At MediBid, we restore market forces to medical care. Doctors get to set their own rates based on their training, experience, and outcomes, and patients get to shop for medical care across state lines and international borders. Many times with MediBid, you will find procedures that are more effective than procedures allowed, or covered by health plans. Transparency and competition are the only way to achieve reasonable costs. Many of our employer clients offering group health insurance through MediBid save $5,000 per employee per year. Those are substantial savings. Patients are saving an average of 48% vs. insurance discounted rates, or 80% vs. retail. Contact us for more information.
Video: Medicare Prescription Drug Plans.wmv
Medicare Drug Plan Premiums Not Going Up
Medicare is health insurance for people 65 years of age or older and some disabled people under 65. Doctors, hospitals and clinics who treat Medicare recipients are reimbursed by the federal government for their services. Medicare is funded by a portion of payroll taxes paid by employers and workers, and by monthly premiums deducted from Social Security benefit checks. Typically, when you apply for Social Security retirement benefits, you also automatically apply for Medicare.
Medicare 101 – The Basics You Need to Know!
Medicare Part D coverage is only available through Medicare private drug plans. Enrollment in Part D is optional for most people since the economics of this benefit will depend on your current drug coverage and drug needs. Start by checking the plan you currently have to see how it will coordinate with Medicare. There are situations where having Part D could cause you or your family members to lose other health care coverage. If your current drug coverage is as good as or better than Part D you can keep it without penalty. There is a penalty to enroll later if you do not have coverage and do not enroll when you are first eligible.
New Look for Medicare.gov
Now you can get to the Medicare Part D Plan Finder by clicking on the yellow box labeled “Find Health and Drug Plans” to the left of the picture on the homepage. This will take you to the familiar Plan Finder. Once there, if you click on the video to help guide you through the Plan Finder, the first page will look like the older version of the website where you clicked on the blue words “Compare Drug and Health Plans” to get to the Plan Finder.
Obama Crows About Private Medicare Provider Success while Bashing GOP Plans
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Medicare, Health Care Reform and 2013…
Five Star Ratings on Medicare Advantage Plans – To encourage Medicare Advantage plans to provide quality care, the ACA authorized Medicare to pay bonuses to Medicare Advantage plans, beginning in 2012, if they receive four or five stars on Medicare’s new five-star quality rating system. And, plans that received a 5 star rating would be able to enroll customers year-round; not just during Medicare’s annual enrollment period (AEP). (Source) The rating system measures how well plans: help customers stay healthy; perform on numerous customer satisfaction measures; price and safely administer drugs; and provide Medicare.gov updated plan information.
End Medicare As We Know It? Ryan's Plan Would Expand On a Medicare Idea That Seniors Know and Like.
And, as The New York Times made clear in an article over the weekend, these sections are working well enough that the administration has seen fit to brag about their successes. To some extent this is just political: Administrations want to be able to say that their programs work. but there are real successes here, especially relative to the traditional Medicare alternative. For example, The Times notes, the administration has pointed to a 10 percent increase in enrollment in Medicare Advantage, as well as a 7 percent decrease in average plan price. So average plan costs are decreasing, and more seniors are choosing to enroll in Medicare’s system of private plans. And as I noted last week, there’s new evidence to suggest that private insurers operating in the program provide equal benefits to traditional Medicare at lower cost.
Medicare Prescription Drug Coverage Is Here!
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2013 Medicare Drug Plan Premiums Will Be Similar To This Year — On Average
“Some folks won’t have access to plans at this price,” said Joe Baker, president of the Medicare Rights Center, a consumer advocacy group. “The bigger issue is that seniors have too much choice, or too much non-meaningful choice.” Seniors, he said, “tend to go for lower premiums, which look more affordable, but they can be surprised when their drug isn’t in the formulary.”