Complexes Filled Senior Drug Plans

Posted by:  :  Category: Medicare

It is reasonable that all these Senior Drug Plans different options might confuse you at the first sight, but also become aware of the fact that you are not the only one to face problems like these. Senior Drug Plans is complex as well as big one can say that it is having its own zip code to unlock and get into hem as well. When lost somewhere then government website provides you a marvelous resource to keep you in track and that one can tap upon.  You can even talk with your knowledgeable friends and family or even choose healthcare consultant as the only advisor for it.
Source: ttiioo.com

Video: Differences between Medicare PPO & HMO Plans

Obama Crows About Private Medicare Provider Success while Bashing GOP Plans

abuse Advance Directives advantage plans affordable care act baby boomers budget Congressional Budget Office Dan Morhaim donut hole election fraud gap coverage healthcare Health Care healthcare reform Health Care Reform health exchange individual mandate provision Living Wills medicaid medicare medicare advantage medicare benefits medicare budget medicare cuts medicare fraud medicare news medicare politics medicare refor medicare reform medicare supplement medigap obama obamacare part d plans paul ryan Politics News romney Sarah Palin seniors supreme couty tax breaks unitedhealth waste wealthy
Source: medicarewire.com

AARP Medicare Complete Improves Their Benefits in Florida

One of the perceived issues with this plan in the past was the 20% copay for outpatient surgeries.  Surgery can be expensive, and the 20% left you wondering what kind of bill you would be hit with.  This year in 2013 they are eliminating the 20% and going with a flat $250 copay.
Source: medicare-plans.net

Health Care is not the same as Health Insurance

The public health insurance option[iv] was to have health insurance offered by the federal government.  It would have made cheaper health insurance available for those that could not afford high rates of private insurance, didn’t have health insurance offered at work, or those that were rejected for coverage by private insurance companies.  It would have allowed the government to negotiate for lower costs for services, much the same as they do with Medicare and Medicaid.  It would have been funded by the premiums collected.  It was removed from the Affordable Health Care Act.
Source: wordpress.com

2013 Medicare Advantage Plans

The Annual Dis-enrollment Period begins January 1st and continues through February 14th. During this time you can cancel your current plan and return to original Medicare. You are not allowed to enroll in another Medicare Advantage plan until the following years enrollment period. You can enroll in a stand-alone Part D plan and submit an application for a Medicare supplement if you choose, where you may be subject to medical underwriting.
Source: partdplanfinder.com

WellPoint CEO Resignation Offers Investors Hope

Posted by:  :  Category: Medicare

Investors cheered, sending shares of WellPoint (ticker: WLP) higher by $4.50, or 8%, to $61.90 in afternoon trading. However, the stock remains well off its 52-week high of $74.73 and its valuation remains cheap relative to managed-care competitors in the Standard & Poor’s 500 index.
Source: barrons.com

Video: Angela Braly: How Is WellPoint Innovating to Provide Better Care to Medicare Advantage Members?

NewsDaily: WellPoint CEO Braly steps down, Cannon named interim CEO

In its most recent quarterly report, the company cut its full-year profit forecast, saying it was trying to maintain its pricing levels even with greater competitive pressure from rival health plans. [ID:nL2E8IP1MG] Since then, it has been meeting with investors to lay out its strategy for improving performance and the board recently issued a statement in support of the direction taken by management.
Source: newsdaily.com

Aetna counters Cigna, WellPoint

The Medicare/Medicaid insurance sector continues to consolidate. It started with Cigna buying local Medicare power HealthSpring for almost $4 billion. Then WellPoint said it would acquire Amerigroup for $5 billion. Now Aetna has announced it will snap up Coventry Health Care for more than $7 billion, a move it says will add 5.5 million people to its rolls.
Source: nashvillepost.com

Sanctions hit WellPoint Medicare enrollment

tatyanagepoji.blogspot.com The sanctions started Jan. 12, when regulatords determined the company’s conduct “poses a serious threat to the healtn and safety of Medicare after system failures denied thousands of patients accessd to critical medications forheart seizures, diabetes, asthma and other conditions. Stilk in effect, the suspensiomn has prompted many seniors to call the local Medicaree advocacy program that helps them wade throughh their optionsand sign-up for At WellPoint, it stalls membership of a business secto r that grew almost 16 percent last year for prescriptiohn drug plans alone. The company has about 450,000 Medicare Advantagr and 1. 9 million Medicare Part D prescription drug planmembera nationwide, including about 2,600 in the Sacramentp area. The federal action does not affecythe company’s 800,000 Medicare Supplemenr plan members nationwide. WellPoint has take n steps to resolvethe problems, prepare detailed action plans, hired an independent thirdd party to assess compliance and continues to work with federaol regulators to remove the suspension as quickly as company officials said in a preparef statement. The sanctions will remainh in place until all problemzsare corrected, said Joe Kuchler, a spokesman for , the federap agency that oversees the program. It is not unusual for a Medicars contractor to have deficiencies and correctivseaction plans, as the program is closely sources say. But several contract violationxs in multiple products indicates systemifc problems with a significant playe r in theMedicare market. Problems with WellPoint’es information technology and administration of the program were first identified in internaol and CMS auditsin mid-2008. But they got much worse in earlyg January, with a sharp increase in according toa Jan. 12 letter from CMS that said WellPoint: Failed to meet call center requirements, and, among othere charges, • Failed to pay clean claimxs to non-contracted providers within federaltime requirements. WellPoint could have requeste d a hearing on the but didn’t, Kuchler said. on Jan. 1 2009, some of our Medicard members experienced issues assessing their Medicare Part Dpharmacy benefits,” Wellpoint spokeswomah Janice Kyser wrote in an e-mail this “Once we became aware of the issue, we actedf with urgency. ” WellPoint informed network pharmacies of the proble m within 24 hours and establishefd a manual override process to make sure membersw got their medications, Kyser said. “We deeply regreyt this isolated incident and are pleased to report that as a result of the stepswe took, our Medicarse members were able to acceses their benefits,” she said. “We take member access to benefitw and member safetyvery seriously.” The sanctions have not taken the toll they migh t have because most Medicare sign-ups take place beforee year-end. The real issue for WellPoint will be how long thesuspensiom lasts.
Source: wordpress.com

WellPoint Chief Executive Quits

The Washington Post: Zero Out Of 512 Employers Plan To Drop Health Insurance, Survey Says Which makes this Towers-Watson survey all the more surprising: The consulting firm polled 512 companies that employed more than 1,000 workers each. These are companies that spend at least $5 million in health benefits annually. They were asked how likely it was that they would drop coverage in 2014 and send employers to the new health care exchanges being created to accommodate the law. Not a single employer said that scenario was “very likely.” A mere 3 percent ranked it “somewhat likely.” The vast majority — 77 percent said — it was “not likely” that they would stop offering health insurance (Kliff, 8/28).
Source: kaiserhealthnews.org

Feds extend review of Amerigroup, WellPoint deal

About 48,000 of Amerigroup’s 2.6 million health plan members live in Virginia, according to statistics disclosed on the company website (PDF). WellPoint is one of the nation’s largest insurers, with 34 million members in its branded health plans and 65 million more in subsidiary health plans such as Anthem Blue Cross and Blue Shield, which operates in Virginia and 10 other states. According to the SEC filing, the companies expect to close the transaction by the end of 2012, following approval from federal antitrust authorities in the ongoing Hart-Scott-Rodino approval process. The request for additional information extended the initial Aug. 22 deadline by 30 days. The combined company would have membership of about 4.5 million Medicaid beneficiaries in 19 states. WellPoint announced the proposed acquisition of Amerigroup less than two weeks after the Supreme Court upheld the Patient Protection and Affordable Care Act, a ruling that WellPoint executives estimated would increase Medicaid spending in managed-care plans by nearly $100 billion by the end of 2014.
Source: modernhealthcare.com

Medicare Premiums for 2013

Posted by:  :  Category: Medicare

Gang of Six - Cartoon by DonkeyHoteyThat’s right, the Department of Health and Human Services issued its estimate not long ago, and Businessweek reported it in an article titled “Medicare Drug Plan Premiums to Stay at $30 in Coming Year.” Indeed, according to the estimate and bids from private insurers, the premiums for Medicare drug plans are expected to hold steady at the $30 average where they stand today.
Source: idahoestateplanning.com

Video: Idaho Medicare Supplements

Ryan Brands Himself ‘Gen X’ While Pitching Medicare

(SPRINGFIELD, Mo.) — Paul Ryan is only 42, the same age as Mitt Romney’s eldest son Tagg, and in an interview Thursday he tried to sell and explain his Medicare plan by mentioning that fact. “Well, Larry, as you know, I’m in the under 55 generation, from the X-generation,” Ryan told CNBC’s Larry Kudlow in excerpts released early from an interview to air Thursday evening. Kudlow asked Ryan about younger people not liking his signature health care plan because although it doesn’t touch Medicare for those over 55 it does overhaul it for those younger than 55. Ryan has said it’s the only way to save the program from bankruptcy, but Democrats say seniors could end up paying thousands more. “The proposals we’re advancing are bipartisan proposals,” Ryan said. “It has bipartisan support in Congress today. It’s an idea that came from Bill Clinton’s 1999 commission to save Medicare. And it’s an idea that says you get a list of guaranteed coverage options… You choose among these competing plans, including traditional Medicare, for your comprehensive Medicare benefit. And then Medicare subsidizes your premiums based on who you are — less for the wealthy, more for the middle income person, and total coverage for those who are low-income and sick. This is choice and competition.” Ryan also previewed his convention speech for Kudlow: “We believe we owe the country an alternative to the path the president has put us on. It’s a nation in debt, in doubt, and decline. We want to get back to the American idea that opportunity society with a safety net, a society of growth, of opportunity, of upper mobility. And I want to spell out exactly what that means, what the American idea is, and how we plan to retrieve that and get us back on the right track,” Ryan said. Copyright 2012 ABC News Radio
Source: eastidahonews.com

Idaho Medicare Drug Plans

Most prefer PDP over MA but some also choose both as the coverage gap are around 33 percent. The premium includes drug co-payments and deductibles. There are also other options for those with low income and low assets. Centers for Medicare and Medicaid Services (CMS) has reported that 13 million Part D beneficiaries can and have applied for low-income subsidies in the year of 2009. Idaho is also part of the other states that are included in the report. There will be increase and greater rise in the applicants as indicated in the reports.
Source: medicareidaho.com

Medicare funding pulled from Idaho Falls facility

“Our top priority is to ensure the safe transition of our residents and that the staff are supported throughout this process,”  said Kelly Spiers, administrator at the Idaho Falls Care and Rehabilitation Center.
Source: byuicomm.net

CASSIDY: PolitiFact lets Biden get away with distortion

The origin of the $1,000 cut claim is simple. Ryan has called for a 14.3 percent across-the-board cut in discretionary spending in the federal budget. If applied evenly to Pell grants, it would add up to around $1,000 per grant. But Ryan’s budget calls for reducing the eligibility of wealthier students, not reducing aid evenly for everyone. The overall cost of Pell grants has more than doubled in the past five years, through expansion of eligibility and enrollment, and a $900 increase in the maximum award.
Source: watchdog.org

Labor plugs the gap in dental health care

Posted by:  :  Category: Medicare

1pic1thoughtinAug 16 spinach for brains by KatieTTChris Weir is right. This is a huge step back to the dark ages of dental treatment for poor and sick people. They should call this the Plibersek tooth extraction plan. The Chronic Disease scheme provided poor, sick and elderly people with $4,000 of non-cosmetic dental treatment by the dentist of their choice every two years, as long as they were on a GP health care plan and the dental treatment was assessed as needed to improve their overall health. That meant, for the first time ever in Australia, poor people were getting root canals, crowns, implants and other procedures that Plibersek describes as "over-servicing". Now those people are heading back to the public dental hospital and clinics to get their aching teeth pulled out and sent home. Public dental is about churning through waiting rooms of people in pain – ie: pulling teeth out. Public dental does not do root canal (saving teeth) or crowns & implants (replacing teeth). And there was a lot of talk yesterday about prevention. There is $10.5M over 6 years in this package for prevention, so that’s a few more posters and pamphlets.
Source: edu.au

Video: Medicare Doesn’t Cover Dental Work

Modern Dental Practice Marketing

Our accounting firm, Goldin Peiser & Peiser, LLP holds information sessions, or Dental RoundTables, for dentists in the DFW area approximately 6 times a year. Topics have ranged from compliance, to marketing, to how to increase revenue. They are quite successful; we have a steady, loyal following with approximately the same number of guests, some new and some repeats, attend each session. However, our RoundTable on Dental Medicaid was something we had never seen before. The session “sold out” in a few days, prompting us to repeat the topic a few months later. It doesn’t take a genius to realize that the dental community is nervous about the stepped up efforts by the U.S. Department of Health and Human Services to audit dental practices for Medicaid fraud. And dentists should be concerned. Since 2010, the federal government has opened over 1000 new criminal cases and 1700 investigations, and is involved in over 900 civil investigations with an additional 1300 cases pending.
Source: moderndentalmarketing.com

Picking Dentists For The Elderly

As soon as you have actually found a dental professional, you could want to contact their workplace to see if the they make visits to nursing residences, assisted living campuses or do trips for home care. Every now and then, you will certainly find a dental professional that is comfortable with this. Dental professionals that deal with the elderly recognize the need of on-site dental care for those patients who are stuck at home. It could help you feel even better about establishing a relationship with a dental professional if you understand that they are willing to check out nursing residences and assisted living scenarios.
Source: frdm.org

Do You Want To Save Money With A Low Cost Dental Plan?

How do these plans work?  You go online and join for a small fee, and then you get your online membership card.  You can immediate start using it.  You have to use one of the dentists that are on their list to get the discount.  This is the way most dental plans work, even the ones you have at your workplace.  Sometimes your work plan will allow you to go to a doctor that is not on their list but that will cost you more.
Source: ttiioo.com

The business behind dental treatment for America’s poorest kids

Kool Smiles does far more crowns than average on children age 8 and under on Medicaid, according to an analysis of 2010 Medicaid data in two states done by CPI and FRONTLINE. In Texas, a child under the age of 9 at Kool Smiles has nearly a 50-50 chance of getting a crown as a restoration to treat problems like cavities, our analysis found. That compares to a one in three chance on average at other providers. And in Virginia, a child 8 or under on Medicaid going to Kool Smiles is twice as likely on average to get crowns than at other dental offices.
Source: publicintegrity.org

How Medicare Advantage Works

Posted by:  :  Category: Medicare

Deputy Administrator and Director for the Center of Medicare at CMS Jonathan Blum visits Christiana Care to speak about accountable care organizations by Christiana CareI pose that the main reason this result occurs is “upcoding” by MA plans. Medicare bases MA beneficiary health status on the diagnosis codes submitted by MA plans. FFS providers typically have less of an incentive to extensively document all of a beneficiary’s health conditions…MA plans, on the other hand, receive more money the more diagnosis codes they document. Thus, when FFS beneficiaries switch to MA plans, their risk scores increase even if their true health status changes little or not at all.
Source: healthworkscollective.com

Video: Medicare Supplement Plans | Compare Medicare supplement Health Plans

Brad DeLong: By How Much Do Ryan

Gov. Romney and Rep. Ryan claim that no one over 55 will be affected by their health care plan. This claim is false. Their plan would harm all seniors. The Romney-Ryan plan would hurt current seniors in two important ways: * Increased drug costs and higher Medicare premiums. By repealing the Affordable Care Act, the Romney-Ryan plan would raise health care costs in retirement by $11,000 for the average person who is 65 years old today. * Increased long-term care costs, including increased costs for nursing home care, because of cuts to Medicaid. A substantial share of Medicaid spending pays for health care costs for Medicare beneficiaries. The Romney-Ryan Medicaid cuts mean a loss of over $2,500 annually for seniors currently on Medicare who also rely on Medicaid. Unlike the Medicare voucher system that would begin in 2023 the cuts to Medicaid would begin almost immediately. For seniors who will become eligible for Medicare after 2022, the financial harm would be even worse. * Increasingly unaffordable costs for all seniors who qualify for Medicare after 2022. For seniors turning 65 in 2023, Medicare costs during retirement would increase by $59,500 in 2012 dollars under the Romney-Ryan plan. Because under the Romney-Ryan plan the amount of seniors’ vouchers will not keep pace with rising health care costs, these numbers are even worse for future generations. In today’s dollars seniors who qualify for Medicare in 2030 would see an increase of $124,600 in Medicare costs over their retirement. Seniors who qualify for Medicare in 2040 will see an increase of $216,600. And by 2050 newly eligible seniors will pay $331,200 more in Medicare costs over their retirement. * Additional costs from private plans cherry-picking healthier patients. Three-fourths of all Medicare beneficiaries are currently in traditional Medicare. The Romney-Ryan plan would include traditional Medicare as an option in the proposed program, but the costs for seniors who choose to remain in the traditional Medicare program would likely increase even more sharply than for seniors who chose a private plan. Most analysts expect the traditional Medicare plan to attract Medicare beneficiaries with the greatest health needs. In that case, Medicare would no longer enjoy a balanced risk pool and seniors choosing traditional Medicare could wind up paying an extra $29,000 on average over their retirement lifetime above and beyond the costs described above.
Source: typepad.com

Medicare Plan Finder for Health, Prescription Drug and Medigap plans

The page could not be loaded. The Medicare.gov Home page currently does not fully support browsers with "JavaScript" disabled. Please note that if you choose to continue without enabling "JavaScript" certain functionalities on this website may not be available.
Source: medicare.gov

What Kathleen Sebelius Gets Wrong About the Romney/Ryan Medicare Plan: Almost Everything

Neither Ryan-Wyden nor the Romney campaign would overhaul Medicare via a voucher system, which would give seniors a fixed voucher to offset health insurance costs. Instead, both the Ryan-Wyden plan and the Romney campaign are proposing premium support systems that use competitive bidding to help set payment levels equal to the second least-expensive plan that above a government-defined floor for coverage. Those payments are made directly to insurers who operate through regulated exchanges — much like both ObamaCare and RomneyCare. There are similarities between vouchers and premium support systems, in other words, but crucial differences as well.  
Source: reason.com

A Modest Proposal: Raise the Medicare Age to 95

Private insurers participating in any future voucher-based Medicare system would compete for the tennis players and avoid those with expensive multiple conditions. I can think of no sane business model in which a for-profit insurer would compete for an 85-year-old needing a new hip, a heart valve and twice-a-week kidney dialysis — unless he had many thousands to cover the part of a high premium that “premium support” (the voucher) wouldn’t. Medicare was created as a government-run plan precisely because insuring old people needing extensive medical services is a generally unprofitable enterprise.
Source: realclearpolitics.com

President Criticizes GOP Over Medicare, Other Health Care Issues

David Axelrod, Obama’s top campaign adviser, said Democrats will use the convention to tout the health reform law’s benefits (Cheney, Politico, 8/31). Several strategists said it is the right move for Democrats to go on offense regarding the ACA. Pollster Stan Greenberg said Democrats should “absolutely” talk about the law at the convention.
Source: californiahealthline.org

Medicare Inpatient vs. Outpatient Under Observation and Hospital Costs

Her family only learned about the problem the day Arnau left the hospital, says her daughter Mimi Auer, who is considering appealing the decision. At first she thought it was a mistake. But staff at the rehab facility told her they’d had four cases like her mother’s just the previous week. "Four cases of the same situation, [in which Medicare patients] had to pay for the nursing home because they’d been on observation in the hospital," Auer protests. "What’s going on here?"
Source: aarp.org

Medicare Telemarketing Fraud Scheme Alert

Random callers have telephoned seniors claiming that Medicare is sending all seniors new cards.  The callers have asked these seniors to verify their name and address and then asked for their bank’s name, and in some cases, more detailed banking information.  These seniors were targeted by a Medicare telemarketing fraud scheme.
Source: lgbtolderadults.com

Deroy Murdock Explains How to Promote Paul Ryan’s Proposed Medicare Reform

The Medicare-reform proposal of presumptive GOP running-mate Paul Ryan is precisely as extreme as the health plan available today to every member of Congress. Ryan envisions average seniors’ being able to enjoy Capitol Hill–style medical options. This itself, however, would be a choice. Seniors who oppose choice in health coverage will be 100 percent welcome to remain within traditional Medicare. …Wyden-Ryan mirrors the way federal legislators buy health insurance. As FactCheck.org’s Brooks Jackson notes, “House and Senate members are allowed to purchase private health insurance offered through the Federal Employees Health Benefits Program, which covers more than 8 million other federal employees, retirees and their families.” …As FactCheck.org, elaborates, “All plans cover hospital, surgical and physician services, and mental health services, prescription drugs and ‘catastrophic’ coverage against very large medical expenses . . . There are no exclusions for preexisting conditions.” Participants may change plans during annual “open season” periods. Also, the government pays 72 percent of the average worker’s premium, with a maximum of 75 percent. Democrats cannot explain why Medicare recipients need to become congressmen to enjoy such choices in health coverage. If Ryancare, in essence, is good enough for senior citizens like Nancy Pelosi and Harry Reid, it’s good enough for any senior who wants it after 2022.
Source: townhall.com

Ryan Takes to Pennsylvania to Push Medicare Message

Posted by:  :  Category: Medicare

20090418jb_EFCAcanvassingPA_30 by SEIU InternationalMr. Ryan was extrapolating from a 2010 report from Medicare’s Office of the Actuary. It analyzed the potential impact of lower premium supports paid to private companies that issue Medicare Advantage plans, popular alternatives to traditional Medicare with extra benefits such as gym memberships. To slow the growth of Medicare spending, the Affordable Care Act reduces support for the private plans, which Democrats consider inefficient. Beneficiaries would still be covered under traditional Medicare.
Source: nytimes.com

Video: Medicare, Affordable Care Act, Utility Infrastructure [Pennsylvania Newsmakers]

Pennsylvania Congressional races illustrate the power of Medicare in 2012 election

The campaign jockeying over Medicare comes at a time when the program represents a huge fiscal challenge to both parties. With almost 50 million beneficiaries — and growing at the rate of 10,000 baby boomers every day — the entitlement program is one of the fastest-growing portions of the federal budget. Both parties acknowledge the need to curb its growth; both have also used the issue for political gain, casting themselves as the program’s protectors against what they portray as rivals’ threats.
Source: medcitynews.com

Medicare Key Issue in Close Pennsylvania Races

In the week since Romney’s announcement, Medicare has been catapulted from an issue that political strategists said could make a difference in close races to a central component of congressional campaigns nationwide — especially in states like Pennsylvania, Florida, Minnesota and Ohio with large numbers of older voters.
Source: aarp.org

Video: Allyson Schwartz Talks Medicare in DNC Address

I’m Congresswoman Allyson Schwartz of Pennsylvania. Moving America forward means never going backward on America’s great promise of health care for our seniors: Medicare. As a daughter who cared for an elderly parent, I know medical care is not optional for seniors. We will not let the Republicans end the guarantee of Medicare, which could cost seniors thousands and endanger the health and retirement security of millions of Americans. Americans have worked for their Medicare. They have paid for their Medicare. Whether you’re 65, 55, 45 or 35, you’ve earned your Medicare. Americans deserve the security Medicare provides. President Obama will strengthen and protect Medicare. Democrats will make the tough choices—the right choices—to reduce the deficit and to preserve Medicare, for this generation and the next.  The Democratic women of the House know that a secure retirement moves America forward.
Source: patch.com

Inquirer: Ryan stresses small business, Medicare on visit to Pennsylvania

The Republican Party of Pennsylvania is dedicated to providing privacy on the Internet. In addition to developing our privacy policy, we have provided you the opportunity to opt out of future ad serving cookies. In order to identify you as someone who has elected to opt out of receiving future cookies from ad serving companies, we will place an opt out cookie on your machine. If you would like to opt out of ad serving cookies or read additional information about these cookies, go to www.optout-choices.com.
Source: pagop.org

TORT TALK: More Decisions Regarding Impact of Medicare Liens on Finalization of Settlements

Below are summaries of two recent federal court decisions regarding the impact of potential Medicare liens on the finalization of a settlement of a third party action: Carty v. Clark, Civil Action No. 11-6083 (E.D.Pa. June 14, 2012 Rueter, Mag. Judge)(Order by Robreno, J.) In Carty, the Plaintiff agreed in a Release that defense counsel could hold settlement amount in escrow until Plaintiff produced Final Demand Letter from the Centers for Medicare and Medicaid Services. The Plaintiff thereafter produced a Final Demand Letter and the defense counsel refused to release settlement amount citing fears that an unpaid medical bill might be paid by Medicare in the future and would have to be added to the lien. The Court granted Plaintiff’s Motion to Enforce settlement citing the clear terms of the Release which stated that, once the Final Demand Letter was produced by the Plaintiff from Medicare, the settlement proceeds were to be released to the Plaintiff.  The Plaintiff’s request for sanctions were denied as it did not appear to the court that the defense had acted in bad faith. To view Federal Magistrate Rueter’s Report and Recommendation, click HERE. To view the Eastern District Court Order issued by Judge Eduardo C. Robreno adopting Judge Rueter’s Report and Recommendation, click HERE. I send thanks to Attorney Bill Mabius of the Pennsylvania Association of Justice for bringing this case to my attention. Sipler v. Trans AM Trucking, Inc., et al, No. 10-3550(DRD)(D.N.J. July 24, 2012 DeBevoise, S.J.) Although the Sipler case is a Federal District Court of New Jersey decision that was marked by that court as “NOT FOR PUBLICATION,” a number of Pennsylvania litigators are pointing to the case for its persuasive authority on the issue of the impact (or more appropriately, the non-impact) of Medicare issues on personal injury settlements. In the District of New Jersey case of Sipler, the parties settled a personal injury action arising out of a motor vehicle accident.  The parties were unable to finalize the settlement due to disagreements over the terms of the Release, which dispute included issues over release terms pertaining to Medicare matters.  The Plaintiff brought the matter before the court by way of a Motion to Enforce Settlement. After thoroughly reviewing the applicable law pertaining to Medicare and the potential for Medicare liens, the court in Sipler noted that, while the Plaintiff was Medicare eligible, there was no evidence that Medicare had paid for any of the Plaintiff’s accident-related treatment. Based on the demands of the defense in this matter in terms of the requested provisions of the release, one of the issues in this case became whether the Medicare Secondary Payer statute required language in the release provisions of the plaintiff’s settlement agreement specifying (1) the plaintiff’s obligation not to seek such payments from Medicare, and (2) that a portion of the settlement amount would be set aside for future medical expenses arising out of the accident. The court in Sipler noted that, while set-aside agreements were common in workers’ compensation matters, “no federal law requires set-aside arrangements in personal injury settlements for future medical expenses.”  Op. at p. 6. The court went on to note that personal injury settlements should not be required to have such set-aside agreements because “to require personal injury settlements to specifically apportion future medical expenses would prove burdensone to the settlement process and, in turn, discourage personal injury settlements.”  Id. at p. 7. In a footnote, Judge DeBevoise also stated “Indeed, it would be particularly discouraging if litigants were required to obtain Medicare’s approval of a settlement.”  Id. at p. 7, n. 1. Accordingly, the court held that “the parties in this case need not include language in the settlement documents noting [the Plaintiff’s] obligations to Medicare or fashion a Medicare set-aside for future medical expenses.”  Id. at p. 7. To view the Sipler decision online, click this LINK. I thank several attorneys for pointing this decision out to me including, but not limited to, Attorney Andrew Bigda of the Wilkes-Barre, PA law firm of Rosenn, Jenkins & Greenwald, and Attorney Thomas Foley, Jr. of the Scranton, PA Foley Law Firm. To review, other Tort Talk posts (as well as my July of 2012 Pennsylvania Law Weekly article) on this issue of the interaction of Medicare lien issues and personal injury settlements, click this LINK.
Source: torttalk.com

A Woman Brandished Her Medicare Card At The DNC Last Night

Posted by:  :  Category: Medicare

The first step for any consumer who thinks he or she has exposed their Social Security number to the outside world is to place an initial security alert on your credit report, Levin says. This can be done through any of the three major credit reporting agencies — TransUnion, Equifax or Experian — and once you call one, you do not have to call the others. This will essentially flag your credit reports so that creditors know to be extremely careful about releasing any other information about you.
Source: businessinsider.com

Video: Medicare Shared Savings Program and Advance Payment Model Application Process

Medicare ID Card Protection Overdue, Medicare Fraud

The Defense Department launched a strategy to remove Social Security numbers from identification cards issued to service members, their families and retirees in April 2011. Veterans Affairs has also stopped issuing ID cards and health authorization cards that show the veteran’s Social Security number. When asked by Johnson why the Medicare agency "can’t follow in the footsteps of DOD and VA," Trenkle said the organizations are set up differently and conduct different operations.
Source: aarp.org

Romney Doesn't Just Want to Cut Medicare, He Wants to Cut Medicaid Too

Clinton’s specific number is apparently wrong. According to Sarah Kliff, about 40% of Medicaid dollars are spent on nursing home care for seniors, not two-thirds. But Clinton’s primary point remains true: at the same time that Romney/Ryan would squeeze Medicare, they’d also squeeze the very program that takes care of the elderly who’d be hardest hit by the cuts. This backstopping function is one reason that Medicaid is a surprisingly popular program: it doesn’t just help the poor, it also helps the elderly and the disabled, and is therefore a lifeline for a lot of middle-class families. It’s worth making a little more noise about.
Source: motherjones.com

Stages in Purchasing Electric ability Lift Seats By Medicare health insurance

Size is the foremost and primary case take into account, in order to pick a fabulous lying lounger. Normally, this sort of home furnishings are actually heavy when compared to their alternative furnishings. Furthermore, as soon as the seats available recline these eat up extra space behind also the top. Offered most of all those causes, you need a much wider breathing open area in a reclining version. So, it is a proper picture to decide on a piece of objects which will blend in ones own lounge room even whereas departing at least 60 inches wide in no cost storage environment concerning the front and rear together with other top to bottom surfaces.
Source: salonsosterre.com

Medicaresupplementalplans.com Estimated Value N/A

The data contained in GoDaddy.com, LLC’s WhoIs database, while believed by the company to be reliable, is provided “as is” with no guarantee or warranties regarding its accuracy. This information is provided for the sole purpose of assisting you in obtaining information about domain name registration records. Any use of this data for any other purpose is expressly forbidden without the prior written permission of GoDaddy.com, LLC. By submitting an inquiry, you agree to these terms of usage and limitations of warranty. In particular, you agree not to use this data to allow, enable, or otherwise make possible, dissemination or collection of this data, in part or in its entirety, for any purpose, such as the transmission of unsolicited advertising and and solicitations of any kind, including spam. You further agree not to use this data to enable high volume, automated or robotic electronic processes designed to collect or compile this data for any purpose, including mining this data for your own personal or commercial purposes. Please note: the registrant of the domain name is specified in the “registrant” field. In most cases, GoDaddy.com, LLC is not the registrant of domain names listed in this database. Registrant: Domains By Proxy, LLC Registered through: GoDaddy.com, LLC (http://www.godaddy.com) Domain Name: MEDICARESUPPLEMENTALPLANS.COM Domain servers in listed order: NS2169.HOSTGATOR.COM NS2170.HOSTGATOR.COM For complete domain details go to: http://who.godaddy.com/whoischeck.aspx?domain=MEDICARESUPPLEMENTALPLANS.COM
Source: widestat.com

Healthcare Accountants and New OASIS Requirements for Accredited HHAs Seeking Medicare Certification

Any HHA seeking Medicare certification is required to meet the Medicare Conditions of Participation (CoP) prior to certification. This includes compliance with the OASIS collection and transmission requirements. New HHAs Healthcare Accounting must demonstrate that they can transmit OASIS data prior to the initial certification survey. Specifically, new HHAs Healthcare Accountants must apply for a user identification number and password to electronically transmit to the OASIS State System any encoded Start of Care (SOC) or Resumption of Care (ROC) OASIS assessment record(s) for applicable Medicare and Medicaid patients in a test mode. New HHAs Health care Accounting should communicate with the OASIS Automation Coordinator (OAC) in their state to comply with this aspect of the Medicare requirements prior to the initial onsite survey.
Source: vieracpa.com

Blue Cross & Blue Shield of NC Shows High Blue Medicare Ratings

Posted by:  :  Category: Medicare

ObamaCare - Where you're just a Tax Figure by Richard Loyal French[…] affordable BCBSNC blue advantage Blue Cross blue cross nc blue options Blue Options HSA coinsurance compare copay deductible dental blue dental insurance article dental insurance guide dental insurance information dental insurance tips finance health Health care health insurance health savings account Health Savings Accounts help with prescriptions high deductible health plan insurance Life Cover life insurance life insurance article life insurance guide life insurance information life insurance tips long term care insurance article long term care insurance guide long term care insurance information long term care insurance tips medicare NC North Carolina out-of-pocket ppo premiums rx help savings Term Life InsuranceSource: richdayhealthplans.com […]
Source: richdayhealthplans.com

Video: Blue Shield of California (HMO) presentation — Benefit plan design changes for 2011

Americanhealth911.com Estimated Value $972.00 USD

The data contained in GoDaddy.com, LLC’s WhoIs database, while believed by the company to be reliable, is provided “as is” with no guarantee or warranties regarding its accuracy. This information is provided for the sole purpose of assisting you in obtaining information about domain name registration records. Any use of this data for any other purpose is expressly forbidden without the prior written permission of GoDaddy.com, LLC. By submitting an inquiry, you agree to these terms of usage and limitations of warranty. In particular, you agree not to use this data to allow, enable, or otherwise make possible, dissemination or collection of this data, in part or in its entirety, for any purpose, such as the transmission of unsolicited advertising and and solicitations of any kind, including spam. You further agree not to use this data to enable high volume, automated or robotic electronic processes designed to collect or compile this data for any purpose, including mining this data for your own personal or commercial purposes. Please note: the registrant of the domain name is specified in the “registrant” field. In most cases, GoDaddy.com, LLC is not the registrant of domain names listed in this database. Registrant: Domains By Proxy, LLC Registered through: GoDaddy.com, LLC (http://www.godaddy.com) Domain Name: AMERICANHEALTH911.COM Domain servers in listed order: NS1.EASYDNS.COM NS2.EASYDNS.COM REMOTE1.EASYDNS.COM REMOTE2.EASYDNS.COM NS3.EASYDNS.ORG NS6.EASYDNS.NET For complete domain details go to: http://who.godaddy.com/whoischeck.aspx?domain=AMERICANHEALTH911.COM
Source: widestat.com

Horizon Blue Cross Blue Shield of New Jersey’s Medicare HMO and Commercial POS (Direct Access) Plans Receive “Excellent” Rating By NCQA

Horizon Blue Cross Blue Shield of New Jersey, the state’s oldest and largest health insurer, is a tax-paying, not-for-profit health services corporation, providing a wide array of medical, dental, and prescription insurance products and services. Horizon BCBSNJ is an independent licensee of the Blue Cross and Blue Shield Association, serving more than 3.6 million members with headquarters in Newark and offices in Wall, Mt. Laurel, and West Trenton. Learn more at www.HorizonBlue.com
Source: pymnts.com

Blue Cross and Banner Health to offer insurance for seniors

The new plan, which will be marketed during Medicare enrollment this fall, will be called Blue Cross Blue Shield of Arizona Advantage. The plan will assume Banner Health’s existing 22,000-member Medicare Advantage plan, called the Banner MediSun Medicare health plan. It will be available to Medicare-eligible residents in Maricopa County and parts of Pinal County.
Source: azcentral.com

State News: Fla. Hospitals Fight Over Trauma Center Rules

California Healthline: Primary Care Direct Model: ‘Neither Insurance Nor Health Plan’ A new model of health care delivery — direct primary care — could be déjà vu for some Californians, a retreat to the past when insurance wasn’t a part of the health care equation. Direct primary care emphasizes prevention and a reduction in the use of “downstream services” — treating symptoms rather than the problems themselves. The new approach involves monthly payments for primary care — similar to the way insurance covers health care, but without the insurance. Instead of filing claims through an insurer, participants — individuals and employers — pay a monthly membership fee directly to their health care providers (Edlin, 9/6).
Source: onlinehealthnews.org

Daily Kos: Prepare to shed tears: Aetna murders woman by excessive rate hikes

Posted by:  :  Category: Medicare

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Source: dailykos.com

Video: Income: Too much to qualify for Medicaid?

Does Your State Accept Medicaid for Assisted Living Facilities?

All states accept funds from Medicaid waiver programs for placement within a nursing home, which are normally more expensive than assisted living facilities. While many states do not recognize funds from Medicaid waiver programs for assisted living, those that do are located throughout the country and offer many options to aging Americans needing assistance with daily living activities. After searching high and low, finding a general overview of states that offer the Medicaid waiver program for assisted living was rather nonexistent, but my research is your gain.
Source: ttiioo.com

Q1Medicare.com Reminds Low

In addition, each year the Social Security Administration reviews the eligibility of selected low-income Medicare beneficiaries who are receiving financial Extra Help. In early-September, the Social Security Administration will send letters to select Medicare beneficiaries who qualified for the 2012 Extra Help program and ask that the recipient completes and returns a new income and resources form to ensure that the beneficiary is still eligible for the 2013 Extra Help program.
Source: eyugoslavia.com

Letter: RNC Offers Rhetoric, But No Solutions

Why not even suggest that Social Security benefits are actuarially unstable? When Social Security started, average life expectancy was age 67, so that payments would have to be made for an average of two years. Life expectancy for someone turning 66 in 2012 is 16 years for men and 19 years for women. Social Security benefits now last an average of almost 18 years, nine times more than when Social Security was originally implemented. To be actuarially sound, the Social Security tax would have to be at least 20 percent, not 6.2 percent. Obviously that would not be sustainable, so why not suggest that benefits be partially needs based, and full retirement age be advanced a year, every two years for the next few decades to slowly bring the system into fiscal balance without materially affecting people close to retirement?
Source: gotowncrier.com

Health care reform act: Brace for tax onslaught

5. Employer mandate: Beginning in 2014, an employer failing to offer minimum essential coverage in any month for an eligible full-time employee will be assessed a tax equal to 1/12th of $2,000 × the number of all full-time em­­ployees. This penalty applies to employers with 50 or more workers, but the first 30 workers are subtracted from the calculation.
Source: businessmanagementdaily.com

My Alzheimer’s Archive of Articles and Memoranda: Eligibility for Medicaid

Spousal income allowance: In general, the income rules are inapplicable to the noninstitutionalized (at-home) spouse; this spouse is entitled to keep all of his or her periodic income and is under no obligation to contribute to the institutionalized partner’s care. Therefore, if the terms of a trust direct the trustee to pay income to Alice only, then the income belongs to Alice only. If a dividend check names Alice as the sole payee, then the income is hers alone. With respect to joint income such as a joint bank account, most states allow the at-home spouse to keep one-half. A problem arises, however, when most of the income is in the name of the institutionalized spouse. For this reason, federal law requires that the states set a minimum monthly maintenance needs allowance for the at-home spouse within prescribed federal limits. For 2007, the federal minimum monthly needs allowance is $1,711 (effective July 1, 2007 through June 30, 2008). However, states could set higher limits, up to a maximum of $2,541 (federal maximum for 2007). The spousal income allowance is granted from the income of the institutionalized spouse before consideration of any nursing home bills. Naturally, if the at-home spouse’s monthly income exceeds the minimum monthly maintenance needs allowance, he or she will not be entitled to a spousal allowance.
Source: blogspot.com

Bleeding Heartland:: Iowa Hospital Association backs Medicaid expansion

- County chairs list at IDP site – Iowa 4th District Democrats (includes contact info for county chairs) – Iowa 5th District Democrats (includes contact info for county officers) – Allamakee County Democrats – Appanoose County Democrats – Black Hawk County Democrats – Boone County Democrats – Bremer County Democrats – Buena Vista County Democrats – Carroll County Democrats – Cedar County Democrats – Clinton County Democrats – Dubuque County Democrats – Emmet County Democrats – Fayette County Democrats – Hardin County Democrats – Harrison County Democrats – Henry County Democrats – Jackson County Democrats – Jefferson County Democrats – Johnson County Democrats – Linn County Democrats – Marion County Democrats – Monona County Democrats – Muscatine County Democrats – Page County Democrats – Pocahontas County Democrats – Polk County Democrats – Scott County Democrats – Story County Democrats – Tama County Democrats – Wapello County Democrats – Warren County Democrats – Washington County Democrats – Woodbury County Democrats
Source: bleedingheartland.com

What Could a Romney Presidency Mean For Your Wallet?

The good news is that Romney’s tax plan would make that saving easier in several ways. First, repealing the Obama health care plan would eliminate the 3.8% tax on investment income for high-earners and could lower health insurance costs for many young, healthy people in the individual market. Second, he wants to cut individual income tax rates across the board by 20%. Third, he would reduce the top corporate income tax rate from 35% to 25%, which would increase the after-tax return on your stock investments. That includes stocks in your retirement accounts, which are shielded from taxes at the individual level but not the corporate level. Fourth, he would eliminate taxes on interest and investment earnings in non-retirement accounts for individuals earning less than $200k and couples earning less than $250k, essentially turning every investment account into a Roth account (but without the restrictions) for people below those income limits. Finally, you’d be able to pass on your estate to your heirs without having to worry about the gift or estate tax (and possibly save legal fees trying to avoid those taxes too.
Source: financialfinesse.com

What Happens To My Medicaid When I Enroll In Medicare?

Medicare and Medicaid are two health care programs created as amendments to the Social Security Act in 1965. Medicare is a federal insurance program that provides health insurance to U.S. citizens who are over the age of 65, under 65 with disabilities, and who have end stage kidney disease. Medicaid is both funded federally and by the states. States have different Medicaid programs for different groups of people such as the elderly, children, pregnant women, etc. Medicaid programs differ by state. It is possible to enroll in Medicare while receiving Medicaid.
Source: seniorcorps.org

In Pennsylvania, Medicaid Cuts Reduce Options For Dental Care

Medicaid, a program funded jointly by the federal government and the states, covers the the poor and disabled, and coverage varies by state.  Most states don’t pay for any dental care. Now, in Pennsylvania, Republican Gov. Tom Corbett has reduced Pennsylvania’s 2 million adult Medicaid patients to basic dental care – eliminating root canals, periodontal disease work and limiting the number of dentures a patient can receive. The plan now covers little more than cleanings, fillings — and extractions.
Source: kaiserhealthnews.org

Daily Kos: Congressman John Garamendi Takes on Fox News on Medicare (CA

Posted by:  :  Category: Medicare

San Diego, CA by Oggie DogJohn Garamendi: I was the Insurance Commissioner of California for eight years and I can tell you, once you begin to divide future beneficiaries from the existing beneficiaries, the existing program will fail and those — that’s an actuarial fact that will happen. And it is clear in the 2012 – as well as the 2011 – Romney/Ryan Republican budget – and Mr. Romney has bought into the Ryan budget – that it will terminate the guarantee of Medicare for future beneficiaries. And, because of the nature of insurance, the existing beneficiaries will see an … ever increasing increase in their share of the cost of Medicare. That’s not my talk, that’s talk by every analysis that has been done of the issue. And so what you have here is a situation in which the Medicare guarantee, which has been available to every person who turns 65, that guarantee ends. Yes, they’ll be given a voucher, a voucher that overtime and, initially and overtime, will be insufficient to pay for medical care. And let’s understand, the population that’s 65 and over is a very, is a population that has the highest health care cost. And so if you’re given a voucher that doesn’t keep pace with the cost as well as the incident of illnesses, then you’re going to find a shifting of costs from the Medicare program to the individual as well this a situation which … that program will fail. I am so happy to see Congressman Garamendi taking the struggle to save Medicare into difficult territory. As I’ve written about previously, John Garamendi is a “better Democrat.” His will be a voice in Congress that we can all be proud to having representing Democrats and our true blue values – no compromise on issues like ending the war in Afghanistan while making sure that returning veterans receive the help and benefits they need to get back on their feet, immigration reform and the DREAM act, equality for the LGBT community including marriage equality. Seriously, he’s as good as Democrats get. I wish there were more like him across the nation!
Source: dailykos.com

Video: California Medicare Supplement Insurance Plans 1-800-243-8100

Medicare for All Now: The US Supreme Court Should Rule with the People

The brief demonstrates the superior efficiencies of single-payer systems. Only 2% of Medicare’s dollars go to administration and overhead, compared to private insurance which spends 16.7%. Under a single payer system, overall administrative costs would fall from the current 33% of health care spending to less than 5%, saving hundreds of billions of dollars. In fact, studies conducted by the nonpartisan General Accounting Office and the nonpartisan Congressional Budget Office have consistently concluded that if a national single payer system were implemented in the United States, administrative cost-savings alone would be enough to guarantee universal coverage without increasing overall healthcare spending
Source: globalresearch.ca

Medicare Sales Representative for CA Job for Insurance Sales Web.com at UnitedHealth Group

The job of Medicare Individual Sales Rep is responsible for increasing the membership, revenue and profitability through the direct sale of the organization’s products and services to Medicare eligible individuals in their assigned territory. Incumbents sell a portfolio of Medicare health related products using a solutions based sales approach, combined with industry and consumer demographic expertise to assess personal needs and assist prospects in selecting the product which best suits their individual clinical, financial and life stage.
Source: insurancesalesweb.com

Anthem Blue Cross, California health insurance, Ca Health plans

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Source: pressreleasesworld.com

GOP winning national Medicare debate two weeks after Romney picked lightning rod Ryan

Romney is out-polling President Barack Obama on Medicare among seniors by margins of 48 percent to 44 percent in Florida and 49 percent to 43 percent in Ohio, according to the New York Times/CBS/Quinnipiac poll. In Wisconsin, Obama is barely ahead of Romney among seniors on Medicare, with a 49-to-46 percent lead.
Source: capoliticalreview.com

Medicare and class struggle

PHR interviews health activist Maija Kagis on the struggle to create and defend public health insurance in Canada.  Followed by a discussion of the class politics of current efforts to dismantle medicare, efforts to defend it, and the need for a broader struggle for a health system that truly puts people’s health first.
Source: rabble.ca

Medicare for all CA Bus tour: In West Covina Tonight SiCKO ‘Sisters’ Reunite

Today in West Covina, the California Nurses Association summer 2012 Medicare for all bus tour will come to a close.  After visiting 18 other California cities since June 19, the nurses will wrap up this run with a bang and with clarity.  Three of the subjects of Michael Moore’s 2007 documentary film SiCKO will be on hand to help lead others in sharing their stories of struggle and frustration with the broken healthcare system. 9/11 first responder Reggie Cervantes and Dawnelle Keys, the mother whose toddler died because she was denied treatment at an out-of-network hospital, will join me at this final stop where the nurses will perform health screenings from 3 – 6 p.m. and then we’ll have a town hall meeting from 6:30 – 8 p.m.  My husband and I lost everything we had worked a lifetime to achieve when we got sick even though we always carried health insurance.   Five years ago, when SiCKO was released, the nurses of CNA went to Sacramento with Michael Moore to call attention to the pain Californians were needlessly suffering at the hands of the dysfunctional system.  On this fifth anniversary of the film’s release, this West Covina reunion of some of the American SICKOs will help highlight how far we have yet to go and what these women have to say about the current healthcare law – the Affordable Care Act – just upheld by the Supreme Court and the subject of so much political gamesmanship.  These SiCKO patients will share what it means to real people, real Californians.  And that’s what this tour has been all about. Don’t come planning to sit unengaged through a lengthy program.  Come ready to become a part of what moves California and the nation to a place where there are no more SiCKOs like me or Reggie or Dawnelle.  See you in West Covina.  And don’t think because this tour is almost a wrap that the nurses are finished.  They won’t be done until every patient is treated under a system that includes a single standard of high quality care for all – a guaranteed, improved Medicare for all system.
Source: nationalnursesunited.org

Medicare for all CA Bus tour: In West Covina Tonight SiCKO ‘Sisters’ Reunite

Today in West Covina, the California Nurses Association summer 2012 Medicare for all bus tour will come to a close.  After visiting 18 other California cities since June 19, the nurses will wrap up this run with a bang and with clarity.  Three of the subjects of Michael Moore’s 2007 documentary film SiCKO will be on hand to help lead others in sharing their stories of struggle and frustration with the broken healthcare system. 9/11 first responder Reggie Cervantes and Dawnelle Keys, the mother whose toddler died because she was denied treatment at an out-of-network hospital, will join me at this final stop where the nurses will perform health screenings from 3:00-6:00 p.m. and then we’ll have a town hall meeting from 6:30 – 8:00 p.m.  My husband and I lost everything we had worked a lifetime to achieve when we got sick even though we always carried health insurance. Five years ago, when SiCKO was released, the nurses of CNA went to Sacramento with Michael Moore to call attention to the pain Californians were needlessly suffering at the hands of the dysfunctional system.  On this fifth anniversary of the film’s release, this West Covina reunion of some of the American SICKOs will help highlight how far we have yet to go and what these women have to say about the current healthcare law – the Affordable Care Act – just upheld by the Supreme Court and the subject of so much political gamesmanship.  These SiCKO patients will share what it means to real people, real Californians.  And that’s what this tour has been all about. Don’t come planning to sit unengaged through a lengthy program.  Come ready to become a part of what moves California and the nation to a place where there are no more SiCKOs like me or Reggie or Dawnelle.  See you in West Covina.  And don’t think because this tour is almost a wrap that the nurses are finished.  They won’t be done until every patient is treated under a system that includes a single standard of high quality care for all – a guaranteed, improved Medicare for all system.
Source: michaelmoore.com

MedicareSupplementPlans.com Offer Comparison Shopping Resource for Medicare Supplement Plans

Medicare covers some medical expenses, but it doesn’t cover everything. Medicare leaves gaps in patient coverage, and without a supplementary insurance plan, these gaps must be paid out-of-pocket. For that reason, Medicare supplement insurance plans are becoming a popular way to fill in the gaps left by Medicare coverage. Today, many top insurance providers offer some type of Medicare supplement plans. However, some of these plans are better than others. Some supplement plans might only fill in a few gaps left by Medicare coverage, while other plans comprehensively cover seniors in any circumstance. Some supplement plans are priced affordably, while others are expensive. MedicareSupplementPlans.com has been gaining a lot of attention lately by helping seniors quickly and easily compare any type of Medicare supplement plans. At MedicareSupplementPlans.com, visitors will find information about the best Medicare supplement plans in the country. The website states that these plans – also known as ‘Medigap’ insurance plans – cost far less than what many people expect. A spokesperson for MedicareSupplementPlans.com explained what the site hopes to accomplish: “Our goal is to connect visitors with the best possible Medicare supplement plans for their needs. There are so many different ‘Medigap’ plans available in this country, and finding the right one can be difficult for those who don’t have experience in the industry. That’s why we offer free insurance quotes that can be filled out in just minutes or allow people to be guided by our team of experienced representatives. We want to make it as simple as possible for consumers to select the most appropriate policy at the best possible price.” Using the website, visitors can also discover the specific benefits included in Medigap insurance plans. The website describes the specific types of Medigap plans offered by insurance companies across the states, and plans are identified by the letters A, B, C, D, F, G, K, L, M, and N. Each of these plans is the same for every insurance company. For example, Plan F Medigap from one insurance company will be identical to Plan F Medigap offered by another insurance company. The website features a detailed list that shows what each plan covers in a simple to navigate chart. The information on MedicareSupplementPlans.com is catered to those in California. The website features unique pages for every county in California, and visitors can easily compare California Medicare plans from anywhere in the state. Whether seeking to fill in the gaps left by insufficient Medicare coverage, or simply wanting to learn more about the types of insurance plans available, MedicareSupplementPlans.com allows users to compare the different types of Medicare supplement plans available today. By filling out the free insurance quote form included on the front page, visitors can receive a free quote within hours. About MedicareSupplementPlans.com MedicareSupplementPlans.com educates visitors about Medicare supplement plans, which are designed to fill in the gaps left by Medicare coverage. The website allows users to instantly receive a free insurance quote for insurance in their area. For more information, please visit: http://www.medicaresupplementplans.com
Source: sbwire.com

‘Real inequalities’ a threat to Medicare’s mission, incoming CMA chief says

She recognizes, however, that the term is just one year, so her impact will be limited. But Dr. Reid said she is part of a continuum of medical leaders and is proud the CMA is tackling a complex issue like social determinants of health. Despite the challenges from the local to national level, she remains an optimist. “In my work, I see people who have overcome incredibly difficult circumstances – residential school survivors with terrible scars. It’s inspirational.
Source: spon.ca