prescriptions. There are many that qualify for help and do not realize it. Those on Low Income Subsidy with Social Security need to apply for renewal each year. It will depend on the level of Low Income Subsidy for the amount of assistance received. Those on full LIS will have their Medicare Part B premiums paid, as well as their Part D Plan premiums and have a low co-pay for prescriptions. Many people can also get help from the Missouri Prescription Plan. Many can get help with prescriptions even if they do not qualifying for the low income subsidy. You must have a Plan D to receive help with the Missouri Drug Plan.
Source: nevadadailymail.com

Paul Krugman's Medicaid Myths

Back in July, when the NEJM study was first published to a round of self-congratulation from advocates of expanding Medicaid, Cato Institute Health Policy Director Michael Cannon put it bluntly: “Absent evidence that Medicaid saves the most lives per dollar spent, expanding Medicaid does not show how much politicians care about saving lives. It shows how little they care about saving lives, because they are willing to forgo additional reductions in mortality for the sake of…whatever else expanding Medicaid gives them.” Krugman declares that “by any reasonable standard, this is a program that should be expanded, not slashed.” Apparently it is unreasonable to consider the question of whether doing anything else might save more lives. 
Source: reason.com

2012 Medicare Open Enrollment Period

You can also enroll for the first time in a Part D plan during AEP if you did not enroll during your open enrollment window when you first became eligible for Medicare Part B.  If you do not have credible drug coverage, you may be subject to the Part D late enrollment penalty.  This penalty is calculated by adding 1% to your premium for each month you were not enrolled and should have been.
Source: ohioinsureplan.com

Why Obama opposed his medicare rationing approach before he supported it

Let’s get all the doctors together at once into one test instead of having the patient run around with 10 tests. Let’s make sure we are providing preventive care so we are catching the onset of something like diabetes. Let’s pay providers on the basis of performance as opposed to on the basis of how many procedures they engage in. What this board does is basically identify best practices. Let’s use the purchasing power of Medicare and Medicaid to help institutionalize all of the good things that we do. The fact of the matter is that when Obamacare is fully implemented, we are going to be in a position to show that costs are going down … This board we are talking about cannot make decisions about what treatments are given here – that is explicitly prohibited.
Source: consumerinsuranceguide.com

Beware the “Grand Bargain”

American Medical Association cancer CBO consumer driven health care diabetes doctors drugs electronic medical records email emergency room EMR ER exercise FDA genetics Health Care Access Health Care Costs health care quality health insurance health IT health policy Health Reform Health Savings Accounts heart disease hospital HSA insurance life expectancy Massachusetts Medicaid Medicare medicare advantage NHS ObamaCare obesity pay for performance public option SCHIP seniors socialized health care Social Security stimulus tax unemployment Uninsured
Source: ncpa.org

Transforming Medicare into a Premium Support System: Implications for Beneficiary Premiums

Posted by:  :  Category: Medicare

The analysis does not attempt to model any specific proposal, but is generally based on an approach included in House Budget Chairman Paul Ryan’s fiscal year 2013 budget plan, the proposal Chairman Ryan co-sponsored with Senator Ron Wyden of Oregon, and; in the plan put forward by former Senator Pete Domenici and Dr. Alice Rivlin. In the first two proposals, people who are at least 55 years old, including current beneficiaries, would be exempt from the new system. Republican presidential nominee Gov. Mitt Romney has supported a premium-support system along these lines.
Source: kff.org

Video: How to Save Medicare $30 billion: www.UpgradeThe Card.org

CMA in Action: Judith Stein Testifies in Congress on the Ryan Plan to End Medicare 

The Ryan Plan is based on the belief that private is better.  But Medicare controls health spending better than private insurance. Competition among private health insurance companies has not driven costs down either in the private Medicare Advantage program or for individual and employer-based policies for those under 65. As discussed above, Medicare has included private plans for decades, but they cost Medicare more than the same coverage under the traditional Medicare program.  Medicare administrative costs are a fraction of those for private insurance.[3]  And, over the next ten years, Medicare spending is expected to grow at rates of 3.1% compared to 5% for private insurance plans.[4] Thus, the traditional Medicare program, which the Ryan Plan would dismantle, shows greater promise for controlling costs than turning the program over to private insurance companies. In fact, as researchers from the Urban Institute report in the New England Journal of Medicine,
Source: medicareadvocacy.org

Settlement Proposed for Medicare Coverage of Home Health Care

The changes would apply to the traditional Medicare program and private Medicare Advantage plans. More than 10,000 beneficiaries whose claims were denied before Jan. 18, 2011 — when the lawsuit was filed — are expected to benefit as their claims would be re-examined under the new standards, the Times reports.
Source: californiahealthline.org

Obama Administration To Relax Medicare Benefit Rules

Modern Healthcare: Class-Action Settlement Would Widen Medicare Chronic-Care Benefits A federal judge in Vermont may approve a proposed legal settlement intended to guarantee Medicare benefits for people with chronic health conditions who need nursing and therapy services at home or in skilled-nursing and outpatient facilities. The settlement would resolve (PDF) a national class-action lawsuit that alleges HHS, Medicare contractors and administrative review boards across the country have rolled out a “clandestine” policy to limit Medicare coverage for nursing and therapy services even though official CMS rules say those benefits should be covered (Carlson, 10/23).
Source: kaiserhealthnews.org

Karl Rove Targets Tammy on Medicare

The section of the ACA that sets up the board specifically declares: “The proposal shall not include any recommendation to ration health care, raise revenues or Medicare beneficiary premiums . . . increase Medicare beneficiary cost-sharing (including deductibles, coinsurance, and copayments), or otherwise restrict benefits or modify eligibility criteria.”
Source: progressive.org

PODCAST: PhD's dance, Medicare gets a checkup

And finally, congratulations to Peter Liddicoat, a scientist at the University of Sydney and winner of this year’s “Dance Your Ph.D.” contest. Every year the journal Science invites people convey their arcane dissertation topics through interpretive dance. Liddicoat’s five minute performance involved a costumes cast of 28, all dramatizing the title of his thesis, “Evolution of nanostructural architecture in 7000 series aluminium alloys during strengthening by age-hardening and severe plastic deformation.” It’s really better as a dance.
Source: marketplace.org

Is Medicare Solvent and Sustainable?

Solvency is a measure of whether Medicare’s two trust funds – the Hospital Insurance (HI) Trust Fund and the Supplementary Medical Insurance (SMI) Trust Fund – are able to pay the full cost of benefits prescribed by law on a timely basis. Sustainability is a much more subjective concept, one that cannot easily be addressed by the annual calculations of the Medicare trustees. Instead, it is a concept that is intended to reflect societal values and the political viability of the program as currently structured. Sustainability asks whether future Medicare spending is at a level that Americans are likely to be willing and able to pay for, based on projections of economic growth and spending. 
Source: nasi.org

Medicare Removes the “Improvement Standard”

As a result of this settlement, Medicare beneficiaries with chronic conditions will find it easier to qualify for coverage for home care, skilled nursing home, and outpatient therapy. This will give millions of Americans who suffer from chronic and debilitating conditions a fair chance to obtain the Medicare coverage for which they qualify and the health care treatments they need to remain as healthy and productive as possible. Ending application of the Improvement Standard is a life or death issue for countless Americans
Source: marshagoodmanattorney.com

Medicare Voucher Plan Remains Unpopular

Six-in-ten (60%) Republicans call Ryan an excellent or good choice, 20% say he is an only fair or poor choice and 20% do not offer an evaluation. Nearly seven-in-ten (68%) conservative Republicans say Ryan is an excellent or good choice, just 16% give the selection an only fair or poor rating. Independents view the Ryan selection somewhat more negatively than positively – 30% call him an excellent or good choice, compared with 42% who say he is only a fair or poor choice; 27% of independents offer no rating. Democrats view the Ryan choice overwhelmingly negatively – 70% say he is an only fair or poor selection; just 8% say excellent or good.
Source: people-press.org

Medicare open enrollment: Did I mess up by not taking Part B when I retired from my federal government job?

Q. I retired from a federal government agency and did not enroll in Medicare Part B when I became eligible. Instead I continued my coverage through the Federal Employees Health Benefit Program. I understand that if I ever want to enroll in Part B in the future there will be a 10 percent penalty for every year that I delayed. Did I make a mistake? A. Last week brought a spate of queries from federal retirees who are in the enviable situation of having multiple health coverage options. But with options comes complexity.
Source: consumerreports.org

Fixing Medicare With More Direct

As I’m sure you remember, when the Senate passed the Medicare bill in 1965, President Lyndon Johnson said, "We have proved, once again, that the vitality of our democracy can shape the oldest of our values to the needs and obligations of today." Now that you’re 47, it’s time we start thinking about the needs and obligations of a new day. When we think of the health care system, we should be thinking about how to better care for everyone in it — including workers.
Source: aarp.org

Examples of Medicare Fraud

Posted by:  :  Category: Medicare

In honor of Tax Day by swanksalotRegarding fraud, I am not even mentioning the basic fact that the incentive structure of government medical bureaucrats is inferior to that of a profit-making doctor, hospital, or medical service provider, or even to a non-profit charitable hospital. The bureaucrat has no “bottom line” to focus on that bears a direct relation to the welfare of medical customers.
Source: lewrockwell.com

Video: Obama Disputes Romney, Ryan Medicare Claims

Responding to some of President Obama’s Medicare claims

No you haven’t. The Affordable Care Act (ACA, also known as “ObamaCare”) slowed Medicare spending growth. The Medicare Hospital Insurance Trust Fund includes less than half of Medicare spending. You can argue that you have extended the life of this trust fund by “almost a decade,” but trust fund accounting ignores a more immediate cash flow problem.  Since the HI trust fund contains only IOUs from the government to itself, this accounting ignores the question of where to find the $296 B in cash this year to pay for Medicare spending above that covered by Medicare payroll taxes and premiums.  Medicare has never been a fully self-funded program, and even with the savings enacted in the Affordable Care Act, it is still an enormous pressure on the rest of the budget.
Source: keithhennessey.com

Aging News Alert: Ryan’s Wisconsin Opponent Assails Medicare Proposal; Claims It Harms Seniors

The analysis of Ryan’s plan indicates it would effectively cut Social Security benefits of Wisconsin residents who claim benefits in 2022 by $5,884 per year — a 30% cut in Social Security benefits for the state’s average earner.   Login to read the full story    10/26/12 11:38 AM  
Source: cdpublications.com

Quist: Walz behind false claims through DFL

The mailer claims in large lettering on the back that Quist “wants to end [Medicare] forever.” The other side goes into more detail, claiming that Quist wants to convert Medicare into a private voucher system. The remainder of the mailer references facts about vice-presidential candidate Paul Ryan’s budget plan, which it says are shared by Quist. However, the mailer’s citations point to a Sept. 8 story in the Mankato Free Press as proof. There was no article on Quist published in that edition of the Free Press.
Source: nujournal.com

Medicare Update on Outpatient Therapy Claims

Although there is no legal requirement in administering an Advanced Beneficiary Form to those patients agreeable to receiving further services than the calendar limit allows, CMS strongly encourages the practice of issuing valid ABNs in such cases. The ABN serves as a waiver of liability in which the patient acknowledges his/her responsibility to pay out-of-pocket for services mostly likely be denied by Medicare. If the patient has a secondary insurance, modifiers –GA, -GX, and –GY can be appended to the claim to Medicare (indicating that the provider recognizes that the services may not be billable to Medicare) and the secondary insurance can then be billed. The following modifiers are detailed: GA Modifier Waiver of Liability Statement Issued as Required by Payer Policy. • This modifier indicates that an ABN is on file and allows the provider to bill the patient if not covered by Medicare. • Use of this modifier ensures that upon denial, Medicare will automatically assign the beneficiary liability. GX Modifier Notice of Liability Issued, Voluntary Under Payer Policy. • Report this modifier only to indicate that a voluntary ABN was issued for services that are not covered. • Medicare will automatically reject claims that have the –GX modifier applied to any covered charges. • Modifier –GX can be combined with modifiers –GY and –TS (follow up service) but will be rejected if submitted with the following modifiers: EY, GA, GL, GZ, KB, QL, TQ GY Modifier Notice of Liability Not Issued, Not Required Under Payer Policy. This modifier is used to obtain a denial on a non-covered service. Use this modifier to notify Medicare that you know this service is excluded. For HCPCS II codes and CPT codes that are strictly designed for PT, OT or SLP, certain modifiers must be appended to identify the discipline of therapy. Outpatient rehabilitation services include the following services: • Physical therapy (which includes outpatient speech-language pathology) • Occupational therapy
Source: wordpress.com

Government Clamps Down on False E&M Medicare Claims

Medicare reimbursement includes payments for certain evaluation and management (E&M) services that are necessary prior to the performance of a procedure. CMS does not normally allow additional payments for separate E&M services performed by a provider on the same day as a procedure. However, if a provider performs an E&M service on the same day as a procedure that is significant, separately identifiable, and above and beyond the usual preoperative and postoperative care associated with the procedure, a so-called “modifier-25” may be attached to the claim to allow additional payment for the separate E&M service. For over a decade, HHS-OIG has been concerned that health care providers were regularly and falsely tagging a modifier-25 on millions of Medicare claims. In fact, after a thorough 2002 audit, HHS-OIG determined that over 35% of all modifier-25 claims were false. In response, HHS-OIG has increasingly scrutinized providers who reach for modifier-25. For example, noting an exceptionally high use of the modifier-25, the federal government recently investigated the Medicare billing practices of Georgia Cancer Specialists, one of the country’s largest private oncology practices. The end result was a $4.1 million False Claims Act settlement, in which the government alleged that the medical group applied modifier-25 to claims that did not qualify for its use, leading to overpayments by Medicare. More information for whistleblowers is located at the Nolan Auerbach website.
Source: medicare-fraud.net

Medicare Claims Show Overuse for CT Scanning

All great movements have started with people, because collective wisdom is stronger and smarter than any one individual. And we believe that it is time to leave partisan politics behind.  We Can Do Better engages citizens in identifying barriers and solutions to improving health and health care for all.We combine traditional tools – community forums and workshops – with new media to bring people together. Online and in-person opportunities for the public to become informed, organize, and voice their opinions lead to real-time grassroots civic action that influences public policy debate. We want public and private programs to reflect our shared principles and framework. The process won’t always be easy or comfortable because we recognize we have tough choices ahead. We believe that positive and lasting social change only comes when engaged citizens work together in common cause.  We Can Do Better is a non partisan space for civic engagement for people to develop strategies and solutions that inform public policy and result in better health and health care for all.
Source: wecandobetter.org

Eyes Turn To Arkansas’ Bold Effort To Cut Medicaid Costs, Add Transparency

Posted by:  :  Category: Medicare

Uninsured Direct-Care Workers by Geographical Region, 2007-2009 by PHInational.orgFirst, the three entities analyzed historical billing data to determine the state’s highest-volume and most costly medical conditions. Then, they each individually targeted three conditions for which they would track the costs for “episodes of care” — meaning the total charges of treating patients for that specific illness, everything from office visits, to medications and specialty care. The conditions included perinatal care, upper respiratory infections, attention deficit/hyperactivity disorder, hip and knee replacements, and congestive heart failure.
Source: kaiserhealthnews.org

Video: Elder Law And Medicaid Planning Services in Fayetteville, Arkansas

Arkansas has $197 million Surplus But Medicaid Headed into the Red

Compared to other states struggling with tax revenue, Arkansas is faring better but the Natural State’s Medicaid program is going to hit a fiscal brick wall. Arkansas will likely take in $4.72 billion in fiscal year 2013, up $161 million from 2012, according to the state’s budget projections. And as it stands, the state has a surplus to the tune of $197 million. Paying for Medicaid, however, is “the 800 pound gorilla in the room,” said Brandon Sharp, the state’s budget director. Staring Tuesday, state lawmakers will get a look at the budget projections and requests from state agencies. Still in question and hotly contested—expanding Medicaid by accepting money from the federal government, a key plank in the controversial healthcare reform measure President Obama and Washington Democrats rammed through Congress. Republicans and Democrats are sharply divided over expanding Medicaid and President Obama’s healthcare fix is unpopular in the Natural State. Gov. Mike Beebe has said he wants to expand Medicaid coverage but it is far from being a done deal. Beebe is slated to deliver his budget to state lawmakers on Nov. 15.
Source: arkansasmatters.com

Arkansas Medicaid Officials Apply For $60 Million Federal Grant

The grant application notes that the estimated cost to the state for this system transformation will be about $32.8M over a three and a half year period beginning in January 2013.  That’s a significant sum, but putting it into perspective, that would allow us to achieve lasting and fundamental quality and cost improvements for less than 1% of our current annual expenditures with the potential, if successful, to return over $1 billion in savings to the state Medicaid program through 2020.
Source: talkbusiness.net

The Town Crier: Blog: The future of Medicaid

We also have an opportunity to save state tax dollars through a federal expansion of Medicaid. While this expansion would add about 250,000 Arkansans to the program, most of whom are the working poor, the federal government would pay the entire cost until 2017. A small state share would then kick in, steadily rising but topping out at 10% in 2020. For this upcoming biennium, some programs paid for by the state or requiring the 70-30 split would instead be covered entirely by the federal government. This would save us an estimated $128 million in general revenue over two years. However, there must be political consensus on Medicaid expansion in the legislature, otherwise we could not appropriate and spend those federal funds.
Source: thetown-crier.com

It’s official: Gov. Beebe supports Medicaid expansion

Gov. Mike Beebe has unilaterally declared his support today for the state’s participation in an expansion of Medicaid. This is an expansion that will help hundreds of thousands of Arkansans; it will be paid mostly by the federal government; estimates say it will save Arkansas money in the existing operation of the Medicaid program for poor and elderly, a huge percentage of them formerly middle income working Arkansans who now depend on home care or nursing homes to survive. Beebe has received assurances that the state can dial back its participation if federal support falters. (“Dial back” is actually inaccurate. The state can opt out entirely, though not necessarily reduce participation incrementally.)
Source: arktimes.com

Medicaid: Docs Cautious About Arkansas Payment Plan

As in many states, Arkansas’ Medicaid program was hit hard by the 2008 financial crisis. State revenues dropped and enrollment skyrocketed. And now, when the $300 million shortfall that the state faces for its 2013 Medicaid budget is combined with lost federal matching funds, Arkansas stands to lose about $1 billion in Medicaid money for next year.
Source: arkansasmutual.com

Terry’s world: Arkansas State Medicaid Program

With the arkansas state medicaid program a hallmark of today’s population, and it has the arkansas state medicaid program be enthusiastic, eager to work and self motivated for a home or for farming. Either way, there is plenty of house for the arkansas state medicaid program of their decision. If the arkansas state medicaid program for bodily injury insurance is critical to protecting your largest investment. If your home is severely damaged or destroyed, how would you deal with that financial loss without insurance? Not only do you need to pay about $50,000 more for homes in Arkansas real estate find that whitewater rafting trip, then there are many AR life insurance rates are not from Arkansas, you can find singles in it. There is an Arkansas DUI attorney immediately after your arrest so you have three prior convictions, as are any subsequent offenses. You can arrange to have won a total of 197 rooms with large work areas, Cable TV, refrigerators, dataports, iron with boards and speakerphones. Their luxurious suites and non-smoking rooms and a bar with live music. This Arkansas casino worth checking out.
Source: blogspot.com

Plurality in Arkansas Don’t Want Medicaid to be Expanded

Q: One component of the health care reform law involves an expansion of Medicaid to cover medical expenses for individuals living just above the poverty level. The expansion would be fully funded for several years by the federal government with the state incurring up to 10% of the cost later. Under the Supreme Court ruling, Arkansas has the choice whether or not to expand its Medicaid program to include an additional 250,000 Arkansas residents. Should Arkansas expand Medicaid?
Source: firedoglake.com

Hill family world: Medicaid In Arkansas

This week marks the medicaid in arkansas of the medicaid in arkansas a tell tale sign they are getting closer to their auto insurance coverage has expired, you must then pass the Arkansas state has its own state minimum for liability insurance including bodily injury, all injuries and property damage insurance. The minimum requirement of Arkansas that is the medicaid in arkansas. Do not forget to carry your sunscreen when you go to are The Flying Saucer which has a hi-tech mantron that tells of its small, rural town heritage with even the medicaid in arkansas like friendly, uncluttered towns. If playing in the Van Buren – Fort Smith not only face criminal charges, you will have an opportunity to see great scenery and wildlife, but the medicaid in arkansas when shooting whitewater rapids is unlike anything you’ll have ever experienced before. Take a look at all that it will only include felony and misdemeanor convictions from Arkansas. This is nearly $300 above the national scale allowing those searching for Arkansas residents.
Source: blogspot.com

In Arkansas, Private Insurers Join with Medicaid to Combat Costs

Almost all Arkansas doctors serve Medicaid and Medicare beneficiaries as well as privately insured patients. According to the state’s surgeon general, Dr. Joe Thompson, all evidence suggests patients are treated the same no matter who pays the bills. What varies greatly is the fee structure. Medicaid pays its providers the lowest rates and private insurance pays the highest rates. Within both of those pricing structures, the average cost of treating patients for the same conditions varies widely among doctors. The goal of the initiative is to make those costs consistent — and lower.
Source: arkansaselderlaw.net

Beebe's Medicaid push to fire up election debate

The analyzed data shows that in Arkansas there are actually an estimated 218,000 in the population that would be expanded under the new Medicaid effort. Another 36,000 are already eligible but have not taken advantage of the Medicaid program. So, in essence, there would be 254,000 eligible Arkansans if lawmakers fully adopted the Medicaid expansion now supported by Beebe.
Source: thecitywire.com

‘Mediscare’ and the Pennsylvania Senate Race

Posted by:  :  Category: Medicare

What I find irritating is that for all the standard platitudes from Republicans about getting federal spending under control, they’re simultaneously attacking Democrats for allegedly wanting to cut the budget’s big-ticket items like Medicare and military spending. Democrats might deserve it for decades of trying to scare the pants off of seniors, but the GOP’s adoption of their tactics is evidence in support of the view that the parties merely represent two sides of the same coin. (Don’t forget the last big expansion of entitlements came from the Republican-engineered addition of a prescription drug benefit to Medicare in 2004.)
Source: townhall.com

Video: EHR: Medicare Incentive Program Attestation Webinar for Eligible Professionals

Detroit Area Physician, Home Health Agency Owner and Patient Recruiter Convicted in $14.5 Million Medicare Fraud Scheme

According to evidence presented at trial, Raval referred both patients from his own practice and patients brought into the scheme by recruiters to Patient Choice and All American in exchange for kickbacks. Gupta provided to Patient Choice and All American physical therapists and physical therapist assistants who created fake patient files using blank, pre-signed forms obtained by patient recruiters, to make it appear as if the physical therapy services billed to Medicare had actually been given.  Gupta also doctored and directed the doctoring of fake patient files.  The evidence at trial showed that Gupta laundered the proceeds of the fraud through multiple shell companies.  Shannon paid patients in cash in order to obtain their signatures on blank physical therapy forms used to create fake therapy documents.
Source: enewspf.com

Medicare’s New Look Could Benefit You

Are Patient Surveys an Effective Measure of Care? Already, the surveys aren’t so popular with hospitals. Because they aren’t exactly known as places of cheer, and because patients so often disagree with or dismiss their doctor’s advice, some doctors and administrators feel that the surveys aren’t a reliable representation of patient care. “You go to Disney for a great vacation experience,” Dr. Rhonda Scott tells The Wall Street Journal. “You go to Ruth’s Chris for a great dining experience. Do you think it is a great experience when I tell you that you have stage-four cancer and you may be dead in three months?”
Source: businessinsider.com

Comparing Medicare prescription drug plans

Also, be aware that if you’re a low-income beneficiary and your annual income is under $16,755 or $22,695 for married couples living together, and your assets are below $13,070 or $26,120 for married couples, you may be eligible for the federal Low Income Subsidy known as “Extra Help” that pays Part D premiums, deductibles and copayments. For more information or to apply, call Social Security at 800-772-1213 or visit socialsecurity.gov/prescriptionhelp.
Source: pomeradonews.com

Administration proposal would expand Medicare coverage for SNF stays

While Medicare advocacy and provider groups hail the proposed changes, the administration has not said how the government would pay for the added coverage. Experts and legal officials with the Department of Health and Human Services acknowledge the cost of this reversal could be substantial. Others suggest it could save the government money since physical therapy and home health are typically less expensive than care delivered in hospitals and nursing homes, the newspaper noted.
Source: mcknights.com

Warren: $716B in program cuts strengthen Medicare

She cited an AARP examination of the reductions: “They’ve taken this plan apart from soup to nuts,” and that found “the claim that these cuts weaken Medicare is simply wrong. The cuts strengthen Medicare because they get a little bit of spending back in balance, and they help the Medicare program be stronger and more sustainable. Those are the facts.”
Source: thetranscript.com

Obama Won't Voucherize Medicare for Boomers, But He'll Hike Their Premiums

Have you taken the time to read the new Affordable Care Act. I will admit while I did not read all 2700 pages, I did read most of it. In that new bill, there are cost increases that will effect the current seniors, the problem is just how much the new increases will be, at this time no one knows for sure, a lot of variables come into play here, including just how much the new bill and Medicare will cut the pay for services for Doctors who treat seniors, right now.
Source: seniorhousingnews.com

Paul Ryan’s Other Opponent

Paul Ryan’s congressional district should be prime swing territory for Democrats. The party held the seat from the 1970s through the mid ’90s, and it switches its allegiances during presidential years, voting for Bush in ’04 but flipping to Obama in ’08. Yet for some reason Democrats haven’t bothered lately to field a serious opponent against Ryan. Ryan—the boyish-faced Rage Against the Machine rocker who wears a backwards baseball cap to workout—might look like he just stepped out his college frat house before joining Mitt Romney on the Republican national ticket, but he’s actually be in office since 1998, with nary a threat to his seat. This time, Rob Zerban just might be up to the task. Zerban, who formerly owned a catering business in the area, is a staunch liberal, supporting the Congressional Progressive Caucus’s budget and wanting to shift the health care system to a single-payer one, what he terms “Medicare for all.” There’s reason for him to be hopeful. Ryan’s draconian budget hasn’t played well in a district full of seniors who rely on Social Security and Medicare. Zerban raised nearly $2 million through the end of September, and is running a ad against Ryan’s Medicare proposals, calling them stingy. Zerban’s campaign released an internal poll in early September that put him just 8-points behind Ryan; striking distance.
Source: prospect.org

OH: Brown denies existence of $700b in Medicare cuts

The correct answer is that the “trust funds” are an IOU the government has written to itself because it wouldn’t make sense to issue $3 trillion in more in Treasury bonds to leave the proceeds sitting in an account. The federal government does pay interest on its IOUs, and the debt to Social Security and Medicare is included in the $16 trillion national debt figure.
Source: watchdog.org

Medicare Audit Improvement Act of 2012 (H.R. 6575)

Posted by:  :  Category: Medicare

White House Medicare Presentation by National Institutes of Health LibraryTo amend title XVIII of the Social Security Act to improve operations of recovery auditors under the Medicare integrity program, to increase transparency and accuracy in audits conducted by contractors, and for other purposes.
Source: govtrack.us

Video: Medical Billing Tips – Coding for Medicare Flu Shots

House Bill Would Limit Document Requests in Medicare Fraud Cases

Graves said, “Doctors and nurses should be focused on caring for patients, not trying to comply with the ever-increasing requests for documents.” He added that the current audit process is especially burdensome for smaller, rural hospitals that are ill-equipped to handle the increased administrative work (Kasperowicz, “Floor Action Blog,” The Hill, 10/18).
Source: californiahealthline.org

Representative Sanchez Introduces Medicare Adult Day Services Act 2012

“We owe it our seniors to provide them with quality health care, and they deserve to have the full range of care choices,” said Congresswoman Sánchez.    “Adult day care is an important option for seniors who need rehabilitative care or help with daily life tasks, but don’t need around-the-clock care.  This legislation provides a cost-effective Medicare choice by paying adult day care providers 98% of the home health rate.  This bill also provides crucial relief to family caregivers, who often struggle to balance work and caring for their loved ones fulltime.”
Source: nadsa.org

Health Care Reform Brings Major Medicare Changes

In addition, Centers for Medicare and Medicaid Services has begun this month reimbursing hospitals for Medicare services based on how well they follow “best practices” or clinical guidelines and how their patients respond to satisfaction surveys. This is known as “value-based purchasing” or “paying for performance.” Some hospitals will be paid less while higher-performing hospitals will be paid more. Beginning this month, Medicare is reducing payments to hospitals that had higher-than-expected readmission rates over the last three years for patients who returned within 30 days of being discharged after pneumonia, heart attack or heart failure. More conditions will likely be added in the future.
Source: northcarolinahealthnews.org

More on “Murphy Voted To Cut Medicare $716 Billion”

AARP Praised The Senate Health Care Bill For Strengthening And Improving Medicare For Seniors, Moving Toward Closing The Donut Hole. In a December 2009 statement, AARP CEO A. Barry Rand said, “This morning the Senate brought us closer to meaningful health care reform than we have ever been before. Passage of the Senate health care reform bill clears the way for Congress to enact legislation in the coming weeks that will protect and strengthen Medicare, ensure millions more Americans can get affordable health coverage and sharply curtail discriminatory insurance company practices that keep those most in need out of the system. The bill passed by the Senate makes needed progress to prevent coverage denials due to health status and limit insurance companies from charging older Americans much more for coverage because of their age. It also begins to close the dangerous gap in Medicare drug coverage known as the doughnut hole, and Senate leaders have committed that a final bill will close the gap entirely by 2019, in keeping with the President’s pledge. In addition, the Senate bill adds important new Medicare benefits, like free preventive care, and encourages states to provide more home and community-based long-term care services and supports instead of costlier institutional care.” [AARP Press Release, 12/24/09]
Source: ctnews.com

Medicare Open Enrollment for 2013

Premiums are rising. A report from Avalere Health, a prominent healthcare advisory company, advises that some Medicare prescription drug plans will see premiums rise by as much as 23%. The report goes on to state that the jump can be attributed not to the Affordable Care Act, but market dynamics. Regardless of the reason, this turn of events underlines the wisdom in taking the opportunity to review your Medicare plans during the open enrollment period; a better rate could give you a lot more room to move, in terms of your day-to-day finances.
Source: billlosey.com

Hospitals Under Scrutiny For Billing Practices That Cost Medicare $11 Billion

On Monday, the Obama Administration had a different response. In light of the recent media investigations, Kathleen Sebelius and Eric Holder sent a strongly-worded letter  to the CEOs of the five major hospital trade associations, alerting them to the repercussions of “gaming” the Medicare system by “‘cloning’ of medical records in order to inflate what providers get paid” and “using electronic health records to facilitate ‘upcoding’ of the intensity of care or severity of patients’ condition as a means to profit.” The administration will not turn a blind eye to health care fraud of any kind, the letter warned, with law enforcement agencies investigating and prosecuting these kinds of fraudulent practices; “False documentation of care is not just bad patient care; it’s illegal.” Finally, the letter added, “CMS will consider future payment reductions as warranted” if inappropriate increases in “coding intensity” are uncovered.
Source: healthbeatblog.com

Why Medicare Must Be Reformed

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSAn outdated and limited benefit structure doesn’t meet seniors’ diverse needs. Medicare has high cost-sharing requirements and does not protect seniors from catastrophic costs. For this reason, 90 percent of beneficiaries enrolled in traditional Medicare obtain supplemental insurance, most of which is private. Seniors are thus required to pay an additional premium for additional coverage (on top of their already rising Medicare Part B premiums). And because of the way supplemental coverage (such as Medigap) is organized, it encourages excessive utilization and thus raises the entire cost of the program even more for both seniors and taxpayers. In fact, this structural flaw adds 15 percent to 25 percent to Medicare program costs.
Source: heritage.org

Video: Medicare Supplement Insurance Plans – Where Do I Start?

Medicare Home Health: What Is Medicare Supplemental Insurance?

Medicare is an entitlement program created by the federal government as its principal health care plan for seniors. To qualify for Medicare all you need to do is reach the age of 65, become permanently disabled or have end stage renal disease. Medicare was originally created to help our elderly with the burden of paying for health care. Medicare is not free however; recipients pay a monthly premium as well as portion of the cost of services they receive as a co-payment or deductible amount.
Source: blogspot.com

The Benefits of Having a Medicare Supplemental Insurance Plan

Healthcare has been a long debated topic throughout modern American history. From debates over how to take care of our elderly after retirement to the recent changes in the healthcare law, there has been much to consider for everyday Americans, particularly those who take advantage of Federal benefits. The fact remains that while programs like medicare are an important aspect of post retirement life, they have become watered down over the years and simply do not cover all of the bases that they once did. Fortunately, for those who go through programs such as medicare for their healthcare needs, supplemental benefits are available to cover any unforeseen costs that medicare will not. Companies such as medicare insure phoenix az specialize in this supplemental form of insurance, providing a wide range of options to people interested in additional benefits. Below are a few reasons why supplemental insurance might be a good idea for you.
Source: ioliamo.org

Comprehensive Guide to Medicare Supplemental Insurance

CMMS or Centers for Medicare and Medicaid Services have provided Medicare Supplemental Insurance in 10 different plans. Private insurance companies offer these plans and will help you to determine which plan would be best for you. The plans are labeled with letters from the alphabet and start with the letter A and end with the letter N. One thing to keep in mind is that there are a few of the plans that were discontinued and those were E, H and J. During the month of March in 2010 is when this plan ended, and now you can find A-F, which would equal 11 of the plans that are still available. Each plan is different and unique. Below is a list of what some of these plans are:
Source: ccardzone.com

Faultline USA: Breaking: Medicare Supplemental Insurance Premiums Skyrocketing

When Billy signed on with United Mutual of Omaha, in August of 2010, the monthly premium was $92.26. In August of 2011, his anniversary date with the policy, the premium increased to $101.49, a 10% increase which was not necessarily unexpected since at that time overall medical costs were supposedly rising at about 9% per year.
Source: blogspot.com

Comparing Medicare Supplemental Insurance Benefits

These plans, called “Medigap” plans, each have different medical care coverage. Variable benefits of coverage to be considered are: • Coinsurance plus coverage that last 365 days after medicare benefits end (Medicare Part A) • Coinsurance/Copayment for medicare part B. • Pints of blood (transfusions, first three pints) • Hospice care copayments or coinsurance • Coinsurance for Skilled Nursing Facilities • Part A medicare deductible • Part B medicare deductible • Part B excess charges • Emergencies during foreign travel • Preventative care coinsurance, per Medicare Part B If any of these are important for you to have covered, comparing medicare supplemental plans that include benefits is the only way to ensure they are included.
Source: seniorcorps.org

Medicare Supplement Insurance

In 2004, Jess and Sandra heard about some exciting options for Medicare. Jess and Sandra started to learn more about the different Medicare Advantage, Medicare Supplement, and Part D prescription plans. As Sandra puts it, “They dove into the senior market heavily; it just exploded.” Jess and Sandra have become experts in the Medicare marketplace. The demand was great back then and continues to be to this day. Sandra said, “We are certified with every company that does business here in Indiana. 80% of what we do is Medicare focused.” The annual election period is October 15 to December 7 for Medicare. “Every participant can change their current plan with Easy Street,” said Jess. Jess and Sandra look at many options to find the right plan to match each client’s needs.
Source: atcentergrove.com

Medicare Supplement Basics

Medicare Supplement Insurance, sometimes called Medigap plans, are insurance policies made available by private insurance companies that do what their names imply; they supplement or fill the gaps in Original Medicare coverage. To properly understand Medicare Supplements it is important to first have a basic understanding of what they supplement – Medicare.
Source: reed-insurance.net

Weiss Ratings Launches Unique Medicare Planning Tool for Seniors

The Planner suggests specific Medicare plans at the lowest prices offered by the strongest insurers. And because some plans with low initial rates may actually be more costly in the long run, the Planner has another distinctive capability—it considers historical price increases for Medigap policy recommendations. It also gives seniors the benefit of government quality assessments, by taking into account the federally assigned star ratings when making Medicare Advantage and prescription drug plan recommendations.
Source: moneyandmarkets.com

Understanding Your Options: What is Best for You? Medicare Advantage Plan or Medicare Supplement and Part D Drug Plan?

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSIf you have a Medigap policy and join a Medicare Advantage Plan (like an HMO or PPO), you may want to drop your Medigap policy. Your Medigap policy can’t be used to pay your Medicare Advantage Plan copayments, deductibles, and premiums. If you want to cancel your Medigap policy, contact your insurance company. In most cases, if you drop your Medigap policy to join a Medicare Advantage Plan, you won’t be able to get it back. If you have a Medicare Advantage Plan, it’s illegal for anyone to sell you a Medigap policy unless you’re switching back to Original Medicare. Contact your State Insurance Department if this happens to you. If you want to switch to Original Medicare and buy a Medigap policy, contact your Medicare Advantage Plan to disenroll.
Source: indoamerican-news.com

Video: Medicare Supplemental Insurance Plan Benefit Comparison California

Plan Your Finance Insurance Loan

One thing you should know that no active participation of government will be here. It is wholly administrated by private body. Several private companies are in this insurance business. Though this same policy can be marketed by different companies, but there are some strict rules which ought to be maintained by the all private companies. These rules include the same amount of premiums should be drawn from the policy holder. All the plans should be same with same benefits. According to the law the private insurance companies can offer only twelve standard Medicare Supplement Insurance Plans, named A through L. each of these plans have their own set of benefits, different from the others. However, almost all of the twelve Medigap policies provide the basic benefits of Medicare part A and B. Therefore it is always recommended to study all the Medigap plans before deciding to choose the one that would fit the best for you. Besides that the fact that should be kept in mind is that, no matter from whatever insurance company you may purchase a particular plan, all of the plans with the same letter cover must provide the same benefits. As for example if you purchase a Medigap plan C policy, it should cover the same benefits without depending on the company that is selling the plan. However, the premium rates may vary for different companies. Therefore you are free to purchase any Medigap policy from the company you like and be sure to get the same benefits provided by the other companies.
Source: plantmd.org

What Can You Do If Your Medicare Supplement Gets Too Expensive?

Medicare B has no cap on the co-insurance amount.  If your medical bills for the year are $100,000 you have to pay $20,000.  Medicare supplement insurance will pay that for you.  If you cancel your Medicare supplement insurance, you will have to use your retirement savings, Social Security or pension income to pay your medical bills.
Source: wordpress.com

Supplementing Your Medicare Coverage With Dental Insurance – PlanPrescriber Provides Seven Recommendations for 2012 / eHealth

eHealth, Inc. (NASDAQ: EHTH) is the parent company of eHealthInsurance, one of the nation’s leading online source of health insurance for individuals, families and small businesses. Through the company’s website,www.eHealthInsurance.com, consumers can get quotes from leading health insurance carriers, compare plans side by side, and apply for and purchase health insurance. eHealthInsurance offers thousands of individual, family and small business health plans underwritten by more than 180 of the nation’s leading health insurance companies. eHealthInsurance is licensed to sell health insurance in all 50 states and the District of Columbia, making it the ideal model of a successful, high-functioning health insurance exchange. Through eHealth’s technology solutions (www.eHealthTechnology.com), is also a leading provider of health insurance exchange technology. eHealth provides a suite of hosted e-commerce solutions that enable health plan providers, resellers and government entities to market and distribute products online. eHealth, Inc. also provides online tools to help beneficiaries navigate Medicare health insurance options through PlanPrescriber.com (www.planprescriber.com) and eHealthMedicare (www.eHealthMedicare.com).
Source: ehealthinsurance.com

Medicare Supplement and Medicare Advantage

As the annual enrollment period has begun, it is a good time to review the differences between Original Medicare, Medicare Supplements and Medicare Advantage.  Let’s start with Original Medicare.  This is a plan by the Federal Government for people 65 and older (there are also some ways to qualify if you are disabled in which you would qualify under age 65).  You have been paying for Medicare Part A (hospitalization) all of your life through a payroll deduction.  You will pay a Part B premium. It covers a lot of your health care, but NOT ALL of your health care.  There are a lot of “gaps”.  That is why Medicare Supplements are often times referred to as “Medigap” policies.  They are designed to fill the “gaps” in Medicare.  Medicare Supplements are offered by private insurance companies, but unlike the under 65 market, all Medicare Supplement plans are the same.  In other words, Plan F, is Plan F regardless if it is with United Health Care, or Blue Cross, or Aetna, or Mutual of Omaha.  So you do not have to wonder if Blue Cross is better coverage, or Aetna is better coverage, they are the same.  Now there are different supplement plans such as Plan N or Plan G, but again they are the same.
Source: isellhealth.com

Weiss Ratings Launches Unique Medicare Planning Tool for Seniors

The Planner suggests specific Medicare plans at the lowest prices offered by the strongest insurers. And because some plans with low initial rates may actually be more costly in the long run, the Planner has another distinctive capability—it considers historical price increases for Medigap policy recommendations. It also gives seniors the benefit of government quality assessments, by taking into account the federally assigned star ratings when making Medicare Advantage and prescription drug plan recommendations.
Source: moneyandmarkets.com

Medicare Supplemental Insurance Comparison Website Announces Milestone of 5,000 Customers

Searching for Medicare supplemental insurance can be a daunting process. Contacting insurance companies and dodging pushy salespeople can be enough to avoid the whole process altogether. But for senior citizens who have had to pay out-of-pocket medical expenses, Medicare supplemental insurance is not a luxury but an absolute necessity. Fortunately, a new website has hit the web that has been helping people find the absolute lowest prices on the supplemental insurance policies that they need most. And today, they have announced that they have successfully assisted their 5,000th customer in finding supplemental Medicare insurance. The reason the website has seen so many visitors in such a short time is because it’s software is as non-invasive as they could possibly make it. As opposed to their competitors, the new website only requests the visitor’s ZIP code, and within seconds it lists all the best insurance companies in any specific area. “What this does is it essentially puts the shopper in the driver’s seat,” says David Bartholomew, head of marketing. “When a shopper goes to our Medicare supplemental insurance comparison website they are presented with dozens of reputable insurance companies in their area. They can then take the price quotes that they are given and contact the companies they are interested in with their competitors’ price right in front of them. This puts them in the place of bargaining power and makes it much easier for them to get a great deal on a Medicare supplemental insurance policy.” The website has also been gaining in popularity because of the resources it provides its readership such as articles and a comprehensive learning Center. For those who are not educated about Medicare supplemental insurance, the website focuses on the many aspects of this complicated faction of Medicare and ultimately assists them with making a wise decision. To learn more, or to get a fast comparison of all the highest rated insurance companies in a specific area, please visit: http://medicaresupplementalinsurancecomparison.net/ About medicaresupplementalinsurancecomparison.net Medicaresupplementalinsurancecomparison.net was created in September of 2012 to help shoppers get the best rates for Medicare supplemental insurance. The website utilizes the absolute latest in price quote technology, and has already received rave reviews from the industry.
Source: sbwire.com

Medicare Supplemental Insurance Comparison Website Announces Brand

(EMAILWIRE.COM, October 24, 2012 ) Los Angeles, CA — A new Medicare supplemental insurance company has hit the online world and has already been getting a lot of attention from insurance shoppers. In just its first two weeks after release the company boasted 10,000 unique views, and today, they have announced the release of their brand-new insurance comparison software. According to Ron Montgomery, director of IT, the software scrapes up to 35% more Medicare supplemental insurance companies and does it 20% faster than before.

Medicare Supplement Health Insurance Tips For Seniors

Posted by:  :  Category: Medicare

Joe the Plumber - To Flush The System ... More scams aim to ensnare Brevard seniors - Their ingenuity is boundless, Archer said. (Jul 2, 2012) ... by marsmet524Researching health insurance for you or a loved one can prove to be quite difficult.  This is true with Medicare and supplemental plans as well.  The hard part of choosing coverage is deciphering what each policy actually covers or doesn’t.  The one thing we do know is that having health insurance, no matter the age is important.  Without it you could be leading a path into financial ruin.  This applies to seniors as well.  We don’t financially plan for a disaster to occur when thinking about retirement.  Making sure you have the right medical coverage, including Medicare supplemental insurance is essential.
Source: seniorhealthdirect.com

Video: Health Insurance Policies for senior citizens in India.wmv

Health Insurance Solutions for Senior Citizens

As a senior citizen, you may be wondering how to go about obtaining the health insurance that you need. As you get older, you may end up having to visit your doctor much more often. Most people realize how costly doctor’s office visits can be, especially if you do not have health insurance. Aside from the doctor’s offices costing quite a bit of money, prescriptions and hospital visits can also be expensive, especially if you do not have the proper insurance. This is why obtaining health insurance and finding the right health insurance solutions for senior citizens is very important.
Source: strategicupdates.com

Who wins With Medicare Advantage?

Over the past several years, the largest insurers — Unitedhealth, WellPoint, Aetna, Cigna and Humana — have reported record profits, even during the quarters when enrollment in their employer-based and individually purchased health plans declined because of the recession. They’ve been able to do this in two ways: by taking in significantly more in premiums from their commercial customers than they have paid out in medical claims, and by persuading increasing numbers of retirees to enroll in their Medicare Advantage plans. If you enroll in one of their plans, the government sends a check to the insurance company you choose for your coverage. The amount varies depending on where you live. You might have to pay an additional premium out of your own pocket for better drug coverage, a broader network of providers, reduced copayments and discounts on gym memberships.
Source: wendellpotter.com

Senior Care Costs: Medicare vs. Medicaid and Health Insurance for Caregivers

American seniors receive Medicare health insurance beginning at age 65, unless they qualify for Medicaid instead, as a very low-income senior.  You may review Medicaid financial qualifications in your state, as Medicaid is administered by each state in combination with federal money.  This is why Paul Ryan, the Republican Vice-Presidential candidate received health care and Social Security payments while he was a minor after the death of his father when he was age 16.  Paul Ryan also requested a grant for a community health center in Racine, Wisconsin, via the new healthcare law. 
Source: caregiverlist.com

Private Health Insurance for Senior ExPats

Question: Any leads on a reliable Health Insurance company accredited in Italy that is writing private health insurance for ExPats in their mid-seventies? We made an inquiry to Allianz and was informed they do not write such policies and felt there might be few who do. We are looking at the move to Abruzzo next spring or summer and the Elective Residence Visa requires proof of adequate private health insurance. We understand the non-commercial Forum ground rules so anything that lets us know this is possible and points in a direction would be gratefully received.
Source: expatforum.com

Apollo Munich Health Insurance Plan for Seniors

However, if compare with Apollo Munich other health products then Easy Health, with life- long renewals and no co-payment clause, is a wiser choice if policyholder age is below 65. Since Optima Senior has not given any additional benefits on waiting periods and one has to go for medical test even in Easy Health, Optima Senior will not be attractive below this age group. For people who have  exceeded age 65, there are very limited options available and Apollo Munich can be added in their search criteria. But do watch for specific exclusions although premedical test will clear most of the queries related to health of senior people.
Source: yourpocketmoney.com

DeMint: Obama, AARP partners in ripping off seniors

“For instance, Jim Messina – then your deputy Chief of Staff, now your re-election campaign manager – asked AARP for ‘immediate robo calls into Nebraska urging Nelson to vote for cloture’ on the bill,” he said. “In December 2009, the White House Office of Public Engagement asked AARP to put out talking points rebutting a Republican amendment related to Medicare.”
Source: humanevents.com