What is included in your Medicare Cost Report?

Posted by:  :  Category: Medicare

What's In My Bag... by Amy DiannaGustavo A Viera a Medicare Cost Report Preparation firm with nearly 30 years of experience preparing Medicare Cost Reports. This Report is used by the government to track the Cost of Medicare and Medicaid programs. In addition, Medicare CPA uses the data from the Medicare Cost Report to set reimbursement. Due to reductions in the Reimbursement System, choosing the right Medicare Accountant to prepare your ACHA Cost Reports has never been more important.
Source: vieracpa.com

Video: The National Medicare Training Program: Understanding Medicare. Part 1 of 2

Usual Suspects Miss Point :: Accuracy In Academia

“When younger workers become eligible for Medicare a decade or more from today, they will be able to choose  from a list of guaranteed coverage options, including a traditional Medicare fee-for-service plan. This flexibility will allow seniors to enjoy the same kind of choices in their plans that members of Congress  enjoy. Medicare will provide a payment  to subsidize the cost of the plan, and forcing plans to compete against each other to serve the patient will help ensure guaranteed affordability. In addition, Medicare will provide increased assistance for lower-income beneficiaries and those with greater health risks. Reform that empowers individuals —with a strengthened safety net for the poor and the sick —will guarantee that Medicare can fulfill the promise of health security for America’s seniors.”
Source: academia.org

Join the National Medicare Training Program Monthly Update Webinar

The National Medicare Training Program provides consistent, accurate, and reliable information for Medicare partners—professionals and volunteers who work with seniors and people with disabilities—to help people with Medicare make informed health care decisions.
Source: wordpress.com

Viewpoints: Clinton’s Rousing Support For Medicare, Health Law; Thalidomide And The Struggle For An Abortion; Arkansas Health Innovations

The New England Journal of Medicine: Health Insurance — Motivated Disability Enrollment and the ACA The United States relies on employer-based health insurance to cover working-age adults and their families. As a result, Americans who are unable to engage in full-time work because of a chronic health condition must not only seek out wage replacement but also pursue alternative sources of health insurance. … However, purchasing private insurance is rarely an option, owing to high costs and structural barriers such as lifetime spending caps, waiting periods, and exclusions of preexisting conditions from coverage. Disabled workers often apply for public financial disability benefits in part to obtain public health insurance — a uniquely American phenomenon that we call health insurance–motivated disability enrollment (HIMDE). We believe that HIMDE is an important driver of the unsustainable growth in enrollment in public assistance programs for people with disabilities (Jae Kennedy and Elizabeth Blodgett, 9/5). 
Source: kaiserhealthnews.org

Shepherd Elder Law Group, LLC: Medicare CLAIM Training in Kansas City

Helpful information for seniors, individuals with disabilities and their families. Guidance for paying for long term care, avoiding probate, estate planning, establishing and administering special needs trusts, powers of attorney, medicaid applications, MoHealthnet eligibility, guardianship.
Source: blogspot.com

2013 AHIP Medicare Training Reimbursement Offer From Ritter

I would like to get contracted with UHC Medicare Advantage. Can I switch over to you guys as the FMO if I signed up with another but did not complete my certifications with UHC and have no writing number?
Source: ritterim.com

Daily Kos: Media mostly applaud what may have been Bill Clinton’s best speech ever (and that’s saying a lot)

Bob Johnson, GainesT1958, Kitty, filkertom, glitterscale, Wintermute, oysterface, eeff, polecat, nicki37, missLotus, cyberKosFan, CoolOnion, AlyoshaKaramazov, retLT, kitebro, navajo, menodoc, caseynm, Eyesbright, Steveningen, betson08, mungley, Vicky, Wife of Bath, Marianne Benz, lyvwyr101, Armand451, oortdust, Ckntfld, LarisaW, basquebob, eru, Gordon20024, PinHole, FindingMyVoice, coolbreeze, psyched, noweasels, Mother Mags, Debbie in ME, Patriot Daily News Clearinghouse, Russgirl, HoundDog, koNko, kestrel9000, NearlyNormal, ER Doc, Texdude50, means are the ends, kurious, Cronesense, Russ Jarmusch, weneedahero, ksp, moodyinsavannah, edsbrooklyn, Mary Mike, joedemocrat, mbh1023, jayden, SeaTurtle, millwood, Bridge Master, Librarianmom, Wreck Smurfy, gizmo59, Mighty Ike, JayC, Thomas Twinnings, bythesea, pamelabrown, Cassandra Waites, Gemina13, jalenth, luckylizard, get the red out, MarkVA71, MinervainNH, My Spin, pileta, juca, Discipline28, Jonzee, cassandraX, brentbent, FogCityJohn, gramofsam1, LOrion, CrissieP, laserhaas, Betty Pinson, ericlewis0, tapu dali, stevenaxelrod, wrpereir, slice, no way lack of brain, Onomastic, Jasel, allenjo, Dretutz, spooks51, jardin32, kirbybruno, princesspat, thomask, DruidQueen, BarackStarObama, Imhotepsings, thejoshuablog, DRo, Auriandra, allergywoman, Christian Democrat, Siri, We Won, Joieau, a2nite, deanarms, peachcreek, pittie70, Vote4Obamain2012, etherealfire, scilicet, marty marty, raina, Glen The Plumber, RonK, ForestLake, nomandates, ebailey, remembrance, tommyd357, TeamSarah4Choice, Icicle68, Avilyn, ET3117
Source: dailykos.com

the yellow fringe: medicare counselor is in the house

, it’s the lowest price system, but it pays very little, very fucking little, get sick without many thousands in the bank, and your not getting treated, other than put a depend on you at the ER you can set at home and rot, buy most your own meds, pay most your own bills, forget a choice on doctors, they tell you who will be your doctor, end of story.  But, it’s simple, and Wallmart and others lets insurance companies come in and set up a table next to their sign about $2 prescriptions and tell people, oh the system is so complicated with part a and b and c and d  how can you understand it, just sign up for Advantage with our company and thats it, simple, cheap.  (oh, and your fucked) Now I understand this may be what some can afford, OK, but if you can swing it, you have to, some of these policies are almost worthless in what they will cover.  Go SHIP it before you sign, you can’t get out of Adantage if you start it, it’s forever. —- Bonus comment from the Fringe.  Now lets say Rmoney and Ryan get in and privatize the whole program with vouchers.  Your 85 year old mom may be unable to conduct her own business, what the hell, you have to take off work and run around trying to learn this shit and sign her up for a program, with a stinking voucher, insurance companies won’t cover as much as the government will, she will get less coverage.  Just like Advantage.  It’s a crock of poo that business will do it cheaper, she gets less care, if she still has any assets kiss those good by, your not inheriting them, sell them to buy her meds.  Thank the GOP.
Source: blogspot.com

2012 Medicare Open Enrollment Period

Posted by:  :  Category: Medicare

open enrollment by MedicareMallYou can also enroll for the first time in a Part D plan during AEP if you did not enroll during your open enrollment window when you first became eligible for Medicare Part B.  If you do not have credible drug coverage, you may be subject to the Part D late enrollment penalty.  This penalty is calculated by adding 1% to your premium for each month you were not enrolled and should have been.
Source: ohioinsureplan.com

Video: Medicare Open Enrollment Window

Medicare Open Enrollment Time: Prep Course

Every year, there is a time period where consumers who are 65 and older can change, sign up, drop or switch Medicare Advantage and Medicare Part D plans. This period of time is known as open enrollment. This year the time period will be held from October 15 to December 7 – leaving seniors a […]
Source: ewallstreeter.com

Aging News Alert: Medicare Open Enrollment to Start Oct. 15; New Choices Take Effect Jan. 1

In just a few weeks, millions of people will receive notice that Medicare’s annual open enrollment period is approaching. That means it’s time to review their current coverage and decide if they would benefit from switching plans for 2013.   Login to read the full story    9/5/12 2:54 PM  
Source: cdpublications.com

Wash, Rinse, Repeat & Open Thread

First President to apply for college aid as a foreign student, then deny he was a foreigner. First President to have a social security number from a state he has never lived in. First President to preside over a cut to the credit-rating of the United States First President to violate the War Powers Act. . First President to be held in contempt of court for illegally obstructing oil drilling in the Gulf of Mexico . First President to require all Americans to purchase a product from a third party. First President to spend a trillion dollars on ‘shovel-ready’ jobs when there was no such thing as ‘shovel-ready’ jobs. First President to abrogate bankruptcy law to turn over control of companies to his union supporters. First President to by-pass Congress and implement the Dream Act through executive fiat. First President to order a secret amnesty program that stopped the deportation of illegal immigrants across the U.S. , including those with criminal convictions. First President to demand a company hand-over $20 billion to one of his political appointees. First President to tell a CEO of a major corporation (Chrysler) to resign. First President to terminate America ‘s ability to put a man in space. First President to cancel the National Day of Prayer and to say that America is no longer a Christian nation. First President to have a law signed by an auto-pen without being present. First President to arbitrarily declare an existing law unconstitutional and refuse to enforce it. First President to threaten insurance companies if they publicly spoke-out on the reasons for their rate increases. First President to tell a major manufacturing company in which state it is allowed to locate a factory. First President to file lawsuits against the states he swore an oath to protect (AZ, WI, OH, IN). First President to withdraw an existing coal permit that had been properly issued years ago. First President to actively try to bankrupt an American industry (coal). First President to fire an inspector general of Ameri-Corps for catching one of his friends in a corruption case. First President to appoint 45 czars to replace elected officials in his office. First President to surround himself with radical left wing anarchists. First President to golf 73 separate times in his first two and a half years in office, 102 to date. First President to hide his medical, educational and travel records. First President to win a Nobel Peace Prize for doing NOTHING to earn it. First President to go on multiple global “apology tours” and concurrent “insult our friends” tours. First President to go on 17 lavish vacations, including date nights and Wednesday evening White House parties for his friends paid for by the taxpayer. First President to have 22 personal servants (taxpayer funded) for his wife. First President to keep a dog trainer on retainer for $102,000 a year at taxpayer expense. First President to repeat the Holy Quran & tell us the early morning call of the Azan (Islamic call to worship) is the most beautiful sound on earth. First President to tell the military men and women that they should pay for their own private insurance because they “volunteered to go to war and knew the consequences”. Then he was the First President to tell the members of the military that THEY were UNPATRIOTIC for balking at the last suggestion. First President to side with a foreign nation over one of the American 50 states (Mexico vs Arizona).
Source: katzporch.com

Understanding Medicare And The Options Available To You

Every person with Medicare will have to choose a Part D plan to help with prescription medications. There are numerous prescription plans available, including some with a zero deductible, and generics plans. And those who reach the coverage gap (donut hole) will get a 50 percent discount on covered name brand drugs and 14 % on generics. The premiums of the Part D plans are staying about the same in 2012 as in 2011, too.
Source: ttiioo.com

Santa Barbara Village to Host Free Medicare Workshop

Santa Barbara Village hopes the workshop will also introduce local seniors to, or remind them about, this free community resource. In addition to providing Medicare counseling, HICAP also helps people understand supplemental insurance, HMOs and long-term care insurance, and provides information and assistance with understanding Medicare benefits and rights, solving medical billing problems, filing claims and appeals, and comparing insurance plans.
Source: noozhawk.com

Is Medigap Medicare Supplement Insurance Available Through Various Providers?

The time to purchase a Medigap supplement is during open enrollment, which is the first day of the birth month, or the day first enrolled in Medicare. This open window will last for six months. If enrolled during the open window period, the senior can not be denied coverage for any condition they may develop afterwards. This is not the case if the plan is not purchased during this period. Insurance carriers can deny coverage based on health if the senior purchases a policy outside of this time frame.
Source: seniorcorps.org

Medicare Open Enrollment: Get Help From MyMedicareMatters.org

Prescription Drugs: Those without an existing Medicare Part D plan will be taken through a simple process to help them understand their options. Those with coverage can learn more about whether switching plans will be worthwhile. This area of the site also contains useful information on getting extra help with costs and a link to the Prescription Drug Plan Finder on Medicare.gov.
Source: suite101.com

Dems use GOP words against Ryan on Medicare

Posted by:  :  Category: Medicare

Old people read alone... by Ed Yourdon“[T]he Ryan budget includes the same savings from insurance company subsidies and reductions in waste and fraud in Medicare that Republicans are now using to attack Democrats, but your focus must be on how it is Republicans, alone, who chose to destroy Medicare benefits,” Israel wrote. “The Republicans’ strategy is to lie about Medicare and the impact of the Ryan budget. If you’re debating about their lies, you won’t be able to make sure voters know the truth.”
Source: montanavotes2010.org

Video: Montana Medigap Insurance aka Medicare Supplements

Senior Benefit Services, Inc.

Effective October 1, 2012 on in force business only for United World 2010 Modernized Medicare Supplement plans (Policies effective on or after June 1, 2010) in Alabama and South Dakota and November 1, 2012 in Montana, the rate adjustments will affect plans  A, B, F, G, and M.
Source: srbenefit.com

Falling through cracks if states don’t expand Medicaid

Seems everyone wants to complain about Social Security and Medicare being “entitlements” getting a good deal while thier “entitlements” get less. REALLY? The only ones that are truly entitled to what they get are those getting Social Security and Medicare. The government forced these deals on people whether they wanted them or not. AND the government made them pay for these programs with every dollar they earned thier entire working lives. Those on Medicaid have not contributed a dime toward it in most cases. Medicaid is paid for by the tax dollars of the same folks who paid for Social Security and Medicare. This administration with Obamataxcare took 500 Million away from Medicare, not once but twice and after two years of no Social Security increase for the first time in history finally gave a piddly increase to those who depend on Social Security IN AN ELECTION year. If Obama gets elected again you can be sure there will be no increase in Social Security for the next four years, and if Obamataxcare is not repealed Medicare will be wiped out all together in those four years. Everyone will be on the same lower level of health care as those who have never worked in thier lives or who are illegal aliens. So stop with the bull crap. The states are, as they should be, in control and are trying to hold the line on outrageous Obama give aways that are about to destroy our country and keep the last remnants of our Constitution alive. I applaud every state and would tell those in unfortunate circumstances such as these to appeal to thier state Medicaid agencies to clean up those on medicaid who do not belong there and provide care for those it was intended for such as the poor guy in this article. Fraud, vote buying give aways and corruption is why such things happen. Obamataxcare just made it multiply in its worst cases.
Source: nbcnews.com

DSCC: Democratic Senatorial Campaign Committee

CBPP: “Because Taxes … Would Be Virtually Impossible To Raise As A Result Of The New Constitutional Barrier, Social Security Solvency Would Have To Be Restored Entirely Through Benefit Cuts.” According to a Center on Budget and Policy Priorities statement on the Cut, Cap and Balance Plan, “Moreover, because taxes — including payroll taxes — would be virtually impossible to raise as a result of the new constitutional barrier, Social Security solvency would have to be restored entirely through benefit cuts. Balanced Social Security packages that include measures to raise Social Security’s $106,000 payroll tax cap, so that higher-income Americans do not escape the tax on much of their earnings, would effectively be ruled out.” [CBPP, 7/16/11]
Source: dscc.org

Medicare Pilot Program for Montana Asbestos Victims

Chicago Class Act ion Lawsuits Ankin Law Office LLC Protecting the Rights of Injured Workers 162 W Grand Ave Chicago, Illinois 60654, United States Tel: 312-346-8780 or 800-442-6546 Fax: 312-346-8781 Email: howard@ankinlaw.com Website: www.ankinlaw.com Blog: www.thechicago-injury-lawyer.com Medicare Pilot Program for Montana Asbestos Victims June 29, 2011 by Admin -BN In 2009, the Environmental Protection Agency declared a public health emergency arising from the long term asbestos exposure of Libby, Montana residents. The exposure occurred due to the operation of a vermiculite mine in Libby from the 1920s to 1990. Earlier this month, the Centers for Medicare & Medicaid Services announced that people residing in and near Libby that suffered from certain medical conditions would be eligible for Medicare under the Affordable Care Act’s “Exposure to Environmental Health Hazards” provision and could thus participate in a new Medicare Pilot Program for Asbestos-Related Disease. In order to qualify for the program, applicants must: 1) qualify for Medicare under the Affordable Care Act’s “Exposure to Environmental Health Hazards” provision; 2) live in Lincoln or Flathead County, Montana; 3) have Medicare Part A (hospital insurance); and 3) have Medicare Part B (medical insurance). The program is designed to provide services that Medicare would not usually cover by offering comprehensive, coordinated health care coverage for those detrimentally affected by the asbestos exposure. As explained in this NBC news article, the pilot program will cover the following services not normally covered by Medicare: Special home care services Special medical equipment Help with travel to get care Special counseling, for example, help quitting smoking Nutritional supplements Prescription drugs not covered by Medicare drug plans (Participants in the Pilot Program must be in a Medicare drug plan to receive this benefit). ANKIN LAW OFFICE LLC Chicago Workers Compensation
Source: jdsupra.com

MT: Governor seeks pilot program for cheaper drugs for state employees

A May 4 financial analysis found that the facility could save as much a $12.3 million during a three-year period and $20 million over five years. The report also projects that once a statewide system is set up and has full participation by state employees and the university system, the savings could be $100 million in five years, officials said. They said those savings are based on cost efficiencies and improving health of members.
Source: watchdog.org

DownWithTyranny!: Denny Rehberg And David McKinley, Fearing Their States’ Voters, Try Throwing Ryan And His Budget Overboard

The other day Bill Moyers wrote how the extreme right– for the first time since Barry Goldwater– finally have a reason to be happy. “[I]n Paul Ryan, the Golden Boy from Janesville who schooled himself in the ideology of right-wing think tanks inside the Beltway, they finally have one of their own– a true believer for the new Gilded Age. The country, too, now has a choice, not an echo. And that should add up to a definitive election in November.” Moyers was writing about the presidential election. But it’s also true of the congressional elections. Savvy Republican politicians are sensing that… and many are desperately trying to distance themselves from Ryan’s plan to kill Medicare, even though they voted for it, many of them several times. Denny Rehberg, now in a tight race for the Montana Senate seat held by Jon Tester, voted against it and he’s running TV ads to make sure Montana voters know he abandoned the GOP leadership on Bush’s bankster bailout (causing Boehner to label him a “knuckle-dragger”), on their job exporting trade policies and, of course, on Ryan’s highly toxic budget. Watch: The script the Montana Republican Party came up with says: “Rehberg refused to support a Republican budget plan that could harm the Medicare program so many of Montana’s seniors rely on… and that’s good for Montana.” Logically it would be even better for Montana, not to mention the rest of the country, if the Republicans who are pushing these awful policies didn’t have the majority they’re seeking to shove this garbage down everyone’s throats. The first time Ryan’s Medicare-killing budget got out of committee and was voted on was the day after April Fool’s Day, 2009. It was soundly defeated, 293-137 and 38 Republicans joined all 255 Democrats voting against it. Denny Rehberg was not among those 38. He voted for the Ryan budget and he voted to kill Medicare. So that ad above isn’t really correct. Ryan changed it the following year (H.R. 4529) but it definitely would have killed Medicare and would have started the process of turning Social Security over to his cronies on Wall Street. It died in committee. But then dozens of teabaggers and other right-wing extremists were elected to Congress and Ryan was ready. It sailed through committee and passed the House on April 15, 2011, 235-193. Every Democrat plus four Republicans– Walter Jones, David McKinley, Ron Paul and Denny Rehberg– voted against it. (A month later the Senate killed it 57-40, with 5 Republicans– Scott Brown, Lisa Murkowski, Rand Paul, and the two Maine ladies– joining most of the Democrats in rejecting it.) Ryan introduced a new version this past March and the House passed it 228-191, this time with 10 Republicans joining every Democrat in opposition. Ron Paul was away from Washington campaigning for the presidency but, again, Walter Jones, David McKinley and Denny Rehberg voted NO– along with 7 Republicans worried about their reelection prospects: Justin Amash (R-MI), Joe Barton (R-TX), Johnny Duncan (R-TN), Chris Gibson (R-NY), Tim Huelskamp (R-KS), Todd Platts (R-PA), and Ed Whitfield (R-KY). [Connie Mack (R-FL), already thinking about running for the Senate, called Ryan’s budget “a joke” and managed to avoid voting one way or the other.] So these Republicans are the good guys? Not a chance! Most of them are either shilling for some corporate cronies who didn’t get all they wanted or are afraid of defeat at the polls. And, as Sue Thorn explained, they voted for it anyway when it came up again as a cynical “deem and pass” maneuver. A “deem and pass” move allows lawmakers to support a piece of legislation when voting for a separate bill. Before voting on H.R. 4089, an unrelated piece of hunting and fishing legislation, House lawmakers voted to support the Ryan budget, “deeming and passing it.” McKinley and Rehberg both voted to deem and pass and both are now frantically advertising their claims to have opposed Ryan’s budget. Sue Thorn isn’t letting McKinley get away with it and she’s been making sure the local media knows he’s trying to mislead the voters. “Ryan’s budget is in the limelight once again now that Ryan has been selected as the Republican vice-presidential nominee. Voters deserve to know the truth about whether our representatives support or oppose this budget. “After admitting the Ryan budget would hurt seniors, the congressman voted to pass it. Voting to end Medicare is a shameless move. Seniors deserve better than having to choose between groceries and life-saving medications. The Ryan budget is wrong because it would raise costs for seniors by thousands of dollars and end Medicare as we know it. We can’t turn back on the promise we made to seniors. “The Ryan budget is an undeserved punishment for working people. My opponent voted to increase taxes for low-income earners to cut taxes for millionaires and give tax breaks to Big Oil corporations. To raise profits for Republican donors, the bill eliminates funds we need in middle class communities for roads and bridges, law enforcement and emergency response. “The bill slashes Pell Grants and strips funds from schools, all to cut tax rates for the upper 1 percent. We shouldn’t be punishing people for going to school and striving to contribute to society. Since taking office, my opponent has continually showed his allegiance to billionaires and special interests, as well as his disdain for working people. Voting to pass the Ryan budget is just another example of how the congressman’s top 1% values don’t align with the middle class values of the people of West Virginia.” If you’d like to help Sue get that message out throughout the sprawing West Virginia first district, here’s how you can.
Source: blogspot.com

Governors hesitant over Medicare expansion

The range of state leaders expressing unease suggests that implementing the law could be rough going, with divisions not always breaking along party lines. The topic is likely to factor prominently in this weekend’s meeting of the National Governors Association in Williamsburg, Va. And it has been fueled by a long list of unanswered questions about the choice now before states.
Source: boston.com

Free Medicare Seminars and Counseling Available

Posted by:  :  Category: Medicare

Stocking the FINRA info tables by Newton Free LibraryPartly cloudy. Isolated showers and thunderstorms early in the morning…then scattered showers and thunderstorms in the late morning and afternoon. Highs in the upper 80s near the coast and in the lower 90s inland. South winds 5 to 10 mph becoming southwest in the afternoon. Chance of rain 40 percent.
Source: patch.com

Video: Saving Medicare: Free Market Reforms Are Better than Bureaucratic Rationing

Santa Barbara Village to Host Free Medicare Workshop

Santa Barbara Village hopes the workshop will also introduce local seniors to, or remind them about, this free community resource. In addition to providing Medicare counseling, HICAP also helps people understand supplemental insurance, HMOs and long-term care insurance, and provides information and assistance with understanding Medicare benefits and rights, solving medical billing problems, filing claims and appeals, and comparing insurance plans.
Source: noozhawk.com

National Medicare Education Week: Online Health Care Resources Free Educational Event in Fort Smith

Care Improvement Plus is hosting a hands-on educational event in Fort Smith, AR as part of National Medicare Education Week (Sept. 15 – 22, 2012). The event is designed to help baby boomers, Medicare beneficiaries, their families and caregivers learn more about Medicare, social media, and how to find the Medicare coverage that’s best for them. Attendees can also participate in hands-on breakout sessions to learn how to use online resources to understand Medicare and manage their health care needs. There is no cost to attend, but registration is required. To RSVP, call 1-866-673-3545 TTY 711.  More information is available at NMEW.com.
Source: thecitywire.com

Milwaukee Community Journal

UnitedHealthcare and Care Improvement Plus – with the support of AARP, Ameriprise Financial and the National Family Caregivers Association – are hosting hands-on educational events in Milwaukee as part of National Medicare Education Week (Sept. 15 – 22, 2012). The events are designed to help baby boomers, Medicare beneficiaries, their families and caregivers learn more about Medicare and how to find the coverage that’s best for them. Attendees can also participate in a hands-on computer workshop to learn about online resources and popular social media sites that can help them connect with family and friends and improve their understanding of Medicare. There is no cost to attend, but registration is required. More information is available at NMEW.com.
Source: communityjournal.net

Free Condoms & Lollipops

The program is part of a major shift for Medicare, which historically has paid hospitals and doctors based on the nature of services they provided to patients without taking into account how good a job they did. Medicare has already launched several trial programs that are intended to reward hospitals based on performance, but those are voluntary; the value-based purchasing program is the first one that will be applied to nearly all acute care hospitals regardless of whether they want to participate. It kicks in at the same time that 2,211 hospitals will also begin losing money because of high readmission rates, another program created in the health law. 
Source: freecondomsandlollipops.com

CMS Enlists Pharmacies To Advertise Free Medicare Benefits

Millions of brochures and guides have informed beneficiaries about annual wellness and prevention care services available at no extra cost. Federal health officials have now partnered with pharmacies to distribute information to Medicare patients about coverage benefits and preventive health services.  (Source: AMA News)  [Read article]
Source: worh.org

Covering Medicare: Free training on care, costs, and consequences : BusinessJournalism.org Reynolds Center for Business Journalism

I am digital director at the Reynolds Center for Business Journalism, which I joined in 2009. Before that I was Online Community Manager for azcentral, the online site for The Arizona Republic. Before arriving in Arizona, I worked at Newsday where I was Deputy Business Editor. I was the small business editor at BusinessWeek Online. I teach journalists to use Twitter, Facebook and other social media tools to expand and manage their networks. And I am a cofounder of #wjchat, a weekly Twitter chat about web journalism. You can reach me at Email: Robin.Phillips@BusinessJournalism.org OR RobinJPhillips.com OR @RobinJP
Source: businessjournalism.org

County to Offer Free Medicare Workshops

Case workers will provide information about Medicare Parts A, B, C, and D and explain how to use Elderly Pharmaceutical Insurance Coverage (EPIC) for even greater savings.  EPIC is a New York State-sponsored plan that helps eligible seniors pay prescription drug costs.  They will also discuss Medigap insurance, cost-sharing and preventive benefits.
Source: patch.com

2012 Medicare Open Enrollment Period

You can also enroll for the first time in a Part D plan during AEP if you did not enroll during your open enrollment window when you first became eligible for Medicare Part B.  If you do not have credible drug coverage, you may be subject to the Part D late enrollment penalty.  This penalty is calculated by adding 1% to your premium for each month you were not enrolled and should have been.
Source: ohioinsureplan.com

What will happen to Medicare under the new affordable healthcare act?

The ACA strengthens Medicare and helps seniors take charge of their health. The law provides important benefits such as free preventive services, free annual wellness visits, and a 50% discount on prescription drugs for Medicare recipients in the coverage gap known as the “donut hole.” You can also work with your doctor to create a personalized prevention plan.
Source: usinsurancenet.com

New Initiative: NY Medicare Rx Access Network

Posted by:  :  Category: Medicare

Record shop Ithaca, NY by exaktaIn the new report, IMS examined the medicines covered under Medicare Part D from 2006 to 2010. It found that a group of brand-named (patented) medicines representing 28% of the all Part D 2006 spending lost patent protection during this period. At the same time, generic versions of those medicines became available to patients. This generic competition with brand name drugs helped save Medicare $8.1 billion. IMS also reports that generic competition will result in additional savings to Medicare over the next several years as another large group of medicines will lose patent protection.
Source: newyorkhealthworks.com

Video: New York: Medicare Fraud Summit Remarks (DOJ)

Laura D'Andrea Tyson: Evidence vs. Ideology in the Medicare Debate

Both Governor Romney and Representative Paul D. Ryan have promised to repeal the Affordable Care Act and with it the reforms behind the $716 billion in Medicare savings (although Mr. Ryan duplicitously counts the savings from these reforms in his deficit-reduction plan). Medicare beneficiaries would be the losers. They would lose the benefits of better care at lower cost. They would lose the plan’s expanded Medicare coverage for prevention benefits and prescription drugs, and they would be forced to pay higher premiums and co-pays as a result of faster growth in Medicare costs.
Source: nytimes.com

Making the Election About Race

The result is a campaign run at two levels. On the trail, Paul Ryan argues that “we’re going to make this about ideas. We’re going to make this about a positive vision for the future.” On television and the Internet, however, the Romney campaign is clearly determined “to make this about” race, in the tradition of the notorious 1988 Republican Willie Horton ad, which described the rape of a white woman by a convicted African-American murderer released on furlough from a Massachusetts prison during the gubernatorial administration of Michael Dukakis and Jesse Helms’s equally infamous “White Hands” commercial, which depicted a white job applicant who “needed that job” but was rejected because “they had to give it to a minority.”
Source: nytimes.com

NY Times: Don’t Believe Republicans on Medicare

When I went to the hospital that morning with severe chest pain they immediately ruled out a stroke or heart attack but kept me for three days of stress tests that finally cost $33K.  They saw I had Medicare with supplemental and they had the machines and doctors ready to go.  After passing several tests I called my Gastroenterologist who performed an esophagus scan which revealed I had an infection in my esophagus period. Just take these antibiotics.   The hospital kept me for another day so they could use every machine they had.  After threatening to escape out the window they finally released me.  While I’m thankful I passed the tests it pisses me off they were able to spend that much Medicare money  with no regulation.  They had to know I didn’t need all those expensive tests.
Source: talkleft.com

PR: “Grimm” Reaper March Dramatizes Attack On Medicare, Tax Breaks for Millionaires

Led by costumed “Grimm Reapers of Medicare,” the protestors marched to Congressman Grimm’s Brooklyn Office. Along the way protestors passed out “checks” from Representative Grimm made out to the wealthiest Americans for $160,000 a year.  The checks, including a banner-sized one held by marchers, symbolized the vote Grimm cast before leaving on August vacation that gives $160,000 a year in tax cuts to the wealthiest Americans who make over $1 million a year while raising taxes on 25 million working families.
Source: vocal-ny.org

NY Downtown Hospital Reaches $13M Fraud Settlement

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Source: wnyc.org

The New York Divide: MediCARE is Raided Over $700 Billion To Pay for ObamaTax

The Congressional Budget Office has confirmed that ObamaTax (also know as the UNaffordable “Care” Act) will raid over SEVEN HUNDRED BILLION DOLLARS from our senior citizens to pay for a disastrous Democrat experiment.  Senior citizens have been paying into MediCARE their entire life, and to now defund MediCARE should be considered a criminal act.  Forget that health care costs and health insurance costs have skyrocketed (with even more velocity than before 2009) over the past three years.  Forget that ObamaTax adds 21 new taxes to an already struggling economy.  Forget that ObamaTax adds an endless bureaucratic maze that includes thousands of new IRS agents to comb through citizens tax returns and medical information.  Remember that ObamaTax cuts over $700 Billion from seniors that have been paying into and depend on MediCARE, and also implements IPAB (a powerful unelected officials to further ration and restrain MediCARE spending indicating that it will probably not stop at $700 Billion) and robs benefits that rightly belong to our seniors. From Heritage: According to the CBO, the payment cuts in Medicare include:
Source: nydivide.org

How Romney and Ryan Stand on Medicare

In Miami on Monday, Mr. Romney did say “there are places that my budget is different than [Mr. Ryan’s]” but insisted “we’re on the same page.” Asked to name a specific difference, he couldn’t. “Well the items that we agree on I think outweigh any differences there may be. We haven’t gone through piece by piece and said, ‘Oh, here’s a place where there’s a difference.’” He didn’t take the opportunity to assure the Florida press that a Romney administration would keep Medicare intact. Quite the opposite. He said: “My plan for Medicare is very similar to his plan for Medicare.”
Source: nytimes.com

Blue Cross and Banner Health to offer insurance for seniors

Posted by:  :  Category: Medicare

ObamaCare - Where you're just a Tax Figure by Richard Loyal FrenchThe new plan, which will be marketed during Medicare enrollment this fall, will be called Blue Cross Blue Shield of Arizona Advantage. The plan will assume Banner Health’s existing 22,000-member Medicare Advantage plan, called the Banner MediSun Medicare health plan. It will be available to Medicare-eligible residents in Maricopa County and parts of Pinal County.
Source: azcentral.com

Video: Blue Cross Medicare Supplement – Affordable or Not?

Blue Cross & Blue Shield has plan in place for

Blue Cross & Blue Shield has plan in place for those affected by Isaac In the aftermath of Hurricane Isaac, Blue Cross and Blue Shield of Louisiana is serving its members, including those state employees insured through the office of group benefits, as they deal with the aftermath of the storm. Twelve Iowa Communities Submit Applications to Become Blue Zones Project Demonstration Sites Wellmark Blue Cross and Blue Shield and Healthways announced that 12 communities have applied to be among the second of Blue Zones Project demonstration sites in Blue Cross Blue Shield of Massachusetts Celebrates 75 Years of Community Leadership with Second Annual Company-wide … Blue Cross Blue Shield of Massachusetts will celebrate its 75-year legacy of community partnership and support with its second annual company-wide Service Day. On Septembe
Source: medicare-news.com

Research finds Medicare and private insurance spending similar throughout Texas

Variations in health care spending by Medicare and Blue Cross Blue Shield of Texas (BCBSTX) are similar throughout the state despite previous research, which found significant spending differences between the private and commercial sector in McAllen, Texas. The latest research results from the University of Texas Health e Center at Houston (UTHealth), the Commonwealth Fund, and the Brookings Institution are published in the December issue of the American Journal of Managed Care.
Source: sciencecodex.com

Why Medicare Must Be Reformed, in One Chart

As or more important, there is no moral case for continuing either program. By design, they shift money from relatively young and relatively poor workers to relatively old and relatively wealthy retirees, thereby reversing the natural order of civilization. If the government is going to support needy citizens, let it do so based on actual demonstrated need rather than an arbitrary age limit that doesn’t seriously account for accumulated wealth. 
Source: reason.com

Anthem Blue Cross Ca, health insurance California, Anthem Blue Cross California

• Medicare will suffer from drastic cuts, and senior citizens will lose some benefits. While health care reform does slow the growth of Medicare spending over the next decade, it does not cut spending from one year to the next. The growth of fees paid to hospitals, home health agencies and other providers will be reduced, as well as payments to private Medicare Advantage insurance plans. While basic benefits provided under Medicare will be retained and some new benefits have been added, the aforementioned cuts in reimbursement to insurers may result in senior citizens paying hundreds of dollars more per year in out-of-pocket costs. The cuts may also prompt the reduction or elimination of extra benefits formerly included in private plans. However, one advantage of the legislation is the elimination of a co-pay for certain preventive services.
Source: pressreleasesworld.com

Are Medicare's new quality incentives large enough to change hospital behavior?

The program is part of a major shift for Medicare, which historically has paid hospitals and doctors based on the nature of services they provided to patients without taking into account how good a job they did. Medicare has already launched several trial programs that are intended to reward hospitals based on performance, but those are voluntary; the value-based purchasing program is the first one that will be applied to nearly all acute care hospitals regardless of whether they want to participate. It kicks in at the same time that 2,211 hospitals will also begin losing money because of high readmission rates, another program created in the health law. 
Source: minnpost.com

BlueCross Medigap Insurance Plans

All agents have the SAME RATES and premiums quoted by a Medigap agent are IDENTICAL to the rates you will get from a BlueCross home office representative. The problem with going direct to BlueCross is they can only tell you about BCBSGA plans and rates.
Source: georgia-medicareplans.com

Anthem Blue Cross California

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Source: scoop.it

Blue Cross & Blue Shield of NC Shows High Blue Medicare Ratings

[…] affordable BCBSNC blue advantage Blue Cross blue cross nc blue options Blue Options HSA coinsurance compare copay deductible dental blue dental insurance article dental insurance guide dental insurance information dental insurance tips finance health Health care health insurance health savings account Health Savings Accounts help with prescriptions high deductible health plan insurance Life Cover life insurance life insurance article life insurance guide life insurance information life insurance tips long term care insurance article long term care insurance guide long term care insurance information long term care insurance tips medicare NC North Carolina out-of-pocket ppo premiums rx help savings Term Life InsuranceSource: richdayhealthplans.com […]
Source: richdayhealthplans.com

Ask The Experts: Retirement

First, please review previous Q&As to see if your question already has been answered. If you cannot find the answer, submit your question to our Retirement expert at fedexperts@federaltimes.com PLEASE NOTE! Do not submit ANY questions via the Comments form. Questions submitted via the Comments form will NOT be answered!
Source: federaltimes.com

Brad DeLong: The Policy Substance Underlying Today’s Politics

Posted by:  :  Category: Medicare

Old people read alone... by Ed YourdonHey seniors! The Republican platform calls for turning Medicare into a voucher program and for eliminating important benefits for you–they want to reopen the Medicare drug “donut hole”. They would want to raise your Medicare premium by an average of $577/yr a decade from now. Why? Because they seem hell-bent on restoring $716 billion in wasteful Medicare payments to insurance companies and over-treating specialists. We don’t know the full details. They won’t tell us. Republicans’ rhetoric and plans keep shifting as the American people responds with dismay to what Republicans propose. It won’t be good. We do know that two-thirds of Medicaid dollars are used to care for the elderly and the disabled, and that the Republicans have pledged to cut Medicaid dramatically.
Source: typepad.com

Video: Dental Insurance Commercial for Folks on Medicare

Some Clear Thinking On The Debt…

If you haven’t heard yet, the United States of America just hit $ 16 trillion in debt yesterday. On a gross, nominal basis, this makes the US, by far, the greatest debtor in the history of the world.  It took the United States government over 200 years to accumulate its first trillion dollars of debt. It took only 286 days to accumulate the most recent trillion dollars of debt. 200 years vs. 286 days. This portends two key points:  1. Anyone who thinks that inflation doesn’t exist is a complete idiot;  2. To say that the trend is unsustainable is a massive understatement.  At an average interest rate of 2.130%, Uncle Sam will shuffle $ 340 billion out the door just in interest payments this year… and it’s a number that’s only going up. To put it in context, China owns so much US debt that the INTEREST INCOME they receive from the Treasury Department is nearly enough to fund their entire military budget.  It’s rather disgusting when you think about it.  Yet when you look at the raw numbers, there is no sign of improvement anywhere on the horizon. Last year, the Treasury Department brought in about $ 2.3 trillion in tax revenue. They spent $ 2.9 trillion JUST on -mandatory- programs like Social Security and Medicare, plus the very sacrosanct defense budget.  In other words, the US government was $ 600 billion dollars in the hole before paying a dime of interest on the debt, or paying the light bill at the White House. In fact the government’s own numbers reflect a budget deficit through the end of the decade, i.e. the debt level is only going to get higher. These are their own figures.  In the 19th century, the Ottoman Empire was facing a similar debt crisis. In just 11-years, the Ottoman central government went from spending 17% of its tax revenue on interest payments, to spending over 52% of its tax revenue on interest payments. Then came default. Eleven years. The US is at 15% right now. How long will it take for the interest burden to become unbearable?  History is full of examples of superpowers bucking under the weight of their debt. This is not the first time that it’s happened, and it won’t be the last.  Sovereign debt is a giant confidence game. Investors buy bonds on the belief that governments can (and will) pay. When that confidence is chipped away, the cost of capital becomes debilitating. And people tend to notice a $ 16 trillion debt burden.  This is banana republic stuff, plain and simple… and smart, thinking people ought to be planning on capital controls, wage and price controls, pension confiscation, and selective default. Because the next trillion will be here before you know it.
Source: thetraderswire.com

New Look for Medicare.gov

Now you can get to the Medicare Part D Plan Finder by clicking on the yellow box labeled “Find Health and Drug Plans” to the left of the picture on the homepage.  This will take you to the familiar Plan Finder.  Once there, if you click on the video to help guide you through the Plan Finder, the first page will look like the older version of the website where you clicked on the blue words “Compare Drug and Health Plans” to get to the Plan Finder. 
Source: retirementeducationplus.com

Is Medicare Part B Enrollment Necessary?

Part B covers several medical needs that Part A does not. It helps cover many outpatient services you may need including doctor visits, clinical laboratory services, as well as some preventive services including examinations. Maybe this will clarify the situation better. The Original Medicare Part A is pretty black and white about coverage, leaving you to add Part B for any other medical coverage.
Source: seniorcorps.org

American Living Overseas Getting Social Security & Medicare Benefits

Living overseas has no effect on you getting your social security IF you are living in the right country.  If you decided to live in Cuba or North Korea in your retirement, you won’t be getting any of YOUR social security payments sent to you (edit.note:  “haven’t we punished Cuba enough yet?  Canadians are going there with no problems”).  But also if you decide to retire in Cambodia, Vietnam, or in the republics of the former Soviet Union (except for Armenia, Estonia, Latvia, Lithuania and Russia) you also cannot get your social security check sent to you.  The social security police will hold your payments until you relocate to a place that agrees with them (Note:  there are some exceptions to this policy in these latter countries, usually by going to the embassy in those countries each month to get your check).
Source: americanexpatchiangmai.com

Viewpoints: Adding A Middle Man To Medicare; Circumcision Wars; Who Is An Extremist On Abortion?

Medpage Today: How To Replace The AMA The divide between physicians who think that the AMA should fight for them and those who think that the AMA should fight for the health of the people seems too large to bridge in 2012. When you add to that the often expressed belief that the AMA fails on both fronts, it really becomes unsalvageable. … I see only three ways to rescue the AMA. Membership in the AMA, state, and county medical association could be made a legal condition for state medical licensure, or a national medical license. Or, the AMA could change its key objective. It could either become a lobbying organization representing all physicians with group bargaining, to the fullest extent of the law, or a new law that allows collective bargaining. Or, it could follow its current key objective and truly “promote the art and science of medicine and the betterment of public health” and stop also trying to represent the financial interests of its members (Dr. George Lundberg, 8/27). 
Source: kaiserhealthnews.org

Using Medigap As A Medicare Supplement

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSYou must currently be enrolled in Part A and Part B of government coverage to buy a Medigap policy. If you want to go back to government insurance when you have an Advantage Plan, you need to apply for a policy before the end of your coverage period. Currently a Medigap policy having the letters E, H, I, and J are no longer being sold. However, individuals can keep these plans as long as the monthly payments continue to be made.
Source: cardealersinsurance.net

Video: Choosing a Medicare Supplement Policy in 2011

Get a Good Medicare Supplement Quote

Medicare supplements are basically health insurance plans, which aim at filling in the gaps of the Medicare coverage. It is a private health insurance policy which increases the original Medicare plan effectively. Often it is seen that it offers as a great helping hand by paying off many health expenses, which is not included within the Medicare plan. If you are under a Medicare policy, it is still recommended to purchase a supplement program, as both of them have their share of Medicare-approved amount for specific health care expenses.   Usually, the basic benefits offered by the Medicare supplement tend to be same. These policies also follow the Federal and state laws to protect you. By the standardization of the Medicare policies and quotes by the Federal, it has become convenient to opt for the best supplement quote smoothly.  By getting a good Medicare supplement quote, you can grab the best medical care facilities at affordable price rates.
Source: qufranciscanpress.com

American Financial (AFG) Closes Sale Of Medicare Supplement And Critical Illness Businesses

AFG’s balance supplemental insurance operations consist solely of its run-off long-term care business, which has a book value of approximately $170 million, and which will continue to be based in Austin, Texas. AFG’s Austin-based life and annuity operations will transition to its home office in Cincinnati, Ohio before the end of the year.
Source: istockanalyst.com

Meeting Your Health Care Needs With Medicare Supplemental Insurance

The question remains though of how do you find out which Medicare supplemental policy will meet your needs while being cost effective on covering the extra expenses. Finding the information you need to help you make a decision about the policy and coverage best suited for you is very important. If you end up making the wrong decision about the coverage you choose you might find that you are not covered when you really need it. Thankfully there are companies available online that help you compare rates, view policy information and insurance companies without providing personal information.
Source: professional-article-marketing.com

MedicareSupplementPlans.com Offer Comparison Shopping Resource for Medicare Supplement Plans

Medicare covers some medical expenses, but it doesn’t cover everything. Medicare leaves gaps in patient coverage, and without a supplementary insurance plan, these gaps must be paid out-of-pocket. For that reason, Medicare supplement insurance plans are becoming a popular way to fill in the gaps left by Medicare coverage. Today, many top insurance providers offer some type of Medicare supplement plans. However, some of these plans are better than others. Some supplement plans might only fill in a few gaps left by Medicare coverage, while other plans comprehensively cover seniors in any circumstance. Some supplement plans are priced affordably, while others are expensive. MedicareSupplementPlans.com has been gaining a lot of attention lately by helping seniors quickly and easily compare any type of Medicare supplement plans. At MedicareSupplementPlans.com, visitors will find information about the best Medicare supplement plans in the country. The website states that these plans – also known as ‘Medigap’ insurance plans – cost far less than what many people expect. A spokesperson for MedicareSupplementPlans.com explained what the site hopes to accomplish: “Our goal is to connect visitors with the best possible Medicare supplement plans for their needs. There are so many different ‘Medigap’ plans available in this country, and finding the right one can be difficult for those who don’t have experience in the industry. That’s why we offer free insurance quotes that can be filled out in just minutes or allow people to be guided by our team of experienced representatives. We want to make it as simple as possible for consumers to select the most appropriate policy at the best possible price.” Using the website, visitors can also discover the specific benefits included in Medigap insurance plans. The website describes the specific types of Medigap plans offered by insurance companies across the states, and plans are identified by the letters A, B, C, D, F, G, K, L, M, and N. Each of these plans is the same for every insurance company. For example, Plan F Medigap from one insurance company will be identical to Plan F Medigap offered by another insurance company. The website features a detailed list that shows what each plan covers in a simple to navigate chart. The information on MedicareSupplementPlans.com is catered to those in California. The website features unique pages for every county in California, and visitors can easily compare California Medicare plans from anywhere in the state. Whether seeking to fill in the gaps left by insufficient Medicare coverage, or simply wanting to learn more about the types of insurance plans available, MedicareSupplementPlans.com allows users to compare the different types of Medicare supplement plans available today. By filling out the free insurance quote form included on the front page, visitors can receive a free quote within hours. About MedicareSupplementPlans.com MedicareSupplementPlans.com educates visitors about Medicare supplement plans, which are designed to fill in the gaps left by Medicare coverage. The website allows users to instantly receive a free insurance quote for insurance in their area. For more information, please visit: http://www.medicaresupplementplans.com
Source: sbwire.com

Is Medigap Medicare Supplement Insurance Available Through Various Providers?

Posted by:  :  Category: Medicare

MORE DIRTY TRICKS FROM YOUR SOCIALIST/MARXIST   PRESIDENT AND HIS NASTY LITTLE ADMINISTRATION HACKS by SS&SSThe time to purchase a Medigap supplement is during open enrollment, which is the first day of the birth month, or the day first enrolled in Medicare. This open window will last for six months. If enrolled during the open window period, the senior can not be denied coverage for any condition they may develop afterwards. This is not the case if the plan is not purchased during this period. Insurance carriers can deny coverage based on health if the senior purchases a policy outside of this time frame.
Source: seniorcorps.org

Video: Medicare Supplement Insurance Plans – Where Do I Start?

MedicareSupplementPlans.com Offer Comparison Shopping Resource for Medicare Supplement Plans

Medicare covers some medical expenses, but it doesn’t cover everything. Medicare leaves gaps in patient coverage, and without a supplementary insurance plan, these gaps must be paid out-of-pocket. For that reason, Medicare supplement insurance plans are becoming a popular way to fill in the gaps left by Medicare coverage. Today, many top insurance providers offer some type of Medicare supplement plans. However, some of these plans are better than others. Some supplement plans might only fill in a few gaps left by Medicare coverage, while other plans comprehensively cover seniors in any circumstance. Some supplement plans are priced affordably, while others are expensive. MedicareSupplementPlans.com has been gaining a lot of attention lately by helping seniors quickly and easily compare any type of Medicare supplement plans. At MedicareSupplementPlans.com, visitors will find information about the best Medicare supplement plans in the country. The website states that these plans – also known as ‘Medigap’ insurance plans – cost far less than what many people expect. A spokesperson for MedicareSupplementPlans.com explained what the site hopes to accomplish: “Our goal is to connect visitors with the best possible Medicare supplement plans for their needs. There are so many different ‘Medigap’ plans available in this country, and finding the right one can be difficult for those who don’t have experience in the industry. That’s why we offer free insurance quotes that can be filled out in just minutes or allow people to be guided by our team of experienced representatives. We want to make it as simple as possible for consumers to select the most appropriate policy at the best possible price.” Using the website, visitors can also discover the specific benefits included in Medigap insurance plans. The website describes the specific types of Medigap plans offered by insurance companies across the states, and plans are identified by the letters A, B, C, D, F, G, K, L, M, and N. Each of these plans is the same for every insurance company. For example, Plan F Medigap from one insurance company will be identical to Plan F Medigap offered by another insurance company. The website features a detailed list that shows what each plan covers in a simple to navigate chart. The information on MedicareSupplementPlans.com is catered to those in California. The website features unique pages for every county in California, and visitors can easily compare California Medicare plans from anywhere in the state. Whether seeking to fill in the gaps left by insufficient Medicare coverage, or simply wanting to learn more about the types of insurance plans available, MedicareSupplementPlans.com allows users to compare the different types of Medicare supplement plans available today. By filling out the free insurance quote form included on the front page, visitors can receive a free quote within hours. About MedicareSupplementPlans.com MedicareSupplementPlans.com educates visitors about Medicare supplement plans, which are designed to fill in the gaps left by Medicare coverage. The website allows users to instantly receive a free insurance quote for insurance in their area. For more information, please visit: http://www.medicaresupplementplans.com
Source: sbwire.com

How you can choose right Medicare supplement plan?

There are many Medicare advisor companies are working. But My Medicare advisor is best rather than others. My Medicare advisor first gives the full guidance to client. We help for getting more coverage in low cost. We have 25+ year experience and thousands of people joined us. We promise that we will assist you in future for all problems. Medicare is a very complex problem for everyone isn’t easy. Many insurance companies are giving different coverage in same plan. By these reason you are confused and you can’t do selection of right Medicare plan.
Source: scribbleprint.com

American Financial (AFG) Closes Sale Of Medicare Supplement And Critical Illness Businesses

AFG’s balance supplemental insurance operations consist solely of its run-off long-term care business, which has a book value of approximately $170 million, and which will continue to be based in Austin, Texas. AFG’s Austin-based life and annuity operations will transition to its home office in Cincinnati, Ohio before the end of the year.
Source: istockanalyst.com

FREE MEDICARE LEADS/ MEDICARE SUPPLEMENT LEADS/ INSURANCE SALES LEADS

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Source: thepromoter.com

Canadian Pharmacy Brings Outside Perspective to Medicare Part D

The Government is enforcing Medicare Part D. Proof of this is evident if considering the penalties individuals will incur by not joining Medicare Part D by May15th. The accumulative 1% penalty (per month) can become expensive over time and looks counter productive. It seems more likely the Government agenda is geared towards herding the public into a central plan and closing the doors for international prescription imports.
Source: taintedsupplement.com

Medigap North Palm Beach Fl

If you don’t do the necessary amount of shopping around, you may end up paying too much for Medicare Supplement Insurance. The different plans are standardized, which means they cannot be changed from one insurance company to another. If you have a supplemental plan in mind, find an insurance company that offers it at the best rate. You can cut the leg-work out of the process by calling an independent Florida Health insurance broker. We shop the various insurance companies for our clients, so they don’t have to. Our multiple company analysis lets clients quickly see which company offers the lowest quote for a particular plan.
Source: floridahealthinsurancebroker.com

United American Medicare Supplement Insurance Quotes

Fortunately, United American is one of those companies.  At present, they offer some of the lowest priced High Deductible F Plans across the state.  That is great for seniors who want a low priced Medicare insurance plan with a reasonable deductible.  (As of 2012, the HD Plan F deductible is $2,070 yearly.)
Source: ohioinsureplan.com

Brad DeLong: It Is Nice to See Glenn Hubbard Abandon the Fruitless Defense of Romney’s Plans as Arithmetically Coherent

Posted by:  :  Category: Medicare

Cassandra Q. Butts by Center for American ProgressWhat Glenn Hubbard does not say is that the “eventually higher taxes on all Americans” were baked into the cake by his and his political masters’ decision to go to war in Iraq and to expand Medicare benefits without achieving any administrative efficiencies. And now Romney is going down the same road. It is impossible to say what Romney would do, but right now I am being told that (a) Romney will reverse the Medicare efficiency improvements that reduce costs that are in the Affordable Care Act, (b) in the long run Romney will spend as much on Medicare as Obama would, (c ) in the long run Romney will spend as much on Social Security as Obama would, (d) Romney will spend more on defense than Obama would, (e) Romney will tax the rich less than Obama would.
Source: typepad.com

Video: Understanding Medicare Advantage Plans

Are Medicare Health Plans Available To Non

Legal residents are eligible for free coverage under Part A if they or their spouses paid Medicare taxes for a minimum of ten years. If a legal resident did not make the minimum number of payments, the resident is still eligible for Part A but must make premium payments for the coverage. Legal residents are also eligible for Part B but must make premium payments for the coverage, regardless of any Medicare taxes paid. Legal residents also have the option to receive their Part A and B coverage through Part C Medicare health plans, which are typically health maintenance organizations. Depending on the insurer chosen for Part C, the individual may receive benefit coverage greater than that offered through Parts A and B in exchange for using a limited network of health providers. Legal residents can also choose to enroll in prescription drug coverage under Part D but must make premium payments. Legal residents can also receive their Part D coverage through a Part C insurer.
Source: seniorcorps.org

Who invented Ryan’s Medicare Plan?

A new paper from the Heritage Foundation runs down the history of premium support and addresses some of the criticisms of premium support as it relates to Medicare. Currently, Medicare consists of four parts: Part A is hospitalization; Part B is physician and outpatient services; Part C is Medicare Advantage and Part D is the prescription drug program. Parts A and B operate as a traditional defined benefit program, that is Medicare taxes were collected throughout a worker’s working life and Parts A and B are the promised medical benefits. Parts C and D, however, were enacted much later and are both premium support programs. This means, instead of delivering promised benefits, Medicare gives seniors a stipend or voucher to purchase private insurance. In Part D, it is for prescription drug insurance and for Part C it is for plans that cover different services than the traditional Medicare insurance package. In essence, Medicare is already half premium support and half defined benefit. The report looks at the charge that offering seniors choice in their health benefits would result in massive premium increases. In 2012, average monthly premiums for Medicare Part C (Medicare Advantage) fell from $39 a month to $35.  For Part D, the monthly average premium also fell from $31 to $30. Over time, Medicare Part D premiums have remained relatively flat as the plans have passed on savings gained by moving toward more generic drugs. Another charge leveled at supporters of premium support plans is that seniors would be subject to all sorts of scams and would not be able to make rational choices regarding their own health care. The report quotes Henry Aaron of the left-leaning Brookings Institute:
Source: 60secondactivist.com

What Happens to Your Medicare Benefits When You Move Abroad?

Luckily, plans that offer medical insurance abroad are tailored to permanent and part-time residents of international locations, offer some portability for retirees who wish to travel and are both affordable and flexible. These plans allow a retiree to not only select a limit and deductible that is reasonable for their budget but also to choose coverage options that go well beyond just providing medical treatment. Some plans allow benefits for repatriation of remains and emergency medical evacuation as well as providing the usual overage for prescriptions, hospital stays and more.
Source: nyig.com

Medicare, Health Care Reform and 2013…

Five Star Ratings on Medicare Advantage Plans – To encourage Medicare Advantage plans to provide quality care, the ACA authorized Medicare to pay bonuses to Medicare Advantage plans, beginning in 2012, if they receive four or five stars on Medicare’s new five-star quality rating system. And, plans that received a 5 star rating would be able to enroll customers year-round; not just during Medicare’s annual enrollment period (AEP). (Source) The rating system measures how well plans: help customers stay healthy; perform on numerous customer satisfaction measures; price and safely administer drugs; and provide Medicare.gov updated plan information.
Source: ehealthinsurance.com

Too Much Focus on Medicare

There are important differences between Republicans’ and Democrats’ Medicare plans, especially on key technical issues like the speed of shifting the program away from fee-for-service payments. But as fact-checkers have descended on the campaigns — finding misstatements in Ryan’s charges and Sebelius’s counter-claims — they’ve also uncovered that the candidates’ Medicare proposals aren’t as wildly different as they appear on first blush. Neither plan involves rolling back benefits or coverage for current beneficiaries. And Romney’s proposed changes to the program, while largely unspecified, have dropped the dramatic overhauls once floated by his running mate Ryan.
Source: californiahealthline.org

Wash, Rinse, Repeat & Open Thread

First President to apply for college aid as a foreign student, then deny he was a foreigner. First President to have a social security number from a state he has never lived in. First President to preside over a cut to the credit-rating of the United States First President to violate the War Powers Act. . First President to be held in contempt of court for illegally obstructing oil drilling in the Gulf of Mexico . First President to require all Americans to purchase a product from a third party. First President to spend a trillion dollars on ‘shovel-ready’ jobs when there was no such thing as ‘shovel-ready’ jobs. First President to abrogate bankruptcy law to turn over control of companies to his union supporters. First President to by-pass Congress and implement the Dream Act through executive fiat. First President to order a secret amnesty program that stopped the deportation of illegal immigrants across the U.S. , including those with criminal convictions. First President to demand a company hand-over $20 billion to one of his political appointees. First President to tell a CEO of a major corporation (Chrysler) to resign. First President to terminate America ‘s ability to put a man in space. First President to cancel the National Day of Prayer and to say that America is no longer a Christian nation. First President to have a law signed by an auto-pen without being present. First President to arbitrarily declare an existing law unconstitutional and refuse to enforce it. First President to threaten insurance companies if they publicly spoke-out on the reasons for their rate increases. First President to tell a major manufacturing company in which state it is allowed to locate a factory. First President to file lawsuits against the states he swore an oath to protect (AZ, WI, OH, IN). First President to withdraw an existing coal permit that had been properly issued years ago. First President to actively try to bankrupt an American industry (coal). First President to fire an inspector general of Ameri-Corps for catching one of his friends in a corruption case. First President to appoint 45 czars to replace elected officials in his office. First President to surround himself with radical left wing anarchists. First President to golf 73 separate times in his first two and a half years in office, 102 to date. First President to hide his medical, educational and travel records. First President to win a Nobel Peace Prize for doing NOTHING to earn it. First President to go on multiple global “apology tours” and concurrent “insult our friends” tours. First President to go on 17 lavish vacations, including date nights and Wednesday evening White House parties for his friends paid for by the taxpayer. First President to have 22 personal servants (taxpayer funded) for his wife. First President to keep a dog trainer on retainer for $102,000 a year at taxpayer expense. First President to repeat the Holy Quran & tell us the early morning call of the Azan (Islamic call to worship) is the most beautiful sound on earth. First President to tell the military men and women that they should pay for their own private insurance because they “volunteered to go to war and knew the consequences”. Then he was the First President to tell the members of the military that THEY were UNPATRIOTIC for balking at the last suggestion. First President to side with a foreign nation over one of the American 50 states (Mexico vs Arizona).
Source: katzporch.com

Does Paul Ryan Want to Take Medicare Away From Seniors?

The Obama administration’s plan and Romney’s proposal, which is very similar to the proposal introduced by Congressman Ryan and Senator Ron Wyden (D-Ore.) in 2011, both recognize the need for holding down Medicare costs, but each takes a different approach. President Obama’s plan maintains traditional Medicare while seeking to use the power of the federal government to control prices and implement a variety of cost-control provisions aided by various positive and negative inducements. The Republican plan shifts costs from the government to beneficiaries, replacing traditional Medicare with vouchers whose value will grow more slowly than medical costs have been growing.
Source: thelandofthefree.net

Massachusetts Health Stats: Carol Shea Porter Puts All Obama Medicare Lies to Senior Citizens in One Letter

NOTE: I’m going all Medicare all the time until further notice. There’s nothing happening in Massachusetts anyways. The legislature passed its health-care price controls, screwed a few percent of the population, and headed off to their second or third homes in the Berkshires or on the Cape for the rest of the Northern Hemisphere summer. And then they are off to the Democratic convention. Look to the postings list to the left to see what’s new. The Obama Parade of Medicare Lies is never ending. (What would you expect of a guy who lied about his dying mother’s insurance situation to get elected?) Otherwise, whenever, Massachussetts Health Stats is an as-needed look at statistics about the Massachusetts healthcare delivery and insurance market and industry. On both Medicare and Massachusetts health care, this blog overcomes the attempts from those on both the left and right of the political spectrum to use statistics to impose needless changes on one of the best healthcare systems in the world.
Source: typepad.com

Cuts to Medicare Advantage Plans (PART C) not the deep dark secret it is made out to be

Now, why are these payments being cut? Well, the obvious answer is to save money and that is true, rather the truth is to save money to use somewhere else. The other factor is that these private plans compete with Medicare and before Obamacare Congress saw fit to pay these plans 114% of what the cost was for traditional Medicare. In other words they were being subsidized to a greater extent than Medicare. The idea was to make the plans more desirable to Medicare beneficiaries and the more beneficiaries who enrolled, the more risk was shifted from the government to the private insurers.
Source: quinnscommentary.com