Is Medigap G Better Than Medigap F?

Posted by:  :  Category: Medicare

DAMN!! -- I THINK WE'RE F*%KED by SS&SSMedigap is standardized.  That means that a Plan F with ABC Company is the same coverage as with XYZ.  The only difference is the logo on your ID card and the premium that you are charged.  In theory, although it does not always work this way, the premium is based on customer service, the size of the insurance company you have elected, and other various factors that cause one person to purchase coverage from one company while another person purchases the same coverage from a different company at a different price.
Source: wordpress.com

Video: Medicare Supplement plan F High Deductible Explanation

High Deductible Medicare Supplement Plan F

The Medicare supplemental insurance policy labeled high deductible Plan F is a standard plan F plan with a $2070 dollar yearly deductible and a significantly less monthly premium.  When choosing a form of Medicare insurance there are two common alternatives, they are:  Medicare A and B with a Medigap insurance policy or a Medicare Advantage plan.  A Medigap policy is the most popular alternative of these choices.  Once you have decided that a supplemental insurance policy is the best option for your health care needs the choice of which supplement policy comes next.  The Medicare Supplement Plan F is the Medigap policy with the most benefits and provides the best protection from medical bills.  A sometimes forgotten alternative to the plan F is the High Deductible Plan F.  The high F provides the exact same benefits as a standard F plan except it has a $2076 dollar yearly deductible.  The High F plan can be a less costly alternative for individuals that are in good health. The High Deductible F is an F plan with a $2070 yearly deductible.   For it to make good business sense your yearly charges for the High Deductible Plan F + your percentage of Medicare covered expense must be less than the cost of a Standard Plan F.  According to United American’s Company statistics a major percentage of policy holders have annual claims that are well below the deductible of $2070.  The actual numbers for 2010 are: 80% of an insurance companies policyholder’s ages 65-67 had annual claims of $524.
Source: medicare-supplement-advisor.org

Dave Fluker’s California Health Insurance Blog: California Medicare Supplement “Birthday Rule”

You can partially point back to AARP s original pricing over the past decade. Essentially, AARP would offer a sliding scale discount for new enrollees age 65. The first year might be 30 lower than the eventual price and this percentage would decrease over a period of time. Medicare is confusing enough to someone brand new to it so a new enrollee doesn t necessarily know how this discounted rate works. He or she just sees a rate that is 30 lower than the competitors for essentially the same level of coverage. There are two ways to look at this. One hand, you can say that AARP is providing a discount to new enrollees which they can take advantage of. Or, depending on how their rates match up with competitors 5 years years later (when the discount disappears), it smacks of a bait and switch. We re not here to cast judgement but want people who are comparing medicare supplement insurance rates to not only look at the rate now (presumably at age 65) but over the other age bands. If the rates accellerate as you get older relative to the competition, it s probably not a good deal. Keep in mind that you have a open enrollment window at age 65 (or when leaving group coverage in addition to a few others) so once you ve made a decision, it might be difficult to switch medigap plans later on if health changes. If your discounted medigap plan starts to go up at a faster clip than the other plans in later years, you may be stuck depending on your health. That s the real issue with the discounted rate. That discounted money has to come from somewhere and it s usually recouped on the back end since the underlying risk is the same. Source: theauthorplace.com
Source: medicarehelpco.com

In addition to medicare what supplemental health care insurance policy is the best?

A Medicare Supplement is accepted by any doctor that accepts Medicare anywhere in the U.S. It covers everything that Medicare covers. Plan F is the most comprehensive and purchased by the most people. Plan G would be next, covering everything that Plan F covers except for the Medicare Part B deductible ($140 in 2012). Supplements do not have drug coverage; you must purchase a separate stand alone drug plan. You can be declined acceptance if you have pre-existing conditions depending on the situation.
Source: insurance-center.org

A Quick Look Under the Hood of Medicare Supplement Plans

So what is a Medicare supplement plan? It’s a good question and if you’re turning 65 or newly introduced to Medicare from leaving a company sponsored insurance, then it’s a legitimate one. It’s important since you’re making a decision that may need to carry out for decades into the future so a good, solid understanding on what a Medicare supplement insurance plan is critical. Let’s take a look at what they are, how work, and how to choose one that’s right for you. First, obviously from the name ‘Medicare supplement plan”, you might guess that they’re intimately tied to Medicare and you would be correct. In fact, you can’t have a supplement plan unless you have both Medicare Part A AND Medicare Part B. Some people don’t realize that Part B (the physician part of Medicare to be simplistic) is required in order to even apply for a Medicare supplement plan. Part A is usually enrolled automatically or requires no payment while you must “opt in” for Part B and typically, there is a monthly premium that is paid or deducted from your Social Security check. You want to make sure to have this in place, ideally a few months prior to when you become eligible which for most people, is the 1st of the month in which they turn 65 or following coming off of group coverage. There are other triggers but these are the two main ones. So now, we know these plans require Medicare so to speak but what do they do with it? Medicare is a government sponsored health plan primarily for those over age 65 (pre-65 disabled are also eligible) and as rich as it is, there are some holes. The biggest holes are two deductibles (one for Part A hospital and one for Part B), a 20% coinsurance that you need to meet after deductibles, and outpatient medication costs. So that’s traditional Medicare. What are the Medicare supplement plans? They are insurance plans provided by private companies that fill in some or all these gaps depending on which one you select. Medicare is handled separately with the newly created Part D benefit which is also provided by private companies. Medicare supplement plans are private and many different carriers will offer them but the benefits are standardized which is really important. It makes it so much easier to choose than for the pre-65 market where there dozens of completely different plans across multiple carriers. An F Medicare supplement plan is an F plan, regardless of the carrier which brings some order to market. Knowing that, how do you go about choosing the right Medicare supplement plan for you? The standardization helps a great deal. If the benefits are the same than there are three factors in choosing a Medicare supplement plan. First, which letter plan (which determines which benefits you will have), and second, which carrier. We’ve written extensively on the first front with the winner being the F Medicare supplement plan by far. As to the second concern, it’s a question of monthly premium and carrier strength. How much does the Medicare supplement plan cost right now and how likely can the carrier keep those premiums stable going forward (relative to other carriers). This is a little trickier although most of the big carriers are typically within a few dollars of monthly premium for a given plan which makes sense. The easiest approach on this is to avoid carriers that are much higher or much lower than the average and we can help you quote multiple carriers to determine this average. If they’re much lower for a given Medicare supplement plan, you’re going to pay one way or the other since they’re all dealing with the same benefits and risk. If they’re much higher, well…that doesn’t make sense either. Hopefully, this is a good introduction to the world of Medicare supplement plans but feel free to ask us questions about your particular situation. Dennis Jarvis is a licensed insurance agent concentrating on medicare supplement insurance.

O’Live Medicare Services Jobs vacancy in Kenya September 2012

Posted by:  :  Category: Medicare

DC Voting Rights by dbkingTags: iebc job announcement September 2012, iebc job application form clerks September 2012, iebc job application form download September 2012, info@olivemedicare.com, O’Live Medicare Services Jobs vacancy in Kenya 2012, O’Live Medicare Services Jobs vacancy in Kenya September 2012.  
Source: jobsinkenya254.com

Video: Universal Health Care Message to Americans From Canadian Doctors & Health Care Experts

Medicare Home Health Care Qualifications

aging alzheimer alzheimer’s alzheimers and asoont assisted blog bookmark bookmarklet bookmarks brain care community del.icio.us delicious dementia education elder eldercare elderly geriatrics government health healthcare home insurance internet jobs living marketing medical medicine news nursing reference research science senior seniors services social tips tools web2.0
Source: comforcare.com

What Happens To My Medicaid When I Enroll In Medicare?

Medicare and Medicaid are two health care programs created as amendments to the Social Security Act in 1965. Medicare is a federal insurance program that provides health insurance to U.S. citizens who are over the age of 65, under 65 with disabilities, and who have end stage kidney disease. Medicaid is both funded federally and by the states. States have different Medicaid programs for different groups of people such as the elderly, children, pregnant women, etc. Medicaid programs differ by state. It is possible to enroll in Medicare while receiving Medicaid.
Source: seniorcorps.org

Understading Medicare Qualifications & Coverage

Medicare can be used as secondary insurance with another plan. However, if you choose to use another insurance provider, it’s important that you read the fine print on how these plans will work together. Some insurance companies will not allow you to use Medicare as a secondary insurance provider. Costs that are not covered by these plans cannot be picked up by Medicare. It is possible to coordinate an insurance plan to work with Medicare, but it’s important that you ask your other provider exactly how your plan will work with Medicare.
Source: ezquote.com

Medicare Part D Prescription Drug Plan Newsletter

 Initially, you have a seven (7) month window of time to join a Medicare Part D or Medicare Advantage plan.  So if you enroll in a Medicare Part D plan within the three (3) months before the month that you become eligible for Medicare (for example, the 3 months before you turn 65), your Medicare plan coverage will start on the first day of your birthday month (or Medicare eligibility month).  If you join a Medicare plan during your birthday (or eligibility) month, your prescription drug coverage will start on the first day of the next month.  Finally, if you join a Medicare plan during the three (3) months after your birthday (or eligibility) month, your drug coverage will start the first day of the month following the month when you enroll.
Source: customemployeebenefits.com

Deputy General Counsel, Health Law and Medical Center Services at University of California Office of the President in Oakland, California 94607

Reporting to the General Counsel, the Deputy General Counsel (DGC) is at the second highest level in the University’s Office of General Counsel (OGC) and a member of the General Counsel’s Senior Leadership team.  The incumbent provides strategic input and/or operational oversight on administrative and management initiatives within OGC.  The DGC will have primary leadership responsibility for the Health Law and Medical Center group, which provides  counseling on proposed health care transactions, assisting with health care compliance investigations, counseling on healthcare regulatory and reimbursement requirements, and providing health care and  Medicare/Medicaid fraud and abuse compliance provisions.  Other topics include human subject research protections; regulations concerning  health information and privacy protections; scientific misconduct; conflict of interest in the research setting; negotiations involving sponsored research projects; subject injury in clinical trials; legal requirements involving stem cell research and animal welfare protections. Qualifications include a JD from an accredited law school and a member, in good standing, of a state bar association within the United States. Member of the California Bar Association is preferred.  Requires 15 or more years of complex, high level practice experience.  Previous experience managing attorneys is required.  In addition to expertise in the field health law, must possess the fiscal and human resource management skills and background necessary to assist the General Counsel in optimizing the staffing and resources within OGC.  Salary is commensurate with qualifications and experience.   Salary range is $192,300-$297,400. The University provides an excellent benefits package, including a variety of tax-deferred savings and retirement programs.  All interested applicants, go to: 
Source: lawjobs.com

The Centers for Medicare & Medicaid Services (CMS) covers transcatheter aortic valve replacement (TAVR) under Coverage with Evidence Development (CED)

The research study protocol specifies the method and timing of public release of all prespecified outcomes to be measured including release of outcomes if outcomes are negative or study is terminated early.  The results must be made public within 24 months of the end of data collection.  If a report is planned to be published in a peer reviewed journal, then that initial release may be an abstract that meets the requirements of the International Committee of Medical Journal Editors (http://www.icmje.org).  However a full report of the outcomes must be made public no later than three (3) years after the end of data collection.
Source: pharmaceuticalintelligence.com

Obama vs. Romney Medicare Plans

Posted by:  :  Category: Medicare

The Real Romney by elycefelizMASON CITY, IA – The focus is on Iowa, where both President Barack Obama and presumptive Republican candidate Mitt Romney are showing a strong presence in the state. Today the Obama camp held press conferences in two Iowa cities to discuss an important topic for senior citizens. Mike and Carol Iverson are very familiar with their medical bills. Mike said "I stopped totaling it up when it reached over half a million." He had arthritis in his leg, but developed a mysterious staff infection that moved into his joints and led to some serious consequences. He said "One shoulder had to be removed and I now have a metal rod from hip to ankle on my right leg. I don’t have a shoulder, so I’m missing both a shoulder and a knee." Today, he and his wife shared their personal struggles at a press conference in Mason City, but it’s not a medical condition they’re concerned with at this moment. Instead, they’re worried about a potential Romney-Ryan medicare plan for Iowa seniors. Carol Iverson said "I don’t want to take a chance on it, because of the voucher plan and everything. It strikes me that what’s working is working and lets stay with it." Mike says that medicare played a huge role in getting him through his own hospital bills, but if current medicare plans were to change, he doesn’t fear for himself, but for future generations. He said "I may not have that many years left that I have to worry too much about it anyway, but I worry about other people coming up." Democrats fear that Romney’s plan would turn medicare into a voucher system and raise senior’s healthcare costs by nearly $6,400 a year However we spoke with a local political analyst to get some perspective on the other side of things and NIACC’s John Schmaltz tells us a Romney-Ryan plan most likely wouldn’t change anything for current seniors or those near retirement. Schmaltz said, "Governor Romney’s plan is trying to take a complex subject and simplify it. It’s looking at preserving the plan, he’s not gutting it, throwing it out , no scare tactics on this at all. What he wants to do is strengthen the system." He also says that Obama’s plan would end up taking $716 billion out of medicare and under a different plan, people would be able to "shop" around for their own coverage. But no matter which way you lean politically, you can expect a passionate debate about the cost of the nation’s health in the coming months.
Source: kimt.com

Video: Paul Ryan VS Obama in Iowa: The Battle of Medicare

Senator Harkin: Ryan Budget Will “End Medicare As We Know It”

Romney and Ryan would revoke all of those benefits. They would strip away protections against waste, and give insurance companies more taxpayer money while undermining the earned health security of Iowa’s seniors. According to the Congressional Budget Office and staff of the Joint Committee on Taxation, the repeal bill passed by the House on July 11 also increases the deficit by $109 billion over 2013-2022.
Source: blogforiowa.com

Iowa crowd heckles Paul Ryan over Medicare cuts

Our whole system is a war on all the classes. Those fighting FOR the Middle Class are fighting AGAINST the top class. God’s ways are voluntary with one even “tax” called a tithe of !0% for all people. (Malachi 3:8-12) Malachi says that we are a cursed nation because we do not bring all the tithes into the storehouse. He calls us to prove Him and see if He will not open the windows of heaven and pour out a blessing we will not have room enough to receive it. We pay Medicare because we EXPECT to get sick or injured. Our lifestyle is dangerous to our health. Mitt Romney, Ryan Paul, Ron Paul, the Socialist candidate or even President Obama cannot solve our problems with jobs, equal wages, insurance and taxes for government payrolls and forced helps that should be done locally by family and community God warned against debt, interest, insurance, seeking riches and honors; we are polluting ourselves to death and extinction. ONLY turning back to living off the land brings all things in proper arrangement and solves our personal, national and world problems we created by ignoring God’s wisdom. It quickly becomes a garden paradise with abundance, good health and families together in love and helpfulness. God wants us to have an abundant life with no sorrow added. We can have it IF we pray and tell our leaders before they decide our fate for us.
Source: allvoices.com

Obama In Iowa: ‘I Have Strengthened Medicare’

(DUBUQUE, Iowa) — President Obama entered the fight over Medicare today, telling supporters in Iowa that his GOP opponents are being “dishonest about my plan.” “Here’s what you need to know: I have strengthened Medicare,” he said to applause from a crowd of 3,000 gathered at the Alliant Energy Amphitheater. “I have made reforms that have saved millions of seniors with Medicare hundreds of dollars on their prescription drugs.” Obama is using the final day of his Iowa bus tour to push back against Mitt Romney and his running mate Paul Ryan, who are attacking the president for cutting $716 billion from the popular entitlement program. “They are just throwing everything at the wall to see if it sticks,” Obama said of the GOP attacks. What the Romney campaign has not mentioned is that Obama’s cuts do not impact Medicare eligibility or benefits. Furthermore, the Ryan budget calls for the same cuts to Medicare that the GOP ticket is attacking the president for making in his health care bill. “I’ve proposed reforms that will save Medicare money by getting rid of wasteful spending in the health care system, reforms that will not touch your Medicare benefits, not by a dime,” Obama said. The president went on to blast his opponents for backing a plan that “ends Medicare as we know it.” “They want to turn Medicare into a voucher program,” he said. “That means seniors would no longer have the guarantee of Medicare. They’d get a voucher to buy private insurance. And because the voucher wouldn’t keep up with costs, the plan authored by Gov. Romney’s running mate, Congressman Ryan, would force seniors to pay an extra $6,400 a year. And I assume they don’t have it. “My plan reduces the cost of Medicare by cracking down on fraud and waste and subsidies to insurance companies,” he added. “Their plan makes seniors pay more so they can give another tax cut to millionaires and billionaires. That’s the difference between our plans on Medicare. That’s an example of the choice in this election.” In a statement, Romney campaign spokesman Ryan Williams said: “President Obama has a long history of launching shameful political attacks on Medicare – but he’s the only person in the race who has actually cut Medicare. President Obama cut $716 billion from Medicare to pay for Obamacare and our nation’s seniors will pay the price with higher costs and fewer benefits. As president, Mitt Romney will always protect this vital program for seniors and strengthen it for future generations.” Copyright 2012 ABC News Radio
Source: abcnewsradioonline.com

VIDEO: Paul Ryan heckled at Iowa State Fair about killing Medicare, war on middle class

Photographs from other sources sometimes appear on TPC for humorous or illustrative purposes. As it is not our intention to use these images in any inappropriate manner or to infringe upon any rights held by others, anyone holding legal rights in the use of these images who wishes to have them taken down please contact us immediately requesting such removal, with which we will comply promptly.
Source: thepoliticalcarnival.net

FACT CHECK: Democrats' repeat ‘end Medicare’ cry is wrong, again

Republicans don’t dispute the $6,400 figure, except to say it unfairly assumes that the current Medicare system could still afford to pay the rising costs expected in 2022. CBO also notes that changes could come to Medicare as it currently operates because of those escalating health care costs: “Rising tax rates or surging federal debt might accentuate concerns about the budgetary situation and thereby lead policymakers to reduce benefits under Medicare, Medicaid, or other programs,” the CBO said. Meanwhile, Ryan himself has now signed on to a new plan to revamp Medicare with Democratic Sen. Ron Wyden. It would offer seniors a choice between traditional Medicare and a premium-support model. And this time, the premium support would grow at a faster rate. It would be tied to the lesser of the second-least expensive private insurance premium or Medicare. Wyden and Ryan don’t plan to push legislation on the plan until after the 2012 election.
Source: publicintegrity.org

Medical equipment providers decry Medicare effort @ CRE Interactive Public Docket on CMS Competitive Bidding Rule

An analysis conducted by another speaker, Ken Brown, an economics professor at the University of Northern Iowa, found that cuts in reimbursements to medical equipment suppliers and reductions in the client base of two major equipment supply companies in Iowa probably will force companies to close, resulting in the loss of more than 2,500 jobs in the state.
Source: thecre.com

Information About Medicaid in Iowa

To be eligible, a person must be a United States citizen or a legal qualified alien. The person will be expected to show proof of citizenship and identity. The person must also live within the state of Iowa. The person must be able to provide a Social Security number or proof that the person has applied for one. There are income limits and resource limits that must be met. The exact amount will differ depending on which of the many portions of the Medicaid program a person is applying for.
Source: families.com

Pacific Health Settles Medicare, Medi

Posted by:  :  Category: Medicare

Cut spending not deals (but nurses support medicare for all) dueling signs outside Obama fundraiser at the Westin St Francis, Union Square - San Francisco by Steve RhodesPacific Health Corporation has agreed to pay $16.5 million to resolve allegations that its hospitals recruited homeless patients and provided them with unnecessary health care services in an effort to defraud Medicare and Medi-Cal, according to court documents filed last week, the Los Angeles Times reports (Zavis, Los Angeles Times, 8/24).
Source: californiahealthline.org

Video: California Medicare Supplement Plans

Morning Bell: How Obamacare Robs Medicare and Hurts Seniors

The rhetorical Medicare wars have heated up this week, after President Obama declared in his Saturday radio address that his proposed reforms “won’t touch your guaranteed Medicare benefits. Not by a single dime.” This is incorrect. Obamacare cuts $716 billion from Medicare over the next 10 years, according to the Congressional Budget Office (CBO), and uses these “savings” from Medicare to fund other entitlement expansions mandated by Obamacare. Medicare becomes a cash cow for Obamacare, and the Medicare “savings” from payment cuts are not put back into making Medicare solvent. Such massive payment cuts do impact Medicare benefits, as well as seniors’ access to those benefits.
Source: capoliticalreview.com

Sharp Cuts in Dental Coverage for Adults on Medicaid

The federal health care law generally prohibits states from tightening eligibility for Medicaid before 2014, when a vast expansion of the program to cover people with incomes up to 133 percent of the federal poverty line is supposed to take effect. But states are still allowed to cut optional benefits, like vision, dental and drug coverage. Whether to seek broader cuts is part of a contentious debate between Mr. Obama and Mitt Romney over the future of Medicaid and Medicare, the government health care program for older Americans.
Source: pnhpcalifornia.org

Affordable Care Act bringing changes to Medicaid

For example, in 2011, California passed a budget that cut Medicaid payments to physicians, dentists, pharmacists and other health care providers by 10 percent. The reduction was designed to save the state $623 million. (In February 2012, a federal trial court prohibited California from implementing the 10 percent cut. That decision is likely to be appealed.) In Texas, the state is seeking to reduce Medicaid expenditures by 12 percent by, among other measures, cutting pay to hospitals by 8 percent and physicians by 2 percent. In Maine, the governor has proposed eliminating coverage for childless adults ages 19 and 20; reducing behavioral health crisis services; and placing limits on dispensing of branded drugs.
Source: practicelink.com

State Roundup: Ohio Sets Plan For People On Both Medicaid And Medicare; Minn. Asks Feds For Money

California Healthline: Why Basic Health Plan Failed And Why COOPs May Succeed No one knows exactly what the Basic Health Program would have looked like in California — and now we’ll likely never know. The state Legislature recently shelved the idea by relegating SB 703, by Senate Health Committee Chair Ed Hernandez (D-West Covina), to the “holding committee” in the Assembly Committee on Appropriations. That effectively killed the bill. Meanwhile, another Assembly measure (AB 1846), by Assembly Member Richard Gordon (D-Menlo Park), would establish a legal framework to set up Consumer Operated and Oriented Plans (COOPs). That proposal, like BHP, is an option under the federal health reform law with a lot of questions surrounding it. Unlike BHP, the COOPs bill is a floor vote away from the governor’s desk and appears to have widespread support (Gorn, 8/27).
Source: kaiserhealthnews.org

Aetna To Buy Coventry for $5.7B, Expand Work in Medicare, Medicaid

The Hartford, Conn.-based company said the deal would help it push further into government-financed programs like Medicare and Medicaid. Specifically, it will expand Aetna’s Medicare Advantage and Medicare prescription drug business.
Source: californiahealthline.org

Romney Explains Plan for Medicare, Seeks To Distinguish from Ryan’s

On Friday, Obama released an advertisement defending his record on Medicare, while arguing that Romney and Ryan would undermine the program, the AP/Washington Times reports. The ad highlights a letter AARP sent to lawmakers earlier this year in which the group said that Ryan’s plan would increase costs for beneficiaries while Obama’s approach would strengthen Medicare (Babington, AP/Washington Times, 8/17).
Source: californiahealthline.org

Dave Fluker’s California Health Insurance Blog: California Medicare Supplement MLR (Medical Loss Ratio) Requirement (Current)

Under the PPACA (Obamacare), individual & family health plans (IFP) as well as small group health plans (2-50 employees) in California must meet a Medical Loss Ratio (MLR) of 80% or above. This means that 80% of each dollar earned in premium must be spent on direct medical care and cannot be used for sales, marketing or administrative expenses. Large group health plans in California (51+ employees) must meet a slightly higher MLR under PPACA of 85%. PPACA did not impact the Medicare Supplement market and, as such, Medicare Supplement health plans for seniors and those under age 65 on Medicare are not subject to PPACA-mandated Medical Loss Ratios. However, California Health & Safety Code Section 1358.14 does specify the Medical Loss Ratios (MLR) for California Medicare Supplement Plans. Individual Medicare Supplement Plans must meet an MLR of at least 65% and group (employer-sponsored) Medicare Supplement Plans must meet an MLR of at least 75%. When a carrier falls below the current California mandated MLR on Medicare Supplements, they must issue a rebate to members effected by the overcharge. See my earlier Blog regarding Anthem Blue Cross: Anthem Blue Cross Issues MLR Refunds Currently there is no provision in California to raise the MLR on Medicare Supplement Plans. I have heard rumors, but nothing of substance. Should any potential changes in the MLR requirements for California Medicare Supplements become available, I will post a blog on it.
Source: blogspot.com

Attorney General Kamala D. Harris Announces Largest Medi

A small component of the settlement resolves certain federal Medicare allegations brought by James M. Swoben in a lawsuit filed in July 2009 in federal court in the Central District of California. Mr. Swoben is a former employee of SCAN. The lawsuit was filed pursuant to the federal and state False Claims Acts, which provide that any person with information about a false claim can file a sealed lawsuit on behalf of the government to recover the government’s losses.
Source: inlandvalleynews.com

Self Funded Legislation Is Sidelined

• Seventy-two percent of women stay because of a good work-life balance compared to 62% of men. • Seventy-two percent of women stay because they enjoy their work compared to 63% of men. • 61% of women stay because of the benefits compared to 59% of men. • Fifty-seven percent of women stay because of the pay compared to 62% of men. • Employees age 55 and older are the most likely to say because they enjoy the work (80%), have a good work-life balance (76%), have good benefits (66%), feel connected to the organization (63%) and have the opportunity to make a difference (57%). • Employees age 18-34 are least likely to say they stay because they enjoy the work (58%), have a good work-life balance (61%) and have good benefits (54%). They are most likely to stay because they like their co-workers (57%) and managers (46%) • 67% of employees ages 35 to 44 say that their pay is the reason to stay with an employer, which is higher than in any other age group. • The biggest reasons that employees give for planning to stay with for employees their employers for more than two years are enjoying the work, having a job that fits well with other life demands, and feeling connected to the organization.
Source: calbrokermag.com

Tricare Help – I’m on Medicare disability and TFL; do I have to buy Part B?

Posted by:  :  Category: Medicare

Disability and Senior Linkage Line Managers by Transguyjay15 percent age appeal catastrophic cap child born out of wedlock claims continued care cost share death DEERS dental dependent disabled divorce doctor doctors FEHBP handbook health care reform hospital ID card marriage maternity care Medicare military treatment facilities other health insurance outside the U.S. parents Part A Part B pharmacy pre-existing condition pregnancy reserves secondary insurance social security spouse supplements surgery Tricare For Life Tricare Prime Tricare Standard Tricare Young Adult Program VA widow
Source: militarytimes.com

Video: MEDICARE Disability

Notes on Social Security Reform: New papers on disability from the Social Security Bulletin

This article explores the role of the Social Security Disability Insurance (DI) and Supplemental Security Income (SSI) cash benefit programs in providing access to public health insurance coverage among working-aged people with disabilities, using a sample of administrative records spanning 84 months. We find that complex longitudinal interactions between DI and SSI eligibility determine access to and timing of Medicare and Medicaid coverage. SSI plays an important role in providing a pathway to Medicaid coverage for many low-income individuals during the 29-month combined DI and Medicare waiting periods, when Medicare coverage is not available. After Medicare eligibility kicks in, public health insurance coverage is virtually complete among awardees with some DI involvement. Medicaid coverage continues at or above 90 percent after 2 years for SSI-only awardees. Many people who exit SSI retain their Medicaid coverage, but the gap in coverage between stayers and those who leave SSI increases over time.
Source: blogspot.com

Disability risk: How boomers can prepare financially

* Cut costs and identify sources of assistance for living expenses. People need to cut discretionary spending and look at how they can reduce costs for necessary expenses, such as food, housing and health care. For example, many resources are available nationally and locally to help people, if they know where to look. This includes neighborhood food pantries, federal energy assistance, housing programs to help avoid foreclosure and provide rent assistance, and pharmaceutical assistance to cover all or part of medication costs. Nonprofit associations also offer support, such as the National Family Caregivers Association and condition-specific groups such as the National Stroke Association. Allsup provides links to local and national resources on its website.
Source: rambergmedia.com

Longitudinal Patterns of Medicaid and Medicare Coverage Among Disability Cash Benefit Awardees

This article explores the role of the Social Security Disability Insurance (DI) and Supplemental Security Income (SSI) cash benefit programs in providing access to public health insurance coverage among working-aged people with disabilities, using a sample of administrative records spanning 84 months. We find that complex longitudinal interactions between DI and SSI eligibility determine access to and timing of Medicare and Medicaid coverage. SSI plays an important role in providing a pathway to Medicaid coverage for many low-income individuals during the 29-month combined DI and Medicare waiting periods, when Medicare coverage is not available. After Medicare eligibility kicks in, public health insurance coverage is virtually complete among awardees with some DI involvement. Medicaid coverage continues at or above 90 percent after 2 years for SSI-only awardees. Many people who exit SSI retain their Medicaid coverage, but the gap in coverage between stayers and those who leave SSI increases over time.
Source: nyu.edu

Medicare 101 – The Basics You Need to Know!

Medicare Part D coverage is only available through Medicare private drug plans. Enrollment in Part D is optional for most people since the economics of this benefit will depend on your current drug coverage and drug needs. Start by checking the plan you currently have to see how it will coordinate with Medicare. There are situations where having Part D could cause you or your family members to lose other health care coverage. If your current drug coverage is as good as or better than Part D you can keep it without penalty. There is a penalty to enroll later if you do not have coverage and do not enroll when you are first eligible.
Source: rodgers-associates.com

Just Turned 65? Medicare Choice Comes Around Again

Is your Medicare plan changing in 2013? If you have a Medicare Advantage plan or a prescription drug plan, your plan will send you a document called an Annual Notice of Changes by the end of September. This is a big, thick doorstopper of a document. Don’t toss it aside. You need to review it carefully because your plan could make changes that affect you. For example, the co-pay could change for a drug you take, or a specialist you see may have dropped out of the plan’s network.
Source: allsup.com

Medicare and S.S. Disability

Age 52 , 25 years of s.s. covered earnings ending in 2001, 11 years civil service, with medicare tax ded, but no s.s. deductions. Looking at the s.s. statement , I would not get s.s. disability if disabled before I can draw s.s. benefits. Not sure about medicare if disabled.What I see on the medicare and s.s. websites says to get medicare before 65, you must be on s.s. disability. I have been paying medicare tax on every paycheck. of every job and self employemnt going back to 1976, including the last 11 years under civil service. If I became disabled , does the medicare system have another test to qualify , other than s.s. disability ststus ?
Source: early-retirement.org

Ask A Lawyer: Medicare and Social Security Disability

But you, like most people, will have to wait 24 months from the date your monetary benefits start before Medicare will start paying your medical bills. There are no retroactive benefits with Medicare. The benefits only start after 24 months of disability payments.
Source: 2spencers.com

Daily Kos: Celebrating 47 Years of Medicare!

Seniors across the state gathered last week and this week to celebrate 47 years of Medicare.  We built our Medicare system because it is by far the best way to provide America’s seniors and people with disabilities with affordable health care they can count on. For nearly half a century, Medicare has given seniors and people with disabilities access to critical health care. It protects beneficiaries and their families against health-related expenditures that might otherwise overwhelm their finances—or worse, force them to forego medical treatment needed to survive.
Source: dailykos.com

FAQ: Decoding The $716 Billion In Medicare Reductions

Posted by:  :  Category: Medicare

Benefit Security Card .. HALF of the U.S live in households that receive government benefits (26 May 2012) ...item 2..Brevard man gets 4 years in Social Security fraud case (Jun 1, 2012 ) ... by marsmet481Ryan’s plan also calls for an overhaul of the program, offering beneficiaries a set amount of money that they would use toward buying a private plan or traditional Medicare. Democrats have argued that such a fundamental change could undermine the traditional Medicare program, because private plans might tailor their coverage to attract healthier beneficiaries, leaving sicker beneficiaries in traditional Medicare. Critics of Ryan’s plan also predict it will force seniors to eventually pay more for their health care because the federal payments will be capped at the rate of gross domestic product plus half a percentage point, an amount that may not keep up with the increase in medical costs. Under Ryan’s plan, insurers would have to provide benefits that are at least equal the value of those offered in traditional Medicare. 
Source: kaiserhealthnews.org

Video: President Obama explains the so-called Medicare cuts

Obamacare and Medicare Provider Cuts: Jeopardizing Seniors’ Access

Under Section 3401, Congress reduces Medicare payment updates for hospitals, skilled nursing facilities, home health agencies, and hospice care centers. Congress also modifies reimbursement formulas for specific medical services, including ambulance services, ambulatory surgical services, and laboratory services, as well as payments for certain durable medical equipment and supplies. Annual Medicare payment updates for these providers and services are usually based on two key factors: (1) the “market basket” indices (the prices of the goods and services that providers purchase in providing services to Medicare beneficiaries) and (2) inflation. PPACA further modifies the annual payment updates by including a “full productivity adjustment.”[7] This modification links Medicare payment to measurable productivity gains in the private economy, including the manufacturing sector.[8] The effect of this change, plus changes in the market basket indices, is a downward adjustment in the annual Medicare payment for most of the institutions and services covered under Section 3401.[9] The payment reductions from these changes required by Section 3401will reach $156.6 billion over the period 2010–2019, according to CBO.[10]
Source: tomtayloronline.org

Ryan Takes to Pennsylvania to Push Medicare Message

Mr. Ryan was extrapolating from a 2010 report from Medicare’s Office of the Actuary. It analyzed the potential impact of lower premium supports paid to private companies that issue Medicare Advantage plans, popular alternatives to traditional Medicare with extra benefits such as gym memberships. To slow the growth of Medicare spending, the Affordable Care Act reduces support for the private plans, which Democrats consider inefficient. Beneficiaries would still be covered under traditional Medicare.
Source: nytimes.com

The New Medicare.gov: Making Medicare Information Clearer & Simpler

Posted by:  :  Category: Medicare

Reality Bites (draft v001) by juhansoninThe new Medicare.gov is just one of our efforts over the past year to make it easier for you to understand your Medicare. Whether it’s putting our information in simple, straightforward language so you can understand it the first time you read it or improving the design of the “Medicare Summary Notice ” so you can better understand your Medicare claims,  we’re committed to making Medicare information clearer and simpler.
Source: medicare.gov

Video: medicare.gov

New Look for Medicare.gov

Now you can get to the Medicare Part D Plan Finder by clicking on the yellow box labeled “Find Health and Drug Plans” to the left of the picture on the homepage.  This will take you to the familiar Plan Finder.  Once there, if you click on the video to help guide you through the Plan Finder, the first page will look like the older version of the website where you clicked on the blue words “Compare Drug and Health Plans” to get to the Plan Finder. 
Source: retirementeducationplus.com

Ask The Experts: Retirement

Q. I am 61 and a federal employee with FEPBLUE. My wife turned 65 last year and was enrolled in Medicare parts A and B paying the Part B out of her Social Security check. I recently took a CSRS retirement class that stated that Part B is a total waste of money because in our situation, Medicare is not only secondary to FEHB (which I knew), but Part B would pay nothing until it was primary. They advised us to cancel Part B until I retire because it is worthless until then. Please advise.
Source: federaltimes.com

GOP Pushes to Become Seen as Medicare's Savior Despite Fiscal Destructiveness, Unfairness of Program

What’s not to like in maintaining Medicare via Ryan’s suggestion that seniors be given large amounts of free money to buy their insurance? First and foremost, Medicare is not a program that should be preserved and protected. More than any other single program it is bankrupting the country. Designed consciously by LBJ as the last act of New Deal-era Social Security reforms, it addressed issues that are no longer in play. As Veronique de Rugy and I wrote in the August-September cover story for Reason, especially if you believe in a government-provided social safety net you should want to tear up this program and replace it with a targeted and sustainable plan. Even when you subtract Social Security and Medicare payments, seniors are wealthy and they should be expected to pay for their own health care and retirement. If they are too poor or incapacitated to do so, the state can help them out. But there is simply no compelling reason that relatively poor and younger voters should pick up the tab, either through regressive and sure-to-increase payroll taxes and debt payments.
Source: reason.com

Medicare, Health Care Reform and 2013…

Five Star Ratings on Medicare Advantage Plans – To encourage Medicare Advantage plans to provide quality care, the ACA authorized Medicare to pay bonuses to Medicare Advantage plans, beginning in 2012, if they receive four or five stars on Medicare’s new five-star quality rating system. And, plans that received a 5 star rating would be able to enroll customers year-round; not just during Medicare’s annual enrollment period (AEP). (Source) The rating system measures how well plans: help customers stay healthy; perform on numerous customer satisfaction measures; price and safely administer drugs; and provide Medicare.gov updated plan information.
Source: ehealthinsurance.com

Prescription Drug Life Cycle: Delivering Medicare Part D Savings [VIDEO]

Posted by:  :  Category: Medicare

Medicare Part D Press Conference (44) by Korean Resource Center 민족학교Specifically, IMS examined the innovative medicines covered under Medicare Part D from 2006 to 2010. It found that a group of brand-named (patented) medicines representing 28% of the all Part D 2006 spending lost patent protection during this period. At the same time, generic versions of those medicines became available to patients. This inevitable generic competition with brand name drugs helped save Medicare $8.1 billion. According to IMS, if you project patient spending on these medicines out through 2014, we’re likely to see savings of $28.5 billion alone on the medicines whose patents expired during the period studied.
Source: phrma.org

Video: Medicare Part D Prescription Drug Plan Basics

Medicare 101 – The Basics You Need to Know!

Medicare Part D coverage is only available through Medicare private drug plans. Enrollment in Part D is optional for most people since the economics of this benefit will depend on your current drug coverage and drug needs. Start by checking the plan you currently have to see how it will coordinate with Medicare. There are situations where having Part D could cause you or your family members to lose other health care coverage. If your current drug coverage is as good as or better than Part D you can keep it without penalty. There is a penalty to enroll later if you do not have coverage and do not enroll when you are first eligible.
Source: rodgers-associates.com

End Medicare As We Know It? Ryan's Plan Would Expand On a Medicare Idea That Seniors Know and Like.

And, as The New York Times made clear in an article over the weekend, these sections are working well enough that the administration has seen fit to brag about their successes. To some extent this is just political: Administrations want to be able to say that their programs work. but there are real successes here, especially relative to the traditional Medicare alternative. For example, The Times notes, the administration has pointed to a 10 percent increase in enrollment in Medicare Advantage, as well as a 7 percent decrease in average plan price. So average plan costs are decreasing, and more seniors are choosing to enroll in Medicare’s system of private plans. And as I noted last week, there’s new evidence to suggest that private insurers operating in the program provide equal benefits to traditional Medicare at lower cost.
Source: reason.com

Medicare, Health Care Reform and 2013…

Five Star Ratings on Medicare Advantage Plans – To encourage Medicare Advantage plans to provide quality care, the ACA authorized Medicare to pay bonuses to Medicare Advantage plans, beginning in 2012, if they receive four or five stars on Medicare’s new five-star quality rating system. And, plans that received a 5 star rating would be able to enroll customers year-round; not just during Medicare’s annual enrollment period (AEP). (Source) The rating system measures how well plans: help customers stay healthy; perform on numerous customer satisfaction measures; price and safely administer drugs; and provide Medicare.gov updated plan information.
Source: ehealthinsurance.com

Can I Use A Canadian Pharmacy With Medicare Part D?

If you spend exactly $2250 for prescription drugs subsequent year and every single single medication you take is covered via the Medicare Portion D plan you have chosen, you can save about 52% on your medication expenditures. If you spend less than that amount or take numerous medicines that are not insured with your system, your savings drop as you get farther away from $2250.
Source: welcometocoastcity.org

Florida Elder Law and Estate Planning: Medicare Part D premium to remain unchanged in 2013

The Center for Medicare and Medicaid Services has also announced that since the establishment of the Affordable Care Act, seniors and the disabled collecting Medicare benefits have saved nearly $4billion in prescription drug costs. In 2012, beneficiaries in the “doughnut hole” saved 50% on brand-name prescription drugs and 14% on generic prescription drugs. Under the law, the doughnut hole will gradually decrease through 2020, when the coverage gap disappears entirely.
Source: blogspot.com

Medicare Part D: Disappearing Donut Hole?

Many states have 20-30 Part D drug plans to choose from, so you can quickly get overwhelmed if you try to compare them on your own. Fortunately, there are other resources available to you to help you choose a suitable plan. You can compare your options on the Medicare.gov website or, if you have a Medicare supplement or Medicare Advantage plan, your insurance agent should be able to help you with this. Be sure to research your options every year; insurance companies sometimes change their plans, and just because you’ve found the best drug plan for you this year doesn’t mean it will be the best plan for you next year.
Source: mondaysorchids.com

Medicare Part D Coverage Gap

Gary Phillips is a licensed insurance agent based in western North Carolina. He specializes in the senior market and is knowledgeable in multiple insurance lines including Medicare, Medigap, Long-Term Care, Part D Prescription Drugs, Part C Medicare Advantage, Health, Life and Final Expense insurance. He also enjoys writing and helping others. www.bizpartner.homestead.com
Source: seniorliving.net

Medicare Part D and Dual Eligibles: Prescription Drug Formularies and Drugs Used by Dual Eligibles

Medicare drug plans may exclude drugs from formularies or may control drug use in an effort to contain costs, but they must meet certain criteria in doing so.  Each PDP and MA-PD drug formulary is reviewed by staff in the Centers for Medicare and Medicaid Services (CMS).  Generally, Part D plan formularies must cover at least two drugs in every theraputic class.  Under CMS rules, Part D formularies must also include all or substantially all drugs in six protected classes: immunosuppressant (for prophylaxis of organ transplant rejection), antidepressant, antipsychotic, anticonvulsant, antiretroviral, and antineoplastic drugs.
Source: piperreport.com

How Medicare Part D Raised US Healthcare Costs

What followed was one of the most extraordinary events in congressional history. The vote was kept open for almost three hours while the House Republican leadership brought massive pressure to bear on the handful of principled Republicans who had the nerve to put country ahead of party. The leadership even froze the C-SPAN cameras so that no one outside the House chamber could see what was going on.Among those congressmen strenuously pressed to change their vote was Nick Smith, R-Mich., who later charged that several members of Congress attempted to virtually bribe him, by promising to ensure that his son got his seat when he retired if he voted for the drug bill. One of those members, House Majority Leader Tom DeLay, R-Texas, was later admonished by the House Ethics Committee for going over the line in his efforts regarding Smith. Eventually, the arm-twisting got three Republicans to switch their votes from nay to yea: Ernest Istook of Oklahoma, Butch Otter of Idaho and Trent Franks of Arizona. Three Democrats also switched from nay to yea and two Republicans switched from yea to nay, for a final vote of 220 to 215. In the end, only 25 Republicans voted against the budget-busting drug bill. (All but 16 Democrats voted no.)
Source: wordpress.com

MEDICARE PART D COVERAGE CRITERIA LOTRONEX (alosetron)

AIDS Famous People with AIDS Phases Clinical Trials Bone Cancer History of AIDS Hepatitis B Vaccine Herpes Brain Tumor Early Symptoms AIDS Statistics Lung Cancer Nevirapine Aplastic Anemia Chlamydia Clinical Trials for Pay Types of T Cells Azt Breast Cancer HIV Graves Disease Coronary Artery Disease Sickle Cell Anemia AIDS in Africa Normal Cd4 T Cell Count Diabetes Diet HPV Tay sachs Disease Skin Cancer Society for Clinical Trials Pregnancy Week by Week Medical Dictionary
Source: starhi.com

Daled Amos: Medicare Part D Premiums Expected to Remain Stable

Posted by:  :  Category: Medicare

Asian & Pacific Islander American Health Forum by congressman_hondaMedicare covers about 47 million seniors and disabled people. And nearly 1 million of those with high drug costs have already received a 50% discount on brand name drugs this year alone due to the implementation of the Affordable Care Act (ACA). The expectation is that as more people fall into the doughnut hole the number who benefit from the savings will increase. In addition, a new study published in the July 2011 issue of the Journal of the American Medical Association suggests that the savings that seniors get from participating in Medicare Part D may extend beyond just the cost of medications. Medicare Part D participants seem to have lower hospital and nursing home bills as well. This may, in part, be due to easier access to the medications that keep them healthy. The Medicare program has reaped the benefits of Medicare Part D as well. Estimates indicate that Medicare Part D has saved the Medicare program an average of $1,200 a year for every senior who had no coverage or inadequate benefits prior to when the program was launched in 2006. Much of the savings was due to the reduction in the need for hospitalization and nursing home stays.
Source: blogspot.com

Video: Guide to Medicare Part A and Part B

Prescription Drug Life Cycle: Delivering Medicare Part D Savings [VIDEO]

Specifically, IMS examined the innovative medicines covered under Medicare Part D from 2006 to 2010. It found that a group of brand-named (patented) medicines representing 28% of the all Part D 2006 spending lost patent protection during this period. At the same time, generic versions of those medicines became available to patients. This inevitable generic competition with brand name drugs helped save Medicare $8.1 billion. According to IMS, if you project patient spending on these medicines out through 2014, we’re likely to see savings of $28.5 billion alone on the medicines whose patents expired during the period studied.
Source: phrma.org

Massachusetts Health Stats: Left

NOTE: I’m going all Medicare all the time until further notice. There’s nothing happening in Massachusetts anyways. The legislature passed its health-care price controls, screwed a few percent of the population, and headed off to their second or third homes in the Berkshires or on the Cape for the rest of the Northern Hemisphere summer. And then they are off to the Democratic convention. Look to the postings list to the left to see what’s new. The Obama Parade of Medicare Lies is never ending. (What would you expect of a guy who lied about his dying mother’s insurance situation to get elected?) Otherwise, whenever, Massachussetts Health Stats is an as-needed look at statistics about the Massachusetts healthcare delivery and insurance market and industry. On both Medicare and Massachusetts health care, this blog overcomes the attempts from those on both the left and right of the political spectrum to use statistics to impose needless changes on one of the best healthcare systems in the world.
Source: typepad.com

Medicare 101 – The Basics You Need to Know!

Medicare Part D coverage is only available through Medicare private drug plans. Enrollment in Part D is optional for most people since the economics of this benefit will depend on your current drug coverage and drug needs. Start by checking the plan you currently have to see how it will coordinate with Medicare. There are situations where having Part D could cause you or your family members to lose other health care coverage. If your current drug coverage is as good as or better than Part D you can keep it without penalty. There is a penalty to enroll later if you do not have coverage and do not enroll when you are first eligible.
Source: rodgers-associates.com

Medicare Under Obamacare (August 12, 2012

Sounds like Queen Latifah may have the patter of little feet in her sights. “As an adult, as a I looked back on how my mom raised us,” the superstar tells our wOw Effect host, “I was so thoroughly impressed, and I figured, If I can be just half the mother she is, I’ll be doing just fine.”
Source: blogtalkradio.com

Medicare, Health Care Reform and 2013…

Five Star Ratings on Medicare Advantage Plans – To encourage Medicare Advantage plans to provide quality care, the ACA authorized Medicare to pay bonuses to Medicare Advantage plans, beginning in 2012, if they receive four or five stars on Medicare’s new five-star quality rating system. And, plans that received a 5 star rating would be able to enroll customers year-round; not just during Medicare’s annual enrollment period (AEP). (Source) The rating system measures how well plans: help customers stay healthy; perform on numerous customer satisfaction measures; price and safely administer drugs; and provide Medicare.gov updated plan information.
Source: ehealthinsurance.com

End Medicare As We Know It? Ryan's Plan Would Expand On a Medicare Idea That Seniors Know and Like.

And, as The New York Times made clear in an article over the weekend, these sections are working well enough that the administration has seen fit to brag about their successes. To some extent this is just political: Administrations want to be able to say that their programs work. but there are real successes here, especially relative to the traditional Medicare alternative. For example, The Times notes, the administration has pointed to a 10 percent increase in enrollment in Medicare Advantage, as well as a 7 percent decrease in average plan price. So average plan costs are decreasing, and more seniors are choosing to enroll in Medicare’s system of private plans. And as I noted last week, there’s new evidence to suggest that private insurers operating in the program provide equal benefits to traditional Medicare at lower cost.
Source: reason.com

Can I Use A Canadian Pharmacy With Medicare Part D?

If you spend exactly $2250 for prescription drugs subsequent year and every single single medication you take is covered via the Medicare Portion D plan you have chosen, you can save about 52% on your medication expenditures. If you spend less than that amount or take numerous medicines that are not insured with your system, your savings drop as you get farther away from $2250.
Source: welcometocoastcity.org

Ask The Experts: Retirement

Q. I am 61 and a federal employee with FEPBLUE. My wife turned 65 last year and was enrolled in Medicare parts A and B paying the Part B out of her Social Security check. I recently took a CSRS retirement class that stated that Part B is a total waste of money because in our situation, Medicare is not only secondary to FEHB (which I knew), but Part B would pay nothing until it was primary. They advised us to cancel Part B until I retire because it is worthless until then. Please advise.
Source: federaltimes.com

Medicare Part D: Disappearing Donut Hole?

Many states have 20-30 Part D drug plans to choose from, so you can quickly get overwhelmed if you try to compare them on your own. Fortunately, there are other resources available to you to help you choose a suitable plan. You can compare your options on the Medicare.gov website or, if you have a Medicare supplement or Medicare Advantage plan, your insurance agent should be able to help you with this. Be sure to research your options every year; insurance companies sometimes change their plans, and just because you’ve found the best drug plan for you this year doesn’t mean it will be the best plan for you next year.
Source: mondaysorchids.com

Florida Elder Law and Estate Planning: Medicare Part D premium to remain unchanged in 2013

The Center for Medicare and Medicaid Services has also announced that since the establishment of the Affordable Care Act, seniors and the disabled collecting Medicare benefits have saved nearly $4billion in prescription drug costs. In 2012, beneficiaries in the “doughnut hole” saved 50% on brand-name prescription drugs and 14% on generic prescription drugs. Under the law, the doughnut hole will gradually decrease through 2020, when the coverage gap disappears entirely.
Source: blogspot.com

Medicare Part D Coverage Gap

Gary Phillips is a licensed insurance agent based in western North Carolina. He specializes in the senior market and is knowledgeable in multiple insurance lines including Medicare, Medigap, Long-Term Care, Part D Prescription Drugs, Part C Medicare Advantage, Health, Life and Final Expense insurance. He also enjoys writing and helping others. www.bizpartner.homestead.com
Source: seniorliving.net

Getting Help With Medicare Choices

There are also Medicare Advantage plans, also sometimes referred to as Part C. These plans are provided by private insurance companies with basic healthcare coverage as a supplement to Parts A and B, and sometimes include other components like prescription drug, dental, and vision insurance. Like traditional healthcare plans, they generally cost more if they offer more coverage, and they may have restrictions on what care providers you can see.
Source: usafreelistings.com

Weekly Address: Preserving and Strengthening Medicare // Current TV

Posted by:  :  Category: Medicare

Bubbles? Take something like 'Not I! ...item 1.. Wakulla Republicans Protest Against Taxes in the County (September 06, 2011) ... by marsmet552We’re a TV network available on DirecTV, Comcast, Time Warner Cable, Dish Network, and more. Find us on your TV. While you are here you can watch videos from our TV shows, check our TV schedule, and participate in discussions with members of our community. Thanks for visiting, and let us know what you think!
Source: current.com

Video: Weekly Address: Medicare Officially Safer After Health Reform

Obama, Romney Trade More Medicare Barbs

National Journal: Report Gives Obama New Weapon Against Romney In Medicare Wars President Obama has sought to win over older voters by warning them that Mitt Romney’s plan for Medicare would cost them an extra $6,400 a year in health premiums. Now, the liberal Center for American Progress has armed Obama with even scarier-sounding numbers to attack the proposal to repeal the 2010 health care law and pass the 2012 House Republican budget, the brainchild of Romney’s running mate, Rep. Paul Ryan of Wisconsin. The new $6,400: $59,500. According to the center’s calculations, a senior who turns 65 in 2023, the first year of the proposed Medicare reforms, would end up paying that sum in additional premium dollars over a lifetime, as the costs of insurance diverge from the value of a government-provided payment (Sanger-Katz, 8/24).
Source: kaiserhealthnews.org

Daily Kos: Obama in weekly address: Republicans do indeed want to effectively end Medicare as we know it

we often negotiated gains earned by increased productivity as a combination of pay raises and retirement benefits. When vulture capitalists bankrupted my steelmill (Kaiser) our retirement benefits were drastically reduced and thrown into the PBGC. And after years of promoting “Buy American Steel”, the principal shareholder renounced his American citizenship to become a Canadian so that he could invest his riches into Canadian shale oil. This all happened after the company had pleaded with us to take a pay cut because they didn’t have the $240 million to invest in a new blast furnace technology that would have made us one of the most modern mills on earth. We conceded. Then the company sold an investment that made them over $640 million in cash. We offered to keep the pay cut for the present contract and the next contract if they would invest it into the new blast furnace. They declined the offer, stuffed their pockets, and shit on several thousand employees. That was during the Ray-gun years. Rmoney is cut from the same cloth. He would like to throw the non profit public moneys of Medicare and Social Security into the risk laden private markets where profit for the private 1% would be the driving motive. That would result in loss of benefits so that the 1% could leech off of the labors and savings of the 99%. We need to keep these social programs from the greedy heartless mitts of Mittens and the like.
Source: dailykos.com

Weekly Address: Preserving and Strengthening Medicare

Advertisments (6) African-American/Black (22) Economy (28) Education (37) Energy (4) Environment (6) Federal (75) Gov 2.0 (426) Health (24) Latino/Chicano (4) Local (24) Minority Interest (71) Open Gov (26) SDVOB (17) Security (12) Tech (36) Uncategorized (3) Video Capability (2)
Source: opengovtv.com

Obama’s Weekly Address: Setting The Record Straight On Medicare

Mitt Romney and his running mate Paul Ryan have been attacking the president for cutting $716 billion from the popular entitlement program. “Over the last few weeks, there’s been a lot of talk about Medicare, with a lot of accusations and misinformation flying around.  So today I want to step back for a minute and share with you some actual facts and news about the program,” Obama says.
Source: news92fm.com

President's Weekly Address

Republicans in Congress have put forward a very different plan that turns Medicare into a voucher program—under one plan forcing seniors to pay an extra $6,400 out of their own pocket for care-and effectively ends Medicare as we know it. The President believes that our seniors deserve better and will work with anyone to keep improving the current system to give our seniors the security and peace of mind they have earned.
Source: ezkool.com